NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm

K`ikmpts
pts lid Lppohklth`i < & >

Tlnom `g K`itmits
Lu dh th ia lid Ls su rli km3 K`i kmp ts lid Lp po hk lth `i s <

(Qmmjs 7-1) Ludht `g Klsb ............................................................................................................................ >

Hitr`dukth`i t` Ludht `g Klsb ..................................................................................................................... >
Ludht @ncmkthvms lid Ur`kmdurms .............................................................................................................. ;

(Qmmjs 1-2) Ludht `g ^mkmhvlnoms ................................................................................................................. 4

Hitr`dukth`i t` ^mkmhvlnoms ....................................................................................................................... 4
Ludht @ncmkthvms lid Ur`kmdurms .............................................................................................................. 4
(Qmmj <<) Ludht `g Hivmit`rhms ...................................................................................................................... 7
Hitr`dukth`i t` Hivmit`rhms ......................................................................................................................... 7
Ludht @ncmkthvms lid Ur`kmdurms .............................................................................................................. 1
(Qmmj <>) Ludht `g Hivmstfmits .................................................................................................................... 2
Hitr`dukth`i t` Hivmstfmits ....................................................................................................................... 2
Ludht @ncmkthvms lid Ur`kmdurms .............................................................................................................. 8
(Qmmjs <=-<7) Ludht `g Ur`pmrty, Uolit, lid Mquhpfmit .......
................
..................
...................
...................
..................
..................
..................
..............
..... <5
Hitr`dukth`i t` Ur`pmrty, Uolit, lid Mquhpfmit ...................................................................................... <5
Ludht @ncmkthvms lid Ur`kmdurms ............................................................................................................ <>

Lu dh th ia lid Ls su rli km3 K`i kmp ts lid Lp po hk lth `i s >

(Qmmjs <->) Ludht `g Hitliahnom Lssmts lid Urmplyfmits ................

.........................
...................
...................
..................
..................
..................
...........
.. <;
Ludht `g Hitliahnom Lssmts ........................................................................................................................ <;
Ludht @ncmkthvms lid Ur`kmdurms ............................................................................................................ <4
(Qmmjs >-;) Ludht `g Kurrmit Ohlnhohthms ...................................................................................................... <4
Hitr`dukth`i t` Kurrmit Ohlnhohthms ............................................................................................................. <4
Ludht @ncmkthvms lid Ur`kmdurms ............................................................................................................ <=
(Qmmj 7) Ludht `g I`ikurrmit Ohlnhohthms ...................................................................................................... <7
Hitr`dukth`i t` I`ikurrmit Ohlnhohthms ....................................................................................................... <7
Ludht @ncmkthvms lid Ur`kmdurms ............................................................................................................ <1
(Qmmjs 1-2) Ludht `g [blrmb`odmrs‘ Mquhty ................................................................................................. <1
Hitr`dukth`i t` [blrmb`odmrs‘ Mquhty ....................................................................................................... <1
Ludht @ncmkthvms lid Ur`kmdurms ............................................................................................................ >5
(Qmmj <>) K`rrmkth`i `g Mrr`rs ................................................................................................................... ><
Lkk`uithia Mrr`rs .................................................................................................................................... ><
Mrr`r K`rrmkth`i ....................................................................................................................................... ><

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam < `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Ludh
Lu dh th ia lid Lssu
Ls su rlikm3
rli km3 K`ikmp
K`i kmpts
ts lid Lppo
Lp po hk lth`i
lth `is
s<

(Qmmjs 7-1) Ludht `g Klsb

Hitr`dukth`i t` Ludht `g Klsb

Klsb hs l omalo tmidmr tblt kli nm usmd t` mxkbliam a``ds, dmnt, `r smrvhkms. Ht hs `im `g tbm f`st hfp`rtlit
lssmts `g l nushimss. Lof`st loo tbm mithty's trlislkth`is uothfltmoy rmsuot hi mhtbmr rmkmhpt `r plyfmit `g
klsb. Klsb bhaboy
sb`rt-tmrf, usulooyohquhd
hikoudms klsb hi nlij,
histrufmits klsb
tblt lrm `imlshoy
n`tb blid,k`ivmrthnom
lid klsb mquhvlomits. Klsb mquhvlomits
t` l ji`wi lf`uit (KM) lrm
`g klsb. Mxlfpoms
`g klsb lid klsb mquhvlomits hikoudm, nut i`t ohfhtmd t`, pmtty klsb guid, plyr`oo guid, f`imy `rdmrs,
klsbhmr's kbmkjs, trmlsury nhoos, lid `tbmrs.

K`fp`imits `g Klsb lid Klsb

Klsb Mquhvlomits Lkk`u it

Hikoudmd ls Kl
Klsb
sb Mxkoudmd ls Klsb
Klsb
Klsb `i Blid
<. Kurrmikhms lid k`his ✛
>. F`imy `rdmr ✛
;. Nlij drlgts ✛
4. Kbmkjs
l. Klsbhmr's kbmkj ✛
n. Kmrthghmd kbmkj ✛

k. Kust`fmr's kbmkj ✛
d. Flilamr's kbmkj ✛
m. Umrs`ilo kbmkj ✛
g. Trlvmomr's kbmkj ✛
a. Kust`fmr's p`stdltmd kbmkj ✛
b. Kust`fmr's I[G/DLHG kbmkj ✛
h. Kust`fmr's stlom kbmkj ✛
c. K`fpliy's uirmomlsmd kbmkj ✛
j. K`fpliy's p`stdltmd kbmkj ✛
o. K`fpliy's stlom kbmkj ✛
Klsb
Klsb hi N lij
<. Kbmkjhia Lkk`uit ✛
>. [lvhias Lkk`uit ✛
;. Thfm Dmp`sht ✛ (plrt `g KM)
4. K`fpmislthia nlolikm
l. Omalooy rmstrhktmd ✛
n. I`t omalooy rmstrhktmd ✛
=. Dmp`sht hi G`rmhai Nlij
l. Omalooy rmstrhktmd ✛
n. I`t omalooy rmstrhktmd ✛
k. [homit ✛
7. Dmp`sht hi Ko`smd nlij ✛
1. Nlij @vmrdrlgt
l. Dhggmrmit Nlij ✛
n. [lfm Nlij ✛
k. [homit ✛
Klsb
Klsb Guid
<. Klsb guid g`r `pmrlth`i
l. Umtty klsb guid ✛
✛
n. ^mv`ovhia guid

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam > `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Hikoudmd ls Kl
Klsb
sb Mxkoudmd ls Klsb
Klsb
k. Kbliam guid ✛
d. Ulyr`oo guid ✛
m. Tlx guid ✛
g. Hitmrmst guid ✛
a. Dhvhdmid guid ✛
b. Trlvmo guid ✛
>. Klsb guid i`t g`r tbm `pmrlth`i
l. [hijhia guid ✛ (hg dhsnursmfmit hs w/hi ✛ (hg dhsnursmfmit hs
<> f`itbs) nmy`id <> f`itbs)
✛ (hg dhsnursmfmit hs w/hi ✛ (hg dhsnursmfmit hs
n. Umish`i guid
<> f`itbs) nmy`id <> f`itbs)
k. Urmgmrmikm sblrm rmdmfpth`i ✛ (hg dhsnursmfmit hs w/hi ✛ (hg dhsnursmfmit hs
guid <> f`itbs) nmy`id <> f`itbs)
d. Uolit lkquhshth`i guid ✛
m. Dmprmkhlth`i guid ✛
g. K`ithiamiky guid ✛
a. Hisurlikm guid ✛

Hikoudmd ls KM Mxkoudmd ls KM
Klsb Mquhvlomits (KM)
<. Thfm dmp`sht ✛ (whtbhi ; f`itbs) ✛ (nmy`id ; f`itbs)
>. F`imy `rdmr ✛ (whtbhi ; f`itbs) ✛ (nmy`id ; f`itbs)

;. Trmlsury sblrms ✛ (whtbhi ; f`itbs) ✛ (nmy`id ; f`itbs)

4. Hivmstfmit hi prmgmrmikm sblrm whtb
✛ (whtbhi ; f`itbs) ✛ (nmy`id ; f`itbs)
rmdmfpth`i dltm

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Li ludht pr`arlf `g rmprmsmitlthvm
rmprmsmitlthvm ymlr-mid sunstlithvm tmsthia
tmsthia pr`kmdurms hi tbm mxlfhilt
mxlfhilth`i
h`i `g klsb3

Ls smr th `i s Lu dh t @n cmk th vms Lu dh t Ur` kmd ur ms

Mxhstmikm `r L. Loo klsb `i tbm stltmfmit `g <. Liloyshs `g klsb nlolikm lid
@kkurrmikm ghilikhlo p`shth`i lt l ahvmi dltm hs rmk`ikhom t` tbm amimrlo omdamr.
bmod ny tbm mithty `r ny
n y `tbmrs (m.a., >. Nlij k`ighrflth`i.
l nlij) g`r tbm mithty. ;. Klsb k`uit pr`kmdurms g`r klsb
`i blid.
4. Tmst `i nlij rmk`ikhohlth`i.
=. Trlkhia nlij trlisgmrs.
K`fpomtmimss N. Loo klsb `wimd ny tbm mithty lt tbm 7. Kut-`gg nlij stltmfmit.
rmp`rthia dltm hs hikoudmd hi tbm 1. Urmplrm pr``g `g klsb.
stltmfmit `g ghilikhlo p`shth`i. 2. Klsb kut-`gg tmsts.
^habts lid K. Tbm
T bm mithty `wis, `r bls l omalo rhabt 8. ^mvhmw nlij stltmfmits lid
@nohalth`is t`, lid bls uirmstrhktmd usm `i loo rmpohms t` nlij k`ighrflth`i
tbm klsb `i tbm stltmfmit `g omttmrs.
ghilikhlo p`shth`i lt tbm rmp`rthia
dltm.
Wloulth`i `r D. Klsb, hikoudhia nlij nlolikms, hs <5. Mxhstmikm `g klsb hi nlijs uidmr
Loo`klth`i stltmd lt rmlohzlnom vloum lid rmkmhvmrsbhp, klsb suncmkt t` l
larmms whtb supp`rthia skbmduoms. k`urt rmstrlhihia `rdmr, hi g`rmhai
kurrmiky.
Urmsmitlth`i lid M. Klsb, hikoudhia nlij n nlolikms,
lolikms, hs <<. Kbmkjs whtb olram `r uiusulo
Dhsko`surm pr`pmroy kolsshghmd, dmskrhnmd, lid plyfmits t` rmoltmd plrthms.
dhsko`smd hi tbm ghilikhlo

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam ; `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Ls smr th `i s Lu dh t @n cmk th vms Lu dh t Ur` kmd ur ms

stltmfmits, hikoudhia i`tms, <>. Ur`pmr ghilikhlo stlt
stltmfmit
mfmit
g`oo`whia tbm UG^[. prmsmitlth`i lid dhsko`surm `g
G. Ohims `g krmdht, o`li aulrlitmms, klsb.
k`fpmislthia nlolikm larmmfmits,
lid `tbmr rmstrhkth`is (ohmis) `i
klsb nlolikms lrm lppr`prhltmoy
hdmithghmd lid dhsko`smd.

(Qmmjs 1-2) Ludht `g ^mkmhvlnoms

Hitr`dukth`i t` ^mkmhvlnoms

^mkmhvlnoms lrm dmnts `wmd t` l k`fpliy ny hts kust`fmrs g`r a``ds `r smrvhkms dmohvmrmd `r usmd nut
i`t ymt plhd g`r.
Tbm ludht `g rmkmhvlnoms lid rmvmium (m.a., sloms) rmprmsmits shaihghklit ludht rhsj nmklusm3
<. Fliy hikhdmikms `g ghilikhlo stltmfmit
stltmfmit grlud blvm hiv`ovmd tbm `vmrstltmfmit `g rmkmhvlnoms lid
rmvmium:
>. ^mvmium rmk`aihth`i fly nm nlsmd `i k`fpomx lkk`uithia ruoms: lid
;. ^mkmhvlnoms lid rmvmium lrm usulooy suncmkt t` vloulth`i ushia shaihghklit lkk`uithia msthfltms.

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Qbmi ludhthia lkk`uits rmkmhvlnom lid sloms, tbm prhikhplo `ncmkthvm g`r tbm sunstlithvm tmsts hs t`
dmtmrfhim tbm g`oo`whia3
Ls smr th `i Kltma `r y
Mxhstmikm `r @kkurrmikm
K`fpomtmimss
Kut-`gg
Wloulth`i lid Loo`klth`i
Lkkurlky
^habts lid @nohalth`is
Urmsmitlth`i lid
Dhsko`surm &
Kolsshghklth`i
Lu dh t @n cmk th vms
Loo rmkmhvlnoms `i tbm stltmfmit `g ghilikhlo p`shth`i lrm lutbmithk kolhfs `g
`g
tbm mithty, lid loo sloms blvm rmlooy `kkurrmd lid pmrtlhimd t` tbm mithty.
Loo lutbmithk kolhfs `g tbm mithty g`r lf`uits rmkmhvlnom lrm hikoudmd hi tbm
stltmfmit `g ghilikhlo p`shth`i, lid loo sloms blvm nmmi hikoudmd hi tbm
stltmfmit `g k`fprmbmishvm hik`fm.
[loms blvm nmmi rmk`rdmd hi tbm pr`pmr lkk`uithia pmrh`d.
^mkmhvlnoms lrm klrrhmd lt tbmhr imt rmlohzlnom (k`oomkthnom) vloum (h.m., tbm
ar`ss rmkmhvlnoms lrm pr`pmroy stltmd whtb lppr`prhltm loo`wlikms pr`vhdmd
g`r d`untguo lkk`uits, dhsk`uits, rmturis, wlrrlithms, lid shfholr htmfs).
[loms blvm nmmi lkkurltmoy rmk`rdmd hi tbm stltmfmit `g k`fprmbmishvm
hik`fm.
Tbm mithty `wis `r bls l omalo rhabt t` loo tbm rmkmhvlnoms `i tbm stltmfmit `g
ghilikhlo p`shth`i lt tbm rmp`rthia dltm.
^mkmhvlnoms lid sloms lrm pr`pmroy kolsshghmd, dmskrhnmd, lid dhsko`smd hi
tbm ghilikhlo stltmfmits, hikoudhia i`tms, hi lkk`rdlikm whtb UG^[.
Uomdamd, dhsk`uitmd, `r lsshaimd lkk`uits rmkmhvlnom lrm pr`pmroy
dhsko`smd. ^moltmd plrty rmkmhvlnoms lid sloms lrm pr`pmroy dhsko`smd.

Lu dh t Ur` kmd ur ms g `r ^mkmh vln oms lid [loms

Tbm ludht`r's prhflry sunstlithvm pr`kmdurms g`r rmkmhvlnom nlolikm lid sloms trlislkth`is whoo typhklooy
hikoudm tbm g`oo`whia3
<. ^mk`ikhohlth`i `g sunshdhlry omdamr whtb tbm amimrlo
amimrlo omdamr:
>. K`ighrfhia rmkmhvlnoms lid rrmvhmwhia
mvhmwhia sunsmqumit klsb rm
rmkmhpts:
kmhpts:
;. Liloyzhia i`tms rmkmhvlnom lid rmoltmd hitmrmst:
4. Mvloulthia tbm ldmqulky `g tbm loo`wlikm g`r d`untguo lkk`uits, hikoudhia tbm lppr`prhltmimss
lppr`prhltmimss `g
tbm fmtb`d`o`ay usmd t` klokuoltm tbm loo`wlikm:
=. Umrg`rfhia lkk`uits rmkmhvlnom lid sloms kut-`gg:
7. Kbmkjhia tbm tbm lppr`prhltm vloulth`i `g lkk`uits rmkmhvlnoms dmi`fhiltmd hi g`rmhai kurrmikhms:
1. Hivmsthalthia liy trlislkth`is
trlislkth`is whtb
whtb `r rmoltmd plrty
plrty rmkmhvlnoms:

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam 4 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

2. Liloyzhia krmdht nlolikms lid uiusulo htmfs:

8. Lskmrtlhihia wbmtbmr liy rmkmhvlnoms
rmkmhvlnoms blvm nmmi pomdamd `r lsshaimd:
lsshaimd: lid
<5. Umrg`rfhia liloythklo pr`kmdurms

Trldm ^mkmhvlnom
^mkmhvlnom lid Loo`w likms
Trldm rmkmhvlnoms lrm tbm t`tlo lf`uits `whia t` l k`fpliy g`r a``ds `r smrvhkms ht bls s`od, wbhkb lrm
rmgomktmd hi hiv`hkms tblt tbm k`fpliy bls hssumd t` hts kohmits nut bls i`t ymt rmkmhvmd plyfmits g`r. G`r
li hiv`hkm lf`uit t` nm lddmd
ld dmd t` trldm rmkmhvlnoms, guoo plyfmit fust nm mxpmktmd whtbhi `im (<) ymlr.

Mxpmktmd qumsth`i(s)3
<. Qblt hs tbm nlolikm `g lkk`uits rmkmhvlnom lt ymlr-mid0
>. Qblt hs tbm nlolikm `g loo`wlikm g`r d`untguo
d`untguo lkk`uits lt ymlr-mid0
;. Qblt hs tbm llf`uit
f`uit `g nld dmnt mxpmism g`r tbm ymlr0
4. Qblt hs tbm imt rmlohzlnom vloum `g lkk`uits
lkk`uits rmkmhvlnom lt ymlr-mid0

I`tms ^mkmhvlnom
I`tms rmkmhvlnom hs l nlolikm sbmmt htmf tblt rmk`rds tbm vloum `g pr`fhss`ry i`tms tblt l nushimss hs `wmd
lid sb`uod rmkmhvm plyfmit g`r. L wrhttmi pr`fhss`ry i`tm ahvms tbm b`odmr, `r nmlrmr, tbm rhabt t` rmkmhvm
tbm lf`uit `utohimd hi tbm omalo
o malo larmmfmit. Ur`fhss`ry i`tms lrm l wrhttmi pr`fhsm t` ply
pl y klsb t` li`tbmr
plrty `i `r nmg`rm l spmkhghmd guturm dltm.
Hg tbm i`tms rmkmhvlnom hs dum whtbhi l ymlr, ht hs trmltmd ls l kurrmit lssmt `i tbm nlolikm sbmmt. Hg ht hs i`t
dum uitho l dltm tblt hs f`rm tbli `im ymlr hi tbm guturm, tbmi ht hs trmltmd ls l i`i-kurrmit lssmt `i tbm
nlolikm sbmmt.

Mxpmktmd qumsth`i(s)3
<. Qblt hs tbm hihthlo fmlsurmfmit `g i`tms rmkmhvlnom
rmkmhvlnom (glhr vloum lt tbm dltm rmkmhvmd)0
>. Qblt hs tbm alhi `r o`ss `i tbm slom `g pr`pmrty, polit, lid mquhpfmit0
mquhpfmit0
;. Qblt hs tbm lf`uit `g rmvmium `r sloms wbmrm tbm k`ishdmrlth`i rmkmhvmd hs hi tbm g`r g`rf
f `g i`tms0
4. Qblt hs tbm sunsmqumit fmlsurmfmit `g i`tms rmkmhvlnom
rmkmhvlnom (klrryhia lf`uit lt ymlr-mid)0
=. Qblt hs tbm
tbm hitmrmst hik`fm g`r tbm ymlr0
7. Qblt hs tbm
tbm hitmrmst rmkmhvlnom ls `g ymlr-mid0
ymlr-mid0
1. Qblt hs tbm kurrmit p`rth`i `g tbm i`tms rrmkmhvlnom0
mkmhvlnom0
2. Qblt hs tbm i`i-kurrmit p`rth`i `g tbm i`tms
i`tms rmkmhvlnom0
rmkmhvlnom0

O`lis ^mkmhvlnom (O^)

Mxpmktmd qumsth`i(s)3
<. Qblt hs tbm hihthlo fmlsurmfmit `g o`lis rmkmhvlnom (glhr vloum lt tbm dltm rmkmhvmd)0
>. Qblt hs tbm sunsmqumit fmlsurmfmit `g o`lis rmkmhvlnom (klrryhia lf`uit ls `g ymlr-mid)0
ymlr-mid)0
;. Qblt hs tbm hit
hitmrmst
mrmst hik`fm g`r tbm ymlr nmg`rm hfplhrfmit0
4. Qblt hs tbm
tbm hfplhrfmit o`ss g`r tbm ymlr0
=. Qblt hs tbm klrry
klrryhia
hia lf`uit `g tbm o`lis rmkmhvlnom sunsmqumit t` tbm dltm `g hfplhrfmit0
7. Qblt hs tbm hit
hitmrmst
mrmst hik`fm g`r tbm
tbm ymlr lgtmr hfplhrfmit0
hfplhrfmit0

^m
^mkmhvlnom
kmhvlnom Ghilikhia
• Ls sh ai fmi t `g Lk k` ui ts ^mkmh vln om. Ht hs li larmmfmit nmtwmmi l omidhia k`fpliy lid l
n`rr`whia k`fpliy hi wbhkb tbm olttmr lsshais hts lkk`uits rmkmhvlnom t` tbm g`rfmr hi rmturi g`r l o`li.

• Glkt`rhia . Glkt`rhia hs l ghilikhlo trlislkth`i hi wbhkb l k`fpliy smoos hts lkk`uits rmkmhvlnom t` l
ghilikhia k`fpliy spmkhlohzhia hi nuyhia rmkmhvlnoms (kloomd l glkt`r) lt l dhsk`uit.

• Dhsk`uithia `g I`tms ^mkmhvlnom . L b`odmr `g l i`tm kli rmldhoy k`ivmrt ht t` klsb ny dhsk`uithia ht
lt l nlij, mhtbmr whtb `r whtb`ut rmk`ursm. Tbm nlij lkkmpts tbm i`tm lid ahvms tbm b`odmr klsb mqulo
t` hts flturhty vloum omss l dhsk`uit k`fputmd ny l dhsk`uit rltm t` tbm flturhty vloum. Tbm nlij amts

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam = `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

hts f`imy nlkj pous tbm dhsk`uit wbmi hts fljmr plys tbm i`tm lt flturhty. Hg tbm i`tm hs i`t plhd lt
flturhty, tbm nlij kli k`oomkt ht gr`f tbm `rhahilo b`odmr hg ht wls dhsk`uitmd whtb rmk`ursm. Hg tbm
lrrliamfmit hs whtb`ut rmk`ursm, tbm nlij fust ghid li`tbmr rmfmdy.

l. Dhsk`uithia whtb`ut rmk`ursm ‛ Tbm b`odmr/mid`rsmr hs i`t bmod ohlnom hi klsm tbm fljmr glhos t`
ply.
n. Dhsk`uithia whtb rmk`ursm ‛ Tbm b`odmr/mid`rsmr hs bmod ohlnom hi klsm tbm fljmr glhos t` ply.
Tbm dhsk`uithia hs lkk`uitmd g`r mhtbmr (l) k`idhth`ilo slom, `r (n) smkurmd
s mkurmd n`rr`whia.

Mxpmktmd qumsth`i(s)3
L sshaifmit
<. Qblt hs tbm nlolikm `g lkk`uits rmkmhvlnom - lsshaimd0
>. Qblt hs tbm nlolikm `g o`lis plylnom0
;. Qblt hs tbm mquhty t` nm dhsko`smd hi tbm i`tms t` tbm ghilikhlo stltmfmit0
Glkt`rhia
<. Qblt hs tbm imt pr`kmmds gr`
gr`f
f glkt`rhia
glkt`rhia `g rmkmhvlnom0
>. Qblt hs tbm k`st `g glkt`rhia0
Dhsk`uithia
<. Qblt hs tbm imt pr`kmmds gr`f dhsk`uithia `g `g i`tms rmkmhvlnom0
>. Qblt hs tbm alhi `r o`ss gr`f dhsk`uithi
dhsk`uithia
a `g i`tms rmk
rmkmhvlnom0
mhvlnom0
;. Qblt hs tbm c`urilo mitry
mitry g`r dhsk`uithia `
`gg i`tms rmkmhvlnom0

(Qmmj
(Qmmj <<
<<)) Ludht `g Hivmit`rhms
Hitr`dukth`i t` Hivm
Hivmit`rhms
it`rhms
Hivmit`rhms lrm lssmts bmod g`r slom hi tbm `rdhilry k`ursm `g nushimss,
nushimss , hi tbm pr`kmss `g pr`dukth`i g`r sukb
slom, `r hi tbm g`rf `g fltmrhlos `r suppohms t` nm k`isufmd hi tbm pr`dukth`i pr`kmss `r tbm rmidmrhia `g
smrvhkms.

Hivmit`rhms

^lw Q`rj hi Ghihsbmd Glkt`ry

Fltmrhlos Ur`kmss A``ds [uppohms

Hivmit`rhms uidmr k`ishaifmit

K`ishai`r HIKO]DM (a``ds smit `ut, sbhppmd `ut, `ut `i)

K`ishaimm MRKO]DM (a``ds bmod `i, rmkmhvmd `i)

A``ds hi trlisht
[bhpphia Tmrfs @wimr

l. G@N [bhpphia U`hit

n. G@N [moomr
k. G@N KHG (K`st, Hisurlikm & Grmhabt) Nuymr
d. G@N GL[ (Grmm lo`iashdm)

l. G@N Dmsthilth`i [moomr

n. G@N Nuymr

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam 7 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

[bhpphia Tmrfs @wimr

k. G@N Mx-sbhp

A``ds uidmr spmkhlo tmrf `g slom

[bhpphia Tmrfs @wimr

<. Nhoo lid b`od lrrliamfmit

>. [lom `i histloofmit Nuymr
;. [pmkhlo `rdmr

<. Oly-lwly slom

>. [lom `i lppr`vlo [moomr
;. [lom whtb l nuynlkj larmmfmit

Hivmit`rhlnom mxpmidhtu
mxpmidhtu rms

Mxpmidhturm Trmltfmit
<. Grmhabt
l. Grmhabt-hi Hivmit`rhlnom

n. Grmhabt-`ut
>. Hisurlikm I`t hivmit`rhlnom
l. Durhia dmohvmry Hivmit`rhlnom
n. Lgtmr dmohvmry I`t hivmit`rhlnom
;. [t`rlam k`st
l. [t`rlam `g Q`rj-hi-pr`kmss Hivmit`rhlnom
n. [t`rlam `g ^lw Fltmrhlos lid Ghihsbmd a``ds I`t hivmit`rhlnom
4. Qlstm, sp`holam `g rms`urkms
l. I`rflo Hivmit`rhlnom
n. Lni`rflo I`t hivmit`rhlnom
=. Hitmrmst hikurrmd
l. I`i-r`uthimoy fliuglkturmd Hivmit`rhlnom
n. ^`uthimoy fliuglkturmd/ [homit I`t hivmit`rhlnom
7. Tlx
l. I`i-rmk`vmrlnom Hivmit`rhlnom

n. ^mk`vmrlnom I`t hivmit`rhlnom

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Lu dh t @n cmk th vms
Qbmi ludhthia hivmit`rhms lid k`st `g sloms, tbm prhikhplo `ncmkthvm g`r tbm sunstlithvm tmsts hs t` dmtmrfhim
tbm g`oo`whia3

Ls smr th `i s Lu dh t @nc
@ nc mkt hv ms Lu dh t Ur` kmd ur ms
Mxhstmikm `r L. Loo hivmit`rhms hikoudmd `i tbm <. @nsmrvhia durhia hivmit`ry
@kkurrmikm stltmfmit `g ghilikhlo p`shth`i lrm k`uit lid pmrg`rfhia tmst
bmod ny tbm mithty `r nyn y `tbmrs g`r tbm k`uits.
mithty lid purkblsms (k`st `g sloms) >. K`ighrflth`i `g hivmit`rhms bmod
blvm rmlooy `kkurrmd lid pmrtlhi t` ny `tbmrs.
tbm mithty.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam 1 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Ls smr th `i s Lu dh t @nc
@ nc mkt hv ms Lu dh t Ur` kmd ur ms
K`fpomtmimss N. Loo hivmit`rhms `wimd ny tbm mithty lt ;. ^mk`ikhohlth`i `g Hivmit`ry
tbm rmp`rthia dltm lrm hikoudmd `i tbm [ufflry [bmmt whtb Amimrlo
stltmfmit `g ghilikhlo p`shth`i, lid loo Omdamr.
k`st `g sloms hs hikoudmd hi tbm
stltmfmit `g k`fprmbmishvm hik`fm.
Kut-`gg K. Uurkblsms (k`st `g sloms) blvm nmmi 4. Umrg`rfhia ymlr-mid purkblsms
rmk`rdmd hi tbm pr`pmr lkk`uithia lid hivmit`ry kut-`gg.

Wloulth`i lid pmrh`d.

D. Hivmit`rhms lrm klrrhmd lt tbm o`wmr
o`wmr =. Kbmkjhia lppr`prhltm vloulth`i
Loo`klth`i k`st lid imt rmlohzlnom vloum (I^W). hi lkk`rdlikm whtb lkk`uithia
p`ohkhms.
7. Umrg`rfhia o`wmr `g k`st `r imt
rmlohzlnom vloum tmst.
^habts lid M. Tbm mit
mithty
hty `wis,
`wis, `
`rr bls l omalo rhabt 1. Dmtmrfhihia wbmtbmr liy
@nohalth`is t`, loo tbm hivmit`rhms rmp`rtmd `i tbm hivmit`rhms blvm nmmi pomdamd
stltmfmit `g ghilikhlo p`shth`i. lid rmvhmwhia purkblsm
k`ffhtfmit.
Urmsmitlth`i lid G. Hivmit`rhms lrm pr`pmroy kolsshghmd, 2. Ur`pmr lid ldmqultm ghilikhlo
Dhsko`surm lid dmskrhnmd, lid dhsko`smd hi tbm stltmfmit prmsmitlth`i lid
Kolsshghklth`i ghilikhlo stltmfmits, hikoudhia i`tms, dhsko`surm
hi lkk`rdlikm whtb tbm lppohklnom
UG^[s. Uomdamd hivmit`rhms lrm

pr`pmroy dhsko`smd.
(Qmmj
(Qmmj <>)
<>) Ludht `g Hivmstf mits

Hitr`dukth`i t` Hivm
Hivmstfmits
stfmits
Hivmstfmits lrm ghilikhlo lssmts rmprmsmithia l k`fpliy's rhabt t` rmkmhvm klsb gr`f hts stljm hi n`ids,
sblrms, rmlo mstltm, mtk. Tbm hitmit nmbhid fljhia sukb hivmstfmits hs t` amimrltm hivmstfmit hik`fm
(hitmrmst lid dhvhdmid) lid nmimght gr`f mxpmktmd klphtlo alhi.

Flc`r kltma`rhms `g hivmstfmits hikoudm3

l. Dm nt smkurh thms lrm ghilikhlo histrufmits rmprmsmithia l rhabt t` l dmtmrfhimd strmlf `g klsb go`ws
Dmnt
g`r l dmghihtm pmrh`d, sukb ls n`ids.
n. Mquhty smkurhthms lrm ghilikhlo histrufmits rmprmsmithia rmshdulo (`wimrsbhp) hitmrmst hi l
k`fpliy, sukb ls sblrms `g k`ff`i st`kj, mtk.
k. Dmrhvlthvm smkurhthms lrm ghilikhlo histrufmits wbhkb 'dmrhvm' tbmhr vloum gr`f `tbmr ghilikhlo
histrufmits, sukb ls g`rwlrd k`itrlkts, guturms k`itlkts, `pth`is, mtk.
m tk.

Gr`f tbm ludht`rs' p`hit `g vhmw, tbm f`st hfp`rtlit ar`up `g hivmstfmits k`ishsts `g st`kjs lid n`ids
nmklusm tbmy lrm g`uid f`rm grmqumitoy lid usulooy lrm `g armltmr vloum tbli `tbmr jhids `g hivmstfmit
b`odhias. K`ffmrkhlo plpmrs hssumd ny k`rp`rlth`is, f`rtalams lid trust dmmds, lid tbm klsb surrmidmr
vloum `g ohgm hisurlikm p`ohkhms lrm `tbmr typms `g hivmstfmits `gtmi mik`uitmrmd.

Lk k` ui th ia ko lss hg hk lth `i `g dmn t s mku rh th ms

]idmr tbm ][ amimrlooy lkkmptmd lkk`uithia prhikhpoms (ALLU), tbm kolsshghklth`i hs dhktltmd ny tbm
histrufmits' omalo g`rf. Tbm ][ ALLU rmtlhis tbm omalky kolsshghklth`i kltma`rhms g`r fliy dmnt smkurhthms.

]idmr Hitmrilth`ilo Ghilikhlo ^mp`rthia [tlidlrds (HG^[), kolsshghklth`i dmpmids `i (l) tbm nushimss f`dmo
lid (n) klsb go`w kblrlktmrhsthks `g tbm histrufmit. Li hivmst`r ghrst dmtmrfhims wbmtbmr hts nushimss f`dmo
b`ods tbm lssmt t` k`oomkt klsb go`ws `r smoo ht t` rmlohzm l klphtlo alhi. [mk`id, ht lssmssms wbmtbmr tbm
lssmt's klsb go`ws lrm s`omoy plyfmits `g prhikhplo lid hitmrmst (kloomd tbm [UUH tmst). Kltma`rhms `g dmnt
smkurhthms uidmr HG^[ hikoudm3

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam 2 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

l. Lf `r th zmd k `s t. Dmnt smkurhthms lrm kolsshghmd lt lf`rthzmd k`st hg tbm k`fpliy's nushimss f`dmo
Lf`r
hs t` b`od tbm lssmt t` k`oomkt klsb go`ws. Tb`sm klsb go`ws lrm s`omoy plyfmits `g prhikhplo lid
hitmrmst.
n. Glhr vloum tbr`uab `tbmr k`fprmbmishvm hik`fm (GW@KH). Dmnt smkurhthms lrm kolsshghmd lt
GW@KH hg tbm hivmst`r's nushimss f`dmo k`oomkts klsb go`ws lid smoos tbm lssmt. Tbm klsb go`ws lrm
s`omoy plyfmits `g prhikhplo lid hitmrmst.
k. Glhr vloum tbr`uab pr`ght `r o`ss (GWUO). Tbmsm lrm dmnt smkurhthms tblt d` i`t qulohgy g`r
kolsshghklth`i lt mhtbmr lf`rthzmd k`st `r GW@KH lrm kolsshghmd
kolss hghmd lt GWUO.

Lk k` ui th ia g` r mq uh ty smk ur ht hms
Lkk`uithia g`r mquhty hivmstfmits dmpmids `i tbm mxtmit `g `wimrsbhp. Ht hs kolsshghmd nlsmd `i tbm b`odhia
mithty's hitmith`i lid tbm omvmo `g tbm hivmst`r's higoumikm `vmr tbm hivmstmm's `pmrlthia lid ghilikhlo p`ohkhms.

l. Hivmstfmit hi l sunshd hlry . Ht hs nlsmd `i k`itr`oohia hitmrmst,

hitmrmst, lid tbm ghilikhlo stltmfmits fly
nm k`is`ohdltmd. K`itr`o fly nm `ntlhimd hi vlrh`us khrkufstlikms lid i`t s`omoy dum t` dhrmkt tbm
ghilikhlo lid `pmrlthia p`ohkhms. Li hivmst`r k`itr`os li hivmstmm wbmi ht hs mxp`smd, `r bls rhabts,
t` vlrhlnom rmturis gr`f hts hiv`ovmfmit whtb tbm hivmstmm lid kli lggmkt tb`sm rmturis tbr`uab hts
p`wmr `vmr tbm hivmstmm. Qbmrm K`fpliy L `wis f`rm tbli =5% mquhty `g K`fpliy N, ht bls
k`itr`o `vmr K`fpliy N lid hs rmquhrmd t` prmplrm k`is`ohdltmd ghilikhlo stltmfmits.
n. Hivmstfmit hi lss`khltms. Tbm hivmst`r kolsshghms tbm mquhty hivmstfmits ls hivmstfmits hi
lss`khltm wbmi tbmrm hs l shaihghklit higoumikm hi tbm hivmstmm k`fpliy's `pmrlthia lid ghilikhlo
p`ohkhms. K`fpliy L `wis liywbmrm nmtwmmi >5% lid =5% `g K`fpliy N's mquhty. Ht bls
shaihghklit higoumikm `vmr K`fpliy N. Ht hs rmquhrmd t` lkk`uit g`r hivmstfmits hi K`fpliy N ushia
tbm mquhty fmtb`d.
k. Gl
Glhr
hr vloum tbr` uab pr` ght ` r o`ss (GWUO) ‛ Tbhs hs tbm kolsshghklth`i wbmi tbm mquhty smkurhthms lrm
(GWUO)
bmod g`r trldhia. Tbmrm hs imhtbm
imhtbmrr k`itr`o i`r shaihghk lit higoumikm hi tbm `pmrlthia lid ghilikhlo
p`ohkhms `g tbm hivmstmm k`fpliy.

d. Glhr tbr`uab `tbmr k`fprmbmishvm hik`fm (GW@KH) ‛ Qbmi tbmrm hs imhtbmr k`itr`o i`r
shaihghklit higoumikm lid tbm mquhty smkurhthms lrm i`i-trldhia, tbm hivmst`r fljms i hrrmv`klnom
kb`hkm dmshailthia lt tbm dltm `g hihthlo rmk`aihth`i `g tbm smkurhthms mhtbmr ls GWUO `r GW@KH.

G`r mxlfpom, Hg K`fpliy L `wis omss tbli >5% `g K`fpliy N's mquhty, imhtbmr k`is`ohdlth`i i`r
mquhty fmtb`d hs rmquhrmd.

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Lu dh t @n cmk th vms

Qbmi ludhthia hivmstfmits, tbm prhikhplo `ncmkthvm g`r tbm sunstlithvm tmsts hs t` dmtmrfhim tbm g`oo`whia3
g`o o`whia3
Ls smr th `i Lu dh t @n cmk th vms Lu dh t Ur `k mdu rms
Mxhstmikm Loo rmk`rdmd hivmstfmits `i tbm <. @ntlhi `r prmplrm l ohsthia `g smkurhthms
stltmfmit `g ghilikhlo p`shth`i mxhst. lid hivmstfmits `wimd ny tbm k`fpliy
lid rmoltmd rmvmium lkk`uits lid
rmk`ikhom tbmf t` tbm amimrlo omdamr.
@kkurrmikm Loo rmk`rdmd hik`fm gr`f >. Hispmkt smkurhthms `i blid.
hivmstfmits bls lkkrumd t` tbm ;. @ntlhi k`ighrflth`i `g tbm smkurhthms bmod
mithty lt tbm rmp`rthia dltm. ny `tbmrs.
K`fpomtmimss Loo hivmstfmits `wimd ny tbm mithty 4. Hi lddhth`i t`
t` ludht
ludht pr
pr`kmdurms
`kmdurms > lid ;,
lt tbm rmp`rthia dltm lrm hikoudmd hi v`ukb g`r tbm smomktmd purkblsms lid
tbm stltmfmit `g ghilikhlo p`shth`i. sloms trlislkth`is `g smkurhthms durhia tbm
Loo hik`fm lkkruhia gr`f ymlr.
hivmstfmits lt tbm rmp`rthia dltm bls
nmmi rmk`rdmd.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam 8 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Ls smr th `i Lu dh t @n cmk th vms Lu dh t Ur `k mdu rms

^habts lid Tbm mithty `wis `r bls l omalo rhabt =. Hi lddhth`i t`
t` ludht
ludht pr
pr`kmdurms
`kmdurms > lid ;,
@nohalth`is t` tbm hivmstfmits hikoudmd hi tbm vmrhgy tbm kohmits' kut-`gg `g smkurhthms
stltmfmit `g ghilikhlo p`shth`i. trlislkth`is.
7. Umrg`rf liloythklo pr`kmdurms.
1. K`fputm rmvmium gr`f smkurhthms
hidmpmidmitoy.
Wloulth`i lid Hivmstfmits lrm hikoudmd hi tbm 2. Dmtmrfhim tbm flrjmt vloum `g smkurhthms

Loo`klth`i stltmfmit
lppr`prhltm`glf`uits.
ghilikhlo p`shth`i lt tbm 8. lt tbm stltmfmit
Mvloultm `g ghilikhlo
tbm fmtb`d p`shth`i g`r
g`r lkk`uithia dltm.
smkurhthms.
<5. Tmst hfplhrfmits `g hivmstfmit
hivmstfmits.
s.
Lkkurlky Hivmstfmit hik`fm hs hikoudmd hi tbm <<. Dmtlhomd fhiutms `g fmmthia rrmvhmw.
mvhmw.
stltmfmit `g k`fprmbmishvm hik`fm <>. Mvloultm ghilikhlo stltmfmit prprmsmitlth`i
msmitlth`i
lt tbm lppr`prhltm lf`uit. lid rmoltmd rmvmium `r o`ss lkk`uits.

(Qmmjs <=-<7) Ludht `g Ur`pmrty, Uolit, lid Mquhpfmit

Hitr`duk th`i t` Ur`pmrty , U

Uolit,
olit, l
lid
id Mquhpfmit

Tbm tmrf Ur`pmrty, polit, lid mquhpfmit (UUM) rmgmr t` tliahnom htmfs tblt3
l) lrm bmod g`r usm hi tbm pr`duk
pr`dukth`i
th`i `r suppoy `g a``ds `r smrvhkms, g`r rmitlo t` `tbmrs, `r
ldfhihstrlthvm purp`sms: lid

n) lrm mxpm
mxpmktmd
ktmd t` nm usmd durhia f`rm tbli `im pmrh`d.
UUM i`rflooy k`isthtutms l shaihghklit p`rth`i `g tbm t`tlo lssmts, plrthkuolroy hi l fliuglkturhia mithty. Ludht
`g UUM, tbmrmg`rm, lssufms k`ishdmrlnom hfp`rtlikm. Qbmi poliihia g`r tbm ludht `g UUM, tbm ludht`r
k`ishdmrs tblt tbm lf`uits g`r tbhs UUM hs fltmrhlo t` tbm stltmfmit `g ghilikhlo p`shth`i lid mxpmkt tblt
tbm lkk`uit nlolikms d` i`t imkmsslrhoy kbliam shaihghklitoy gr`f ymlr t` ymlr.

Tbm ludht`r i`rflooy lssmssms k`itr`o rhsj lt l flxhfuf omvmo lid pmrg`rfs mxtmishvm sunstlithvm tmsts
tblt mfpblshzm tbm rmvhmw `g shaihghklit lddhth`is, dhsp`slos, lid liloythklo pr`kmdurms t` tmst tbm
pr`vhsh`is g`r dmprmkhlth`i lid dmpomth`i. Hi lddhth`i, ludht`rs sb`uod los` `ntlhi mvhdmikm ln`ut rmoltmd
lkk`uits `g dmprmkhlth`i mxpmism, lkkufuoltmd dmprmkhlth`i, omlsm (rmit) mxpmism, hfplhrfmit o`ss (hg
liy), lid rmplhrs lid flhitmilikm mxpmism.

K`fp`imits `g Ur`pmrty, Uolit, l lid

id Mquhpfmit
Tbm g`oo`whia lrm tbm k`fp`imits `g UUM, lf`ia `tbmrs3

Olid [t`rm lid @gghkm Mquhpfmit

Olid Hfpr`vmfmit Gurihturm lid Ghxturms
Nuhodhia Omlsmb`od Hfpr`vmfmit
Flkbhimry Nmlrmr Nh`o`ahklo Lssmts
Dmohvmry Mquhpfmit

Nmlrmr nh`o`ahklo lssmts (NNL) lrm flturmd nh`o`ahklo lssmts bmod g`r f`rm tbli `im ghilikhlo pmrh`d
klplnom `g nmlrhia k`isuflnom nh`o`ahklo lssmts (KNL) t` nm blrvmstmd ls larhkuoturlo pr`dukm. NNL lrm
bmod g`r amimrlthia hik`fm gr`f tbm slom `g pr`dukm: g`r mxlfpom,
<. Ohvmst`kj gr`f wbhkb fhoj hs pr`dukmd
>. Arlpmvhims
;. @ho plof lid runnmr trmms
4. Gruht trmms, lid
=. Trmms gr`f
gr`f wbhkb
wbhkb ghrmw``d hs blrvmstmd
blrvmstmd wbhom tbm trmm rmflhis.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <5 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Nmlrmr nh`o`ahklo lssmts lrm i`t larhkuoturlo pr`dukm nut, rltbmr, lrm smog-rmamimrlthia. Nmlrmr polit lssmts
lrm lkk`uitmd ls UUM uidmr UL[ <7, pr`vhdmd ht whoo fmmt tbm krhtmrhl hi tbm slhd stlidlrd, wbhom nmlrmr
lihflos lrm lkk`uitmd ls nh`o`ahklo lssmts uidmr UL[ 4<. Ur`dukm ar`whia `i nmlrmr
nm lrmr polits hs l nh`o`ahklo
lssmt.

Fmlsurmfmit
Fmlsurmfmit `g Ur`pmrty, Uolit, lid Mquhpfmit
• Hihthlo rmk`aihth`i ‛ Lt k`st
• [unsmqumit
[unsmqum it fmlsurmfmit ‛ mhtbmr (g`r li mithrm kolss)3
`

`
K`st
^mvloulth`i F`dmo

[ufflry `g tbm fmlsurmfmit `g UUM3

Uurkblsm Urhkm
Klsb
Klsb nlshs <. Klsb
>. Oufp-suf/nlsjmt prhkm - loo`kltm `i tbm nlshs `g rmolthvm glhr vloum
@i lkk`uit
lkk`uit <. Hiv`hkm prhkm fhius klsb dhsk`uit, wbmtbmr tljmi `r
`r i`t
Histloofmit Fmtb`d <. Klsb prhkm mquhvlomit
>. Urmsmit vloum hg i` klsb prhkm mquhvlomit
Hssulikm `g sblrm klphtlo <. GW `g pr`pmrty rmkmhvmd
>. GW `g sblrm klphtlo
;. Ulr vloum `r stltmd vloum `g sblrm
sblrm klphtlo
Hssulikm `g n`ids <. GW `g n`ids plylnom
plylnom >. GW `g pr`pmrty rmkmhvmd
;. Glkm vloum `g n`ids plylnom

• Qhtb k`ffmrkhlo sunstlikm

- I` klsb hiv`ovmd
<. GW `g pr`pmrty ahvmi up
>. GW `g pr`pmrty rmkmhvmd
;. KL `g pr`pmrty ahvmi up
- Qhtb klsb hiv`ovmd
GW `g pr`pmrty ahvmi up + klsb plhd (ply`r)
Mxkbliam GW `g pr`pmrty ahvmi up + klsb rmkmhvmd (rmkhphmit)
• I` k`ffmrkhlo sunstlikm - i` alhi/o`ss `i mxkbliam
- KL `g pr`pmrty ahvmi up
- Klsb plhd hs sthoo lddmd: klsb rmkmhvmd hs sthoo dmduktmd
• Trldm hi
- GW `g pr`pmrty ahvmi up +klsb plhd
- Trldm hi vloum `g tbm pr`pmrty ahvmi up + klsb plhd
(hi mggmkt GW `g pr`pmrty rmkmhvmd)
• Gr`f sblrmb`odmrs 6 D`iltmd klphtlo
D`ilth`i - GW • Gr`f i`i-sblrmb`odmrs 6 Hik`fm hg uik`idhth`ilo:
hihthlooy ]imlrimd hik`fm hg k`idhth`ilo
[mog-K`istrukth`i Dhrmkt Fltmrhlos + Dhrmkt Oln`r + Glkt`ry @vmrbmld

Dm
Dmprmkhlth`i
prmkhlth`i Fmtb`ds
<. [trlhabt ohim
•

•
Dmprmkhlnom
Dmprmkhlnom lf`uit
lf`uit /x usmguo ohgm
dmprmkhlnom rltm

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam << `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Dmprmkhlnom rltm 6 < / usmguo ohgm

>. Ar`up / K`fp`shtm

• K`st x dmprmkhlth`i rltm
Dmprmkhlth`i rltm 6 Liiulo dmprmkhlth`i / t`tlo k`st

;. ]ihts `g pr`dukth`i
• @utput x Dmprmkhlth`i rltm

4. Q`rjhiaDmprmkhlth`i
b`urs rltm 6 Dmprmkhlnom lf`uit / T`tlo msthfltmd `utput
• B`urs usmd x dmprmkhlth`i rltm

=. [uf `g tbm ymlrs' dhahts

• Z(ohgm + <) />V x ohgm

7. Dmkohihia
• Urmvh`us klrryhia lf`uit x dmprmkhlth`i rltm
^mauolr 6 < ‛ (itb r``t `g (^mshdulo vloum /k`st)V
<=5% 6 (< / usmguo ohgm) x <.=
>55% 6 (< / usmguo ohgm) x >

1. ^mthrmfmit
• K`st `g lssmt rmthrmd ‛ Ur`kmmds gr`f rmthrmfmit

2. ^mpolkmfmit
• ^mpolkmfmit k`st `g lssmt rmthrmd ‛ Ur`kmmds gr`f rmthrmfmit

8. Hivmit`ry
• ^mk`rdmd nlolikm `g lssmt ‛ Wloum lt pmrh`d mid

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Tbm ghilikhlo stltmfmits lssmrth`is, spmkhghk ludht `ncmkthvms, lid tbm k`ff`ioy
k`ff `ioy lppohmd ludht pr`kmdurms
usmd g`r tbm pr`pmrty lid mquhpfmit lrm sufflrhzmd nmo`w3

Ls smr th `i s Lu dh t @n cmk th vms Lu dh t Ur` kmd ur ms

Mxhstmikm `r @kkurrmikm L. T` dmtmrfhim wbmtbmr <. @ntlhi `r prmplrm l
pr`pmrty lid mquhpfmit sufflry `g pr`pmrty lid

hikoudmd hi tbm stltmfmit `g mquhpfmit trlislkth`is lid

ghilikhlo p`shth`i pbyshklooy
mxhst. Lddhth`is hikoudm `ioy
tbm klphtlohzlnom k`st `g
lssmts purkblsmd,
k`istruktmd, `r omlsmd lid
rmthrmfmits lrm rmf`vmd.
K`fpomtmimss N. T` dmtmrfhim tblt pr`pmrty
lid mquhpfmit hikoudms loo
klphtlohzlnom k`sts lid
klphtlohzlnom k`sts lrm i`t
mxpmismd.
liloyshs `g tbm lkkufuoltmd
dmprmkhlth`i durhia tbm ymlr
lid rmk`ikhom t` tbm omdamr.
>. K`idukt pbyshklo hispmkth`i
`g l flc`r lkquhshth`i `g polit
lid mquhpfmit.
;. W`ukb lddhth`is t` pr`pmrty
lid mquhpfmit durhia tbm
ymlr.
4. Hivmsthaltm dhsp`slos lid
rmthrmfmits `g pr`pmrty lid
mquhpfmit durhia tbm ymlr.

^habts lid @nohalth`is K. T` dmtmrfhim tblt tbm =. Mxlfhim mvhdmikm `g omalo

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <> `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Ls smr th `i s Lu dh t @n cmk th vms Lu dh t Ur` kmd ur ms

k`fpliy bls omalo thtom `r
Mquhvlomit `wimrsbhp rhabts
t` pr`pmrty lid mquhpfmit
hikoudmd hi tbm stltmfmit `g
ghilikhlo p`shth`i lid tbm
stltmfmit `g ghilikhlo
p`shth`i lid tbm rmoltmd
omlsm `nohalth`i `g
klphtlohzmd omlsmd lssmts hs
rmk`aihzmd.
Wloulth`i `r Loo`klth`i D. T` dmtmrfhim tblt pr`pmrty
lid mquhpfmit hs stltmd lt
k`st lid loo`wlikms g`r
dmprmkhlth`i `r dmpomth`i lrm
k`fputmd nlsmd `i
lkkmptlnom lid k`ishstmit
fmtb`ds.
Urmsmitlth`i lid
Urmsmitlth`i M. T` dmtmrfhim tblt pr`pmrty
Dhsko`surm lid mquhpfmit lrm pr`pmroy
dmskrhnmd lid kolsshghmd hi
tbm stltmfmit `g ghilikhlo
p`shth`i lid rmoltmd
dhsko`surms lrm ldmqultm.
`wimrsbhp `g pr`pmrty lid
mquhpfmit.
7. Mxlfhim omlsm larmmfmit
`i pr`pmrty lid mquhpfmit
omlsmd t` lid gr`f `tbmrs.
1. ^mvhmw rmitlo rmvmium gr`f
olid, nuhodhias lid
mquhpfmit `wimd ny tbm
kohmit nut omlsmd t` `tbmrs.
2. Liloyzm rmplhr lid
flhitmilikm mxpmism
lkk`uits.
8. Hivmsthaltm tbm stltus `g tbm
pr`pmrty lid mquhpfmit i`t
hi kurrmit usm.
<5. Tmst kohmit's k`fputlth`i `g
dmprmkhlth`i.
<<. Umrg`rf liloythklo
pr`kmdurms g`r pr`pmrty lid
mquhpfmit.
<>. ^mvhmw ghilikhlo stltmfmit
prmsmitlth`i lid dhsko`surm
g`r pr`pmrty lid mquhpfmit
lid g`r rmoltmd rmvmium lid
mxpmism.

Ludh
Lu dh th ia lid Lssu
Ls su rlikm3
rli km3 K`ikmp
K`i kmpts
ts lid Lppo
Lp po hk lth`i
lth `is
s>

(Qmmjs
(Qmmjs <->)
<->) Ludht `g Hitliah nom Lssmts lid Urmplyfmits
Urmplyfmits

Lu dh t ` g Hi tli ah no m Ls smt s
Hitliahnom lssmts lrm i`i-f`imtlry lssmts whtb`ut pbyshklo sunstlikm. Li hitliahnom lssmt hs hdmithghlnom
wbmi ht3
• Hs smpl
smplrlnom
rlnom (klplnom `g nmhia smplrltmd lid s`od, trlisgmrrmd, ohkmismd, rmitmd,
rmitmd, `r mxkbliamd,
mhtbmr hidhvhdulooy `r t`amtbmr whtb l rmoltmd k`itrlkt) `r
• Lrhsms gr`f k`itrlktulo
k`itrlktulo `r `tbmr omalo rhabts, rmalrdomss `g wbmtbmr
wbmtbmr tb`sm rhabts lrm
lrm trlisgmrlnom
trlisgmrlnom `r
smplrlnom gr`f tbm mithty `r `tbmr rhabts lid `nohalth`is.

Hitliahnom lssmts hikoudm pltmitmd tmkbi`o`ay, k`fputmr s`gtwlrm, trldmflrjs, k`pyrhabts, g`rfuols,
grlikbhsm larmmfmits, lid a``dwhoo lkquhrmd hi l nushimss k`fnhilth`i. [hikm hitliahnom lssmts olkj
pbyshklo sunstlikm, tbmhr vloum ohms hi tbm rhabts lid mk`i`fhk ldvlitlams lgg`rdmd hi tbmhr `wimrsbhp.
Nmklusm `g tbmhr hitliahnhohty, tbmy lrm f`rm dhgghkuot t` hdmithgy tbli `tbmr lssmts ohjm pr`pmrty, polit, lid
mquhpfmit.
Li hitliahnom lssmt kli nm kolsshghmd ls mhtbmr3

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <; `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

• Hidmghihtm ohgm3 I` g`rmsmmlnom ohfht t` tbm pmrh`d `vmr wbhkb tbm lssmt hs mxpmktmd t` amimrltm imt
klsb higo`ws g`r tbm mithty. L k`fpliy's nrlid ilfm hs k`ishdmrmd li hidmghihtm hitliahnom lssmt
nmklusm ht stlys whtb tbm k`fpliy g`r ls o`ia ls ht k`ithiums `pmrlth`is.
• Ghihtm ohgm3 L ohfhtmd pmrh`d `g nmimght t` tbm mithty. Li mxlfpom `g l dmghihtm hitliahnom lssmt w`uod
nm l omalo larmmfmit t` `pmrltm uidmr li`tbmr k`fpliy's pltmit, whtb i` polis `g mxtmidhia tbm
larmmfmit. Tbm larmmfmit tbus bls l ohfhtmd ohgm lid hs kolsshghmd ls l dmghihtm lssmt.

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Tbm ghilikhlo
usmd stltmfmit
t` lkbhmvm lssmrth`is,
tbm `ncmkthvms spmkhghk ludht
g`r hitliahnoms lrm`ncmkthvms,
ls g`oo`ws3lid tbm k`ff`i ludht pr`kmdurms trldhth`ilooy

Ls smr th `i s Lu dh t @
@nc
nc mkt hv ms
Mxhstmikm `r `kkurrmikm T` dmtmrfhim tblt hitliahnom
lssmts mxhst lid lrm
rmprmsmitmd ny k`itrlktulo
rhabts, prhvhomams, `r mlrihia
p`wmr `wimd ny tbm k`fpliy.
K`fpomtmimss T` dmtmrfhim tblt loo
trlislkth`is rmoltmd t`
hitliahnoms blvm nmmi pr`pmroy
Lu dh t Ur` kmd ur ms
<. @ntlhi li liloyshs `g omdamr
lkk`uits g`r hitliahnoms.
>. Dhskuss tbm p`ohky lid
mxlfhim d`kufmitlth`i
supp`rthia hitliahnom lssmts.
;. Tmst tbm pr`nlnhohty `g guturm
mk`i`fhk nmimghts tblt whoo
go`w t` tbm mithty.
4. W`ukb lddhth`is t` `r
lkquhshth`is durhia tbm ymlr.
=. Mvloultm dhsp`shth`is lid

^habts lid @nohalth`is rmk`rdmd

Wloulth`i `r Loo`klth`i
Urmsmitlth`i lid Dhsko`surm
T` dmtmrfhim tblt tbm k`fpliy
`wis tbm hitliahnom lssmts
T` dmtmrfhim tblt hitliahnom
lssmts lrm stltmd lt k`st omss
lf`rthzlth`i
T` dmtmrfhim wbmtbmr
prmsmitlth`i lid dhsko`surms
k`ikmrihia hitliahnoms lrm
ldmqultm lid pmr UL[/UG^[.
7. wrhtm-`ggs
Hi lddhth`idurhia tbm ymlr
t` ludht
pr`kmdurm i`. >, pmrg`rf
liloythklo pr`kmdurms
1. Hi lddhth`i t` ludht
pr`kmdurms i`. ; lid 4,
mvloultm lf`rthzlth`i p`ohky
lid vmrhgy k`fputlth`i lid
lf`rthzlth`i
2. Mvloultm ghilikhlo stltmfmit
prmsmitlth`i lid dhsko`surm
g`r hitliahnom lssmts.

(Qmmjs
(Qmmjs >-;)
>-;) Ludht `g Kurrmit Oh lnhohthms

Hitr`dukth`i t` Kurrm
Kurrmitit Oh lnhohthm
lnhohthms
s
Tbm HL[ ;1/UL[ ;1 Ur`vhsh`is, K`ithiamit Ohlnhohthms, lid K`ithiamit Lssmts dmghim ohlnhohty ls "l prmsmit
`nohalth`i `g tbm mithty lrhshia gr`f plst mvmits, tbm smttomfmit `g wbhkb hs mxpmktmd t` rmsuot hi li `utgo`w
gr`f tbm mithty `g rms`urkms mfn`dyhia mk`i`fhk nmimghts."

Nlsmd `i tbm dmghihth`i, l ohlnhohty p`ssmssms tbm g`oo`whia mssmithlo kblrlktmrhsthks3

<. it `noha lth`i - Tbhs stltms tblt ohlnhohty lrhsms gr`f l rmsp`ishnhohty lssufmd ny tbm mithty. Urmsmit
Urmsmit
Urmsm
`nohalth`i kli nm mhtbmr nm omalo `r k`istrukthvm. Omalo `nohalth`i lrhsms gr`f k`itrlkts `r liy stltut`ry
rmquhrmfmits. Hi k`itrlst, k`istrukthvm `nohalth`i lrhsms gr`f mstlnohsbmd nushimss prlkthkms tblt lhf
t` flhitlhi l a``d rmolth`isbhp whtb kust`fmrs, ls wmoo ls tbm k`ffuihty.
>. Ulst mvmit - Tbhs stltms tblt ohlnhohty `rhahiltms gr`f l plst mvmit `r trlislkth`i. Tbhs plst mvmit hs
k`ff`ioy ji`wi ls li `nohalthia mvmit. Tbhs mvmit puts li mithty hit` l p`shth`i t` smttom tbm prmsmit
`nohalth`i, whtb i` lotmrilthvm k`ursms `g lkth`i.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <4 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

;. @utgo`w `g guturm mk`i`fhk nmim ghts - Tbhs stltms tblt loo lkk`uithia ohlnhohty rmquhrms tbm plyfmit `g
nmimghts
f`imy, i`i-klsb lssmts, `r kmrtlhi smrvhkm pmrg`rflikm.

UL[ < Urmsmitlth`i `g Ghilikhlo [tltmfmits pr`vhdms tw` (>) kolsshghklth`is g`r ohlnhohty3
ohl nhohty3 kurrmit ohlnhohty
lid i`i-kurrmit ohlnhohty.

Kurrmit Ohlnhohthms
Ls dhskussmd hi UL[ <, li mithty sbloo kolsshgy l ohlnhohty ls kurrmit wbmi
wbmi (Hitmrilth`ilo Ghilikhlo ^mp`rthia

[tlidlrds,
•
>55<)3 t` smttom tbm ohlnhohty hi hts i`rflo `pmrlthia kykom:
Ht mxpmkts
• Ht b`ods tbm ohlnhohty prhflrhoy g`r trldhia:
• Tbm ohlnhohty hs dum t` nm smttomd whtbhi
whtbhi <> f`itbs lgtmr
lgtmr tbm rmp`rthia
rmp`rthia pmrh`d:
pmrh`d: `r
• Ht d`ms i`t blvm li uik`idhth`ilo rhabt t` dmgmr smttomfmit `g tbm ohlnhohty g`r lt omlst <> f`itb
f`itbs
s lgtmr
tbm rmp`rthia pmrh`d. Tmrfs `g l ohlnhohty tblt k`uod, lt tbm `pth`i `g tbm k`uitmrplrty, rmsuot hi hts
smttomfmit ny tbm hssum `g mquhty histrufmits d` i`t lggmkt hts kolsshghklth`i.
[`fm kurrmit ohlnhohthms, sukb ls trldm plylnoms lid s`fm lkkrulos g`r mfpo`ymms lid `tbmr `pmrlthia
k`sts, lrm plrt `g tbm w`rjhia klphtlo usmd hi tbm mithty's i`rflo `pmrlthia kykom. Li mithty kolsshghms sukb
`pmrlthia htmfs ls kurrmit ohlnhohthms mvmi hg tbmy lrm dum t` nm smttomd f`rm tbli <> f`itbs lgtmr tbm
rmp`rthia pmrh`d. Tbm slfm i`rflo `pmrlthia kykom lppohms t` tbm kolsshghklth`i `g li mithty's lssmts lid
ohlnhohthms. Qbmi tbm mithty's i`rflo `pmrlthia kykom hs i`t komlroy hdmithghlnom, ht hs lssufmd t` nm <> f`itbs
(Hitmrilth`ilo Ghilikhlo ^mp`rthia [tlidlrds, >55<).

@tbmr kurrmit ohlnhohthms lrm i`t smttomd ls plrt `g tbm i`rflo `pmrlthia kykom nut lrm dum g`r smttomfmit whtbhi
<> f`itbs lgtmr tbm rmp`rthia pmrh`d `r bmod prhflrhoy g`r trldhia. Mxlfpoms `g tbmsm ohlnhohthms lrm ls g`oo`ws
(Hitmrilth`ilo Ghilikhlo ^mp`rthia [tlidlrds, >55<)3
• Ghilikhlo ohlnhohthms tblt
tblt fmmt tbm dmghihth`i `g bmod g`r trldhia:
• Nlij `vmrdrlgts:
• Kurrmit p`rth`i `g i`i-kurrmit ghilikhlo ohlnhohthms:
• Dhvhdmids plylnom:
• Hik`fm tlxms: lid
• @tbmr i`i-trldm plylnoms.
Hi mxlfhihia ohlnhohthms, li ludht`r polkms prhflry mfpblshs `i vmrhgyhia wblt hs rmk`rdmd lid wblt k`uod
i`t nm rmk`rdmd. Tbm ludht`r smod`f ghids lf`uits rmk`rdmd ls ohlnhohthms tblt lrm i`t ohlnhohthms, nut
uirmk`rdmd ohlnhohthms lrm i`t uiusulo. Tbmy lrm hibmrmit hi li lkk`uithia pr`kmss whtb pmrh`dhk rmp`rthia.
Tbus, tbm ymlr-mid pr`kmdurm g`r plylnom hs prhflrhoy l tmst g`r uidmrstltmfmit, kloomd l "smlrkb g`r
uirmk`rdmd ohlnhohthms." Los`, tbm ludht pr`kmdurms sb`uod pr`vhdm mvhdmikm ln`ut tbm rmls`ilnomimss `g
ohlnhohthms tblt lrm lormldy rmk`rdmd lid prmsmitmd hi tbm ghilikhlo stltmfmits.

Il
Ilturm
turm lid [`urkms `g Lk k`uit s Ulyl
Ulylnom
nom
Tbm tmrf lkk`uits plylnom dmskrhnms sb`rt-tmrf hidmntmdimss lrhshia gr`f tbm purkblsm `g a``ds lid
smrvhkms hi tbm `rdhilry k`ursm `g nushimss. Typhklo trlislkth`is krmlthia lkk`uits plylnom hikoudm tbm
lkquhshth`i `i tbm krmdht `g fmrkblidhsm, rlw fltmrhlos, pr`pmrty lid mquhpfmit, lid `gghkm suppohms. @tbmr
s`urkms `g lkk`uits plylnom hikoudm tbm rmkmhpt `g smrvhkms, sukb ls omalo lid lkk`uithia smrvhkms, smkurhty,
ldvmrthshia, rmplhrs, lid uthohthms.

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Tbm ghilikhlo stltmfmit lssmrth`is, spmkhghk ludht `ncmkthvms, lid tbm k`ff`i ludht pr`kmdurms trldhth`ilooy
usmd t` lkbhmvm tbm `ncmkthvms g`r kurrmit ohlnhohthms, spmkhghklooy Lk k` ui ts Ulyln om lid I`tms Ulylnom,
lrm ls g`oo`ws3
Ls smr th `i s Lu dh t @n cmk th vms Lu dh t Ur `k mdu rms
Mxhstmikm `r `kkurrmikm T` dmtmrfhim tblt plylnoms <. @ntlhi gr`f tbm kohmit l ohsthia `g
mxhst ls `g tbm stltmfmit `g lkk`uits lid i`tms plylnom ls `g
ghilikhlo p`shth`i dltm.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <= `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

ymlr-mid lid rmk`ikhom t` tbm

amimrlo omdamr.
>. W`ukb rmk`rdmd ohlnhohthms t`
vmid`rs' stltmfmits.
;. K`ighrf rmk`rdmd ohlnhohthms dhrmktoy
whtb suppohmrs lid krmdht`rs ny
smidhia l k`ighrflth`i omttmr.
Hivmsthaltm dhggmrmikms hi ohlnhohthms

K`fpomtmimss
^habts lid @nohalth`is
Wloulth`i `r Loo`klth`i
Urmsmitlth`i lid
Dhsko`surm
4.
T` dmtmrfhim tblt loo =.
trlislkth`is rmolthia t` plylnoms
blvm nmmi pr`pmroy rmk`rdmd. 7.
1.
T` dmtmrfhim tblt plylnoms 2.
rmprmsmit vlohd lid omalo kolhfs
`g tbhrd plrthms gr`f tbm kohmit.
8.
T` dmtmrfhim tblt plylnoms lrm <5.
rmk`rdmd lt tbm pr`pmr lf`uit. <<.
T` dmtmrfhim tblt plylnoms lrm <>.
prmsmitmd lid dhsko`smd
lkk`rdhia t` UL[/UG^[.
<;.
ls rmk`rdmd
k`ighrfmd nyvmrsus tbm lf`uit
tbm suppohmr `r
krmdht`r.
Mxlfhim nlij k`ighrflth`i g`r
o`lis.
Umrg`rf purkblsm kut-`gg
mxlfhilth`i.
Tmst g`r uirmk`rdmd ohlnhohthms ny
kbmkjhia rmk`rdmd plylnoms
sunsmqumit t` tbm rmp`rthia pmrh`d.
Hg tbm rmk`rdmd plylnoms lrm g`r
a``ds `r smrvhkms rmkmhvmd ls `g
tbm rmp`rthia pmrh`d, tbm slfm sbloo
nm g`r ldcustfmit lid rmk`rdhia `g
tbm mithty.
Umrg`rf liloythklo pr`kmdurms.
Hi lddhth`i t` ludht pr`kmdurm i`. ;,
rmvhmw d`kufmitlth`i hi kohmit's
ghoms.
Mxlfhim sunsmqumit plyfmits t`
krmdht`rs.
W`ukb lkk`uits plylnom skbmduom.
Tmst k`fputlth`i `g lkkrum
lkkrumdd `r
prmplhd hitmrmst.
[kli tbm ohst `g plylnoms t`
dmtmrfhim tblt mlkb flc`r typm `g
`nohalth`i hs pr`pmroy dmskrhnmd lid
kolsshghmd. Dmtmrfhim tblt
k`ithiamit ohlnhohthms lrm pr`pmroy
dhsko`smd.
@ntlhi tbm kohmit's rmprmsmitlt
rmprmsmitlth`i
h`i
omttmr.

(Qmmj
(Qmmj 7)
7) Ludht `g I`i-kurrmit Ohlnhoh thms

Hitr`dukth`i t` I`i-
I`i-kurrmit
kurrmit Ohlnhohthms
Ls fmith`imd hi UL[ < Urmsmitlth`i `g Ghilikhlo [tltmfmits, loo `tbmr ohlnhohthms i`t kolsshghmd ls kurrmit
lrm i`i-kurrmit.

L i`i-kurrm it ohlnhohty , los` ji`wi ls l o`ia-tmrf ohlnhohty, rmgmrs t` l ghilikhlo `nohalth`i hi l k`fpliy's
i`i-kurrmit
nlolikm sbmmt tblt hs mxpmktmd t` nm plhd lgtmr tbm pmrh`d `g `im ymlr. I`i-kurrmit ohlnhohthms lrm dum nmy`id
twmovm f`itbs hi tbm guturm, k`fplrmd t` sb`rt-tmrf ohlnhohthms, wbhkb lrm dum whtbhi `im (<) ymlr.

O`ia-tmrf ohlnhohthms lrm usulooy sunstlithlo hi lf`uit lid `gtmi mxtmid nmy`id tbm kurrmit `pmrlthia kykom
`r `im ymlr, wbhkbmvmr hs o`iamr, `r tb`uab plylnom whtbhi `im ymlr, whoo i`t nm ohquhdltmd `ut `g tbm mxhsthia
kurrmit lssmts. O`ia-tmrf ohlnhohthms usulooy lrhsm t` ghilikm o`ia-tmrf immds sukb ls pr`pmrty, polit, lid

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <7 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

mquhpfmit lkquhshth`i, hi k`itrlst t` kurrmit ohlnhohthms, wbhkb lrm i`rflooy hikurrmd t` ghilikm sb`rt-tmrf
w`rjhia klphtlo rmquhrmfmits.

Dmnmiturms, o`ia-tmrf o`lis, n`ids plylnom, lid i`tms plylnom (s`fmthfms smkurmd ny f`rtalams `r trust
dmmds) lrm tbm prhikhplo typms `g i`i-kurrmit ohlnhohthms. Dmnmiturms lrm nlkjmd `ioy ny tbm amimrlo krmdht
`g tbm hssuhia k`rp`rlth`i lid i`t ny ohmis `i spmkhghk lssmts. [hikm, hi f`st rmspmkts, dmnmiturms blvm tbm
kblrlktmrhsthk `g `tbmr k`rp`rltm n`ids, wm sbloo usm tbm tmrf n`ids t` hikoudm n`tb dmnmiturms lid n`ids
plylnom.

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Tbm ghilikhlo stltmfmit lssmrth`is, spmkhghk ludht `ncmkthvms, lid tbm k`ff`i ludht pr`kmdurms trldhth`ilooy
usmd t` lkbhmvm tbm `ncmkthvms g`r i`i-kurrmit ohlnhohthms (F`rtalam Ulylnom, N`ids Ulylnom, lid I`tms
Ulylnom) lrm ls g`oo`ws3
Ls smr th `i s
Mxhstmikm `r `kkurrmikm
K`fpomtmimss
^habts lid @nohalth`is
Wloulth`i `r Loo`klth`i
Urmsmitlth`i lid Dhsko`surm
Lu dh t @n cmk th vms
T` dmtmrfhim tblt o`ia-tmrf
dmnts mxhst lt ymlr-mid
T` dmtmrfhim tblt loo
trlislkth`is rmolthia t` o`ia-
tmrf dmnts lrm pr`pmroy
rmk`rdmd
T` dmtmrfhim tblt o`ia-tmrf
dmnts rmprmsmit l vlohd
`nohalth`i `g tbm mithty
T` dmtmrfhim tblt tbm o`ia-tmrf
dmnts lrm rmk`rdmd lt tbm pr`pmr
lf`uit
T` dmtmrfhim tblt o`ia-tmrf
dmnts lrm prmsmitmd lid
dhsko`smd hi lkk`rdlikm whtb
UL[/UG^[.
Lu dh t Ur` kmd ur ms
<. @ntlhi liloysms `g o`ia-tmrf
dmnt lkk`uits lid rmoltmd
hitmrmst, prmfhuf, lid
dhsk`uit lkk`uits.
>. ^mvhmw dmnt larmmfmits
lid k`ighrf whtb plymms tbm
prhikhplo lf`uit, flturhty
dltm, hitmrmst rltm, mtk.
;. Hispmkt n`ids rmdmmfmd,
rmthrmd, `r surrmidmrmd
durhia tbm pmrh`d.
4. Trlkm lutb`rhzlth`i g`r
hssulikm `g dmnt t` krmdhts t`
tbm o`ia-tmrf dmnt lkk`uit.
=. W`ukb n`rr`whia lid
rmplyfmit trlislkth`is lid
rmvhmw trlislkth`is t`
supp`rthia d`kufmits
`kkurrhia imlr ymlr-mid.
7. ^mvhmw fhiutms `g tbm n`lrd
`g dhrmkt`r's fmmthias.
1. ^mvhmw plyfmits lid
rmimwlos lgtmr tbm stltmfmit
`g ghilikhlo p`shth`i dltm.
2. ^mklokuoltm hitmrmst
mxpmism lid lf`rthzlth`i `g
prmfhuf `r dhsk`uit, hg liy.
8. Lskmrtlhi tbm lf`uit `g
o`ia-tmrf dmnt flturhia
whtbhi `im (<) ymlr.
<5. Mvloultm tbm prmsmi
prmsmitlth`i
tlth`i `g
tbm o`ia-tmrf dmnt hi tbm
ghilikhlo stltmfmits.
Mxlfhim tbm kolsshghklth`i `g
`nohalth`i ls mhtbmr smkurmd
`r uismkurmd.

(Qmmjs
(Qmmjs 1-2)
1-2) Ludht ` g [bl
[blrmb`odmrs'
rmb`odmrs' Mquhty

Hitr`dukth`i t` [blrmb`odmrs' Mquhty

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <1 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

Ls dhskussmd hi Hitmrfmdhltm Lkk`uithia >, sblrmb`odmrs' mquhty ([BM) hs tbm rmshdulo

rmshd ulo hitmrmst `g `wimrs hi
tbm imt lssmts `g l k`rp`rlth`i fmlsurmd ny tbm mxkmss `g lssmts `vmr ohlnhohthms. Amimrlooy, tbm momfmits
k`isthtuthia [BM lrm3
l. @rdhilry sblrm klphtlo
n. Urmgmrmikm sblrm klphtlo
k. [unskrhnmd sblrm klphtlo
d. [blrm prmfhuf `r lddhth`ilo plhd-hi klphtlo
m. ^mtlhimd mlrihias `r lkkufuoltmd pr`ghts

g.
a. ^mvloulth`i surpous
Trmlsury sblrms

K`fp`imits `g sblrmb`odmrs' mquhty

[blrm klphtlo hssumd Uxx

[unskrhnmd sblrm klphtlo Uxx
Omss3 [unskrhpth`i rmkmhvlnom xx
[blrm prmfhuf3
[blrm prmfhuf mxkmss `vmr plr xx
[blrm prmfhuf ‛ trmlsury sblrms xx
[blrm prmfhuf k`ivmrsh`i `pth`i - k`ivmrthnom n`ids plylnom xx
D`iltmd klphtlo xx
[blrm prmfhuf wlrrlits `utstlidhia xx
[blrm prmfhuf `pth`is `utstlidhia xx xx
T`tlo plhd hi klphtlo xx
^mtlhimd mlrihias ‛ uilppr`prhltmd xx
^mtlhimd mlrihias ‛ lppr`prhltmd xx xx
@tbmr k`fprmbmishvm hik`fm (kufuolthvm nlolikm)3
^mvloulth`i surpous xx
]irmlohzmd alhi (o`ss) `i GW@KH xx
^mfmlsurmfmit alhi (o`ss) uidmr UL[ <8 Mfpo`ymm Nmimghts xx
Trlisolth`i alhi (o`ss) xx
Mggmkthvm p`rth`i `g klsb go`w bmdam xx
Kbliam hi glhr vloum dum t` krmdht rhsj `g dmshailtmd GOETUO xx xx
T`tlo xx
Omss3 Trmlsury sblrms xx
T`tlo sblrmb`odmrs' mquhty Uxx

• K`itrhnutmd klphtlo ‛ Ht hs los` tmrfmd ls plhd-hi klphtlo. Tbhs rmprmsmits tbm lf`uits k`itrhnutmd ny
tbm `wimrs t` tbm k`rp`rlth`i. Ht hikoudms tbm sblrm klphtlo lid sblrm prmfhuf `g tbm k`rp`rlth`i.
• Omalo klphtlo ‛ Ht hs tbm p`rth`i `g plhd-hi klphtlo tblt klii`t nm rmturimd t` sblrmb`odmrs hi liy g`rf
durhia tbm ohgmthfm `g tbm k`rp`rlth`i.

<. Qhtb plr vloum [blrm klphtlo hssumd Uxx

[unskrhnmd sblrm klphtlo xx
Uxx

>. I` plr vloum [blrm klphtlo hssumd Uxx

[unskrhnmd sblrm klphtlo xx
Ulhd-hi klphtlo hi mxkmss `g stltmd vloum xx
Uxx

Tbm g`oo`whia k`ikmpts fust nm i`tmd3

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <2 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

• Tbm sblrm
sblrmb`odmrs'
b`odmrs' mquhty smkth`i `g tbm stltmfmit
stltmfmit `g ghilikhlo p`shth`i sb`uod nm prmsmit
prmsmitmd
md hi
sugghkhmit dmtlho t` pr`vhdm l komlr uidmrstlidhia `g tbm k`rp`rlth`i's klphtlo strukturm lid tbm
s`urkms `g klphtlo kurrmitoy hi usm.
• L k`rp`r
k`rp`rlth`i
lth`i fly hssum dhggmrmit kolssms `g sblrm klpht
klphtlo.
lo. [blrms fly nm hssumd i`-plr `r whtb
stltmd vloum: `r whtb plr vloum. Dhggmrmit kolssms hikoudm `rdhilry sblrms lid prmgmrmikm sblrms.
Qbmi sblrm klphtlo hs hssumd, hts plr vloum `r stltmd vloum hs krmdhtmd t` tbm sblrm klphtlo lkk`uit.
Tbm mxkmss `g tbm pr`kmmds `vmr tbm plr `r stltmd vloum hs krmdhtmd t` sblrm prmfhuf `r lddhth`ilo
plhd-hi klphtlo.
• [blrms fly nm hssumd g`r klsb `r i`i-klsb k`ishdmrlth`i. Hg tbm sblrms lrm hssumd g`r i`i-klsb
k`ishdmrlth`i, tbm sblrm klphtlo hs rmk`rdmd lt li lf`uit mqulo t` tbm g`oo`whia hi `rdmr `g prh`rhty3
<. Glhr vloum `g i`i-klsb k`ishdmrlth`i rmkmhvmd
>. Glhr vloum `g tbm sblrm klphtlo hssumd
;. Ulr vloum `g tbm sblrm klphtlo hssumd.
• Hg tbmrm lrm sblrm hssum k`sts, ttbmy
bmy sbloo nm dmnhtmd t` sblrm
sblrm prmfhuf lrhshia gr`f tbm sblrm
hssulikm. Hg tbm sblrm prmfhuf hs hisugghkhmit t` lns`rn sukb mxpmisms, tbm mxkmss sbloo nm dmnhtmd
t` "sblrm hssulikm k`sts" t` nm rmp`rtmd ls l k`itrl mquhty lkk`uit ls l dmdukth`i gr`f tbm
g`oo`whia hi tbm `rdmr `g prh`rhty
<. [blrm prmfhuf gr`f prmvh`us sblrm hssulikm: lid
>. ^mtlhimd mlrihias.
• Trmlsury sblrms lrm sblrms
sblrms `rhahilooy hssumd ny tbm k`rp`rlth`i
k`rp`rlth`i nut rmlkquhrmd
rmlkquhrmd g`r s`fm purp`sms.
Tbm k`st fmtb`d hs usmd g`r lkk`uithia g`r tbm trmlsury sblrms hi tbhs mxlfpom. Trmlsury sblrms
lrm rmk`rdmd lt k`st rmalrdomss `g wbmtbmr ht wls lkquhrmd nmo`w `r ln`vm plr vloum. Qbmi
rmhssumd, trmlsury sblrms lrm los` krmdhtmd lt k`st. [blrm prmfhuf lkk`uit hs ldcustmd g`r liy
dhggmrmikm nmtwmmi tbm rmhssulikm prhkm lid tbm k`st `g trmlsury sblrms. Hg tbm sblrm prmfhuf hs
hisugghkhmit t` k`vmr tbm dhggmrmikm, liy rmflhidmr sb`uod nm kblramd t` rmtlhimd mlrihias lkk`uit.
• ^mthrmfmit `g sblrm klphtlo fmlis rmdmmfhia tbm sblrms
sblrms whtb l klikmoolth`i `g tbm st`kj kmrthghkltms
kmrthghkltms
lid rmvmrthia tbm sblrms t` uihssumd nlshs.
• Tbmrm lr
lrm
m tw` (>) jhids `g rmtlhimd mlrihias3 (<) ]ilppr`prhltmd rmtlhimd mlrihias rmprmsmit tbm
p`rth`i tblt hs grmm lid kli nm dmkolrmd ls dhvhdmids t` sblrmb`odmrs. (>) Lppr`prhltmd rmtlhimd
mlrihias rmprmsmit tbm p`rth`i tblt bls nmmi rmstrhktmd lid tbmrmg`rm i`t lvlholnom g`r dhvhdmid
dmkolrlth`i.
• Hi liy dhvhdmid dhstrhnuth`i,
dhstrhnuth`i, `ioy
`ioy tbm `utstlidhia sblrms l
lrm
rm mithtomd t` rmkmhvm dhvhdmids.
• [blrm spoht d`ms i`t lggmkt tbm sblrm klphtlo `g tbm k`fpliy. Ht `ioy hikrmlsms `r dmkrmlsm
dmkrmlsms
s tbm
iufnmr `g `utstlidhia sblrms `utstlidhia lid tbm plr vloum, nut tbm t`tlo sblrm klphtlo rmflhis
tbm slfm.
• Dmtlkblnom sblrm wlrrlits
wlrrlits tblt
tblt lrm hssumd t`amtbmr
t`amtbmr whtb
whtb prmgmrmikm
prmgmrmikm sblrms lrm rmk`rdmd
rmk`rdmd ls mquhty
lkk`uits g`r tbm lf`uit `g tbm pr`kmmds loo`kltmd lt tbm dltm `g hssulikm. Tbm loo`klth`i `g tbm
hssum prhkm hs nlsmd `i tbm rmolthvm glhr vloums `g tbm dmtlkblnom sblrm wlrrlits lid prmgmrmikm
sblrms.
• [blrm w
wlrrlits
lrrlits tblt lr
lrm
m lttlkbmd t` n`ids lrm lsshaimd l p`r
p`rth`i
th`i `g tbm pr`kmmds
pr`kmmds ushia tbm rmshdulo
fmtb`d. Tbm flrjmt prhkm `g tbm n`ids whtb`ut tbm wlrrlits hs dmduktmd gr`f tbm t`tlo hssum prhkm,
lid tbm rmflhidmr hs lsshaimd t` tbm sblrm wlrrlits. Qbmi hts b`odmrs mxmrkhsm sblrm wlrrlits,
tbm lf`uit `g klsb rmkmhvmd pous tbm loo`kltmd vloum `g tbm sblrm wlrrlits lrm krmdhtmd t` mquhty
lkk`uits, sblrm klphtlo (lt plr vloum), lid sblrm prmfhuf g`r tbm mxkmss `vmr plr.
• [blrm wlrrlits `utstlidhia hs rmp`rtmd ls plrt `g tbm t`tlo sblrm prmfhuf.
• [blrm `pth`is arlitmd
arlitmd t` jmy mxmkuthv
mxmkuthvms
ms lid `gghkmrs `g tbm k`fpliy lrm rmk`rdmd ls k`fpmislth`i
k`fpmislth`i
mxpmism `vmr tbm pmrh`d hi wbhkb tbm smrvhkms lrm rmkmhvmd, fmlsurmd lt tbm glhr vloum lt tbm dltm
`g arlit. Tbm lf`uit `g k`fpmislth`i mxpmism rmk`rdmd lt mlkb ymlr `g tbm vmsthia pmrh`d hs

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam <8 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

krmdhtmd t` li mquhty lkk`uit kloomd "[blrm @pth`is @utstlidhia." Tbm lf`uit `g klsb rmkmhvmd lt
tbm thfm `g mxmrkhsm `g tbm `pth`is, t`amtbmr whtb tbm lppr`prhltm nlolikm `g tbm [blrm @pth`is
@utstlidhia, hs krmdhtmd t` mquhty lkk`uits, [blrm Klphtlo, lid [blrm Urmfhuf.

Lu dh t @n cmk th vms lid Ur` kmd ur ms

Hi mxlfhihia sblrmb`odmrs' mquhty lkk`uits, tbm ludht`r lhfs t` dmtmrfhim (l) tbm pr`prhmty `g tbm kblrams
lid krmdhts t` tbm lkk`uits, (n) tbm pr`prhmty `g prmsmitlth`i `g tbm lkk`uits `i tbm stltmfmit `g ghilikhlo
p`shth`i, lid (k) tbm kohmit's k`fpohlikm whtb rmomvlit omalo rmquhrmfmits. L sufflry `g tbm flilamfmit

lssmrth`is, ludht `ncmkthvms, lid ludht pr`kmdurms g`r tbm sblrmb`odmrs' mquhty lkk`uits lrm prmsmitmd.

Ls smr th `i s
Mxhstmikm `r `kkurrmikm
K`fpomtmimss
^habts lid @nohalth`is
Wloulth`i `r Loo`klth`i
Urmsmitlth`i lid Dhsko`surm
Lu dh t @nc
@ nc mkt hv ms
T` dmtmrfhim tbm vlohdhty `g
rmk`rdmd sblrmb`odmrs' mquhty
nlolikms lid wbmtbmr tbm
trlislkth`is lktulooy `kkurrmd.
T` dmtmrfhim wbmtbmr rmk`rdmd
sblrmb`odmrs' mquhty lkk`uits
rmgomkt loo dltl tblt sb`uod nm
rmk`rdmd.
T` dmtmrfhim wbmtbmr tbm mithty
bls tbm lutb`rhty lid mxmkutm
tbm sblrmb`odmrs' mquhty
trlislkth`is, m.a., wbmtbmr
sblrm klphtlo wls omalooy hssumd
lid sblrmb`odmrs blvm l omalo
kolhf `i k`rp`rltm lssmts lt tbm
stltmfmit `g ghilikhlo p`shth`i
dltm.
T` dmtmrfhim wbmtbmr tbm
sblrmb`odmrs' mquhty nlolikms
lrm sb`wi hi tbm pr`pmr
stltmfmit lf`uits hi
lkk`rdlikm whtb UL[/UG^[.
T` dmtmrfhim tblt tbm
sblrmb`odmrs' mquhty lkk`uits
lrm pr`pmroy prmsmitmd hi tbm
stltmfmit `g ghilikhlo p`shth`i.
Lu dh t Ur` kmd ur ms
<<. @ntlhi skbmduoms `g
sblrmb`odmrs' mquhty
lkk`uits lid rmk`ikhom tbmf
whtb tbm amimrlo omdamr
nlolikms.
<>. ^mvhmw lutb`rhzlth`is lid
tmrfs `g sblrm hssums.
<;. K`ighrf sblrms ` `utstlidhia
utstlidhia
whtb rmahstrlr `i sblrm lid
trlisgmr lamit.
<4. Hispmkt sblrm kmrthghklt
kmrthghkltm
m
n``j.
<=. Hispmkt kmrthghkltms `g sblrms
bmod hi trmlsury.
<7. Umrg`rf liloythklo
pr`kmdurms, hi lddhth`i t`
tbm ln`vm-fmith`imd
pr`kmdurms.
<1. ^mvhmw lrthkoms `g
hik`rp`rlth`i lid ny-olws.
<2. Fljm hiquhrhms `g omalo
k`uismo.
<8. W`ukb sblrm klphtlo mitrhms,
dhvhdmid mitrhms, lid mitrhms
t` rmtlhimd mlrihias.
>5. ^mvhmw fhiutms `g tbtbm
m n`lrd
`g dhrmkt`rs' lid
sblrmb`odmrs' fmmthias g`r
sblrm `pth`is lid dhvhdmid
rmstrhkth`is.
><. Mvloultm ghilikhlo stltmfmit
prmsmitlth`i lid dhsko`surm
g`r sblrmb`odmrs' mquhty
lkk`uits.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam >5 `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

(Qmmj
(Qmmj <>)
<>) K`rrmkth`i ` g Mrr`r s

Lk k` ui th ia Mrr `r s
Mrr`rs lrm uihitmith`ilo fhsstltmfmits hi tbm ghilikhlo stltmfmits, hikoudhia tbm `fhssh`i `g li lf`uit `r
l dhsko`surm ([lo`slak`o, Thu, & Bmrf`shool, >5<2)

Hi amimrlo, lkk`uithia mrr`rs hikoudm tbm g`oo`whia typms (Jhms`, Qmyalidt, & Qlrghmod, >5<8)3
<. L kbliam gr`f li lkk`uithia prhikhpom tblt hs i`t amimrlooy lkkmptmd
lkkmptmd t` li lkkmptlnom lkk`uithia
prhikhpom. Tbm rlth`ilom hs tblt tbm k`fpliy hik`rrmktoy prmsmitmd prh`r pmrh`ds nmklusm `g li
hfpr`pmr lkk`uithia prhikhpom. G`r mxlfpom, l k`fpliy fly kbliam gr`f tbm klsb (hik`fm tlx)
nlshs `g lkk`uithia t` tbm lkkrulo nlshs.
>. Fltbmflthklo fhstljms,
fhstljms, sukb ls hik`rrmktoy t`tlohia tbm hivmit`ry k`uit sbmmts wbmi k`fputhia tbm
hivmit`ry vloum.
;. Kbliams hi msthfltms
msthfltms tblt `kkur nmklusm
nmklusm l k`fpliy dhd i`t prmplrm tbm msthfltms hi a``d glhtb.
G`r mxlfpom, l k`fpliy fly blvm ld`ptmd l komlroy uirmlohsthk dmprmkhlth`i rltm.
4. Li `vmrshabt, sukb ls tbm glhourm t` lkkrum `r dmgmr kmrtlhi
kmrtlhi mxpmisms lid rmvmiums lt
lt tbm mid `g
tbm pmrh`d.
=. L fhsusm `g glkts, sukb ls tbm glhourm t`
t` usm slovlam vloum hi k`fputhia tbm d
dmprmkhlth`i
mprmkhlth`i nlsm g`r
tbm strlhabt-ohim lppr`lkb.
7. Tbm hik`rrmkt kolsshghklth`i `g l k`st ls li mxpmism histmld `g li lssmt, lid vhkm vmrsl.

Mrr`r K`rrmkth`i
K`fplihms trmlt mrr`rs ls prh`r pmrh`d ldcustfmits lid rmp`rt tbmf hi tbm kurrmit ymlr ls ldcustfmits t`
tbm nmahiihia nlolikm `g ^mtlhimd Mlrihias. Hg l k`fpliy prmsmits k`fplrlthvm stltmfmits, ht rmstltms tbm
prh`r lggmktmd stltmfmits t` k`rrmkt g`r tbm mrr`r.

Tbm g`oo`whia lrm tbm typms `g mrr`rs3

• [tltmfmit `g ghilikhlo p`sht h`i mrr`rs . Tbmsm lrm mrr`rs tblt lggmkt `ioy tbm prmsmitlth`i `g li lssmt,
[tltmfmit
ohlnhohty, `r st`kjb`odmrs' mquhty lkk`uit. Mxlfpoms lrm kolsshgyhia
kolsshg yhia l sb`rt-tmrf rmkmhvlnom ls plrt `g tbm
hivmstfmit smkth`i, tbm kolsshghklth`i `g l i`tm plylnom ls li lkk`uit plylnom, lid tbm kolsshghklth`i `g
polit lssmts.
Qbmi tbm mrr`r hs dhsk`vmrmd, tbm k`fpliy rmkolsshghms tbm htmf t` hts pr`pmr p`shth`i. Hg tbm k`fpliy
prmplrms l k`fplrlthvm stltmfmit tblt hikoudms tbm mrr`r ymlr, ht sb`uod k`rrmktoy rmstltm tbm nlolikm
sbmmt g`r tbm mrr`r ymlr.
• Hik`fm stltmfmit mrr`rs. Hik`fm stltmfmit mrr`rs hiv`ovm tbm hfpr`pmr kolsshghklth`i `g rmvmiums `r

mxpmisms.
mxpmism, lidMxlfpoms hikoudm
dmprmkhlth`i rmk`rdhia
mxpmism hitmrmst
ls hitmrmst rmvmiumLilshik`fm
mxpmism. plrt `gstltmfmit
sloms, purkblsms ls nld
kolsshghklth`i mrr`rdmnt
bls
i` mggmkt `i tbm nlolikm sbmmt lid i` mggmkt `i imt hik`fm.
• [tltm fmit `g ghilikh lo p`shth` i lid hik`fm stltmfmit mrr`rs. Tbmsm mrr`rs hiv`ovm n`tb stltmfmits
[tltmfmit
`g ghilikhlo p`shth`i lid hik`fm
hik`f m stltmfmit lkk`uit. G`r mxlfpom, lssufm tblt tbm n``jjmmpmr dhd i`t
rmk`rd lkkrulo `g wlams plylnom lt tbm mid `g tbm lkk`uithia pmrh`d. Tbm mggmkt `g tbhs mrr`r hs t`
uidmrstltm mxpmisms, uidmrstltm ohlnhohthms, lid `vmrstltm imt hik`fm g`r tblt pmrh`d. Tbhs typm `g mrr`r
kli nm k`uitmrnlolikhia `r i`i-k`uitmrnlolikhia .
` K`uitmrnlolikhia mrr`rs. Tb`sm tblt whoo nm `ggsmt `r k`rrmktmd `vmr tw` (>) pmrh`ds. Tbmsm
lrm mrr`rs wbhkb wbmi i`t dmtmktmd whtbhi tbm sunsmqumit ghilikhlo ymlr hi wbhkb tbm mrr`rs
wmrm k`ffhttmd, lrm lut`flthklooy k`rrmktmd ls ilturlo plrt `g tbm lkk`uithia pr`kmss. F`st
k`uitmrnlolikhia mrr`rs lrm tbm rmsuot `g ymlr-mid ldcustfmit fhstljms. Tbmsm hikoudm
fhsstltmfmit `g hivmit`rhms lid tbm `fhssh`i `g ldcustfmits g`r prmplhd lid lkkrumd htmfs lt
tbm mid `g tbm pmrh`d.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam >< `g >>
 NF>552/NF>5<= ‛ Ludhthia lid Lssurlikm3 K`ikm
K`ikmpts
pts lid Lppohklth`i < & >

` I`i-k`uitmrnlolikhia mrr`rs. Tb`sm tblt lrm i`t `ggsmt hi tbm imxt i mxt lkk`uithia pmrh`d. Tbmsm
lrm los` ji`wi ls pmrflimit mrr`rs. Hikoudmd hi tbhs kolss lrm mrr`rs sukb ls tbm rmk`aihth`i
`g l klphtlo mxpmidhturm ls mxpmisms lid tbm `fhssh`i `g kblrams g`r dmprmkhlth`i lid
lf`rthzlth`i. Tbus, hg li mithty glhos t` dmprmkhltm li htmf `g pr`pmrty, polit, lid m mquhpfmit
quhpfmit `r
lf`rthzm hitliahnom lssmts, tbm kufuolthvm mggmkt `g tbm glhourm t` dmtmkt l dmprmkhlth`i `r
lf`rthzlth`i mrr`r whoo i`t nm k`rrmktmd uitho tbm mid `g tbm lssmt ohgm `r uitho tbm lssmt
ls smt hs s`od. L
k`rrmkthia c`urilo mitry hs imkmsslry g`r l i`i-k`uitmrnlolikhia
i`i -k`uitmrnlolikhia mrr`r.

Tbm g`oo`whia lrm k`ff`i k`uitmrnlolikhia mrr`rs lid tbmhr mggmkts `i tbm pr`ghts g`r tw` (>) pmrh`ds.
Typm `g ldcustfmit
ldcustfmit mrr`r Mggmkt
Mggmkt `i pr`ght g`r tbm Mggmkt
Mggmkt `i pr`ght g`r
kurrmit ymlr imxt ymlr
Midhia hivmit`ry `vmrstltmd @vmrstltmd ]idmrstltmd
Midhia hivmit`ry uidmrstltmd ]idmrstltmd @vmrstltmd
Glhourm t` lkkrum mxpmism lt ymlr-mid @vmrstltmd ]idmrstltmd
@vmrstltmd lkkrumd mxpmism lt ymlr-mid ]idmrstltmd @vmrstltmd
Glhourm t` lkkrum rmvmium lt ymlr-mid ]idmrstltmd @vmrstltmd
@vmrstltmd lkkrumd rmvmium lt ymlr-mid @vmrstltmd ]idmrstltmd
@vmrstltmd ymlr-mid prmplhd mxpmism @vmrstltmd ]idmrstltmd
]idmrstltmd ymlr-mid prmplhd mxpmism ]idmrstltmd @vmrstltmd
]idmrstltmfmit `g ymlr-mid ohlnhohty g`r @vmrstltmd ]idmrstltmd
rmvmium rmkmhvmd hi ldvlikm
@vmrstltmfmit `g ymlr-mid ohlnhohty g`r rmvmium ]idmrstltmd @vmrstltmd
rmkmhvmd hi ldvlikm

Mggmkt hi t bm Im
Imtt Hik`fm
Hg sloms lrm `vmrstltmd @vmrstltmd
Hg k`st `g sloms hs `vmrstltmd ]idmrstltmd
Hg mxpmisms lrm `vmrstltmd ]idmrstltmd

Mggmkt hi K`st `g [loms

[loms
Hg nmahiihia hivmit`rhms lrm `vmrstltmd @vmrstltmd
Hg imt purkblsms lrm `vmrstltmd @vmrstltmd
Hg midhia hivmit`rhms lrm `vmrstltmd ]idmrstltmd

Mggmkt hi w`rjhia klphtlo

Mggmkt
Hg tbm kurrmit lssmts lrm `vmrstltmd @vmrstltmd
Hg tbm kurrmit ohlnhohthms lrm `vmrstltmd ]idmrstltmd

G`r l k`fprmbmishvm ludht klsm, rmgmr t` Ulams <<->5 `g 51 Blid`ut < uidmr 51 Mvloulth`i `g Ludht
Mvhdmikm, K`fpomth`i `g Ludht lid Ludht ^mp`rthia t`phk.

Tbhrd Xmlr K`fprmbmish vm Mxlfhilth`i (TX

(TXKM)
KM) Blid`ut
Blid`ut *Ur`pmrty `g [TH
[TH
Ulam >> `g >>