ARTIE LOPEZ

What Is Cryptocurrency?

Concept of Currency
medium of exchange for goods and services;
nagsimula sa barter o pagpapalit ng isang produkto para sa
ibang produkto o serbisyo at kalaunan ay naging “pera” na
kinalakihan at ginagamit natin ngayon

Bangko Sentral ng Pilipinas - sangay ng gobyerno ng

Pilipinas na namamahala ng ‘currency’ sa bansa.

Cryptocurrency
digital or virtual currency
intangible o hindi isang
pisikal na bagay
gumagamit ng
Blockchain technology

Blockchain
teknolohiya na ginagamit
sa cryptocurrency
decentralized, ibig
sabihin ay walang
gobyerno o pamahalaang
may control o
namamahala dito

Network Ledger
listahan ng lahat ng
naging transaksyon sa
blockchain na bukas at
available sa lahat ng tao

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 Samples of Popular Cryptocurrency and their Blockchain

◈ BTC on Bitcoin Blockchain

◈ ETH on Etherium Blockchain
◈ ADA on Cardano Blockchain
◈ DOT on Polkadot Network
◈ BNB on Binance Smart Chain

Is Crypto Legal?

Dahil decentralized ang crypto, hindi siya maaaring

iregulate o ipagbawal.
Gayunpaman, ang mga negosyo kung saan maaari tayong
makapagpalit ng crypto token (hal. BTC) sa ating currency
(Php) ay ang regulated ng BSP na kinakailangan ng legal
requirements at licenses upang makapag-transact.

Ang PIlipinas ay may 20% Cryptocurrency adoption kung

saan tinatayang 1 sa bawat 5 tao ay gumagamit ng
cryptocurrency.

Dahil suportado ng BSP ang pagkakaroon ng mga

transaksyon sa bansa na may kaugnay sa cryptocurrency,
masasabi nating LEGAL ito sa Pilipinas.

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 Why Invest in Cryptocurrency?

Diversification
Paghahati-hati ng
ating pera sa iba’t
ibang ‘asset class’
gaya ng insurance,
time deposit, stocks,
real estate at iba pa
upang ma-minimize
natin ang anumang
potential risks.

Potential High Rewards

Pagtaas ng halaga ng
cryptocurrency lalo
na at ito’y isang
volatile asset class
(may pagtaas-baba sa
halaga)
Halimbawa: Halaga ng BTC
January 2016 - $380
January 2018 - $10k
January 2021 - $35k
September 10, 2021 - $45k

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 Ways to Earn in Crypto

Capital Appreciation
Buy low, sell high
Para sa long-term investors o HODLERs (Hold On For
Dear Life)
Para sa mga passive investors na walang masyadong
oras para bantayan ang cryptocurrency market

Play to Earn
Paglalaro ng isang game gaya ng Axie Infinity,
Cryptoblades at Ethermon kung saan kumikita ang
mga manlalaro nito
May ilang istraktura na gaya ng mga manager na
tumutulong sa mga taong hindi masyadong maalam sa
crypto upang makapaglaro at kumita kaagad

Trading
Para sa mas active na mga investor
Plays on the volatility of the prices of cryptocurrencies

Staking
Konsepto ng pagpapahiram ng cryptocurrency kung
saan maaari kang kumita ngunit maaari ring mawala o
bumaba ang value nito
Para sa mga may advanced na kaalaman sa
cryptocurrency

Mining
Proseso ng pag-solve ng cryptographic equations gamit
ang high-power computers kapalit ng cryptocurrency
Teknikal at para rin sa mga may advanced na kaalaman
sa cryptocurrency

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 How Much Can You Earn in Crypto?

For illustration purposes:

BTC’s value in September 2017 was $4,207 and now,

September 2021 (after 4 years), it is about $45k to $46k already.

SEPTEMBER 2017 SEPTEMBER 2021

coingecko.com - tool to use to find the prices and

trends of cryptocurrencies

Earn through interest by depositing your crypto on any of

these platforms which can potentially give higher interest
rates than traditional banks

Notes:

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 What Are The Risks in Crypto?
1. Lose of value because of the volatility
2. Getting Hacked and losing access to
your wallets/accounts
3. Fluctuating transaction fees
4. No one to assist when you lose your
key/wallet because the technology is
decentralized

Notes:

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 How to Start Investing in Cryptocurrency?

Prepare a safe email address

Create a separate email address

just for your cryptocurrency to
reduce chances of getting hacked.
Consider making an email from
protonmail.com (one of the safest
email platform from Switzerland)
You can also use email from gmail
but still make sure that it’s separate
from your personal email, and the
security functions are turned ON (2-
Factor Authentication) for
increased protection.

Prepare a wallet

Different Kinds of Crypto Wallets

Hot Wallet - software-based
connected to the internet
Cold Wallet - usually disconnected
from the internet like a hardware
device and can be considered as a
more secure wallet because it’s not
connected to the internet,
therefore, the probability of getting
hacked is low.

Types of Hot Wallet

Custodial - someone has custody
over the funds you are keeping
Non-custodial - you are the only
one who has control and access to
your funds

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 Tips in Choosing What Crypto to Buy Using Coin Market Cap

coinmarketcap.com
A tool used to show the list of
top cryptocurrencies available
right now with their prices,
charts, and market
capitalization

Market cap
The value of all the available
cryptocurrencies in the world
The higher the market cap, the
more reliable a crypto is

Volume
Sum total of actual
trades taking place

MY RECOMMENDATION
Consider investing first on the top 10 cryptocurrencies based
on their market cap and then diversify it later on with
cryptocurrencies with much lower market caps

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 BONUS VIDEO

Platforms to Consider and Potential Earnings in Crypto

through Interests from Deposits and Staking

Earn through interest by depositing your crypto on any

of these platforms which can potentially give higher
interest rates than traditional banks

sites of wallet/exchange platforms you can consider:

abra.com
blockfi.com
crypto.com
aave.com
celsius.network

Terms you might encounter:

APR - annual percentage rate (interest you’ll earn in a year)
APY - annual percentage yield (interest you’ll earn upon
interest)

defirate.com - site where you can see the different percentage

and interest rates of different platforms

Earn through staking

Sites of wallet/exchange platforms you can consider:

Binance Earn - binance.com/en/earn
PancakeSwap - pancakeswap.finance

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