Professional Documents
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LAWS - PD 957
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health centers, barangay centers and other similar facilities and
amenities
means the entire parcel of real property divided or to be divided
Project in
condominiums, including all structures thereon
Person shall mean a natural or a juridical person
refers to a business firm whether a corporation, partnership, co-
juridical person
operative or association or a single proprietorship
shall include every disposition, or attempt to dispose, for a valuable
consideration, of a subdivision lot, including the building and other
Sale or Sell
improvements thereof, if any, in a subdivision project or condo-
minium unit in a condominium project
shall include any contract to buy, purchase, or otherwise acquire
for a valuable consideration a subdivision lot, including the building
Buy and Purchase
and other improvements, if any, in a subdivision project or a
condominium unit in a condominium project
shall mean a tract or a parcel of land registered under Act No.
496 which is partitioned primarily for residential purposes into
Subdivision Project
individual lots with or without improvements thereon, and offered
to the public for sale, in cash or in installment terms
The Land Registration Act Act no. 496
shall mean any of the lots, whether residential, commercial, in-
Subdivision Lot
dustrial, or recreational, in a subdivision project
shall mean a subdivision plan of a registered land wherein a street,
Complex Subdivision Plan
passageway or open space is delineated on the plan
shall mean the entire parcel of real property divided or to be
Condominium Project divided primarily for residential purposes into condominium units,
including all structures thereon
shall mean a part of the condominium project intended for any type
of independent use or ownership, including one or more rooms or
Condominium Unit spaces located in one or more floors (or part of parts of floors) in a
building or buildings and such accessories as may be appended
thereto
shall refer to the registered owner of the land subject of a subdi-
Owner
vision or a condominium project
shall mean the person who develops or improves the subdivision
Developer project or condominium project for and in behalf of the owner
thereof
shall mean any person directly engaged as principal in the busi-
ness of buying, selling or exchanging real estate whether on a
Dealer
full-time or
part-time basis
shall mean any person who, for commission or other compen-
sation, undertakes to sell or negotiate the sale of a real estate
Broker
belonging to
another
shall refer to the person regularly employed by a broker to perform,
Salesman
for and in his behalf, any or all the functions of a real estate broker
Authority shall mean the National Housing Authority
The Condominium Act RA 4726
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a building or buildings and such accessories as may be appended
thereto
means to divide the ownership thereof or other interest therein by
To divide conveying one or more condominiums therein but less than the
whole thereof.
Spanish Mortgage Law Act 3344
Project Cost refers to cost of the project
Home Insurance Guaranty Corporation HIGC
shallrefer to projects intended for theunderprivileged and home-
less wherein thehousing package selling price is within the lowest
Socialized Housing interest rate under the Unified Home Lending Program (UHLP) or
any equivalent housing program of the Government, the private
sector or non-government organizations
Unified Home Lending Program UHLP
shall refer to the proposed residential subdivision or residential
Main Subdivision Project condominium project which shall be the basis for computing the
20% requirement for socialized housing
shall mean any new, largescale development, consisting of one or
several subdivision projects planned to provide housing, work
New Settlement
places and related facilities within a more or less self-contained
environment
Community Mortgage Program CMP
Zone Improvement Plan ZIP
National Home Mortgage Finance Corporation NHMFC
AN ACT AUTHORIZING THE MINISTRY OF HUMAN
SETTLEMENTS TO ESTABLISH AND PROMULGATE
DIFFERENT LEVELS OF STANDARDS AND TECHNICAL
REQUIREMENTS FOR ECONOMIC AND SOCIALIZED
HOUSING PROJECTS IN URBAN AND RURAL AREAS BATAS PAMBANSA BLG. 220
FROM THOSE PROVIDED UNDER PRESIDENTIAL
DECREES NUMBERED NINE HUNDRED FIFTY-SEVEN,
TWELVE HUNDRED SIXTEEN, TEN HUNDRED NINETY-SIX
AND ELEVEN HUNDRED EIGHTY-FIVE
- refers to housing units which are within the affordability level
of the average and low-income earners which is thirty percent
(30%) of the gross family income as determined by the National
economic and socialized housing Economic and Development Authority from time to time
- also refer to the government-initiated sites and services de-
velopment and construction of economic and socialized housing
projects in depressed areas
1. Water
2. Movement and circulation
3. Storm drainage
Basic needs of human settlements - 6
4. Solid and liquid waste disposal
5. Park/playground
6. Power
shall in no case be less than 100sqm
150and below lots/hectare - 3.5%
151-160 lots/hectare - 4%
161-175 lots/hectare - 5%
BP 220
176-200 lots/hectare - 6%
Parks and Playground - Economic Housing and Socialized Hous-
201-225 lots/hectare - 7%
ing
Above 225 lots/hectare - 9%
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LAWS - PD 957
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100-1499lots: Neighborhood Multipurpose Center
1500-1999lots: Neighborhood Multipurpose Center, Commercial
Center/Convenience Store, Elem School and Trycicle Terminals BP 220 - Community Facilities
2000-3000: Neighborhood Multipurpose Center, Commercial - for one hectare or more
Center/Convenience Store, Elem School, High School and Tryci-
cle Terminals
lots/hectare: %
BP 220
150 and below: 1%
Community Facilities Allocation - economic housing and social-
151-225: 1.5%
ized housing
Above 225: 2%
LAWPHIL project
PD 953
planting of trees
Hectares: Major/Collector/Minor
2.5&below: 8/-/6.5
2.5-5: 10/-/6.5
5-15: 10/8/6.5
15-30: 12/8/6.5 BP 220
Above 30: 15/10/6.5 RROW dimensions - Economic Housing
ROW/Carriageway
Motor Court: 6/5
Alley: 2/-
Hectares: Major/Collector/Minor
2.5&below: 8/-/6.5
2.5-10: 10/-/6.5
10-30: 10/8/6.5
BP 220
Above 30: 12/10/6.5
RROW dimensions - Socialized Housing
ROW/Carriageway
Motor Court: 6/5
Pathwalk: 3/-
Road(m): Planting Strip/Sidewalk
15m: 1.3/1.2
BP 220
12m&10m: 0.8/1.2
Planting Strip and Sidewalk - Economic and Socialized Housing
8m: 0.4/0.6
6.5: optional/0.5
Housing: Economic/Socialized
a. Single Detached: 72/64 BP 220
b. Duplex/Single Attached: 54/48 Minimum Lot Area
c. Rowhouse: 36/28
Economic/Socialized
1. Single Detached
a. Corner Lot - 8/8
b. Regular Lot - 8/8
c. Irregular Lot - 4/4
BP 220
d. Interior Lot - 3/3
Minimum Lot Frontage
2. Duplex/Single Attached - 6/6
3. Rowhouse - 4/3.5
Cluster Housing
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single-family detached dwelling unit containing three or more
separate living units grouped closely together to form relatively
compact structures
a habitable dwelling unit which meets the minimum requirements
Shell house
for a housing core
a habitable dwelling unit which meets the minimum requirements
Complete House for a shell house with the following additional components being
included as part ther
Economic Housing a type of housing project provided to average income families
is the length of time a material can withstand being burned which
Fire Resistive Time Period Rating
may be 1 hour, 2 hours, 3 hours, 4 hours or more
a wall used only by the party upon whose lot the wall is located,
Lot Line Wall erected at a line separating two parcels of land each of which is a
separate real estate entity
the purpose for which a building is used or intended to be used.
Occupancy
The term shall also include the building or room housing such use
a wall used jointly by two parties under easement agreement,
Party Wall erected upon a line separating 2 parcels of land each of which is
a separate real estate
a public way intended to be used only as pedestrian access to
Pathwalk property for socialized housing projects. It shall have a width of 3.0
meters and a maximum length of 60 meters
refers to housing programs and projects covering houses and
lots and homelots only undertaken by the government or the
private sector for the underprivileged and homeless citizens which
Socialized Housing shall include sites and services development, long term financing,
liberalized terms on interest payments, and such other benefits
in accordance with the provisions of R.A. 7279 or the urban
development and housing act of 1992
Urban Development and Housing Act of 1992 RA 7279
refers to the most reasonable price of land and shelter based on
the
Affordable cost
needs and financial capability of Program beneficiaries and ap-
propriate financing schemes
refers to those areas declared as priority under existing statutes
Areas for priority development
and pertinent executive issuances
refers to the areas where the structures are dilapidated, obsolete
Blighted areas and unsanitary, tending to depreciate the value of the land and
prevent normal development and use of the area
refers to the constitutionally mandated process whereby the public
on their own or through people's organizations, is provided an
opportunity to be heard and to participate in the decision-making
Consultation
process on matters involving the protection and promotion of
its legitimate collective interests, which shall include appropriate
documentation and feedback mechanisms
refers to non-agricultural lands in urban and urbanizable areas on
Idle hands which no improvements, as herein defined, have been made by
the owner, as certified by the city, municipal or provincial assessor
refers to all types of buildings and residential units, walls, fences,
structures or construction of all kinds of a foxed character or which
are adhered to the soil but shall not include trees, plants and
Improvements growing fruits, and other fixtures that are mere superimpositions
on the land, and the value of improvements shall not be less than
fifty percent
(50%) of the assessed value of the property
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LAWS - PD 957
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refers to the commitment or agreement by two (2) or more persons
to carry out a specific or single business enterprise for their mutual
Joint venture
benefit, for which purpose they combine their funds, land resource,
facilities and services
refers to the acquisition of lots or varying ownership through
purchase or expropriation for the purpose of planned and rational
Land assembly or consolidation
development and socialized housing programs without individual
property boundary restrictions
refers to the acquisition of land at values based on existing use in
Land banking advance of actual need to promote planned development and
socialized housing programs
refers to the process of land ac quisition by exchanging land for
another piece of land of equal value, or for shares of stock in a
Land swapping
government or quasi-government corporation whose book value
is of equal value to the land being exchanged
refers to the rational approach of allocating available land re-
sources
Land use plan as equitably as possible among competing user groups and for
different functions consistent with the development plan area and
the Program under this Act
refers to the process of upgrading and rehabilitation of bighted
On-site development and slum urban areas with a view of minimizing displacement of
dwellers in said areas
refers to individuals or groups who occupy lands without the ex-
Professional squatters press consent of the landowner and who have sufficient income
for legitimate housing
refers to areas identified by the appropriate national agency or by
the local government unit with respect to areas within its jurisdic-
Resettlement areas
tion, which shall be used for the relocation of the underprivileged
and homeless citizens
refers to the degree of protection afforded to qualified Program
beneficiaries against infringement or unjust, unreasonable and
Security of tenure
arbitrary eviction or disposition, by virtue of the right of ownership,
lease agreement, usufruct and other contractual arrangements
refers to the program of the National Housing Authority of upgrad-
Slum Improvement and Resettlement Program or SIR ing and improving blighted squatter areas outside of Metro Manila
pursuant to existing statutes and pertinent executive issuances
refers to those whose only real property consists of residential
lands not exceeding three hundred square meters (300 sq. m.) in
Small property owners
highly urbanized cities and eight hundred square meters (800 sq.
m. ) in other urban areas
refers to groups of persons engaged in the business of squatter
Squatting syndicates
housing for profit or gain
refers to the beneficiaries of this Act and to individuals or families
residing in urban and urbanizable areas whose income or com-
bined
Underprivileged and homeless citizens
household income falls within the poverty threshold as defined by
the National Economic and Development Authority and who do
not own housing facilities
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notice of acquisition by the Government as provided under this
Act
refers to all cities regardless of their population density and to
Urban areas municipalities with a population density of at least five hundred
(500) persons per square kilometer
refers to sites and lands which, considering present characteristics
Urbanizable areas and prevailing conditions, display marked and great potential of
becoming urban areas within the period of five (5) years
refers to the program of the National Housing Authority of upgrad-
ing and improving blighted squatter areas within the cities and
Zonal Improvement Program or ZIP
municipalities of Metro Manila pursuant to existing statutes and
pertinent executive issuances
Comprehensive Agrarian Reform Law Republic Act No. 6657
Bagong Lipunan Improvement of Sites and Services BLISS
Presidential Commission for the Urban Poor PCUP
mortgage financing program of the National Home Mortgage Fi-
nance Corporation which assists legally organized associations of
Community Mortgage Program (CMP)
underprivileged and homeless citizens to purchase and develop a
tract of land under the concept of community ownership
DEFINING "OPEN SPACE" IN RESIDENTIAL SUBDIVISIONS
AND AMENDING SECTION 31 OF PRESIDENTIAL DECREE
NO. 957 REQUIRING SUBDIVISION OWNERS TO PROVIDE PD 1216
ROADS, ALLEYS, SIDEWALKS AND RESERVE OPEN SPACE
FOR PARKS OR RECREATIONAL USE
Housing Agencies and Mandates
- by Corazon C. Aquino Executive Order 90 (EO 90)
- Effectivity: Dec. 17, 1986
Identifying the Government Agencies Essential for the National
Shelter Program and Defining their Mandates, Creating the Hous-
ing and
Executive Order 90 (EO 90) Long Title
Urban Development Coordinating Council, Rationalizing Funding
Sources and Lending Mechanisms for Home Mortgages and for
other Purposes
National Shelter Program
- 6 yrs NSP
- 1986 created
- increase accessibility of homeownership for lower income fami-
lies
- provide stable, sustainable and viable long- and medium-term
home financing
- provide security of land tenure for the beneficiaries of urban land
reform and provide areas for priority development Objectives of National Shelter Program
- encourage greater private sector participation in housing initia-
tives, both from the formal and non-formal sectors
- ensure equitable distribution of benefits to the geographic re-
gions of the country
- curtail the proliferation of squatters and squatting syndicates
The Housing and Urban Development Coordinating Council HUDCC
National Housing Authority (NHA) - sole government agency engaged in direct shelter production
National Mortgage Finance Corporation NHMFC
- the major government home mortgage institution
National Mortgage Finance Corporation (NHMFC)
- created under PD 1267 on Dec. 21, 1977
Social Security System SSS
Government Service Insurance System GSIS
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formerly the Human Settlements Regulatory Commission (HSRC)
Housing and Land Use Regulatory Board (HLURB)
(created under EO 71 in 1981)
Home Insurance and Guaranty Corporation (HIGC) - formerly Home Financing Corporation
Home Insurance and Guaranty Corporation (HIGC) renamed as
Home Guaranty Corporation (HGC)
- under RA 8763 in 2000
- assist private developers to undertake low and middle income
Home Guaranty Corporation (HGC)
mass housing production
Home Development Mutual Fund (PAG-IBIG fund) HDMF
charged with the development of saving schemes for home acqui-
Home Development Mutual Fund (HDMF)
sition by private and government employees
Shall be the primary provider of funds for long-term housing mort-
Social Security System (SSS)
gages for low and middle-income private sector employees.
Shall be the primary provider of funds for long-term housing mort-
Government Service Insurance System (GSIS)
gages for low and middle-income government employees
Under the immediate control and supervision of the President of
The Housing and Urban Development Coordinating Council the Philippines, is charged with the main function of coordinating
(HUDCC) the activities of the government housing agencies to ensure the
accomplishment of the National Shelter Program
Reaffirming mass housing as a centerpiece program in the pover-
E.O. 20 series of 2001 ty alleviation efforts of the government and further strengthening
the Housing and Urban Development Coordinating Council
Serves as the sole lead agency to assist the President and the
Presidential Commission for Mass Housing (PCMH) in the formu-
HUDCC
lation and implementation of the national objectives, policies, and
strategies for housing and urban development
Presidential Commission for Mass Housing PCMH
1. National Housing Authority (NHA)
2. National Home Mortgage and Finance Corporation (NHMFC)
The HUDCC shall exercise administrative supervision over the ff.
3. Home Development Mutual Fund (HDMF)
housing agencies - 5
4. Housing and Land Use Regulatory Board (HLURB)
5. Home Guaranty Corporation (HGC)
SSS
GSIS Funding Sources
HDMF (Pag-IBIG Fund)
Comprehensive and Integrated Shelter Financing Act of 1994 RA 7835
(CISFA 1994) - approved: December 16, 1994
This program shall involve land acquisition and site development
by the NHA to generate serviced homelots for families displaced
from sites earmarked for government infrastructure projects, those
Resettlement Program
occupying danger areas such as water ways, esteros, railroad
tracks and those qualified for relocation and resettlement assis-
tance under Republic Act No. 7279
This shall entail the construction of medium-rise residential build-
ings by the government and/or private developers in all high-den-
Medium-Rise Public and Private Housing
sity urban areas of the country to maximize the utilization of
scarce, high-cost urban land
mandated to formulate policies and guidelines pertinent to the
National Housing Authority (NHA) implementation of the Medium-Rise Public and Private Housing
Programs
mandated to provide homebuyer's financing, to formulate and im-
plement a schedule of amortization payments for the Medium-Rise
National Home Mortgage Finance Corporation (NHMFC) housing facilities and implement schemes that would ensure an
effective and efficient recovery and collection of government in-
vestments
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Public Estates Authority PEA
this program, through the National Home Mortgage Finance Cor-
poration (NHMFC), shall assist organized community associations
Community Mortgage Program
to acquire tenure and ownership of the land they are presently
occupying
These programs shall involve the development of sites with hous-
ing component and the provision of serviced homelots through
Cost Recoverable Programs
joint-venture schemes with the private sector or local government
units
Social Housing Support Fund Act Abot Kaya Pabahay Fund
- 5.5billion fund - under RA 6846
Philippine Charity Sweepstakes Office PCSO
Bangko Sentral ng Pilipinas BSP
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