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1/ According to the presentation, there are also micro-organizations in Vietnam, so how many

microfinance institutions are there in Vietnam and which one is considered the largest? (Theo bài thuyết
trình thì ở việt nam cũng có tổ chức tại chính vi mô, vậy hiện nay có bao nhiêu tổ chức tài chính vi mô tại
Việt Nam và tổ chức nào được cho là lớn nhất? )

- Vietnam currently has a total of 4 microfinance institutions, including:


- Microfinance Organization Tinh Thuong Limited (TYM)
- Microfinance Organization M7 Limited (M7 - MFI)
- Microfinance Organization Thanh Hoa Limited (Thanh Hoa - MFI)
- Microfinance Organization CEP One Member Limited
 In which, CEP is currently the largest microfinance institution in Vietnam, the one with the
largest number of customers among the four.

2/ Microfinance is really a profitable field?

Through successful models of many microfinance institutions, it shows that microfinance has high
profitability, not inferior to any other business in other fields. This has grounds to believe that
microfinance is capable of sustainable development. Profitable activities of microfinance contribute to
capital growth, increase the number of customers accessing microfinance services, thereby contributing
to hunger eradication, poverty reduction, income growth, and improvement of social welfare for the
poor.

3/ What are the most successful microfinance models in the world?

- The most successful microfinance models in the world include Grameen Bank (Bangladesh),
Autonomous Group - SHG (India), Bank Rakyat Indonesia - BRI (Indonesia). In which, the village
banking model of Grameen Bank (GB) is mostly low-income women. In order to access GB loans,
poor women often organize groups of 5 members, living in the same residential area, with
similar economic circumstances.

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