Republic of the Philippines

Department of Education
CARAGA REGION
DIVISION OF AGUSAN DEL SUR
Esperanza District II
GUADALUPE NATIONAL HIGH SCHOOL
School ID: 304713
Guadalupe, Esperanza, Agusan del Sur 8513

LEARNING AND DEVELOPMENT ACTIVITY PROPOSAL

Level: Division District School

A. Information about the Applicant/Proponen

Name of Applicant/Proponent: PETER B. PAMA, JR.
Position/Functional Division: Master Teacher I /L & D Coordinator

B. Profile of the Program or Course

B.1 Title of the Program or Course:

DepEd Financial Literacy Education (DepEd Order No. 22, s. 2021)

B.2 Rationale:

According to the Bangko Sentral ng Pilipinas' 2019 Financial Inclusion (FI) survey,
only 55% of Filipino adults understand how and why inflation directly affects the prices of
goods and services, while only 33% knew the correct interest rate answers.

Moreover, it is concerning that public schools in the Philippines have been plagued
by borrowings for decades. The most notable example occurred in 2016, when over 26,000
teachers were unable to access their retirement benefits due to unpaid loans.

Why are teachers in so much debt? Are their salary delays the main reason? Many
teachers complain that their pay is inadequate. They must also pay for classroom supplies
and equipment such as a laptop, paper, and chalk. Is their take-home pay truly insufficient,
forcing them to borrow? Also, do we blame the private and lending institutions for having
easy access to a system that pays them conveniently through payroll deductions?

Whatever the reasons, loans have remained a popular option among teachers. But it
must come to a halt and be addressed as soon as possible. How can we change teachers'
attitudes and behaviors toward borrowing money? Can they be a reliable and powerful
source of financial information because they are mandated to teach financial literacy? Can
they really teach this to their students when they themselves struggle to manage their
personal finances?

Many factors could be driving public school teachers to borrow. For the time being,
we could teach them financial literacy. "This is the essence of financial literacy. It is about
finding solutions to the problems we face. What it is about is figuring out how to get to our

D.O. Plaza Government Center, Patin-ay, Prosperidad, Agusan del Sur

depedagusandelsur@deped.gov.ph
(085) 839-5456
desired goals. what you want to be, and what you want to do with (for) the rest of your lives,”
said Secretary Leonor Briones of DepED.

Thus, this financial literacy in-service training is being conceptualized to enhance the
financial literacy and financial capability of Guadalupe NHS teachers, and personnel to
make sound financial decisions that lead to financial health and financial inclusion.

B.3 Program or Course Description:

This Financial Literacy and Training Course is a comprehensive financial education

course designed to improve teachers' financial skills and train them to be financial educators
to low- and moderate-income learners and families who are outside the financial
mainstream. Guadalupe NHS teachers, as well as residents of the surrounding community,
must effectively plan ahead, monitor, and be accountable in their spending. This course is
designed to educate and train GNHS teachers, providing them with the knowledge, attitude,
skills and tools they need to manage their own finances and teach others how to do the
same.

Teachers in the Financial Literacy and Training Course will participate in a variety of
workshops covering topics such as budgeting, saving, investing, retirement, and much
more. Furthermore, teachers will be taught the skills required to effectively communicate
and present course material to others.

Attendance at workshops/lectures/seminars earns 24 contact hours.

B.4 Professional Development Priorities (Please refer to DepEd Memo No. 50, s. 2020 and Div.
Memo No. 194, s. 2020 for the List of PD Priorities, Needs Assessment Results, School/District Plan
for Professional Development, Office Learning Plan (for Non-Teaching Personnel)

This course is drawn from the Division Memorandum No. 194, s. 2020 list of PD
Priorities under domain 1 content and pedagogy, strand 1.4 Strategies for promoting literacy
and numeracy: Special Topic

B.5 Professional Standards Covered (PPST, PPSSH, or PPSS domain/s, strand/s, indicator/s)

This course supports the DepEd’s goal on continuous upskilling and reskilling of
teachers and school leaders that would result in better learning outcomes under the domain
1 which recognizes the importance of teachers’ mastery of content knowledge and its
interconnectedness within and across curriculum areas, coupled with a sound and critical
understanding of the application of theories and principles of teaching and learning.

B.6 Target Participant Profile (Career Stage, Grade Level, Learning Area, PQF Level, Sex)

The participants of this course will be the 24 proficient Junior and Senior high
school teachers of Guadalupe NHS.

B.7 Number of Hours (face to face instruction and/or online learning, and classroom application (if
applicable)

The duration of this course is about 24 hours of Face to face instruction.

B.8 List of Resource Persons/ Learning Facilitators supported by Curriculum Vitaes

1. Janone A. Cibal, Head Teacher I

2. Peter B. Pama, Jr., Master Teacher I
3. Resel M. Buo, Teacher II

D.O. Plaza Government Center, Patin-ay, Prosperidad, Agusan del Sur

depedagusandelsur@deped.gov.ph
(085) 839-5456
B.9 Modality (Formal Learning, possibly with Job-Embedded Learning (JEL), Learning Action Cell
(LAC), relationship and discussion-based learning, among other modalities)

This course will be conducted via Learning Action Cell (LAC) Sessions.

B. 10 Delivery Platform (Online, face-to-face, blended delivery)

Face to Face instruction as delivery flat form is the most convenient mode for the
participants.

B. 11 Indicative date of Implementation

The schedule for this course to be conduct will be on February 8 – 10, 2023.

B. 12 Professional Regulation Commission (PRC) Program Accreditation No. (if applicable)

None applicable due to limited time of preparation.

C. Program or Course Design

C. 1 Objective/s or Outcome/s
General Objectives:
At the end of this course, the teachers will be able to:
• Explain the concepts of finance, money scripts, goal setting, budgeting.
• Value the importance of saving, investing and debt management.
• Understand the principles of Entrepreneurship, planning for retirement and
home ownership.

Specific Objectives:
• Prepare and deliver Lessons/presentations on the subject matter.
• Draft budget and management plan

C. 2 Detailed Program or Course Matrix (Attach Instructional Design, please see attached format)

Please refer to attached course matrix.

C. 3 Modules or Learning Resources to be Used

✓ DepeD Order 22 s. 2021

✓ BSP PiTaKa Training Manual
✓ BSP Financial Education Learning Module (FinEd)

Assessment Plan

The end purpose of this course is to help teachers become more motivated, self-
directed, and evaluative in their financial decisions. They may be performance-based and
related to the individuals' personal financial difficulties and activities.

D. Program or Course Implementation Plan

D. 1 Schedule of Activities (pls. insert Specific Course Objectives/Program of Activities)

Please refer to attached course matrix.

D.O. Plaza Government Center, Patin-ay, Prosperidad, Agusan del Sur

depedagusandelsur@deped.gov.ph
(085) 839-5456
D. 2 Budget Requirements

Item Description Unit Cost Quantity Unit Total Cost

Office Supplies 500.00
Meals 3,000.00
Snacks 2,500.00

ESTIMATED TOTAL BUDGETARY REQUIREMENT 6,000.00

Per Total Cost of Activity, the estimated cost of activity per participant is
Php 270.00 . No registration fee shall be collected from the participant.

D.3 Source of Funds

The fund will source-out from the PTA and School IGP Fund.

D. 4 Monitoring and Evaluation

As soon as the training is completed, an evaluation should be conducted to assess

the impact of the training impressions while the teachers' memories are still fresh. It is
critical to elicit this information or it will be lost. This can be accomplished through an oral
sharing process in groups, questionnaires, small group meetings, and individual interviews
or meetings.

Participants will be required to present their budget plan and Debt Management
Plan as their output.

D. 5 Gender and Development Mainstreaming

None applicable

D. 6 Minimum Health Standards (MHS)

Social Distancing and Compulsory wearing of Face mask is required.

Prepared by:

PETER B. PAMA, JR.

Master Teachers I
Proponent
Contact No.: 09464651643
Date: February 2, 2023

For School Level Learning and Development Activity Signatories:

Prepared by:

D.O. Plaza Government Center, Patin-ay, Prosperidad, Agusan del Sur

depedagusandelsur@deped.gov.ph
(085) 839-5456
PETER B. PAMA, JR.
Master Teacher I
Proponent

Funds Available:

MELANIE D. GANANCIAL
ADAS/Bookkeeper

Approved:

JANONE A. CIBAL, HT – I
School Head

Noted by:

ROBERT L. UGAY
PSDI
Esperanza II

D.O. Plaza Government Center, Patin-ay, Prosperidad, Agusan del Sur

depedagusandelsur@deped.gov.ph
(085) 839-5456