القيمة الحالية والخصم

] [
-:
}
{
-:
=
-:
} { 0
} { 0
} { 0
107

} { 0

} {
-:
= -
-:
= -
= ] - 1 [
]-: [1

1000 23 1990
27
8
-1 -: 0
10
8

-2 0
= 27 + 31 + 30 + 31 + 7
= 126
-:
=
= 1000
100
126
360
= 28
-:
= -
= 972 = 28 1000
-:
109
-:
= -
= -
= ] - 1 [
= 1 ] 1000
100
360
126
= [ 0.028 1 ] 1000
= 972 = 0.972 1000
-:
= -
= 28 = 972 - 1000
]-: [2

1200 9
1128

11
0
= -
= 72 = 1128 - 1200
1200 = 72
12
900 = 72
72
900
= 8 = 100 0.08

111
= ] - 1 [
1 ] 1200 = 1128
12
900 1200 = 1128

900 = 1128 1200
900 = 72
72
=
900
= 8 = 100 0.08
11
2
-:

}{

]

[

}{
-:
=
] + 1 [
+ 1
-:
} { 0
113
} { 0

} { 0
} { 0
}
{ -:
= -
-:
} { = -
= -
+ 1
-1
1
+ 1
11
4
+ 1
]-: [3

5000 10 1992
22

-1 -: 0
-2 0
115
22 + 30 + 31 +
= 19
= 102
-:

+ 1
= 5000
+1
100
102
100
6
360
102
360
0.017
= 5000
1.017
= 83.579
-:
= -
11
6
= 4916.421 = 83.579 5000
-:
-:
+ 1
5000
6
+1
100
102
360
5000
1.017
= 4916.421
-:
117
= -
= 83.579 = 4916.421 - 5000
]-: [4

8000 60
-:
-1 0
-2 0
-:

11
8
=
= 8000
100
360
60
= 80
= -
= 7920 = 80 8000
-:
= -
= -
= ] - 1 [
= 1 ] 8000
100
360
= [ 0.01 1 ] 8000
119
60
= 7920 =0.99 8000
= -
= 80 = 7920 - 1000
-:

= 8000
+1
100

+ 1
60
100
6
360
360
60
0.01
= 8000
1.01
12
0
= 79.208
= -
= 7920.792 = 79.208 8000
-:
+ 1
8000
6
+1
100
=
60
360
8000
1.01
= 7920.792
121
= -
= 79.208 = 7920.792 8000
-:
=
=

-:
12
2
+ 1
+ 1
(1
+ (

-:
) + 1 (

-:
) + 1 (
]-: [5
123

60
80
6

-:
-1 0
-2 0
-:
) + 1 (

-:
) + 1 (
80
60
6
+1
360 100
12
4
80
1.01
= 79.208
-:
=
80
60
6
360 100
80
0.01
} {
= 8000
125
-= -

= -
) -
=

0

-:
- =
- =
) + 1 (
1
- 1
) + 1 (
+ 1 1 -
12
6
- =
- =
) + 1 (
) + 1 (
-:
- =
) + 1 (
} -{ =
) + 1 (
]-: [6

60 4
127

12
-:
-1 0
-2 0
-:

4
12
100
60
360
4
0.02
= 200
12
8
} { = 204 = 4 +200
-:
204
60
12
360
100
204
0.02
} {
129
= 10200

0
-:
-1=} + +
{
-2 ] [ =
-
13
0

-3 =
][
][
]-: [7
1990

5000 27
23

4 0.5
25
-:
-1 0
-2 0
131

] [

23/4/1990
1/2/1990
27/8/1990

}
{
= + 27 + 31 + 30 + 31 + 7
= 127
=
= 5000
100
360
127
= 105.833
5000
1000
= 20
13
2
0 = 5000
10000
= 2.5
= 25
=} + +
{
= 150.833 = 25 + 20 + 105.833
] [ =
-
= 4849.167 = 150.833 - 5000
133

-:
=
] [ ]
[
150.833
5000
360
126
= 8.619 = 100 0.08619

-1
5000 10
1990 8
9
-:
-1 0
-2
13
4
-2
3000 8

2840
-3
8000 5
1996 5
8
-:
-1 0
-2
0
-4

5000
90
-:
135

-1
0
-2
0
-5 90
100
8
-:
-1 0
-2 0
-6
90
5 10
-:
-1 0
-2 0
13
6

-7 1991

8000
27 22

8
5
0.5 25

-:
-1 0
-2 0
137

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] [

900 1200 = 1128

= 4916.421 = 83.579 5000

= 83.579 = 4916.421 - 5000

= 7920 =0.99 8000

= 7920.792 = 79.208 8000

= 79.208 = 7920.792 8000

= 8.619 = 100 0.08619

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