JAI

IBPr
evi
ousYearQuest
ionPaper
Pr
inci
plesandPr
act
icesofBanki
ng

1.Penali
nter
esti
slevi
ed@ 3% perannum i
ncaseofnon-
mai
ntenanceof
CRRon_______basi
s:
1.Dai
l
y
2.Aver
age
3.Quar
ter
ly
4.Noneoft
heabove

2.Whi
choft
hef
oll
owi
ngst
atement
sis/
arecor
rect
;(1)P-
not
esar
eissued
byr
egi
ster
edf
orei
gni
nst
it
uti
onali
nvest
orst
oover
seasi
nvest
ors,(
2)
P-
not
esar
enotusedwi
thi
nthecount
ry:
1.Onl
y1
2.Onl
y2
3.Nei
ther1nor2
4.Bot
h1&2

3.Whati
sther
angeofmat
uri
typer
iodofdat
edsecur
iti
es?
1.91dayst
o364days
2.7dayst
ooneyear
3.Oneyeart
o10year
s
4.Oneyeart
o30year
s

4.Mul
tiCommodi
tyExchangeofI
ndi
aLt
d(MCX)deal
swi
thwhi
choft
he
f
oll
owi
ng:
1.Sal
eandpur
chaseofcommodi
ti
es
2.Commodi
tyf
utur
est
ransact
ions
3.Commodi
tyopt
ions
4.Commodi
tyf
orwar
ds

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 JAI
IBPr
evi
ousYearQuest
ionPaper
Pr
inci
plesandPr
act
icesofBanki
ng

5.Whi
choft
hef
oll
owi
ngi
nsur
ancecover
str
ansi
tbywat
er,ai
r,r
egi
ster
ed
postpar
celet
c:
1.Pr
oper
tyi
nsur
ance
2.Bur
glar
yinsur
ancr
3.Mar
inecar
goi
nsur
ance
4.Tr
aveli
nsur
ance

6.NAVofGol
dExchangeTr
adedFundi
scal
cul
atedupt
o______deci
mal
poi
nt:
1.Four
2.Two
3.Thr
ee
4.None
7.Onhow manypi
ll
arsi
stheBaselI
IFr
amewor
kbased?
1.4
2.3
3.2
4.1
8.AsperBCBS,t
heBaselaccor
dnor
msar
e_________i
nnat
ure:
1.Vol
unt
ary
2.Mandat
ory
3.Bot
h1&2
4.Noneoft
heabove

9.Thebanker
sfai
rpr
act
icecodewasbr
oughti
n2004by:
1.Reser
veBankofI
ndi
a
2.I
ndi
anBanks'
Associ
ati
on
3.Banki
ngCodesandSt
andar
dsBoar
dofI
ndi
a
4.Govt
.ofI
ndi
a

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 JAI
IBPr
evi
ousYearQuest
ionPaper
Pr
inci
plesandPr
act
icesofBanki
ng

10.Sect
ion131ofN.
I.Actgi
vespr
otect
ionf
orcol
lect
ionof
______:
1.Bi
l
lsofExchange
2.Pr
omi
ssor
yNot
e
3.Hundi
s
4.Cheque

11.I
nwhi
choft
hef
oll
owi
ngci
rcumst
ancest
her
elat
ionshi
pbet
weent
he
bankandcust
omeri
snotcor
rect
lyst
ated:
1.Shar
esgi
venf
orsal
e-agent&pr
inci
pal
2.Gar
nisheeor
der-debt
or&cr
edi
tor
3.Payeeofdr
aft-t
rust
ee&benef
ici
ary
4.Ar
ti
cl
esl
eftbymi
stake-agent&pr
inci
pal

12.AsperPr
event
ionofMoneyLaunder
ingActt
hebanksar
erequi
redt
o
mai
ntai
nrecor
doft
ransact
ionsf
orper
iodof
_______f
rom dat
eofcessa-
t
ionoft
het
ransact
ion:
1.2year
s
2.5year
s
3.10year
s
4.20year
s

13.I
nwhi
choft
hef
oll
owi
ngsect
ion,t
hebankeri
sgi
venanabsol
uter
ight
ofgener
all
ienonal
lgoodsandsecur
it
iesr
ecei
vedbyt
hebanker
:
1.Sect
i
on171ofI
ndi
anCont
ractAct
2.Sect
i
on170ofNegot
iabl
eInst
rument
sAct
3.Sect
i
on170ofSal
eofGoodsAct
4.Sect
i
on172ofI
ndi
anCont
ractAct

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 JAI
IBPr
evi
ousYearQuest
ionPaper
Pr
inci
plesandPr
act
icesofBanki
ng

14.Abankhasr
ightcal
led_______t
ocl
ubt
woaccount
s(oneofwhi
chhas
debi
tbal
anceandanot
herhascr
edi
tbal
ance)i
nthesamecapaci
tyofcus-
t
omer
:
1.Ri
ghtofsetof
f
2.Ri
ghtofadj
ust
ment
3.Ri
ghtofl
i
en
4.Ri
ghtofappr
opr
iat
ion

15.Cl
ayt
on'
srul
eappl
iest
ofol
lowi
ngt
ypeofl
oanaccount
s:
1.Demandl
oans
2.CashCr
edi
taccount
3.Over
draf
taccount
s
4.Onl
y2and3

16.Gar
nisheeor
deri
sissuedbya_____.
1.Pol
i
ceof
fi
cer
2.Revenueof
fi
cer
3.CI
D
4.Cour
tsofl
aw

17.UnderConsumerPr
otect
ionAct
,Di
str
ictFor
um haspower
stodeal
wi
thcasesupt
oRs.
______:
1.20l
akh
2.Upt
o50l
akh
3.Upt
o1cr
ore
4.Above1cr
ore

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 JAI
IBPr
evi
ousYearQuest
ionPaper
Pr
inci
plesandPr
act
icesofBanki
ng

18.Sect
ion131ofN.
I.Actext
endspr
otect
iont
othe______:
1.Col
l
ect
ingbank
2.Payi
ngbank
3.Dr
aweebank
4.Negot
iat
i
ngbank

19.Achequehasbeenpr
esent
edt
hroughcl
ear
inghouseandbear
sspe-
ci
alcr
ossi
ngoft
wobanks:
1.Dr
aweebankwi
l
lpayt
othebanki
nwhosef
avorspeci
alcr
ossi
ngappear
sfi
rst
2.Payt
oei
theroft
hebanksandpaymentshal
lbei
nduecour
se
3.Ret
urnt
hechequewi
t
hther
emar
kst
hatcr
ossedt
otwobanks
4.AandB

20.Undersect
ion26ofNegot
iabl
eInst
rument
sAct
:
1.Ami
norcannotdr
awpr
omi
ssor
ynot
eoracheque
2.Ami
norwhohasbeenadmi
tt
edt
oapar
tner
shi
pfi
rm candr
awacheque
3.Ami
norcandr
aw,accept
,endor
seandnegot
iat
ebi
l
lsofexchange,pr
omi
sso-
r
ynot
eorchequebi
ndi
ngal
lpar
ti
esexcepthi
msel
f
4.Ami
norcanbehel
dli
abl
efort
hebi
l
lofexchangehehasaccept
ed

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