You are on page 1of 18

9*/($51,1*

'(67,1$7,21
75$,1,1*3$571(5

86&(57Ζ)Ζ('
76
(1

38%/Ζ&$&&2817Ζ1*
(6
35

&3$ 352*5$0

7HFKQRORJ\3DUWQHU &RQWHQW3DUWQHU

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
$ERXW%HFNHUV
%HFNHU 3URIHVVLRQDO (GXFDWLRQ LV DFFUHGLWHG E\ WKH $FFUHGLWLQJ &RXQFLO IRU &RQWLQXLQJ
(GXFDWLRQ  7UDLQLQJ $&&(7  D 86 'HSDUWPHQW RI (GXFDWLRQUHFRJQL]HG QDWLRQDO
DFFUHGLWLQJ DJHQF\ )RU  \HDUV %HFNHU KDV HDUQHG D VWURQJ WUDFN UHFRUG RI VWXGHQW
VXFFHVVWKURXJKZRUOGFODVVWHDFKLQJWKHLUFXUULFXOXPDQGOHDUQLQJWRROVZKLFKKHOSGULYH
H[DPVXFFHVV9*/HDUQLQJ'HVWLQDWLRQLVDQDXWKRULVHGWUDLQLQJSDUWQHURI%HFNHUDQGLV
FRPPLWWHG WR KHOSLQJ \RX DW HYHU\ VWHS ULJKW IURP \RXU 86 &3$ H[DPV WR WKH OLFHQVLQJ
SURFHVV*HWSUDFWLFDODQGH[SHULPHQWDOOHDUQLQJDORQJZLWKVRIWVNLOOVWUDLQLQJDQGFDUHHU
VHUYLFHV

$ERXW9*/'
9*/HDUQLQJ'HVWLQDWLRQHVWDEOLVKHGLQDUHQRZQHGQDPHLQ,QGLDIRU\HDUV9*
/HDUQLQJ'HVWLQDWLRQLVDKRXVHKROGQDPHLQ&$DQG$&&$FODVVHVDFURVV,QGLDZLWK*UDQW
7KRUQWRQ//3%KDUDWDVLWVNQRZOHGJHSDUWQHUIRXQGHGE\9LQRG*XSWDZKRLVNQRZQDV
WKHWD[JXUX9*/HDUQLQJKDVWUDLQHGPRUHWKDQODNKVVWXGHQWVDQGSURGXFHGPRUHWKDQ
UDQNHUV7KHDOXPQL
VDUHSODFHGLQWRSFRPSDQLHV9*/HDUQLQJ'HVWLQDWLRQKDV
VWXG\FHQWHUV,QGLD1HSDO'XEDLDQG6LQJDSRUH

$ERXW*UDQW7KRUQWRQ
*UDQW7KRUQWRQLQ,QGLDLVDPHPEHURI*UDQW7KRUQWRQ,QWHUQDWLRQDO/WG,WKDVRYHU
SHRSOHDFURVVRIĆFHVDURXQGWKHFRXQWU\LQFOXGLQJPDMRUPHWURV*UDQW7KRUQWRQLQ,QGLD
LVDWWKHIRUHIURQWRIKHOSLQJUHVKDSHWKHYDOXHVLQRXUSURIHVVLRQDQGLQWKHSURFHVVKHOS
VKDSH D PRUH YLEUDQW ,QGLDQ HFRQRQP\ *UDQW 7KRUQWRQ LQ ,QGLD DLPV WR EH WKH PRVW
SURPRWHGĆUPLQSURYLGLQJUREXVWFRPSOLDQFHVHUYLFHVWRG\QDPLF,QGLDQJOREDOFRPSDQLHV
DQG WR KHOS WKHP QDYLJDWH WKH FKDOOHQJHV RI JURZWK DV WKH\ JOREDOLVH )LUP
V SURDFWLYH
WHDPVOHGE\DFFHVVLEOHDQGDSSURSULDWHSDUWQHUVXVHLQVLJKWVH[SHULHQFHDQGLQVWLQFWWR
XQGHUVWDQGFRPSOH[LVVXHVIRUSULYDWHO\RZQHGSXEOLFO\OLVWHGDQGSXEOLFVHFWRUFOLHQWVKHOS
WKHPĆQGJURZWKVROXWLRQV

+91 9700000038 www.vglearningdestination.com contact@vgldi.com


 FSD#FSDFODVVURRPFRP ZZZYJOHDUQLQJGHVWLQDWLRQFRP
$ERXW&3$
$ &HUWLÀHG 3XEOLF $FFRXWDQW &3$  LV WKH PRVW UHQRZQHG SURIHVVLRQ DQG
WKH KLJKHVK TXDOLÀFDWLRQ LQ WKH ÀHOG RI $FFRXQWLQJ 7KH ZRUOG
V ODUJHVW
DFFRXQWLQJ ERG\ $PHULFDQ ,QVWLWXWH RI &HUWLÀHG 3XEOLF $FFRXWDQW
$,&3$ DGPLQLVWHUVWKH&3$H[DPLQDWLRQ

&3$(;$06<//$%86

)LQDQFLDO$FFRXQWLQJ $XGLWLQJ $WWHVWDWLRQ


5HSRUWLQJ )$5 $8'
&RQFHSWXDO)UDPHZRUN6WDQG (WKLFV3URIHVVLRQDO5HVSRQVLELOLWLHVDQG
6HWWLQJDQG)LQDQFLDO5HSRUWLQJ *HQHUDO3ULQFLSOHV
 $VVHVVLQJ5LVNDQG'HYHORSLQJD3ODQQHG
6HOHFW)LQDQFLDO6WDWHPHQW$FFRXQWV 5HVSRQVH
3HUIRUPLQJ)XUWKHU3URFHGXUHVDQG

2EWDLQLQJ(YLGHQFH
6HOHFW7UDQVDFWLRQV
)RUPLQJ&RQFOXVLRQVDQG5HSRUWLQJ
6WDWHDQG/RFDO*RYHUQPHQWV

'XUDWLRQIRUWKHH[DP KRXUV  'XUDWLRQIRUWKHH[DP KRXUV 
4XHVWLRQSDWWHUQ PXOWLSOHFKRLFH 4XHVWLRQSDWWHUQ PXOWLSOHFKRLFH
TXHVWLRQV ZHLJKWDJH  VKRUWWDVN TXHVWLRQV ZHLJKWDJH  VKRUWWDVN
EDVHGVLPXODWLRQV ZHLJKWDJH EDVHGVLPXODWLRQV ZHLJKWDJH

%XVLQHVV(QYLURQPHQWDO
5HJXODWLRQ 5(*
&RQFHSWV %(&
(WKLFV3URIHVVLRQDO5HVSRQVLELOLWLHV &RUSRUDWH*RYHUQDQFH
DQG)HGHUDO7D[3URFHGXUHV (FRQRPLF&RQFHSWVDQG$QDO\VLV
%XVLQHVV/DZ

)HGHUDO7D[DWLRQRI3URSHUW\
)LQDQFLDO0DQDJHPHQW
7UDQVDFWLRQV
ΖQIRUPDWLRQ7HFKQRORJ\
)HGHUDO7D[DWLRQRIΖQGLYLGXDOV
2SHUDWLRQV0DQDJHPHQW
)HGHUDO7D[DWLRQRI(QWLWLHV
'XUDWLRQIRUWKHH[DP KRXUV
'XUDWLRQIRUWKHH[DP KRXUV  4XHVWLRQSDWWHUQ PXOWLSOHFKRLFHTXHVWLRQV
4XHVWLRQSDWWHUQ PXOWLSOHFKRLFH ZHLJKWDJH  VKRUWWDVNEDVHGVLPXODWLRQV
TXHVWLRQV ZHLJKWDJH  VKRUWWDVN ZHLJKWDJH ZULWWHQFRPPXQLFDWLRQ 
EDVHGVLPXODWLRQV ZHLJKWDJH ZHLJKWDJH


+91 9700000038 FSD#FSDFODVVURRPFRP
www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
contact@vgldi.com
&3$(;$06758&785( 3$77(51

)LQDQFLDO$FFRXQWLQJ $XGLWLQJ
5HSRUWLQJ )$5 $WWHVWDWLRQ $8'

86*$$3 ,)56 $XGLWLQJ6WDQGDUGV


+RXUV([DP DQGSURFHGXUHV
+RXUV([DP
0&4
0&4
6LPXODWLRQV
6LPXODWLRQV

%XVLQHVV(QYLURQPHQWDO
5HJXODWLRQ 5(*
&RQFHSWV %(&

%XVLQHVV 86)HGHUDO7D[DWLRQ
7UDQVDFWLRQV DQG%XVLQHVV/DZ
+RXUV([DP +RXUV([DP
0&4 0&4
6LPXODWLRQV 6LPXODWLRQV
:ULWWHQAA

6LPXODWLRQV&DVH6WXGLHV
AA:ULWWHQ0HPR

2SWLRQDOPLQXWHVEUHDNRႇHUHGDSSUR[LPDWHO\DIWHUKRXUVZKLFKLVWKHH[DPPLGSRLQW

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
67(36)25%(&20,1*$&3$

(/,*,%,/,7<&5,7(5,$)2586&3$
,QRUGHUWRDSSHDUIRUWKH86&HUWL¿HG3XEOLF$FFRXQWDQW &3$
H[DPLQDWLRQ7KHFDQGLGDWHKDVWREHDWOHDVWD*UDGXDWHSUHIHUDEO\
IURP&RPPHUFHVWUHDP

7KHUHDUHVWDWHVZKRDFFHSW%&RPJUDGXDWHVZLWK&$IURP,&$,DVZHOO
+RZHYHUWKHHOLJLELOLW\FULWHULDYDULHVIURPVWDWHWRVWDWH\RXPD\JHWLQ
WRXFKZLWKXVIRUIXUWKHUGHWDLOV 


+91 9700000038 FSD#FSDFODVVURRPFRP
www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
contact@vgldi.com
(/,*,%,/,7<&5,7(5,$)25(;$0

&3$ &3$
([DPV /LFHQVH

&UHGLWV &UHGLWV

$VDJHQHUDOUXOHHDFK\HDURIFROOHJHHGXFDWLRQJLYHVFUHGLWVVRD\HDU
*UDGXDWLRQJLYHVFUHGLWV

+RZHYHUWKHUHLVDQH[FHSWLRQWRWKLVUXOHJUDGXDWLRQIURPD1$$&$XQLYHUVLW\
ZLWKȴUVWGLYLVLRQJHWVD\HDUEDFKHORU
VGHJUHHZLWKFUHGLWV

7KHIROORZLQJFRPELQDWLRQVDVVXUHHOLJLELOLW\IRU&3$H[DPV 
%&RP<HDU'LSORPD &UHGLWV 
%&RP&$ΖQWHUΖ&:$ΖQWHU&6([HF &UHGLWV
%&RP0&RP \HDU  &UHGLWV
%&RP0%$ \HDU  &UHGLWV
%&RP&$Ζ&:$&6 &UHGLWV

3OHDVHQRWHWKDWDQ\JUDGXDWH %%$%$%&$%7HFK FDQORRNIRUZDUGWR86&3$


TXDOLȴFDWLRQ6WXGHQWVZKRDUHQRWHOLJLEOHWRZULWHWKHLUH[DPRUQHHGWRPHHW
OLFHQVHFULWHULDPD\JRWKURXJKDRQH\HDUDFFRXQWLQJGLSORPDSURJUDPIURPDQ\
UHFRJQLVHGXQLYHUVLW\ZKLFKDGGVFUHGLWVWRWKHLUJUDGXDWLRQGHJUHH &UHGLWV
DQGPDNHWKHPHOLJLEOH>&RQVXOWZLWK9*/'WHDPIRUEULGJHFRXUVH@

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
+2:9*/'+(/36<28%(&20($&3$

 3UHHOLJLELOLW\6FUHHQLQJ

3UHSDUDWLRQIRU&3$  


)RUHLJQ$FDGHPLF
(YDOXDWLRQ

6WDWH%RDUG6HOHFWLRQ 


([DP5HJLVWUDWLRQ
176

/LFHQVH$VVLVWDQFH 

+91 9700000038 FSD#FSDFODVVURRPFRP
www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
contact@vgldi.com
75$,1,1*0(7+2'2/2*<

/LYH2QOLQHH/HDUQLQJ

:((.(1'&/$66(6
6$785'$< 681'$<

+285621:((.(1'
+2856727$/75$,1,1*

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
9*/($51,1*'(67,17,2175$,1,1*
+,*+/,*+76

:HHNHQG&ODVVHV 6DWXUGD\ 6XQGD\ E\*UDQW7KRUQWRQ

KRXUVRQWKHZHHNHQG

KRXUVRIOLYHRQOLQHWUDLQLQJ

6HOISDFHGOHDUQLQJFRQWHQWE\%HFNHU3URIHVVLRQDO(GXFDWLRQ

 DFFHVVWRRQOLQHSURJUDPPDWHULDO

$FFHVVWRKRXUVRIH[FOXVLYHUHFRUGLQJV

0XOWLSOH&KRLFH4XHVWLRQV

WDVNEDVHGVLPXODWLRQVDQGVWXG\SODQQHU

$FFHVVWRPRFNH[DPV

([SHULHQFHGDQGSDVVLRQDWHIDFXOW\

'HGLFDWHGGLVFXVVLRQIRUXPV

$IWHU&RXUVH(QJDJHPHQW $&(

+91 9700000038 www.vglearningdestination.com contact@vgldi.com


 FSD#FSDFODVVURRPFRP ZZZYJOHDUQLQJGHVWLQDWLRQFRP
86&3$(;$0,1$7,21&267 )25,17(51$7,21$/
&$1','$7(6

67$*( 3UHSDUDWLRQRI([DP

%HFNHU6WXG\0DWHULDOIRU0RQWKV
:HHNHQG/LYHFODVVHVIURP*UDQW7KRUQWRQ
IDFXOWLHV
*XLGDQFH (YDOXDWLRQ([DPLQDWLRQ 176 HWF
/LFHQVH$VVLVWDQFH
-RE3ODFHPHQW$VVLVWDQFH

,159*67

67$*( 3D\DEOHWR86$JHQF\

)RUHLJQ$FDGHPLF&UHGHQWLDOV(YDOXDWLRQ)HH

86' ,15DSSUR[

67$*( 3D\DEOHWR86%RDUG

([DPIHHIRUH[DPV 86'

ΖQWHUQDWLRQDO7HVWLQJ)HH 86'510

1RWH2SWLRQIRU/RDQDQG(0,DYDLODEOHRQ9*/'IHHVNLQGO\FRQWDFWRXUWHDPIRUGHWDLOV

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
&$5((523385781,7,(6$1'%(1(),76
$)7(5'2,1*86&3$,1,1',$

:LWKSURJUHVVLYHO\QXPEHURI01&
VVHWWLQJXSLQΖQGLDDQGΖQGLDQRUJDQL]DLRQVJRLQJ*OREDOWKHUHDUH
ERXQWHRXVRSHQGRRUVIRUXSDQGFRPHUVZKRXQGHUVWDQGWKH)RUHLJQ$FFRXQWLQJ3ULQFLSOHVDQG
6WDQGDUGV7KLVPDNHV86&3$VRQHRIWKHPRVWVRXJKWDIWHUH[SHUWVLQWKHȴHOGRI)LQDQFH $FFRXQWLQJ
86&3$3URJUDPFHUWLȴFDWLRQSUHVHQWVRSSXUWXQLW\WRDZLGHDVVRUWPHQWRIFDUHHURSWLRQVLQFOXGLQJ 

$VVXUDQFH6HUYLFHV
)RUHLJQ$FFRXQWLQJ
ΖQWHQDWLRQDODFFRXQWLQJ
ΖQWHUQDODQG([WHUQDO$XGLWLQJ
7D[DQG)LQDQFLDO3ODQQLQJ
&RQVXOWLQJ6HUYLFHV
)RUHLJQ$FFRXQWLQJHWF

:LWKZRUOGZLGHUHFRJQLWLRQD86&3$FDQȴQGWKHEHVWRSSXUWXQLW\LQELJ01&ZLWKDQDYHUDJHVDODU\RI
PRUHWKDQRWKHUDFFRXWLQJDQGȴQDQFLDOSURIHVVLRQDO

%,**(67(03/2<(562)86&3$,1,1',$

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
&3$(;$0&(17(5,1',$

8fcX`R_+ QG)ORRU'/)
2Y^VURSRU+ WK)ORRU8QLW ,QĆQLW\7RZHU$,ULVK7HFK3DUN
3DUVKZDQDWK(VTXDUH&RUSRUDWH '/)&LW\'/)3KDVH6HFWRU
5G3UDKODG1DJDU$KPHGDEDG*XMDUDW
 *XUXJUDP+DU\DQD

>f^SRZ+ WK)ORRU7HFKQLSOH[,
7HFKQLSOH[&RPSOH[*$7(
9HHU6DYDUNDU)O\RYHU/LOL\D
1DJDU*RUHJDRQ:HVW
0XPEDL0DKDUDVKWUD
9jUVcRSRU+WK)ORRU8QLW.DSLO
7RZHUV,7%ORFN6XUYH\1XPEHU
,73DUN2SS,&,&,%DQN%OGJ
6HUOLQJDPSDOO\0DQGDO*DFKLERZOL
+\GHUDEDG7HODQJDQD

4YV__RZ+&HQWHQQLDO6TXDUHUGćRRU
WK6W.*175+HULWDJH
0XUXJHVDQ1DJDU
3R_X]`cV+ .RGDPEDNNDP&KHQQDL7DPLO
1DGX

EcZgR_Ucf^+

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
2850(17256

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
&$9LQRG*XSWD %&RP + )&$$&&$
4XDOLȴHG&KDUWHUHG$FFRXQWDQF\LQ1RYHPEHUZLWKUDQNLQWKH&$ΖQWHUPHGLDWHDQG&$)LQDO
([DPLQDWLRQ$ZDUGHGSUL]HIRUWKHEHVWSDSHURQ7D[DWLRQLQ&$)LQDO([DPLQDWLRQDVDXWKRUHGDURXQG
DUWLFOHVRQWD[DWLRQLQYDULRXVMRXUQDOVDQGQHZVSDSHUVLQFOXGLQJ7D[PDQ&XUUHQW7D[5HSRUWHU
&KDUWHUHG$FFRXQWDQW(FRQRPLF7LPHVDQG)LQDQFLDO([SUHVV+DVSUHVHQWHGSDSHUVRQ7D[DWLRQLQ
YDULRXVVHPLQDUVRIWKHΖQVWLWXWHDQGDOVRLQWKHVHPLQDURUJDQLVHGE\WKHΖ7$7%DU$VVRFLDWLRQ+HKDV
EHHQWKH6HFUHWDU\WRWKH)LVFDO/DZV&RPPLWWHHRI7KHΖQVWLWXWHRI&KDUWHUHG$FFRXQWDQWVRIΖQGLDIRU
\HDUV&XUUHQWO\WHDFKLQJ&$)LQDOVWXGHQWVLQ1RUWKHUQΖQGLD+DYLQJYDVWH[SHULHQFHRIWHDFKLQJ'LUHFW
WD[IDFXOW\DW1HZ'HOKLIRUODVW\HDUVDQGDOVRDYLVLWLQJIDFXOW\DW:Ζ5&RIΖ&$Ζ

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
0U6LGGKDUWK7DOZDU &KDUWHUHG$FFRXQWDQW
6LGGKDUWKLVDJUDGXDWHLQ&RPPHUFHIURP6KUL5DP&ROOHJHRI&RPPHUFH8QLYHUVLW\RI'HOKLDQG
TXDOLȴHGDVD&KDUWHUHG$FFRXQWDQWLQ+HOHDGVDWHDPRIH[SHUWVLQ)LQDQFLDO5HSRUWLQJ$GYLVRU\
6HUYLFHV+HKDV\HDUVRISRVWTXDOLȴFDWLRQH[SHULHQFHLQSURYLGLQJDXGLWDQGDFFRXQWLQJDGYLVRU\
VHUYLFHVWRFOLHQWV
+HKDVDOVREHHQDQLQYLWHHWRWKH1DWLRQDO$GYLVRU\&RPPLWWHHRQ$FFRXQWLQJ6WDQGDUGV 1$&$6 
0LQLVWU\RI&RUSRUDWH$΍DLUV*RYHUQPHQWRIΖQGLD+HLVDOVRDUHJXODUVSHDNHURQΖQG$6DQGUHODWHG
VXEMHFWVDWLQGXVWU\DVVRFLDWLRQVVXFKDV&ΖΖ$662&+$03+'&KDPEHUVHWF+HKDVDOVREHHQDIUHTXHQW
FRQWULEXWRUWRSULQWPHGLDRQΖQG$6Ζ)56UHODWHGPDWWHUV

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
0U6DPLU0DOLN $VVRFLDWH3DUWQHU
6DPLULVDQ$VVRFLDWH3DUWQHUDW*UDQW7KRUQWRQLQΖQGLDDQGKDVRYHU\HDUVRIH[SHULHQFHLQZRUNLQJ
ZLWKFOLHQWVDFURVVVHFWRUV2YHUWKH\HDUVKHKDVKHOSHGWKHȴUPGHHSHQLWVȴQDQFLDOUHSRUWLQJH[SHUWLVH
'XULQJWKHFRXUVHRIKLVFDUHHUKHKDVDOVRZRUNHGZLWKDQRWKHUODUJHJOREDODFFRXQWLQJȴUP
V86EDVHG
$FFRXQWLQJ$GYLVRU\WHDPRQPXOWLSOHΖ)56DQG86*$$3DGYLVRU\HQJDJHPHQWV+HKDVOHDGDQGDVVLVWHG
ZLWKPXOWLSOH*$$3FRQYHUVLRQHQJDJHPHQWVLQFOXGLQJΖQGLDQ*$$3WRΖQG$6ΖQGLDQ*$$3WRΖ)56ΖQGLDQ
*$$3WR86*$$3*HUPDQ*$$3DQG-DSDQHVH*$$3WRΖ)56DQGΖQGLDQ*$$3+HKDVSOD\HGDNH\UROHLQ
GHYHORSLQJDQGGHSOR\LQJPXOWLSOHȴQDQFLDOUHSRUWLQJHQKDQFLQJWRROV+HDOVRKDVH[WHQVLYHWUDLQLQJ
H[SHULHQFHIRUGHOLYHULQJVHVVLRQVRQΖQWHUQDWLRQDO*$$3VWRFOLHQWV

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
0U.DSLO$URUD $&&$%%$
.DSLO$URUDLVDQ$VVRFLDWH'LUHFWRULQWKH/HDUQLQJDQG'HYHORSPHQW$FDGHP\RI*UDQW7KRUQWRQLQΖQGLDDQG
FRPHVZLWKRYHU\HDUVRIH[SHULHQFH+HKROGV$VVRFLDWLRQRI&KDUWHUHG&HUWLȴHG$FFRXQWDQWGHJUHHIURP
$&&$8.+H6SHFLDOL]HVLQȋ/HDUQLQJDQG'HYHORSPHQWȋDQGKDVGHVLJQHG GHOLYHUHGPXOWLSOHWUDLQLQJ
SURJUDPVIRUFRUSRUDWHVDFURVVVHFWRUV+HKDVGHYHORSHGFRXUVHFRQWHQWIRU)LQDQFHIRU1RQ)LQDQFH'LSORPD
LQΖ)56&HUWLȴFDWHΖQΖ)56DQGRWKHUDFFRXQWLQJFRXUVHV+HLVDQDFWLYHVSHDNHUDQGGHOLYHUHGYDULRXVWUDLQLQJ
VHVVLRQVWRPRUHWKDQSDUWLFLSDQWVIURPYDULRXVΖQGXVWULHVDQGGL΍HUHQWIXQFWLRQVGRPDLQV+HKDV
GHOLYHUHG YDULRXV FRUSRUDWH  WUDLQLQJ RQ DFFRXQWLQJ VWDQGDUGV DV ZHOO DV ȴQDQFH IRU QRQ ȴQDQFH
SURIHVVLRQDOV+HKDVDOVRWUDLQHGVWXGHQWVRQFRXUVHVOLNH$&&$&Ζ0$DQGRWKHUȴQDQFH DFFRXQWLQJSURJUDPV
LQYDULRXVXQLYHUVLWLHV

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
0U7ULJXQ3DVULFKD &3$ 86 0%$
7ULJXQ3DVULFKDLVDQ$VVLVWDQW0DQDJHULQWKH/HDUQLQJDQG'HYHORSPHQW$FDGHP\RI*UDQW7KRUQWRQLQ 
ΖQGLDDQGKDV\HDUVRIH[SHULHQFH+HKDVSULRUZRUNH[SHULHQFHRIZRUNLQJIRU\HDUVLQDELJ
\HDUVLQD86EDVHGSURIHVVLRQDOHGXFDWLRQȴUPDQGLVFXUUHQWO\ZRUNLQJZLWKWKH)LUP7ULJXQLVD/LFHQVHG
&HUWLȴHG3XEOLF$FFRXQWDQWIURPWKH$PHULFDQΖQVWLWXWHRI&HUWLȴHG3XEOLF$FFRXQWDQWVDQGKROGVD
0DVWHUVLQ%XVLQHVV$GPLQLVWUDWLRQGHJUHHIURP7KHΖQGLDQ6FKRRORI%XVLQHVV+\GHUDEDG+HKDV
GHOLYHUHGDQGOHGWUDLQLQJVRQ86*$$3865HJXODWLRQ WD[DWLRQDQGΖ)56LQPXOWLSOHORFDWLRQVVXFKDV
0DXULWLXV0LGGOH(DVW6LQJDSRUHHWF  +HKDVDOVRZRUNHGRQFRQVXOWLQJIURQWDQGGHOLYHUHGYDULRXVULVN
DQGFRPSOLDQFHUHODWHGSURMHFWVIRUFOLHQWVOLNH*HQHUDO0RWRUV%0:/OR\G3ΖΖQGXVWULHVDQG+\XQGDL


+91 9700000038 FSD#FSDFODVVURRPFRP
www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
contact@vgldi.com
285&3$)$&8/7<

056,''+$57+$&+$8'+85<
6LGGKDUWKDLVDTXDOLĆHG&$&3$DQGFHUWLĆHG,)56SURIHVVLRQDO+HFRPHVZLWK
%LJ DQG IRUWXQH  H[SHULHQFH ZRUNLQJ LQ YDULHG ĆQDQFH DQG DFFRXQWLQJ
SURĆOHV ERWK LQ ,QGLD DQG LQWHUQDWLRQDOO\ +LV FRPSDQ\ LV D WUDLQLQJ DQG
NQRZOHGJH SDUWQHU RI WKH )HGHUDWLRQ RI ,QGLDQ &KDPEHUV RI &RPPHUFH DQG
,QGXVWU\+HKDVWUDLQHGRYHUSURIHVVLRQDOVDFURVVODUJHPXOWLQDWLRQDOVDV
ZHOODV,QGLDQFRUSRUDWHKRXVHVIRUYDULRXVSURJUDPV+HKDVEHHQWHDFKLQJ&3$
IRUPRUHWKDQ\HDUVQRZDQGKXQGUHGVRI&3$VKDYHSDVVHGXQGHUKLV
JXLGDQFHLQWKHVH\HDUV

05$%+,1$95$3$5,$
$EKLQDY5DSDULDLVTXDOLĆHG&HUWLĆHG3XEOLF$FFRXQWDQW 86$ &KDUWHUHG
$FFRXQWDQWDQG0%$ ,QWHUQDWLRQDO%XVLQHVV ZLWK,QGHSWKH[SHULHQFHRIa
\HDUVLQGLYHUVHDUHDVRI)LQDQFHDQG6WUDWHJ\+HKDVZRUNHGZLWK%LJV86
%LOOLRQ 3ULYDWH (TXLW\ 3(  IXQG 86  %LOOLRQ 6WHHO  3RZHU *LDQW
FRQJORPHUDWH ,WDOLDQ (QHUJ\ ,QIUDVWUXFWXUH FRUSRUDWH ,QWHOOHFWXDO 3URSHUW\
6WDUWXS $QJHO )XQG +H KDV LQGHSWK H[SHULHQFH RI SHUIRUPLQJ DVVLJQPHQWV
DFURVV WKH JOREH LQFOXGLQJ ,WDO\ )UDQFH 6SDLQ 6ZLW]HUODQG 'XEDL 86$
,QGRQHVLDHWFWRQDPHDIHZ%HVLGHVP\FRUSRUDWHFDUHHU,KDYHEHHQDFWLYHO\
DVVRFLDWHG LQ WKH ĆHOG RI DFDGHPLFV DQG EHLQJ IDFXOW\ FRQWHQW GHYHORSHU IRU
&3$ 86$ &)$&$)LQDQFLDOPRGHOLQJ0DQDJHPHQWDQG%XVLQHVVFRXUVHV

05$%+,6+(.2%(52,
$ERXW\RXUWUDLQHU$EKLVKHN2EHURLLVDTXDOLĆHG&KDUWHUHG$FFRXQWDQWDQGD
TXDOLĆHG 86 &3$ DQG KDV EHHQ D IDFXOW\ IRU SDVW  \HDUV ZLWK H[SHUWLVH LQ
DXGLWLQJĆQDQFLDODFFRXQWLQJDQGUHJXODWLRQ+HKDVEHHQWHDFKLQJIRUFRXUVHV
VXFKDV&3$&0$$&&$DQGLVFXUUHQWO\ZRUNLQJDV'LUHFWRU)LQDQFHZLWKRQH
RIWKHOHDGLQJ01&LQ'HOKL1&5UHJLRQ+HKDVZRUNHGLQYDULRXVLQGXVWULHV
VXFKDVPDQXIDFWXULQJDXGLWLQJLQVXUDQFHDQG6$$6DQGKLVIRUWHLVWREULGJH
WKHWKHRUHWLFDOFRQFHSWVZLWKKLVYDVWSUDFWLFDOH[SHULHQFHZKLOHWDNLQJFODVVHV

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
&3$/,&(16( 

-XVWSDVVLQJWKH&3$([DPV
GRHVQRWPDNH\RXD&3$
\RXQHHGWRIXOȴOOWKH
RWKHU(
V

  

(GXFDWLRQ ([SHULHQFH (WKLFV


 FUHGLWV UHTXLUHG IURP 9* /HDUQLQJ 'HVWLQDWLRQ 2QOLQHRQGHPDQGH[DP
HGXFDWLRQ LI QRW WKHQ 9* KDVIXOOWLPHOLFHQVHG&3$V 1RWUDYHOUHTXLUHG
/HDUQLQJ 'HVWLQDWLRQ FDQ ZKRDUHDEOHWRYHULI\
KHOS \RX ZLWK D EULGJH H[SHULHQFH IRU WKH &3$
FRXUVH 3*'3$ /LFHQVH

ΖI\RXDUHDQRQ86FLWL]HQ\RXPD\TXDOLI\DVDOLFHQVHG86&HUWLȴHG3XEOLF
$FFRXQWDQW &3$ LI\RXPHHW%RDUGRI$FFRXQWDQF\HOLJLELOLW\UHTXLUHPHQWVLQRQHRI
WKH86MXULVLGLFWLRQV<RXPXVWEHDEOHWRWDNHWKH8QLIRUP&3$([DPLQDWLRQLQ
(QJOLVKΖWLVQRWR΍HUHGLQDQ\RWKHUODQJXDJH

$VSHUUHJXODWLRQVIRU&3$H[DPVWDNHQLQLQWHUQDWLRQDOORFDWLRQV OLNH'XEDL ΖQGLD 


WKHH[DPFUHGLWODSVHXQOHVVWKHFDQGLLGDWHLVDEOHWRJHWWRWKH&3$/LFHQVHZLWKLQ
\HDUVRIFOHDULQJWKH&3$H[DPV

2QHRIWKHPRVWFULWLFDOUHTXLUHPHQWVIRULQWHUQDWLRQDOFDQGLGDWHVLV([SHULHQFH
DQG9*/HDUQLQJ'HVWLQDWLRQSURYLGHVOLFHQVHG&3$VZKRDUHDXWKRULVHGWRYHULI\WKH
DFFRXQWLQJȴQDQFHH[SHULHQFHRIFDQGLGDWHVWRKHOSWKHPDFKLHYHWKHLU&3$OLFHQVH

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
7$.((;$0

'8%$, 86 ,1',$

:+<9*/($51,1*'(67,1$7,21

)DFXOW\RI &RQWHQWSURYLGHGE\
*UDQW7KRUWRQ%KDUDW//3 %HFNHU
V3URIHVVLRQDO
(GXFDWLRQ

([FHOOHQFH

7UXVWHG1DPHIRUSDVW 6XSSRUWIURPWKH
<HDUV WHDP

/LYH2QOLQHDQG $PHQWRUDVVLJQHGWRHDFKVWXGHQWIRU
H/HDUQLQJWUDLQLQJ VXSSRUWDQGGRXEWVROYLQJGXULQJWKH
SURJUDP

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
7(67,021,$/

7KHVHVVLRQZDVYHU\LQVLJKWIXODQGKHOSIXO6LGGKDUWK6LUKDVH[SODLQHGDOOWKHFRQFHSWV
LQDYHU\VLPSOHFOHDUDQGGHWDLOHGPDQQHUVLJQLI\LQJKLVLQGHSWKXQGHUVWDQGLQJDQG
NQRZOHGJHRIWKHVXEMHFW*UHDWIXOWR9*VLUIRUKDYLQJVXFKEULOOLDQWIDFXOW\OLNH
6LGGKDUWK6LUDQGORRNIRUZDUGWRKDYHWKHFRQWLQXRXVJXLGDQFHLQWKHMRXUQH\WR
EHFRPH&3$

$VKLVK3RGGDU

$IWHUDWWHQGLQJWRGD\
VVHVVLRQ,IHHO,KDYHWDNHQWKHFRUUHFWGHFLVLRQRIHQUUROOLQJIRU
&3$IURP9*/'HYHQWKRXJKKDYLQJPDQ\LQVWLWXWHVLQ0XPEDLSURYLGLQJ&3$
FRDFKLQJ7KDQN\RX6LGGKDUWKVLUIRULQGHSWKFODUL¿FDWLRQRIFRQFHSWV7KDQN\RX9*
6LUIRUWDNLQJWKHLQLWLDWLFHRIVWDUWLQJWKH&3$FRDFKLQJ

$PLW$JUDZDO

7KDQNVIRUDOO\RXUGLOLJHQWDQGPHWLFXORXVDSSURDFKIRUWRGD\
VVHVVLRQ,KRSHVDPH
VKDOOEHFRQWLQXLQJWLOOZHSDVV&3$DQGZHVKDOOFRPSOLPHQW\RXE\SDVVLQJLW

3UDYHHQ.DQGDUL

+91 9700000038
 www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
FSD#FSDFODVVURRPFRP contact@vgldi.com
&217$&786

+HDG2ႈFH
(QHDU9LGHRFRQ7RZHU%ORFN(
-KDQGHZDODQ([WHQVLRQ-KDQGHZDODQ
1HZ'HOKL'HOKL

3KRQH

+91 9700000038

(PDLO
contact@vgldi.com


+91 9700000038 FSD#FSDFODVVURRPFRP
www.vglearningdestination.comZZZYJOHDUQLQJGHVWLQDWLRQFRP
contact@vgldi.com

You might also like