Y%s ,xld uy nexl=j

Y%s ,xld uy nexl=j" Y%S ,xldfõ uq,H moaO;sfha flakaøSh ia:dkhhs' ksoyi ,nd .ekSfuka miqj"
,xldKavqj" 1948 cq,s udifha § uy nexl=jla msyqgqùug wjYH ;dCIKsl yd úfYAI{ ±kqu ,nd
.ekSu i`oyd tlai;a ckmofhka b,a,Sula l< w;r Bg m%;spdr jYfhka tlai;a ckmo f*vr,a
ixÑ; uKav,fha wd¾Ól úoHd{fhl= jq fcdaka tlaiag¾ uy;d furgg meñKsfha h' Tyq úiska
1949 fkdjeïn¾ udifha § "Report on the Establishment of a Central Bank for Ceylon"
fkdfyd;a ztlaiag¾ jd¾;djZ ,xldKavqjg bÈßm;a lrkq ,ÿj" 1949 wxl 58 ork uqo,a kS;s
mk; hgf;a z,xld uy nexl=jZ (Central Bank of Ceylon) msysgqjk ,§' 1950 wf.daia;= 28 jk
Èk tys fufyhqï lghq;= wdrïN jqKq w;r m%:u uy nexl= wêm;sjrhd jYfhka fcdaka tlaiag¾
uy;du m;a lrk ,§' 1985 § th zY%S ,xld uy nexl=jZ (Central Bank of Sri Lanka) f,i
kej; kï flfrkq w;r 2002 jif¾ § uqo,a kS;s mk;g lrk ,o ixfYdaOkj,g wkqj Y%s
,xld uy nexl=j jvd;a úêu;a lrk ,§'

Y%S ,xld uy nexl=fõ wruqKq

Objectives of Central Bank of Sri Lanka

Y%s ,xldfõ M,odhS iïm;a ixj¾Okh" jeä ÈhqKq lsÍu iy Èßu;a lsÍu Wfoid Y%s ,xld uy
nexl=j i;= m%Odk wruqKq folls'
1. …………………………………………………………………………………………
2. …………………………………………………………………………………………

1. wd¾Ól iy ñ, ia:dhs;djh
Economic and price stability
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ñ, .Kka wvq fõ.hlska fjkia jk úg wd¾Ólh ;=< l=gqïn iy jHdmdßl wdh;k úiska
.kq ,nk ;SrK flfrys ie,lsh hq;= n,mEula we;s fkdflf¾'
jHjydr uqof,a w.h iqrCIs; lr §u ñ, ia:dhs;dj u`.ska isÿ fõ' wvq WoaOukhla l%ñlj
mj;akd úg wd¾Ólh fyd`Èka l%shd;aul fõ' fujeks wjia:djl§ fmd,S wkqmd;slh my<
uÜgul mj;sk w;r wd¾Ólh ish Wmßu j¾Ok Odß;dj w;alr .kS' ta wkqj È.= ld,Sk
 ;sridr wd¾Ól j¾Okhla iy by< fiajd kshqla;shla iy;sl lrkq msKi
s ñ, ia:dhs;dj
mq¾j fldkafoaishla fõ'

ñ, ia:dhs;dj mj;akd úg wd¾Ólhg ,nd.; yels m%fhdack

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2. uq,H l%ufha ia:dhs;dj

Financial system stability
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ke;fyd;a wd¾Ól uq,H" foaYmd,k fyda fjk;a ljr fyda fCIA;h

% l mek k`.sk wNHka;r
yd ndysr lïmk yuqfõ Yla;su;a uq,H wdh;k moaO;shla mj;ajdf.k hduhs'
fjf<`ofmd<j,a yd uq,H wdh;k iïnkaOfhka iqmÍCIdldÍ ùu" f.ùï moaO;sfha isÿjk
m%udo fodaI iy w¾nqo ksrdlrKh wdÈh ;=<ska iuia; uq,H moaO;shg t,a,jk ;¾ck
y`ÿkd.ekSu iy wju lr.ekSu fuys § isÿfõ' tu`.ska ;ekam;alrejka yd wdfhdaclhka
hk fomd¾Yjhgu ys;lr ;;ajhla Wod fõ' tfukau ld¾hCIu uq,H w;rueÈlrKhg
iy M,odhs fjf<`ofmd< l%ShdldÍ;ajhg th ys;lr fõ' th wdfhdack yd wd¾Ól j¾Okh
mq`M,a lsÍug o fya;= fõ'

uq,H l%ufha ia:dhs;djh i`oyd w;HdjYH idOl

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 fuu wruqKq fol tlsfkl ne`§ mj;sk w;r tlsfklg wkqmqrl o fõ' tla wruqKla
bgqlr .ekSfï § wks;a wruqfKys odhl;ajh jeo.;a fõ' ñ, ia:dhs;dj <`.d lr .ekSu
i`oyd uq,H l%ufha ia:dhs;dj iqrCIs; lsÍu w;sYhska jeo.;a fõ' ulaksidoh;a uqo,a
m%;sm;a;sh uq,H w;rueÈ wdh;k Tiafia iïfm%AIKh jk neúks' fï ksid fuu wruqKq
fol tlsfkl ne`§ mj;sk w;r tlsfklg wkqmqrl o fõ' tla wruqKla bgqlr .ekSfï§
wks;a wruqfKys odhl;ajh jeo.;a fõ' ñ, ia:dhs;dj <`.d lr .ekSu i`oyd uq,H l%ufha
ia:dhs;dj iqrCIs; lsÍu w;sYhska jeo.;a fõ' ulaksidoh;a uqo,a m%;sm;a;sh uq,H w;rueÈ
wdh;k Tiafia iïfm%aIKh jk neúks' fï ksid fuu wruqKq fol tlsfkl iudfhdackh
jk neúka uy nexl= lghq;= jvd;a M,odhSj bgq lr .; yel'

Y%S ,xld uy nexl=fõ ld¾hhka Functions of Central Bank of Sri Lanka

• uq,sl ld¾hhka
(Core functions)
1. ………………………………………………………………………………………
2. ………………………………………………………………………………………
3. ………………………………………………………………………………………
4. ………………………………………………………………………………………
5. ………………………………………………………………………………………
6. mshùfï myiqlï i`oyd m%;smdok yd f.ùï moaO;sh kshdukh'
7. cd;sl jHjydr uqo,a ksl=;a lsÍu yd fnod yeÍu
8. wd¾Ól o;a; iïmdokh yd fnod yeÍu'
9. rcfha yd tys ksfhdað;hkaf.a nexl=lre f,i lghq;= lsÍu" rdcH iq/l=ï i`oyd
n,m;%,dNS jdKsc nexl= iy jdKsc nexl= fkdjk m%d:ñl fjf<`ÿkag cx.u .sKqï
myiqlï i,id §u'

• ksfhdað; ld¾hhka
(Agency functions)
10. ………………………………………………………………………………………
11. ………………………………………………………………………………………
12. ………………………………………………………………………………………
13. uq,H wka;¾.;Ndjhg myiqlï iemhSu'
14. uqo,a úY=oaêlrKh yd ;%ia;jdohg uqo,a iemhSu je<elaùu" y`ÿkd.ekSu" mÍCId
lsÍu yd kS;sh yuqjg f.k tau i`oyd uq,H nqoaê fiajd iemhSu'
PAST QUESTIONS
01. Y%S ,xld uy nexl=fõ wruqKq yd ld¾hhka i`oyka lrkak' [2011 - Old A/L]

02. Y%s ,xld uy nexl=fõ wruqKq fudkjdo@ fuu wruqKq bgq lr.kafka flfia ±hs meyeÈ,s
lrkak' [A/L 2014]

Y%S ,xld uy nexl=fõ wruqKq folls'

1. ………………………………………………………………………………………
2. ………………………………………………………………………………………

fuu wruqKq bgqlr .ekSu i`oyd uy nexl=j my; i`oyka l%shdud¾. wkq.ukh lrhs'

- ñ, yd wd¾Ól ia:dhS;dj mj;ajd .ekSug uy nexl=j úiska uq,H m%;sm;a;h

s yiqrejhs' fï
i`oyd uqo,a moku yd uqo,a iemhqu yeisrùfï WmlrK f,i uy nexl= fmd<s wkqmd;h"
jHjia:dms; ixÑ; wkqmd;h iy újg fj<`ofmd< lghq;= Ndú; lrhs'
- uq,H l%ufha ia:dhS;dj we;s lsÍu hkq wNHka;r yd ndysr lïmk yuqfõ Yla;su;a uq,H
wdh;k moaO;shla mj;ajd .ekSu h' ta i`oyd uy nexl=j my; ld¾hhkays kshef,hs'
- nexl= moaO;sfha øjYs,;d l<ukdlrKh
- uq,H wdh;k wëlaIKh yd kshdukh
- úfoaY úksuh l<ukdlrKh

uqo,a m%;sm;a;sh
Monetary Policy

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Y%s ,xldfõ uqo,a m%;sm;a;h
s l%shd;aul lsÍfuys j.lSu Y%s ,xld uy nexl=j i;= fõ'

uqo,a m%;sm;a;s rduqj

Monetary Policy Framework
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f,dalfha fndfyda rgj, l%shd;aul jk uqo,a m%;sm;a;s rduq m%Odk iajrEm follska hqla; fõ'
1. ………………………………………………………………………………………………
2. ………………………………………………………………………………………………

uqo,a b,lallrK m%;sm;a;s rduqj

Monetary Targeting Policy Framework

1980 oYlfha uq, Nd.fha § Y%s ,xld uy nexl=j fuu l%uh y`ÿkajd ÿka w;r 2015 muK
jk f;la u l%shd;aul jqfha fuhhs'
fuys§ uqo,a .=Klh yryd ixÑ; uqo,aj,g n,mEï lrñka" ta Tiafia w;rueÈ b,lalh jk
mq`M,a uqo,a iemhqug n,mEï lr" tu`.ska wjidk b,lalh jk ñ, ia:dhs;dj <`.d lr.ekSu
isÿ úh' tys § uqo,a m%;sm;a;sh yeisrùfï m%Odk úp,H njg m;ajqfha mq`M,a uqo,a iemhqu fõ'

wjidk b,lalh
• ñ, yd wd¾Ól
w;rueÈ b,lalh ia:dhs;djh
fufyhqï b,lalh • mq`M,a uqo,a
iemhqu
• ixÑ; uqo,a
m%;sm;a;s WmlrK
• m%;sm;a;s fmd<s
wkqmd;sl iy újg
fjf<`ofmd< lghq;=
• ixÑ; wjYH;djh
• nexl= wkqmd;slh

Y%S ,xld uy nexl=j" fuu l%uh l%shd;aul lrkq msKsi rfÜ wfmalaIs; rdcH uq,H yd f.jqï
;=,k j¾Okhka" wfmalaIs; wd¾Ól j¾Okh" Kh j¾Okh yd wfmalaIs; WoaOuk uÜgu
hkdÈh i,ld n,ñka iEu jirla i`oydu jd¾Isl uqo,a jevigykla ilia lrhs' miqj tu
uqo,a jevigyk u; mokïj ixÑ; uqo,a yd mq`M,a uqo,a i`oyd b,lal m%ldYhg m;a lr miqj
uqo,a ;;a;ajfha j¾Okh ksÍlaIKh lr" th md,kh lsÍug l%shdud¾. .kq ,efí'
fuu m%;sm;a;sh ksis mßÈ l%shd;aul ùug kï uqo,a iemhqu yd ñ, uÜgu w;r úYajikSh
iïnkaO;djla mej;Su w;HjYH fõ'

kuHYs,s WoaOuk b,lallrK m%;sm;a;s rduqj

Flexible Inflation Targeting Policy Framework

úl,am f,i we;s" ±ä WoaOuk b,lallrKh u`.ska uq¾; wd¾Ólh ms<sn`oj t;rï ie,ls,su;a
fkdù yqfola WoaOukh muKla ia:dhs lsÍug W;aiy orhs'
WoaOuk b,lallrK m%;sm;a;sfha § uq,H wêldßh$ rch úiska WoaOukh i`oyd ixLHd;aul
w.hla b,lalhla f,i m%ldYhg m;a lrk w;r uq,H m%;sm;a;sh tlS b,lalh idlaId;a
lr.ekSu i`oyd fufyh fõ'

Wod (- tx.,ka; nexl=j ^tlai;a rdcOdksfha uy nexl=j& úiska uyd ì%;dkHh i`oyd b,lal
lr we;s WoaOuk fõ.h 2% ls' ´kEu wjia:djl WoaOukh 2% w.fha fyda Bg b;d wdikakj
mj;ajd .ekSug tx.,ka; nexl=j ne`§ isá'

Y%s ,xldfõ j¾;udk uqo,a m%;sm;a;s rduqj

f,dj mqrd we;sfjñka mj;sk fjkialïj, ixfõ§j Y%s ,xld uy nexl=j o uqo,a m%;sm;a;s rduqj
jeäÈhqKq lrñka uqo,a b,lallrK m%;m
s ;a;s rduqj fj;ska kuHYS,s WoaOuk b,lallrK
m%;sm;a;s rduqj olajd udre fjñka isà'
Y%S ,xld uy nexl=j j¾;udkfha l%shd;aul lrk kùlrKh lrk ,o uqo,a m%;sm;a;s rduqfjys
my; ,laIK y`ÿkd .; yelsh'
- m%;sm;a;s fmd,S wkqmd;sl iy újg fjf<`ofmd< lghq;= jeks fjf<`ofmd< u; mokï jq
m%;sm;a;s WmlrK u; jeä jYfhka úYajdih ;nd ;sîu'
- uq,H m%;sm;a;shg u`. fmkaùu i`oyd we;s m%Odk w;rueÈ o¾Ylhla f,i mq`M,a uqo,a
iemhqu (M2 b) fhdod .ekSu'
kùlrKh lrk ,o uqo,a m%;sm;a;s rduqj

wjidk b,lalh
• ñ, yd wd¾Ól
w;rueÈ b,lalh ia:dhs;djh
fufyhqï b,lalh • mq`M,a uqo,a
iemhqu
• nß; idudkH
PAST QUESTIONS
m%;sm ;a;s WmlrK taCIK uqo,a
• m%;sm;a;s fmd<s wkq md;s lh
wkquqm,d;s
01. H lm%;iy
sm;a;újg
sh hkafkka ljrla woyia fõo@
fjf<`ofmd< lghq;= [A/L 2018]
• ixÑ; wjYH;djh
- • nexl= wkqmd;slh
 01. uQ,H m%;sm;a;sh hkafkka ljrla woyia fõo @

- id¾j wd¾Ól wruqKq idlaId;a lr.kq msKsi uqof,a iq,n;dj ^uqo,a iemhqu iy Kh
iemhqu& iy uqof,a ñ, ^fmd,S wkqmd;slh& md,kh lrñka iudydr b,a¨u flfrys n,mEu
uq,H m%;sm;a;sh fõ'
- uq,H m%;sm;a;sh fufyhjkq ,nkafka rgl uy nexl=j úisks'

úl,am ms<s;=r (

- id¾j wd¾Ól wruqKla jk ñ, ia:dhs;dj w;a lr.ekSu msKsi uy nexl=j úiska uqof,a
iemhqu iy tys ñ, md,kh lsÍfï l%shdj,sh uq,H m%;sm;a;sh fõ'
- Y%s ,xldfõ uq,H m%;sm;a;sh l%shdfõ fhoùu Y%S ,xld uy nexl=fõ j.lSula fõ' tys,d uy
nexl=j m%Odk jYfhka ksr; ù isákqfha m%;sm;a;s fmd,S wkqmd;sl ;SrKh lsÍug iy
wd¾Òlfha øjYs,;d l<ukdlrKh lsÍugh'

02. Y%s ,xld uy nexl=j j¾;udkfha wkq.ukh lrkq ,nk uq,H m%;m
s ;a;s rduqfõ m%Odk
wruqK ieflúka meyeÈ,s lrkak' [A/L 2017]

- uqo,a b,lallrKh iy kuHYS,s WoaOuk b,lallrKh hk oaú;ajfhysu ,laIK iys;j"

jeä ÈhqKq l< uq,H m%;sm;a;s rduqjla u; mokï ù" Y%s ,xld uy nexl=j ish uq,H m%;sm;a;sh
l%shd;aul lrhs'
- fuu jeä ÈhqKq l< uq,H m%;sm;a;s rduqj hgf;a" j¾Ok wruqKq j,g iy úksuh wkqmd;sl
l<ukdlrKfha kuHYs,s;ajhg iydh fok w;ru" ueÈ ld,Skj WoaOukh ueÈ ;ks w.hl
mj;ajd .ekSug uy nexl=j wruqKq lrhs'
- ixÑ; uqo,a ;jÿrg;a fufyhqï b,lalhla fkdjqK o" uq,H m%;sm;a;shg u`. fmkaùu i`oyd
we;s m%Odk w;rueÈ o¾Ylhla f,i mq`M,a uqo,a iemhqu (M2 b) fhdod .kS'
- j¾;udkfha Y%s ,xld uy nexl=j ish fufyhqï b,lalh f,i ixÑ; uqo,a fjkqjg nß;
idudkH talaIK uqo,a wkqmd;slh (Average weighted Call money rate - AWCMR) Ndú;d
lrkq ,nk w;r" m%;sm;a;s fmd,S wkqmd;slh iy újg fjf<`o fmd< lghq;= jeks fj<`o
fmd< u; mokï jq m%;sm;a;s WmlrK u; jeä jYfhka úYajdih ;nd we;'
 uq,H m%;sm;a;s WmlrK
Monetary Policy Instruments
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mj;sk wd¾Ól yd uq,H fjf<`ofmdf<a ;;a;ajhka ie,ls,a,g f.k úfYaIs; wjia:djkag iqÿiq
WmlrK f;dard .ekSug Y%S ,xld uy nexl=jg yelshdj we;'
uq,H m%;sm;a;s WmlrK m%Odk jYfhka my; mßÈ j¾. l< yelsh'

…………………………………………………………………………………………………..
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m%udKd;aul uq,H md,k WmlrK

Quantitative Monetary Policy Instruments

Kh iemhqu md,kh lsÍu i`oyd fmdÿfõ .kq ,nk l%shdud¾. ñka woyia fõ'
1. …………………………………………………………………………………………
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2. …………………………………………………………………………………………

.=Kd;aul uq,H md,k WmlrK

Qualitative Monetary Policy Instruments

Kh mßudj yd Kh .,d hk ÈYdj md,kh lsÍu i`oyd uy nexl=j .kakd l%shdud¾. ñka
woyia fõ'
1. …………………………………………………………………………………………
2. …………………………………………………………………………………………
3. …………………………………………………………………………………………
4. …………………………………………………………………………………………
5. …………………………………………………………………………………………
j¾;udkfha§ Y%s ,xld uy nexl=fõ uqo,a m%;m
s ;a;sh jeä jYfhka fjf<`ofmd< mokï lr.;a
m%;sm;a;suh WmlrK Wmfhda.S lr .ksñka isÿ fõ' ta wkqj m%;sm;a;suh fmd,S wkqmd;sl" újg
fjf<`o fmd< lghq;= iy jHjia:dms; ixÑ; wkqmd;slh uy nexl=j ;u m%Odk;u m%;sm;a;suh
WmlrK f,i Ndú; lrkq ,efí'

uy nexl=fõ m%;sm;a;suh fmd,S wkqmd;sl

Policy Interest Rates

m%;sm;a;suh fmd,S wkqmd;sl hkafkka woyia jkqfha uq,H m%;sm;a;h fufyh ùfï§ uy nexl=j
úiska Ndú; lrkq ,nk fmd,S wkqmd;slhka h' uqo,a fjf<`ofmd< wkqj ffoksl fmd,S
wkqmd;slj, by< yd my< iSud ks¾Kh lrkq ,nkafka m%;sm;a;suh fmd,S wkqmd;sl u`.sks'

Y%S ,xld uy nexl=fõ m%;sm;a;s fmd,S wkqmd;slhka jYfhka ie,flk fmd,S wkqmd;sl ;=kls'
1. …………………………………………………………………………………………
[ Standing Deposit Facility Rate - SDFR]
nexl= moaO;sfhys w;sßla; wruqo,a ffoksl moku u; Y%s ,xld uy nexl=fjys ;ekam;a
lsÍu i`oyd jk fmd,S wkqmd;slh hs'
2. …………………………………………………………………………………………
[ Standing Lending Facility Rate - SLFR]
nexl= moaO;sfhys wruqo,a ys`.h iukh lr.ekSu i`oyd ffoksl moku u; Y%s ,xld
uy nexl=j úiska wruqo,a Khg ,nd §fï § wh lrk fmd,S wkqmd;slhhs'
3. …………………………………………………………………………………………
[ Bank Interest Rate]
uy nexl=j úiska wjidk Kh fokakd f,i jdKsc nexl= i`oyd wjodkï ;;a;ajhl§
Kh ,nd fok wkqmd;slh hs' uq,H ia:dhs;djhg n,mdkakd jq yÈis wjia:d fyda uq,H
w¾nqoldÍ ;;a;ajhl§ uy nexl=j úiska ms<s.;a wemlr hgf;a nexl= wdh;k fj; Kh
,nd fokq ,efí' idudkHfhka nexl= wkqmd;slh oKavk fmd,S wkqmd;slhla jk w;r"
th wfkl=;a fjf<`o fmd< wkqmd;slhkag jvd fnfyúka jeä fmd,S wkqmd;slhls'

m%;sm;a;suh fmd,S wkqmd;sl fjkia jq úg iuia; wd¾Ólfha u fmd,S wkqmd;sl

jHqyh fjkia ùug md;% fõ'
uy nexl=j m%;sm;a;suh fmd,S wkqmd;slj,g lrk n,mEu wd¾Ólhg iufm%aIKh jk
l%shdj,sh my; wdldrhg isÿfõ'

m%;sm;a;suh fmd,S wkqmd;sl fjkia lsÍu'

wka;¾ nexl= talaIK fmd,S wkqmd;sl laIKslj fjkia ùu

NdKavd.dr ì,am;a bmehSï wkqmd;sl yd m%uqL Kh fmd,S

wkqmd;h flá l,lska fjkia ùu

jdKsc nexl=j, Kh fmd,S

wkqmd;sl ;ekam;= fmd,S wkqmd;sl yd ueÈld,Sk
NdKavd.dr ne`ÿïlr fmd,S wkqmd;sl fjkia ùu

fuu fjkiaùï mßfNdack wdfhdack yd b;=reï ;SrK

Tiafia iudydr b,a¨ug n,mEï flf¾'

m%;sm;a;s fmd,S wkqmd;sl jeä l< úg

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túg jdKsc nexl=j, Kh msßjeh jeä úu ksid jdKsc nexl= úiska imhk Kh i`oyd wh
lrk fmd,S jeä fõ'
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m%;sm;a;s fmd,S wkqmd;sl wvq l< úg

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túg jdKsc nexl=j, Kh msßjeh wvq jk neúka jdKsc nexl= imhk Kh i`oyd wh lrk
fmd,S wvq fõ'
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újg fj<`o fmd< lghq;=

[Open market operations]

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j¾;udkfha l%shd;ul jk újg fjf<`ofmd< lghq;=j, m%Odk wx. 4 ls'

1. …………………………………………………………………………………………
2. …………………………………………………………………………………………
3. …………………………………………………………………………………………
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01. ks;H fmd,S wkqmd;sl fldßfvdaj

[Standing Interest Rate Corridor]
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fmd,S wkqmd; fldßfvdafõ my< iSudj ks;H ;ekam;= myiqlï wkqmd;slh (SDFR
Standing Deposit Facility Rate] u`.skao" by< iSudj ks;H Kh myiqlï wkqmd;slh
(SLFR - Standing Lending Facility Rate] u`.skao ;SrKh lr we;' wka;¾ nexl= talaIK
fmd,S wkqmd;slh ta w;r r`ojd .ekSug mshjr .kS'

fï u`.ska wka;¾ nexl= talaIK fmd,S wkqmd;slh úYd, jYfhka WÉpdjpkh ùug we;s
bvlv wvq fõ'
wka;¾ nexl= talaIK fmd,S wkqmd;slfha my< iSudj ;SrKh lsÍu'

fjf<`ofmdf<a øjYs,;d w;sßla;hla mj;sk úg" wka;¾ nexl= taCIK Kh fmd,S

wkqmd;slh my< hdfï m%jK;djhla yg .kS' kuq;a uy nexl=j ks;H ;ekam;=
wkqmd;slh hgf;a ´kEu ;ekam;= m%udKhla Ndr .ekSug iqodkñka isák neúka" fujeks
wjia:djl jdKsc nexl= ;u w;sßla; wruqo,a uy nexl=fõ ;ekam;a lsÍug fm<fUhs'
túg wka;¾ nexl= taCIK Kh fjf<`ofmdf<a wdfhdackh lsÍug kï wju jYfhka
ks;H ;ekam;= myiqlï wkqmd;slhj;a ysñ úh hq;= fõ'
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uqo,a wka;¾ wvq tneúka ks;H fmd<S

fjf<`ofmdf nexl= wkqmd;slh wka;¾ wkqmd;
<a taCIK la nexl= fldßfvdaf
øjYs,;d fjf<`o hgf;a taCIK õ
w;sßla;hla fmd< w;sßla; fjf<`o my< iSudj
mj;sk úg fmd,S uqo,a fmdf<a ks;H
wkqmd;s wdfhdackh fmd<S ;ekam;=
l lsÍu wkqmd;slh" myiqlï
my< wjdisodhl ks;H wkqmd;slh
hhs' neúka jydu ;ekam;= njg m;a
ks;H myiqlï fõ'
;ekam;= wkqmd;slh
myiqlï g
hgf;a uy jvd my<
nexl=fõ fkdhhs'
;ekam;a
lsÍug
fm<fUhs'

wka;¾ nexl= talaIK fmd,S wkqmd;slfha by< iSudj ;SrKh lsÍu'

 fjf<`ofmdf<a øjYs,;d ys`.hla mj;sk úg" wka;¾ nexl= taCIK Kh fmd,S wkqmd;slh
by< hdfï m%jK;djhla yg .kS' kuq;a uy nexl=j úiska ks;H Kh myiqlï wkqmd;slh
hgf;a ´kEu Kh m%udKhla iemhSug iqodkï neúka" fujeks wjia:djl jdKsc nexl= ;u
ys`. wruqo,a uy nexl=fjka imqrd .ekSug fm<fUhs' túg wka;¾ nexl= taCIK Kh
fjf<`ofmdf<ka Kh wruqo,a imhd .ekSug kï Wmßu jYfhka f.úug iqodkï fmd,sh
ks;H Kh myiqlï fmd,S wkqmd;h fj'
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uqo,a wka;¾ by< tneúka ks;H fmd<S

fjf<`ofmdf< nexl= fmd<shla wka;¾ wkqmd;
a taCIK hgf;a nexl= taCIK fldßfvdafõ
øjYs,;d fjf<`o ys`. fjf<`o by< iSudj
ys`.hla fmd< wruqo,a fmdf<a ks;H
mj;sk úg fmd,S /ialr fmd<S Kh
wkqmd;sl .ekSu wkqmd;slh" myiqlï
by< hhs' wjdisodhl ks;H Kh wkqmd;slh
neúka myiqlï njg m;a
jydu wkqmd;slhg fõ'
ks;H Kh jvd by<
myiqlï fkdhhs'
hgf;a uy
nexl=fjka
Kh
.ekSug
fm<fUhs'

02. ffoksl fjkafoais l%uh

(Daily Auction Method)
±kg n,meje;afjk újD; fjf<`ofmd< l%uh hgf;a Y%s ,xld uy nexl=j fjf<`ofmd<
øjYs,;dj ffokslj ;lafiare lr b,lal.; uÜgñka øjYs,;dj mj;ajdf.k hdu i`oyd
ffokslj m%;s ñ,§ .ekqï yd m%;s úl=Kï
q fjkafoais mj;ajhs'
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fuu fjkafoais nyq ,xiq iy nyq ñ, l%uhla u; mkjhs'

m%;s ñ,§ .eKqï fjkafoais

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fuu`.ska ffoksl mokula u; fjf<`ofmdf<a w;sßla; øjYs,;dj uy nexl= úiska

wjfYdaIKh lr.kS'

lsishï wjia:djl fjf<`ofmd< øjYs,;d w;sßla;hla we;s jqjfyd;a ta ksid fmd<S

wkqmd;slh fldßfvdafõ my< iSudj foig keUqre jk neúka" th j<lajd fmd<S
wkqmd;slh ia:dhSj ;nd .ekSu msKsi" uy nexl=j fjf<`ofmd< w;sßla;h m%;s ñ, §
.eKqï fjkafoaishla u`.ska wjfYdaIKh lr .kq ,efí'

m%;s úl=Kqï fjkafoais

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fuu`.ska ffoksl mokula u; fjf<`ofmd<g ys`. øjYs,;dj uy nexl=j úiska uqod yÍ'
lsishï wjia:djl fjf<`ofmd< øjYs,;d ys`.hla we;s jqjfyd;a" ta ksid fmd<S
wkqmd;slh fldßfvdafõ by< iSudj foig keUqre jk neúka th j<lajd fmd<S
wkqmd;slh ia:dhSj ;nd .ekSu msKsi" uy nexl=j fjf<`o fmd< ys`.h mshùu i`oyd
wjYH øjYs,;dj m%;súl=Kqï fjkafoaishla u`.ska imhkq ,efí'

03. ks;H myiqlï

(Standing Facilities)
 ffoksl fjkafoaisfhka miqj ;jÿrg;a fjf<`ofmd< ys`.hla fyda w;sßla;hla fkdfõ hehs
wfmaCId l< o ljr fyda fya;=jla ksid fjkafoaisfhka miqj o we;eï nexl=j, wruqo,a
w;sßla;hla fyda ys`.hla mj;S kï tajd iukh lr.; yelsjk mßÈ uy nexl=j úiska ks;H
myiqlï imhkq ,efí' fuys iajrEm 02 ls'
1. ks;H Kh myiqlï iemhSu'
Standing Lending Facility (SLF)
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2. ks;H ;ekam;= myiqlï iemhSu'

Standing Deposit Facility (SDF)
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ks;H ;ekam;= myiqlï wkqmd;slh wksjd¾hfhka u ffoksl m%;s ñ,§ .eKqï

fjkafoaisfha .kqfokq jq wkqmd;slhg jvd wvq jk w;r" ks;H Kh myiqlï
wkqmd;slh wksjd¾fhka u ffoksl m%;s úl=Kqï fjkafoaisfha .kqfokq jq
wkqmd;slhg jvd jeä fõ' tneúka jdKsc nexl= úiska jvd;a ksjerÈ øjYS,;d
weia;fïka;= ilia lr yels;dla ;u øjYs,;d wjYH;d ffoksl fjkafoais l%uh
;=<ska imqrd .ekSug fmd<Ujkq ,efí'

04. jÜgï yd m%;sjÜgï lsÍu

iaÓr mokula u; fjf<`ofmd<g øjYs,;dj imhd §ug fyda fjf<`ofmdf<ka

øjYs,;dj Wlyd .ekSug fuu l%uh uy nexl=j úiska Ndú;d flf¾' fuu myiqlu o
fjkafoais l%uhla u; l%shd;aul flf¾'

iq/l=ïm;a jÜgï lsÍu

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uy nexl=j úiska fkdlvjd m%;s ñ, § .ekSï fjkafoais u`.ska fjf<`o fmdf<ka uqo,a
,nd .kS kï" bka yef`.fjkafka fjf<`ofmd< ;=< iaÓr jYfhka øjYS,;d w;sßla;hla
mj;sk njhs' fuys § uy nexl=j fjkafoaishla u`.ska oaú;shsl fjf<`ofmdf<ys
NdKavd.dr ì,am;a$ ne`ÿïlr wf,ú lsÍu isÿ lrhs'

iq/l=ïm;a m%;sjÜgï lsÍu

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uy nexl=j úiska fkdlvjd m%;s úl=Kï

q fjkafoais u`.ska fjf<`ofmd<g uqo,a imhhs
kï" bka ye`.fjkafka fjf<`ofmd< ;=< iaÓr jYfhka øjYS,;d ys`.hla mj;sk njhs'
túg uy nexl=j fjkafoaishla u`.ska oaú;shsl fjf<`ofmdf<ka NdKavd.dr ì,am;a$
ne`ÿïlr ñ, § .ekSï isÿ lrhs' fuu`.ska È.= ld,Sk jYfhka fjf<`ofmdf<ys
øjYs,;dj l<ukdlrKh lsÍug uy nexl=jg wjia:dj ,efí'

jHjia:dms; ixÑ; wkqmd;slh fjkia lsÍu

uq,H wêldßh jk uy nexl=fõ ksfhda. u; jdKsc nexl=j i;= ;ekam;= j,ska ixÑ; f,i
mj;ajd .; hq;= wju m%;sY;h jHjia:dms; ixÑ; wkqmd;h kï fõ' fuh" nexl=j, uqo,a
ueùfï yelshdj iSud lrk fr.=,dishls'

jHjia:dms; ixÑ; wkqmd;slh jeä l< úg

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jHjia:dms; ixÑ; wkqmd;slh wvq l< úg

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j¾;udkfha Y%S ,xldfõ jHjia:dms; ixÑ; wjYH;djh 5% ls'

Y%S ,xld uy nexl=j úiska uqo,a iemhqu flfrys n,mEï we;s lsÍu i`oyd w;S;fha§ jHjia:dms;
ixÑ; wkqmd;slh nyq, jYfhka fhdod .kakd ,§' kuq;a fjf<`ofmd< mokï lr.;a uqo,a
m%;sm;a;shg jeä jYfhka keUqre ùu;a iu`. uqo,a m%;sm;a;sh l%shd;aul lsÍu i`oyd jHjia:dms;
ixÑ; wjY;d flfrys fhduq ùu l%udkql=,j wvq ù we;' ta wkqj fjf<`o fmd< ;=< mj;akd
wLKav øjYs,;d .eg¨ úi`§ug muKla uy nexl=j j¾;udkfha jHjia:dms; ixÑ; wkqmd;slh
Ndú;d lrhs'

uy nexl=fõ uq,H m%;sm;a;sfha iM,;dj iSud lrk idOl

- uq,H fjf<`o fmd< yd m%d.aOk fjf<`ofmd< fkdÈhqKq nj
- wdfhdaclhska yd mdßfNda.slhska fmd,S wkqmd;slhg ixfõ§ fkdù
;SrK .ekSu
- jdKsc nexl= wê ixÑ; mj;ajd .ekSu
- by< uÜgfï whjeh ys`.h
- uq,H m%;sm;a;sh l%shd;aul lrk ld,h ;=< we;sjk ndysr lïmk

PAST QUESTIONS
01. uy nexl=j úiska újD; fjf<`ofmdf<ys wdKavqfõ iq/l=ïm;a ñ, § .kq ,enqjfyd;a"
[A/L 2012 - New]
(1) nexl=j, ixÑ; jeä jk w;r" mokï uqo,a m%udKh o jeä fõ'
(2) nexl=j, ixÑ; wvq jk w;r" mokï uqo,a m%udKh o wvq fõ'
(3) nexl=j, ixÑ; jeä jk w;r" mokï uqo,a m%udKh wvq fõ'
(4) nexl=j, ixÑ; wvq jk w;r" mokï uqo,a m%udKh jeä fõ'
(5) nexl=j, ixÑ; wvq jk w;r" nexl= i;=j wê ixÑ; mj;S kï uqo,a iemhqu jeä
jkq we;'

02. uy nexl=j úiska rcfha iq/l=ïm;a újD; fjf<`ofmdf<ys wf,ú lrkq ,enqjfyd;a" tys
m%;sM,hla jYfhka my; i`oyka oE w;=frka ljrla isÿ fj;ehs wfmaCId flf¾o@
[A/L - 2015]
 (1) uq¾; o< foaYsh ksIamdÈ;h by< hdu
(2) Kh i`oyd whlrk fmd,S wkqmd;slh by< hdu
(3) nexl= úiska imhkq ,nk Kh m%udKh jeä ùu
(4) fm!oa.,sl wdfhdack úhoï by< hdu
(5) uqo,a iemhqu m%idrKh ùu

03. Y%s ,xld uy nexl=j jdKsc nexl= iu`. m%;s úl=Kï

q .súiqï we;slr .;a úg"
[A/L - 2010]
(1) jdKsc nexl= i;= ixÑ; my; jefÜ'
(2) uqo,a fjf<`o fmdf<a fmd,S wkqmd;sl by< k`.S
(3) uqo,a iemhqu my< jefÜ
(4) talaIK Kh fjf<`o fmdf<ys fmd,S wkqmd;sl ms<sn`o by< iSudj ;SrKh fõ'
(5) talaIK Kh fjf<`o fmdf<ys fmd,S wkqmd;sl ms<sn`o my< iSudj ;SrKh fõ'
04. wd¾Ólfha iuia; uqo,a iemhqu flfrys n,mEï lsÍu i`oyd uy nexl=j úiska fhdod .kq
,nk m%Odk WmlrK ;=k úia;r lrkak'
[2012 A/L - Old]
05. uqo,a iemhqfï ixfldapkhla we;s lsÍu i`oyd uy nexl= úiska újg fjf<`ofmd< lghq;=
fhdod .kq ,nkafka flfia ±hs meyeÈ,s lrkak'
[2012 A/ L - New]
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06. rgl uqo,a iemhqu md,kh lsÍu i`oyd uy nexl=j úiska Ndú; lrk .=Kd;aul Kh md,k
WmlrK meyeÈ,s lrkak'
[2014 A/L - Old]
- ………………………………………………………………………………………………
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07. Y%S ,xld uy nexl=fõ m%udKd;aul iy .=Kd;aul Kh md,k l%u w;r fjki fmkajd
fokak'
[A/L - 2018]
- iuia; wd¾Ólfha Kh mßudj iy Kfhys msßjeh md,kh lsÍu i`oyd fhdod .efkk Kh
md,k l%u" m%udKd;aul Kh md,k l%u f,i ±lafõ' tu Kh md,k l%u wd¾Ólfha tla
tla wxY flfrys úfYAI;ajhla fkdolajk w;r fmdÿfõ iuia; wd¾Ólhu tajdfha
n,mEug hg;a fõ'
- m%;sm;a;s fmd,S wkqmd;sl ^Wod ( ks;H ;ekam;= myiqlï wkqmd;slh" ks; Kh myiqlï
wkqmd;slh iy nexl= wkqmd;slh&" újg fjf<`ofmd< lghq;= iy jHjia:dms; ixÑ;
wjYH;d kshu lsÍu m%udKd;aul Kh md,k l%u fõ'
- wd¾Ólfha f;dard.;a fCIA;%hka ;=< Kh .,d hdï iy tajdfha ÈYdk;sh yeisrùu .=Kd;aul
Kh md,kh u`.ska isÿ fõ' tu md,k l%u fmdÿ n,mEula we;s lrk tajd fkdj" úfYaI
jYfhka f;dard.;a wxY u; muKla n,mEï we;s lrhs'
- Kh ms<sn`o m%udKd;aul iSud lsÍï" fmd,S wkqmd;sl ms<sn`o iSudjla kshu lsÍu" m%;suq,H
myiqlï iemhSu" wdka;sl wjYH;d kshu lsÍu" hy fm<Uqu jeks oE .=Kd;aul Kh md,k
l%u fõ'

08. uqo,a iemhqu jeä lsÍu i`oyd uy nexl=j i;=j we;s m%Odk WmlrK fudkjdo@ úia;r
lrkak'
[A/L 2011- Old weiqßks]
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- m%;sm;a;s fmd,S wkqmd;sl jkqfha uy nexl=fõ ks;H Kh myiqlï iy ks;H ;ekam;=
myiqlï wkqmd;slhkah' m%idrKd;aul uq,H m%;sm;a;shl § fmd,S wkqmd;sl my< fy<kq
,efí'
- m%idrKd;aul uq,H m%;sm;a;shl § jHjia:dms; ixÑ; wkqmd; my< fy<kq ,efí' túg
nexl= moaO;sfha Kh ueùfï Yla;sh by< k.S'
- uy nexl=j újg fjf<`ofmdf<a iq/l=ï ñ,§ .kakd úg uqo,a fjf<`ofmd<g wruqo,a ^mokï
uqo,a& .,d tk w;r ta ;=<ska uqo,a iemhqu m%idrKh ù fmd,s wkqmd;slhka my< neiSug
o isÿúh yelsh'
- nexl= Kh md,kh Rcq md,k l%uhla fõ' fï u`.ska wd¾Ólfha f;dard.;a wxY lrd fhduq
flfrk Kh m%udK jeä l< yelsh' nexl=j, uq`M Kh m%udKhka wju jYfhka lsishï
m%;sY;hla" f;dard.;a m%uqL;d wxYj,g fhduq l< yelsh'
- YsIag m%fhda. hgf;a Wmfoia yd ud¾f.damfoaY ;=<ska wd¾Ól lghq;= Èßu;a lsÍu i`oyd
fmd,S wkqmd; my< fy,Sug iy f;dard.;a wxY lrd Kh ,nd§u Èßu;a lsÍug lghq;=
flf¾'

09. m%;sm;a;s fmd,S wkqmd;slj, fjkia ùu ñ, uÜgu iy ksuejqu flfrys n,mdk l%shdj,sh
úia;r lrkak'
[2008 A/L]

- m%;sm;a;s fmd,S wkqmd;sl fjkia l< úg iuia; wd¾Ólfha fmd,S wkqmd;sl jHqyh
fjkiaùug md;%fõ' m%;sm;a;s fmd,S wkqmd;sl by< kexjq úg uqo,a fjf<`ofmdf<a
wkqmd;slo by< hk w;r fmd,S wkqmd;sl wvq l< úg uqo,a fjf<`ofmdf<a fmd,S wkqmd;sl
o my< jefÜ'
- ………………………………………………………………………………………………
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10. uy nexl=fõ újg fjf<`o lghq;= nexl= moaO;sfha ixÑ; uÜgu flfrys n,mdkafka
flfiao@ [A/L 2005]
- ………………………………………………………………………………………………
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- uy nexl=j úiska újD; fjf<`ofmdf<a iq/l=ïm;a úl=Kkq ,nk úg tajd ñ,§ .kakd
jdKsc nexl= fyda fjk;a uq,Hdh;k uy nexl=j kug fplam;a u`.ska f.ùï lrkq ,efí'
 uy nexl=j ;uka fj;e;s jdKsc nexl=j, ;ekam;= .sKqïj, wjYH .e<mqï lrñka jdKsc
nexl= i;= ;ekam;= uy nexl=j fj;g mjrd .kS' fï ksid jdKsc nexl= i;= ixÑ; my<
jefÜ'
- uy nexl=j úiska újD; fjf<`ofmdf<a iq/l=ïm;a ñ,§ .kakd úg uy nexl=j ta i`oyd
fplam;a u`.ska f.ùï lrkq ,efí' fuu fplam;a f.ùï i`oyd uy nexl=j fj; bÈßm;a
l< úg uy nexl=j ;uka fj;e;s jdKsc nexl= ;ekam;= .sKqïj, wjYH .e,mqï lrñka
jdKsc nexl= kug tajd ner flf¾' fï ksid jdKsc nexl=j, ixÑ; m%udKh by< k.S'

11. Y%s ,xldfõ wka;¾ nexl= talaIK Kh wruqo,a fjf<`ofmdf<ys fmd,S wkqmd;sl md,kh
lsÍu i`oyd uy nexl=j ks;H fmd,S wkqmd;sl fldßfvdaj fufyhjkafka flfiao@
[A/L 2016]
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tneúka fuu fjf<`ofmdf<a fmd,S wkqmd;slhkaf.a wys;lr WÉpdjpk j<lajd l%uj;aj

iy ia:djrj mj;ajd .ekSug uy nexl=j lghq;= lrhs'

- fï i`oyd uy nexl=j fhdodf.k we;s l%ufõoh jkafka m%;sm;a;s fmd,S wkqmd;sl hgf;a
ks;H ;ekam;= myiqlï iy ks;H Kh myiqlï iemhSuhs' taCIK Kh wruqo,a
fjf<`ofmdf<a fmd,S wkqmd;slhkaf.a by< yd my< w.hka ;SrKh lrkq ,nkafka
ms<sfj,ska uy nexl=fõ ks;H Kh myiqlï wkqmd;slh yd ks;H ;ekam;= myiqlï
wkqmd;slh úisks
- taCIK Kh wruqo,a fjf<`ofmdf<ys øjYs,;d ys`.hla ksid fmd,S wkqmd;sl by< hdfï
m%jK;djhla yg.;a úg uy nexl=j úiska ks;H Kh myiqlï wkqmd;slh hgf;a Kh
iemhSu u`.ska fmd,S wkqmd;sl by< hdfï m%jK;dj je<elS hkq we;'
- tfia u taCIK Kh wruqo,a fjf<`ofmdf<ys wê øjYs, ;;a;ajhka we;s ù fmd,S wkqmd;sl
my< jeàfï m%jK;djla yg.;a úg" uy nexl=j ks;H ;ekam;= myiqlï wkqmd;slh hgf;a
w;sßla; øjYS,;d b,a¨ï lrkq ,nk w;r" tu`.ska fmd,S wkqmd;sl my< jeàfï keUqrej
je<lS hkq we;'