‫‪NAYIFAT FINANCE COMPANY , Paid-up Capital: SR 1000 Million‬‬ ‫ﺷﺮﻛــــﺔ اﻟﻨﺎﻳــــﻔﺎت ﻟﻠﺘﻤﻮﻳــــﻞ‪ ,‬رأس اﻟﻤــــﺎل ‪ ١٠٠٠‬ﻣﻠﻴــــﻮن رﻳـــــﺎل‬

‫‪Quality‬‬

‫‪P.O. Box 27389 Riyadh 11417 T: 920001131 F: 08111021361‬‬ ‫‪ir‬‬ ‫ص‪.‬ب ‪ ٢٧٣٨٩‬اﻟﺮﻳــﺎض ‪ ١١٤١٧‬ﻫﺎﺗــﻒ ‪ ٩٢٠٠٠١١٣١ :‬ﻓﺎﻛــﺲ ‪٠٨١١١٠٢١٣٦١ :‬‬
‫‪tific atio‬‬
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‫ﺻﻔﺤﺔ ‪ 1‬ﻣﻦ ‪3‬‬

‫‪Closed Joint Stock Company. CR 1010176451, CC No. 121759‬‬ ‫‪www.nayifat.com‬‬ ‫ﺷﺮﻛـــﺔ ﻣﺴـــﺎﻫﻤﺔ ﻣﻘﻔﻠـــﺔ‪ ,‬س‪.‬ت ‪ ١٠١٠١٧٦٤٥١‬ﻋﻀﻮﻳـــﺔ ‪١٢١٧٥٩‬‬
 ‫ﺍﻟﻌﻨﻮﺍﻥ‪ :‬ﺗﻤﻮﻳﻞ ﺷﺨﺼﻲ ﺫﻛﻲ‬

‫ﺑﻌﻮﻥ ﺍﻟﻠﻪ ﺗﻌﺎﻟﻰ‪ ،‬ﺗﻢ ﺇﺑﺮﺍﻡ ﻫﺬﺍ ﺍﻟﻌﻘﺪ ﺭﻗﻢ ) ‪ ( 1297884‬ﻭﻓﻖ ﺍﻟﺸﺮﻭﻁ ﻭﺍﻟﺘﻌﻬﺪﺍﺕ ﺍﻟﻤﺒﻴﻨﺔ ﺃﺩﻧﺎﻩ ﻭﺍﻟﺸﺮﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﺍﻟﻤﻮﺍﻓﻖ ﻋﻠﻴﻬﺎ ﻣﻦ‬
‫ﻗﺒﻞ ﺍﻟﻌﻤﻴﻞ ﺍﻟﺴﻴﺪ‪/‬ﺍﻟﺴﻴﺪﺓ‪ ) :‬ﻣﺴﺎﻋﺪ ﺳﺮﻳﺤﺎﻥ ﺟﺎﺑﺮ ( ‪ ،‬ﺍﻟﺠﻨﺴﻴﺔ‪ ):‬ﺳﻌﻮﺩﻱ ( ﺭﻗﻢ ﺍﻟﻬﻮﻳﺔ‪ ( 1049884081 ):‬ﻋﻨﻮﺍﻧﻪ‪/‬ﺍﻟﻤﺪﻳﻨﺔ‪):‬‬
‫ﺍﻟﺮﻳﺎﺽ ‪ ( 1441‬ﺟﻮﺍﻝ ﺭﻗﻢ‪ ( 0504877696 ):‬ﺣﻴﺚ ﺑﺎﻋﺖ ﺷﺮﻛﺔ ﺍﻟﻨﺎﻳﻔﺎﺕ ﻟﻠﺘﻤﻮﻳﻞ )ﺳﺠﻞ ﺗﺠﺎﺭﻱ ﺭﻗﻢ‪1010176451 :‬‬
‫ﻭﻣﺮﻛﺰﻫﺎ ﺍﻟﺮﺋﻴﺴﻲ‪ :‬ﺍﻟﺮﻳﺎﺽ‪ ،‬ﺹ‪ .‬ﺏ ‪ .27389‬ﺍﻟﺮﻣﺰ ﺍﻟﺒﺮﻳﺪﻱ‪ 11417 :‬ﻫﺎﺗﻒ‪ ،( 920001131 ) :‬ﻭﻳﻤﺜﻠﻬﺎ ﺍﻟﻤﻜﺮﻡ‪ :‬ﺳﻠﻄﺎﻥ ﺑﻦ‬
‫ﺷﻮﻳﻂ ﺍﻟﻨﻔﻴﻌﻲ ﺑﺼﻔﺘﻪ‪ :‬ﻣﺪﻳﺮ ﺇﺩﺍﺭﺓ ﺍﻟﻌﻤﻠﻴﺎﺕ(‪ .‬ﻟﻠﻌﻤﻴﻞ )ﺳﻠﻌﺔ ﺑﻼﺗﻴﻨﻴﻮﻡ( ﻭﺯﻧﻬﺎ ) ‪ ( 23.78‬ﺃﻭﻧﺼﺔ‪ ،‬ﻭﺑﺴﻌﺮ ﺇﺟﻤﺎﻟﻲ ﻗﺪﺭﻩ ) ‪40,000.00‬‬
‫( ﺭﻳﺎﻝ ﺳﻌﻮﺩﻱ ﻣﺨﺰﻧﺔ ﻓﻲ ‪ Zurich :‬ﻭﻣﺼﺪﺭ ﺍﻟﺸﺮﺍﺀ‪ Eiger Trading Advisors ltd :‬ﻭﺭﻗﻢ ﺗﺨﺰﻳﻦ ﺍﻟﺴﻠﻌﺔ )ﺷﻬﺎﺩﺓ ﺍﻟﺘﻌﻴﻴﻦ – ﺍﻟﺮﻗﻢ‬
‫ﺍﻟﻤﺘﺴﻠﺴﻞ(‪ ،F017-260320-00003 :‬ﺑﻴﻌﺎً ﺁﺟﻼ ﺑﺜﻤﻦ ﻣﻘﺴﻂ‪ ،‬ﻋﻠﻰ ﺳﺒﻴﻞ ﺍﻟﻤﺴﺎﻭﻣﺔ ﻭﺑﻤﻮﺍﻓﻘﺔ ﺍﻟﻌﻤﻴﻞ ﻋﻠﻰ ﻫﺬﺍ ﺍﻟﻌﻘﺪ ﻭﺍﻟﺸﺮﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ‬
‫ﻓﺈﻧﻪ ﻗﺪ ﻗﺒﻞ ﺷﺮﺍﺀ ﻫﺬﻩ ﺍﻟﺴﻠﻌﺔ ﻭﻫﺬﺍ ﺍﻟﺒﻴﻊ ﻗﺒﻮﻻً ﻣﻌﺘﺒﺮﺍً ﺷﺮﻋﺎً ﻭﻧﻈﺎﻣﺎ ﻭﺑﻤﻌﺪﻝ ﺍﻟﻨﺴﺒﺔ ﺍﻟﺴﻨﻮﻱ ) ‪ . ( 25.24‬ﻋﻠﻰ ﺍﻥ ﻳﻠﺘﺰﻡ ﺍﻟﻌﻤﻴﻞ ﺑﺪﻓﻊ‬
‫ﺭﺳﻮﻡ ﺇﺩﺍﺭﻳﺔ ﻣﺒﻠﻎ‪) :‬ﺑﻨﺴﺒﺔ ‪ %1‬ﻣﻦ ﻗﻴﻤﺔ ﺍﻟﺘﻤﻮﻳﻞ ﺃﻭ ‪ 5000‬ﺭﻳﺎﻝ ﺑﺤﺪ ﺃﻗﺼﻰ( ﻭﻳﻔﻮﺽ ﺍﻟﻄﺮﻑ ﺍﻷﻭﻝ ﺑﺤﺴﻤﻬﺎ ﻣﻦ ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮﻳﻞ ﺍﻟﻤﻮﺍﻓﻖ‬
‫ﻋﻠﻴﻪ ﻭ ﻳﻠﺘﺰﻡ ﺍﻟﻌﻤﻴﻞ ﺑﺪﻓﻊ ﻣﺒﻠﻎ‪ ( 400.00 ) :‬ﺭﺳﻮﻡ ﻭﻛﺎﻟﺔ ﻟﻠﻄﺮﻑ ﺍﻷﻭﻝ ﻭ ﻳﺘﺤﻤﻞ ﺃﻱ ﺿﺮﺍﺋﺐ ﺃﻭ ﺍﺳﺘﻘﻄﺎﻋﺎﺕ ﻳﻔﺮﺿﻬﺎ ﺍﻟﻨﻈﺎﻡ )ﻣﺜﻞ‪:‬‬
‫ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ( ﺗﻨﺘﺞ ﺟﺮﺍﺀ ﻫﺬﺍ ﺍﻟﺘﻌﺎﻗﺪ‪ .‬ﻭﻳﻜﻮﻥ ﺍﺟﻤﺎﻟﻲ ﻣﺒﻠﻎ ﺍﻟﺘﻤﻮﻳﻞ ) ‪ ( 71,340.00‬ﺭﻳﺎﻝ ﺳﻌﻮﺩﻱ ﺗﺴﺪﺩ ﻋﻠﻰ ﺃﻗﺴﺎﻁ ﺷﻬﺮﻳﺔ‬
‫ﻣﺘﺘﺎﻟﻴﺔ ﻓﻲ ﻳﻮﻡ ‪ 27‬ﻣﻦ ﻛﻞ ﺷﻬﺮ ﻣﻴﻼﺩﻱ ﺑﻘﻴﻤﺔ ﻛﻞ ﻗﺴﻂ ) ‪ ( 1,189.00‬ﺭﻳﺎﻝ ﺳﻌﻮﺩﻱ‪.‬ﻭﻳﻮﺍﻓﻖ ﺍﻟﻌﻤﻴﻞ ﻭﻳﻔﻮﺽ ﺷﺮﻛﺔ ﺍﻟﻨﺎﻳﻔﺎﺕ ﻟﻠﺘﻤﻮﻳﻞ ﻓﻲ‬
‫ﺍﻟﻮﻗﺖ ﻧﻔﺴﻪ ﺑﺤﺴﻢ ﺍﻟﻘﺴﻂ ﺍﻟﺸﻬﺮﻱ ﻓﻲ ﺣﺎﻝ ﻭﺭﻭﺩ ﺍﻟﺮﺍﺗﺐ ﺑﺘﺎﺭﻳﺦ ﺁﺧﺮ ﺑﻤﻮﺟﺐ ﺍﻟﺤﺴﻢ ﺍﻟﻤﺒﺎﺷﺮ ﺃﻭ ﺍﻷﻣﺮ ﺍﻟﻤﺴﺘﺪﻳﻢ ﺃﻭ ﺃﻱ ﻭﺳﻴﻠﺔ ﺳﺪﺍﺩ ﺃﺧﺮﻯ‪،‬‬
‫ﻭﺗﻐﻴﻴﺮ ﺗﺎﺭﻳﺦ ﺍﺳﺘﺤﻘﺎﻕ ﺍﻟﻘﺴﻂ ﺑﻤﺎ ﻳﺘﻨﺎﺳﺐ ﻣﻊ ﺍﻟﺘﺎﺭﻳﺦ ﺍﻟﺠﺪﻳﺪ‪ .‬ﻭﻟﻦ ﻳُﻌَﺪَّ ﺍﻟﻌﻤﻴﻞ ﺃﻧﻪ ﻗﺪ ﺃﻭﻓﻰ ﺑﺎﻟﺘﺰﺍﻣﺎﺗﻪ ﺗﺠﺎﻩ ﺷﺮﻛﺔ ﺍﻟﻨﺎﻳﻔﺎﺕ ﻟﻠﺘﻤﻮﻳﻞ ﺇﻻ ﺑﺴﺪﺍﺩ‬
‫ﺍﻷﻗﺴﺎﻁ ﻋﺒﺮ ﺍﻟﺤﺴﺎﺏ ﺍﻟﺨﺎﺹ ﻟﻠﻌﻤﻴﻞ ﻭﺍﻟﻤﻌﺘﻤﺪ ﻟﺪﻯ ﺍﻟﺸﺮﻛﺔ ﻓﻲ ) ﺑﻨﻚ ﺍﻟﺮﻳﺎﺽ ( ﺁﻳﺒﺎﻥ ﺭﻗﻢ )‬
‫‪ .( SA1320EC0398993900017183‬ﻭﺫﻟﻚ ﺑﺎﻟﺘﺤﻮﻳﻞ ﻣﺒﺎﺷﺮﺓ ﺃﻭ ﺑﺸﻴﻚ ﺃﻭ ﺑﺄﻣﺮ ﻣﺴﺘﺪﻳﻢ ﺃﻭ ﺧﺪﻣﺔ ﺳﺪﺍﺩ ﺍﻟﻤﺘﻮﻓﺮﺓ ﻓﻲ ﺍﻟﺒﻨﻮﻙ‬
‫ﺍﻟﻤﺤﻠﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ‪ ،‬ﺭﻗﻢ ﺍﻟﺸﺮﻛﺔ‪ (١٢٤) :‬ﻭﺑﺮﻗﻢ ﺍﻟﻔﺎﺗﻮﺭﺓ‪ .( 1049884081 ) :‬ﻭﻓﻲ ﺣﺎﻝ ﻭﺟﻮﺩ ﻣﺘﺄﺧﺮﺍﺕ ﻓﺈﻥ ﺍﻟﻌﻤﻴﻞ ﻳﻮﺍﻓﻖ ﻭﻳﻔﻮﺽ‬
‫ﺷﺮﻛﺔ ﺍﻟﻨﺎﻳﻔﺎﺕ ﻓﻲ ﺍﺳﺘﻘﻄﺎﻉ ﺃﻛﺜﺮ ﻣﻦ ﻗﺴﻂ ﻭﻓﻲ ﺃﻱ ﻭﻗﺖ ﺧﻼﻝ ﺍﻟﺸﻬﺮ‪ .‬ﻳﺒﺪﺃ ﺍﻟﺴﺪﺍﺩ ﻣﻦ ﺗﺎﺭﻳﺦ ‪ Jun-2021-27‬ﺑﻮﺍﻗﻊ ﺍﻗﺴﺎﻁ ﺷﻬﺮﻳﺔ‪ .‬ﻭﻳﻘﺮ‬
‫ﺍﻟﻌﻤﻴﻞ ﻋﻠﻰ ﺃﻧﻪ ﻣﻠﺘﺰﻡ ﺑﻜﺎﻓﺔ ﺍﻟﺸﺮﻭﻁ ﻭﺍﻻﺣﻜﺎﻡ ‪ ،‬ﻛﻤﺎ ﻳﻘﺮ ﺍﻟﻌﻤﻴﻞ ﺑﻌﺪﻡ ﺍﺷﺘﺮﺍﻃﻪ ﺃﻭ ﻣﻄﺎﻟﺒﺘﻪ ﺑﺸﻬﺎﺩﺓ ﻣﺼﺎﺩﻗﺔ ﻋﻠﻰ ﺍﻟﻘﺒﻮﻝ ﻭﺍﻟﺘﻮﻗﻴﻊ ﺍﻻﻟﻜﺘﺮﻭﻧﻲ‬
‫ﺃﻭ ﻣﺼﺎﺩﻗﺘﻪ ﻣﻦ ﺃﻱ ﻃﺮﻑ ﺁﺧﺮ ‪ ،‬ﻛﻤﺎ ﻳﻘﺮ ﺍﻟﻌﻤﻴﻞ ﺑﺄﻧﻪ ﺃﻫﻼً ﻟﻠﺘﻌﺎﻗﺪ ﻋﻦ ﻃﺮﻳﻖ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﻘﻨﻮﺍﺕ ﺍﻻﻟﻜﺘﺮﻭﻧﻴﺔ ﻭﺑﺎﻧﻪ ﻗﺪ ﺍﻃﻠﻊ ﻋﻠﻰ ﺍﻟﻌﻘﺪ ﻭ‬
‫ﻣﻠﺤﻘﺎﺗﻪ ﻭﻓﻬﻤﻬﺎ ﻭﺍﻗﺮ ﺑﺎﻟﻤﻮﺍﻓﻘﺔ ﻋﻠﻴﻬﺎ‪.‬‬
‫ﻭﺑﻤﻮﺍﻓﻘﺘﻲ ﺍﻻﻟﻜﺘﺮﻭﻧﻴﺔ ﻋﻠﻰ ﻫﺬﺍ ﺍﻟﻌﻘﺪ ﺃﻭﻛﻠﻜﻢ ﻓﻲ ﺑﻴﻊ ﺍﻟﺴﻠﻌﺔ ﺑﻼﺗﻴﻨﻴﻮﻡ ﺑﻌﺪﺩ ) ‪ ( 23.78‬ﺃﻭﻧﺼﺔ ﺍﻟﻤﻤﻠﻮﻛﺔ ﻟﻲ ﺑﻤﻮﺟﺐ ﺍﻟﻌﻘﺪ ﺭﻗﻢ )‬
‫‪ ( 1297884‬ﻭﺍﻟﻤﻮﺟﻮﺩﺓ ﻓﻲ ﻣﺤﻔﻈﺔ ﺷﺮﻛﺔ ﺍﻟﻨﺎﻳﻔﺎﺕ ﻟﻠﺘﻤﻮﻳﻞ ﺭﻗﻢ ‪ 10049975‬ﻟﺪﻯ ﺷﺮﻛﺔ ﻓﺎﻟﻜﻢ ﻟﻠﺨﺪﻣﺎﺕ ﺍﻟﻤﺎﻟﻴﺔ‪.‬‬

‫ﺻﻔﺤﺔ ‪ 2‬ﻣﻦ ‪3‬‬

 ‫ﻭﺗﺎﺭﻳﺦ ‪ 18/10/1442‬ﻫـ ﺍﻟﻤﻮﺍﻓﻖ ‪ 30/05/2021‬ﻡ‬
‫ﻭﺇﻳﺪﺍﻉ ﺻﺎﻓﻲ ﻣﺒﻠﻎ ﺍﻟﻤﺒﻴﻊ ﻣﺨﺼﻮﻣﺎً ﻣﻨﻪ ﻗﻴﻤﺔ ﺍﻟﻀﺮﻳﺒﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻓﻲ ﺣﺴﺎﺑﻲ ﺭﻗﻢ ﺍﻳﺒﺎﻥ ‪- SA6720000002701621009940 /‬‬
‫ﻟﺪﻯ ﺑﻨﻚ ﺑﻨﻚ ﺍﻟﺮﻳﺎﺽ ﺑﺤﻴﺚ ﻻ ﺗﻘﻞ ﻗﻴﻤﺔ ﺍﻟﺒﻴﻊ ﻋﻦ ‪ 39,137.50‬ﺭﻳﺎﻝ ﺳﻌﻮﺩﻱ‪.‬‬
‫ﻭﺍﻟﻠﻪ ﻭﻟﻲ ﺍﻟﺘﻮﻓﻴﻖ‬

‫ﺻﻔﺤﺔ ‪ 3‬ﻣﻦ ‪3‬‬