Name Siddhant Tuwoi FTNAMCE FoR MAVAGERS

USN- 21MBARO020
Gection- M 2 Assigament 2

Financial Management- 9t deined os the Stsategic

Plannng: ogani sing. disecting 8 Contplling
inanci ol wndel taking ir an oq aniSaTion
Objectives of Pinanciol Manag ement
o Puto fit Maximis otion- The basic olbyectiue of inanciod
m onagenment 1s o acheve op timal PoiE. 9

Ouls o in cludes Wealth maximigafion

)Weal th maximisation- 3his is the mou broa det

Objectve as it aims to Satisy all stakeholders
tnvolved in the busine
CPoiofit mobilisaion- This is also oneo the main
obeettues dF inancil Management. 9t mLans
ho manages ned to mae deasion Teganding u
ollocation PMofft
o f Funds
d) mptoued elieleney- Prto peh wtilis ah on
also helps în intrensing. eidency leads to opetain
of busines

Mobilisai on 8 urilisation ofinance belt

ousiness decision
eBalonced stvuctwe Asnancial Mlonages phepou
Capitol Stsuchue. 9t helps in C1eothing balance
Oumong dieunt Sowites of capital Jhi balance
eMenhal Fo% liquidity pso fi tabililenibilihy 8
stabilit
2 Time vala of money The Concept o lime volue
ononey states thot a Sum ot mony is wosth
mo6e now Man he Came Sum of
the mone
ucune dote du to te eoni ng Pofentiol im 0
intetim.
b Pv(exeoent uobue of single omout-The. fv o
ingle Omount is an tnvestment Hhat witl be
w osth -
9Peie Sum in the utw
Pu wheL FU - Futwu value
Clto) obe.of inteout|itun
ntimein teums ot
humbe Ra
C)pvA-Th Cu1nt val ufune p ayment Fom
an annuity iuen Sp eid Tat o Setugn 08 e
dis cont.sate.

PVAAx
)PV-Futue valuo
the twowt ae otingle nout 9t the value
a
u

C a
o
u u date bodeol, on
umed Hate of towth oven
time
V Pv Ctt)" wh Pv Psa ent vale
ate of inteuat
fUA- (Fut volu. oonuty)-
9Frs he valu o
o otoup of Tecwing Pay ment at a centoun
dote in utu Opuming a paortic ulast soe. o Setur
0 dis eount s ote
Fv A wh A Annuity
Rate o Tetun
P)Annuêty- 9+ theked Swm omoney Paid to
s
Someone eoch ye c Fypically o the eat oP Ge
is the Constont Stseam o
9 Pespetuiky-9+
lows with no end.
Tdentical cash

to the Swr of segulos

h Gnowing Hnnuty aeo 9

tho Occuss af tes, equal in fe ual dl

Pamerts
oF a Congtont so.te, 9+ is
alsSo
time 8 qgsowth
Called incteasi ng aMnuty
thak is hot
caohlow
9t is a

arowing
perpetuiky- but also ghow ok
Aeuiewed
er Pech ed to be
only
only
he Soume gote oeu to deteomine
woy
0+is a Simpye
Rule of 72 tae to double gruen
investment will
how long an

Ied annual ote ointenest,

whoe R Rate of inteket
F06mulla

estimake he amoun ol
gt is uoed. to
hRuleof 69- an
investmertt to double
t a e 0
ime if will compounding
into o8 mula.
uming Comtinous
cvouming
cvd
0-35 whwr R Rote of
Fotmulla 6 R inreteaf

n:6 ut
FV lo,o o,o00 8 =0-08
3) ven =10,00 000
Pv FU E 10,00,000
CIt0-08) -03)
PV O,00,000 -
PV 6,30, 517
586
41 n d yeaes a 8,080, 0-(0)

FvAAEvIFS,n 1o sco FviF

oooo x it43 Fea 1436

5Given- Pv 1o oe0 s0- Crof) n eaks

FU fyx [i+ 1o,ece
io ccoX 2.135
FV 21,435 9

Fv 1548s
n 5 y eas

Fv Pvx Fvift.)
153485 7100x FuIFsS
FviFs.s) 15
FVIFCS.s 2-o
2-6 is oond ot 151 or 5
FvIF table
geas tom the
Jheuose 151
7 9nteus= lo7
Pincipal lo,ooo- PvA
Time (n) 2yea
PxRX gooRtOx
evRPPvIFA(,n
1o000 IPA (10,2)
A 10,00o 5160:30
736
A 5160-3C will be Lueved
8 ven Pvn 5,00,000

7yes
A9
PvA A PvIF.D
Sooooo A PuIFA (Io,D
50,00.00 lo211.58

y.863
each t o to
be paud by rus
3 h e loan Payment
engine is 1o27!1.558

5/ n 5geord PUA 9
ruven A 1o,oo0
Ph A PUIFR(t.a)

PvA 10,00ofVi FRCI5, 5

PvA O,000 X 3.352
33520
3he omount hat Can be olosded. to invut to
Oveshaul the matune wi ll be 33, 520
o Gtiven 10,000, GS00 0, f0 nS qe0
A F, G CAlG())
A 40 0o05odoHC (1o,
ooo0Sooo x 18101
30,9S0
encehe Uolu aegal onnual paumt fo6 5
upass a o
conmpoundhd would a 30,950
1 Given- F 95000 G 4 12:/ n= lo qeas
-61
P CPBeg

(45000
I. 6 4
(80
P 2 94,50
Psepent Ualu aPaymet
Stuer is 294 YSO
r2FvA Sooo(S7.275+100os1.IS)+ I6oo(uS.599)+

t I000(35.9 5o) 10 oo(31 772) +

100040.Sus)
(2.38) +
1000 (27.91+ lo(24 523)t
(oo0

t
tooo(18. S3) + 1000 (Is.93+ L000(13.s79)
100o(t1-y36 10 0o(9.487)+ 1o00(7.71) +
100oCGI0s+ 100o(u.641 t 100o(3.31o)+10oo(2-1oo
+1000 ( . o oo)

2 3 6 3 7 + 5IS 4 5549 +054S+35 ISOt 31772

t1353 + 15937+1357?
+2791S+ 24S23 + 233y 3310 f2j00
+1936 9887+ 7716 + 6105+ 4641t
1600
65 9191
Guven
13 Lo an Amourt = lo,00,000
88
n S tard
Pv A (PvifR))

to,o0,006 A(KVIPA (8,)

A TO,00,o00
3. 993

A 25o4q

Jhe Equoted monthl installmerrt a

25,o44 shold be poid,