A

Research Project
“CREDIT RISK MANAGEMENT ANALYSIS OF PUBLIC
SECTOR BANK AND PRIVATE SECTOR BANK”

Kurukshetra University, Kurukshetra

In the partial fulfillment of the Degree of Master’s in Business Administration

(Session 2017-2019)

Submitted to: Submitted by:

Kurukshetra University SHUBHAM BANSAL

Kurukshetra MBA 4TH Semester

Univ. Roll no………

SETH JAI PARKASH MUKANDLAL INSTITUTEOF

ENGINEERING AND TECHNOLOGY, RADAUR
 DECLARATION

I, SHUBHAM BANSAL, Roll no 2017038, MBA (Semester-IV) of the Seth Jai

Parkash Mukand Lal Institute of Engineering and Technology, Radaur hereby
declare that the Research Project Report entitled “CREDIT RISK
MANAGEMENT ANALYSIS OF PUBLIC SECTOR BANK AND PRIVATE
SECTOR BANK” is an original piece of work done by me and data provided in
the study is authentic to the best of my knowledge.

This report has not been submitted to any other institute for the award of any
degree.

(SHUBHAM BANSAL)
 ACKNOWLEDGEMENT

In this present world of competition there is a race of existence in which those who are having
wills to come forward will succeed. Project is a bridge between practical and theoretical
working, with this will I have joined the project. I really wish to express my gratitude towards all
those people who have helped me.

I am deeply indebted to my Guide “Ms. JASPREET KAUR” for her valuable contribution
during the period & guidance in preparation of this project, which provided me her expert
advice, inspiration & moral support in spite of her busy schedule & assignment, has mainly
provided my understanding of this project. I am very grateful to her kind hearted approach &
encouragement, which helped me immensely in completion of this project.

I would like to express my gratitude to all my friends for their invaluable support and
cooperation during the course of the project.

Last but not the least I would express my gratitude to all the members of JMIT from whom I got
all the necessary help whenever required.

(SHUBHAM BANSAL)
 SETH JAI PARKASH MUKAND LAL INSTITUTE OF
ENGINEERING & TECHNOLOGY

A SELF FINANCED ISO 9001:2008 CERTIFIED INSTITUTE

(APPROVED BY AICTE& AFFILIATED TO KURUKSHETRA UNIVERSITY,

KURUKSHETRA)
(CHHOTA BAANS), RADAUR – 135133 (YAMUNANAGAR)

// TO WHOM SO EVER IT MAY CONCERN//

This is to certify that Shubham Bansal S/o Mr. Parveen Bansal bearing Roll No.
………………….. University Registration No. 13-RKE-293 and class Roll No. 2017038 a
th
bona fide student of MBA (4 semester), has completed her work on Research Project (CP-
402) entitled “CREDIT RISK MANAGEMENT ANALYSIS OF PUBLIC SECTOR
BANK AND PRIVATE SECTOR BANK” under my supervision.

His work is original, satisfactory and fit for the purpose of further evaluation towards the
partial fulfillment for the award to the degree of Master’s Business Administration.

Ms. Jaspreet Kaur Mrs. Anuja Goyal

(Assistant Professor) (Head Department)

MBA Department MBA Department

 CONTENTS

SR. NO. PARTICULARS PAGE NO.

Declaration
Certificate

Acknowledgement

Chapter – 1 INTRODUCTION 1-47

1.1 Introduction the Industry

1.2 Introduction to the Topic

Chapter – 2 Literature Review 48-50

Research Methodology
Chapter – 3 51-56
3.1 Objectives

3.2 Research Design

3.3 Data Source

Chapter – 4 Data analysis and Interpretation 57-69

5.1 Findings of Study

Chapter – 5 70-73
5.2 Recommendation

5.3 Limitations of Study

5.4 Conclusion

Chapter – 6 Annexure 74-80

Bibliography

Balance Sheet
 CHAPTER -1

1.1 INTRODUCTION TO INDUSTRY

1.2 INTRODUCTION

OF
TOPIC
 CHAPTER-2
REVIEW OF LITERATURE
 CHAPTER-3

OBJECTIVES AND RESEARCH

METHODOLOGY
 CHAPTER-4
DATA ANALYSIS AND
INTERPRETATION
 CHAPTHER-5
FINDING, RECOMMENDATIONS
AND LIMITATION
 CHAPTER -6
ANNEXURE &BIBLIOGRAPHY