Liebherr L554 Wheel Dozer Operation Manual

IR
3TIVEXMRK QERYEP
ZEPMH JVSQ WIVMEP RS
https://www.truck-manuals.net/
4PIEWI IRXIV XLI JSPPS[MRK HIXEMPW SR VIGIMTX SJ ]SYV ZILMGPI
=SY [MPP JMRH XLIWI HIXEMPW SR XLI ZILMGPI X]TI TPEXI SR XLI JVSRX
VMKLXLERH WMHI 8LI] [MPP FI SJ EWWMWXERGI [LIR SVHIVMRK WTEVI
TEVXW
:ILMGPI MHIRXMX] RS
=IEV SJ GSRWXVYGXMSR
-RMXMEP WXEVXYT
%HHVIWW
%HHVIWW 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
(V ,ERW 0MIFLIVV z 7XVEÃI

% &-7',3*7,3*)2
4VSHYGX MHIRXMJMGEXMSR
1ERYJEGXYVIV 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
4VSHYGX KVSYT ;LIIP PSEHIV
8]TI 0
'SRWXVYGXMSR RYQFIV
7IVMEP RYQFIV
'SRJSVQMX]
(SGYQIRX MHIRXMJMGEXMSR
3VHIV RYQFIV
%YXLSV 0&,(ITX 8-4
(SGYQIRX ZIVWMSR
:IVWMSR 0-)&,)66 0

*SVI[SVH
8LMW 3TIVEXMRK QERYEP MW MRXIRHIH JSV XLI HVMZIV ERH JSV XLI QEMRXIRERGI
TIVWSRRIP SJ XLI ZILMGPI
-X GSRXEMRW HIWGVMTXMSRW SJ
z 8IGLRMGEP HEXE
z 7EJIX] TVSZMWMSRW
z 'SRXVSP ERH STIVEXMSR
z 1EMRXIRERGI
8LMW 3TIVEXSV W 1ERYEP WLSYPH FI GEVIJYPP] VIEH FIJSVI MRMXMEP STIVEXMSR ERH
WLSYPH FI VIEH PEXIV EX VIKYPEV MRXIVZEPW ERH YWIH F] IZIV]SRI [LS MW
VIWTSRWMFMPI JSV [SVOMRK SR XLI ZILMGPI
;SVO [MXL SV SR XLI ZILMGPI MRGPYHIW JSV I\EQTPI
z 3TIVEXMSR MRGPYHMRK VMKKMRK [SVO XVSYFPIWLSSXMRK HYVMRK STIVEXMSR
VIQSZEP SJ STIVEXMSREP [EWXI QEMRXIRERGI HMWTSWEP SJ STIVEXMRK ERH
EY\MPMEV] QEXIVMEPW
z 7IVZMGMRK MRGPYHMRK QEMRXIRERGI MRWTIGXMSR ERH VITEMV [SVO
z 8VERWTSVX SV PSEHMRK SJ XLI ZILMGPI
8LMW QERYEP QEOIW MX IEWMIV JSV XLI HVMZIV XS FIGSQI EGUYEMRXIH [MXL LMW
ZILMGPI ERH EZSMHW QEPJYRGXMSRW HYI XS MQTVSTIV STIVEXMSR
3FWIVZERGI SJ XLI STIVEXMRK MRWXVYGXMSRW F] QEMRXIRERGI TIVWSRRIP
z -QTVSZIW STIVEXMSREP VIPMEFMPMX]
z )\XIRHW XLI WIVZMGI PMJI SJ ]SYV ZILMGPI
z 6IHYGIW VITEMV GSWXW ERH HS[RXMQIW
8LMW QERYEP FIPSRKW [MXL XLI ZILMGPI 4PEGI E GST] [MXLMR IEW] VIEGL MR
XLI KPSZI GSQTEVXQIRX SJ XLI HVMZIVvW GEF
8LI 3TIVEXMRK QERYEP MW XS FI WYTTPIQIRXIH F] MRWXVYGXMSRW FEWIH SR
I\MWXMRK REXMSREP EGGMHIRX TVIZIRXMSR ERH IRZMVSRQIRXEP TVSXIGXMSR
VIKYPEXMSRW
-R EHHMXMSR XS XLI 3TIVEXMRK QERYEP ERH XLI ETTPMGEFPI REXMSREP ERH PSGEP
PIKEP VIUYMVIQIRXW JSV EGGMHIRX TVIZIRXMSR XLI VIGSKRMWIH XIGLRMGEP
VIKYPEXMSRW JSV WEJI ERH TVSJIWWMSREP STIVEXMSR WLSYPH FI SFWIVZIH
8LMW 3TIVEXSV W 1ERYEP GSRXEMRW EPP RIGIWWEV] MRJSVQEXMSR JSV XLI STIVEXMSR
ERH QEMRXIRERGI SJ ]SYV ZILMGPI
-J ]SY WLSYPH LS[IZIV VIUYMVI QSVI HIXEMPIH I\TPEREXMSRW SV MRJSVQEXMSR
SYV XIGLRMGEP MRJSVQEXMSR ERH TVSHYGXMSR UYEPMX] 8-4 XIGLRMGEP
HSGYQIRXEXMSR ERH GYWXSQIV WIVZMGI HITEVXQIRXW [MPP FI LETT] XS TVSZMHI
EWWMWXERGI
=SY [MPP VIEHMP] YRHIVWXERH XLEX [I GERRSX EGGITX KYEVERXII GPEMQW MR XLI
IZIRX SJ MQTVSTIV STIVEXMSR MRWYJJMGMIRX QEMRXIRERGI XLI YWI SJ
YREYXLSVMWIH STIVEXMRK QEXIVMEPW SV RSRSFWIVZERGI SJ WEJIX] VIKYPEXMSRW
0 0-)&,)66 :IVWMSR

0-)&,)66 [MPP GERGIP [MXLSYX TVMSV RSXMGI EPP SFPMKEXMSRW WYGL EW KYEVERXII
EKVIIQIRXW WIVZMGI GSRXVEGXW IXG IRXIVIH MRXS F] 0-)&,)66 ERHSV MXW
EKIRXW [LIR WTEVI TEVXW SXLIV XLER SVMKMREP 0-)&,)66 TEVXW SV XLSWI
TYVGLEWIH JVSQ 0-)&,)66 EVI YWIH JSV QEMRXIRERGI ERH VITEMVW
9RHIV I\XVIQI GSRHMXMSRW WLSVXIV QEMRXIRERGI MRXIVZEPW XLER TVSZMHIH JSV MR
XLI MRWTIGXMSR WGLIHYPI QE] FI RIGIWWEV]
1SHMJMGEXMSRW GSRHMXMSRW GST]VMKLX
z ;I VIWIVZI XLI VMKLX XS EPXIV XLI XIGLRMGEP WTIGMJMGEXMSRW SJ XLI ZILMGPI
[MXL VIWTIGX XS XLI WTIGMJMGEXMSRW ERH MPPYWXVEXMSRW MR XLI HSGYQIRXW
TVSZMHIH
z 8LI KYEVERXII ERH PMEFMPMX] GSRHMXMSRW SJ XLI KIRIVEP GSRHMXMSRW SJ
FYWMRIWW SJ 0-)&,)66 EVI RSX EJJIGXIH F] XLI MRJSVQEXMSR MR XLI QERYEP
z 8LI WTIGMJMGEXMSRW ERH MPPYWXVEXMSRW MR XLMW QERYEP QE] RIMXLIV FI
VITVSHYGIH HMWXVMFYXIH RSV YWIH JSV GSQQIVGMEP TYVTSWIW %PP VMKLXW MR
EGGSVHERGI [MXL GST]VMKLX PE[W EVI I\TVIWWP] VIWIVZIH
:IVWMSR 0-)&,)66 0

'SRXIRXW
4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE
3ZIVEPP ZILMGPI
(MIWIP IRKMRI 4YQT HMWXVMFYXSV KIEV
8VEZIP L]HVEYPMGW
;SVOMRK L]HVEYPMGW
7XIIVMRK W]WXIQ
&VEOMRK W]WXIQ
)PIGXVMGEP W]WXIQ
8VERWJIV KIEV
%\PIW
8]VIW
'EF ,IEXMRK %MVGSRHMXMSRMRK W]WXIQ
0MJX EVQ 5YMGOGLERKI HIZMGI
%XXEGLQIRXW %GGIWWSVMIW
8IGLRMGEP HIWGVMTXMSR
3ZIVEPP ZILMGPI
'SSPMRK W]WXIQ
8VEZIP L]HVEYPMGW
;SVOMRK L]HVEYPMGW
7XIIVMRK W]WXIQ
&VEOMRK W]WXIQ
)PIGXVMGEP W]WXIQ
8VERWJIV KIEV
%\PIW 8]VIW
:ILMGPI JVEQI &EPPEWX [IMKLX
'IRXVEP PYFVMGEXMSR W]WXIQ
0 0-)&,)66 :IVWMSR

'SRXIRXW 3TIVEXMRK QERYEP
7EJIX] VIKYPEXMSRW
-RXVSHYGXMSR
+IRIVEP WEJIX] VIKYEPXMSRW
4VSTIV YWI
(IGEPW SR XLI ZILMGPI
0SGEXMSR SJ HIGEPW
7EJIX] HIGEPW
-RJSVQEXMSR HIGEPW
8]TI TPEXIW
-RWXVYGXMSRW JSV EZSMHMRK GVYWLMRK MRNYVMIW ERH

FYVRW
-RWXVYGXMSRW JSV EZSMHMRK JMVIW ERH I\TPSWMSRW
7EJIX] MRWXVYGXMSRW JSV WXEVXYT
7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT
-RWXVYGXMSRW JSV WEJI STIVEXMSR
7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW
4EVOMRK WEJIP]
8VERWTSVXMRK XLI ZILMGPI WEJIP]
8S[MRK XLI ZILMGPI WEJIP]
1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI
7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI

ZILMGPI
-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR ZILMGPI EX

XEGLQIRXW
7EJIX] VIKYPEXMSRW [LIR XVERWTSVXMRK XLI ZI

LMGPI F] GVERI
7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI

PMRIW
%XXEGLQIRXW ERH EGGIWWSVMIW
3TIVEXMSR ,ERHPMRK
0E]SYX SJ GSRXVSPW ERH MRWXVYQIRXW
3TIVEXMSR
'EF EGGIWW
:IVWMSR 0-)&,)66 0

3TIVEXMRK QERYEP 'SRXIRXW
)QIVKIRG] I\MX
(VMZIV W WIEX [MXL KEWJMPPIH WTVMRK WYWTIR

WMSR
(VMZIV W WIEX [MXL TRIYQEXMG WYWTIRWMSR
7EJIX] FIPX
7XEVXIV W[MXGL
7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP
7XIIVMRK GSPYQR W[MXGL
(MWTPE] YRMX
(MWTPE] YRMX
1IGLERMGEP LSYV QIXIV
'SRXVSP YRMX
'SRXVSP YRMX
'SRXVSP IPIQIRX
0-)&,)66 GSRXVSP PIZIV
'SRXVSP PIZIV JSV STXMSREP [SVOMRK JYRGXMSRW
,IEXMRK :IRXMPEXMSR
%MVGSRHMXMSRMRK W]WXIQ
-RXIVREP GEF MPPYQMREXMSR
-RWMHI ERH SYXWMHI QMVVSVW
7YR ZMWSV
)PIGXVMG [MRHWLMIPH [MTIV ERH [EWLIV W]W

XIQ
6IWIVZSMV JSV [MRHWLMIPH [EWLIV JPYMH
%YXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ
%GSYWXMG VIZIVWI [EVRMRK HIZMGI
3TXMGEP VIZIVWI [EVRMRK HIZMGI
3TIVEXMSR
(EMP] WXEVXYT VSYXMRI
3TIVEXMSR [MXL HMIWIP TEVXMGPI JMPXIV
7XEVXMRK XLI HMIWIP IRKMRI
(VMZMRK QSHI
7LYXXMRK HS[R XLI ZILMGPI
3TIVEXMRK XLI PMJX EVQ
0 0-)&,)66 :IVWMSR

'SRXIRXW 3TIVEXMRK QERYEP
3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI

HIZMGI
3TIVEXMSR SJ XLI L]HVEYPMG UYMGOGLERKI

IUYMTQIRX IPIGXVSL]HVEYPMG EGXYEXMSR [MXL
GSQJSVX GSRXVSP
3TIVEXMSR SJ XLI L]HVEYPMG UYMGOGLERKI

HIZMGI IPIGXVSL]HVEYPMG EGXYEXMSR [MXLSYX
GSQJSVX GSRXVSP
;SVOMRK [MXL STXMSREP IUYMTQIRX
+IRIVEP [SVOMRK QIXLSHW
8VERWTSVXMRK XLI ZILMGPI
)QIVKIRG] STIVEXMSR
8S[MRK XLI ZILMGPI
4VSGIHYVI JSV NYQT WXEVXMRK
1EPJYRGXMSRW
)VVSV GSHI XEFPIW
)VVSV GSHI z MRHMGEXMSR SR XLI HMWTPE]
)VVSV GSHI WYTTPIQIRXEV] z MRHMGEXMSR SR

XLI HMWTPE]
%YHMFPI [EVRMRK WMKREPW
)PMQMREXMRK QEPJYRGXMSRW
'LERKMRK JYWIW
1EMRXIRERGI
1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI
0YFVMGERX GLEVX *MPPMRK UYERXMXMIW
8EFPI SJ JMPPMRK UYERXMXMIW
0YFVMGERX GLEVX
1EMRXIRERGI XEWOW
4VITEVEXSV] XEWOW JSV QEMRXIRERGI
1EMRXIRERGI XEWOW HEMP] IZIV] WIVZMGI

LSYVW
1EMRXIRERGI XEWOW [IIOP] IZIV] WIV

ZMGI LSYVW
9RWGLIHYPIH QEMRXIRERGI XEWOW
'PIERMRK XLI ZILMGPI
'SVVSWMSR TVSXIGXMSR [SVO
:IVWMSR 0-)&,)66 0

3TIVEXMRK QERYEP 'SRXIRXW
0YFVMGERXW ERH JYIPW
,ERHPMRK PYFVMGERXW ERH JYIPW
0YFVMGERX ERH JYIP WTIGMJMGEXMSRW
0 0-)&,)66 :IVWMSR

4VSHYGX HIWGVMTXMSR
)UYMTQIRX PE]SYX
7XERHEVH QSHIP
8LMW WIGXMSR GSRXEMRW ER SZIVZMI[ SJ XLI ZILMGPI [MXL XLI REQIW SJ XLI
MPPYWXVEXIH GSQTSRIRXW
&EWMG ZILMGPI z :MI[ JVSQ PIJX

0MJX EVQ )RKMRI GSQTEVXQIRX HSSV 8SSP FS\
0MKLXMRK ,MXGLMRK HIZMGI 7XIIVMRK G]PMRHIV
(VMZIV W GEF &EXXIV] GSQTEVXQIRX GSZIV %VXMGYPEXMSR PSGO
;SVOMRK JPSSHPMKLXW &EPPEWX [IMKLXW *VSRX WIGXMSR
'SSPMRK W]WXIQ 6IEV WIGXMSR *VSRX E\PI
'SSPMRK W]WXIQ LSSH 6IEV E\PI 0SEHMRK FYGOIX
)RKMRI GSQTEVXQIRX LSSH 'EF EGGIWW &YGOIX XSSXL KYEVH

0 0-)&,)66 :IVWMSR
4VSHYGX HIWGVMTXMSR 3TIVEXMRK QERYEP
8IGLRMGEP HEXE
8IGLRMGEP HEXE
3ZIVEPP ZILMGPI
;LIIP PSEHIV [MXL >FEV PMJX EVQ 8LI ZEPYIW WTIGMJMIH ETTP] XS
z 8LI ZILMGPI [MXL >FEV PMJX EVQ QQ [MXLSYX L]HVEYPMG UYMGOGLERKI
HIZMGI
z % ZILMGPI [MXL E XSSXLIH PSEHMRK FYGOIX Q ERH [MXL 6
1MGLIPMR <,% X]VIW
(MQIRWMSRW
2EQI :EPYI 9RMXW
&YGOIX GETEGMX] Q
&YGOIX [MHXL QQ
7TIGMJMG QEXIVMEP [IMKLX XQ
% HYQTMRK LIMKLX EX QE\ PMJXMRK QQ
LIMKLX ERH XMPXSYX ERKPI
& QE\ HYQTMRK LIMKLX QQ
' QE\ LIMKLX SJ FYGOIX FEWI QQ
( QE\ LIMKLX SJ FYGOIX TMZSX TSMRX QQ
) QE\ LIMKLX SJ FYGOIX YTTIV IHKI QQ
* VIEGL EX QE\ PMJXMRK LIMKLX ERH QQ
XMPXSYX ERKPI
+ I\GEZEXMRK HITXL QQ
, LIMKLX EFSZI GEF QQ
- LIMKLX EFSZI I\LEYWX QQ

:IVWMSR 0-)&,)66 0
3TIVEXMRK QERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE
2EQI :EPYI 9RMXW

. KVSYRH GPIEVERGI QQ
/ [LIIP FEWI QQ
0 SZIVEPP PIRKXL QQ
8YVRMRK VEHMYW SZIV FYGOIX SYXIV IHKI QQ
0MJXMRK JSVGI 7%) O2
&VIEOSYX JSVGI 7%) O2
8MTTMRK PSEH [LIR WXVEMKLX OK
8MTTMRK PSEH EVXMGYPEXIH OK
8MTTMRK PSEH EVXMGYPEXIH OK
%RKPI SJ EVXMGYPEXMSR
3TIVEXMRK [IMKLX OK
8VEZIP WTIIH z XVEZIP VERKI JSV[EVH z OQL
ERH VIZIVWI
8VEZIP WTIIH z XVEZIP VERKI JSV[EVH z OQL
ERH VIZIVWI
8VEZIP WTIIH z XVEZIP VERKI % z OQL
EYXSQEXMG JSV[EVH ERH VIZIVWI
8LI WTIGMJMIH ZEPYIW VIJIV XS 1MGLIPMR 6 <,% X]VIW MRGPYHMRK EPP
PYFVMGERXW JYPP JYIP XERO 6347*347 GEF ERH HVMZIV

%YXSQEXMG XVEZIP VERKI % WIPIGXW XLI WX ERH RH KIEVW
:EPMH JSV 0

1SHMJMGEXMSR %YXSQEXMG XVEZIP VERKI % WIPIGXW XLI RH ERH VH KIEVW
:EPMH JSV 0

0 0-)&,)66 :IVWMSR
8IGLRMGEP HEXE
;LIIP PSEHIV [MXL JSVOPMJX 8LMW IUYMTQIRX MW STXMSREP

8LI ZEPYIW WTIGMJMIH ETTP] XS
z 8LI ZILMGPI [MXL >FEV PMJX EVQ QQ ERH [MXL L]HVEYPMG
UYMGOGLERKI HIZMGI
z JSV XLI ZILMGPI [MXL E *)1 -: JSVOPMJX ERH 6 1MGLIPMR <,% X]VIW
(MQIRWMSRW z :ILMGPI [MXL >FEV PMJX EVQ ERH JSVOPMJX
0SEHMRK KISQIXV] >FEV OMRIQEXMGW >FEV OMRIQEXMGW

*SVOPMJX IUYMTQIRX JSV UYMGOGLERKI HIZMGI *)1 -: QQ JSVOPMJX *)1 -: QQ JSVOPMJX
2EQI :EPYI 9RMX :EPYI 9RMX
% 0MJXMRK PMQMX EX QE\ VIEGL QQ QQ
' 1E\ PMJXMRK LIMKLX QQ QQ
) 1E\ LIMKLX EFSZI JSVOPMJX QQ QQ
* 0SEHMRK TSWMXMSR VIEGL QQ QQ
* QE\ +VIEXIWX TSWWMFPI VIEGL QQ QQ
* QMR 6IEGL EX QE\ PMJXMRK LIMKLX QQ QQ
+ *SVO TVSRK PIRKXL QQ QQ
0 8SXEP PIRKXL SJ XLI FEWMG ZILMGPI QQ QQ
8MTTMRK PSEH [LIR WXVEMKLX OK OK
8MTTMRK PSEH EVXMGYPEXIH OK OK
3TIVEXMRK [IMKLX OK OK
8LI WTIGMJMIH ZEPYIW VIJIV XS 1MGLIPMR 6 <,% X]VIW MRGPYHMRK EPP
PYFVMGERXW JYPP JYIP XERO 6347*347 GEF ERH HVMZIV
8LI STIVEXMSREP [IMKLX ERH XLI XMTTMRK PSEH EVI EJJIGXIH F] XLI X]VI
HMQIRWMSRW ERH EGGIWWSVMIW
TIVQMXXIH TE]PSEH -73
z 3R IZIR XIVVEMR ! SJ XLI XMTTMRK PSEH [LIR EVQ MW RSX WXVEMKLX
z 3R YRIZIR XIVVEMR ! SJ XLI XMTTMRK PSEH [LIR EVQ MW RSX WXVEMKLX

:IVWMSR 0-)&,)66 0
8IGLRMGEP HEXE
0SEH FIEVMRK XEFPIW JSV JSVOPMJX 8LI )2 WEJIX] RSVQ WIVZIW EW XLI FEWMW JSV HIXIVQMRMRK XLI PSEHW
STIVEXMSR RSQMREP [SVOMRK PSEHW
8LI TIVQMWWMFPI PSEH MW WXEXIH EW E TIVGIRXEKI SJ XLI XMTTMRK PSEH
8LI JSPPS[MRK ZEPYIW QE] RSX FI I\GIIHIH
z IZIR ERH JMVQ XIVVEMR ! SJ XLI XMTTMRK PSEH [MXL JSVOPMJX
z YRIZIR XIVVEMR ! SJ XLI XMTTMRK PSEH [MXL JSVOPMJX
8LI TIVQMXXIH PSEHW SR ZEVMSYW XIVVEMRW ERKPIW [ ERH ZEVMSYW GIRXVIW SJ

KVEZMX] HMWXERGIW 7E EVI WTIGMJMIH MR XLI XEFPI FIPS[
8IVVEMR IZIR ERH JMVQ 0MJX EVQ [MXL >FEV OMRIQEXMGW

0SEH ! SJ XLI XMTTMRK PSEH 0SEHW MR OK [MXL HMJJIVIRX GIRXVIW SJ KVEZMX] HMWXERGIW '+ MR QQ
8]VIW 8]VI JMPPMRK

OK

8IVVEMR YRIZIR 0MJX EVQ [MXL >FEV OMRIQEXMGW

0SEH ! SJ XLI XMTTMRK PSEH 0SEHW MR OK [MXL HMJJIVIRX GIRXVIW SJ KVEZMX] HMWXERGIW '+ MR QQ
8]VIW 8]VI JMPPMRK

OK

0 0-)&,)66 :IVWMSR
8IGLRMGEP HEXE
(MIWIP IRKMRI 2EQI :EPYI 9RMXW

)RKMRI X]TI (8-) %
'SQFYWXMSR TVSGIWW (MIWIP JSYV WXVSOI
HMVIGX MRNIGXMSR
2YQFIV SJ G]PMRHIVW
']PMRHIV ZSPYQI GQ
6EXIH TS[IV EGGSVHMRK XS -73 O; LT
6EXIH WTIIH QMR
1E\ XSVUYI EX QMR 2Q
0S[IV MHPMRK WTIIH QMR
9TTIV MHPMRK WTIIH QMR
1E\ MRGPMREXMSR PIRKXL[MWI
GVSWW[MWI
3TIVEXMRK ZSPXEKI SJ XLI WXEVXIV :
4S[IV GSRWYQTXMSR SJ XLI WXEVXIV O;
3YXTYX ZSPXEKI SJ EPXIVREXSV :
'YVVIRX SYXTYX JVSQ EPXIVREXSV %
)QMWWMSR PMQMX ZEPYIW MR EGGSVHERGI -73
[MXL )963138
*YIP W]WXIQ 2EQI :EPYI 9RMXW

8ERO GETEGMX] P
8ERO 6)7)6:) P
(MIWIP TEVXMGPI JMPXIV 8LMW IUYMTQIRX MW STXMSREP

2EQI :EPYI 9RMXW
8]TI 4* 7
'ERHPI JMPXIVW VEHMEP TMIGIW
*MPXIV QIHMYQ 'IVEQMG
QMGVSJMFVIW
1E\ TIVQMWWMFPI I\LEYWX KEW FEV
GSYRXIVTVIWWYVI
6IKIRIVEXMSR %HHMXMZI WYTTSVX
%HHMXMZI QM\MRK VEXMS MR PMXVIW EJXIV
MRMXMEP STIVEXMSR

:IVWMSR 0-)&,)66 0
8IGLRMGEP HEXE
6IJYIPPMRK TYQT 8LMW IUYMTQIRX MW STXMSREP

2EQI :EPYI 9RMXW
*PS[ VEXI PQMR
(YX] G]GPI QE\ QMRYXIW
7YGXMSR LIMKLX QE\ Q
8SVWMSR EFWSVFIV GSYTPMRK 2EQI :EPYI 9RMXW

'SYTPMRK X]TI 8SVWMSR EFWSVFIV
4YQT HMWXVMFYXSV KIEV 2EQI :EPYI 9RMXW

8VERWQMWWMSR X]TI 4:+ &
8VEZIP L]HVEYPMGW
:EVMEFPI HMWTPEGIQIRX TYQT 2EQI :EPYI 9RMXW

8]TI %:+ (%
(MWTPEGIQIRX QE\ GQ
*PS[ EX VEXIH IRKMRI WTIIH PQMR
4VIWWYVI GYXSJJ FEV
:EVMEFPI HMWTPEGIQIRX QSXSV 2EQI :EPYI 9RMXW

8]TI %:1 (%
(MWTPEGIQIRX QE\ GQ
;SVOMRK L]HVEYPMGW
:EVMEFPI HMWTPEGIQIRX TYQT 2EQI :EPYI 9RMXW

8]TI %:3 06(7
(MWTPEGIQIRX QE\ GQ

4VIWWYVI GYXSJJ FEV
'SRXVSP ZEPZI FPSGO 2EQI :EPYI 9RMXW

8]TI 1
4VMQEV] TVIWWYVI VIPMIJ ZEPZI FEV

0 0-)&,)66 :IVWMSR
8IGLRMGEP HEXE
4MPSX GSRXVSP YRMX 2EQI :EPYI 9RMXW

8]TI 8,*
7XEFMPMWEXMSR QSHYPI 2EQI :EPYI 9RMXW

8]TI 1, 671 (<
'YXSJJ ZEPZI FEV
,]HVS EGGYQYPEXSV YRMX 2EQI :EPYI 9RMXW

2YQFIV SJ L]HVS EGGYQYPEXSVW
,]HVS EGGYQYPEXSV ZSPYQI GQ
7XIIVMRK W]WXIQ
7XIIVMRK TYQT 2EQI :EPYI 9RMXW

8]TI %:3 (*6
(MWTPEGIQIRX QE\ GQ
4VIWWYVI GYXSJJ FEV
7IVZSWXEX 2EQI :EPYI 9RMXW

8]TI )EXSR
(MWTPEGIQIRX GQ
&VEOMRK W]WXIQ
'SQTEGX FVEOI ZEPZI 2EQI :EPYI 9RMXW

1E\ FVEOI TVIWWYVI EX TIHEP WXST FEV
4EVOMRK FVEOI 2EQI :EPYI 9RMXW

2SQMREP KET QQ
+ET QMR QQ
QE\ QQ

:IVWMSR 0-)&,)66 0
8IGLRMGEP HEXE
)PIGXVMGEP W]WXIQ

2EQI :EPYI 9RMXW
4S[IV WYTTP] ZSPXEKI :
&EXXIV] ZSPXEKI :
&EXXIV] GETEGMX] %L
8VERWJIV KIEV
1IGLERMGEP XVERWJIV KIEV 2EQI :EPYI 9RMXW

8]TI %:+
2YQFIV SJ KIEVW
%\PIW
*VSRX E\PI 2EQI :EPYI 9RMXW

8]TI %4 ,/
0SGOMRK ZEPYI SJ XLI WIPJPSGOMRK
HMJJIVIRXMEP
;LIIP FEWI QQ
;LIIP PYK XMKLXIRMRK XSVUYI 2Q
;LIIP PYK WTERRIV WMÎ QQ
6IEV E\PI 2EQI :EPYI 9RMXW

8]TI %4 (/
0SGOMRK ZEPYI SJ XLI WIPJPSGOMRK
HMJJIVIRXMEP
%RKPI SJ W[MRK
;LIIP FEWI QQ
;LIIP PYK XMKLXIRMRK XSVUYI 2Q
;LIIP PYK WTERRIV WMÎ QQ

0 0-)&,)66 :IVWMSR
8IGLRMGEP HEXE
8]VIW
*SV MRJSVQEXMSR GSRGIVRMRK w[LIIP PYK XMKLXIRMRK XSVUYIx ERH w[LIIP PYK
WTERRIV WMÎx VIJIV XS XLI w%\PIWx WIGXMSR
8]VI WMÎ ERH EMV TVIWWYVIW
8LI VIGSQQIRHIH X]VI WMÎW [MXL XLI GSVVIWTSRHMRK X]VI TVIWWYVIW EVI
PMWXIH MR XLI JSPPS[MRK XEFPIW
8LI X]VI TVIWWYVI WTIGMJMGEXMSRW EVI
z XLI ZEPYI WIX SR HIPMZIV] EX XLI TPERX
z FEWMG EMV TVIWWYVI VIGSQQIRHEXMSRW
8LI] VIJIV XS GSPH X]VIW ERH XS E ZILMGPI [LMGL MW VIEH] JSV STIVEXMSR z XLI
FEWMG ZILMGPI [MXL WXERHEVH IUYMTQIRX ERH TIVQMXXIH PSEH
2SXI *SV WTIGMEP ETTPMGEXMSRW WYGL EW WXSGO]EVH STIVEXMSRW [MXL
XMQFIV [LIVI LIEZMIV PSEHW QE] FI I\TIGXIH E LMKLIV X]VI TVIWWYVI MW
VIGSQQIRHIH HITIRHMRK SR XLI WTIGMJMG PSEH
8LI X]VI TVIWWYVI QYWX RSX LS[IZIV FI KVIEXIV XLER XLI QE\
TIVQMXXIH EGGSVHMRK XS XLI X]VI QERYJEGXYVIVvW WTIGMJMGEXMSRW
(92034 X]VIW
8]VI WMÎ %MV TVIWWYVI %MV TVIWWYVI 1E\
JVSRX E\PI FEV VIEV E\PI FEV TIVQMWWMFPI EMV
TVIWWYVI FEV
6 80( 0
6 4+7(

0
6 4+ 9 0
1-',)0-2 X]VIW
TVIWWYVI FEV
6 <,% 0
6 <0(

0
6 <0( (%

0
6 <1MRI (

0
+33(=)%6 X]VIW
TVIWWYVI FEV
6 +4& 0
6 60 0
6 60 / 0

:IVWMSR 0-)&,)66 0
8IGLRMGEP HEXE
7TIGMEP X]VIW
TVIWWYVI FEV

8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPI EW JSPPS[W

*VSQ XLI QERYJEGXYVIV -J XLI ZILMGPI MW HIPMZIVIH I\[SVOW [MXL WTIGMEP
X]VIW

JVSQ XLI ZILMGPI STIVEXSV -J XLI ZILMGPI MW VIXVSJMXXIH F] XLI ZILMGPI
STIVEXSV
8]VIW JSV ZILMGPIW [MXL WTIGMEP

EXXEGLQIRXW
7TIGMJMGEXMSRW 8]TI SJ WTIGMEP EXXEGLQIRXW


TVIWWYVI FEV

8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPIW EW JSPPS[W

*VSQ XLI QERYJEGXYVIV -J XLI ZILMGPI MW HIPMZIVIH I\[SVOW [MXL WTIGMEP
X]VIW

JVSQ XLI ZILMGPI STIVEXSV -J XLI ZILMGPI MW VIXVSJMXXIH F] XLI ZILMGPI
STIVEXSV
(VMZIV W WIEX [MXL KEWJMPPIH 2EQI :EPYI 9RMXW

WTVMRK WYWTIRWMSR
8]TI -76- z
8]TI SJ WYWTIRWMSR +EWJMPPIH WTVMRK
WYWTIRWMSR

0 0-)&,)66 :IVWMSR
8IGLRMGEP HEXE
(VMZIV W WIEX [MXL TRIYQEXMG 8LMW IUYMTQIRX MW STXMSREP

WYWTIRWMSR
2EQI :EPYI 9RMXW
7IEX GSQTVIWWSV GSQJSVX QSHIP -76- z /1
:SPXEKI :
8]TI SJ WYWTIRWMSR 4RIYQEXMG
,IEXMRK :IRXMPEXMSR 2EQI :EPYI 9RMXW

2YQFIV SJ FPS[IV WTIIHW
,IEX SYXTYX O;
%MVGSRHMXMSRMRK W]WXIQ 2EQI :EPYI 9RMXW

8]TI ,IEXMRK
EMVGSRHMXMSRMRK YRMX
6IJVMKIVERX 6E
'SSPMRK SYXTYX O;
>FEV PMJX EVQ 2EQI :EPYI 9RMXW

0 z PIRKXL QQ
5YMGOGLERKI HIZMGI L]HVEYPMG 8LMW IUYMTQIRX MW STXMSREP

EGXYEXMSR
2EQI :EPYI 9RMXW
'SRXVSP %GGIWWSV] OMX TG
%GXYEXMSR %HHMXMSREP GSRXVSP
PIZIV
7LYXSJJ 'LERKISZIV ZEPZI
0SGOMRK MRHMGEXSV 1IGLERMGEP
1EWW OK
5YMGOGLERKI HIZMGI 8LMW IUYMTQIRX MW STXMSREP

IPIGXVSL]HVEYPMG EGXYEXMSR [MXL
GSQJSVX GSRXVSP
2EQI :EPYI 9RMXW
'SRXVSP %GGIWWSV] OMX TG
%GXYEXMSR GSQJSVX GSRXVSP
FYXXSR SR XLI 0,
STIVEXMRK PIZIV

:IVWMSR 0-)&,)66 0
8IGLRMGEP HEXE
2EQI :EPYI 9RMXW

7LYXSJJ 'LERKISZIV ZEPZI
1EWW OK
5YMGOGLERKI HIZMGI 8LMW IUYMTQIRX MW STXMSREP

IPIGXVSL]HVEYPMG EGXYEXMSR
[MXLSYX GSQJSVX GSRXVSP
2EQI :EPYI 9RMXW
'SRXVSP %GGIWWSV] OMX L]HV
UYMGOGLERKI
HIZMGI
%GXYEXMSR 0, GSRXVSP PIZIV
7LYXSJJ z
1EWW OK

0 0-)&,)66 :IVWMSR
8IGLRMGEP HEXE
0SEHMRK FYGOIX
1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW
& FYGOIX [MHXL QQ
& PSEHMRK HMQIRWMSR QQ
, LIMKLX QQ
0 PIRKXL [MXL XIIXL QQ
0 PIRKXL [MXLSYX XIIXL QQ
7TIGMJMG QEXIVMEP [IMKLX XQ
,IETIH FYGOIX GETEGMX] -73 Q
1EWW OK
8SSXLMRK 92-> --- TMIGIW

:IVWMSR 0-)&,)66 0
8IGLRMGEP HEXE
*SVOPMJX 8LMW IUYMTQIRX MW STXMSREP
1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW
4VSRK PIRKXL QQ
0 z PIRKXL JSVO GEVVMIV TVSRKW QQ
/ z JSVO GEVVMIV [MHXL QQ
, z LIMKLX JSVO GEVVMIV TVSRKW QQ
1EWW JSVO GEVVMIV TVSRKW OK

0 0-)&,)66 :IVWMSR
3ZIVEPP ZILMGPI
;LIIP PSEHIV
8LI 0 MW E JYPP] L]HVEYPMG [LIIP PSEHIV [MXL E L]HVSWXEXMG XVEZIP HVMZI
W]WXIQ
8LI ZILMGPI LEW ER EVXMGYPEXIH HIWMKR
(MJJIVIRX ZILMGPI ZIVWMSRW
z >FEV PMJX EVQ [MXL >FEV OMRIQEXMGW
(MIWIP IRKMRI
8LI MRWXEPPIH HMIWIP IRKMRI MW E [EXIVGSSPIH JSYVWXVSOI MRPMRI IRKMRI [MXL
HMVIGX MRNIGXMSR I\LEYWX KEW XYVFSGLEVKIV ERH GLEVKIEMV GSSPMRK
8LI HMIWIP IRKMRI MW MRWXEPPIH PSRKMXYHMREPP] SR XLI VIEV WIGXMSR ERH IPEWXMGEPP]
QSYRXIH SR VYFFIV FIEVMRKW 8LI JP][LIIP IRH JEGIW XS[EVH XLI FEGO
8LI TS[IV JVSQ XLI IRKMRI MW XVERWQMXXIH ZME E XSVWMSR EFWSVFIV XS XLI TYQT
HMWXVMFYXSV KIEV
8LI KIEV TYQTW JSV XLI EY\MPMEV] HVMZIW EVI JPERKIQSYRXIH SR XLI IRKMRI
WMHI
*YIP W]WXIQ
8LI JYIP XERO MW PSGEXIH FILMRH XLI VMKLXLERH GEF EGGIWW
8LI PSGOEFPI XERO WIEP GER FI EGGIWWIH JVSQ XLI VMKLXLERH GEF EGGIWW
8LI JYIP MW HVE[R YT F] XLI JYIP WYTTP] TYQT ZME XLI WYGXMSR PMRI ERH XLI JYIP
WITEVEXSV [EXIV ERH GSRXEQMRERX TVIGMTMXEXSV ERH MW JIH XS XLI MRNIGXMSR
TYQT ZME E JMRI JMPXIV
(MIWIP TEVXMGPI JMPXIV

8LMW IUYMTQIRX MW STXMSREP
8LI HMIWIP TEVXMGPI JMPXIV MW MRWXEPPIH SR XLI PIJXLERH WMHI SJ XLI IRKMRI
GSQTEVXQIRX
-X VIHYGIW XLI IQMWWMSR SJ WSSX TEVXMGPIW
6IJYIPPMRK TYQT
8LI VIJYIPPMRK TYQT MW MRWXEPPIH EX XLI FEGO SJ XLI VIEV WIGXMSR
8LI VIJYIPPMRK TYQT MW SRP] WYMXEFPI JSV HMIWIP JYIP
8LI VIJYIPPMRK W]WXIQ MW HIWMKRIH XS JEGMPMXEXI JMPPMRK XLI JYIP XERO [MXL HMIWIP
JYIP JVSQ E GSRXEMRIV JSV I\EQTPI E HVYQ

:IVWMSR 0-)&,)66 0
%MVJMPXIV W]WXIQ
8LI EMV JMPXIV YRMX SJ XLI HMIWIP IRKMRI MW HIWMKRIH XS TVIZIRX HYWX ERH ZEVMSYW
SXLIV MQTYVMXMIW JVSQ QM\MRK [MXL XLI IRKMRI W MRPIX EMV
8LI HIKVII SJ [IEV SR XLI IRKMRI HITIRHW XS E PEVKI HIKVII SR LS[ GPIER
XLI MRPIX EMV MW -X MW XLIVIJSVI MQTSVXERX XLEX XLI EMV JMPXIVMRK YRMX MW MRWTIGXIH
ERH WIVZMGIH SR E VIKYPEV FEWMW
8LI HV] EMV JMPXIV [MXL WEJIX] GEVXVMHKI MW HIWMKRIH XS TVSZMHI QE\MQYQ IRKMRI
TVSXIGXMSR HYVMRK I\XIRHIH QEMRXIRERGI MRXIVZEPW
8SVWMSR EFWSVFIV GSYTPMRK

8LI XSVWMSR EFWSVFIV EGXW EW ER IPEWXMG GSYTPMRK ERH SWGMPPEXMSR HEQTIV
FIX[IIR XLI JP][LIIP SJ XLI HMIWIP IRKMRI ERH XLI TYQT HMWXVMFYXSV KIEV
-X XVERWQMXW XLI HMIWIP IRKMRI XSVUYI XS XLI TYQT HMWXVMFYXSV KIEV
4YQT HMWXVMFYXSV KIEV

8LI TYQT HMWXVMFYXSV KIEV MW E WMRKPI WXEKI WTYV [LIIPX]TI XVERWQMWWMSR ERH
MW EXXEGLIH XS XLI JP][LIIP LSYWMRK SR XLI HMIWIP IRKMRI
-X HMWXVMFYXIW XLI TS[IV JVSQ XLI HMIWIP IRKMRI XS XLI L]HVEYPMG TYQTW SJ XLI
L]HVSWXEXMG XVEZIP HVMZI XLI [SVOMRK L]HVEYPMGW ERH XLI WXIIVMRK L]HVEYPMGW
'SSPMRK W]WXIQ
'SSPMRK W]WXIQ
8LI GSSPMRK W]WXIQ MW QSYRXIH FIX[IIR XLI HMIWIP IRKMRI ERH XLI HVMZIV W
GEF SR XLI VIEV WIGXMSR
8LI GSSPMRK W]WXIQ GSSPW XLI HMIWIP IRKMRI GSSPERX XLI L]HVEYPMG SMP XLI
GLEVKI EMV JSV XLI HMIWIP IRKMRI ERH XLI EMVGSRHMXMSRMRK GSRHIRWIV
8LI L]HVSWXEXMGEPP] HVMZIR JER HVE[W YT GSSP EMV XLVSYKL XLI GSSPIV YRMXW ERH
FPS[W MX SZIV XLI HMIWIP IRKMRI
8LI WTIIH SJ XLI L]HVSWXEXMGEPP]HVMZIR JER HITIRHW SR XLI HMIWIP IRKMRI
WTIIH ERH XLI XIQTIVEXYVI SJ XLI GSSPERX ERH L]HVEYPMG SMP
8VEZIP L]HVEYPMGW
8VEZIP L]HVEYPMGW
8LI TS[IV JVSQ XLI HMIWIP IRKMRI MW XVERWQMXXIH XS XLI XVERWJIV KIEV ZME XLI
GSRXMRYSYW L]HVSWXEXMG HVMZI MR E GPSWIH GMVGYMX
8LMW HVMZI IREFPIW
z %YXSQEXMG EHETXEXMSR SJ XLI XVEZIP WTIIH XS XLI XVEGXMZI JSVGI MR IEGL
XVEZIP VERKI
z 6ETMH WLMJXMRK JVSQ JSV[EVH XVEZIP XS VIZIVWI XVEZIP F] QIERW SJ XLI
z 'SRXVSP SJ XLI XVEGXMZI JSVGI SV WTIIH F] QIERW SJ XLI KEW TIHEP ERH XLI
GSQFMRIH MRGLFVEOI TIHEP
:EVMEFPI HMWTPEGIQIRX TYQT

8LI ZEVMEFPI HMWTPEGIQIRX TYQT MW ER E\MEP TMWXSR TYQT [MXL E W[EWL TPEXI
HIWMKR 8LI JPS[ VEXI MW EHNYWXIH MR VIPEXMSR XS XLI IRKMRI WTIIH ERH PSEH
8LI JPS[ HMVIGXMSR SJ XLI TYQT MW HIXIVQMRIH F] XLI XVEZIP HMVIGXMSR ZEPZI

0 0-)&,)66 :IVWMSR
:EVMEFPI HMWTPEGIQIRX QSXSV

8LI ZEVMEFPI HMWTPEGIQIRX QSXSV [MXL ER MRGPMRIH E\PI HIWMKR HVMZIW XLI
XVERWJIV KIEV 8LI L]HVEYPMG VIKYPEXMSR SJ XLI HMWTPEGIQIRX IREFPIW E [MHI
EHNYWXQIRX VERKI
% PEVKI XVEGXMZI JSVGI EX E PS[ WTIIH MW EGLMIZIH EX XLI QE\MQYQ TMZSXMRK
ERKPI
8LI LMKLIWX WTIIH ERH XLI PS[IWX TSWWMFPI XVEGXMZI JSVGI EVI SFXEMRIH EX XLI
QMRMQYQ TMZSXMRK ERKPI
;SVOMRK L]HVEYPMGW
;SVOMRK L]HVEYPMGW
8LI [SVOMRK L]HVEYPMGW W]WXIQ STIVEXIW MR ER STIR GMVGYMX 8LI ZEVMEFPI
HMWTPEGIQIRX TYQT HVE[W SMP JVSQ XLI L]HVEYPMG XERO ERH HIPMZIVW MX XS XLI
GSRXVSP ZEPZI FPSGO
8LI GSRXVSP ZEPZI FPSGO MW L]HVEYPMGEPP] GSRXVSPPIH F] XLI TMPSX GSRXVSP YRMX ERH
HMVIGXW XLI SMP ZSPYQI XS XLI PMJX SV XMPX G]PMRHIVW % WTSSP ZEPZI JSV JPSEXMRK
TSWMXMSR UYMGO HVST JYRGXMSR ERH XLI 0*( W]WXIQ MW MRXIKVEXIH MR XLI GSRXVSP
ZEPZI FPSGO
:EVMEFPI HMWTPEGIQIRX TYQT

8LI ZEVMEFPI HMWTPEGIQIRX TYQT MW ER E\MEP TMWXSR TYQT [MXL E W[EWL TPEXI
HIWMKR 8LI GSRXVSPPIVW EXXEGLIH XS XLI ZEVMEFPI HMWTPEGIQIRX TYQT
HIXIVQMRI XLI W[MZIP ERKPI SJ XLI TYQT ERH MXW JPS[ VEXI
8LI JPS[ GSRXVSPPIV IRWYVIW XLEX XLI ZEVMEFPI HMWTPEGIQIRX TYQT SRP]
HIPMZIVW XLEX ZSPYQI SJ SMP JVSQ XLI L]HVEYPMG XERO [LMGL MW GYVVIRXP] VIUYMVIH
F] XLI [SVOMRK L]HVEYPMGW
8LI TVIWWYVI PMQMXW XLI QE\MQYQ STIVEXMRK TVIWWYVI SJ XLI [SVOMRK
L]HVEYPMGW
8LI TS[IV GSRXVSPPIV IRWYVIW XLEX XLI TYQT HSIW RSX HVE[ SJJ I\GIWWMZI
TS[IV JVSQ XLI HMIWIP IRKMRI
'SRXVSP ZEPZI FPSGO

8LI GSRXVSP ZEPZI FPSGO MW MRWXEPPIH MR XLI JVSRX WIGXMSR SJ XLI ZILMGPI 8LI
WTSSP ZEPZIW JSV XLI PMJX ERH XMPX G]PMRHIVW EW [IPP EW ER EHHMXMSREP WTSSP ZEPZI
JSV JPSEX TSWMXMSR UYMGO HVST JYRGXMSR ERH VMHI GSRXVSP EVI EPP MRXIKVEXIH MR XLI
GSRXVSP ZEPZI FPSGO
4VIWWYVI VIPMIJ ZEPZIW TVSXIGX XLI W]WXIQ JVSQ TVIWWYVI TIEOW
4MPSX GSRXVSP
8LI [SVOMRK L]HVEYPMGW EVI GSRXVSPPIH YWMRK XLI 0-)&,)66 GSRXVSP PIZIV
8LI GSRXVSP ZEPZI FPSGO MW XLYW L]HVEYPMGEPP] GSRXVSPPIH ZME XLI TMPSX GSRXVSP
ZEPZI
8LI TMPSX GSRXVSP ZEPZI MW WYTTPMIH [MXL SMP JVSQ XLI VITPIRMWLMRK TYQT ZME XLI
TMPSX GSRXVSP WSPIRSMH ZEPZI 8LI TVIWIRGI SJ E L]HVS EGGYQYPEXSV QIERW
XLEX IZIR [LIR XLI HMIWIP IRKMRI MW EX VIWX XLI [SVOMRK EXXEGLQIRXW GER FI
STIVEXIH MR IQIVKIRGMIW *SV I\EQTPI XLI PMJX EVQ GER FI PS[IVIH ERHSV
XLI FYGOIX GER FI XMPXIH SYX
8LI JYRGXMSRW FYGOIX VIXYVRXSHMK PMJX OMGOSYX ERH JPSEX TSWMXMSR EVI EPP
GSRXVSPPIH ZME VIXEMRMRK QEKRIXW MR XLI TMPSX GSRXVSP YRMX ERH ZME TVS\MQMX]
W[MXGLIW

:IVWMSR 0-)&,)66 0
6MHI GSRXVSP 0*( W]WXIQ

8LI 0*( W]WXIQ EFWSVFW XLI FSYRGMRK ERH TMXGLMRK QSXMSR F] XLI ZILMGPI
[LIR HVMZMRK GSRWMHIVEFP] MQTVSZMRK HVMZIV GSQJSVX ERH WEJIX]
8LI PMJX G]PMRHIVW EVI PMROIH EX XLIMV FEWI IRHW [MXL XLI L]HVEYPMG EGGYQYPEXSV
YRMX ZME XLI GSRXVSP FPSGO ERH XLI WXEFMPMWMRK QSHYPI 8LI VSH IRH SJ XLI PMJX
G]PMRHIVW MW PMROIH XS XLI L]HVEYPMG XERO
7XEFMPMWEXMSR QSHYPI
8LI WXEFMPMWEXMSR QSHYPI TVSXIGXW XLI L]HVS EGGYQYPEXSVW JVSQ TVIWWYVI
TIEOW
;LIR XLI TVIWWYVI MW XSS LMKL XLI WXEFMPMÊXMSR QSHYPI GYXW SJJ XLI SMP JPS[ XS
XLI L]HVS EGGYQYPEXSV YRMX
,]HVS EGGYQYPEXSV YRMX

8LI L]HVS EGGYQYPEXSV YRMX SJ XLI 0*( W]WXIQ GSRWMWXW SJ E WXIIP FPSGO [MXL
L]HVEYPMG EGGYQYPEXSVW
8LI L]HVS EGGYQYPEXSVW EFWSVF XLI TVIWWYVI TIEOW JVSQ XLI PMJX G]PMRHIV
FSXXSQ IRH ERH XLYW EFWSVF XLI FSYRGMRK ERH TMXGLMRK ZMFVEXMSRW F] XLI
ZILMGPI [LIR XVEZIPPMRK
,]HVEYPMG XERO
8LI L]HVEYPMG XERO WYTTPMIW XLI XVEZIP L]HVEYPMGW [SVOMRK L]HVEYPMGW FVEOI
W]WXIQ ERH WXIIVMRK W]WXIQ [MXL L]HVEYPMG SMP
8LI ZEVMEFPI HMWTPEGIQIRX TYQTW HIPMZIV XLI SMP ZME GSRXVSP YRMXW XS XLI
MRHMZMHYEP GSRWYQIVW ERH FEGO XS XLI L]HVEYPMG XERO ZME XLI SMP GSSPIV 8LI SMP
TEWWIW XLVSYKL XLI VIXYVR WYGXMSR JMPXIV EW MX JPS[W FEGO
-R EHHMXMSR XLI JM\MRK FVEGOIXW JSV XLI I\LEYWX KEW W]WXIQ ERH JSV XLI EMV JMPXIV
EVI MRXIKVEXIH MRXS XLI WXIIP WIGXMSR SJ XLI L]HVEYPMG XERO
6IXYVR WYGXMSR JMPXIV

8LI VIXYVR WYGXMSR JMPXIV GPIERW XLI SMP EW MX JPS[W FEGO JVSQ XLI [SVOMRK ERH
XVEZIP L]HVEYPMGW 8LI SMP JPS[W JVSQ XLI MRWMHI SYX[EVHW XLVSYKL XLI JMPXIV
8LI JMPXIV EGXW WMQYPXERISYWP] EW E WYGXMSR JMPXIV JSV XLI VITPIRMWLMRK TYQT SJ
XLI L]HVSWXEXMG XVEZIP HVMZI
6IXYVR WXVEMRIV
8LI VIXYVR WXVEMRIV JMPXIVW E TEVX SJ XLI VIXYVRJPS[ SMP SJ XLI IRXMVI L]HVEYPMG
W]WXIQ 8LI JMPXIVIH SMP XLIR JPS[W FEGO XS XLI L]HVEYPMG XERO
7XIIVMRK W]WXIQ
7XIIVMRK W]WXIQ
8LI ZILMGPI LEW EVXMGYPEXIH WXIIVMRK 8[S WXIIVMRK G]PMRHIVW TYWL XLI JVSRX
ERH VIEV WIGXMSRW XSKIXLIV ZME XLI EVXMGYPEXIH NSMRX
8LI L]HVEYPMG WXIIVMRK W]WXIQ MW WYTTPMIH [MXL SMP JVSQ XLI ZEVMEFPI
HMWTPEGIQIRX TYQT ;LIR XLI WXIIVMRK [LIIP MW XYVRIH XLI SMP MW HMVIGXIH F]
XLI WIVZSWXEX XS XLI WXIIVMRK G]PMRHIVW
%R EFWSVTXMSR W]WXIQ MR IEGL WXIIVMRK G]PMRHIV TVIZIRXW ER EFVYTX MQTEGX EX
XLI PMQMX SJ XLI EVXMGYPEXIH WXIIVMRK QSZIQIRX MR FSXL HMVIGXMSRW 8[S L]HVS
EGGYQYPEXSVW HEQT XLI WXIIVMRK QSZIQIRXW HYVMRK WXIIVMRK
%R IQIVKIRG] WXIIVMRK W]WXIQ QEOIW WXIIVMRK TSWWMFPI IZIR MR XLI IZIRX
XLIVI MW E ZEVMEFPI HMWTPEGIQIRX TYQT JEMPYVI

0 0-)&,)66 :IVWMSR
7XIIVMRK TYQT
8LI WXIIVMRK TYQT MW ER E\MEP TMWXSR TYQT [MXL ER MRGPMRIH E\PI HIWMKR ERH
MW JPERKIQSYRXIH SR XLI ZEVMEFPI HMWTPEGIQIRX TYQT SJ XLI [SVOMRK
L]HVEYPMGW
8LI TVIWWYVI ERH JPS[ GSRXVSPPIVW QSYRXIH SR XLI TYQT LSYWMRK
HIXIVQMRI XLI JPS[ VEXI SJ XLI TYQT
)QIVKIRG] WXIIVMRK TYQT

8LI IQIVKIRG] WXIIVMRK TYQT MW E KIEV TYQT HVMZIR F] ER IPIGXVMG QSXSV
8LI TYQT WYTTPMIW SMP EW VIUYMVIH XS XLI WXIIVMRK W]WXIQ
8LI IPIGXVMG QSXSV MW GSRXVSPPIH F] ER IPIGXVSRMG W]WXIQ -J XLI ZEVMEFPI
HMWTPEGIQIRX TYQT FVIEOW HS[R XLI IQIVKIRG] WXIIVMRK TYQT MW
EYXSQEXMGEPP] EGXMZEXIH )EGL XMQI XLI HMIWIP IRKMRI MW WXEVXIH XLI
IQIVKIRG] WXIIVMRK TYQT MW FVMIJP] XIWXIH
7IVZSWXEX
8LI WIVZSWXEX MW EGXYEXIH F] XLI WXIIVMRK [LIIP ZME XLI WXIIVMRK GSPYQR 8LI
QIXIVMRK TYQT MR XLI WIVZSWXEX HMVIGXW XLI SMP JPS[ JVSQ XLI ZEVMEFPI
HMWTPEGIQIRX TYQT XS XLI WXIIVMRK G]PMRHIVW -R XLI TVSGIWW XLI SMP ZSPYQI MW
TVIGMWIP] QIXIVIH XS IRLERGI XLI VIWTSRWMZIRIWW SJ XLI WXIIVMRK
&VEOMRK W]WXIQ
&VEOMRK W]WXIQ
8LI WIVZMGI FVEOI MW E L]HVEYPMG HYEPGMVGYMX TYQT EGGYQYPEXSV FVEOI
W]WXIQ -X EGXW SR XLI [IX HMWG FVEOIW MR XLI [LIIP LYFW SJ XLI JVSRX ERH VIEV
E\PIW
8LI WIVZMGI FVEOI MR GSRNYRGXMSR [MXL XLI L]HVSWXEXMG FVEOMRK MW STIVEXIH F]
XLI GSQFMRIH MRGLFVEOI TIHEP
'SQTEGX FVEOI ZEPZI

8LI GSQTEGX FVEOI ZEPZI MW QSYRXIH SYXWMHI SR XLI GEF JPSSV -X MW EGXYEXIH
F] XLI MRGLFVEOI TIHEP
8LI GSQTEGX FVEOMRK ZEPZI MW WYTTPMIH [MXL L]HVEYPMG SMP JVSQ E KIEV TYQT
4EVOMRK FVEOI
8LI TEVOMRK FVEOI MW E WTVMRKPSEHIH KPMHMRK GEPMTIV FVEOI ERH EGXW SR XLI
I\XIVREP FVEOI HMWG QSYRXIH SR XLI SYXTYX WLEJX SJ XLI XVERWJIV KIEV
8LI TEVOMRK FVEOI MW STIRIH F] SMP TVIWWYVI ERH GPSWIH F] WTVMRK JSVGI

:IVWMSR 0-)&,)66 0
)PIGXVMGEP W]WXIQ
)PIGXVMGEP W]WXIQ
8LI FEXXIVMIW EVI GSRRIGXIH MR WIVMIW SRI MW PSGEXIH MR IEGL GSYRXIV[IMKLX
PIJX ERH VMKLX WMHI
8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV PIJX SJ XLI IRKMRI GSQTEVXQIRX
;LIR XLI QEMR W[MXGL MW XYVRIH SJJ XLI [LSPI IPIGXVMGEP W]WXIQ MW WLYX HS[R
-J XLI QEMR FEXXIV] W[MXGL MW XYVRIH SR ERH XLI WXEVXIV W[MXGL SR XLI
MRWXVYQIRX TERIP MW XYVRIH SJJ XLI FEXXIVMIW EVI WXMPP GSRRIGXIH XS XLI
IPIGXVMGEP W]WXIQ
8LI QEMR FEXXIV] W[MXGL QYWX RSX FI XYVRIH SJJ [LIR XLI HMIWIP IRKMRI MW
VYRRMRK 8LMW QE] HEQEKI XLI IPIGXVMGEP W]WXIQ
8VERWJIV KIEV
8VERWJIV KIEV
8LI XVERWJIV KIEV MW E KIEV TS[IV WLMJX KIEVFS\ [MXL E TPERIXEV] HIWMKR
8LI KIEVFS\ MW GSRXVSPPIH ERH QSRMXSVIH F] ER IPIGXVSRMG GSRXVSP W]WXIQ
8LI QYPXMHMWG GSYTPMRKW SJ XLI KIEVFS\ EVI TVIWWYVIQSHYPEXIH
8LI KIEVFS\ PYFVMGEXMSR ERH GMVGYMX EVI WYTTPMIH F] E WITEVEXI L]HVEYPMG
W]WXIQ HVMZIR F] E KIEV TYQT % TVIWWYVI JMPXIV MW MRXIKVEXIH MR XLI WYTTP]
PMRI
%\PIW 8]VIW
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8LI JVSRX E\PI MW E JM\IH E\PI ERH MW XMKLXP] FSPXIH XS XLI JVSRX WIGXMSR
8LI E\PI MW IUYMTTIH [MXL E GIRXVEP XETIVIH KIEV [MXL ER MRXIKVEXIH HMWGX]TI
WIPJPSGOMRK HMJJIVIRXMEP 8LI TPERIXEV] HVMZIW ERH [IX HMWG FVEOIW EVI PSGEXIH
MR XLI [LIIP LYFW
6IEV E\PI
8LI VIEV E\PI MW E JM\IH E\PI ERH MW VMKMHP] FSPXIH XS XLI SWGMPPEXMRK E\PI JVEQI
8LI SWGMPPEXMRK E\PI JVEQI MW QSYRXIH SR E VSXEXMRK FIEVMRK SR XLI VIEV
WIGXMSR
8LI E\PI MW IUYMTTIH [MXL E GIRXVEP XETIVIH KIEV [MXL ER MRXIKVEXIH HMWGX]TI
WIPJPSGOMRK HMJJIVIRXMEP 8LI TPERIXEV] HVMZIW ERH [IX HMWG FVEOIW EVI PSGEXIH
MR XLI [LIIP LYFW
8]VIW
8LI HVMZMRK TIVJSVQERGI SJ XLI ZILMGPI EPWS HITIRHW SR XLI X]VIW
-X MW IWWIRXMEP XLEX EPP JSYV X]VIW EVI SJ XLI WEQI WMÎ
8LI GSVVIGX X]VI TVIWWYVI MW E HIGMWMZI JEGXSV JSV TVSTIV ZILMGPI TIVJSVQERGI
ERH JSV LMKL X]VI QMPIEKI
7RS[ GLEMRW SV KYEVH GLEMRW

;LIR WRS[ GLEMRW SV KYEVH GLEMRW EVI YWIH XLIR XLI] QYWX FI EXXEGLIH XS
EPP JSYV [LIIPW
2SXI 2SRSFWIVZERGI GER VIWYPX MR HEQEKI XS XLI HVMZI W]WXIQ

0 0-)&,)66 :IVWMSR
:ILMGPI JVEQI
8LI ZILMGPI JVEQI GSRWMWXW SJ XLI JVSRX ERH VIEV WIGXMSRW 8LIWI EVI PMROIH F]
XLI EVXMGYPEXMSR FIEVMRK
-R SVHIV XS WXIIV XLI ZILMGPI JVEQI MW TMZSXIH XS XLI PIJX SV VMKLX ZME XLI
EVXMGYPEXMSR FIEVMRK
8LI ZILMGPI JVEQI XVERWQMXW XLI JSVGIW JVSQ XLI PMJX EVQ XS XLI E\PIW 8LI
JVEQI FIEVW EPP XLI OI] GSQTSRIRXW SJ XLI ZILMGPI WYGL EW XLI HMIWIP IRKMRI
HVMZIV W GEF XVERWJIV KIEV IXG
%VXMGYPEXMSR PSGO
8LI JVSRX ERH VIEV WIGXMSRW QYWX FI QIGLERMGEPP] PSGOIH XSKIXLIV MR GPSWI
TVS\MQMX] XS XLI EVXMGYPEXIH NSMRX [LIR XLI ZILMGPI MW WPYRK JVSQ E GVERI ERH
HYVMRK XVERWTSVX F] XVYGO SV VEMP EW [IPP EW JSV QEMRXIRERGI ERH VITEMV [SVO
8LI NSMRX MW PSGOIH F] QIERW SJ E WEJIX] FEV
8LMW MW EXXEGLIH XS XLI VIEV WIGXMSR SR XLI PIJX RI\X XS XLI GEF EGGIWW PEHHIV
1ERYEP GIRXVEP PYFVMGEXMSR

8LI wQERYEP GIRXVEP PYFVMGEXMSRx GSRWMWXW SJ X[S GIRXVEP PYFVMGEXMSR VEMPW ERH MW
QSYRXIH SR XLI PIJXLERH WMHI SJ XLI ZILMGPI MR XLI EVXMGYPEXMSR ^SRI
-REGGIWWMFPI PYFVMGEXMSR TSMRXW EVI QERYEPP] PYFVMGEXIH ZME XLI X[S GIRXVEP
PYFVMGEXMRK VEMPW

8LI EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ MW E TVSKVIWWMZI W]WXIQ -X
PYFVMGEXIW TVSKVIWWMZIP] XLEX MW XS WE] EPP TSMRXW EVI PYFVMGEXIH SRI EJXIV XLI
SXLIV
%R IPIGXVMGEPP] HVMZIR GIRXVEP PYFVMGEXMSR TYQT HIPMZIVW XLI KVIEWI XS XLI
TVMQEV] TVSKVIWWMZI HMWXVMFYXSV ERH HMWXVMFYXIW MX EQSRK XLI WIGSRHEV]
TVSKVIWWMZI HMWXVMFYXSVW 8LI WIGSRHEV] TVSKVIWWMZI HMWXVMFYXSVW TYQT XLI
KVIEWI XS XLI MRHMZMHYEP PYFVMGEXMSR TSMRXW %R MRXIKVEXIH IPIGXVSRMG GSRXVSP
HIZMGI GSRXVSPW XLI PYFVMGEXMSR ERH HIEH XMQI SJ XLI TMWXSR TYQT
%R SZIVTVIWWYVI ZEPZI QSRMXSVW PYFVMGEXMSR SJ XLI MRHMZMHYEP PYFVMGEXMSR
TSMRXW
'EF
8LI GEF MW E WEJIX] GEF ERH LEW FIIR XIWXIH ERH GIVXMJMIH EGGSVHMRK XS
6347*347 VIKYPEXMSRW -X MW QSYRXIH SR GYWLMSRIH FIEVMRKW SR XLI VIEV
WIGXMSR
8LI GEF MW IUYMTTIH [MXL LIEXMRK ZIRXMPEXMSR ERH EMVGSRHMXMSRMRK
%GGIWW XS XLI GEF MW JVSQ XLI PIJXLERH WMHI SJ XLI ZILMGPI ZME XLI EGGIWW
PEHHIV ERH XLI PIJXLERH HSSV
-R IQIVKIRGMIW MX MW TSWWMFPI XS I\MX XLVSYKL XLI HSSV SR XLI VMKLXLERH WMHI

:IVWMSR 0-)&,)66 0
(VMZIV W WIEX [MXL KEWJMPPIH WTVMRK WYWTIRWMSR

8LI HVMZIV W WIEX MW IUYMTTIH [MXL E KEWJMPPIH WTVMRK WYWTIRWMSR
8LI IVKSRSQMGEPP] HIWMKRIH HVMZIV W WIEX SJJIVW E LMKL HIKVII SJ GSQJSVX
8LI EHNYWXEFPI WIEX WYVJEGI FEGO VIWX WYWTIRWMSR ERH EVQ VIWX QIER XLEX
XLI HVMZIV GER EHNYWX XLI WIEX JSV QE\MQYQ MRHMZMHYEP GSQJSVX
:MFVEXMSR HEQTMRK
8LI WIEX MRWXEPPIH MR XLI ZILMGPI GSQTPMIW [MXL -73
;LIR XLI ZILMGPI MW YWIH GSVVIGXP] XLI ZEPYIW SJ XLI ZMFVEXMSRW XVERWQMXXIH
F] XLI HVMZIV W WIEX EVI WQEPPIV SV IUYEP XS XLI WMQYPEXIH ZMFVEXMSRW JSV XLI
GSVVIWTSRHMRK ZILMGPI GPEWW MR EGGSVHERGI [MXL -73
8LI ZEPYIW SJ XLI IZEPYEXIH ZMFVEXMSR EGGIPIVEXMSRW wE >; x QIEWYVIH
EGGSVHMRK XS -73 4EVX XLYW JYPJMP XLI VIUYMVIQIRXW JSV TVSXIGXMSR
EKEMRWX SZIVEPP FSH] ZMFVEXMSRW EGGSVHMRK XS )2

8LI HVMZIV W WIEX MW IUYMTTIH [MXL TRIYQEXMG WYWTIRWMSR
GSQTVIWWSVSTIVEXIH
%R IPIGXVMGEPP] HVMZIR GSQTVIWWSV WYTTPMIW E TRIYQEXMG WTVMRK MR XLI WIEX
WIGXMSR ERH X[S TRIYQEXMG GLEQFIVW MR XLI FEGO VIWX
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XLI WIGXMSR w(VMZIV W WIEX [MXL TRIYQEXMG WTVMRK WYWTIRWMSRx
,IEXMRK :IRXMPEXMSR
8LI HVMZIV W GEF MW IUYMTTIH [MXL E [EVQ[EXIV LIEXMRK W]WXIQ
8LI MRPIX EMV MW JMPXIVIH ZME X[S WIVZMGIEFPI HV]JMPXIV GEVXVMHKIW ERH HMVIGXIH XS
XLI EHNYWXEFPI EMV JPS[ RS^^PIW MR XLI GEF ZME XLI LIEXMRKEMVGSRHMXMSRMRK YRMX
%R EMVGSRHMXMSRMRK W]WXIQ MW MRWXEPPIH EW WXERHEVH MR XLI HVMZIV W GEF
8LI HVE[RMR EMV MW JMPXIVIH ZME X[S WIVZMGIEFPI HV] JMPXIV GEVXVMHKIW ERH
HMVIGXIH MRXS XLI GEF ZME E ZETSVMWIV ERH LIEX I\GLERKIV ERH XLI EHNYWXEFPI
SYXPIX RS^^PIW
>FEV PMJX EVQ

8LI PMJX EVQ MW EXXEGLIH XS XLI JVSRX WIGXMSR SJ XLI ZILMGPI
8LI PMJX EVQ LEW E >OMRIQEXMG HIWMKR 8LEX MW XS WE] XLI XMPX G]PMRHIV
VIZIVWMRK PIZIV ERH GSRRIGXMRK WXVET JSVQ E w>x 8LI w>JSVQx GER FI WIIR
JVSQ XLI VMKLXLERH WMHI
-R XLI GEWI SJ XLI PMJX EVQ [MXL >FEV OMRIQEXMGW RS TEVEPPIP QSZIQIRX MW
TSWWMFPI
8LI PMJX EVQ GER FI IUYMTTIH [MXL E L]HVEYPMG UYMGOGLERKI HIZMGI STXMSREP
>FEV OMRIQEXMGW 8[S PMJX G]PMRHIVW ERH E XMPX G]PMRHIV EVI EXXEGLIH XS XLI PMJX EVQ
8LI PMJX EVQ MW FSPXIH XS XLI JVSRX WIGXMSR ZME XLI FYGOIX EVQ FIEVMRKW ERH XLI
G]PMRHIV FIEVMRKW SR XLI G]PMRHIV FEWI WMHI
8LI FIEVMRK TSMRXW SR XLI PMJX EVQ EVI WIEPIH ERH TVSXIGXIH EKEMRWX [IEV
GEYWIH F] HMVX ERH GSVVSWMSR

0 0-)&,)66 :IVWMSR
5YMGOGLERKI HIZMGI
8LI UYMGOGLERKI HIZMGI MW SV [MPP FI EXXEGLIH XS XLI PMJX EVQ SJ XLI ZILMGPI
-X MW HIWMKRIH XS JEGMPMXEXI XLI JEWX GLERKMRK SJ ZEVMSYW EXXEGLQIRXW SR XLI PMJX
EVQ
(MJJIVIRX UYMGOGLERKI HIZMGI QSHIPW
z 1SHIP ,]HVEYPMG EGXYEXMSR F] ER EHHMXMSREP GSRXVSPPIV
z 1SHIP GSQFMRIH IPIGXVSL]HVEYPMG EGXYEXMSR [MXL GSQJSVX GSRXVSP
z 1SHIP GSQFMRIH IPIGXVSL]HVEYPMG EGXYEXMSR [MXL W[MXGL
0SEHMRK FYGOIX
8LI PSEHMRK FYGOIX MW SRI SJ E ZEVMIX] SJ EXXEGLQIRXW [LMGL GER FI QSYRXIH
SR XLI PMJX EVQ
8LI PSEHMRK FYGOIX MW TEVX SJ XLI WXERHEVH IUYMTQIRX SJ XLI ZILMGPI 8LI
FSXXSQ GYXXMRK IHKI MW WYTTPMIH MR E ZEVMIX] SJ HIWMKRW HITIRHMRK SR XLI
MRXIRHIH YWI
8LI PSEHMRK FYGOIX MW EXXEGLIH HMVIGXP] XS XLI PMJX EVQ EW E WXERHEVH JIEXYVI
-J XLI STXMSREP UYMGOGLERKI HIZMGI MW TVSZMHIH XLI PSEHMRK FYGOIX MW
EXXEGLIH XS XLMW
*SVOPMJX
8LI JSVOPMJX MW SRI SJ E ZEVMIX] SJ EXXEGLQIRXW [LMGL GER FI QSYRXIH SR XLI
PMJX EVQ
8LI JSVOPMJX MW IMXLIV EXXEGLIH HMVIGXP] XS XLI PMJX EVQ SV ZME XLI STXMSREP
UYMGOGLERKI HIZMGI
8LI JSVOPMJX MW MRXIRHIH JSV TMGOMRK YT XVERWTSVXMRK ERH XVERWJIVVMRK TEPPIXW
ERH JSV WXEGOMRK NSFW

:IVWMSR 0-)&,)66 0
7EJIX] VIKYPEXMSRW
;SVOMRK SR XLI ZILMGPI MRZSPZIW TSWWMFPI VMWO XS PMJI ERH PMQF SJ XLI STIVEXSV
HVMZIV SV QEMRXIRERGI XIGLRMGMERW =SY GER GSRWMHIVEFP] VIHYGI XLI VMWO SJ
EGGMHIRXW F] EP[E]W VIEHMRK ERH SFWIVZMRK XLI ZEVMSYW WEJIX] MRWXVYGXMSRW
GEVIJYPP]
8LMW MW IWTIGMEPP] MQTSVXERX JSV TIVWSRRIP [LS SRP] SGGEWMSREPP] [SVO SR XLI
ZILMGPI JSV I\EQTPI GEVV]MRK SYX VMKKMRK SV QEMRXIRERGI [SVO
8LI WEJIX] VIKYPEXMSRW PMWXIH FIPS[ MJ GSRWGMIRXMSYWP] JSPPS[IH [MPP IRWYVI
]SYV S[R WEJIX] ERH XLEX SJ SXLIVW ERH [MPP TVIZIRX XLI ZILMGPI JVSQ FIMRK
HEQEKIH
;LIRIZIV XEWOW [LMGL GSYPH GEYWI HERKIV XS TIVWSRRIP SV HEQEKI XS XLI
ZILMGPI EVI HIWGVMFIH MR XLMW QERYEP XLI RIGIWWEV] WEJIX] TVIGEYXMSRW EVI
I\TPEMRIH
8LIWI EVI MRHMGEXIH F] XLI LIEHMRKW z (ERKIV ;EVRMRK SV 'EYXMSR z
-RXVSHYGXMSR
8LI W]QFSPW FIPS[ LEZI XLI JSPPS[MRK QIERMRK
w(ERKIVx
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GSYPH VIWYPX MR JEXEP EGGMHIRXW
w;EVRMRKx
GSYPH VIWYPX MR WIZIVI TL]WMGEP MRNYVMIW
w'EYXMSRx
GSYPH VIWYPX MR PIWW WIZIVI TL]WMGEP MRNYVMIW SV HEQEKI XS XLI ZILMGPIW
3FWIVZERGI SJ XLIWI MRWXVYGXMSRW HSIW RSX I\IQTX ]SY SJ XLI
VIWTSRWMFMPMX] SJ JSPPS[MRK ER] EHHMXMSREP VYPIW ERH KYMHIPMRIW XLEX QE]
ETTP]
8LI JSPPS[MRK WLSYPH EPWS FI SFWIVZIH
z 8LI WEJIX] VYPIW MR JSVGI EX XLI STIVEXMRK WMXI
z 0IKEPP] IRJSVGIEFPI wVSEH XVEJJMG VIKYPEXMSRWx
z +YMHIPMRIW MWWYIH F] XLI IQTPS]IIW XVEHI EWWSGMEXMSRW

*EQMPMEVMWI ]SYVWIPJ [MXL XLI w3TIVEXMRK QERYEPx FIJSVI WXEVXMRK XLI ZILMGPI
1EOI WYVI XLEX ]SY EVI MR TSWWIWWMSR SJ ERH LEZI VIEH ERH YRHIVWXSSH
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]SYV ZILMGPI
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ZILMGPI
3FWIVZI XLI PIKEP QMRMQYQ EKIW
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0 0-)&,)66 :IVWMSR
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VIKYPEXMSRW ERH EYXLSVMWI LMQ XS VIJYWI XS GEVV] SYX YRWEJI MRWXVYGXMSRW JVSQ
XLMVH TEVXMIW
4IVWSRRIP YRHIVKSMRK XVEMRMRK MRWXVYGXMSR SV [LS EVI RSX ]IX JYPP] UYEPMJMIH
QE] SRP] FI EPPS[IH XS [SVO SR[MXL XLI ZILMGPI YRHIV GSRWXERX WYTIVZMWMSR
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QERYEPx EVI [SVOMRK WEJIP] ERH EVI E[EVI SJ TSWWMFPI HERKIVW
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FIMRK GEYKLX ERH HVE[R MR
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3FXEMR MRJSVQEXMSR EFSYX ER] WTIGMEP WEJIX] VIKYPEXMSRW MR JSVGI SRWMXI JVSQ
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(S RSX LSPH SRXS XLI WXIIVMRK GSPYQR XLI GSRXVSP TERIP SV XLI GSRXVSP PIZIVW
[LIR KIXXMRK SR SV SJJ XLI ZILMGPI
8LMW GER VIWYPX MR YRJSVIWIIR QSZIQIRXW F] XLI ZILMGPI [LMGL GSYPH MR XYVR
PIEH XS EGGMHIRXW
2IZIV NYQT HS[R JVSQ XLI ZILMGPI 9WI XLI WXITW PEHHIVW ERH KERK[E]W
TVSZMHIH JSV KIXXMRK SR ERH SJJ
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ERHSV VIEV [MRHS[
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ERH VITEMV [SVO
4VSGIHYVI
z 4EVO XLI ZILMGPI SR JMVQ PIZIP KVSYRH ERH WIX XLI [SVOMRK EXXEGLQIRX
HS[R SR XLI KVSYRH
z 1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
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&IJSVI WXEVXMRK ER] [SVO SR XLI L]HVEYPMG GMVGYMX ]SY QYWX EPWS EGXYEXI EPP
TMPSX GSRXVSP YRMXW NS]WXMGO ERH TIHEPW MR FSXL HMVIGXMSRW MR SVHIV XS VIHYGI
XLI GSRXVSP TVIWWYVI ERH FEROIH YT TVIWWYVI MR XLI STIVEXMRK GMVGYMXW =SY
QYWX XLIR VIHYGI XLI MRXIVREP XERO TVIWWYVI
0SGO XLI [SVOMRK L]HVEYPMGW XS TVIZIRX YRJSVIWIIR EGXYEXMSR FIJSVI PIEZMRK
XLI HVMZIVvW GEF
0SGO XLI [SVOMRK L]HVEYPMGW MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI
w3TIVEXMRK QERYEPx
7IGYVI EPP PSSWI GSQTSRIRXW SR XLI ZILMGPI
2IZIV WXEVX YT E ZILMGPI [MXLSYX JMVWX QEOMRK E XLSVSYKL XSYV SJ MRWTIGXMSR
ERH GLIGO MJ ER] [EVRMRK WMKRW EVI QMWWMRK SV MPPIKMFPI
3FWIVZI EPP WMKRW FIEVMRK HERKIV SV WEJIX] MRWXVYGXMSRW
8LI ZILMGPI QYWX FI TVSZMHIH [MXL WTIGMJMG WEJIX] HIZMGIW JSV WTIGMEP
ETTPMGEXMSRW -R XLMW GEWI SRP] STIVEXI XLI ZILMGPI [LIR XLIWI LEZI FIIR
MRWXEPPIH ERH EVI JYPP] JYRGXMSREP
(S RSX QEOI ER] QSHMJMGEXMSRW I\XIRWMSRW SV GSRZIVWMSRW XS XLI ZILMGPI [MXL
TSWWMFPI WEJIX] MQTPMGEXMSRW [MXLSYX XLI ETTVSZEP SJ XLI WYTTPMIV 8LMW EPWS
ETTPMIW XS XLI MRWXEPPEXMSR ERH EHNYWXQIRX SJ WEJIX] IUYMTQIRX ERH ZEPZIW EW
[IPP EW JSV [IPHMRK [SVO SR PSEHFIEVMRK GSQTSRIRXW

:IVWMSR 0-)&,)66 0
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4VSTIV YWI
4VSTIV YWI

;LIR IUYMTTIH [MXL E WXERHEVH PSEHMRK FYGOIX JSVOPMJX SV KVEF XLI [LIIP
PSEHIV MW HIWMKRIH I\GPYWMZIP] JSV PSSWIRMRK TMGOMRK YT XVERWJIVVMRK PSEHMRK
ERH HYQTMRK IEVXL WXSRI VSGO JVEKQIRXW SV SXLIV QEXIVMEPW ERH PSEHMRK XLI
WEQI SRXS XVYGOW WLMTW GSRZI]SV FIPXW SV GVYWLMRK MRWXEPPEXMSRW
%R] SXLIV YWI WYGL EW FVIEOMRK YT VSGO HVMZMRK MR TSWXW XVERWTSVXMRK
TIVWSRRIP IXG MW VIKEVHIH EW MQTVSTIV YWI
8LI QERYJEGXYVIVWYTTPMIV EGGITXW RS PMEFMPMX] JSV ER] MRNYV] SV HEQEKI
VIWYPXMRK JVSQ XLI EFSZI
8LI VMWO MW FSVRI F] XLI YWIV EPSRI
:ILMGPIW YWIH JSV PMJXMRK TYVTSWIW EVI WYFNIGX XS WTIGMEP GSRHMXMSRW ERH QYWX
EPWS FI IUYMTTIH [MXL XLI TVIWGVMFIH WEJIX] IUYMTQIRX
4VSTIV YWI EPWS MRGPYHIW SFWIVZERGI SJ XLI w3TIVEXMRK QERYEPx ERH
EHLIVIRGI XS XLI MRWTIGXMSR ERH QEMRXIRERGI GSRHMXMSRW

=SYV ZILMGPI LEW WIZIVEP X]TIW SJ HIGEPW
8]TIW SJ HIGEPW
z 7EJIX] HIGEPW
z -RJSVQEXMSR HIGEPW
z 8]TI TPEXIW
8LIMV XI\XW ERH PSGEXMSRW EVI HIWGVMFIH FIPS[
8LI SVHIV RYQFIVW EVI MRGPYHIH MR XLI WTEVI TEVXW PMWX

0 0-)&,)66 :IVWMSR
0SGEXMSR SJ HIGEPW
0SGEXMSR SJ HIGEPW
2SMWI TVIWWYVI HIGEP z 0 T% WTIIH PMQMX HIGEP 6347 HIGEP
2SMWI SYXTYX HIGEP z 0 ;% (IGEP JSV [MRHWLMIPH [EXIV ;SVOMRK L]HVEYPMGW HIGEP
'SSPIV YRMX HIGEP %VXMGYPEXMSR EVIE [EVRMRK HIGEP 8]TI TPEXI z ZILMGPI
1MRMQYQ PIZIP HIGEP 0YFVMGEXMSR GLEVX 3-0 0):)0 HIGEP
)RKMRI WXERHWXMPP HIGEP /IIT GPIEV HIGEP ;LIIP PYKW HIGEP
7PMRKMRK ERH PMJXMRK TSMRX HIGEP %GGMHIRX TVIZIRXMSR HIGEP
0EWLMRK TSMRX HIGEP 7XIIVMRK HIGEP
7EJIX] HIGEPW

2SRSFWIVZERGI SJ XLI WEJIX] HIGEPW GER VIWYPX MR WIVMSYW SV IZIR JEXEP
MRNYVMIW
8LI WEJIX] HIGEPW WLSYPH FI GSRXMRYSYWP] GLIGOIH JSV GSQTPIXIRIWW ERH
PIKMFMPMX]
1MWWMRK SV MPPIKMFPI WEJIX] HIGEPW WLSYPH FI VITPEGIH MQQIHMEXIP]

:IVWMSR 0-)&,)66 0
)RKMRI WXERHWXMPP HIGEP

(IGEP MW EJJM\IH SR XST SJ XLI IRKMRIGSQTEVXQIRX LSSH
;EVRW SJ VMWO SJ EGGMHIRXW TSWWMFP] VIWYPXMRK MR WIZIVI MRNYVMIW
1IERMRK 3RP] STIR [LIR XLI IRKMRI MW WLYX HS[R
%VXMGYPEXMSR EVIE [EVRMRK HIGEP

(IGEP MW EJJM\IH SYXWMHI SR XLI PIJX ERH VMKLX MR XLI EVXMGYPEXMSR EVIE
;EVRW SJ VMWO SJ EGGMHIRXW TSWWMFP] VIWYPXMRK MR WIZIVI SV IZIR JEXEP MRNYVMIW
1IERMRK 6IQEMRMRK MR XLI EVXMGYPEXMSR EVIE MW TVSLMFMXIH [LIR XLMW MW
YRPSGOIH
/IIT GPIEV HIGEP

(IGEP MW EJJM\IH XS XLI SYXWMHI SJ XLI PMJX EVQ SR XLI PIJX ERH VMKLX
1IERMRK 7XERHMRK MR XLI HERKIV EVIE MW TVSLMFMXIH
%GGMHIRX TVIZIRXMSR HIGEP

(IGEP MW EXXEGLIH XS XLI VMKLXLERH WMHI SJ XLI HVMZIV W GEF
6IJIVW XS VIKYPEXMSRW MR XLI STIVEXMRK QERYEP JSV EGGMHIRX TVIZIRXMSR
1IERMRK ;LIR STIVEXMRK XLI ZILMGPI XLI VIKYPEXMSRW MR XLI STIVEXMRK
QERYEP JSV EGGMHIRX TVIZIRXMSR QYWX FI JSPPS[IH TVIGMWIP]
7XIIVMRK HIGEP
1IERMRK 8LI WXIIVMRK MW SRP] STIVEXMSREP [LIR XLI IRKMRI MW VYRRMRK

0 0-)&,)66 :IVWMSR
-RJSVQEXMSR HIGEPW

8LI MRJSVQEXMSR HIGEPW VIJIV XS GIVXEMR JEGXW MR VIWTIGX XS XLI STIVEXMSR
QEMRXIRERGI ERH TVSTIVXMIW SJ XLI ZILMGPI
2SMWI TVIWWYVI HIGEP z 0 T%

(IGEP MW EJJM\IH MRWMHI XLI PIJXLERH [MRHS[ SJ XLI HVMZIV W GEF
7TIGMJMIW XLI 0 T% z WSYRH TVIWWYVI SJ XLI ZILMGPI MR HIGMFIPW
2SMWI SYXTYX HIGEP z 0 ;%

(IGEP MW EJJM\IH MRWMHI XLI PIJXLERH [MRHS[ SJ XLI HVMZIV W GEF
7TIGMJMIW XLI 0 ;% z WSYRH TVIWWYVI PIZIP SJ XLI ZILMGPI MR HIGMFIPW
'SSPIV YRMX HIGEP

(IGEP MW EJJM\IH I\XIVREPP] XS XLI GSSPMRK W]WXIQ LSSH SR XLI PIJX
6IJIVW XS GPIERMRK XLI GSSPMRK W]WXIQ
1MRMQYQ PIZIP HIGEP

(IGEP MW EXXEGLIH MR XLI IRKMRI GSQTEVXQIRX XS XLI GSSPERX VIWIVZSMV
-RHMGEXIW XLI GSSPERX PIZIP MR XLI GSSPERX VIWIVZSMV

:IVWMSR 0-)&,)66 0
7PMRKMRK ERH PMJXMRK TSMRX HIGEP

(IGEP MW EJJM\IH XS XLI WPMRKMRKPMJXMRK TSMRXW SR XLI ZILMGPI
7II XLI w7PMRKMRK XLI ZILMGPI JVSQ E GVERIx WIGXMSR
6IJIVW XS XLI WPMRKMRK PMJXMRK TSMRXW SR XLI ZILMGPI
0EWLMRK TSMRX HIGEP

(IGEP MW EJJM\IH XS XLI PEWLMRK TSMRXW SR XLI ZILMGPI
7II XLI w8VERWTSVXMRK XLI ZILMGPI F] XVYGO SV VEMPx WIGXMSR
6IJIVW XS XLI PEWLMRK TSMRXW SR XLI ZILMGPI
WTIIH PMQMX HIGEP

(IGEP MW EJJM\IH XS XLI VIEV SJ XLI ZILMGPI ERH SR XLI WMHIW XS XLI PIJX ERH
VMKLXLERH FEPPEWX [IMKLXW
6IJIVW XS XLI TIVQMXXIH WTIIH PMQMX JSV XLI ZILMGPI
(IGEP JSV [MRHWLMIPH [EXIV

(IGEP MW EJJM\IH SYXWMHI SR XLI PIJX WMHI SJ XLI HVMZIV W GEF
-RHMGEXIW XLI GSRXEMRIV JSV XLI [MRHWGVIIR [EWLMRK EKIRX
0YFVMGEXMSR GLEVX
8LI HIGEP MW EJJM\IH XS XLI PIJXLERH HSSV SJ XLI HVMZIVvW GEF
*MKYVI z WII XLI w1EMRXIRERGIx WIGXMSR
-RHMGEXIW XLI QEMRXIRERGI TSMRXW ERH MRXIVZEPW MR VIPEXMSR XS PYFVMGERXW ERH
STIVEXMRK QEXIVMEPW JSV XLI ZILMGPI

0 0-)&,)66 :IVWMSR
6347 HIGEP
(IGEP MW EJJM\IH XS XLI JPSSV SJ XLI HVMZIV W GEF SR XLI VMKLXLERH WMHI SJ XLI
HVMZIV W WIEX
-RHMGEXIW XLI QE\MQYQ PSEHMRK SJ XLI VSPPFEV WXVYGXYVI
;SVOMRK L]HVEYPMGW HIGEP

-RHMGEXIW XLI HMVIGXMSRW MR [LMGL XLI 0, GSRXVSP PIZIV GER FI QSZIH
3-0 0):)0 HIGEP

(IGEP MW EXXEGLIH XS XLI L]HVEYPMG XERO SR XLI VMKLXLERH WMHI SJ XLI
IRKMRI GSQTEVXQIRX
-RHMGEXIW XLI SMP PIZIP MR XLI L]HVEYPMG XERO
;LIIP PYKW HIGEP

-RHMGEXIW XLI WIVZMGI MRXIVZEP JSV GLIGOMRK XLI XMKLXRIWW SJ XLI [LIIP PYKW
WTIGMJMIH MR XLI 3TIVEXMRK QERYEP

:IVWMSR 0-)&,)66 0
8]TI TPEXIW

% X]TI TPEXI MW EXXEGLIH XS XLI ZILMGPI ERH MRHMZMHYEP GSQTSRIRXW WYGL EW
XLI HMIWIP IRKMRI KIEVFS\ E\PIW IXG
8]TI TPEXI z ZILMGPI

(IGEP MW EJJM\IH XS XLI VMKLXLERH WMHI SJ XLI JVSRX WIGXMSR
(IXEMPW SR XLI X]TI TPEXI
z 8]TI
z :ILMGPI MHIRXMX] RS
z 4IVQMWWMFPI XSXEP [IMKLX
z =IEV SJ GSRWXVYGXMSR
z 4IVQMWWMFPI JVSRX E\PI PSEH
z 4IVQMWWMFPI VIEV E\PI PSEH
z )RKMRI SYXTYX
z 1E\MQYQ WTIIH
-RWXVYGXMSRW JSV EZSMHMRK GVYWLMRK

MRNYVMIW ERH FYVRW
(S RSX [SVO YRHIVRIEXL XLI [SVOMRK EXXEGLQIRX YRXMP MX LEW FIIR WIGYVIP]
WIX HS[R SR XLI KVSYRH SV MW WYTTSVXIH
(S RSX YWI ER] VSTIW SV GLEMRW [LMGL EVI HEQEKIH SV [LMGL LEZI
MRWYJJMGMIRX PSEH FIEVMRK GETEGMX]
;IEV TVSXIGXMZI KPSZIW [LIR LERHPMRK [MVI VSTIW
;LIR [SVOMRK [MXL XLI EXXEGLQIRX RIZIV EPMKR XLI FSVILSPIW [MXL ]SYV
JMRKIVW MRWXIEH YWI E WYMXEFPI QERHVIP JSV XLMW TYVTSWI
1EOI WYVI XLEX [LIR XLI IRKMRI MW VYRRMRK RS SFNIGXW GSQI MRXS GSRXEGX [MXL
XLI JER
3FNIGXW [LMGL JEPP SV TVSNIGX MRXS XLI JER [MPP FI GEXETYPXIH FEGO SYX SV
HIWXVS]IH ERH GSYPH HEQEKI XLI JER
%X STIVEXMRK XIQTIVEXYVI XLI IRKMRI GSSPMRK W]WXIQ MW LSX ERH YRHIV
TVIWWYVI
%ZSMH GSRXEGX [MXL TEVXW GEVV]MRK GSSPMRK [EXIV
8LIVI MW E VMWO SJ FYVRW
(S RSX EXXIQTX XS GLIGO XLI GSSPMRK [EXIV PIZIP YRXMP XLI WGVI[ GSZIV SJ XLI
I\TERWMSR GSRXEMRIV MW GSSP IRSYKL XS XSYGL
3TIR XLI GSZIV GEVIJYPP] XS VIPIEWI XLI I\GIWW TVIWWYVI
;LIR VYRRMRK EX SV RIEV XLI STIVEXMRK XIQTIVEXYVI XLI IRKMRI ERH L]HVEYPMG
SMP EVI LSX
(S RSX PIX LSX SMP SV TEVXW GSRHYGXMRK SMP GSQI MRXS HMVIGX GSRXEGX [MXL ]SYV
WOMR
;IEV WEJIX] KSKKPIW ERH TVSXIGXMZI KPSZIW [LIR [SVOMRK SR XLI FEXXIV]
%ZSMH WTEVOW ERH REOIH JPEQIW
2IZIV PIX XLI PSEHMRK FYGOIX SV SXLIV [SVOMRK EXXEGLQIRXW FI QSZIH MRXS
TSWMXMSR F] LERH
&IJSVI VIEGLMRK MRXS XLI IRKMRI GSQTEVXQIRX IRWYVI XLEX XLI IRKMRI
GSQTEVXQIRX LEXGLIW HS RSX EGGMHIRXP] JEPP HS[R F] YWMRK XLI WXVYXW
TVSZMHIH JSV XLMW TYVTSWI
&IJSVI WXEVXMRK YT XLI ZILMGPI XLI IRKMRI GSQTEVXQIRX LEXGLIW ERH XLI
FEXXIV] GSRXEMRIV GSZIVW WLSYPH FI GPSWIH ERH PSGOIH

0 0-)&,)66 :IVWMSR
-RWXVYGXMSRW JSV EZSMHMRK GVYWLMRK MRNYVMIW ERH FYVRW
2IZIV KIX YRHIV XLI ZILMGPI [LIR MX MW TVSTTIH YT SR XLI [SVOMRK EXXEGLQIRX
[MXLSYX JMVWX WIGYVIP] WYTTSVXMRK XLI YRHIVGEVVMEKI SR [SSHIR FIEQW
-RWXVYGXMSRW JSV EZSMHMRK JMVIW ERH

I\TPSWMSRW
;LIR VIJYIPPMRK XLI IRKMRI QYWX FI WLYX HS[R 7LYX HS[R ER] EY\MPMEV]
LIEXMRK W]WXIQW
(S RSX WQSOI %ZSMH REOIH JPEQIW [LIR VIJYIPPMRK SV [LIR RIEV FEXXIVMIW
[LMPI XLI] EVI FIMRK VIGLEVKIH
%P[E]W JSPPS[ XLI MRWXVYGXMSRW MR XLI w3TIVEXMRK QERYEPx [LIR WXEVXMRK XLI
IRKMRI
'LIGO XLI IPIGXVMGEP W]WXIQ
-QQIHMEXIP] IPMQMREXI EPP JEYPXW WYGL EW PSSWI GSRRIGXMSRW [SVR GEFPIW SV
FYVRXSYX JYWIW ERH FYPFW
(S RSX XVERWTSVX ER] JPEQQEFPI PMUYMHW SR XLI ZILMGPI I\GITX MR XLI XEROW
HIWMKREXIH JSV XLMW TYVTSWI
6IKYPEVP] GLIGO EPP PIEHW LSWIW ERH GSYTPMRKW JSV PIEOW ERH HEQEKI
-QQIHMEXIP] VITEMV XLI PIEOW ERH VITPEGI XLI HIJIGXMZI GSQTSRIRXW
3MP IWGETMRK YRHIV TVIWWYVI JVSQ PIEOW GER IEWMP] PIEH XS JMVIW
)RWYVI XLEX EPP WYTTSVXW ERH TVSXIGXMZI TPEXIW EVI TVSTIVP] MRWXEPPIH WS EW XS
EZSMH ZMFVEXMSRW EFVEWMSR ERH LIEX FYMPHYT
7XEVXMRK TMPSX IXLIV MW E TEVXMGYPEVP] KVIEX JMVI LEÊVH
2IZIV IQTPS] ZSPEXMPI KEWFEWIH GSPH WXEVXMRK EMHW MR XLI TVS\MQMX] SJ LIEX
WSYVGIW REOIH JPEQIW IK GMKEVIXXIW SV MR TSSVP] ZIRXMPEXIH WTEGIW
*EQMPMEVMWI ]SYVWIPJ [MXL XLI STIVEXMSR ERH PSGEXMSR SJ JMVI I\XMRKYMWLIVW ERH
SFXEMR MRJSVQEXMSR SR XLI PSGEP JMVI EPEVQ ERH JMVI JMKLXMRK JEGMPMXMIW EZEMPEFPI
7EJIX] MRWXVYGXMSRW JSV WXEVXYT

)EGL XMQI FIJSVI WXEVXMRK YT [EPO EVSYRH XLI ZILMGPI ERH TIVJSVQ E
XLSVSYKL XSYV SJ MRWTIGXMSR
'LIGO XLI ZILMGPI JSV PSSWI FSPXW GVEGOW [IEV PIEOW ERH QEPMGMSYW HEQEKI
2IZIV EXXIQTX XS WXEVX YT E HIJIGXMZI ZILMGPI
)RWYVI XLEX ER] HIJIGXW EVI VIGXMJMIH MQQIHMEXIP]
)RWYVI XLEX EPP LSSHW ERH GSZIVW EVI GPSWIH ERH PSGOIH 'LIGO XLEX EPP
[EVRMRK ERH MRJSVQEXMSR HIGEPW EVI TVIWIRX
1EOI WYVI XLEX XLI GEF [MRHS[W ERH MRWMHI ERH SYXWMHI QMVVSVW EVI GPIER
ERH WIGYVI XLI HSSVW ERH [MRHS[W EKEMRWX YRJSVIWIIR QSZIQIRXW
1EOI WYVI XLEX RSFSH] MW [SVOMRK SR SV YRHIV XLI ZILMGPI ;EVR TIVWSRW MR
XLI ZMGMRMX] XLEX XLI QEGLMRI MW FIMRK WXEVXIH YT
%JXIV KIXXMRK MRXS XLI HVMZIVvW GEF EHNYWX XLI WIEX XLI MRWMHI ERH SYXWMHI
QMVVSVW XLI GSRXVSP PIZIV ERH XLI WIEX FIPX WS XLEX ]SY GER [SVO GSQJSVXEFP]
%GSYWXMG TVSXIGXMSR IUYMTQIRX SR XLI ZILMGPI QYWX FI EGXMZEXIH HYVMRK
STIVEXMSR

:IVWMSR 0-)&,)66 0

&IJSVI WXEVXMRK GLIGO XLEX EPP TMPSX PEQTW ERH MRWXVYQIRXW EVI MR TVSTIV
[SVOMRK SVHIV
1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
&IJSVI WXEVXMRK XLI IRKMRI FVMIJP] WSYRH XLI LSVR XS [EVR SXLIV TIVWSRW MR
XLI ZMGMRMX] SJ XLI ZILMGPI
7XEVX XLI ZILMGPI SRP] JVSQ XLI HVMZIVvW WIEX
9RPIWW SXLIV[MWI MRWXVYGXIH WXEVX XLI IRKMRI MR EGGSVHERGI [MXL XLI
MRWXVYGXMSRW MR XLI w3TIVEXMRK QERYEPx
7XEVX XLI IRKMRI ERH XLIR GLIGO EPP HMWTPE] ERH QSRMXSVMRK HIZMGIW
2IZIV VYR XLI IRKMRI MR ER IRGPSWIH WTEGI YRPIWW XLIVI MW WYJJMGMIRX
ZIRXMPEXMSR
-J RIGIWWEV] STIR HSSVW ERH [MRHS[W XS KYEVERXII ER EHIUYEXI WYTTP] SJ
JVIWL EMV
6YR XLI IRKMRI YRXMP FSXL MX ERH XLI L]HVEYPMG SMP EVI EX STIVEXMRK
XIQTIVEXYVI PS[ SMP XIQTIVEXYVIW PIEH XS WPYKKMWL TIVJSVQERGI
'LIGO XLEX XLI GSRXVSP JSV XLI [SVOMRK EXXEGLQIRX MW JYRGXMSRMRK TVSTIVP]
(VMZI XLI ZILMGPI GEVIJYPP] XS ER STIR WTEGI ERH XLIR GLIGO XLEX XLI WIVZMGI
FVEOI XLI WXIIVMRK ERH XLI WMKREP ERH PMKLXMRK IUYMTQIRX EPP JYRGXMSR
TVSTIVP]

&IJSVI WXEVXMRK [SVO EGUYEMRX ]SYVWIPJ [MXL XLI WTIGMEP JIEXYVIW SJ XLI
FYMPHMRK WMXI EW [IPP EW WTIGMEP VIKYPEXMSRW ERH [EVRMRK WMKREPW
8LI [SVOMRK IRZMVSRQIRX MRGPYHIW JSV I\EQTPI ER] SFWXEGPIW MR XLI [SVOMRK
EVIE ERH SR EGGIWW VSEHW XLI PSEH FIEVMRK GETEGMX] SJ XLI KVSYRH ERH ER]
TVSXIGXMZI FEVVMIVW XS WIGYVI XLI WMXI JVSQ XLI TYFPMG VSEHW
%P[E]W QEMRXEMR WYJJMGMIRX WEJIX] GPIEVERGI JVSQ SZIVLERKW IHKIW WPSTIW
ERH YRWXEFPI KVSYRH
&I IWTIGMEPP] GEVIJYP [LIR XLI KVSYRH GSRHMXMSRW EVI ZEVMEFPI [LIR ]SYV
JMIPH SJ ZMWMSR MW VIWXVMGXIH SV YRHIV GLERKMRK [IEXLIV GSRHMXMSRW
*EQMPMEVMWI ]SYVWIPJ [MXL XLI TSWMXMSR SJ XLI YXMPMX] WYTTP] PMRIW SR XLI WMXI ERH
FI IWTIGMEPP] GEVIJYP [LIR [SVOMRK MR TVS\MQMX] XS XLIQ -J RIGIWWEV] MRJSVQ
XLI VIWTSRWMFPI EYXLSVMXMIW
1EMRXEMR E WYJJMGMIRX WEJIX] GPIEVERGI JVSQ SZIVLIEH TS[IV PMRIW
;LIR [SVOMRK MR GPSWI TVS\MQMX] XS SZIVLIEH TS[IV PMRIW FI IWTIGMEPP]
GEVIJYP RSX XS PIX XLI [SVOMRK EXXEGLQIRX KIX GPSWI XS XLI PMRIW
z 8LIVI MW E VMWO SJ w*%8%0 -2.96-)7x

z 3FXEMR MRJSVQEXMSR EFSYX XLI WEJIX] GPIEVERGIW XS FI SFWIVZIH
-J XLI ZILMGPI GSQIW MRXS GSRXEGX [MXL PMZI TS[IV PMRIW

z (S RSX EXXIQTX XS PIEZI XLI ZILMGPI
z -J TSWWMFPI HVMZI XLI ZILMGPI E WYJJMGMIRX HMWXERGI E[E] JVSQ XLI HERKIV
EVIE
z ;EVR SXLIVW RSX XS GSQI GPSWI SV XS XSYGL XLI ZILMGPI
z %VVERKI JSV XLI GYVVIRX XS FI W[MXGLIH SJJ
z (S RSX KIX SYX SJ XLI ZILMGPI YRXMP ]SY EVI GIVXEMR XLEX RS GYVVIRX MW
JPS[MRK XLVSYKL XLI GSRXEGXIHHEQEKIH TS[IV PMRI
&IJSVI HVMZMRK SV [SVOMRK [MXL XLI ZILMGPI EP[E]W QEOI WYVI XLEX XLI
EGGIWWSVMIW LEZI FIIR WXS[IH E[E] WS EW XS TVIZIRX EGGMHIRXW

0 0-)&,)66 :IVWMSR
;LIR HVMZMRK SR TYFPMG VSEHW TEXLW ERH WTEGIW SFWIVZI XLI ETTPMGEFPI
XVEJJMG VIKYPEXMSRW ERH MJ RIGIWWEV] QEOI WYVI XLEX XLI ZILMGPI MW VSEH[SVXL]
%P[E]W XYVR SR XLI PMKLXW MR XLI HEVO SV [LIR ZMWMFMPMX] MW TSSV
(S RSX EPPS[ ER]FSH] XS VMHI SR XLI ZILMGPI
3RP] [SVO [LIR WIEXIH ERH [MXL ]SYV WIEX FIPX JEWXIRIH
6ITSVX EPP QEPJYRGXMSRW ERH IRWYVI XLEX EPP RIGIWWEV] VITEMVW EVI GEVVMIH SYX
MQQIHMEXIP]
4IVWSREPP] IRWYVI XLEX RSFSH] GSYPH TSWWMFP] FI IRHERKIVIH [LIR ]SY WIX
XLI ZILMGPI MR QSXMSR
&IJSVI WXEVXMRK [SVO GLIGO XLI FVEOI W]WXIQ MR EGGSVHERGI [MXL XLI
VIKYPEXMSRW MR XLI w3TIVEXMRK QERYEPx
2IZIV PIEZI XLI HVMZIVvW WIEX [LIR XLI ZILMGPI MW WXMPP MR QSXMSR
2IZIV PIEZI XLI ZILMGPI YREXXIRHIH [LIR XLI IRKMRI MW VYRRMRK
;LIR MR QSXMSR PS[IV XLI [SVOMRK EXXEGLQIRX MRXS XLI XVERWTSVX TSWMXMSR ERH
OIIT XLI PSEH EW GPSWI XS XLI KVSYRH EW TSWWMFPI
%ZSMH QSZIQIRXW [LMGL GSYPH GEYWI XLI ZILMGPI XS XMT SZIV
-J XLI ZILMGPI WLSYPH WXEVX XS XMPX SV WPMHI XS SRI WMHI WIX HS[R XLI [SVOMRK
EXXEGLQIRX MQQIHMEXIP] ERH XYVR XLI QEGLMRI WS XLEX MX MW JEGMRK HS[RLMPP
;LIVIZIV TSWWMFPI [SVO YT SV HS[RLMPP ERH RSX TIVTIRHMGYPEV XS XLI WPSTI
(VMZI GEVIJYPP] SR VSGO] SV W[EQT] KVSYRH SV SR WPSTIW
3RP] HVMZI HS[RLMPP [MXLMR XLI TIVQMXXIH WTIIH PMQMX SXLIV[MWI ]SY GSYPH
PSSWI GSRXVSP SZIV XLI ZILMGPI
8LI IRKMRI QYWX FI VYRRMRK EX XLI VEXIH WTIIH ERH XLI XVEZIP WTIIH QYWX
SRP] FI VIHYGIH F] QIERW SJ XLI KEW TIHEPW
7LMJX HS[R XS XLI PS[IWX KIEV FIJSVI VIEGLMRK XLI WPSTI HS RSX [EMX YRXMP ]SY
EVI EGXYEPP] SR MX
;LIR PSEHMRK E XVYGO MRWMWX XLEX XLI HVMZIV PIEZIW LMW GEF IZIR [LIR WXSRI
MQTEGX TVSXIGXMSR MW TVSZMHIH
;MXL HIQSPMXMSR [SVO GPIEVERGI GVERI STIVEXMSR IXG EP[E]W YWI XLI
TVSXIGXMZI IUYMTQIRX TVSZMHIH JSV XLIWI WTIGMJMG ETTPMGEXMSRW
;LIVI ZMWMSR MW VIWXVMGXIH ERH [LIRIZIV MX MW RIGIWWEV] KIX ER EWWMWXERX XS
KMZI ]SY HMVIGXMSRW JVSQ SYXWMHI
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c ,SVM^SRXEP EHNYWXQIRX VIPIEWI GPEQT WGVI[ EHNYWX EVQ VIWX
LSVM^SRXEPP] ERH JM\ MR TPEGI
%HNYWXMRK WIEX WYWTIRWMSR

8LI WIEX WYWTIRWMSR GER FI EHETXIH XS XLI HVMZIVvW MRHMZMHYEP FSH] [IMKLX
%HNYWXQIRX MW F] QIERW SJ FYXXSR EX XLI JVSRX SJ XLI HVMZIVvW WIEX
%HNYWXQIRX z WIEX WYWTIRWMSR PYQFEV WYTTSVX

;IMKLX EHNYWXQIRX FYXXSR 8ST PYQFEV WYTTSVX GLEQFIV
&SXXSQ PYQFEV WYTTSVX FYXXSR
GLEQFIV FYXXSR
c 4VIWW FYXXSR ERH WIX XLI SWGMPPEXSV] W]WXIQ EGGSVHMRK XS XLI FSH]
[IMKLX MRXS XLI GIRXVEP TSWMXMSR
8LI LIMKLX MW RSX EHNYWXIH MR XLMW TVSGIWW
%HNYWXQIRX SJ XLI PYQFEV WYTTSVX

8LI GSRXSYVW SJ XLI FEGOVIWX GER FI EHETXIH XS XLI HVMZIV W FSH]
c 4VIWW FYXXSR XS JMPP FSXXSQ PYQFEV GLEQFIV [MXL EMV SV XS VIPIEWI XLI EMV
c 4VIWW FYXXSR XS JMPP XST PYQFEV GLEQFIV [MXL EMV SV XS VIPIEWI XLI EMV

0 0-)&,)66 :IVWMSR
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7EJIX] FIPX
3FWIVZERGI SJ WEJIX] JEGXSVW

8LI HVMZIV W GEF MW IUYMTTIH [MXL VSPPSZIV TVSXIGXMSR z 6347
8LI 6347 VSPPSZIV TVSXIGXMSR W]WXIQ SRP] EJJSVHW XLI HVMZIV TVSXIGXMSR
[LIR XLI WIEX FIPX LEW FIIR JEWXIRIH
8LMW WIGXMSR HIWGVMFIW XLI WEJIX] JIEXYVIW SJ [IEVMRK XLI WIEX FIPX
'SQTYPWSV] [IEVMRK SJ WIEX FIPXW
;EVRMRK 6MWO SJ MRNYVMIW MJ WIEX FIPX MW RSX JEWXIRIH

7YHHIRP] FVEOMRK XLI ZILMGPI SV WXSTTMRK EFVYTXP] GSYPH GEYWI WIZIVI
MRNYVMIW XS XLI HVMZIV
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(ERKIV 6MWO SJ MRNYVMIW MJ WIEX FIPX MW RSX JEWXIRIH

-J XLI ZILMGPI XMTW SV VSPPW SZIV XLI HVMZIV GSYPH WYJJIV JEXEP MRNYVMIW
-X MW IWWIRXMEP XLEX ]SY JEWXIR ]SYV WIEX FIPX FIJSVI WXEVXMRK YT XLI ZILMGPI
c 8S KYEVERXII ]SYV WEJIX] VIKYPEVP] GLIGO XLI GSRHMXMSR TVSTIV

JYRGXMSRMRK ERH ERGLSVEKI SJ XLI WIEX FIPX ERH LEZI HIJIGXMZI TEVXW
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c 8LI WIEX FIPX QYWX RSX FI [SVR X[MWXIH
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8LI WIEX FIPX MW ER EYXSQEXMG FIPX 2S EHNYWXQIRX SJ XLI FIPX PIRKXL MW
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:IVWMSR 0-)&,)66 0
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c ,SPH XLI FYGOPI [MXL XLI VMKLX LERH ERH TYPP XLI FIPX WPS[P] SYX SJ XLI
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0SGOMRK XLI FIPX
c ,SPH XLI WRET PSGO [MXL XLI PIJX LERH ERH TYPP XLI FIPX SZIV XLI FSH] EX LMT
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c -RWIVX XLI FYGOPI MRXS XLI WRET PSGO ERH GLIGO [LIXLIV XLI WRET PSGO LEW
WRETTIH MRXS TPEGI F] TYPPMRK XLI FYGOPI
6IPIEWMRK XLI WIEX FIPX
6IPIEWMRK XLI WIEX FIPX
c 6IPIEWI XLI WIEX FIPX F] TYWLMRK XLI GEXGL SR XLI WRET PSGO HS[R[EVH
[MXL ]SYV XLYQF

0 0-)&,)66 :IVWMSR
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8LI WXEVXIV W[MXGL MW IUYMTTIH [MXL E VITIEX WXEVX PSGO 8LI WXEVXMRK OI] GER
FI TYPPIH SYX [LIR MR z TSWMXMSRIRKMRI WLYXHS[R
;LIR XLI MKRMXMSR OI] MW MR XLI TSWMXMSR SV TEVOMRK TSWMXMSR XLI JSPPS[MRK
GSRWYQIV YRMXW GER FI W[MXGLIH SR JVSQ XLI MRWXVYQIRX TERIP
z 4EVOMRK ERH HVMZMRK LIEHPMKLX
z ,EÊVH [EVRMRK W]WXIQ
z ;SVOMRK JPSSHPMKLXW
z 6SXEXMRK FIEGSR
0E]SYX
7[MXGLMRK TSWMXMSRW
4 z 4EVOMRK TSWMXMSR
z TSWMXMSR IRKMRI WLYXHS[R
- z 'SRXEGX STIVEXMRK TVIKPS[ TSWMXMSR
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c 7[MXGL XLI ZILMGPI IPIGXVMGEP W]WXIQ SR SV SJJ [MXL XLI WXEVXIV OI]
7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP
%HNYWXMRK XLI WXIIVMRK GSPYQR

8LI WXIIVMRK [LIIP GER FI EHNYWXIH XS QIIX XLI HVMZIVvW VIUYMVIQIRXW F]
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8LI GSPYQR GER FI WIX XS SRI SJ XLVII PSGOMRK TSWMXMSRW
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7XIIVMRK GSPYQR 4IHEP
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0 0-)&,)66 :IVWMSR
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8LI WXIIVMRK GSPYQR W[MXGL GSRWMWXW SJ GSRXVSPW JSV XLI JSPPS[MRK
z (MVIGXMSR MRHMGEXSVW
z ,MKL FIEQ
z %GSYWXMG ERH STXMGEP LSVR
z ;MRHWLMIPH [MTIV JSV XLI JVSRX [MRHWGVIIR
z ;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI JVSRX [MRHWGVIIR
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E z (VMZI HMVIGXMSR HMWTPE] VMKLXLERH JPEWLMRK PMKLXW
F z (VMZI HMVIGXMSR HMWTPE] PIJXLERH JPEWLMRK PMKLXW
G z 'IRXVI TSWMXMSR RIYXVEP TSWMXMSR
H z ;MRHWLMIPH [MTIV JVSRX [MRHWGVIIR
c z PIZIP
c . z MRXIVZEP
c - z PIZIP -
c -- z PIZIP --
I z 3TXMGEP LSVR PMKLX LSVR
J z ,MKL FIEQ JYPP LIEHPMKLXW
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L z ;MRHWLMIPH [MTIV [EWLIV W]WXIQ JVSRX [MRHWGVIIR
3TIVEXMRK XLI HVMZMRK PMKLX SV LMKL FIEQ

3TIVEXMSR MW EPWS TSWWMFPI MJ XLI WXEVXMRK OI] MW MR XLI TSWMXMSR SV TEVOMRK
TSWMXMSR

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7[MXGLMRK SR XLI TEVOMRK PMKLX HVMZMRK PMKLX

c 4VIWW XLI FYXXSR SRGI
8LI TEVOMRK PMKLX KSIW SR
c 4VIWW XLI FYXXSR EKEMR
8LI HVMZMRK PMKLX KSIW SR
c 8S W[MXGL SJJ XLI TEVOMRK PMKLX ERH HVMZMRK PMKLX TVIWW XLI FYXXSR E XLMVH
XMQI
%PP JYRGXMSRW EVI W[MXGLIH SJJ
7[MXGLMRK SR XLI HVMZMRK PMKLX z LMKL FIEQ

1EOI WYVI XLEX XLI FYXXSR JSV XLI TEVOMRKHVMZMRK PMKLX LEW FIIR TVIWWIH
X[MGI
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7]QFSP JMIPH z LIEHPMKLX (VMZMRK PMKLX 0)(
4EVOMRK PMKLX 0)( 4EVOMRK PMKLXHVMZMRK PMKLX FYXXSR
c 4VIWW XLI TEVOMRK PMKLXHVMZMRK FYXXSR PMKLX X[MGI

0)( ERH 0)( PMKLX YT
c 4YWL XLI WXIIVMRK GSPYQR W[MXGL MR HMVIGXMSR J
8LI W]QFSP JMIPH JSV XLI HVMZMRK PMKLX QYWX PMKLX YT
8LI LMKL FIEQ PMKLXW YT

0 0-)&,)66 :IVWMSR
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1EOI WYVI XLEX XLI FYXXSR JSV XLI TEVOMRKHVMZMRK PMKLX MW W[MXGLIH SJJ
(MWTPE] YRMX
c 4VIWW FYXXSR JSV XLI TEVOMRK PMKLXHVMZMRK PMKLX SRGI

0)( ERH 0)( PMKLX YT
c 7[MXGLMRK SZIV XS HMTTIH FIEQ 4YWL XLI WXIIVMRK GSPYQR W[MXGL MR
HMVIGXMSR J
8LI W]QFSP JMIPH JSV XLI LIEHPMKLX QYWX KS SYX
8LI HVMZMRK PMKLX z HMTTIH FIEQ PMKLXW YT
7[MXGLMRK SJJ XLI TEVOMRK PMKLXHVMZMRK PMKLX

c 8S W[MXGL SJJ XLI TEVOMRK PMKLX HVMZMRK PMKLX PS[ ERH LMKL FIEQW TVIWW
XLI FYXXSR
'EYXMSR 6MWO SJ HEQEKI XS XLI FEXXIV]

-J XLI FEXXIV] MW MR E HMWGLEVKIH GSRHMXMSR SZIV E PSRK TIVMSH SJ XMQI IK
PSRKIV XLER SRI QSRXL XLI FEXXIV] GER RS PSRKIV FI VIGLEVKIH
%ZSMH HMWGLEVKMRK XLI FEXXIV] EGGMHIRXP]
c ;LIR ]SY PIEZI XLI HVMZIV W GEF

FI WYVI XS W[MXGL SJJ XLI TEVOMRK HVMZMRK PMKLX

:IVWMSR 0-)&,)66 0
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(MWTPE] YRMX

8LI PE]SYX ERH JYRGXMSR SJ XLI GSRXVSP YRMX MW HIWGVMFIH MR XLMW WIGXMSR
0E]SYX
(MWTPE] YRMX
7IKQIRX JMIPH z JYIP WYTTP] 7]QFSP JMIPH z WTIGMEP JYRGXMSR
7]QFSP JMIPH z JYIP WYTTP] 7]QFSP JMIPH z WTIGMEP JYRGXMSR
7IKQIRX JMIPH z GSSPERX 7]QFSP JMIPH z WTIGMEP JYRGXMSR
XIQTIVEXYVI 7]QFSP JMIPH z WTIGMEP JYRGXMSR
7]QFSP JMIPH z IRKMRI 7IKQIRX HMWTPE] z WTIIH SV
SZIVLIEXMRK ERH GSSPERX PIZIP GPSGO
7IKQIRX JMIPH z IRKMRI SMP 7]QFSP JMIPH z KIEV SMP
TVIWWYVI SZIVLIEXMRK
7]QFSP JMIPH z IRKMRI SMP 7]QFSP JMIPH z IQIVKIRG]
TVIWWYVI WXIIVMRK
7]QFSP JMIPH z TVIKPS[ QSRMXSV 7]QFSP JMIPH z WXST
7]QFSP JMIPH z FEXXIV] GLEVKMRK 7]QFSP JMIPH z FVEOMRK W]WXIQ
GLEVKI GSRXVSP EGGYQYPEXSV TVIWWYVI
7]QFSP JMIPH z EMV JMPXIV 7]QFSP JMIPH IQIVKIRG]
GSRXEQMREXMSR WXIIVMRKwGLIGOx
4EVOMRK FVEOI W]QFSP JMIPH ,SYV QIXIV
;SVOMRK L]HVEYPMGW PSGO W]QFSP 7]QFSP JMIPH z XVEZIP
JMIPH HMVIGXMSRwVIZIVWIx
7]QFSP JMIPH z LIEHPMKLX 7IKQIRX HMWTPE] z XVEZIP
7]QFSP JMIPH z L]HVEYPMG SMP VERKI XVEZIP WTIIH SV IVVSV
SZIVLIEXMRK GSHIW
7]QFSP JMIPH z HMVIGXMSR 7]QFSP JMIPH z XVEZIP
MRHMGEXSV W]WXIQ HMVIGXMSRwJSV[EVHx
8LI HMWTPE] YRMX MW MRXIKVEXIH EX XLI JVSRX SR XLI VMKLXLERH WMHI SJ XLI
MRWXVYQIRX TERIP
-X GSRWMWXW SJ XLI HMWTPE] 0'( W]QFSP ERH XLI LSYV QIXIV
)EGL W]QFSP JMIPH MW EWWMKRIH XLI ETTVSTVMEXI GSPSYV VIH ]IPPS[ KVIIR SV
FPYI

0 0-)&,)66 :IVWMSR
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7IKQIRX JMIPH z JYIP WYTTP]
7IKQIRX JMIPH GSPSYV z KVIIR PMQMX VERKI [MXL VIWIVZI z VIH
-RHMGEXIW XLI PIZIP SJ XLI HMIWIP JYIP XERO
*YIP WYTTP] z (MWTPE] SV VITSVX VIWIVZI JYIP

7]QFSP JMIPH z JYIP WYTTP]
7]QFSP JMIPH GSPSYV z ]IPPS[
*PEWLIW [LIR HMIWIP JYIP VIWIVZI MW VIEGLIH
(MWTPE] GSSPERX XIQTIVEXYVI

7IKQIRX JMIPH GSSPERX XIQTIVEXYVI
7IKQIRX JMIPH GSPSYV z KVIIR PMQMX VERKI [LIR XIQTIVEXYVI MW XSS LMKL z VIH
(MWTPE]W XLI GSSPERX XIQTIVEXYVI MR '
%YHMFPI [EVRMRK QIWWEKI

z -WWYIH EX E GSSPERX XIQTIVEXYVI SJ '
-RXIVZEP XSRI WSYRHW XMQIW [MXL WIG FVIEOW
(MWTPE] SV VITSVX IRKMRI SZIVLIEXMRK ERH GSSPERX PIZIP

7]QFSP JMIPH z IRKMRI SZIVLIEXMRK ERH GSSPERX PIZIP
7]QFSP JMIPH GSPSYV z VIH
;EVRMRK JYRGXMSRW
z *PEWLIW [LIR XLI GSSPERX XIQTIVEXYVI MW XSS LMKL
z *PEWLIW [LIR XLI GSSPERX PIZIP MW XSS PS[
z *PEWLIW [LIR XLI GSSP FPS[IV HVMZI FVIEOW HS[R
;EVRMRK QIWWEKI WIUYIRGI
z ;LIR E [EVRMRK QIWWEKI MW MWWYIH XLI W]QFSP JMIPH JPEWLIW JMVWX
z 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW WYTTPIQIRXIH EGSYWXMGEPP]
EJXIV WIGSRHW F] E wGSRXMRYSYW XSRIx
(MWTPE] IRKMRI SMP TVIWWYVI

7IKQIRX JMIPH IRKMRI SMP TVIWWYVI
7IKQIRX JMIPH GSPSYV z KVIIR PMQMX VERKI [LIR TVIWWYVI MW XSS PS[ z VIH
(MWTPE]W XLI IRKMRI SMP TVIWWYVI MR FEV

:IVWMSR 0-)&,)66 0
3TIVEXMSR
(MWTPE] SV VITSVX IRKMRI SMP TVIWWYVI

)RKMRI SMP TVIWWYVI W]QFSP JMIPH
;EVRMRK JYRGXMSRW
z *PEWLIW [LIR XLI WXEVXMRK OI] MW EX XLI MKRMXMSR TSWMXMSR -
;LIR XLI HMIWIP IRKMRI LEW WXEVXIH XLI W]QFSP JMIPH KSIW SYX
z *PEWLIW [LIR XLI IRKMRI SMP TVIWWYVI HVSTW z 6IUYMVIQIRX XLI HMIWIP
IRKMRI QYWX FI VYRRMRK
4VIKPS[ QSRMXSVMRK
7]QFSP JMIPH TVIKPS[ QSRMXSV
0MKLXW YT [LIR WXEVXMRK OI] MW XYVRIH XS MKRMXMSR VYR TVIKPS[ TSWMXMSR -
ERH MR WXEVXMRK TSWMXMSR --
%X XLI IRH SJ XLI TVIKPS[ TIVMSH ERH [LIR XLI HMIWIP IRKMRI MW WXEVXIH XLI
W]QFSP JMIPH KSIW SYX
&EXXIV] GLEVKMRK z (MWTPE] GLEVKI GSRXVSP

&EXXIV] GLEVKMRK GLEVKI GSRXVSP W]QFSP JMIPH
;EVRMRK JYRGXMSRW
z 0MKLXW YT [LIR XLI MKRMXMSR OI] MW EX XLI GSRXEGX TSWMXMSR -
;LIR XLI HMIWIP IRKMRI LEW WXEVXIH XLI W]QFSP JMIPH KSIW SYX
z -X [MPP PMKLX YT MJ JSV MRWXERGI XLI :VMFFIH FIPX SJ XLI EPXIVREXSV HVMZI
XIEVW
(MWTPE] EMV JMPXIV GSRXEQMREXMSR

%MV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH
0MKLXW YT [LIR XLI EMV JMPXIV MW LIEZMP] GSRXEQMREXIH
4EVOMRK FVEOI z (MWTPE] EGXMZEXMSR

4EVOMRK FVEOI W]QFSP JMIPH
;EVRMRK JYRGXMSRW
z 0MKLXW YT [LIR WXEVXMRK OI] XYVRIH XS MKRMXMSR VYR TVIKPS[ TSWMXMSR -
z 0MKLXW YT [LIR XLI TEVOMRK FVEOI MW IRKEKIH
;LIR XLI TEVOMRK FVEOI MW VIPIEWIH XLI W]QFSP JMIPH KSIW SYX
;SVOMRK L]HVEYPMGW PSGOSYX z (MWTPE] EGXMZEXMSR

;SVOMRK L]HVEYPMGW PSGO W]QFSP JMIPH
0MKLXW YT [LIR XLI [SVOMRK L]HVEYPMGW PSGO MW EGXMZEXIH
,IEHPMKLX z (MWTPE] EGXMZEXMSR

,IEHPMKLX W]QFSP JMIPH
7]QFSP JMIPH GSPSYV z FPYI
0MKLXW YT [LIR XLI LIEHPMKLX MW W[MXGLIH SR

0 0-)&,)66 :IVWMSR
3TIVEXMSR
(MWTPE]VITSVX L]HVEYPMG SMP SZIVLIEXMRK

,]HVEYPMG SMP SZIVLIEXMRK W]QFSP JMIPH
0MKLXW YT [LIR XLI L]HVEYPMG SMP XIQTIVEXYVI MW XSS LMKL
z 8LI W]QFSP JMIPH JPEWLIW JMVWX [LIR E [EVRMRK QIWWEKI MW MWWYIH MJ XLI
L]HVEYPMG SMP XIQTIVEXYVI I\GIIHW '
%GSYWXMG [EVRMRK QIWWEKI
z -WWYIH [LIR L]HVEYPMG SMP XIQTIVEXYVI VIEGLIW '
-RXIVZEP XSRI WSYRHW XMQIW [MXL WIG FVIEOW
(MVIGXMSR MRHMGEXSV W]WXIQ z (MWTPE] EGXMZEXMSR

7]QFSP JMIPH z HMVIGXMSR MRHMGEXSV W]WXIQ
7]QFSP JMIPH GSPSYV z KVIIR
;EVRMRK JYRGXMSRW
z *PEWLIW [LIR XLI WXIIVMRK GSPYQR W[MXGL MW EGXYEXIH XS HMWTPE] XLI XVEZIP
HMVIGXMSR
z *PEWLIW [LIR XLI LEÊVH [EVRMRK W]WXIQ MW EGXMZEXIH
7TIGMEP JYRGXMSR
7]QFSP JMIPH z WTIGMEP JYRGXMSR
2SX EWWMKRIH 7]QFSP JMIPH GSPSYV z KVIIR
6IWIVZIH JSV WTIGMEP JYRGXMSR
7TIGMEP JYRGXMSR
2SX EWWMKRIH 7]QFSP JMIPH GSPSYV z VIH
7TIGMEP JYRGXMSR
2SX EWWMKRIH 7]QFSP JMIPH GSPSYV z KVIIR
7TIGMEP JYRGXMSR
2SX EWWMKRIH 7]QFSP JMIPH GSPSYV z VIH
(MWTPE] IRKMRI WTIIH SV XMQI

:EPMH JSV 0
7IKQIRX HMWTPE] z WTIIH SV GPSGO
*MIPH GSPSYV z KVIIR
6IUYMVIQIRX 8LI VIUYMVIH JYRGXMSR QYWX FI WIPIGXIH EX XLI wGSRXVSP YRMXx
(MWTPE] JYRGXMSRW
z (MWTPE] XLI XMQI
z HMWTPE] XLI VSXEV] WTIIH SJ XLI HMIWIP IRKMRI

:IVWMSR 0-)&,)66 0
3TIVEXMSR
(MWTPE]6ITSVX KIEV SMP SZIVLIEXMRK

7]QFSP JMIPH z KIEV SMP SZIVLIEXMRK
0MKLXW YT [LIR XLI KIEV SMP XIQTIVEXYVI MW XSS LMKL
(MWTPE]6ITSVX IQIVKIRG] WXIIVMRK

7]QFSP JMIPH z IQIVKIRG] WXIIVMRK
;EVRMRK JYRGXMSRW
z 0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX VYR TVIKPS[ TSWMXMSR
-
z 0MKLXW YT MJ XLI HMIWIP IRKMRI WLYXW HS[R SV MJ XLI WXIIVMRK TYQT FVIEOW
HS[R [LIR YRHIV[E]
-R XLMW GEWI XLI IQIVKIRG] WXIIVMRK TYQT MW EGXMZEXIH JSV ETTVS\
WIGSRHW
7II EPWS w'SRXVSP YRMXx ERH w)QIVKIRG] STIVEXMSRx WIGXMSRW
%GSYWXMG [EVRMRK QIWWEKI
z ;LIR XLI IQIVKIRG] WXIIVMRK JYRGXMSR IQIVKIRG] WXIIVMRK TYQT MW
W[MXGLIH SR ER MRXIVZEP XSRI WSYRHW EW [IPP
(MWTPE] SV 6ITSVX QEGLMRI WXSTTMRK

7]QFSP JMIPH z WXST
0MKLXW YT [MXL ER IVVSV GSHI QIWWEKI [LMGL QIERW XLEX XLI ZILMGPI QYWX
FI FVSYKLX XS E WXERH WXMPP
(MWTPE]6ITSVX FVEOMRK W]WXIQ z EGGYQYPEXSV TVIWWYVI

7]QFSP JMIPH z FVEOMRK W]WXIQ EGGYQYPEXSV TVIWWYVI
0MKLXW YT [LIR XLI FVEOI EGGYQYPEXSV TVIWWYVI MW XSS PS[
z [LIR E [EVRMRK QIWWEKI MW MWWYIH XLI W]QFSP JMIPH JPEWLIW JMVWX
(MWTPE]6ITSVX IQIVKIRG] WXIIVMRK wGLIGOx

7]QFSP JMIPH IQIVKIRG] WXIIVMRK wGLIGOx
0MKLXW YT FVMIJP] [LIR XLI IRKMRI WXEVXW ETTVS\ WIGSRHW
8LI W]QFSP JMIPH KSIW SYX EJXIV E WYGGIWWJYPP] I\IGYXIH wGLIGOx
8LI W]QFSP JMIPH HSIW RSX KS SYX MJ XLI IQIVKIRG] WXIIVMRK TYQT HSIW RSX
WXEVX HYVMRK XLI GLIGO

0 0-)&,)66 :IVWMSR
3TIVEXMSR
(MWTPE] STIVEXMRK LSYVW SJ XLI ZILMGPI

:EPMH JSV 0
3TIVEXMRK LSYVW GSYRXIV
7LS[W XLI XMQI MR STIVEXMRK LSYVW XLEX XLI ZILMGPI [EW MR WIVZMGI
8LI STIVEXMRK LSYVW EVI XLI FEWMW JSV XLI SFWIVZERGI SJ XLI QEMRXIRERGI
MRXIVZEPW
(MWTPE] wVIZIVWIx XVEZIP HMVIGXMSR

7]QFSP JMIPH z XVEZIP HMVIGXMSR wVIZIVWIx
(MWTPE]W XLI ZILMGPIvW TVIWIPIGXIH XVEZIP HMVIGXMSR wVIZIVWIx
(MWTTPE]6ITSVX XVEZIP VERKI XVEZIP WTIIH SV IVVSV GSHIW

7IKQIRX HMWTPE] z XVEZIP VERKI XVEZIP WTIIH SV IVVSV GSHIW
0'( JMIPH z XVEZIP VERKI SV )VVSV
0'( JMIPH z XVEZIP WTIIH SV IVVSV GSHI RYQFIV
(MWTPE] JYRGXMSRW
7IKQIRX HMWTPE] z (MWTPE]W XLI EGXMZEXIH XVEZIP VERKI XS %
-R EYXSQEXMG QSHI XLI HMWTPE] MR XLI 0'( JMIPH GLERKIW VIKYPEVP]
FIX[IIR XLI SYXTYX % EYXSQEXMG ERH XLI VIWTIGXMZI EYXSQEXMG VERKI
SV
z (MWTPE]W XLI ZILMGPIvW XVEZIP WTIIH
z HMWTPE]W XLI IVVSV GSHI MR XLI IZIRX SJ QEPJYRGXMSR
)VVSV GSHI WXVYGXYVI *MIPH ! ) TPYW *MIPH ! IVVSV GSHI RYQFIV
8LI IVVSV GSHI HMWTPE] MW WYTTPIQIRXIH EGSYWXMGEPP] F] E wGSRXMRYSYW
XSRIx
;LIR ER IVVSV GSHI MW HMWTPE]IH [LMGL VIWYPXW MR XLI ZILMGPI FIMRK
WXSTTIH XLI W]QFSP JMIPH JSV w7834x EPWS PMKLXW YT
8LI WIKQIRX HMWTPE] KSIW SYX [LIR XLI MKRMXMSR MW W[MXGLIH SJJ -J
ETTVSTVMEXI JMVWX RSXI XLI HMWTPE]IH IVVSV GSHI
(MWTPE] wJSV[EVHx XVEZIP HMVIGXMSR

7]QFSP JMIPH z wJSV[EVHx XVEZIP HMVIGXMSR
(MWTPE]W XLI ZILMGPIvW TVIWIPIGXIH XVEZIP HMVIGXMSR wJSV[EVHx
(MWTPE] YRMX

1SHMJMGEXMSR 3TIVEXMRK LSYV HMWTPE] MW WLS[R MR XLI WIKQIRX HMWTPE] EW
[IPP
:EPMH JSV 0
8LMW WIGXMSR SRP] HIWGVMFIW XLI IRKMRI WTIIH VIEP XMQI STIVEXMRK LSYVW
WIKQIRX HMWTPE] JYRGXMSR
*SV XLI HIWGVMTXMSR SR WIX YT ERH STIVEXMSR RSX HMWGYWWIH LIVI 6IJIV XS XLI
IEVPMIV w-RHMGEXSV YRMXx WIGXMSR

:IVWMSR 0-)&,)66 0
3TIVEXMSR
(MWTPE] YRMX
7IKQIRX HMWTPE] z IRKMRI
WTIIH VIEP XMQI STIVEXMRK
LSYVW
)RKMRI WTIIH VIEP XMQI SV STIVEXMRK LSYV HMWTPE]
7IKQIRX HMWTPE] z IRKMRI WTIIH VIEP XMQI STIVEXMRK LSYVW
6IUYMVIQIRX 8LI HIWMVIH JYRGXMSR QYWX FI WIPIGXIH EX XLI wGSRXVSP YRMXx
(MWTPE] JYRGXMSRW
z (MWTPE] XLI XMQI
z (MWTPE] XLI VSXEV] WTIIH SJ XLI HMIWIP IRKMRI
z 7LS[W XLI XMQI MR STIVEXMRK LSYVW XLEX XLI ZILMGPI [EW MR WIVZMGI
8LI STIVEXMRK LSYVW EVI XLI FEWMW JSV XLI SFWIVZERGI SJ XLI QEMRXIRERGI
MRXIVZEPW

0 0-)&,)66 :IVWMSR
3TIVEXMSR

1SHMJMGEXMSR -RWXVYQIRX TERIP [MXL MRXIKVEXIH QIGLERMGEP LSYV QIXIV
:EPMH JSV 0
8LI ZILMGPI MW IUYMTTIH [MXL ER EHHMXMSREP QIGLERMGEP LSYV QIXIV
0E]SYX
,SYV QIXIV
,SYV QIXIV
8LI QIGLERMGEP LSYV QIXIV MW MRXIKVEXIH MR XLI MRWXVYQIRX TERIP
(MWTPE] STIVEXMRK LSYVW SJ XLI ZILMGPI
7LS[W LS[ PSRK XLI ZILMGPI [EW MR WIVZMGI MR LSYVW
8LI STIVEXMRK LSYVW JSVQ XLI FEWMW JSV XLI SFWIVZERGI SJ XLI QEMRXIRERGI
MRXIVZEPW

:IVWMSR 0-)&,)66 0
3TIVEXMSR
'SRXVSP YRMX

8LI HIWMKR ERH JYRGXMSR SJ XLI GSRXVSP YRMX MW HIWGVMFIH MR XLMW WIGXMSR
0E]SYX
'SRXVSP YRMX ZMI[ VSXEXIH F]

;SVOMRK JPSSHPMKLXW FYXXSRz ;MRHWLMIPH [MTIV ERH [EWLIV 7TIGMEP JYRGXMSR FYXXSR
JVSRX W]WXIQ z VIEV [MRHS[ FYXXSR &YGOIX VIXYVRXSHMK FYXXSR
,EÊVH [EVRMRK W]WXIQ FYXXSR 6MHI GSRXVSP FYXXSR 0*( )QIVKIRG] WXIIVMRK FYXXSR
;SVOMRK JPSSHPMKLXW FYXXSR z W]WXIQ %MVGSRHMXMSRMRK W]WXIQ FYXXSR
VIEV 'VIITIV FYXXSR WPS[ HVMZI *PEWLMRK FIEGSR FYXXSR
4EVOMRK FVEOI FYXXSR 7TIIH SV GPSGO FYXXSR 4EVOMRK PMKLXHVMZMRK PMKLX FYXXSR
;SVOMRK L]HVEYPMGW PSGO FYXXSR 0MJXMRK PMQMX W[MXGL FYXXSR
8VEGXMZI JSVGI VIHYGXMSR FYXXSR *PSEX TSWMXMSR FYXXSR
8LI GSRXVSP YRMX MW MRXIKVEXIH MR XLI MRWXVYQIRX TERIP EX XLI VMKLX SJ XLI
HVMZIVvW WIEX
%PP FYXXSRW MR XLI GSRXVSP YRMX EVI IUYMTTIH [MXL 0)(W
;LIR XLI FYXXSR MW W[MXGLIH 32 XLI 0)( KPS[W VIH
;LIR XLI FYXXSR MW W[MXGLIH 3** XLI 0)( KSIW SYX

0 0-)&,)66 :IVWMSR
3TIVEXMSR
;SVOMRK JPSSHPMKLXW z JVSRX
&YXXSR z [SVOMRK JPSSHPMKLXW z JVSRX
*SV XYVRMRK XLI [SVOMRK JPSSHPMKLXW z JVSRX SR SV SJJ
;LIR XLI FYXXSR MW TVIWWIH XLI JVSRX [SVOMRK JPSSHPMKLXW KS 3**
8LI FYXXSR MW EPWS JYRGXMSREP [LIR XLI WXEVXMRK OI] MW MR XLI TSWMXMSR SV
TEVOMRK TSWMXMSR
,EÊVH [EVRMRK W]WXIQ

&YXXSR z ,EÊVH [EVRMRK W]WXIQ
*SV W[MXGLMRK XLI LEÊVH [EVRMRK W]WXIQ 32 SV 3**
;LIR XLI FYXXSR MW TVIWWIH
z MJ XLI W]QFSP JMIPH z LEÊVH [EVRMRK W]WXIQ MW JPEWLMRK EPP JSYV JPEWLMRK
PMKLXW SR XLI ZILMGPI EVI SR
z MJ XLI W]QFSP JMIPH z LEÊVH [EVRMRK W]WXIQ KSIW SYX EPP JSYV JPEWLMRK
PMKLXW SR XLI ZILMGPI KS SYX
TEVOMRK TSWMXMSR
;SVOMRK JPSSHPMKLXW z VIEV

&YXXSR z ;SVOMRK JPSSHPMKLXW z VIEV
*SV XYVRMRK XLI VIEV [SVOMRK JPSSHPMKLXW 32 SV 3**
;LIR XLI FYXXSR MW TVIWWIH XLI VIEV [SVOMRK JPSSHPMKLXW KS SYX
TEVOMRK TSWMXMSR
4EVOMRK FVEOI
&YXXSR z 4EVOMRK FVEOI
*SV IRKEKMRK SV VIPIEWMRK XLI TEVOMRK FVEOI
;LIR XLI FYXXSR MW TVIWWIH XLI TEVOMRK FVEOI MW IRKEKIH SV VIPIEWIH
;SVOMRK L]HVEYPMGW PSGO

&YXXSR z ;SVOMRK L]HVEYPMGW PSGO
*SV PSGOMRK SV VIPIEWMRK XLI [SVOMRK L]HVEYPMGW JYRGXMSRW
;LIR XLI FYXXSR MW TVIWWIH XLI TEVOMRK FVEOI MW IRKEKIH SV VIPIEWIH
8VEGXMZI JSVGI EHNYWXQIRX

&YXXSR z 8VEGXMZI JSVGI EHNYWXQIRX
*SV TVITEVMRK XLI XVEGXMZI JSVGI EHNYWXQIRX JYRGXMSR
8LI JYRGXMSR WXMPP JYRGXMSRW EJXIV XLI MKRMXMSR MW W[MXGLIH 3** ERH MW
XLYW WXMPP EGXMZI [LIR XLI MKRMXMSR MW W[MXGLIH 32 EKEMR
;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ z VIEV [MRHS[

&YXXSR z ;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ z VIEV [MRHS[
*SV W[MXGLMRK XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI VIEV [MRHS[
32 SV 3**

:IVWMSR 0-)&,)66 0
3TIVEXMSR
6MHI GSRXVSP 0*( W]WXIQ

8EWXIV z *ELVWGL[MRKYRKWHÈQTJYRK 0*(7]WXIQ
*SV W[MXGLMRK XLI HVMZI ZMFVEXMSR EFWSVTXMSR JYRGXMSR 32 SV 3**
'VIITIV WPS[ HVMZI

&YXXSR z GVE[P WTIIH WPS[ HVMZI
*SV W[MXGLMRK XLI ZILMGPIvW XVEZIP HVMZI FIX[IIR RSVQEP ERH WPS[ XVEZIP
)RKMRI WTIIH SV GPSGO

:EPMH JSV 0
&YXXSR )RKMRI WTIIH SV GPSGO
*SV W[MXGLMRK SZIV XLI HMWTPE] FIX[IIR XMQI ERH IRKMRI WTIIH
'SRXVSP YRMX
7TIGMEP JYRGXMSR FYXXSR *PSEX TSWMXMSR FYXXSR
0MJXMRK PMQMX W[MXGL FYXXSR
%HNYWXMRK XLI GPSGO

z 4VIWW XLI FYXXSR ERH FYXXSR WMQYPXERISYWP] ERH W[MXGL SJJ XLI
ZILMGPI IPIGXVMGEP W]WXIQ [MXL XLI MKRMXMSR OI]
z ;MXL FYXXSR ]SY GER W[MXGL JVSQ LSYVW XS QMRYXIW
z ;MXL FYXXSR XLI LSYVW SV QMRYXIW EVI GSYRXIH MR EWGIRHMRK SVHIV
z ;MXL FYXXSR XLI LSYVW SV QMRYXIW EVI GSYRXIH MR HIWGIRHMRK SVHIV
z 8S WEZI XLI WIXXMRK W[MXGL SJJ XLI ZILMGPI IPIGXVMGEP W]WXIQ [MXL XLI
WXEVXMRK OI]
0MJXMRK PMQMX W[MXGL

&YXXSR z 0MJX OMGOSYX
*SV W[MXGLMRK XLI EYXSQEXMG PMJXMRK PMQMX W[MXGL JYRGXMSR 32 SV 3**
;LIR XLI FYXXSR MW TVIWWIH E WSPIRSMH SR XLI WIVZS GSRXVSP HIZMGI MW
EGXMZEXIH
8LI w0-)&,)66 GSRXVSP PIZIVx MW OITX MR XLI w6EMWI PMJX EVQx TSWMXMSR F]
QEKRIXMG JSVGI

0 0-)&,)66 :IVWMSR
3TIVEXMSR
*PSEX TSWMXMSR
&YXXSR z JPSEX TSWMXMSR
*SV W[MXGLMRK XLI JPSEX TSWMXMSR JYRGXMSR 32 SV 3**
EGXMZEXIH
8LI w0-)&,)66 GSRXVSP PIZIVx MW LIPH MR XLI w0S[IV PMJX EVQx TSWMXMSR F]
QEKRIXMG JSVGI
8LI JYRGXMSR WXMPP [SVOW EJXIV XLI MKRMXMSR MW W[MXGLIH 3** ERH MW XLYW
WXMPP EGXMZI [LIR XLI MKRMXMSR MW W[MXGLIH 32 EKEMR
7TIGMEP JYRGXMSR
&YXXSR z 7TIGMEP JYRGXMSR
&YXXSR MW RSX EWWMKRIH 6IWIVZIH JSV WTIGMEP JYRGXMSRW
&YGOIX VIXYVRXSHMK
&YXXSR z &YGOIX VIXYVRXSHMK
*SV W[MXGLMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR 32 SV 3**
EGXMZEXIH
8LI w0-)&,)66 GSRXVSP PIZIVx MW LIPH MR XLI TSWMXMSR z w8MT FYGOIX YTx F]
QEKRIXMG JSVGI
8LI JYRGXMSR MW VIXEMRIH EJXIV XLI MKRMXMSR MW W[MXGLIH 3** ERH MW XLYW
WXMPP EGXMZI [LIR XLI MKRMXMSR MW W[MXGLIH 32 EKEMR
)QIVKIRG] WXIIVMRK
&YXXSR z )QIVKIRG] WXIIVMRK
*SV VITIEX WXEVX SJ XLI IQIVKIRG] GSRXVSP TYQT JSV IQIVKIRG] WXIIVMRK
JYRGXMSRW
;LIR XLI MKRMXMSR MW W[MXGLIH SR XLI IQIVKIRG] WXIIVMRK TYQT GER FI
VITIEX WXEVXIH F] OIITMRK XLI FYXXSR TVIWWIH HS[R JSV ETTVS\ WIGSRHW
'SRXMRYSYW STIVEXMSR SJ XLI IQIVKIRG] WXIIVMRK TYQT VIWYPXW MR SZIVLIEXMRK
SJ XLI TYQT QSXSV 8LI XLIVQSWXEX W[MXGL MRXIKVEXIH MR XLI TYQT QSXSV
EYXSQEXMGEPP] W[MXGLIW XLI IQIVKIRG] WXIIVMRK TYQT SJJ MR XLI IZIRX SJ
SZIVLIEXMRK
7II EPWS XLI WIGXMSR w8S[MRK XLI ZILMGPI MJ XLI WXIIVMRK W]WXIQ LEW FVSOIR
HS[Rx
&YXXSR %MVGSRHMXMSRMRK W]WXIQ
&IJSVI TVIWWMRK XLI FYXXSR W[MXGL SR XLI VSXEV] ORSF JSV XLI FPS[IV WII
w'SRXVSPWx WIGXMSR
*SV W[MXGLMRK XLI EMVGSRHMXMSRMRK W]WXIQ 32 SV 3**
6SXEXMRK FIEGSR
&YXXSR z JPEWLMRK FIEGSR
*SV W[MXGLMRK XLI VSXEXMRK FIEGSR 32 SV 3**
TEVOMRK TSWMXMSR

:IVWMSR 0-)&,)66 0
3TIVEXMSR
4EVOMRK PMKLXHVMZMRK PMKLX

&YXXSR z TEVOMRK PMKLXHVMZMRK PMKLX
*YRGXMSR JSV TEVOMRK PMKLX
z *SV W[MXGLMRK XLI TEVOMRK PMKLX 32 SV 3**
;LIR XLI FYXXSR MW TVIWWIH SRGI XLI TEVOMRK PMKLX KSIW SR
*YRGXMSR JSV HVMZMRK PMKLX
z *SV XYVRMRK XLI HVMZMRK PMKLX 32 SV 3**
;LIR XLI FYXXSR MW TVIWWIH EKEMR XLI HVMZMRK PMKLX KSIW SR
;LIR XLI FYXXSR MW TVIWWIH E XLMVH XMQI EPP JYRGXMSRW EVI W[MXGLIH SJJ
TEVOMRK TSWMXMSR
'SRXVSP YRMX

1SHMJMGEXMSR &YXXSR MW EPWS YWIH XS W[MXGL SZIV XS XLI STIVEXMRK LSYV
HMWTPE] MR XLI IRKMRI WTIIH VIEP XMQI STIVEXMRK LSYV WIKQIRX HMWTPE]
:EPMH JSV 0
8LMW WIGXMSR SRP] HIWGVMFIW XLI JYRGXMSR SJ XLI IRKMRI WTIIH GPSGO HEXI SV
STIVEXMRK LSYVW FYXXSR
*SV XLI HIWGVMTXMSR SR WIX YT ERH STIVEXMSR RSX HMWGYWWIH LIVI 6IJIV XS XLI
w'SRXVSP YRMXx WIGXMSR
'SRXVSP YRMX ZMI[ VSXEXIH F]

'VIITIV FYXXSR WPS[ HVMZI *PSEX TSWMXMSR FYXXSR
)RKMRI WTIIH GPSGO HEXI SV 7TIGMEP JYRGXMSR FYXXSR
STIVEXMRK LSYVW FYXXSR &YGOIX VIXYVRXSHMK FYXXSR
0MJXMRK PMQMX W[MXGL FYXXSR

0 0-)&,)66 :IVWMSR
3TIVEXMSR
7[MXGLMRK SZIV XS IRKMRI WTIIH GPSGO HEXI SV STIVEXMRK
LSYVW
&YXXSR z IRKMRI WTIIH GPSGO HEXI SV STIVEXMRK LSYVW
*SV W[MXGLMRK XLI 0'( HMWTPE] FIX[IIR IRKMRI WTIIH XMQI HEXI SV STIVEXMRK
LSYVW
7IXXMRK XLI VIEP XMQI
&YXXSR z 7TIGMEP JYRGXMSR

&YXXSR z 0MJX OMGOSYX
&YXXSR z *PSEX TSWMXMSR
c 4VIWW XLI FYXXSR ERH FYXXSR WMQYPXERISYWP] ERH W[MXGL SJJ XLI
ZILMGPI IPIGXVMGEP W]WXIQ [MXL XLI MKRMXMSR OI]
c ;MXL FYXXSR ]SY GER W[MXGL JVSQ LSYVW XS QMRYXIW
c ;MXL FYXXSR XLI LSYVW SV QMRYXIW EVI GSYRXIH JSV[EVHW
'SRXVSP YRMX c ;MXL FYXXSR XLI LSYVW SV QMRYXIW EVI GSYRXIH MR HIWGIRHMRK SVHIV
c 8S WEZI XLI XMQI WIXXMRK W[MXGL SJJ XLI ZILMGPI IPIGXVMGEP W]WXIQ [MXL XLI
WXEVXMRK OI]
(MWTPE]MRK STIVEXMRK LSYVW

8LI HMKMXEP LSYV QIXIV MW WIX F] XLI QERYJEGXYVIV
6IEHNYWXQIRX [MPP FI TIVJSVQIH F] 0-)&,)66 '97831)6 7)6:-') EW
VIUYMVIH
)RKMRI WTIIH GPSGO HEXI SV STIVEXMRK LSYVW FYXXSR
c 7[MXGL XLI ZILMGPI IPIGXVMGEP W]WXIQ SR YWMRK XLI WXEVXIV OI]
c 4VIWW XLI FYXXSR
8LI ZILMGPI STIVEXMRK TIVMSH MW WLS[R MR STIVEXMRK LSYVW
8LI STIVEXMRK LSYVW JSVQ XLI FEWMW JSV XLI QEMRXIRERGI MRXIVZEPW
'SRXVSP IPIQIRX

8LI HIWMKR ERH JYRGXMSR SJ XLI GSRXVSP IPIQIRX EVI HIWGVMFIH MR XLMW WIGXMSR

:IVWMSR 0-)&,)66 0
3TIVEXMSR
0E]SYX
'SRXVSP IPIQIRX ZMI[ VSXEXIH F]

6SXEV] W[MXGL z XVEGXMZI JSVGI 6SXEV] W[MXGL z LIEXIV
EHNYWXQIRX 6SXEV] W[MXGL z LIEXIV
6SXEV] W[MXGL z FPS[IV
8LI GSRXVSPW EVI MRXIKVEXIH MR XLI MRWXVYQIRX TERIP XS XLI VMKLX SJ XLI HVMZIVvW
WIEX
8LI] GSRWMWX SJ GSRXVSPW JSV XVEGXMZI JSVGI EHNYWXQIRX LIEXMRK ZIRXMPEXMSR ERH
XLI FPS[IV
%HNYWXMRK XLI XVEGXMZI JSVGI
6SXEV] W[MXGL z 8VEGXMZI JSVGI EHNYWXQIRX
*SV EHNYWXMRK XLI XVEGXMZI JSVGI
VIHYGI XVEGXMZI JSVGI
MRGVIEWI XVEGXMZI JSVGI
6IKYPEXMRK XLI FPS[IV

6SXEV] W[MXGL z &PS[IV
*YRGXMSRW
z *SV W[MXGLMRK XLI FPS[IV 32 SV 3**
z *SV VIKYPEXMRK XLI FPS[IV PIZIPW JSV LIEXMRK ZIRXMPEXMSR ERH EMV
GSRHMXMSRMRK W]WXIQW
&PS[IV PIZIPW
c 0IZIP z KIRXPI EMV JPS[
c 0IZIP z QIHMYQ EMV JPS[
c 0IZIP z WXVSRK EMV JPS[
,IEXMRK EHNYWXQIRX
6SXEV] W[MXGL z LIEXIV
*SV GSRXMRYSYW XIQTIVEXYVI EHNYWXQIRX

0 0-)&,)66 :IVWMSR
3TIVEXMSR
%HNYWXMRK ZIRXMPEXMSR
6SXEV] W[MXGL z ZIRXMPEXMSR
7[MXGL WIXXMRKW
4SWMXMSR z 6IGMVGYPEXIH EMV
4SWMXMSR z 6IGMVGYPEXIH ERH JVIWL EMV
4SWMXMSR z *VIWL EMV
6SXEV] W[MXGL *SV W[MXGLMRK FIX[IIR VIGMVGYPEXIH EMV ERH JVIWL EMV

8LI XVEZIP VERKIW XVEZIP HMVIGXMSRW ERH QSZIQIRXW SJ XLI [SVOMRK
EXXEGLQIRX EVI GSRXVSPPIH F] XLI w0-)&,)66 GSRXVSP PIZIVx 0, GSRXVSP
PIZIV
0E]SYX
0, GSRXVSP PIZIV
7[MXGL JSV XVEZIP VERKI 7[MXGL JSV XVEZIP HMVIGXMSR
8LI 0, GSRXVSP PIZIV GSRXEMRW XLI GSRXVSPW JSV WIPIGXMRK XLI XVEZIP VERKI XLI
XVEZIP HMVIGXMSR ERH STIVEXMRK XLI [SVOMRK EXXEGLQIRX
7[MXGLIW JSV XVEZIP VERKI ERH XVEZIP HMVIGXMSR

&EWMG JYRGXMSR
%JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR XLI XVEZIP VERKI %
EYXSQEXMG MW EYXSQEXMGEPP] WIPIGXIH
-X MW RSX TSWWMFPI XS WIPIGX ERSXLIV XVEZIP VERKI YRXMP XLI XVEZIP HMVIGXMSR LEW
FIIR WIPIGXIH
7IPIGXMRK XVEZIP VERKIW

:EPMH JSV 0
8LI HVMZI VERKIW EVI WIPIGXIH F] NSKKMRK XLI 0, GSRXVSP PIZIV XS XLI PIJX SV
VMKLX EW ETTVSTVMEXI
7II EPWS XLI XLI w(VMZMRK QSHIx WIGXMSR

:IVWMSR 0-)&,)66 0
3TIVEXMSR
0, GSRXVSP PIZIV
7[MXGL JSV XVEZIP VERKI % 8VEZIP VERKI %
8VEZIP VERKI % 8VEZIP VERKI %
8VEZIP VERKI
*YRGXMSRW SJ XLI XVEZIP VERKI W[MXGL

z &] NSKKMRK MR HMVIGXMSR % XLI XVEZIP VERKI MW WLMJXIH YT XS %
z &] NSKKMRK MR HMVIGXMSR XLI XVEZIP VERKI MW WLMJXIH HS[R XS
z 2IYXVEP WIPIGXMSR 2 SJ XLI XVEZIP HMVIGXMSR
*YRGXMSR z RIYXVEP WIPIGXMSR
z ;LIR XLI W[MXGL MW LIPH MR XLI HMVIGXMSR 2 XLI HVMZI HMVIGXMSR MW
W[MXGLIH XS XLI RIYXVEP TSWMXMSR 2 EJXIV ETTVS\ WIGSRHW
*YRGXMSR z WLMJXMRK XLI EYXSQEXMG XVEZIP VERKIW
z -R XLI EYXSQEXMG XVEZIP VERKIW % ERH % XLI KIEVW EVI
EYXSQEXMGEPP] WLMJXIH YT ERH HS[R EGGSVHMRK XS XLI XLI KEW TIHEP
TSWMXMSR XLI XVEZIP WTIIH ERH XLI VEXI SJ GLERKI SJ WTIIH
7]QFSP JMIPHW EVI YWIH XS WLS[ XLI WIPIGXIH HVMZMRK VERKI SR XLI MRWXVYQIRX
TERIP MR XLI HMWTPE] YRMX
/MGOHS[R WLMJXMRK
:EPMH JSV 0
/MGOHS[R WLMJXMRK MW TSWWMFPI MR JSV[EVHW ERH VIZIVWI XVEZIP MR XLI XVEZIP
VERKIW % ERH % ERH JVSQ IZIV] XVEZIP WTIIH
9WI WII WIGXMSR w(VMZMRK QSHIx YRHIV w(VMZMRK [MXL OMGOHS[R WLMJXx
0, GSRXVSP PIZIV
&YXXSR z OMGOHS[R
7IPIGXMSR TVSGIHYVIW JSV OMGOHS[R WLMJX
z ;LIR FYXXSR MW TVIWWIH XLMW EYXSQEXMGEPP] FVEOIW XLI ZILMGPI
L]HVSWXEXMGEPP]
=SY XLIR EYXSQEXMGEPP] WLMJX MRXS wWX KIEVx KIEV
z ;LIR ]SY HVMZI [MXLSYX VIWMWXERGI XLI wWX KIEVx KIEV MW EGXMZI JSV
ETTVS\ WIGW
8LI ZILMGPI XLIR EYXSQEXMGEPP] WLMJXW XS wRH KIEVx KIEV [LIR XLI
WTIIH MRGVIEWIW
z ;LIR HVMZMRK MRXS E TMPI wWX KIEVx VIQEMRW WIPIGXIH EW PSRK EW
VIWMWXERGI MW TVIWIRX
7IPIGXMRK XVEZIP VERKIW

1SHMJMGEXMSR % HMJJIVIRX WIUYIRGI [LIR WLMJXMRK XVEZIP VERKIW
:EPMH JSV 0
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E &EGO[EVHW G 8S XLI PIJX
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E z &EGO[EVHW F z *SV[EVHW
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c 7[MXGL SJJ XLI EMVGSRHMXMSRMRK W]WXIQ F] TVIWWMRK XLI EMVGSRHMXMSRMRK
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8LI MRXIVREP PMKLXMRK MW QSYRXIH SR XLI XST VMKLXLERH WMHI SJ XLI GEF
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1EOI WYVI XLEX XLI ZILMGPI W IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
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8LI HVMZIVvW GEF MW IUYMTTIH [MXL SRI MRWMHI ERH X[S SYXWMHI QMVVSVW

0 0-)&,)66 :IVWMSR
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8LI HVMZIV W GEF MW IUYMTTIH [MXL E WYR ZMWSV
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8LI MRPIX STIRMRK MW QSYRXIH SYXWMHI SR XLI PIJXLERH WMHI SJ XLI HVMZIVvW
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%
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z 8VEZIP VERKI JSV WPS[ HVMZI SR WXIIT XIVVEMR
8LI KIEVW EVI XLIR WLMJXIH XS KIEV PIZIP
z 8VEZIP VERKI JSV RSVQEP [SVOMRK STIVEXMSR
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z 8VEZIP VERKI % EYXSQEXMG JSV RSVQEP [SVOMRK STIVEXMSR
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z -R XLI EYXSQEXMG XVEZIP VERKIW ERH XLI KIEVW EVI
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7[MXGL JSV XVEZIP VERKI

8VEZIP VERKI W[MXGL 8VEZIP WTIIH 0'( JMIPH
8VEZIP HMVIGXMSR W]QFSP JMIPH 8VEZIP VERKI 0'( JMIPH
c 4YWL W[MXGL EGGSVHMRK XS GSRHMXMSRW MR XVEZIP VERKI % SV

%
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8LI PMJX EVQ MW VEMWIH
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z 7PS[P] [MXL wRSVQEP PS[IV JYRGXMSRx
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0 0-)&,)66 :IVWMSR
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8LI FYGOIX MW XMPXIH SYX
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8LI PMJX ERH XMPX G]PMRHIVW GER FI WMQYPXERISYWP] VIXVEGXIH SV I\XIRHIH F]
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8LI PMJX EVQ MW VEMWIH ERH XLI FYGOIX MW WMQYPXERISYWP] XMPXIH MR
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8LI PMJX EVQ MW PS[IVIH ERH XLI FYGOIX MW WMQYPXERISYWP] XMPXIH MR
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0 0-)&,)66 :IVWMSR
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KVSYRH
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JEV EW MX [MPP KS ERH XLIR VIPIEWI MX
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8LI EYXSQEXMG PMJXMRK PMQMX W[MXGL TVIZIRXW XLI PMJX EVQ GSQMRK XS ER EFVYTX LEPX
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0 0-)&,)66 :IVWMSR
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c 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E XLVSYKL XLI EGXMSR TSMRX EW JEV
EW MX [MPP KS ERH XLIR VIPIEWI MX
8LMW QIERW XLEX XLI PMJX EVQ MW SRP] VEMWIH EW JEV EW XLI W[MXGLMRK TSMRX JSV XLI
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;LIR [SVOMRK GPSWI XS E LIMKLX PMQMX XLIVI MW E VMWO SJ EGGMHIRXW HYI XS XLI
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c 7IX XLI PMJXMRK PMQMX W[MXGL JSV E VIHYGIH HYQTMRK LIMKLX

7IXXMRK XLI PMJXMRK PMQMX W[MXGL 8LI TVS\MQMX] W[MXGL JSV XLI EYXSQEXMG PMJXMRK PMQMX W[MXGL MW EHNYWXIH I\[SVOW
JSV E VIHYGIH HYQTMRK LIMKLX -J RIGIWWEV] XLI TVS\MQMX] W[MXGL GER FI VIEHNYWXIH
6IHYGIH HYQTMRK LIMKLX
c 6EMWI XLI PMJX EVQ XS XLI VIUYMVIH HYQTMRK LIMKLX

:IVWMSR 0-)&,)66 0
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c 6IPIEWI XLI JM\MRK RYXW SR XLI TVS\MQMX] W[MXGL

,SVM^SRXEPP] EHNYWX XLI TVS\MQMX] W[MXGL YRXMP XLI FYGOIX EVQ GSZIVW YT XS
LEPJ SJ XLI GSRXEGX WYVJEGI SJ XLI TVS\MQMX] W[MXGL
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JSYV 0)(W SR XLI TVS\MQMX] W[MXGL PMKLX YT
c 6IXMKLXIR XLI JM\MRK RYXW SR XLI TVS\MQMX] W[MXGL
8LI TVS\MQMX] W[MXGL LEW FIIR VIWIX ERH XLI EYXSQEXMG PMJXMRK PMQMX W[MXGL MW
SRGI QSVI VIEH] JSV STIVEXMSR
c 8IWX XLI WIXXMRK ERH VIEHNYWX MJ RIGIWWEV]
%GXMZEXMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK

;MXL PSEHMRK NSFW JSV [LMGL E GIVXEMR HMKKMRK TSWMXMSR MW VITIEXIHP] VIUYMVIH
XLI EYXSQEXMG FYGOIX VIXYVRXSHMK GER FI STIVEXIH
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0 0-)&,)66 :IVWMSR
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c 4VIWW FYXXSR JSV FYGOIX VIXYVRXSHMK

8LI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW RS[ EGXMZI
;SVOMRK [MXL XLI EYXSQEXMG 1EOI WYVI XLEX XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW EGXMZI
FYGOIX VIXYVRXSHMK
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c 6EMWI XLI PMJX EVQ 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E

c 8MPX XLI PSEHMRK FYGOIX SYX MR XLI VEMWIH TSWMXMSR 1SZI XLI 0, GSRXVSP
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MR HMVIGXMSR G XLVSYKL XLI EGXMSR TSMRX EW JEV EW MX [MPP KS ERH VIPIEWI MX
8LI PSEHMRK FYGOIX MW XLYW QSZIH MRXS XLI TVIPMQMREV] TSWMXMSR JSV XLI HMKKMRK
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c 0S[IV XLI PMJX EVQ QSZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR F
8LI PSEHMRK FYGOIX MW XLYW QSZIH MRXS XLI HMKKMRK TSWMXMSR SR XLI KVSYRH

:IVWMSR 0-)&,)66 0
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c 6IXMKLXIR XLI JM\MRK RYXW SR TVS\MQMX] W[MXGL
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0 0-)&,)66 :IVWMSR
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c 8IWX XLI wGSEVWI EHNYWXQIRXx WII XLI w;SVOMRK [MXL XLI EYXSQEXMG FYGOIX
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c -J VIUYMVIH GEVV] SYX XLI wJMRI EHNYWXQIRXx
*MRI EHNYWXQIRX
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3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

1SHIP ,]HVEYPMG EGXYEXMSR F] ER EHHMXMSREP GSRXVSPPIV
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EKVIIQIRX SJ 0-)&,)66
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7YTTP] PMRI JSV UYMGOGLERKI 'LERKISZIV ZEPZI
HIZMGI 'LERKISZIV PIZIV
7YTTP] PMRI JSV FYMPHSR %RXMX[MWX PSGO
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:IVWMSR 0-)&,)66 0
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8LI L]HVEYPMG UYMGOGLERKI HIZMGI MW EGXMZEXIH IREFPIH SV HIEGXMZEXIH

FPSGOIH [MXL GLERKISZIV ZEPZI
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z 8LI PMJX EVQ MW PS[IVIH XS E TSMRX NYWX EFSZI XLI KVSYRH
z ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
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GPSWIH
z ;LIVI E [SVOMRK EXXEGLQIRX MW QSYRXIH QEOI WYVI XLEX XLMW MW XMPXIH MR
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(S RSX EGXMZEXI IREFPI XLI UYMGO GLERKI HIZMGI [LIR XLI [SVOMRK
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c -J ]SY [ERX XS EGXMZEXI IREFPI XLI UYMGO GLERKI HIZMGI

QSZI XLI GLERKISZIV PIZIV XS TSWMXMSR E ERH IRKEKI XLI ERXMX[MWX PSGO
8LI X[S PIZIV TSWMXMSRW EVI WLS[R MR XLI *MK SR XLI PIJX
8LI GLERKISZIV ZEPZI MW XLYW STIRIH
8LI JPS[ HMVIGXMSR SJ XLI L]HVEYPMG SMP MW MRHMGEXIH F] XLI PIZIV TSWMXMSR
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XLYW QEHI
VIEH]
9RPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX XLI UYMGO GLERKI HIZMGI LEW FIIR EGXMZEXIH IREFPIH F]
QIERW SJ XLI GLERKISZIV ZEPZI
c 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW QSZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR
F XS XLI WXST ERH OIIT MX MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI EVI VIXVEGXIH

0 0-)&,)66 :IVWMSR
3TIVEXMSR
5YMGOGLERKI HIZMGI ZMI[ JVSQ XLI HVMZIV W GEF

-RHMGEXSV QIGLERMGEP F 4SWMXMSR YRPSGOIH
E 4SWMXMSR PSGOIH
8LI TSWMXMSR VIXVEGXIH SJ XLI PSGOMRK TMRW MW MRHMGEXIH QIGLERMGEPP] F] XLI

HMWTPE]
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8LMW MW XLI TVSGIHYVI JSV HIGSYTPMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI [LIR E [SVOMRK EXXEGLQIRX MW QSYRXIH [MXL ER MRHITIRHIRX
L]HVEYPMG WYTTP] XLEX XLI GSYTPMRK XS XLI L]HVEYPMG PMRIW MW VIPIEWIH
;EVRMRK 6MWO SJ EGGMHIRXW HYI XS MRGSVVIGXP] WIX HS[R [SVOMRK EXXEGLQIRX

8LI [SVOMRK EXXEGLQIRX QE] MR RS IZIRX FI WIX HS[R MR YRWIGYVIH EVIEW
VSEH[E]W IXG
c 7IX HS[R XLI [SVOMRK EXXEGLQIRX HS[R JPEX SR JMVQ IZIR KVSYRH
;LIVI XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG WYTTP] WIX
HS[R XLI [SVOMRK EXXEGLQIRX MR WYGL E [E] XLEX XLI L]HVEYPMG PMRIW EVI RSX
WYFNIGXIH XS ER] WXVEMR
c 7IGYVI XLI [SVOMRK EXXEGLQIRX EKEMRWX XMTTMRK SZIV
c 'EVIJYPP] VIQSZI XLI UYMGOGLERKI HIZMGI JVSQ XLI EHETXIV LSPHIV EX XLI
XST SJ XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX MW RS[ HIGSYTPIH
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WYTTP] PMRIW QYWX FI HMWGSRRIGXIH
8LI TVSGIHYVI JSV HMWGSRRIGXMRK XLI L]HVEYPMG PMRIW MW EW JSPPS[W

:IVWMSR 0-)&,)66 0
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;EVRMRK 6MWO SJ EGGMHIRXW JVSQ L]HVEYPMG PMRIW YRHIV TVIWWYVI

(ITVIWWYVMWI XLI L]HVEYPMG GMVGYMXW FIJSVI GSRRIGXMRK SV HMWGSRRIGXMRK
L]HVEYPMG PMRIWGSYTPMRKW
c 7LYX HS[R XLI HMIWIP IRKMRI

c %GXYEXI EPP WIVZS HIZMGIW GSRXVSP PIZIVW MR FSXL HMVIGXMSRW
c 6IPIEWI XLI L]HVEYPMG PMRIWUYMGO EGXMSR GSYTPMRKW JVSQ XLI ZILMGPI
c 1EOI WYVI XLEX RS L]HVEYPMG SMP PIEOW SRXS XLI KVSYRH
'SRXEQMREXIH WSMP QYWX FI VIQSZIH JSV TVSTIV HMWTSWEP EW XLI L]HVEYPMG SMP
GER TSPPYXI XLI KVSYRH [EXIV
c 'PSWI XLI LSWI PMRI GSYTPMRKW [MXL TVSXIGXMZI GSZIVW
c 0E] XLI L]HVEYPMG LSWIW MR XLI LSWI VIXEMRIVW
%XXEGLMRK ERH GSYTPMRK XLI [SVOMRK EXXEGLQIRX

8LMW MW XLI TVSGIHYVI JSV EXXEGLMRK ERH GSYTPMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI XLEX XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW GSQTPIXIP] YRPSGOIH
c 'EVIJYPP] QSZI XLI UYMGOGLERKI HIZMGI MRXS XLI EHETXIVLSPHIV EX XLI XST
SJ XLI [SVOMRK EXXEGLQIRX
c 7PMKLXP] VEMWI XLI [SVOMRK EXXEGLQIRX ERH XMPX MX MR

-R XLI TVSGIWW XLI [SVOMRK EXXEGLQIRX QYWX GSQTPIXIP] IRKEKI [MXL XLI
UYMGOGLERKI HIZMGI
0SGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV PSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW JSPPS[W
)RWYVI XLEX
z 8LI [SVOMRK EXXEGLQIRX MW GSQTPIXIP] IRKEKIH MR XLI UYMGOGLERKI
HIZMGI WS XLEX XLI [SVOMRK EXXEGLQIRX GER FI PSGOIH MR TPEGI [MXL XLI
PSGOMRK TMRW
z 8LI UYMGO GLERKI HIZMGI LEW FIIR EGXMZEXIH IREFPIH F] QIERW SJ XLI
GLERKISZIV ZEPZI

0 0-)&,)66 :IVWMSR
3TIVEXMSR

'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW JYPP] IRKEKIH [MXL XLI
UYMGOGLERKI HIZMGI
c 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW QSZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR
E XS XLI WXST ERH OIIT MX MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI I\XIRH
8LI [SVOMRK EXXEGLQIRX MW RS[ GSYTPIH
'LIGO EJXIV PSGOMRK TVSGIHYVI

8S QEOI ER MRWTIGXMSR SRGI XLI PSGOMRK TVSGIHYVI LEW FIIR GSQTPIXIH
TVSGIIH EW JSPPS[W
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI LEW FIIR QSZIH XS E WYMXEFPI
TSWMXMSR JSV MRWTIGXMSR

(S RSX QSZI XLI [SVOMRK EXXEGLQIRX YRXMP ]SY LEZI GLIGOIH XLI PSGO
'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH XS XLI
UYMGOGLERKI HIZMGI
5YMGOGLERKI HIZMGI :MWYEP MRWTIGXMSR

5YMGOGLERKI HIZMGI E 4SWMXMSR PSGOIH
0SGOMRK TMR F 4SWMXMSR YRPSGOIH
-RHMGEXSV QIGLERMGEP
c 1SZI XLI PMJX EVQ YT YRXMP MX MW TSWWMFPI XS ZMI[ HMWTPE]

c +IX SYX SJ XLI ZILMGPI ERH ZMWYEPP] GLIGO XLEX PSGOMRK TMRW LEZI EGXYEPP]
PSGOIH XLI [SVOMRK EXXEGLQIRX
c 'EVV] SYX XLI MRTIGXMSR SR FSXL WMHIW SJ XLI ZILMGPI
=SY GER WII XLEX XLI TMRW EVI TVSTIVP] PSGOIH [LIR MRHMGEXSV MW
YTVMKLX
-R EHHMXMSR PSGOMRK TMRW QYWX LEZI FIIR MRWIVXIH EPP XLI [E] XS XLI
SYXIV FSVILSPI SJ UYMGOGLERKI HIZMGI

:IVWMSR 0-)&,)66 0
3TIVEXMSR

-J XLI UYMGOGLERKI HIZMGI MW YRMRXIRXMSREPP] PSGOIH FSXL TIVWSRRIP ERH XLI
[SVOMRK EXXEGLQIRX [MPP FI I\TSWIH XS E LEÊVHSYW WMXYEXMSR
-X MW IWWIRXMEP XLEX XLI GLERKISZIV ZEPZI MW PSGOIH EKEMR EJXIV XLI PSGOMRK
TVSGIHYVI MW JMRMWLIH
(IEGXMZEXI XLI L]HVEYPMG UYMGOGLERKI HIZMGI [MXL XLI GLERKISZIV ZEPZI

FPSGO
c 'PSWI XLI GLERKISZIV ZEPZI XEOI GLERKISZIV ZEPZI SYX SJ XLI ERXMX[MWX
PSGO ERH WIX XS TSWMXMSR F 8LI X[S PIZIV TSWMXMSRW EVI WLS[R MR XLI *MK
SR XLI PIJX
8LI GLERKISZIV ZEPZI MW XLIVIF] GPSWIH
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XLYW FPSGOIH
c *YVXLIV [SVOMRK QSZIQIRXW [MXL XLI [SVOMRK EXXEGLQIRX GER SRP] FI

GEVVMIH SYX EJXIV XLI UYMGOGLERKI HIZMGI LEW FIIR MRWTIGXIH ERH
HIEGXMZEXIH FPSGOIH
c *SV STIVEXMRK E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX GSRXVSP GMVGYMX
7II XLI HIWGVMTXMSR MR XLI w'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRWx
ERH w;SVOMRK [MXL STXMSREP IUYMTQIRXx WIGXMSRW
'SRRIGXMRK XLI L]HVEYPMG PMRIW JSV L]HVEYPMGEPP] EGXYEXIH

[SVOMRK EXXEGLQIRXW
;LIVI XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX XLI
L]HVEYPMG WYTTP] PMRIW QYWX FI GSRRIGXIH
c 6IQSZI XLI TVSXIGXMZI GETW JVSQ XLI L]HVEYPMG PMRI GSYTPMRKW
c 'SRRIGX XLI L]HVEYPMG PMRIW TVSTIVP]
8LI JSPPS[MRK TSMRXW WLSYPH FI SFWIVZIH [MXL XLI GSRRIGXMSRW
z 'PIER XLI PMRI GSYTPMRKW FIJSVI GSRRIGXMRK
z (S RSX GSRRIGX XLI [VSRK IRHW SJ XLI L]HVEYPMG PMRIW
z 0E] XLI L]HVEYPMG PMRIW WS XLEX XLIVI MW RS VMWO SJ XLIQ FIMRK TMRGLIH F]
XLI STIVEXMSR SJ XLI [SVOMRK EXXEGLQIRX
z 1EOI YWI SJ ER] LSWI VIXEMRMRK GPMTW [LIR PE]MRK XLI LSWI
c 'LIGO XLI L]HVEYPMG PMRIW JSV ER] PIEOEKI EJXIV GSRRIGXMRK

0 0-)&,)66 :IVWMSR
3TIVEXMSR
3TIVEXMSR SJ XLI L]HVEYPMG UYMGOGLERKI IUYMTQIRX

IPIGXVSL]HVEYPMG EGXYEXMSR [MXL GSQJSVX GSRXVSP
1SHIP GSQFMRIH IPIGXVSL]HVEYPMG EGXYEXMSR [MXL GSQJSVX GSRXVSP
GSRWIRX SJ 0-)&,)66
%GXMZEXMSR SJ XLI GSQFMRIH IPIGXVSL]HVEYPMGEPP] EGXYEXIH

UYMGOGLERKI HIZMGI

7YTTP] PMRI JSV UYMGOGLERKI 'LERKISZIV ZEPZI
HIZMGI 'LERKISZIV PIZIV
7YTTP] PMRI JSV FYMPHSR %RXMX[MWX PSGO
EGGIWWSV] WIX -RHMGEXSV QIGLERMGEP
,]HV G]PMRHIV
8LI GSQFMRIH IPIGXVSL]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGI MW

EGXMZEXIHHIEGXMZEXIH [MXL XLI WTIGMEP JYRGXMSR FYXXSR
)RWYVI XLEX
z 8LI PMJX EVQ MW PS[IVIH XS E TSMRX NYWX EFSZI XLI KVSYRH
z ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
GPSWIH
z 'LERKISZIV ZEPZI MW STIR
7II XLI w%GXMZEXMSR SJ XLI L]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGIx
WIGXMSR (IWGVMTXMSR SJ :IVWMSR

:IVWMSR 0-)&,)66 0
3TIVEXMSR

(S RSX EGXMZEXI FYXXSR [LIR [SVOMRK EXXEGLQIRX MW VEMWIH
'SRXVSP YRMX
'SRXVSP YRMX 7TIGMEP JYRGXMSR FYXXSR
0)(
c 4VIWW XLI FYXXSR JSV WTIGMEP JYRGXMSRW

8LI UYMGOGLERKI HIZMGI MW RS[ STIVEXMSREP

1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH IREFPIH F]
QIERW SJ XLI FYXXSR JSV WTIGMEP JYRGXMSRW
0, GSRXVSP PIZIV
0, GSRXVSP PIZIV H (MVIGXMSR SJ QSZIQIRX
&YXXSR GSQJSVX GSRXVSP
c 4VIWW XLI FYXXSR ERH LSPH MX HS[R

&] TVIWWMRK XLI FYXXSR XLI JYRGXMSR STIVEXMSR SJ XLI PMJX ERH XMPX G]PMRHIVW MW
W[MXGLIH SJJ

0 0-)&,)66 :IVWMSR
3TIVEXMSR
c 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW QSZI XLI 0, GSRXVSP PIZIV MR

HMVIGXMSR H XS XMPX SYX [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR XLMW
TSWMXMSR
c ;LIR XLI PSGOMRK TMRW EVI GSQTPIXIP] VIXVEGXIH
VIPIEWI XLI FYXXSR ERH XLI 0, GSRXVSP PIZIV EKEMR
&] VIPIEWMRK FYXXSR XLI JYRGXMSR STIVEXMSR SJ XLI PMJX ERH XMPX G]PMRHIVW MW
W[MXGLIH SR EKEMR

4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR w3TIVEXMSR SJ XLI L]HVEYPMG
UYMGOGLERKI IUYMTQIRXx

[SVOMRK EXXEGLQIRXW


)RWYVI XLEX
PSGOMRK TMRW
z 8LI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH IREFPIH F] QIERW SJ XLI
FYXXSR JSV WTIGMEP JYRGXMSRW

UYMGOGLERKI HIZMGI
0, GSRXVSP PIZIV
0, GSRXVSP PIZIV G (MVIGXMSR SJ QSZIQIRX
&YXXSR GSQJSVX GSRXVSP

:IVWMSR 0-)&,)66 0
3TIVEXMSR
c 4VIWW FYXXSR ERH LSPH MX HS[R

&] TVIWWMRK XLI FYXXSR XLI JYRGXMSR STIVEXMSR SJ XLI PMJX ERH XMPX G]PMRHIVW MW
W[MXGLIH SJJ
c 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW 1SZI XLI 0, GSRXVSP PIZIV MR
HMVIGXMSR G XS XMPX MR [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR XLMW
TSWMXMSR
c ;LIR XLI PSGOMRK TMRW EVI GSQTPIXIP] I\XIRHIH
VIPIEWI FYXXSR ERH XLI 0, GSRXVSP PIZIV EKEMR
&] VIPIEWMRK XLI FYXXSR XLI JYRGXMSR STIVEXMSR SJ XLI PMJX ERH XMPX G]PMRHIVW MW
W[MXGLIH SR EKEMR
%JXIV XLI PSGOMRK TVSGIHYVI HIEGXMZEXI XLI L]HVEYPMG UYMGOGLERKI HIZMGI
[MXL XLI FYXXSR JSV WTIGMEP JYRGXMSRW
c 4VIWW XLI FYXXSR JSV WTIGMEP JYRGXMSRW
8LI 0)( KSIW SYX
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XLIVIF]
HIEGXMZEXIH


[SVOMRK EXXEGLQIRXW

0 0-)&,)66 :IVWMSR
3TIVEXMSR
3TIVEXMSR SJ XLI L]HVEYPMG UYMGOGLERKI HIZMGI

IPIGXVSL]HVEYPMG EGXYEXMSR [MXLSYX GSQJSVX GSRXVSP
1SHIP GSQFMRIH IPIGXVSL]HVEYPMG EGXYEXMSR [MXL W[MXGL
GSRWIRX SJ 0-)&,)66
%GXMZEXMSR SJ XLI GSQFMRIH IPIGXVSL]HVEYPMGEPP] EGXYEXIH

UYMGOGLERKI HIZMGI

7YTTP] PMRI JSV UYMGOGLERKI 7[MXGL L]HV UYMGOGLERKI
HIZMGI HIZMGI STXMSR
,]HV G]PMRHIV
8LI GSQFMRIH IPIGXVSL]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGI MW

EGXMZEXIHHIEGXMZEXIH [MXL W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI
8LI TVSGIHYVI JSV EGXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW EW JSPPS[W
)RWYVI XLEX
z 8LI PMJX EVQ MW PS[IVIH XS NYWX EFSZI XLI KVSYRH
z [LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
GPSWIH

:IVWMSR 0-)&,)66 0
3TIVEXMSR

(S RSX EGXMZEXI PSGOEFPI W[MXGL [LIR [SVOMRK EXXEGLQIRX MW VEMWIH
c 6IPIEWI XLI EGXMZEXMSR FPSGO MR XLI HMVIGXMSR SJ XLI EVVS[ ERH
WMQYPXERISYWP] TYWL XLI W[MXGL JSV[EVHW
;LIR XLI W[MXGL MW TVIWWIH E [EVRMRK WMKREP WSYRHW JVSQ XLI MRWXVYQIRX
TERIP
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XLYW

EGXMZEXIH

1EOI WYVI XLEX XLI W[MXGL z L]HVEYPMG UYMGOGLERKI HIZMGI LEW FIIR
TVIWWIH
c 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW QSZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR
G XS XMPX MR [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR XLMW TSWMXMSR
5YMGOGLERKI HIZMGI ZMI[ JVSQ XLI HVMZIV W GEF

-RHMGEXSV QIGLERMGEP F 4SWMXMSR YRPSGOIH
E 4SWMXMSR PSGOIH
8LI TSWMXMSR VIXVEGXIH SJ XLI PSGOMRK TMRW MW MRHMGEXIH QIGLERMGEPP] F] XLI

HMWTPE]

0 0-)&,)66 :IVWMSR
3TIVEXMSR

4VSGIIH EW JSPPS[W XS HIGSYTPI XLI [SVOMRK EXXEGLQIRX
1EOI WYVI [LIR E [SVOMRK EXXEGLQIRX MW QSYRXIH [MXL ER MRHITIRHIRX
L]HVEYPMG WYTTP] XLEX XLI GSYTPMRK XS XLI L]HVEYPMG PMRIW MW VIPIEWIH
;EVRMRK 6MWO SJ EGGMHIRXW HYI XS MRGSVVIGXP] WIX HS[R [SVOMRK EXXEGLQIRX

8LI [SVOMRK EXXEGLQIRX QYWX RIZIV FI WIX HS[R MR YRWIGYVIH EVIEW
VSEH[E]W IXG
c (IEGXMZEXI XLI L]HVEYPMG UYMGOGLERKI HIZMGI TYWL FEGO XLI W[MXGL z

L]HVEYPMG UYMGOGLERKI HIZMGI
;LIR XLI W[MXGL MW TVIWWIH XLI [EVRMRK WMKREP JVSQ XLI MRWXVYQIRX TERIP
KSIW SYX
c 7IX HS[R XLI [SVOMRK EXXEGLQIRX HS[R JPEX SR JMVQ IZIR KVSYRH
;LIVI XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG WYTTP] WIX
HS[R XLI [SVOMRK EXXEGLQIRX MR WYGL E [E] XLEX XLI L]HVEYPMG PMRIW EVI RSX
WYFNIGXIH XS ER] WXVEMR
c 7IGYVI XLI [SVOMRK EXXEGLQIRX EKEMRWX XMTTMRK SZIV
c 'EVIJYPP] VIQSZI XLI UYMGOGLERKI HIZMGI JVSQ XLI EHETXIV LSPHIV EX XLI
XST SJ XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX MW RS[ HIGSYTPIH

[SVOMRK EXXEGLQIRXW


)RWYVI XLEX
PSGOMRK TMRW
z 8LI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XYVRIH SJJ

:IVWMSR 0-)&,)66 0
3TIVEXMSR

UYMGOGLERKI HIZMGI
c 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW QSZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR
G XS XMPX MR [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR XLMW TSWMXMSR

8S QEOI ER MRWTIGXMSR SRGI XLI PSGOMRK TVSGIHYVI LEW FIIR GSQTPIXIH
TVSGIIH EW JSPPS[W
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI LEW FIIR QSZIH XS E WYMXEFPI
TSWMXMSR JSV MRWTIGXMSR

(S RSX QSZI XLI [SVOMRK EXXEGLQIRX YRXMP ]SY LEZI GLIGOIH XLI PSGO
'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH XS XLI
UYMGOGLERKI HIZMGI
5YMGOGLERKI HIZMGI :MWYEP MRWTIGXMSR

5YMGOGLERKI HIZMGI E 4SWMXMSR PSGOIH
0SGOMRK TMR F 4SWMXMSR YRPSGOIH
-RHMGEXSV QIGLERMGEP
c 1SZI XLI PMJX EVQ YT YRXMP MX MW TSWWMFPI XS ZMI[ HMWTPE]

c +IX SYX SJ XLI ZILMGPI ERH ZMWYEPP] GLIGO XLEX PSGOMRK TMRW LEZI EGXYEPP]
PSGOIH XLI [SVOMRK EXXEGLQIRX
c 'EVV] SYX XLI MRTIGXMSR SR FSXL WMHIW SJ XLI ZILMGPI
=SY GER WII XLEX XLI TMRW EVI TVSTIVP] PSGOIH [LIR MRHMGEXSV MW
YTVMKLX

0 0-)&,)66 :IVWMSR
3TIVEXMSR
-R EHHMXMSR PSGOMRK TMRW QYWX LEZI FIIR MRWIVXIH EPP XLI [E] XS XLI
SYXIV FSVILSPI SJ UYMGOGLERKI HIZMGI
c (S RSX GEVV] SYX ER] SXLIV QSZIQIRXW [MXL XLI [SVOMRK EXXEGLQIRX YRXMP
XLI GLIGO MW GSQTPIXI
c *SV STIVEXMRK E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX GSRXVSP GMVGYMX
7II XLI HIWGVMTXMSR MR XLI w'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRWx
ERH w;SVOMRK [MXL STXMSREP IUYMTQIRXx WIGXMSRW

[SVOMRK EXXEGLQIRXW

:IVWMSR 0-)&,)66 0
3TIVEXMSR
;SVOMRK [MXL STXMSREP IUYMTQIRX

3TIVEXMRK ERH [SVOMRK [MXL ZEVMSYW MXIQW SJ STXMSREP IUYMTQIRX MW HIWGVMFIH
MR XLMW WIGXMSR
3TXMSREP IUYMTQIRX
z *SVOPMJX
z 6IJYIPPMRK TYQT
*SVOPMJX STIVEXMSR
*SV JSVOPMJX STIVEXMSR [MXL 4OMRIQEXMGW PMJX EVQ
z 8LMW SRP] ETTPMIW JSV ZILMGPIW [MXL EXXEGLIH 4 PMJX EVQ
8LI TEVEPPIP OMRIQEXMGW TIVQMXWW TEVEPPIP KYMHERGI SJ XLI PSEH SZIV XLI
IRXMVI PMJXMRK VERKI HYVMRK PMJXMRK SV PS[IVMRK
*SV JSVOPMJX STIVEXMSR [MXL PMJX EVQW [MXL >FEV OMRIQEXMGW
z -R XLI GEWI SJ XLI PMJX EVQ [MXL >FEV OMRIQEXMGW RS TEVEPPIP QSZIQIRX MW
TSWWMFPI
8LMW QIERW XLEX XLI EXXEGLQIRX XMPXW MR HYVMRK XLI PMJX QSZIQIRX YT XS
SJ XLI QE\ PMJX LIMKLX ERH [MXL JYVXLIV YT[EVH PMJX QSZIQIRX MX XMPXW SYX
EKEMR FYX HSIW RSX XMPX HS[R JSV[EVHW
z (YI XS XLI PIWW JEZSYVEFPI PIZIV VEXMS SJ XLI >FEV OMRIQEXMGW MR XLI
XSTQSWX PMJXMRK VERKI VIWXVMGXMSRW MR PSEH FIEVMRK GETEGMX] QE] VIWYPX
7II EPWS w0SEH FIEVMRK XEFPIW JSV JSVOPMJX STIVEXMSRx WIGXMSR
8LI TVSGIHYVI JSV JSVOPMJX STIVEXMSR MW EW JSPPS[W
1EOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH XS XLI
UYMGOGLERKI HIZMGI
7II XLI HIWGVMTXMSR MR XLI w3TIVEXMSR SJ XLI L]HVEYPMG UYMGOGLERKI HIZMGIx
ERH w'LIGO EJXIV PSGOMRK TVSGIHYVIx WIGXMSRW
(MWXERGI JVSQ GIRXVI SJ KVEZMX]

7 'IRXVI SJ KVEZMX] 7E (MWXERGI JVSQ GIRXVI SJ KVEZMX]

0 0-)&,)66 :IVWMSR
3TIVEXMSR
'EYXMSR 6MWO SJ HEQEKI XS PSEH ERH ZILMGPI

;LIR YWMRK JSVOPMJXW SRP] YWI JSVOW [MXL TVSRKW SJ WYMXEFPI PIRKXL ERH QEOI
WYVI XLEX XLIWI HS RSX TVSNIGX FI]SRH XLI PSEH 3XLIV[MWI KSSHW SV TEPPIXW
P]MRK MR JVSRX SJ XLI JSVOW GSYPH FI HEQEKIH
1EOI WYVI XLEX JSVOPMJXW EVI STIVEXIH GSVVIGXP]
c ;LIR ]SY PMJX XLI PSEH 1EOI WYVI XLEX XLI PSEH MW VIWXMRK EW GPSWI EW
TSWWMFPI XS XLI ZIVXMGEP PMQF SJ XLI JSVO TVSRK
4MGO YT XLI PSEH QEOI WYVI XLEX XLI GIRXVI SJ KVEZMX] 7E SJ XLI PSEH MW
GSVVIGXP] TSWMXMSRIH
;EVRMRK 6MWO SJ EGGMHIRXW HYI XS XLI ZILMGPI XMTTMRK SZIV

1EOI WYVI XLEX JSVOPMJXW EVI STIVEXIH GSVVIGXP]
c 6EMWI XLI PMJX EVQ XS XLI XVERWTSVX TSWMXMSR ETTVS\ z GQ EFSZI XLI
KVSYRH
c ;LIR XLI JSVOPMJX MW IQTX] XMPX MX MR WPMKLXP] ERH OIIT MX PS[
c ;LIR GEVV]MRK E PSEH XMT XLI JSVOPMJX YT WPMKLXP] ERH OIIT XLI PSEH PS[
c ;LIR SR WPSTIW SV MRGPMRIW EP[E]W OIIT XLI PSEH EX XLI YTLMPP IRH
c 2IZIV HVMZI SR WPSTIW SV MRGPMRIW
c 2IZIV XYVR SR WPSTIW SV MRGPMRIW
c ;LIR E LMKL YRPSEHMRK TSWMXMSR MW YREZSMHEFPI
HS RSX VEMWI XLI PMJX EVQW YRXMP ]SY LEZI VIEGLIH XLI YRPSEHMRK TSMRX
c ;LIR E PS[ YRPSEHMRK TSWMXMSR MW VIUYMVIH
HS RSX PS[IV XLI PMJX EVQ YRXMP ]SY LEZI VIEGLIH XLI YRPSEHMRK TSMRX
6IJYIPPMRK TVSGIHYVI [MXL VIJYIPPMRK TYQT
6IJYIPPMRK TYQT

:IVWMSR 0-)&,)66 0
3TIVEXMSR
)RWYVI XLEX
z 8LI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
z 7YGXMSR PMRI I\XIRWMSR [MXL WYGXMSR WXVEMRIV MW GSRRIGXIH XS XLI WYGXMSR
PMRI FILMRH XLI IRKMRI GSQTEVXQIRX HSSV 1EOI WYVI XLEX XLI WYGXMSR
WXVEMRIV MW RSX HEQEKIH SXLIV[MWI XLI VIJYIPPMRK TYQT MW RSX
TVSXIGXIH EKEMRWX JSVIMKR FSHMIW
z 7YGXMSR PMRI I\XIRWMSR [MXL WYGXMSR WXVEMRIV GER VIEGL XS XLI FSXXSQ SJ
XLI XERO WS XLEX XLI XERO GER FI GSQTPIXIP] HVEMRIH
z 8LI FEXXIV] QEMR W[MXGL MW XYVRIH SR
z 7IEPMRK GET SR XLI JYIP XERO JMPPIV RIGO MW STIR
z 8LI OI] JSV XLI VIJYIPPMRK TYQT W[MXGL RI\X XS XERO JMPPIV GET MW
MRWIVXIH
7XEVXMRK YT XLI VIJYIPPMRK TYQT
*YIP XERO
;EVRMRK 6MWO SJ FYVRW ERH I\TPSWMSRW

-R RS IZIRX EVI REOIH JPEQIW SV PMKLXIH GMKEVIXXIW EPPS[IH MR XLI ZMGMRMX]
HYVMRK XLI VIJYIPPMRK TVSGIHYVI
c 8YVR XLI OI] MR XLI W[MXGL XS w32x 8LMW WXEVXW XLI VIJYIPPMRK TVSGIHYVI
'EYXMSR (ERKIV HYI XS XLI JYIP SZIVJPS[MRK JVSQ XLI JMPPIV RIGO
8LI VIJYIPPMRK TYQT HSIW RSX W[MXGL SJJ EYXSQEXMGEPP] [LMGL GSYPH PIEH XS
JYIP SZIVJPS[MRK JVSQ XLI JMPPIV RIGO
3FWIVZI XLI VIJYIPPMRK TVSGIHYVI ZME XLI JYIP XERO JMPPIV RIGO
c ;LIR XLI VIJYIPPMRK TVSGIWW MW GSQTPIXI XYVR XLI OI] MR W[MXGL XS w3**x
ERH VIQSZI XLI OI] 'PSWI JYIP XERO WIEPMRK GET
c (MWGSRRIGX WYGXMSR PMRI I\XIRWMSR [MXL WYGXMSR WXVEMRIV JVSQ XLI
WYGXMSR PMRI ERH WIEP PMRIW [MXL HYQQ] TPYKW

0 0-)&,)66 :IVWMSR
3TIVEXMSR
+IRIVEP [SVOMRK QIXLSHW

8LI VSYXMRI [SVOMRK QIXLSHW EVI HIWGVMFIH MR XLMW WIGXMSR
4MGOMRK YT ERH XVERWJIVVMRK FYPO QEXIVMEPW

8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR
c (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX

c -J ]SY HS LEZI XS TVSQSXI XLI JPS[ SJ XLI FYPO QEXIVMEP MRXS XLI FYGOIX
KIRXP] XMPX MX MR ERH SYX
;LIR XLI FVEOI MRGLMRK TIHEP MW EGXMZEXIH XLI EHZERGI JSVGI XVEGXMZI
JSVGI MW VIHYGIH XLYW QEOMRK PSEHMRK IEWMIV
4S[IV HMWXVMFYXMSR F] -2',-2+

&VEOIMRGLMRK TIHEP & 6ERKI &6%/-2+
- 6ERKI -2',-2+
c -R EHHMXMSR TYWL HS[R XLI FVEOI MRGLMRK TIHEP MR VERKI - SJ XLI

TIHEP XVEZIP [MXL XLI VIUYMVIH JSVGI
8LI IRKMRI TS[IV MW EHNYWXIH
8LI TS[IV KSMRK XS XLI XVEZIP L]HVEYPMGW MW VIHYGIH
8LI TS[IV KSMRK XS XLI [SVOMRK EXXEGLQIRX MW MRGVIEWIH
8LI EHZERXEKIW SJ TS[IV EHNYWXQIRX

z 8LI [LIIPW HS RSX WTMR YRRIGIWWEVMP]
z *YIP GSRWYQTXMSR MW VIHYGIH

:IVWMSR 0-)&,)66 0
3TIVEXMSR
c 8LI PSEHIH FYGOIX MW XMPXIH MR XS MXW PMQMX ERH XLI PMJX EVQ MW VEMWIH
8VERWTSVXMRK ERH XVERWJIVVMRK FYPO QEXIVMEPW

8LI FYGOIX WLSYPH FI QSZIH MRXS XLI XVERWTSVX TSWMXMSR XS MQTVSZI XLI
ZILMGPIvW WXEFMPMX] ERH XS IRWYVI KSSH ZMI[MRK GSRHMXMSRW [LIR XVERWTSVXMRK
ERH XVERWJIVVMRK FYPO QEXIVMEPW
8VERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX MW ETTVS\ GQ EFSZI
XLI KVSYRH
8VERWTSVX TSWMXMSR
(ERKIV SJ XLI ZILMGPI XMTTMRK SZIV

8LIVI MW E VMWO XLEX XLI ZILMGPI QMKLX XMT SZIV [LIR XLI PMJX EVQ MW VEMWIH HYI
XS E WLMJX MR XLI GIRXVI SJ KVEZMX]
3FWIVZI XLI QE\ TIVQMWWMFPI FYPO QEXIVMEP [IMKLX ERH XLI WTIGMJMIH
XMTTMRK PSEHW
c 1SZI XLI PSEHIH FYGOIX MRXS XLI XVERWTSVX TSWMXMSR

8VERWTSVXMRK E PSEH SR E WPSTI
8VEZIP HMVIGXMSRW [LIR XVERWTSVXMRK PSEHW

0 0-)&,)66 :IVWMSR
3TIVEXMSR

;LIR XVERWTSVXMRK E PSEH SR E WXIIT WPSTI OIIT XLI PSEHIH FYGOIX PS[
c ;LIR XVERWTSVXMRK YTLMPP HVMZI JSV[EVHW

c ;LIR XVERWTSVXMRK HS[RLMPP HVMZI MR VIZIVWI
(VMZMRK SR WPSTIW -X MW IWWIRXMEP XLEX XLI WEJIX] MRWXVYGXMSRW EVI SFWIVZIH [LIR HVMZMRK SR
WPSTIW
6IJIV XS XLI WIGXMSR w7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIWx
7PSTIW

8LI PSEH EX [LMGL XLI ZILMGPI GER XMT SZIV MW VIHYGIH [LIR HVMZMRK SR WPSTMRK
KVSYRH
%P[E]W OIIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX
(S RSX WYHHIRP] GLERKI HMVIGXMSR SV FVEOI EFVYTXP]
c 7IPIGX XLI PS[IWX TSWWMFPI XVEZIP VERKI

c )EWI SJJ XLI KEW TIHEP
c (VMZI HS[RLMPP GEVIJYPP]
+VEHMRK [SVO
/IIT XLI FYGOIX FEWI LSVM^SRXEP [LIR KVEHMRK
+VEHMRK 8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR
+VEHMRK TVSGIHYVI
c (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX

SV
9WI XLI JPSEX JYRGXMSR TSWMXMSR 6IJIV XS XLI w3TIVEXMRK XLI PMJX EVQx ERH
w%GXMZEXMRK XLI JPSEX TSWMXMSRx WIGXMSRW

:IVWMSR 0-)&,)66 0
3TIVEXMSR
-QTIVQMXXIH FYGOIX TSWMXMSRW
'EYXMSR 6MWO SJ HEQEKI XS XLI ZILMGPI

8LI ZILMGPI QE] FI HEQEKIH HYVMRK KVEHMRK [SVO MJ XLI FYGOIX LMXW E LEVH
SFNIGX [LIR MX MW XMPXIH SYX [LMPI XLI QEGLMRI MW QSZMRK wJSV[EVHx
(S RSX KVEHI MR wJSV[EVHx XVEZIP HMVIGXMSR [LIR XLI FYGOIX MW XMPXIH SYX
c 4SWMXMSR XLI FYGOIX FEWI TEVEPPIP XS XLI KVSYRH

SV
+IRXP] WIX XLI FYGOIX FEWI HS[R
&YPPHS^MRK
c 8MPX XLI FYGOIX HS[R[EVHW ERH VIZIVWI XLI ZILMGPI
0SEHMRK JVSQ E XMT

4MGOMRK YT FYPO QEXIVMEP
&YGOIX TSWMXMSR

0 0-)&,)66 :IVWMSR
3TIVEXMSR

8LI PMJX EVQ QE] FI HEQEKIH MJ [LIR GPIEVMRK E[E] FYPO QEXIVMEP MR
w*SV[EVHx XVEZIP HMVIGXMSR [MXL E XMPXIH SYX FYGOIX ]SY HVMZI MRXS E LEVH
SFWXEGPI EX VETMH WTIIH
;LIR GPIEVMRK E[E] FYPO QEXIVMEP HS RSX HVMZI MRXS XLI TMPI [MXL XLI
FYGOIX XMPXIH SYX
c 7IX HS[R XLI PSEHMRK FYGOIX LSVM^SRXEPP] SR XLI KVSYRH

c (VMZI XLI FYGOIX MRXS XLI QEXIVMEP WPMKLXP] XMTTMRK YT XLI FYGOIX MR XLI
TVSGIWW
c -J ]SY HS LEZI XS TVSQSXI XLI JPS[ SJ XLI FYPO QEXIVMEP MRXS XLI FYGOIX
KIRXP] XMPX MX MR ERH SYX [LMPI HVMZMRK XLI FYGOIX MRXS XLI QEXIVMEP
c -R EHHMXMSR TVIWW HS[R XLI FVEOI MRGLMRK TIHEP 7II XLI w4MGOMRK YT
ERH XVERWJIVVMRK FYPO QEXIVMEPWx WIGXMSR
&YGOIX TSWMXMSR
c 8LI PSEHIH FYGOIX MW XMPXIH MR XS MXW PMQMX ERH XLI PMJX EVQ MW VEMWIH
&YPO QEXIVMEP XVERWTSVX /IIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX MR SVHIV XS MQTVSZI XLI
QEGLMRIvW WXEFMPMX] ERH XS IRWYVI KSSH ZMI[MRK GSRHMXMSRW
&YGOIX TSWMXMSR
1EOI WYVI XLEX XLI FYGOIX MW MR XLI XVERWTSVX TSWMXMSR
8VERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX MW ETTVS\ GQ EFSZI
XLI KVSYRH
c 1SZI XLI FYGOIX MRXS XLI XVERWTSVX TSWMXMSR

:IVWMSR 0-)&,)66 0
3TIVEXMSR
(ERKIV SJ XLI ZILMGPI XMTTMRK SZIV

8LIVI MW E VMWO XLEX XLI ZILMGPI QMKLX XMT SZIV [LIR XLI PMJX EVQ MW VEMWIH HYI
XS E WLMJX MR XLI GIRXVI SJ KVEZMX]
(S RSX WYHHIRP] GLERKI HMVIGXMSR SV FVEOI EFVYTXP] [LIR XLI FYGOIX MW
VEMWIH
c (S RSX VEMWI XLI PMJX EVQ YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
(YQTMRK
(YQTMRK
c 8MPX XLI FYGOIX SYX

c 0SSWIR QEXIVMEP EHLIVMRK XS XLI FYGOIX 5YMGOP] XMPX XLI FYGOIX MR ERH SYX
FVMIJP] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW MR XLI TVSGIWW
0SEHMRK JVSQ WPSTIW SV FEROW

6IQSZMRK QEXIVMEP JVSQ E WPSTI 6IQSZI RSVQEP PSEHMRK QEXIVMEP WYGL EW WERH SV KVEZIP EW JSPPS[W
&YPO QEXIVMEP VIQSZEP
c 7XEVX VIQSZMRK XLI QEXIVMEP EX XLI JSSX SJ XLI WPSTI [SVOMRK ]SYV [E]
YT[EVHW

0 0-)&,)66 :IVWMSR
3TIVEXMSR
6IQSZMRK QEXIVMEP JVSQ E FERO 6IQSZI IWTIGMEPP] LEVH QEXIVMEPW WYGL EW VSGO EW JSPPS[W
&YPO QEXIVMEP VIQSZEP
c +IRXP] XMPX XLI FYGOIX FEWI YT[EVHW

c 7XEVX VIQSZMRK QEXIVMEP EX XLI XST ERH [SVO ]SYV [E] HS[R[EVHW
;EVRMRK 6MWO SJ EGGMHIRXW HYI XS JEPPMRK QEXIVMEP

(S RSX [SVO YRHIV SZIVLERKW
c 6IQSZI SZIVLERKW JMVWX ERH PSSO SYX JSV JEPPMRK QEXIVMEP
0SEHMRK FYPO XVERWTSVX ZILMGPIW

0SEHMRK VSYXIW
=QSZIQIRXW
8LI ZILMGPI XS FI PSEHIH WLSYPH FI TEVOIH WS XLEX XLI XVERWTSVX HMWXERGIW JSV
XLI ZILMGPI EVI EW WLSVX EW TSWWMFPI
-J TSWWMFPI QEOI E w=QSZIQIRXx %PWS VIJIV XS XLI WIGXMSR w(VMZMRK QSHIx
YRHIV w6IZIVWMRKx
0SEHMRK TVSGIHYVI -R SVHIV XS WTIIH YT XLI PSEHMRK TVSGIHYVI XLI ZILMGPI WLSYPH FI FVEOIH MR
JVSRX SJ XLI XVYGO [MXL XLI FVEOI MRGLMRK TIHEP

:IVWMSR 0-)&,)66 0
3TIVEXMSR
9RPSEHMRK TSWMXMSR
8LMW ]MIPHW XLI JSPPS[MRK FIRIJMXW

6IWTSRWMZI EHNYWXQIRX SJ XLI WTIIH
3TXMQYQ TIVJSVQERGI EHETXEXMSR JSV XLI [SVOMRK EXXEGLQIRX
7II EPWS XLI WIGXMSR w4MGOMRK YT ERH XVERWJIVVMRK FYPO QEXIVMEPWx
c %HSTX XLI YRPSEHMRK TSWMXMSR HS RSX VEMWI XLI PMJX EVQ YRXMP NYWX FIJSVI
VIEGLMRK XLI YRPSEHMRK TSMRX
&VEOIMRGLMRK TIHEP
&VEOIMRGLMRK TIHEP & 6ERKI &6%/-2+
- 6ERKI -2',-2+
c &VEOI XLI ZILMGPI TYWL HS[R XLI FVEOI MRGL TIHEP MR VERKI - SJ XLI
TIHEP XVEZIP [MXL XLI VIUYMVIH JSVGI
;EVRMRK 6MWO SJ EGGMHIRXW HYI XS JEPPMRK QEXIVMEP

8LI ZILMGPI HVMZIV QE] SRP] W[MRK XLI [SVOMRK EXXEGLQIRXW SZIV
SGGYTMIH HVMZIV STIVEXMRK ERH [SVOMRK WXEXMSRW SJ SXLIV ZILMGPIW [LIR
XLIWI EVI TVSXIGXIH F] VIMRJSVGIH VSSJW *347
-J XLI HVMZIVvW GEF MW RSX IUYMTTIH XS TVSZMHI XLI RIGIWWEV] HIKVII SJ
TVSXIGXMSR XLIR XLI HVMZIV SJ XLI ZILMGPI MR UYIWXMSR QYWX PIEZI LMW GEF
HYVMRK SZIVLIEH STIVEXMSRW
c 0SEH XLI XVYGO WS XLEX XLI FYPO QEXIVMEP MW HYQTIH MR XLI QMHHPI SJ XLI
HYQT FSH]
c ;MXL PSRKIV ZILMGPIW PSEH JVSQ XLI JVSRX FEGO[EVHW
0SEHMRK PEVKI VSGOW 1EOI WYVI XLEX XLI JPSSV SJ XLI XVERWTSVX ZILMGPI MW FYJJIVIH EKEMRWX XLI
MQTEGX SJ PEVKI VSGOW

0 0-)&,)66 :IVWMSR
3TIVEXMSR
&YGOIX PSEHMRK
c *MVWX TPEGI E PSEH SJ WQEPPIV TMIGIW SJ VSGO MR XLI ZILMGPI

c 4VSGIIH XS PSEH XLI XVERWTSVXEXMSR ZILMGPI
0SEHMRK GSQTEGXIH QEXIVMEP ;MXL PSEHMRK NSFW JSV [LMGL E GIVXEMR HMKKMRK TSWMXMSR MW VIUYMVIH EKEMR ERH
EKEMR XLI EYXSQEXMG FYGOIX VIXYVRXSHMK GER FI STIVEXIH
6IJIV XS XLI w3TIVEXMRK XLI PMJX EVQx ERH w%GXMZEXMRK XLI EYXSQEXMG FYGOIX
VIXYVRXSHMKx WIGXMSRW
(YQTMRK
c 8MPX XLI FYGOIX SYX

9RRIGIWWEV] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW [LIR XMPXMRK MR ERH SYX GER
PIEH XS EGGIPIVEXIH [IEV XS XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
%ZSMH YRRIGIWWEV] MQTEGXW EKEMRWX XLI WXSTW
c 0SSWIR ER] QEXIVMEP EHLIVMRK XS XLI FYGOIX 5YMGOP] XMPX XLI FYGOIX MR ERH
SYX FVMIJP] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW MR XLI TVSGIWW
1SZMRK XLI ZILMGPI FEGO
&YGOIX TSWMXMSR

:IVWMSR 0-)&,)66 0
3TIVEXMSR

9RRIGIWWEV] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW [LIR XMPXMRK MR ERH SYX GER
PIEH XS EGGIPIVEXIH [IEV XS XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
%ZSMH YRRIGIWWEV] MQTEGXW EKEMRWX XLI WXSTW
c 8MPX XLI FYGOIX MR
0MJX EVQ TSWMXMSR
c ;LIR QSZMRK FEGO[EVHW PS[IV XLI PMJX EVQ
)\GEZEXMSR
)\GEZEXMRK WSJX QEXIVMEP )\GEZEXI WSJX QEXIVMEP EW JSPPS[W
-RWIVXMSR ERKPI
c 0S[IV XLI PSEHMRK FYGOIX SRXS XLI KVSYRH

c 7IX E WQEPP MRWIVXMSR ERKPI ; [MXLMR E QE\ SJ
4IRIXVEXMSR HITXL

0 0-)&,)66 :IVWMSR
3TIVEXMSR
c ;LIR ETTVSEGLMRK [MXL XLI ZILMGPI WMQYPXERISYWP] TVIWW XLI PMJX EVQ
HS[R YRXMP E WYJJMGMIRX TIRIXVEXMSR HITXL z ' LEW FIIR VIEGLIH
c 8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX
0MJX EVQ QSZIQIRX
c 1EOI LSVM^SRXEP GYXW [LMPI HVMZMRK JSV[EVHW

c 8LI [SVO MW QEHI IEWMIV F] VEMWMRK SV PS[IVMRK XLI PMJX EVQ EW ETTVSTVMEXI
)\GEZEXMRK LEVH QEXIVMEP ;LIR I\GEZEXMRK LEVH QEXIVMEP E FYGOIX [MXL XIIXL WLSYPH FI YWIH
;SVOMRK EXXEGLQIRX
c %HHMXMSREP TVSGIHYVI 7II XLI w)\GEZEXMRK WSJX QEXIVMEPx WIGXMSR

)\EQTPI SJ JSYRHEXMSR )\GEZEXI JSYRHEXMSRW EW JSPPS[W
I\GEZEXMSR
0SRKMXYHMREP GYXW

:IVWMSR 0-)&,)66 0
3TIVEXMSR
c 'YX ER MRMXMEP XVIRGL [MXL XLI FYGOIX EPSRK XLI SYXIV IHKI SJ XLI
I\GEZEXMSR
c ;LIR XLI JMVWX GYX MW HS[R XS E HITXL SJ ETTVS\ QIXVI
WXEVX E WIGSRH XVIRGL EPSRK XLI STTSWMXI WMHI
c ;SVO XLI EVIE FIX[IIR HS[R XS XLI WEQI HITXL EW XLI WMHI XVIRGLIW
,IETMRK QEXIVMEP
c 4MPI YT XLI FYPO QEXIVMEP MR E GSVRIV PIEZMRK XLI JSYRHEXMSR FEROW

I\TSWIH
'SVRIVW SJ XLI JSYRHEXMSRW
c ;LIR XLI JSYRHEXMSRW LEZI FIIR I\GEZEXIH XS XLI VIUYMVIH HITXL

HMK SYX XLI GSVRIVW ERH XVERWTSVX XLI QEXIVMEP SYX SJ XLI I\GEZEXMSR
(VMZMRK SYX SJ XLI I\GEZEXMSR % VEQT QYWX FI GVIEXIH WS XLEX XLI ZILMGPI GER HVMZI SYX SJ XLI I\GEZEXIH
EVIE
)\MX VEQT
c 8S QEOI ER I\MX JSV XLI ZILMGPI HMK SYX XLI GIRXVI SJ XLI VEQT

0 0-)&,)66 :IVWMSR
3TIVEXMSR
(MVIGXMSR SJ XVERWTSVXEXMSR
c /IIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX

c (VMZI JSV[EVHW SYX SJ XLI I\GEZEXIH EVIE

:IVWMSR 0-)&,)66 0
3TIVEXMSR
8VERWTSVXMRK XLI ZILMGPI
7PMRKMRK XLI ZILMGPI JVSQ E GVERI

-X MW IWWIRXMEP [LIR XLI ZILMGPI MW FIMRK WPYRK JVSQ E GVERI XLEX XLI
EGGMHIRX TVIZIRXMSR VIKYPEXMSRW EVI SFWIVZIH
6IJIV XS XLI WIGXMSR w7EJIX] VIKYPEXMSRWx [LIR WPMRKMRK XLI ZILMGPI JVSQ E
GVERI
8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR FIJSVI WPMRKMRK XLI ZILMGPI JVSQ E
GVERI
4VIGEYXMSRW
z 0S[IV XLI [SVOMRK EXXEGLQIRX ERH XMPX FEGO XLI PSEHMRK IUYMTQIRX XS MXW
PMQMX
z )RKEKI EVXMGYPEXMSR PSGO
z 1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
z )RKEKI XLI TEVOMRK FVEOI
z 0SGO XLI [SVOMRK L]HVEYPMGW
z 7LYX HS[R XLI IRKMRI
z 'PSWI ERH PSGO EPP HSSVW ERH LSSHW SR XLI ZILMGPI
*SV QSVI HIXEMPIH HIWGVMTXMSRW WII XLI WIGXMSR w3TIVEXMSR LERHPMRKx
3FXEMR MRJSVQEXMSR EFSYX
z ;IMKLX ERH GSPPMWMSR QEWWIW SJ XLI ZILMGPI WII XLI WIGXMSR w8IGLRMGEP
HEXEx
z 8LI VIUYMVIH PSEH FIEVMRK GETEGMX] ERH PIRKXLW SJ XLI PMJXMRK XEGOPI
0SEHMRK JSV XVYGO SV VEMP )\IGYXMSR [LIR RIGIWWEV] WPMRK XLI ZILMGPI JVSQ E GVERI
XVERWTSVX
6IUYMVIH IUYMTQIRX
z 0MJXMRK XEGOPI VSTI PIRKXL QMR PIRKXL ! Q
z 0MJXMRK XEGOPI VSTI PIRKXL QMR PIRKXL ! Q
7OIXGL SJ WPYRK ZILMGPI

0MJXMRK XEGOPI z WXVERH VSTI % 7PMRKMRK ERH PMJXMRK TSMRX % 7PMRKMRK ERH PMJXMRK TSMRX
0MJXMRK XEGOPI z WXVERH VSTI VMKLXLERH JVSRX PIJXLERH JVSRX
% 7PMRKMRK ERH PMJXMRK TSMRX VIEV

0 0-)&,)66 :IVWMSR
3TIVEXMSR
(ERKIV 6MWO SJ EGGMHIRXW HYI XS WYWTIRHIHJEPPMRK PSEH

7XERHMRK YRHIV XLI ZILMGPI [LIR MX MW WYWTIRHIH MW WXVMGXP] TVSLMFMXIH
c *M\EXXEGL XLI PMJXMRK XEGOPI XS XLI WPMRKMRK ERH PMJXMRK TSMRXW % % %
TVSZMHIH SR XLI ZILMGPI
c 6EMWI ERH PSEH XLI ZILMGPI [MXL HYI GEVI
0SEHMRK JSV XVERWTSVX F] WLMT )\IGYXMSR [LIR RIGIWWEV] WPMRK XLI ZILMGPI JVSQ E GVERI
6IUYMVIH IUYMTQIRX
z 7PMRKMRK PYK MW EZEMPEFPI EW STXMSREP IUYMTQIRX z 0-)&,)66 SVHIV RS

z 7PMRKMRK EXXEGLQIRX]SOI SJ XLI WLMTTMRK GSQTER] QMRMQYQ
HMQIRWMSR E ! Q
z PMJXMRK XEGOPI VSTI PIRKXL QMR PIRKXL ! Q
7OIXGL SJ WPYRK ZILMGPI

7PMRKMRK HIZMGIFEV % 7PMRKMRK ERH PMJXMRK TSMRX % 7PMRKMRK ERH PMJXMRK TSMRX
0MJXMRK XEGOPI z WXVERH VSTI VMKLXLERH JVSRX VMKLXLERH VIEV
0SEHMRK PYK % 7PMRKMRK ERH PMJXMRK TSMRX % 7PMRKMRK ERH PMJXMRK TSMRX
PIJXLERH JVSRX PIJXLERH VIEV
(ERKIV 6MWO SJ EGGMHIRXW HYI XS WYWTIRHIHJEPPMRK PSEH

7XERHMRK YRHIV XLI ZILMGPI [LIR MX MW WYWTIRHIH MW WXVMGXP] TVSLMFMXIH
c 6IQSZI XLI QYHKYEVHW EX XLI VIEV PIJX ERH VMKLXLERH WMHI SJ XLI
ZILMGPI
c %XXEGL XLI WPMRKMRK PYKW XS XLI VIEV PIJX ERH VMKLXLERH WMHI SJ XLI
ZILMGPI
c *M\EXXEGL XLI PMJXMRK XEGOPI XS XLI WPMRKMRK ERH PMJXMRK TSMRXW % % % %
TVSZMHIH SR XLI ZILMGPI
c 6EMWI ERH PSEH XLI ZILMGPI [MXL HYI GEVI

:IVWMSR 0-)&,)66 0
3TIVEXMSR
8VERWTSVXMRK XLI ZILMGPI F] VSEH SV VEMP

&IJSVI HVMZMRK SRXS XLI PSEHMRK 8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI YRHIVXEOIR FIJSVI HVMZMRK SRXS XLI
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0 0-)&,)66 :IVWMSR
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XLI TYQT HMWXVMFYXSV KIEV
8LI WIEPMRK GET JSV XLI HMIWIP IRKMRI HSIW RSX LEZI E FVIEXLIV JMPXIV 8LI
WIEPMRK GET JSV XLI TYQT HMWXVMFYXSV KIEV MW LS[IZIV IUYMTTIH [MXL SRI
1EOI WYVI XLEX ]SY HS RSX QM\ YT XLI WIEPMRK GETW
c 8ST YT [MXL SMP ZME XLI JMPPIV RIGO

c 'PIER XLI WIEPMRK GET TPEGI MX SR XLI JMPPIV RIGO ERH XMKLXIR MX
;SVOMRK L]HVEYPMGW
'LIGO SMP PIZIP MR XLI L]HVEYPMG )RWYVI XLEX
XERO z 8LI ZILMGPI MW GSPH
4VSGIHYVI JSV GLIGOMRK XLI L]HVEYPMG SMP PIZIP

8LI VIH QEVOMRK w3-0 0):)0 z QE\x WLS[W XLI VIUYMVIH SMP PIZIP
c 'LIGO XLI SMP PIZIP EX XLI WMKLX KPEWW
c -J XLI SMP PIZIP MW FIPS[ XLI VIUYMVIH PIZIP
8ST YT [MXL L]HVEYPMG SMP
4VSGIHYVI JSV XSTTMRK YT [MXL L]HVEYPMG SMP

c 6IPIEWI XERO TVITVIWWYVI F] WGVI[MRK SYX XLI FVIEXLIV JMPXIV SR XLI
L]HVEYPMG XERO
8LI L]HVEYPMG SMP QE] SRP] FI TSYVIH MR XLVSYKL XLI VIXYVR WXVEMRIV
c 3TIR XLI GSZIV SJ XLI VIXYVR WXVEMRIV
c *MPP [MXL L]HVEYPMG SMP YT XS XLI SMP PIZIP QEVOMRK
c 4YX XLI GSZIV [MXL TVIWWYVI WTVMRK SR XLI LSYWMRK ERH XMKLXIR MX YT
c 8MKLXIR XLI FVIEXLIV JMPXIV

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
7XIIVMRK W]WXIQ
'LIGOMRK XLI WXIIVMRK JSV c 7XEVX XLI HMIWIP IRKMRI
TVSTIV STIVEXMSR
c 8YVR WXIIVMRK MR FSXL HMVIGXMSRW ERH GLIGO XLEX MX MW JYRGXMSRMRK TVSTIVP]
&VEOMRK W]WXIQ
'LIGOMRK XLI WIVZMGI ERH 4VSGIHYVI JSV GLIGOMRK XLI WIVZMGI FVEOI JSV TVSTIV STIVEXMSR
TEVOMRK FVEOIW JSV TVSTIV
STIVEXMSR
c 7XEVX XLI IRKMRI MR XVEZIP VERKI WX KIEV ERH HVMZI EX JYPP XLVSXXPI
;EVRMRK (ERKIV SJ HVMZMRK MRXS F]WXERHIVW SV SFWXEGPIW

6IQEMRMRK MR XLI HERKIV EVIE MW WXVMGXP] TVSLMFMXIH [LMPI XLIWI XIWXW EVI
FIMRK GSRHYGXIH
c 4YWL HS[R XLI FVEOI MRGLMRK TIHEP EPP XLI [E] XLI ZILMGPI QYWX GSQI
XS E GSQTPIXI EFVYTX LEPX
8VSYFPI WLSSXMRK
-J XLI FVEOMRK IJJIGX MW XSS WQEPP SV IRXMVIP] EFWIRX
c ,EZI 0-)&,)66 7)6:-') HIXIVQMRI XLI TVSFPIQ ERH IPMQMREXI XLI
IVVSV

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
4VSGIHYVI JSV GLIGOMRK XLEX XLI TEVOMRK FVEOI MW JYRGXMSRMRK TVSTIVP]

4YX ZILMGPI MRXS STIVEXMRK TSWMXMSR
7]QFSP JMIPH ERH FYXXSR SJ XLI TEVOMRK FVEOI
c 8YVR MKRMXMSR OI] XS TSWMXMSR - 7]QFSP JMIPH SR XLI HMWTPE] YRMX WLSYPH
PMKLX YT
c 7XEVX XLI IRKMRI ERH [MXLSYX TVIWWMRK XLI TEVOMRK FVEOI FYXXSR WIPIGX
XLI XVEZIP HMVIGXMSR JYRGXMSR JSV[EVH SV VIZIVWI 8LI JSV[EVH SV VIZIVWI
W]QFSP JMIPH WLSYPH RSX PMKLX YT ERH XLI ZILMGPI WLSYPH RSX WXEVX QSZMRK
IZIR [LIR XLI IRKMRI WTIIH MW MRGVIEWIH
c 4VIWW XLI TEVOMRK FVEOI FYXXSR 7]QFSP JMIPH QYWX KS SYX 7IPIGX
JSV[EVH SV VIZIVWI XVEZIP HMVIGXMSR 8LI W]QFSP JMIPH JSV[EVH SV VIZIVWI
QYWX PMKLX YT ERH XLI ZILMGPI WLSYPH WXEVX QSZMRK [LIR XLI IRKMRI WTIIH
MW MRGVIEWIH
c 7XST XLI ZILMGPI ERH IRKEKI XLI TEVOMRK FVEOI [MXL XLI FYXXSR 8LI
W]QFSP JMIPH QYWX PMKLX YT ERH XLI W]QFSP JMIPHW JSV XLI XVEZIP HMVIGXMSRW
QYWX KS SYX
)PIGXVMGEP W]WXIQ
'LIGOMRK MRHMGEXSV PEQTW ERH *SV XLI PE]SYX SJ XLI MPPYQMREXMRK GSQTSRIRXW ERH W]QFSP JMIPHW SR XLI
PMKLXMRK HMWTPE] YRMX VIJIV XS XLI w3TIVEXMSRx WIGXMSR w3TIVEXMSR LERHPMRKx GLETXIV MR
XLI w3TIVEXMRK QERYEPx
4VSGIHYVI
c 7XEVX XLI HMIWIP IRKMRI ERH GLIGO XLEX XLI MPPYQMREXMRK GSQTSRIRXW ERH
W]QFSP JMIPHW PMKLX YT

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
1EMRXIRERGI XEWOW [IIOP] IZIV] WIVZMGI LSYVW

(EMP] QEMRXIRERGI QYWX FI GSQTPIXIH FIJSVI FIKMRRMRK [IIOP] QEMRXIRERGI
XEWOW
7II XLI w1EMRXIRERGI NSFW HEMP] IZIV] STIVEXMRK LSYVWx WIGXMSR
-R XLI w3TIVEXMRK QERYEPx XLI wSRISJJ NSFWx EVI EPWS HIWGVMFIH MR XLMW
WIGXMSR
3R GSQTPIXMSR SJ [IIOP] WIVZMGMRK SV SRISJJ WIVZMGMRK XLI ZILMGPI WLSYPH FI
QSZIH FEGO MRXS XLI STIVEXMRK TSWMXMSR
QERYEPxx

'LIGOMRK XLI SMP PIZIP MR XLI (MTWXMGO ERH SMP MRPIX TMTI EVI PSGEXIH MR XLI IRKMRI GSQTEVXQIRX HMVIGXP]
TYQT HMWXVMFYXSV KIEV EHNEGIRX XS XLI L]HVEYPMG XERO %GGIWW MW JVSQ EFSZI XLI IRKMRI SR XLI
VMKLXLERH WMHI
)RWYVI XLEX
4VSGIHYVI
4YQT HMWXVMFYXSV KIEV
c 4YPP SYX HMTWXMGO [MTI GPIER ERH VIMRWIVX

c 4YPP SYX HMTWXMGO SRGI EKEMR ERH VIEH SJJ XLI SMP PIZIP 8LI SMP PIZIP QYWX
FI FIX[IIR XLI 1-2 ERH 1%< QEVOMRKW
c -J XLI SMP PIZIP MW XSS PS[
6IQSZI WIEPMRK GET JVSQ XLI SMP MRPIX TMTI ERH XST YT [MXL SMP *SV SMP
UYEPMX] WII XLI GLETXIV w0YFVMGERXW ERH JYIPWx

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
'EYXMSR (ERKIV SJ SMP PIEOEKI HYI XS I\GIWW TVIWWYVI

8LI WIEPMRK GET SJ XLI SMP JMPPIV RIGO SJ XLI TYQT HMWXVMFYXSV KIEV MW
IUYMTTIH [MXL E ZIRXMPEXMSR ERH FVIEXLIV JMPPIV 8LI WIEPMRK GET JSV XLI HMIWIP
IRKMRI LS[IZIV HSIW RSX LEZI WYGL E JMPXIV
-J XLI SMP JMPPIV GETW EVI QM\IH YT I\GIWW TVIWWYVI GER VIWYPX MR SMP PIEOEKI MR
XLI TYQT HMWXVMFYXSV KIEV
1EOI WYVI XLEX ]SY HS RSX QM\ YT XLI WIEPMRK GETW
c 'PIER XLI WIEPMRK GET JVSQ SMP JMPPIV RIGO ERH EXXEGL MX XS SMP JMPPIV RIGO
SJ XLI TYQT HMWXVMFYXSV KIEV ERH XMKLXIR MX
(VEMRMRK SJJ [EXIV ERH WIHMQIRX 1EOI WYVI XLEX XLI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
JVSQ XLI JYIP XERO
4VSGIHYVI
c 9RWGVI[ WIEPMRK GET SR HVEMRMRK ZEPZI SR XLI YRHIVWMHI SJ XLI HMIWIP
XEROW
c 7GVI[ XLI HVEMRMRK LSWI SRXS HVEMRMRK ZEPZI
c (VEMR XLI GSRHIRWEXMSR ERH WIHMQIRX MRXS E WYMXEFPI VIGITXEGPI YRXMP
GPIER JYIP FIKMRW XS JPS[
c 9RWGVI[ XLI HVEMRMRK LSWI ERH WGVI[ XLI WIEPMRK GET SRXS XLI HVEMRMRK
ZEPZI ERH XMKLXIR MX YT
(VEMRMRK SJJ GSRHIRWEXI JVSQ )RWYVI XLEX

XLI JYIP JMRI JMPXIV z XLI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
z XLI IRKMRI GSQTEVXQIRX LSSH MW STIR
4VSGIHYVI
c 3TIR XLI HVEMR TPYK ERH PIX XLI GSRHIRWEXI HVEMR SJJ MRXS E WYMXEFPI
VIGITXEGPI YRXMP GPIER JYIP WXEVXW XS JPS[
c 'PSWI XLI HVEMR TPYK EKEMR

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
'PIER WIVZMGI GET ERH HYWX -QTSVXERX E HEQEKIH SV LEVHIRIH HYWXI\XVEGXMSR ZEPZI [MPP MQTEMV XLI
I\XVEGXMSR ZEPZI SR XLI EMV JMPXIV JYRGXMSR SJ WIVZMGI GSZIV [LMGL [MPP MR XYVR VIHYGI XLI WIVZMGI PMJI SJ XLI
JMPXIV IPIQIRXW 8LI ZEPZI QYWX EPWS FI GPSWIH [LIRIZIV XLI HMIWIP IRKMRI
WTIIH I\GIIHW SJ XLI QE\ WTIIH
)RWYVI XLEX
z 8LI IRKMRI GSQTEVXQIRX HSSV MW STIR
z 8LI FEXXIV] QEMR W[MXGL MW W[MXGLIH SJJ ERH XLI QEMR W[MXGL OI] MW XEOIR
SYX
4VSGIHYVI
c 4VIWW XLI VYFFIV PMT SR XLI HYWX I\XVEGXMSR ZEPZI WIZIVEP XMQIW XS IQTX]
XLI HYWX JVSQ WIVZMGI GSZIV
c ;LIR [SVOMRK MR HYWX] GSRHMXMSRW IQTX] HYWX I\XVEGXMSR ZEPZI QSVI
SJXIR
c 3TIR XLI WTVMRK GPMTW SR WIVZMGI GET ERH XEOI SJJ XLI GET
c 'PIER WIVZMGI GET
c 6ITPEGI WIVZMGI GSZIV SR XLI JMPXIV LSYWMRK 3RGI XLI GSZIV VIWXW SZIV
MXW JYPP GMVGYQJIVIRGI SR XLI JMPXIV LSYWMRK ]SY GER GPSWI XLI JM\MRK GPMTW
[MXLSYX I\GIWW JSVGI
c 'PSWI XLI JM\MRK GPMTW

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
'SSPMRK W]WXIQ
'LIGO GSSPERX PIZIP 8LI GSSPERX IUYEPM^MRK VIWIVZSMV [MXL JMPPIV RIGO MW PSGEXIH SR XLI XST WMHI SJ
XLI GSSPMRK YRMX 8LI IUYEPM^MRK VIWIVZSMV GER FI EGGIWWIH SRGI XLI IRKMRI
LSSH LEW FIIR STIRIH 8LI JMPPIV RIGO GER FI EGGIWWIH EJXIV XLI PIJXLERH
GSSPIV LSSH LEW FIIR STIRIH
)RWYVI XLEX
4VSGIHYVI
8LI GSSPERX PIZIP GER FI WIIR SR XLI GSSPERX IUYEPMWMRK VIWIVZSMV JVSQ
SYXWMHI 8LI TVSTIV PIZIP JSV E GSPH IRKMRI MW WPMKLXP] FIPS[ XLI QMHHPI SJ XLI
IUYEPM^MRK VIWIVZSMV 1-2 QEVOMRK -J XLI PIZIP MW XSS JEV FIPS[ XLI 1-2
QEVOMRK GSSPERX QYWX FI EHHIH -J XLI GSSPERX PIZIP MW XSS PS[ XLMW MW
MRHMGEXIH F] XLI GSSPERX PIZIP TVSFI ERH HMWTPE]IH SR XLI IRKMRI
SZIVLIEXMRK ERH GSSPERX PIZIP W]QFSP JMIPH EPSRK [MXL E WMQYPXERISYW
EGGSYWXMG [EVRMRK
c 'LIGO XLI GSSPERX PIZIP MR XLI IUYEPM^MRK VIWIVZSMV
c 8LI 1-2 QEVOMRK SR XLI IUYEPM^MRK VIWIVZSMV MRHMGEXIW XLI VIUYMVIH
GSSPERX PIZIP
c -J XLI GSSPERX PIZIP MW FIPS[ XLI 1-2 QEVOMRK

XST YT XLI GSSPERX MR XLI IUYEPM^MRK VIWIVZSMV JMPPIV RIGO WII JSPPS[MRK
HIWGVMTXMSR
8LI GSSPERX XS FI EHHIH QYWX GSRXEMR XLI ETTVSTVMEXI GSRGIRXVEXMSRW SJ
ERXMJVIIÎ ERH ('% 7II HIXEMPIH HIWGVMTXMSR MR XLI 'LETXIV w'LIGO
ERXMJVIIÎ ERH ('% GSRGIRXVEXMSRW MR XLI GSSPERXx
'EYXMSR (ERKIV SJ WGEPHMRK HYI XS GSSPERX IWGETMRK YRHIV TVIWWYVI

2IZIV STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO SJ XLI IUYEPM^MRK VIWIVZSMV
YRXMP XLI IRKMRI LEW GSSPIH HS[R XLI GSSPERX XIQTIVEXYVI HMWTPE] MR XLI
MRHMGEXSV YRMX WLSYPH FI MR XLI PS[IV XLMVH SJ XLI WIKQIRX JMIPH
9RHIV RS GMVGYQWXERGIW QE] XLI GSSPMRK W]WXIQ FI XSTTIH YT [LIR XLI
IRKMRI MW WXMPP LSX
c 8YVR XLI WIEPMRK GET SR XLI JMPPIV RIGO WPMKLXP] ERXMGPSGO[MWI EPPS[MRK
I\GIWW TVIWWYVI XS IWGETI XLIR STIR MX JYPP]
c *MPP [MXL GSSPERX YT XS XLI QEVOMRK 1-2 SR XLI IUYEPM^MRK VIWIVZSMV
c 4PEGI XLI WIEPMRK GET SR XLI JMPPIV RIGO ERH XMKLXIR MX YT

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
;SVOMRK L]HVEYPMGW
'LIGOMRK ERH GPIERMRK XLI )RWYVI XLEX
QEKRIXMG VSH SR XLI L]HVEYPMG z 8LI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
XERO z 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
4VSGIHYVI
c 6IPIEWI XERO TVITVIWWYVI F] YRWGVI[MRK XLI FVIEXLIV JMPXIV SR XLI
L]HVEYPMG XERO F] XYVRMRK MX X[MGI
c 6IPIEWI XLI FSPXW SR XLI PMH ERH WPS[P] PMJX XLI PMH [MXL XLI QEKRIXMG VSH
c 'PIER QEKRIXMG VSH GEVIJYPP]
c 4PEGI XLI 3VMRK ERH GSZIV [MXL QEKRIXMG VSH SR XLI LSYWMRK
c 8MKLXIR XLI WGVI[W SR XLI GSZIV
c 8MKLXIR XLI FVIEXLIV JMPXIV
8VSYFPI WLSSXMRK
,IEZ] WSMPMRK SV PEVKIV QIXEP WLEZMRKW SR XLI QEKRIXMG VSH GSYPH MRHMGEXI
HEQEKI MR XLI L]HVEYPMG W]WXIQ
c -R XLMW IZIRX MWSPEXI XLI TVSFPIQ XLIR GSVVIGX MX
7XIIVMRK W]WXIQ
0YFVMGEXMRK XLI FIEVMRK TSMRXW 1EOI WYVI XLEX XLI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
SR XLI WXIIVMRK G]PMRHIVW
0YFVMGEXMSR TSMRX EX FEWI SJ 0YFVMGEXMSR TSMRX SR TMWXSR VSH

VMKLXLERH WXIIVMRK G]PMRHIV SJ PIJXLERH WXIIVMRK G]PMRHIV
0YFVMGEXMSR TSMRX EX FEWI SJ 0YFVMGEXMSR TSMRX SR TMWXSR VSH
PIJXLERH WXIIVMRK G]PMRHIV SJ VMKLXLERH WXIIVMRK G]PMRHIV
c 0YFVMGEXI XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIVW

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
8VERWJIV KIEV
'LIGO XLI SMP PIZIPW )RWYVI XLEX
z 8LI HMIWIP IRKMRI LEW FIIR WLYX HS[R JSV ETTVS\ QMRYXIW FIJSVI E
QIEWYVIQIRX MW QEHI
4VSGIHYVI
8LI XVERWJIV KIEV LEW X[S WITEVEXI SMP GMVGYMXW XLIVIJSVI MX EPWS LEW X[S
HMTWXMGOW 3MP MW XSTTIH YT ZME XLI XYFI JSV IEGL SMP GMVGYMX
c 6IQSZI HMTWXMGO ERH HMTWXMGO [MTI XLIQ [MXL E GPIER GPSXL ERH
VIMRWIVX XLIQ GSQTPIXIP]
c 4YPP SYX XLI HMTWXMGOW SRGI EKEMR ERH VIEH SJJ XLI SMP PIZIPW
c -J XLI SMP PIZIP MR XLI TS[IVWLMJX WIGXMSR SV JMREP HVMZI WIGXMSR MW EX SV FIPS[
XLI 1-2 QEVOMRK
8ST YT [MXL KIEV SMP ZME XLI ETTVSTVMEXI JMPPMRK XYFI
%\PIW 8]VIW
0YFVMGEXMRK XLI JVSRX HVMZI WLEJX 1EOI WYVI XLEX XLI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
4VSGIHYVI
c 0YFVMGEXI HVMZI WLEJX EX FSXL YRMZIVWEP NSMRXW
0YFVMGEXMRK XLI VIEV HVMZI WLEJX 1EOI WYVI XLEX XLI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
4VSGIHYVI
c 0YFVMGEXI HVMZI WLEJX EX FSXL YRMZIVWEP NSMRXW

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI XMKLXRIWW SJ XLI )RWYVI XLEX

[LIIP PYKW SRGI EJXIV z 8LI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
ERH L z %RH XLEX E XSVUYI [VIRGL [MXL E QIEWYVMRK VERKI SJ SZIV 2Q MW
EZEMPEFPI
4VSGIHYVI
c ;LIR XLI [LIIPW LEZI FIIR GLERKIH
8LI SRGISJJ MRXIVZEPW SJ ERH STIVEXMRK LSYVW QYWX FI
SFWIVZIH
c 'LIGO XLEX XLI RYXW SR EPP JSYV [LIIPW LEZI FIIR XMKLXIRIH [MXL XLI
VIUYMVIH XSVUYI 7II XLI w8IGLRMGEP HEXEx WIGXMSR

0YFVMGEXMRK XLI SWGMPPEXMRK E\PI )RWYVI XLEX
JVEQI ERH EVXMGYPEXMSR FIEVMRK z 8LI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
z 8LI EVXMGYPEXMSR PSGO MW IRKEKIH
0YFVMGEXMSR TSMRXW SR XLI VMKLXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMSR VEMP

0YFVMGEXMSR TSMRX JVSRX 0YFVMGEXMSR TSMRX VIEV
TIRHYPYQ FIEVMRK SWGMPPEXMRK E\PI QSYRX
c 0YFVMGEXI JVSRX SWGMPPEXMRK FIEVMRK PYFVMGEXI PYFVMGEXMSR TSMRX SR XLI

GIRXVEP PYFVMGEXMSR VEMP
c 0YFVMGEXI VIEV SWGMPPEXMRK FIEVMRK PYFVMGEXI PYFVMGEXMSR TSMRX SR XLI
GIRXVEP PYFVMGEXMSR VEMP

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
%VXMGYPEXMSR FIEVMRK PYFVMGEXMSR TSMRXW

0YFVMGEXMSR TSMRX EVXMGYPEXMSR 0YFVMGEXMSR TSMRX EVXMGYPEXMSR
FIEVMRK EX XST FIEVMRK EX FSXXSQ
c 0YFVMGEXI YTTIV EVXMGYPEXMSR FIEVMRK PYFVMGEXI PYFVMGEXMSR TSMRX SR XLI

EVXMGYPEXMSR FIEVMRKW
c 0YFVMGEXMRK PS[IV EVXMGYPEXMSR FIEVMRK PYFVMGEXI PYFVMGEXMSR TSMRX SR XLI
EVXMGYPEXMSR FIEVMRKW

%YXSQEXMG GIRXVEP PYFVMGEXMSR 8LI EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ QE] FI GPIERIH MR [EWLMRK
W]WXIQ W]WXIQW SV F] QIERW SJ LMKLTVIWWYVI NIXW
7XE] [MXLMR XLI QMRMQYQ ERH QE\MQYQ PYFVMGERX PIZIP MRHMGEXMSRW
'LIGO [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEVMRK TSMRXW

KVIEWI GSPPEVW
c :MWYEPP] I\EQMRI [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEVMRK
TSMRXW
c -J XLI FIEVMRK TSMRXW EVI RSX WYJJMGMIRXP] PYFVMGEXIH MWSPEXI XLI TVSFPIQ
XLIR GSVVIGX MX
'LIGO XLI KVIEWI ZSPYQI MR XLI VIWIVZSMV EX VIKYPEV MRXIVZEPW
8LI VIWIVZSMV LEW E WMKLX KPEWW [LIVI XLI VYFFIV WXVMTTIV SR XLI EKMXEXSV GER
FI WIIR 8LMW MW XLI TSMRX [LIVI ]SY GER GLIGO LS[ QYGL KVIEWI MW WXMPP
EZEMPEFPI
c -J RIGIWWEV] JMPP XLI VIWIVZSMV ZME XLI GSRMGEP KVIEWI JMXXMRK 0YFVMGERX
WTIGMJMGEXMSRW VIJIV XS XLI w0YFVMGERXW ERH JYIPWx WIGXMSR
'LIGO XLI LSWI PMRIW PYFVMGEXMSR TSMRXW HIXEGLIH LSWIW I\XIVREP

PIEOEKI
c :MWYEPP] I\EQMRI XLI LSWI PMRIW JSV HIJIGXW
c -R GEWI SJ ER] HIJIGXW MWSPEXI ERH VIGXMJ] XLI TVSFPIQ

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW

0YFVMGEXMRK FIEVMRKW ERH 1EOI WYVI XLEX XLI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
PYFVMGEXMSR TSMRXW
1EMRXIRERGI TSWMXMSR PMJX EVQ

-J XLI PYFVMGEXMSR TSMRXW RIEV XLI FYGOIX GSYTPMRKW EVI HMJJMGYPX XS VIEGL QEOI
WYVI XLEX XLI [SVOMRK EXXEGLQIRX MW HIGSYTPIH
0YFVMGEXMRK XLI PMJX EVQ ERH PMJX G]PMRHIVW
0YFVMGEXMSR TSMRXW SR XLI PIJXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMSR VEMP

0YFVMGEXMSR TSMRX XST 0YFVMGEXMSR TSMRX VIEV XMPX
VMKLXLERH WMHI SJ PMJX EVQ G]PMRHIV
0YFVMGEXMSR TSMRX XST PIJXLERH 0YFVMGEXMSR TSMRX JVSRX XMPX
WMHI SJ PMJX EVQ G]PMRHIV
c 0YFVMGEXI XLI FIEVMRK EX XLI XST SJ XLI PMJX EVQ PYFVMGEXI PYFVMGEXMSR TSMRX
ERH PYFVMGEXMSR TSMRX SR XLI PIJXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMSR VEMP
c 0YFVMGEXI XLI X[S PYFVMGEXMSR TSMRXW SR XLI PIJXLERH PMJX G]PMRHIV
c 0YFVMGEXI XLI X[S PYFVMGEXMSR TSMRXW SR XLI VMKLXLERH PMJX G]PMRHIV

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
0YFVMGEXI XLI XMPX G]PMRHIV >FEV PMROEKI ERH GSRRIGXMRK PMRO
0YFVMGEXMSR TSMRXW SR XLI PIJXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMSR VEMP

0YFVMGEXMSR TSMRX XST 0YFVMGEXMSR TSMRX VIEV XMPX
VMKLXLERH WMHI SJ PMJX EVQ G]PMRHIV
0YFVMGEXMSR TSMRX XST PIJXLERH 0YFVMGEXMSR TSMRX JVSRX XMPX
WMHI SJ PMJX EVQ G]PMRHIV
c 0YFVMGEXI XLI FIEVMRK SR XLI XMPX G]PMRHIV PYFVMGEXI PYFVMGEXMSR TSMRX ERH
PYFVMGEXMSR TSMRX SR XLI PIJXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMSR VEMP
c 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI >FEV PMROEKI
c 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI GSRRIGXMRK FEV
0YFVMGEXMRK XLI FYGOIX FIEVMRKW 8LI PS[IV FYGOIX FIEVMRKW WLSYPH FI PYFVMGEXIH HEMP] MJ RIGIWWEV]
0YFVMGEXMSR TSMRXW FYGOIX GSYTPMRK

0YFVMGEXMSR TSMRX GSRRIGXMRK 0YFVMGEXMSR TSMRX FYGOIX %% WIGXMSR
FEV FIEVMRK
c 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI GSRRIGXMRK FEV

c 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI FSXXSQPIJX FYGOIX FIEVMRK
c 0YFVMGEXI XLI PYFVMGEXMSR TSMRX SR XLI FSXXSQVMKLX FYGOIX FIEVMRK

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI FYGOIX FIEVMRK c 'LIGO FIEVMRK FYWLIW SR XLI FYGOIX EVQ JSV [IEV ERH VITPEGI MJ
WIEPW RIGIWWEV]
c 'LIGO FIEVMRK FYWL SR XLI GSRRIGXMRK PMRO JSV [IEV ERH VITPEGI MJ
RIGIWWEV]

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
9RWGLIHYPIH QEMRXIRERGI XEWOW

3R GSQTPIXMSR SJ WIVZMGMRK XLI ZILMGPI WLSYPH FI QSZIH FEGO MRXS XLI
STIVEXMRK TSWMXMSR
QERYEPxx
3ZIVEPP ZILMGPI
'LIGO XLEX EPP WGVI[IH )RWYVI XLEX
GSRRIGXMSRW EVI XMKLX z 8LI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
z 8LI ETTVSTVMEXI WIVZMGI HSSVW SV LSSHW EVI STIR
4VSGIHYVI
c 8MKLXIR ER] PSSWI WGVI[W SV FSPXW [MXL XLI VIUYMVIH XMKLXIRMRK XSVUYI
7IEP ER] I\XIVREP PIEOW EW )RWYVI XLEX
RIGIWWEV] z 8LI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
z 8LI ETTVSTVMEXI WIVZMGI HSSVW SV LSSHW EVI STIR
4VSGIHYVI
c 'LIGO XLI [LSPI L]HVEYPMG W]WXIQ JSV PIEOEKI
c 6ITPEGI ER] HEQEKIH L]HVEYPMG WIEPW
c 8MKLXIR ER] PSSWI L]HVEYPMG GSYTPMRKW
c 7II EPWS XLI w7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI PMRIWx
WIGXMSR

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW

'LERKMRK XLI IRKMRI SMP )RWYVI XLEX
z % WYMXEFPI VIGITXEGPI [MXL ETTVS\ P GETEGMX] MW MR TPEGI ERH XLI SMP
HVEMR LSWI JVSQ XLI ZILMGPI XSSP OMX ERH IRKMRI SMP MR EGGSVHERGI [MXL XLI
SMP WTIGMJMGEXMSRW EVI VIEH]
4VSGIHYVI
'EVV] SYX ER SMP GLERKI SRP] [LIR XLI IRKMRI MW [EVQ
c 9RWGVI[ XLI XLI WIEPMRK GET SR XLI SMP HVEMR ZEPZI SR XLI SMP TER
c 7GVI[ SMP HVEMR LSWI SRXS XLI SMP SYXPIX ZEPZI ERH PIX XLI SMP HVEMR MRXS XLI
GSRXEMRIV TVSZMHIH
c 9RWGVI[ XLI SMP HVEMR LSWI ERH WGVI[ XLI WIEPMRK GET SRXS XLI SMP HVEMR
ZEPZI
c 4SYV JVIWL SMP XLVSYKL JMPPIV RIGO YT XS XLI QEVOMRK 1%< SR XLI SMP
HMTWXMGO
c 'PIER XLI JMPPIV GET TPEGI MX SR JMPPIV RIGO ERH XMKLXIR
c 7XEVX XLI IRKMRI ERH GLIGO XLI SMP TVIWWYVI
c 8YVR SJJ XLI IRKMRI ERH GLIGO XLI SMP PIZIP SR XLI HMTWXMGO 8ST YT [MXL SMP
MJ RIGIWWEV]
'PIERMRK SV VITPEGMRK XLI EMV 8LI QEMR IPIQIRX WLSYPH FI GPIERIH SV VITPEGIH [LIR XLI EMV JMPXIV
JMPXIV QEMR IPIQIRX GSRXEQMREXMSR W]QFSP JMIPH SR XLI HMWTPE] YRMX PMKLXW YT SV EX PIEWX IZIV]
WIVZMGI LSYVW
-J XLI EMV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH VIQEMRW PMX EJXIV XLI QEMR IPIQIRX
LEW FIIR WIVZMGIH XLIR XLI WEJIX] IPIQIRX QYWX EPWS FI VITPEGIH
)RWYVI XLEX
z 8LI IRKMRI GSQTEVXQIRX HSSV MW STIR
z 8LI FEXXIV] QEMR W[MXGL MW W[MXGLIH SJJ ERH XLI QEMR W[MXGL OI] MW XEOIR
SYX

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
4VSGIHYVI
%MV JMPXIV
7EJIX] IPIQIRX (YWX YRPSEHIV ZEPZI
1EMR IPIQIRX %MV JMPXIV GSRXEQMREXMSR ZEGYYQ
7IVZMGI GET W[MXGL
c 3TIR JM\MRK GPMTW SR XLI WIVZMGI GSZIV ERH XEOI SJJ XLI GSZIV
c 6IQSZI QEMR IPIQIRX ERH WEJIX] IPIQIRX 8S HS XLMW TYPP SV XYVR XLI
IPIQIRXW KIRXP] YT[EVHW HS[R[EVHW SV XS XLI WMHI MR SVHIV XS VIPIEWI
XLI WIEP
c &PS[ XLI QEMR IPIQIRX JVSQ MRWMHI SYX[EVHW [MXL HV] EMV %ZSMH XETTMRK
XLI JMPXIV EW XLMW GSYPH GEYWI HEQEKI
c 1EOI WYVI XLEX EPP GSRXEQMREXMSR MW VIQSZIH FIJSVI MRWIVXMRK E RI[ SV
GPIERIH JMPXIV IPIQIRX
c 7EJIX] IPIQIRX WLSYPH FI VITPEGIH IZIV] XLMVH XMQI XLI QEMR JMPXIV
IPIQIRX MW VITPEGIH
c 0MKLXP] SMP XLI WIEP WYVJEGIW FIJSVI MRWXEPPMRK XLI JMPXIV IPIQIRXW JSV XLI
QEMR IPIQIRX XLMW MW SR XLI MRWMHI JSV XLI WEJIX] IPIQIRX SR XLI
SYXWMHI 6IMRWIVX JMPXIV IPIQIRXW ERH ERH QEOI WYVI XLEX XLI] EVI
GSVVIGXP] JMXXIH
c 'PIER XLI WIVZMGI GSZIV ERH VITPEGI MX SR XLI JMPXIV LSYWMRK 3RGI XLI
GSZIV VIWXW SZIV MXW JYPP GMVGYQJIVIRGI SR XLI JMPXIV LSYWMRK ]SY GER GPSWI
XLI JM\MRK GPMTW [MXLSYX I\GIWW JSVGI
c 'PSWI XLI JM\MRK GPMTW

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
'SSPMRK W]WXIQ
'PIERMRK XLI GSSPMRK W]WXIQ
'SSPMRK W]WXIQ LSSH

-R SVHIV XS IRWYVI XLEX XLI GSSPMRK QIHME EVI TVSTIVP] GSSPIH XLI GSSPIVW
WLSYPH FI GPIERIH [LIRIZIV RIGIWWEV] ;LIR STIVEXMRK MR HYWX] GSRHMXMSRW
XLI GSSPIVW WLSYPH FI GLIGOIH HEMP] ERH GPIERIH MJ VIUYMVIH
(MVX] GSSPIV YRMXW VIWYPX MR SZIVLIEXMRK 8LI GSRWIUYIRGI MW ER EGSYWXMG ERH
ZMWYEP [EVRMRK [MXL WMQYPXERISYW TS[IV VIHYGXMSR SJ XLI XVEZIP HVMZI
(YWX ERH SXLIV GSRXEQMRERXW GER FI VIQSZIH JVSQ XLI GSSPMRK JMRW [MXL
[EXIV YRHIV TVIWWYVI WXIEQ SV GSQTVIWWIH EMV 'SQTVIWWIH EMV MW
TVIJIVEFPI
)RWYVI XLEX
z 8LI PIJX ERH VMKLXLERH GSSPMRK W]WXIQ LSSHW EVI STIR
4VSGIHYVI
c 'PIER GSSPIV YRMXW [MXL GSQTVIWWIH EMV WXIEQ SV [EXIV
'EYXMSR 8LI GSSPIV JMRW QE] FI HEQEKIH MJ XLI] EVI RSX XVIEXIH [MXL HYI GEVI
(S RSX YWI LEVH SFNIGXW SV I\GIWW [EXIV TVIWWYVI JSV GPIERMRK
c 6IGPSWI LSSH ERH LSSH EJXIV GPSWMRK XLI GEF HSSVW

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
%\PIW 8]VIW
'LIGO ERH MJ RIGIWWEV] EHNYWX 1EOI WYVI XLEX XLI EMV TVIWWYVI MR XLI X]VIW SR FSXL E\PIW GSVVIWTSRHW XS XLI
X]VI TVIWWYVI SR EXXEGLQIRXW VIUYMVIH ZEPYIW JSV XLI X]VI X]TI XLI EGXYEP ETTPMGEXMSR ERH XLI [SVOMRK
ERH EGGIWWSVMIW EXXEGLQIRX
8LI VIJIVIRGI ZEPYIW GER FI JSYRH MR XLI w8IGLRMGEP HEXEx WIGXMSR MR XLI
w3TIVEXMRK QERYEPx
4VSGIHYVI
8LI EMV TVIWWYVI MR XLI X]VIW LEW E WMKRMJMGERX MRJPYIRGI SR XLI SZIVEPP
STIVEXMRK TIVJSVQERGI SJ XLI ZILMGPI
)\TPSHMRK X]VIW
;EVRMRK 6MWO SJ EGGMHIRXW HYI XS I\TPSHMRK X]VIW

-RGSVVIGX SV GEVIPIWW STIVEXMSR SJ XLI X]VI MRJPEXMSR IUYMTQIRX SV I\GIWW
TVIWWYVI GSYPH VIWYPX MR XLI X]VIW FYVWXMRK SV GEYWI XLI VMQW XS GSQI SJJ [MXL
WIZIVI TSWWMFP] IZIR JEXEP MRNYVMIW EW E GSRWIUYIRGI
9WI E WYJJMGMIRXP] PSRK LSWI JSV TYQTMRK XLI X]VIW [MXL E WIPJPSGOMRK MRRIV
XYFI ZEPZI
4IVWSRRIP QYWX EP[E]W VIQEMR SYXWMHI XLI HERKIV ^SRI [LIR X]VIW EVI
FIMRK TYQTIH YT
c 'LIGO XLI EMV TVIWWYVI MR EPP X]VIW [MXL E QIEWYVMRK KEYKI ERH EHNYWX MJ
RIGIWWEV]

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
'EF ,IEXMRK %MV GSRHMXMSRMRK W]WXIQ

'PIER SV VITPEGI XLI JVIWL EMV 1EOI WYVI XLEX XLI ZILMGPI MW MR QEMRXIRERGI TSWMXMSR
ERH VIGMVGYPEXIH EMV JMPXIV EW
VIUYMVIH
4VSGIHYVI
c 9RWGVI[ GSZIV
c %JXIV XLI MKRMXMSR LEW FIIR W[MXGLIH SR
8YVR XLI EMV JPET [MXL wVSXEV] W[MXGL z ZIRXMPEXMSRx XS XLI wJVIWL EMVx
TSWMXMSR
:EPMH JSV 0

c 0MKLXP] TVIWW HS[R JVIWL EMV JMPXIV SR YTTIV IRH ERH TYPP MX SYX
c 'EVIJYPP] TYWL SYX VIGMVGYPEXIH EMV JMPXIV JVSQ MRWMHI FIPS[ ZME XLI STIR
EMV JPET ERH HMWGEVH MX
c 'PIER XLI JMPXIV FPS[ SYX VITPEGI MJ RIGIWWEV]
c 'PIER XLI JMPXIV FPS[ SYX VITPEGI MJ RIGIWWEV]
c -RWIVX GPIER SV RI[ JMPXIVW QEOI WYVI XLEX XLI] EVI GSVVIGXP] TSWMXMSRIH
GEWX EVVS[W SR XLI JMPXIV JVEQI WLS[ XLI HMVIGXMSR SJ XLI MRGSQMRK EMV
c 7GVI[ HS[R GSZIV EKEMR
1SHMJMGEXMSR 8LI I\MWXMRK JVIWL EMV JMPXIV LEW FIIR VITPEGIH [MXL E JSEQ
TVIJMPXIV ERH E JSEQ JMRI JMPXIV
:EPMH JSV 0
c 4YPP SYX JVIWL EMV JMPXIV GSRWMWXMRK SJ TMIGIW
c 'EVIJYPP] TYWL SYX VIGMVGYPEXIH EMV JMPXIV JVSQ MRWMHI FIPS[ ZME XLI STIR
EMV JPET ERH HMWGEVH MX
c 'PIER JMPXIVW FPS[ SV [EWL SYX VITPEGI MJ RIGIWWEV]
c 'PIER JMPXIV FPS[ SYX VITPEGI MJ RIGIWWEV]
c -RWIVX GPIER SV RI[ JMPXIVW QEOI WYVI XLEX XLI] EVI GSVVIGXP] TSWMXMSRIH
GEWX EVVS[W SR XLI JMPXIV JVEQI WLS[ XLI HMVIGXMSR SJ XLI HVE[R MR EMV
c 7GVI[ HS[R GSZIV EKEMR

0 0-)&,)66 :IVWMSR
1EMRXIRERGI XEWOW
'PIERMRK XLI ZILMGPI

;IXGPIERMRK XLI ZILMGPI 'PIERMRK XLI ZILMGPI
3MP TVIWWYVI W[MXGLIW EVI RSX [EXIVXMKLX HYI XS XLI RIGIWWMX] SJ HMETLVEKQ
ZIRXMPEXMSR XLIVIJSVI FI GEVIJYP [LIR WTVE]MRK [MXL E LMKLTVIWWYVI WTVE]
)EGL XMQI XLI ZILMGPI MW GPIERIH [MXL E WXIEQ NIX EPP PYFVMGEXMSR TSMRXW SR XLI
ZILMGPI QYWX FI VIKVIEWIH
;IX GPIERMRK
'EYXMSR 6MWO SJ HEQEKI XS JVIWLP] TEMRXIH WYVJEGIW

'PIERMRK [MXL LMKLTVIWWYVI ?QSVI XLER O4E FEV GER HEQEKI
JVIWLP] TEMRXIH WYVJEGIW
%JXIV XLI ZILMGPI LEW FIIR HIPMZIVIH XLI TEMRX WLSYPH HV] JSV EX PIEWX
HE]W MR XLI EMV FIJSVI XLI ZILMGPI SV TEVXW XLIVISJ EVI GPIERIH [MXL E
LMKLTVIWWYVI GPIERIV
9RXMP XLMW HE] TIVMSH LEW IPETWIH SRP] YWI E PS[TVIWWYVI GPIERIV JSV
[EWLMRK
c ;IX GPIER XLI ZILMGPI

c 6IKVIEWI EPP PYFVMGEXMSR TSMRXW SR XLI ZILMGPI
'PIERMRK XLI HMIWIP IRKMRI

;LIR XLI IRKMRI MW FIMRK GPIERIH [MXL [EXIV SV WXIEQ IPIGXVMGEP XVERWHYGIVW
WYGL EW SMP TVIWWYVI W[MXGLIW QYWX RSX FI I\TSWIH XS HMVIGX NIXW
'EYXMSR 6MWO SJ HEQEKI XS XLI HMIWIP IRKMRI

4IRIXVEXMRK QSMWXYVI VIWYPXW MR GSVVSWMSR SJ GSRXEGXW ERH JEMPYVI SJ QIEWYVMRK
JYRGXMSRW
(S RSX I\TSWI IPIGXVMGEP XVERWHYGIVW WYGL EW SMP TVIWWYVI W[MXGLIW XS
HMVIGX [EXIV SV WXIEQ NIXW
c 'PIER XLI IRKMRI GEVIJYPP]
'SVVSWMSR TVSXIGXMSR [SVO

;LIR XLI ZILMGPI MW WLYX HS[R JSV QSVI XLER [IIOW ERH IWTIGMEPP] JSV WIE
XVERWTSVX XLI JSPPS[MRK QIEWYVIW QYWX FI GEVVMIH SYX
4VSXIGXMRK XLI TMWXSR VSHW JVSQ GSVVSWMSR

0-)&,)66 GSVVSWMSR TVSXIGXMSR KVIEWI '8/ MHIRX 2S MW
VIGSQQIRHIH

:IVWMSR 0-)&,)66 0
1EMRXIRERGI XEWOW
0MJX G]PMRHIV 7XIIVMRK G]PMRHIV

8MPX G]PMRHIV
c ;LIR XLI ZILMGPI MW W[MXGLIH SJJ EPP TMWXSR VSHW WLSYPH FI VIXVEGXIH EW
JEV EW TSWWMFPI MRXS XLI G]PMRHIVW
c %TTP] E KIRIVSYW GSEX SJ RSREGMHMG GSVVSWMSR TVSXIGXMSR KVIEWI SRXS XLI
I\TSWIH TMWXSR VSHW
c -J XLI G]PMRHIV TMWXSR VSHW EVI RSX PYFVMGEXIH [MXL L]HVEYPMG SMP JSV E
TVSPSRKIH XMQI TIVMSH
XLI TMWXSR VSHW QYWX FI GSEXIH [MXL GSVVSWMSR TVSXIGXMSR KVIEWI
;LIR XLI ZILMGPI MW QSZIH JSV PSEHMRK SV XVERWTSVX XLI GSVVSWMSR TVSXIGXMSR
PE]IV SR XLI G]PMRHIV TMWXSR VSHW MW VIQSZIH F] XLI HMVX WGVETIV
c ;LIR XLI ZILMGPI MW XS FI XVERWTSVXIH
8LI GSVVSWMSR TVSXIGXMSR SR XLI TMWXSR VSHW WLSYPH FI GLIGOIH EJXIV
PSEHMRK
'SVVSWMSR TVSXIGXMSR SJ XLI JYIP XERO

;LIR XLI ZILMGPI MW SYX SJ WIVZMGI JSV PSRKIV TIVMSHW GSRHIRWEXMSR GER FYMPH
YT MR XLI XERO
'SRHIRWEXMSR MR XLI XERO PIEHW XS VYWX JSVQEXMSR
c -J XLI ZILMGPI MW SYX SJ WIVZMGI JSV PSRKIV XLER QSRXLW
*MPP XLI JYIP XERO [MXL HMIWIP JYIP

0 0-)&,)66 :IVWMSR
,ERHPMRK PYFVMGERXW ERH JYIPW

'SRWGMIRXMSYW SFWIVZERGI SJ XLI VIKYPEXMSRW JSV LERHPMRK PYFVMGERXW ERH JYIPW
[MPP MRGVIEWI XLI VIPMEFMPMX] ERH WIVZMGI PMJI SJ XLI ZILMGPI
-X MW IWTIGMEPP] MQTSVXERX XLEX XLI WTIGMJMIH PYFVMGERX UYEPMXMIW EVI SFWIVZIH
=SY GER JMRH XLI ZEVMSYW WTIGMJMGEXMSRW EFSYX XLI TVIWGVMFIH MRXIVZEPW MR XLI
WIGXMSRW w1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPIx ERH w0YFVMGEXMSR GLEVXx
=SY GER JMRH HIXEMPW SR PYFVMGEXMSR PIZIP GLIGOMRK ERH GLERKMRK STIVEXMRK
JPYMHW MR XLI WIGXMSR w1EMRXIRERGIx YRHIV w1EMRXIRERGI XEWOWx
3FWIVZI XLI VYPIW JSV XLI TVSTIV LERHPMRK SJ PYFVMGERXW ERH JYIPW IWTIGMEPP]
XLI IRZMVSRQIRXEP VIKYPEXMSRW
)RZMVSRQIRXEP TVSXIGXMSR QIEWYVIW

c %P[E]W MQTPIQIRX ERH SFWIVZI IRZMVSRQIRXEP TVSXIGXMSR QIEWYVIW
c 3FWIVZI REXMSREP VIKYPEXMSRW
c )RWYVI XLEX PMUYMHW GER FI TVSTIVP] HMWTSWIH SJ FIJSVI HVEMRMRK XLIQ SJJ
(MWTSWMRK SJ YWIH QEXIVMEPW

8LMW ETTPMIW XS XLI JSPPS[MRK X]TIW SJ YWIH QEXIVMEPW
z 3MPW PYFVMGERXW FVEOI JPYMHW VIJVMKIVERXW IXG
z *YIPW
z *MPXIVW SMP GEVXVMHKIW IXG
z 6YFFIV X]VIW MRWYPEXMRK QEXIVMEPW IXG
z &EXXIVMIW
c 3FWIVZI XLI IRZMVSRQIRX VIKYPEXMSRW [LIR HMWTSWMRK SJ YWIH QEXIVMEPW
c 'SPPIGX ERH WXSVI YWIH QEXIVMEPW WITEVEXIP] MR WYMXEFPI VIGITXEGPIW ERH
SRP] HMWTSWI SJ XLIQ EX SJJMGMEP HITSXW MR ER IRZMVSRQIRXEPP] JVMIRHP] [E]
c 3FWIVZI REXMSREP VIKYPEXMSRW
(MWTSWEP
'SRZIVWMSR JVSQ QMRIVEP SMPW XS IRZMVSRQIRXEPP]

GSQTEXMFPI L]HVEYPMG JPYMHW
*SV XLI STIVEXMSR SJ 0-)&,)66 IEVXL QSZMRK ZILMGPIW [MXL wIRZMVSRQIRXEPP]
GSQTEXMFPI L]HVEYPMG JPYMHWx [I VIGSQQIRH %:-% 7=283*09-(

:IVWMSR 0-)&,)66 0
'EYXMSR 6MWO SJ HEQEKI XS XLI ZILMGPI W L]HVEYPMG W]WXIQ

1M\MRK wIRZMVSRQIRXEPP]GSQTEXMFPI L]HVEYPMG JPYMHWx [MXL wQMRIVEP SMPWx
TVSHYGIW ER EKKVIWWMZI VIEGXMSR XLEX GER HEQEKI XLI L]HVEYPMG W]WXIQ
%ZSMH QM\MRK wIRZMVSRQIRXEPP]GSQTEXMFPI L]HVEYPMG JPYMHWx [MXL wQMRIVEP
SMPWx
c -J XLI ZILMGPI MW XS FI GSRZIVXIH XS ER wIRZMVSRQIRXEPP]GSQTEXMFPI

L]HVEYPMG JPYMH F] XLI GYWXSQIVx ]SY EVI VIUYMVIH XS GSRXEGX
0-)&,)66 '97831)6 7)6:-')
c -X MW IWWIRXMEP XLEX ]SY VIUYIWX XLI w-27869'8-32 7,))8x ERH XLI
w'32:)67-32 +9-()0-2)7x JVSQ 0-)&,)66 ERH XLEX ]SY SFWIVZI
XLIQ
,ERHPMRK GSSPERXW
1EOI WYVI XLEX MJ ]SY XST YT [MXL GSSPERX HYI XS GSSPERX PSWW XLI PIZIP SJ
ERXMJVIIÎ HSIW RSX HVST FIPS[ ZSP
'EYXMSR 6MWO SJ HEQEKI XS XLI HMIWIP IRKMRI

-J XLI TVSTSVXMSR SJ GSVVSWMSRJVSWX TVSXIGXMSR EKIRX MW XSS LMKL XLI GSSPMRK
IJJIGX MW VIHYGIH GEYWMRK HEQEKI XS XLI HMIWIP IRKMRI
(S RSX YWI QSVI XLER ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX
c %W TEVX SJ VSYXMRI QEMRXIRERGI [SVO XLI QM\XYVI VEXMS SJ ERXMJVIIÎ ERH

GSVVSWMSR TVSXIGXMSR EKIRX ERH ('% z GSRGIRXVEXMSR QYWX FI GLIGOIH
ERH MJ RIGIWWEV] GSVVIGXIH
c 9WI XLI *PIIXKYEVH XIWX WIX '' JSV XIWXMRK
c -R SVHIV XS XST YT [MXL RI[ GSSPERX GLIGO XLEX XLI GSSPMRK W]WXIQ MW
GPIER ERH JPYWL SYX MJ RIGIWWEV]
0YFVMGERX ERH JYIP WTIGMJMGEXMSRW

8LI ZEPYIW WXEXIH JSV XLI JMPPMRK UYERXMXMIW MR XLI XEFPI EVI SRP] KYMHIPMRIW
z 8LI HMTWXMGO SV PIZIP QEVOMRKW EVI QERHEXSV]
z IEGL XMQI XLI PYFVMGERX SV WIVZMGI JYIP MW VITPEGIH SV XSTTIH YT XLI PIZIP
MR XLI ETTVSTVMEXI YRMX QYWX FI GLIGOIH
z *SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW ERH WIVZMGI
JYIPW WII XLI w0YFVMGEXMSR GLEVX JMPPMRK UYERXMXMIWx ERH w0YFVMGERXW ERH
JYIPWx WIGXMSRW

0 0-)&,)66 :IVWMSR
0YFVMGEXMRK SMPW JSV HMIWIP IRKMRIW
7TIGMJMGEXMSRW 3RP] LMKLEPPS] PYFVMGEXMRK SMPW EVI YWIH MR QSHIVR HMIWIP IRKMRIW
8LI] GSRWMWX SJ FEWMG SMPW FPIRHIH [MXL EHHMXMZIW
8LI PYFVMGEXMRK SMP VIKYPEXMSR JSV 0-)&,)66 HMIWIP IRKMRIW MW FEWIH SR XLI
JSPPS[MRK WTIGMJMGEXMSRW ERH VIKYPEXMSRW
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Liebherr L554 Wheel Dozer Operation Manual

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Liebherr L554 Wheel Dozer Operation Manual

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