PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES

ENGLISH LANGUAGE SET - V

S.N Question Choice1 Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation

(Numeric)
Directions (Q1 To Q5): In the question given below, a statement has been divided into 5 parts with one or more parts containing an error (grammatical and
contextual).You are required to choose the part which has an error. If the statement is correct, mark (5) i.e. ‘No Error’ as the answer.
1 My Professor suffered (1)/ from the 1 2 3 4 5 2 Replace ‘illusion’ by ‘delusion’
illusion (2)/ that I was a (3)/ Science
student (4)/No Error (5)

2 An increasing income gap(1) / is a sign 1 2 3 4 5 3 Replace ‘have’ with ‘has’.

of(2) / an economy that have(3) / failed
its citizens(4) / No error(5)

3 To avoid ecological issues, scientists and 1 2 3 4 5 2 Replace ' effects ' by 'affects'.
governing agencies (1)/ consider how 'Effect' is used as a noun and
sustainable development effects(2)/the 'affect' is used as a verb.
environment and its place(3)/ in deciding
future environmental issues.(4)/ No Error
(5)
4 Giving the reality of most farmers 1 2 3 4 5 1 Replace 'giving' with 'given'
currently (1)/ reeling under the effects of
two years of drought,
(2)/ unseasonal rains and floods, more
support(3)/should be provided to them.
(4)/No Error (5)
5 In fact, with the Corona Virus threatening 1 2 3 4 5 5 No Error.
to (1)/mutate and cause greater damage,
the challenges for the (2)scientists and
health professionals (3)/have increased
manifold. (4)/No Error (5)

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
ENGLISH LANGUAGE SET - V

Directions (Q 6 To Q10): Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each
blank that best fits the meaning of the sentence as a whole.

S.N Question Choice1 Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation

(Numeric)
6 In a parliamentary system of carried out, carried out, carrying out, carried over, carrying out, 5 carrying out 'means 'to bring to
governance, the Executive, represented approved suggested provided approved approved a successful issue' and
by the permanent 'approved' means 'officially
Civil Service, plays a major role in agreed or accepted as
__________ various policies and satisfactory'. Hence, 5 is the
programmes that are ________ by most appropriate answer.
Parliament.
7 It is into this already ________ salubrious, sanguine, precarious, prevalent, polluted, 3 precarious means 'dangerous'
environment that we introduce annoyed alleviating exacerbating pleased composed and exacerbating means
firecrackers, _______ an already bad 'making worse'. Hence, Option 3
situation. is correct.

8 The rapidly _______media universe in extending, blowing up, lowering, amplifying, expanding, 5 Option 5 is the most appropriate
our country has come to ______ its spend refuse achieve yield acquire answer.
share of concerns.

9 For the first time, the Indian Science deferred, delayed,task tabled, job postponed, late,business 4 Option 4 is the most appropriate
Congress(ISC) is being ________for occupation concerns answer.
security _______

10 A crisis brings a ________ of discipline feeling, one sense,longer tempo,where feeling,where tempo,one 2 Option 2 is the most appropriate
and urgency to the organisation, answer.
because the market no ___________
pays for sloppiness.

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
ENGLISH LANGUAGE SET - V

Direction (Q11-Q15): Replace the phrase in bold with the most appropriate option given below.

S.N Question Choice1 Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation

(Numeric)
11 Nobody can deny the fact that Indian Are very Is so much Are very Is very different No 4 ' from' will be used instead of
economy is very different than different than different than different from from replacement than. Than is used in case of
American economy. required. comparative degree

12 Accurate statistics with regards to the statistics with Statistics with Statistic with statistics in no 2 'regard' will be used in place of
area occupied by different forms of regards to regard to regard to regards to replacement 'regards'
cultivation are difficult to obtain. required

13 The relatively static lattice in a diamond Are exceptional Was Are Is exceptionally No 4 adverb 'exceptionally' will be
ensures that the scattering is at a exceptional exceptionally replacement used
minimum and the thermal conductivity is required.
exceptional good

14 The selection in recruitment exam for of dedicate and of dedicatedly of dedicated a lot and No 5 No replacement required.
SBI PO requires a lot of dedication and and and dedication and replacement
hard work. required.

15 As soon as I opened the front door of my Then I smelled. That I smelled. I smelled. I smell No 3 than will be not be used.
house, than I smelled the distinctive replacement
aroma of fresh coffee. required.

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
ENGLISH LANGUAGE SET - V

Directions (16 - 20): Rearrange the following sentences (A), (B), (C), (D), (E) and (F) to make a meaningful paragraph and then answer the questions which
follow.

(A) The government clearly has a duty to fulfill the right mandated to children in our Constitution.

(B) If this trend continues, many government schools may have to be wound up.

(C) Data available with the Department of Public Instruction (DPI) and the Sarva Sikhsha Abhiyan confirm that the number of schools with zero admissions have been
on the rise in the country.

(D) The amicus curiae appointed by the Supreme Court submitted that the Telangana government has been dilly-dallying on filling up teachers’ vacancies in the State.

(E) For example, last year, not a single student enrolled in Class I in 534 government schools in Karnataka.

(F) However, Telangana is not the only state where education in government schools is neglected. It’s an all-India phenomenon.

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
S.N Question Choice1
16 Which of the following sentence
should be the 4th after rearrangement?
17 Which of the following sentence C E
should be the 3rd after
rearrangement?
18 Which of the following sentence
should be the 5th after rearrangement?
ENGLISH LANGUAGE SET - V
Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation
(Numeric)
A E C D B 5 The proper sequence of
sentences to make a
meaningful paragraph will be
‘DFEBCA’:
D. The amicus curiae appointed
by the Supreme Court
submitted that the Telangana
government has been dilly-
dallying on filling up teachers’
vacancies in the State.
F. However, Telangana is not
the only state where education
in government schools is
neglected. It’s an all-India
phenomenon.
E. For example, last year, not a
single student enrolled in Class
B A D 2 I in 534 government schools in
Karnataka.
B. If this trend continues, many
government schools may have
A C D E B 2 to be wound up.
C. Data available with the
Department of Public Instruction
(DPI) and the Sarva Sikhsha
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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
ENGLISH LANGUAGE SET - V

19 Which of the following sentence F B D A C 1 Abhiyan confirm that the

should be the 2nd after number of schools with zero
rearrangement? admissions have been on the
rise in the country.

A. The government clearly has

20 Which of the following sentence C D E A B 2 a duty to fulfil the right
should be the 1st after rearrangement? mandated to children in our
Constitution.

Directions (21 - 30): Read the following passage carefully and answer the questions that follow:

The Goldman Sachs Group, Inc. global investment banking, securities and investment management firm has agreed to pay $5 billion to the US government, one of the
largest regulatory penalties in its history, to compensate for the firm’s sale of mortgage bonds which resulted in the 2008 financial crisis. A government inquiry
established how the firm sold bonds tied to residential mortgages, and banks deceived investors by misrepresenting the quality of underlying loans. Earlier, Bank of
America, Chase and Citigroup agreed to a similar settlement.

There are lessons to learn here for the government, judiciary, market regulator, banks, and asset reconstruction companies (ARCs). The Indian economy
was cocooned from the crisis in 2008, because of its strong banking system. The strength of banks emanated from government surety. But as we put in place a reform
process in banking, there is a need to strengthen the system further. Parking the problem of non-performing assets (NPA) of banks in ARCs does not mean a solution
has been found. ARCs’ traditional role is to turn underperforming assets profitable. It is a challenge fraught with pitfalls. Especially when the human resource managing
them in India is not exposed to risks. The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 was to help banks use it
to recover NPAs. It also ensures that asset management companies will act as intermediaries between promoters and the trust. The scope of this must be widened to
bring in more responsibility for both ARCs and banks.

Goldman Sachs, Citigroup, Chase and Bank of America were supposed to do the same. But when they faltered, there was no mechanism of checks and balances in the
system. That led to the crisis. What made the crisis worse for the investor was the long process of adjudication. In India, with growing distressed debts and

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
ENGLISH LANGUAGE SET - V

securitization, they could be the future asset instruments for investors. There is a need for the government to watch closely the functioning of more than a dozen ARCs. It
is also imperative, that a more robust legislation is put in place to protect investors. At the same time, there is a need for educating investors.

S.N Question Choice1 Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation

(Numeric)
21 According to the passage, which of Goldman Sachs US Goldman US None of the 3 The first line of the passage
the following resulted in 2008 securities government’s Sachs government’s above clearly states that the Goldman
financial crisis? securities mortgage mortgage Sachs Group, Inc. has agreed
bonds bonds to pay $5 billion to the US
government to compensate for
the firm’s sale of mortgage
bonds which resulted in the
2008 financial crisis.

22 A government inquiry established the Commercial Residential Reverse Pension None of the 2 The first paragraph clearly
root cause of the 2008 financial crisis mortgages mortgages mortgages mortgages above states that a government inquiry
were: established how the firm sold
bonds tied to residential
mortgages, and banks deceived
investors by misrepresenting
the quality of underlying loans.
23 Which of the following has not been Asset Non-Banking Government Market Judiciary 2 The second paragraph clearly
listed in the passage that made reconstruction Financial regulator and states that from 2008 financial
mistakes during the 2008 financial companies Institutions Banks crisis there are lessons to be
crisis? (ARCs) (NBFCs) learnt by the government,
judiciary, market regulator,
banks, and asset reconstruction
companies (ARCs).

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
ENGLISH LANGUAGE SET - V

24 The Asset Reconstruction Convert Convert Convert Convert NPAs None of the 4 The second paragraph clearly
Companies’ (ARC’s) main role to profitable assets unprofitable performing into performing above states that Asset Reconstruction
perform was: into NPAs assets into assets into assets Companies’ (ARC’s) traditional
NPAs NPAs role is to turn underperforming
assets profitable.

25 What does the term ‘Securitization’
mean in the passage?
Transforming Transforming Transforming Transforming None of the 1 Securitization is the process of
illiquid asset into liquid asset into security into an security into an above taking an illiquid asset, or group
a security a security illiquid asset liquid asset of assets, and through financial
engineering, transforming them
into a security. A typical
example of securitization is a
mortgage-backed security
(MBS), which is a type of asset-
backed security that is secured
by a collection of mortgages.

Directions (26 - 27): The following questions have a word highlighted from the passage with four words following it. Choose the best word that matches the
meaning of the highlighted word as your answer.

S.N Question Choice1 Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation

(Numeric)
26 Underlying Straight Latent Misleading Deceptive None of the 2 Option 2 is most appropriate.
above

27 Fraught Container Empty Filled Scarce None of the 3 Option 3 is most appropriate.
above

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
ENGLISH LANGUAGE SET - V

Directions (28 - 30): The following questions have a word highlighted from the passage with four words following it. Choose the best word that is opposite in
meaning to the highlighted word as your answer.

S.N Question Choice1 Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation

(Numeric)
28 Cocooned Wrapped Moth Doomed Uncovered None of the 4 Option 4 is most appropriate.
above

29 Emanate Emerged Held Discharged Issued None of the 2 Option 2 is most appropriate.
above

30 Adjudication Determination Conclusion Initiation Abduction None of the 3 Option 3 is most appropriate.
above

Directions(31-35): A sentence with two blanks is given, each blank indicating that something has been omitted. Choose the words that best fit the meaning of
the sentence as a whole.

S.N Question Choice1 Choice 2 Choice 3 Choice 4 Choice 5 Answer Explanation

(Numeric)
31 In the ______ of its journey of 139 years, beauty, follow totality, era, grab entirety, whole, clasp 4 The sentence is about a
this newspaper has remained adapting embrace newspaper journey of 139
contemporary yet classic by affecting years. During these years the
periodic design changes and taking a newspaper has changed with
lead to ______ new technology without upcoming trends by adapting
compromising its core values that are and embracing the new
intrinsically wedded to the cardinal technological changes yet it
principles of journalism. never compromised with its core
value. The first word must mean
'the whole'. The second word
must mean 'to accept and
adapt'. Therefore, option 4 is
apt. 'Entirety' means the whole

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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
32 In the early 2000s, dozens of the world’s review, identify
premier experts on sports-related
concussions started meeting to _______
studies about concussions, with plans to
issue a consensus set of guidelines on
how best to _______ and deal with the
condition.
33 PM Modi’s hectic external engagements dispel, deny
were to ___________ the notion that a
former Chief Minister with little diplomatic
experience could not make it to the high
table as well as counter a campaign by
pro-Congress intellectuals to
_____________ him a visa to travel to
the West because of his so-called role in
Gujarat riots.
34 If a startup founder could peer 8 years
into the future and see a company that
has become the symbol for ______
culture, one that has raised over $8
billion on a valuation of $67 billion, that
ENGLISH LANGUAGE SET - V
of something and embraces
means to an act of accepting
something willingly or
enthusiastically.
ponder, debate brood, establish concentrate, grasp, distract 1 The first blank is followed by the
organize word "studies", and no other
word but "review" can fit before
it while conveying a correct
sense. In order for a condition to
be dealt with, it needs to be
identified first. Hence, option 1
is the correct answer.
scattered, join, deny dismiss, agree congratulate, 1 Dispel- to make (a doubt,
approve grant feeling, or belief) disappear. The
term, hectic external
engagements shows the PM's
hard work and is a positive
point. The segment after the
blank (Chief Minister with little
diplomatic experience could not
make it to the high table...)
points out a negative thing
about the PM. So, the positive
point that prevails in the present
would negate a negative point
of the past. Hence, either
'dispel' or 'dismiss' can fit in the
first blank. A visa cannot be
agreed to someone, hence
option 4 gets eliminated. "Deny"
fits appropriately in the second
bank. Hence, option 1 is the
correct answer.
Disruptive, Vibrant, Extinct, Big, None of the 1 The second part of the
Chances Excuses Possibilities Probabilities above sentences conveys the idea that
seeing the thrust of the startup
with respect to employment,
app download, presence in
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 PO EXAM 2021-2022 : PRE-EXAMINATION TRAINING FOR SC/ST/RELIGIOUS MINORITY COMMUNITY CANDIDATES
has a worldwide presence in hundreds of
cities, millions of app downloads, 12,000
full time employees and thousands more
working for your service, ________ are
they would start it.
35 Brokerage houses have given a mixed Saying,
response to the consumer goods sector, Expected
with most saying GST taxes are neutral
to positive, ____ that since many
companies enjoy excise duty exemption,
clarity is ____ on these in the excise-free
zones under GST.
ENGLISH LANGUAGE SET - V
cities, the founder would start
the project. the only word that
will fit in the blank and make the
sentence grammatically correct
is chances, though the word
probabilities convey the
meaning same as 'chances', but
given the choice of diction, we
should choose chances. The
first part of the sentence
conveys the idea that the idea
of the startup founder is
expected to bring in positive
results. Disruptive means
innovative or ground breaking.
Hence the correct answer is
option 1.
Speaking, Separating, Adding, Separating, 4 The given sentence talks about
Demanded Desired Awaited Awaited the mixed responses given by
brokerage houses. Since
"saying" has been used once in
the sentence, "adding" can be
used as a connector to state
another response. The usage of
"saying" will make the sentence
redundant, while "speaking"
would be grammatically
incorrect. "Awaited" fits
appropriately in the second
blank, indicating that there is
still no clarity on excise duty
exemption. Thus, option 4 is the
correct answer.
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