You are on page 1of 116

www,ebsi.co.

kr
Sg4 o-ll€ 35+

[7 -B] 'JE :rr1 l'lgf [tf7l, #0ll '=la]^le.


-
^lg ^l'tPlolE].
=Efl

a: rlqr+ "lHol E?]€ + fl= 4ol4E qafl^l qE ae -E.+lrl s,r qE 13 ol]*


++l7t ilzl"J l€€ EEll^l"J {lA4 Eg + ?ldiz}? =a^l"J
7l* +)\^fle SqlE il+g lle
q qtr olEg 4l*ol $.q^l7| olq+ 4E: olrC 4qe_s t6I Eq6}trl. e+6}al Azl 9oll
,rli zI$9 H44 tse-21q1 ri4 zI+19 BC6l+ 401 zl4l9g St"t aI4. zlt9 eC4
an+= ol? Sg $o|"t qI+.
E: ;gfE ?lzle = dzllets +?-lel +lzlE s*"J goltrI. qB tl+ql^l eqd q€ 3il+"1 tL
zl! o.!$-g-e HE q E*g rE€ +Hlt+r "J^l6r4Lt ^JtIflH olEg
.Jol4z qa aEtrztzl E4 ^I4lel =tsdg "J
46J ill rEo4 mlxlE ag a+6J
"Jel
LloITt+. +?-l
^L+q
7I +9,9 6}al E 4.JzlE AC6L= ae EE, *4zl +{g dl"} Bz}E zl.rla}i 4E q e

^l
+++,4IE"44l9$ol4.

[24014-0159]

7 ,J, flBee # ae?


=9 yvl+ r qB *4E olCql nle Tlg"J #"ll E+qzl ?+=+.
zJ: oJrJol
e
@ 7J: CHg zlulloll,rl H,"l4zl +16ll^l= *4ql sr+ "Ja+41= E?-lEloF 6J+.
@ 9: ++zI9 rFg €zltlzl= A+ C4ol ABCS zlq= 4*zl +^l]el+.
@ g: +Fi-llg olqe rfleg olqg ag6J trE elzlql Eql^J"J BC z]$.a}4.
G) AI+ 9: "3gg S.ll^J ++6llot 6J +4ol g + S.r +4ol qq^lE "J g+.

[ 24014-0160 ]

8 q.=E +sd r.q fit^l-g + :tts da|E 7EI4tr:d 7iz?


^1gt ^w7l7l,J, =0il4
4"JE + qE 43 zlE4olr += ag *6i6I4, zI€4oJ q"JE + q€ 13 €€4ol
r +e ag *+61 zI$4014. gg4.J +"JE + qE ag BE€ 916fl, qH ag Eq
+^lg +14, qE ae S ^Iill$ +1611 gs6}+. olfl ^ru$ g +e6F= 42 *4zI qtr
ag cq4a+ qrlg trl +e] 47t+ "l-sg B?}g 4rralr* 6il e+. +el= rilqg +
x|f_e oJoll lEg La q= 3]lqg g a + 6tzl"J. i1E€ vvl^l ?t=+H rl oltr r.ll+g g
a e 6}zl ?+=tr|. olfl ol-,? trIEql +?]= all+ol q+{} .J^JE ,r.lz}olz} Eol4r "J++.

o aq4l: r]l+g BE6|r €+= €zllalq g.l"t qlg rJr+6tr 9lq.


ol^d o e/^l

@ Aql4l: zt€4 €# ++g Eoll €"lzl= EE i]lqe: z}rllE ++B $+ a.Jg H}


s4l "Jr glLl.
@ gql4: 4qg ++61+ 4aql^l rEol g^88 + 9l+*
^l^€g z14611 9l+.
@ gqlal: 49lz} zlte_l qq 6dql Egol 9zl ?*E Eq4 q9= 7l+:6}zl ?++g HI
sTll "Jr 9lq.
@ rJI+ gq4l: +|.4e d-g gq6rr THoJzl ilqg ++E trI fl+ql olE + 9l€€ t4
6|a 9l+.

ro. Br rE9 7lG: e-l+el 117


=il
www.ebsi.co.kr
.A.g
TO €t E8l

[ 24014-0161 ]

9 (71)sl ,'\lg Al"aPl a, Eel gaE (ul) EJTdtrrt:g q, A-coll # gE


=r1l =aJoe =qg
oJE (H7Doil^1 u= 4??
,J 0184?]
=r}|=
xlTl
^fC
4^lel rfE eE 0164
=rll=
ei E+61 +EeeoJ q+
ol^l= ?J ErtE E^l oEt| tsq flq-. 0l qEql 0ld4"J 6l'Ll-el LBI
e Lfal7l$Aq.. Lppfl^i g^lg + +€fl01 =rtlEel aA =Etrldofl E6t|
q==d,
(7t) =49
TlE6ltl'. =4q
^1U IllE-d
E:CE qg tillE + fleq, 84= + g.tl-. gEl|= €ill7l freE
=It|golE zts
+ flrl. !^llet gEl| olsl0tE eJ=q. lzloe col fr01= olE a
=I1|g
E + fleq 84= fE flrf. =rt|6l^l
=rtlg
E4t
a. gE
gA€
^[87t B?"Jtrl' EE-J X7]
<>:EB LflE
0lLl? +.Itlcl
----->. uu Ht6!
oo
qt G:^ltlTtq gB
(Lt)

qt qt

tsl|Ol oHd
7 lXl .9.o1
al otrl
H6

E-tl o

a: "JzJg ea +q^] +'J6J #E d€ql E+q= zJcol


; L. A: 'JIE Z}€EZ]E ZIH]IE E= 5^IqI XFP,9ZIE ZIqN=46l+71?
flE €4TZ}?
c. B: E= olc4 r q€ a+q^lE +zl-g-tr"J Eil+g.l"t 6l-=7I?
e. C: ECql =^llzl+
El]+ 4+4 .J^lg 86il g
"JrJg ^l-+.e.€: #g f gl=z}?
^lE
O-,u @-r,. @u.= @.,= @=,=

124014-01621

10 rt- +Set flEtl


^jg ^l.Aptst
gutoiltrJ tr+ V= E^Fd FJ€?

. Sg q+l= "JflE 4d olefloll^l 7|L"* ti ;lqe] dg d€6}q, E6J aIEllE 4€Cg


zll,rl6li B$le Aelg + 9i4.
, 44+ E+5 q-ge] 7|^lolr+. aail, E+ zle cE
'JE +dCg AC6il E. +4e ^ll
4E u_+ Cg &a6l-= 4?lzl. 9#zl E + 9itr1. Erql, +Caql ge ,r15e4l ol+
=
"ltl B9le+ c^l-+r6il^l E$6tztl Bollzl} B9lzI BtrI +dzl.J 9$ol4. ,tjlr{|, E
+doJ ^J%Lq^JE "JCzloJ ^IB5 ++9 dollzl *dollo} tI4.

6TAH
-io 7l o I{o E
o lrl tl o
TH
T
EO

IZF E+=-g Ar=6|"71 d7)l^l= t^ll 9+E TEAEL

lz"jp olFE 0ld4 #elrtgpEot|^l"Js=E + ?lrl..

.E'E Etrl Erll= 6t|=g + 9its Eg-d -EtrJ gal: fi.rl'. lvll
el+ts EtrJ iiJ.Joil^1 age_l+d= -uflxll-* aE e+:drl. ___L l"
/a\
orJ @g @H @c trl
\9/ -t-

118 EBS+tsE38alel^t8
ll tlEner gu4 if: €=+ete[ EE+et
I +i{14 tr.Jrt €=
1. g#o;o; 56f ulls odE
q70l?^E+ill4?l
(1) gd
ol8+Eet z[-+ 7t=E ^E
THoJ

=El| olc+el= +^ll40E TtlE4oJ oJrJ=I|]


e 4qt zl€€ gd^14 {#zl Ee4 +s= +g + 9lril E}
=ql olC9l u].$e_tr ql+E CtI4 {g= **4 + d"J6l4l
=7Pl7J
@
^I*=g ']]+ ++6J t]trl= " E
@ s?] €qql^JE zq+4olr E€4"J Eq g?-lE Bag + 9l+r qe

(2) 0l€+e|oil rl|Et HltrJEl s+-4 7l+ EBE E7l=


=E|l olC 6C4 rE= z4+4olz _H_E4ql zlzlol4
C s'J$ ,Ja+ 4"lzl zfl"Jol 4
=4E
+ill4'J #E E4l. EI
= ^96l zlt€ ag6l 6-Ir Ee4 +,qe+ €E-lElg gl* s+4 zl
O t4
ol^d+E= olC9 HI^d4
;9. zjrag'-lr_e.r l HloJt+, "JzI aqetr ag ^Lsl Ezll= aflEI o?lrJAq
@ r+q| z16 Bdg-+ .J+ ttt Fzl9 zl]B4 + il-qlE qldg +^Ll T lzl 5oil el6H e
olCql qlEI Etg *Al EI
^ll4l ^l*=qlril d46J B ^ltrl
614 ?-lr-t0l
'Jl+ gd4 7Hd=^lHHEJ6fE^l
Tltl E?Js] =
E
Eol 8!El= a= g-er
(3) g=+EE #
o "JzlE Eeg olcql^J *9tH zl€ rI^J4E clezl eaE €= EzilE +^16l+ 4++
9zI E"
TB
@ 4++9E zlloJol z]f, +ill4"J Exll= .Jq4 olc o + qlaa}Tl qB+r -u-L zllp{
"JAq dqq A+g F6ll #el 9"lE El+g ag rtzt;J

2. €=+sl Al8
(1) 7lefllT,=E d=+E
O d€: 'olaol+ zllol4'E dq6ilo} 6l-= +illzl tr+ql zl{l zH"J r. ( )q-l= 7ll?l0l i1-d
+i1t4 E{t= -d44 otd
@ "JAe dqE tr-+ql^l E E"Jg Lzl=ql, olql +Al4 ACg qi{oIH^J mlzlzll q= oe a[zJa|7| olflel g
e"Jg +*ql ole= B,olqr y r 7il84 E7JE dqrt
@ E.Jq €"J9 ++6Ir +g d=g El+6I71 +16l] 't
= g.ql eEE E:a[ #E elElE
d ++z['s^J ^J46]r. 6dE elq-g a= a:sEltt.
g ag +4* 2.71=/'l1te= E?Jrl tr"J
@'+ill^Jol {el': d€4 ^}+ql^J= 4scol ol.q+ ezl +alc"Jol Bg etE d=g
+ ileq, = =+6tr
q+6f71 9{6ll U goll d
Tl4= zHE4ola 7g4g = ( Xo')E 1 8?-tatr'
@ +g d=q ols= 4C: dol4 €= +41 - +44 d= +41 - aor.{ d= +41 iJEg A= a46Htrt
g. ( )e*/ts dEe.l 3Et
. lf,oln
Etl^"l
l 2E--17 lx1 r[ale
r-ll-= -^.-].61
--f- I o llE cEt4 d= Bzt, E
cDl4 €= E4t . :daf4g
# +oll^1 61'J-Ef= LDla tr.Jolzl E al4 d= Elzt, 584 d
=+ t4l= fil^lalHEl.
. gdoll rfalEul4?]8al +H= g0lA =
Eal4 g= E4t .Eal +g= q7l-tr =+6lH
7l-=dE XGILI^I E6l-= +-ddg I{E}
L[^l troJpjl urlE ^l= ^lg ^l^]el 6B
^P-+6lE^1
1.,s++el

dtr E4t
. c g0ll=e,r1,r1 e= zi= collll "J7lr .l0l7l7le+!l4o.e 2. EErt
^84?l =Egt 3.7le4l-rE
=a4 . C9 el"-H ELf4 E,Joll^j XGILI arE A== aEg + glzl E
^pJoil

11. EIHE 8al4 #: t=+elel AE+el 119


-"JEtlel
Eal{ S: g++q$ gt+sl

xl.E' Eal^ 7l-:l.l,t=E g=+el

. 2J6l Ei1l4o.E rl'tlol Eln1t eE|.= ,1, :d 7tlE4E ?lr-tol Elr,xt:Lrtrl'= A, C g0llAl 9^l E
qE a, 0|= E4:d hq4 Eqil 4gd g0ll drk aolq. - vteAtae "asel =Il
EE" -
. E"Je +^1ld ?Its trJE-E oJr-lg 766}.= tJl 7El e€401trt tr"J-d 8'zSfil gr. trtrJ
== E=rPl^lBg
g 8461.= gg 71"5-6[ct trBg Hltrg4?] Tl|Holal^'i, tr"J61= r tr".J61.=
HIP^ fld4g Aolala qa[^i =xt|elclE
EE]I^'I ?186f= loltL tr"Jg EErlollXl +aJEq.
ril
^lEfol ^tffEEE-&LI EqE 4?.!oe UE=
Lzl.r+n-=. ?.!il 4rl.= rll^'l ,\l^tEla ErlTl *ot'J
Eoll,'.-t,
+ 9I= E= tr"Jel TlEdg -d*0il EE^lzrt r4^j f.al.^trn= E=rt 4rl.= EFll "L1= E=
xloltl. + H= Eg6l.=-^l gEIl E 6 6lLlE qal|o| Eltrl.'aE "J:dtt rH+011ts olF "Js. 6txl ?i
r, =tEg gE g,rl. - zP4la= "=Eoll olets E" -
7le4l-r.e= "J€€ zltitrl= 49 €4xt *ql gE dtrl-= 4o14, dal4e.-E zldol qazl
ali {olr-p Bgl+. 'di-ll4 o +'+I- E}e- .J^J r z}zilE 9"1t4. { "*q gtr d+= a
3 zttlg E= sg 4lel *ql "JzlE 4o14. olb z}4l9 E= "8+le+ 9zlzl d *q d +5
zle;.J ol+qag 9"1t4. E$ zl-=4lr.e= "J€€ ,Itl LllE4oJ rla o + Bll+. ol= E
€Cg zl%Fol-b oldol olq+ €4zi f. zlill= .JA CtE +dql += a o +rl €4zlg+9
+4lE F6ll €€E 'ilECg 9"1*4. r4 o e EE, +H, qlE 5- -H€4.J 43 €4zlel9
+4lql zlaxJ rllE^Jql zHE4t atrq 49lE lol €4. olE.*l flszlzl -H.€4"J aE da
eL 9olE "JZl g+.
o !=a gdtrt
=troll
"7191='+1=
^Eri'= =
40lLl EEOl E^1 (2) t=E=e.l d=+el
=rHdlr
80J0il 96t| 7l?l71u5glTl
Etro l !=oil gdtt:
c ?laE Eeol+ +49 aql tlg €4lalzl ?+=+r +rlq+
rl-.
=
= oJZP olal EoHC
ral+ €) "€=g Edql *d4.": tzlg +€61 'ol ^lltr-ql LH'J4TI {,x]]'er.l flz] {f{ ffi
zI^lE +ill4"J dqg E6l] zltg ^.^..F B^J6x 7I=
=-
40lLl Etr g0l E^l
q. ?lz.^.^+ =xH6l
EE0l .Jag +g,g dqg =xll"J
Ll=49 u=i^[cg
Lir-trl.." @ .JrJg zlf-e'.E+ gB zl+]1l + fl= zlirzl ?lzl"J zl-ft xt
"!=+9= +rl =^ll:
ill= dq6}44 tA* 4+6tr z|ffizl ?*€€ dq$ + S.qa +
-
^[eE=.
Ll=olrl" - @ +i1lc4 4o; zla: qlag Alqlrll elzlalzl $tr -r-'-'-'+ zltlel -E= ag dq6lr rql
d4"J 4"Jg 4oF atE
E|]6J
@ =4"J
@ ECd: zl-+e+ 4.Jg s6JC €=E ^J+3 e+g EqI6I4 6l+ql, €=E E"Jql uultl
1./.leEets flaE Etrol
L|+4=86fl=( ) "JzI"l z|$_e& dqe_p+q E"Jil= ag EEL
r*^*
@ +414.J A+g 4fl-e-eal E{dql^l H.q+
^ItlE dqql 4"JzlE #g t 4&
3/ts ?J=trlr
+861=1116lrl
trt.

2./.taEe= Ez1g +E6l xtE l.tE-E=el €E+E


ol LflErlIl =ala
q(^11€0il )0v7t(
=Illol ) g=+elzl ad6|= oJr.tolal SelE + fl= ellLt6l.E, grJS 0l?7iE ol'-J E^ilo17l
oll gdqr +d6l'Htrt. ^1Eoll
=^|l0ltrf.
qlEoltrt. :E ufilllot Hl+^ +101 ElGl r.rezl oJ+l Ltlts aol E aolq. oli-lH ?.lzJ€olal E4
3.,\feE-eq qeg E,Je .^.^EE
+E] 9,lB +719,tr1. aTlz 8a-g c0l fr.71 rflEoltl. ?.!23 0l+0ll 361.= a017l trllE
( )3/
dEj-g
uHTl 7i =Ill
"1= )r^t oil ?lz3 "JEq 7E olE0ll= ol+zls olLlrl. 0la0l d=+Eel r1l1gqoltl.
=91^lu(
i1= dEj_"[ZLl7"1+-g + ola=+illdolafa ?=r.1. ^leJ-
-^tEE-a, "g=+e]=+ulLl=01tr1'"-
ts fl=
={l0lrl.
^Ie-r=-=.=
flrJe tlel 4lqql q+ "J=qd +4Ell oiq+ ol ^llZlq +961 4H4tl Exl]
cB- .J Sol4z -H.gt+. -zelg-e .JrJqlrll= "l?-l +qd Edol* d€ollo}tr C6ll{l +4ol S,
1. +l
, .EIl rt. ol+-E .JrJg z}+s.,E+ 3B zlg.ltl +rJ +ill49l cqg
al-zE
^IsEE= "l7loJ =Zl]E^l '11
3. xlB, xl8 E6ll xl^lel #g "J5q Tiot +qr tr9t+.

120 EBS +5=,J 8-let^fd


www.ebsi.co.kr

(3) or^Il{,\e-l g=+el


O +41 tr*: ++, -tr€i, +^J, al4fi E oJAol qq+ ++g f,$6llE ul6}4,+ HEr^la
+ s= tI+
@ qlzle olcql TlHlg E ,-4+c4 -H.€^Jg F6ll^l= 4ag + s= 6J4l t}+ql zlE6}q
€"J4 4|€g aBo}al €4r +
@ "JrJg+4 ^JFlg zl^16}r. +ill4 e*g ele-tr_r{l +€ d=ql ol= + 9II, =gzl-=
aelg + 9l+r B

Ery
= z}lE O}AE{AE E!4 Ag
=a1^
o|:-ul^b +€., r.E, +c, 4zqa+ ag t}+g d€^dol zld dBq= e}4l
^J+ol+r E
fl4. ot^ul^= +Al t+ +q^l a}4|+ e"Jg aE+ oJAol +4lzl.J d=9 +E+3 dB
6}rll €+r Bgt+. q}4l {'-+g zl^l6E CEql^J Eol-="J q ++e z}ot9 +^llCg 415'J
+= aol+. olaul-ql ElsE aszlzl agsh= "Jszt fl=ql f.+ql^lE zttr 6.g.t E9
Br glE SEzt u|tr ffio14. 4ee +E+g gq qil= "Js"J 1o14. tzll4s
=4lE
trI+a + fl=, Eol? + flE :=zl tI+.J 4le9 dg +q^J ule+ .Jae ^JEI
^^ee_l
5 zlzlrlr. ol= 4a6}zil ol4 *zlb !+Ecg Eull €x]|9 +H e=ulEzll ,4+4 + fltrr.

(4) d=+E
6plql7.|E
O "JAg zl+, qTlql il= €d4'J 'Ja '€€4]'e +C*
=xHoJ
@ "JAe +€-q oleb +4': oJz}rlol zltel +gg qlad}a 9"lE E-g + gl-3
=zllE
@ +gE Tl^bcg qq6}7l_H_+= +e"61+ +4lzl atg 4B_e_e,*l +g €3-g sl+g +
ilqr B
@ "Jzlg d€zH9 9"ls+ d=q ql* ceg E" oll xt4l9 7l+^dg 4ei6}r alg +
aoll 4zlE if,4 +^ll7l99o} flqa +eF+ ^^.+

= 2llLJ 6l0lt{!4e,1 E={l


-+/ =aj^
4olqlaql qeB €€z|l= zlzl4 EzllE += 5H+ +*.il ql"J E"J!+ ts
E "Jr g.IrJ+. 6}olql4= olBloJ=4= =4E,
E.J4 +!E= +44sEuJ Ezl *r EAg a1l
=4E
617l +16ll g+zltl 4_o e J{9t4. €€47} ztdol +e€ o}oll u}"}z}r 9l+=
olr sE +6Jc4 "Jgl^"ig 4lB€'geal "J*4olr q.Jsl€ sq ,J^lql^J H.q+rz} ^}€g Eol€6J
l. o}Aul+ts +=. !=. F
g. 44e 5 ?lrJol oltr1
ull, xltol H.JzlE E-r. B-e"sgrl zltl9 tlC6J d=€
^..t.+
g+.
^d36t.l
E! +EA #dlE tr16t7l
Lt Ert^lZ + fl= 8g
( xoD4z 6tstrL
=
2.6plql4ts ErJE xle.
q7loil ?Its fld4?l ?.!7l
3. g=+elel flE|l4 elsl ( )(e)e +
={l?.!
€6'tHtr|.
(1)d=+EE EE
3.6rolq4oil rteE ?lrJg
e q+ ^Ielql^]
+ill^dg tr-€6}a q.Jslqq zlE €4eE #g Hlc6}rll o|r., iillzlol ( olets ErfiE
)oil
oJ7JoJol xhlE (
r 4l^d il= sg aotzl-b ql Esg + ^1
B/= qa6ta E
)

@ z]lz]loJg 4a tl.llslg + H= +.J+ +^lflq .JtE sl+ql zlq* El= E= + 9ltrt=xllE


={]E =gC
@ trt=
^l-BE
44 Bol vi+Al +q tls ++4
ql gEl]E 9olE 9zll9l #
(2) d=+EE $r{lE
=g6J =^H.Jg Eg
1. EPll8g
o ?lrJE ,HE^dg zlLlilTll ,Jae-e_E/Al E€4 Eq+Hg a^lB *4zI 9l€' 2. E=^ll
3. +8.43
@ 4l"JE ro4 elaol+ ++g E'Jel zlfre e AL= ru+$s +la€ Thbtol 9lg

11. ErflelEal^l# d=+Eel d8+g 121


tJctlel &alq if: €E#q9} gt+el

I g8+9$ EII 6t|=sl *Ed


O dE+9(Pragmatism)9
olfl
1. g8+Eel E uil3
'd^ll'. '!E'8el elol= ,t (t ) ,\lcll4 uilA
ts :a1,^.q ua1:o (pragne) o 1e^ll7l 9 ol*3 *-E ^Islq^l 4IE ^lqE #4tl H+= 4sq +oJqI rlEl Ezll4 3
+48r. aE+E4=
oil^l
3 tr147[rlce]
"J
il Eql zlflo}rll H
o /'loE
o
rl.9.6l' =Eoil,\l g f;1.91 H[=]g +flH oldel ^ll4l+r] ^IE4l xil^lg 4qzl 4l4l+ol aE6]= tr*rol d
7l]E
O dil'=4 dE+E
d8+etts rtfe.l t]trlE4 B
tz)fl$EE53
tr8 +E6tq Eil= xtgoil O qq
+4t aE€ qlag + 9t= *d oe. A€Eg 4l+61
^lqlE He+ql ^lE+ ^hlzl
43:0=|1
ntslileq.
LlTt= 8=€sl 6l.LlE
s3 4loil st
r del$el €olg tsg €€+9zI E"
*6J
0l El: ++6tfi3 @ d€+el= -$r l*E €'il4"J zlf$ zlaofi: 7l+E.t},*q E= 4IEe+e+ E^ls+E oJ
^l^lg
611 g^J6l+ +"fq} rI4 Exlle+ e€€ 6lag + s.+r _H_r d^8++ql f+6J zl^lg ,J

adr

=
r[E g#EE dilI, EIA
=alA
-l sl4='d€+el zE'ol4b 4'Jg E" 6ll r+ql4 B+E %l{g zlrl zlal9 6sCg zlaa[fl
trI. €€+9 4Eol* {tr 4ol *zl 9loflrJ= raol HIE^I €s 9l= dzll4 Crl= ElEq
{ot t4ts fl49 "J3lE+. El^= qH ^}"^Jol +l4z} 9zl floilrJ= ++61 ^IdrI "Jil6}zl

&"Jzl zl4.Jzlb : Bzll= dxlls delql g er+ €uzy gl+E 4ol "J69olo| flQl fdt
6Ifr.tr}.

2. g8+el Altl
(1) {tg^E dE+E

O €+ zlzl: ulzl flfrz.lH *4zl d^Jgql^J + 9l= f+^Jg xl{ z}zl


6J
@i @ zl^lel zlzl: €# zl^-lel ++c ztL-
^ls"
zl^lg:zzlillE^l TIzl= zlq= 4,ol oI,-14,
1.tr1^: ( ) 4=ol+
ts TIILJE 561| I+EIE1 H +41= 4a6F= trll zlqg-e_s/l +?-lel #g.}{r-61-= Egg B "ll tltl$ zlfl
sgE Ar! xl^lel @ €+zi.J EES"J otq+ Eqlol+ e+r+ eg qlEE gl= sg rlt ril
"e.l aaagq.
8s€E ^|H.Eol 9"1
zl{a}Eg €# z}zlE zlH+r +
2.819^= rl^lE ( )

=e7Ei
zJaaE otil aB @ del* +r+t'6}r eql4"J EHE 4ol o}'l+ €€ ^8gg olErll alt 4ol+r B
.?47t ddgoll^1
Es+fl=(
^lH
lE,t
^t xlE rllg^el g€i+el
rlu 7[il= E= 7[il =al^
=
4r €861fltr1. dalE
^ff: r xlillTl qEol7lts71B trl= "J+4?l pJ== fl:d qlHl +Eg golrl. ug Lfl7t +0il^1
3. rilg^= ( xoDil g ,J3 gr e+alq7l471 rlLl= eilH Hol= aB ,Ja:LltrlE, 7El rig q7l: 3 Eoil ?]ts
affiatr' trEllEl?l EE =sEt
el aot otq4 ad gg Eg 8zl6]|0t eE'|^= aol+. ellLtrtE, LtlTl'rB4l "-H^1 r 'J= qalrJttE €ot-J + ?l7l qlEolq. q
g olEXl 6|E Aol4! 7l^1 Lfl 8?+01 H.! 01fr r qldfl dol #l6Pl qlEolrt. qel^j EtE $LJE Tlil= gxEl-e.E r
+aalH4. ttl$ol +alqlll fltr!-oe tlloll^j Ll$tL - xtlBA "dE+el" -
=e.6ElE
^ql.J^= *4zl
TIE}
OE zlalol4
tlHol4l €zlE aE d^Jgql rq-8-6}zl ?}eE $$ zlzlz} s+
1. €t+el
2.f;88 SE€
r ^J46lg+. i sz}4€ rlzlzls dol 448 4ol4E ^97+, + +'Jg: z}4lsi g"lz}
3.I! s.zl"J dzlltr: szl-*g r|4zlr.l dol *4H9 4l d?ol Elq +€ *Hol El= aol+.

122 EBS +E=e Ealel


^td
www,ebsi.co.kr

(2) FotE dE+E


O E++E
. oJzlg +44 tlszI+61+ 4eql^l #9s,ol E4l tr-+q zlE6Iq, +41 t}+g qla6}
4Aql^l +E_+ aEol +4qq olE, trIE F9 zlalol BCg+-r. B
=
. xl^lg t
zlzllzl +4ol olq+ oJzlol 4E6J +^ll= 4a6l+ rll **eI ++ol+ E+71
gE+r +
@ zlc4 B+
. zlc: 4oI4 B+ 44ql^j Eg dql4olq dd4oJ zlzj E|]E. ETll t}+ql^J gHi= d
o 844 rlc
qg g + 9lE+ "JLll6l'= qElg 6J
qel 7l#g BTdtE^1 El

R+E F6il tr-+ql *41 zl^lol4 olEg +a6}r gd^I4 Exll ^J.Elg rc?'tel
. zl^dzl 4= EB6tr 8^61=
^l€
-a tLqoJ 4l zH"J9 }}ol zHdll r.|fl2[ €t]6[r {trB + ?l+r B
o FolE dt+E
. zlczl"J
"J^19 E^ll
qlag EaL6l+ cil 4ltre^i EJ++s'lg. zlao[f,eq, +a4 zl "
E4?l €rlLt d
c€- *+ "J+zl ^l"Jg o}^d6l+ 4,ol t-qg gElol4l E 8, 7llC. TlHel =rlE+
rlEol 9ol
7[ ?ltl. 515{ce rEE
@Eq 4e_"^1el aaol 0u4 "J
=
. -EQol+ sEE q+ HEldIr ^dt}6l7l qlEql, rczlola €44oJ zlzl e-d aeq 7flcol
^lql+ ^J+ql Col+. q oH=4olrl
E'=rrl|
?t=+r +A-6J g =49 ouq rae
= =^116}zl E94-"E
.EH4 E'J4 +41 ^J+ql^l zltg Bfl6I
of
"JZI: C+61-= 4Cql 9l= =ArEolEel^l7l=
-d4 8gg E;5
^IB,
€ zltl9 #9 zl]cala+ ^lslE Tltr^lvJ + ?lE E.q +tr+ B+18 6l-= ^IB 4 n+8olrt aa. +, +44
ofET[x|e 8^{ Ee]E
IIE BEaflot g rEE
=8.
qE= s
EA1A FOIE €T+E gg
E6l.= dg olLlr+.
^1.^{
7l.Etrlel PSEJ
qE 7HflolLt dEE rfll olE j1€g 3rloil .EEqI=xl olLlE Dlilrl qal$EE= a =40|rt."
=l^'rs-rlq
"
- F0l, tr+el xfl75 " -
0l otLlaf, rfll 3+1olr ?l= HJ-eloll qq Et=-l6fl0t g a0lq. qtEl Dl xfinlr] o|+al d
^laJoEt,
ilt| 6ftr1alE EI}| EFJ6PI rl$la d= 8!6t| 713 9,lts dEt :zf 0t+
^l=+zlxl
al Eq4e-e +T lilqlfltf ottlalE Ert| t1 C6Hrl7 I ,\116l= AFJoltL
^PJoltrl. ^tHolaJ.
- FoL " EEtq rfl75 " -

+ol= Eq4 44g f3"6J 4*zl qltlq= "J+E zpjolpe tzllEzl fCsll ^l]+tg 1.F01: Il^.13 r
+ fleq, EH{-= rAE dElLl zl^lg +z116}zl ?+=+a tr?t+. +ol= Eq4 oJz.lE r ^lillTl
e40loLlaf ?.!rJol 4lE
CEE6I-= slrCg zl{ olul{ q +g
^Jtltil zJf
.<|gol4r E9ttrl. -E SllE 6}le6h= tll I
^IH-ol ^IH-e-_a EEI ( )(ol)ata +
86tHtr|.
2. F0l= 4qr4 =J+ r+80il
g3 !E40lr €d^1
3. g8+elq flE||4 elel
^.1
?.! EtlE?.! ( )
^14
Sgoll^i
(1) dE+EE Eel =r= ={lg + ?lE==Ht
dEjg ?l
=
Lll6h= qgg *B:etcE
O Hs+61+ Exll ^J+ql qil6l+ zlC4 B+= ,Ja€re-_Erl €q g^J6l-= +"J*
^lalql^l -H?ttrt.
rI4 Exll 6IAql zl{B + 9lg ( oJZA
3. Folts )4
@ zlzl9 +"J^d4 ?lz}el s+ 7l-ydg .Ja6lr +€€ zlaseEr^i €q +oJqI E rEEEolE 4rdg
q4 eF Erilql +€61ril qa6la +flslg €'il "Jffi9 rl9zl c+6|=^Iqel
ql E€=3 u
^FJol
^l
olLlal tri L]e
rFJoe 5EI6]l 71.= IPJ
(2) SE+EE $r{lE =:
olalr +ebffiq.
r
e zl^l+ 7til9 ++cg zlqil71l zszr;lq, zlal zlillE 9lt zlal4 844 7lr\E + x{Et
6E
xllE zI4aJ + flg 1. +EE+
@ ES4?l Eq+HolLl g=lel 7l^l= +Ci+esrt1 Sq4 t}q+qql ug}e + flg 2. xld
=^lle+ 3. Eq
@ f+dE +d.tl^l HlEqzj.J qfl$ t+?]+B +E 9lg

11, Erlle-l8at4 s !=+Eet !E+E 123


zfE zIE E4I
TO

lzaora-orosl [24014-0165]

1 t1g 7l-tJ trJrl= + Er11 ggoe 7Et *3 q^- +EtEl flEtt flBqe 4tr6txt Big
^1gt ^l+l7tel ^19 ^tatTtE
4EFd 4?? 4??

coql4l C4"J Cl}+ e!+jl+: Ctrr. zHC, tltrE 4^Jol 9"1


s=g xlti €zl.ll^J zlqlT} eEql ++q 9ololl fl= aol g+. +4e H olt} E$flop ts €:ardolu|
q6ll "J6li trel 6}ql. ffiolr-}= $ol elulafi p$ tl4lz} olqq. aae. €=61-= ^J+g E+^l7l= }f,
* €#zHzI +"Jql ols= +44= 4olelull. 4oJ 4Coltrl. al+zioJ *selJ9 $Col otq+ SC
ffi oll 4z}1. Cfollxll, q-Fq zl= +++ 4Col ,$.9
3 €€zllz} +z|]6F}trIxI H4ts= 6I+9 %r"^l
ol+ql. €=zllel +"JE^JE +-ge €€xll9=z]| zltt +Eol+. +"Jt Eq4 +4g tat zt4l"l4.
+^l4olr. qd6lr. aqB + s= zlbcol4Hl.
i$ol zl-bcol qE+ f+al +gq q+ EilE= e zl^d4 B+E +4e #9 zl]d4 tltrq 9l+.
.ilollo} ei4ull. +q= rel+ +4E'71-bc +e-tr O BflE 7l^l| Bfl :4alql 4zfloll 9lzl ?*4.
*eq A+'r @ Eq4 d"+e ri4 zlfldg €+.
-tr€q}+Lll.
^lql+ el}ql
@ Ez] 6HAql C+6J EE 7I€g rC€ {4zt 84.
C €€zll9 d€4 S9 z|-}de +gql e-16il al€€trI. €)
^l^lel
TIil: zlrlol zlq= f+^dql Eql acE+.
@ €€{|E zl4lE +{] gtrlql
'{6il ++C6J =z|ol+.
@ €€zll9 E"Je -H-Ezl +HE F6il ++€+.
6J?-14 ol^Jg =+E
@ €ezl]E E6li E"Jql^l H,q+ril E+.
zaora-oroo ]
@ €€zllz} aE6]-= E.Je r+^J 7l?+E Alzlzl44.
I

04 qeC +Erd EEtt gztoil"J cF vE E


^1gl^ltptet
,\l-d -+ge-?

€=+ Eeql *dtrI. .Jtol E= +l6}q dq++


r ^
"Jg +E= zJzlzl,-z'EE Cq++E 49 9"1
tril
,t+. r4+ Eil 4zlz| EE dqEle-er{l EE
^
tsi$ Cq6]i 49 9olalTlE'tL+. d=+e-lE aA
^t
zaora-oroa
I ]
S* -e-= oJAe--P 6Iq+ z}4lel 46ll d4etr
02 +- +EEr flEtt
^19 ^t.aplE
EE..E # a"J= 4.Jg zl4l 6l+ 1o.|4. "JrJ.l
=4ql
zlzl x[4]oll q6I^J 4"J
(lr7t)0il^1 r.= Ae? ol gl+r "JEt tril olag zl.4lel g46.J ,ncql qlql^l 4
a. 9ol 9l4i "Jol olul4, e.E 4"Jq qdl^J 49ol 94
+4: +e-tr E9 *;r EqAesxl zlzlzl
Ei4l ^J+ b ag "Jeq.
€+. +41 ^J+g ae6l.b ar+ d=61+ Ag E'J6l+.
. EE €d z}.$rll 'EI/l El"+g + 9l.i 4l?-]tr^J
9 glsE Ecl. ?J719 =4E
SBololl^1, "J=ql^1, +a +
6tAfl
-O 7l o tH xl EI
olxl tl o o
ql^J ++ql €€xllgl el6ll^J= trl qqq geJA + S tlo

r +Eol 91trI. "Js_8,<19 z[€9 E6ll^l oJrJS xl.tlE /\.Ae


'J+l 3 +
=
€=e agzL= =^ll6tir.
a,B{}+. ?l=
=rtlolEL
?l?J3 CEjel 4gE g+=
E.+ +qg3
^|.+el
. 1-u 7l .
t

=^llolrl.
-. #g ++ce 47-6J + s,r ++B +E s,+. "JAA +fl|€= BfEJo-e ElaU E
.. q}4l ^J%Ie agzlE ++6I= Alzlt zl+6JtrI. 'Jdg dfldl= =^t|oltl.
E. eL€ €=9 El+e +illzl a+g Eoll zl*rl.4. ?1?J3 xf8 rlill= dE4g + ?l=
.J^lg z[tr"-l] +Azl Ctlol4
=. aI€$ tql ql6J +qrJg
^l?EE =rllolE.l.

Or,. @r,= @r.-,= @.,= @=,e oa @g @B @c @+

124 EBS +E=A Satq


^i8
www.ebsi.co.kr
g=Jzl-6il9 38+

[ 24014-0167] [ 24014-0169 ]

5 tr].=E
+d-d Erli Aflfzlo; gEl0il^.i q, Ooil 07 (rDE EE]l E80[^1 ull, (Lt)E

+le d*e 7EI4g:d ^jg = ^'g ^!"aPI'J, =E =


4?? oollEqe d=E 7EI4EEt 4??

d?-lql 4oli ':4.o1


*olzl trlEq f+61+.'otulE': ail4l8ge r aol olLlr: Ed'J E
^li{l7lE6l.=
aol rq+6}zl 4l$9l *o14.'41 "J6J + 9lg 1o14. 8ga
Elzrq. -d4l ?al7l+H^1 41tr61ts E4'Je
10lrl. da|: 4rl-g + fl= eF.IeE,/\lg ctrlolrl.
ol + +€g Aqd Ag aolr,
"Jotzl$ d€lr d6
g + 9l= qE +Hol €zl 9l+* 19 9"laJ+. tl4 cg +0ll^l gEE +€d3 aB^pll rlEaH
,\ Olrl
Ol -r =rt|el
: A+ $Cg ^lz+61-= A* zl\tlr. ++^Jg aflql (7t) = ^^Ll.
E: el ts9 r43 r{0ll t}l-d TtlLJol Er1 trleE Fl
rl :19 SCg zlb9 'Ja:q. +g +He "JoJ r =+l0ll^1
xl^'El= -d8E EE= 7|.c Eaoltl. reloe EE
*Hol olfl B4 0 e .I=+q ]q-8-6}^l ggI+H A? 0l gcrt. _r.ziq ?la3 fl^1
r+z]l dqqzl WJg 4olH, €a ol$9, rJ$ol zlxl =40il
:rl€ol 89Erl. ?]ze 0l+0il =rll6fn
^jlgoil .^.^e= oJ=
E oJ^l6l-= olEg €xl *flg 4o14. trI?+^J 41?]+ ol 71.= =I|1
0laol d5elg
o 4o14. =rt|olcl. ^1[gal0ltf.
E$oll^J HolLlelE olgXl 6t|0tgzle?
(Ll) ^ll^l:
46: e
e EE zl^lE €qg 7k6}4l 6l+ elC Ezl-bt
@ s+ zl*dol +416}z1 9+.t e.l4 Tlal= zlq= o tr-+g E*ol6}zl ?*zl 9toll uqollot 6J4ql.
zJ: q}4l

@ t4l qq^J+ _HsElB6IAl 4€€ + 9t= g?]oJ @ $: agzl€ +Cg + 9l= tl?-lCg €dollot 6J4ull.
@ Ezll 6ilaq E€€ +q €d ^Jgg olgAl EIE= @ 9: EH6l+ $d+ "J?J il40Fy)9 "Jaloilot q}+ql.
@ trI= 49 ftol olH r zlills^J ++q= +4"J @ g: cqel zF+ql u+s= 4"Jg qq6}zl gbl"t++ril.
@ A+9: gE Ag tlql "JzlE a*g €dollot +trIr{I.

lzaora-orosJ

QS =ctt '2J, EEtl EE gBeE 4


^1gf ^ltl7l ^ttPl
sd 4oJE €700il^1 9l= EllE^lgf a=7,/€?
,J:'4E ^846J+. l4oe LI= Erlls
+q qE 6l+E €4ola, : E€ =zlql+.'4=
+ ECg s{
^J461+ 1o14, =46171 +161
6l€el A.itr g_s_
s.r qE Eezl /ffiiollE E+6Izl ?*b a.Jg.Jrll 1 zaora-orzo l
qfl+. 08 qgg +3-d EElt r1g=:g trE
^jg ^W7t7t =Eet
E: df r,l olt €ulollot El Ezlulel rldolq +516ll oe 7EI4€El 7i??
of g=Eq4 alzl olul4. fae 4dg g
^l-8:61-=
*g %'-Bql 4oJ lgolHd zHd, sd, zl]=cg B zlol= d Sql^tg
^lote}= ^]|s+ ^ldq Eq1 41tr.*
_sE +4rI= aolq. +zje ct}6}q. *t zl+* ^je4 ^l]Es ^l4g *E+. ol zlol= ++ql .JrJ4"J
zlld94. zlolzl olq4'^l *ql^JE ElSzI'41 Eg + il4. zl
olzt t g}ql €=6iq 9lq= ag el^lo}zll 9r, tl$
zli-9--tr fl+ .JA4{ z}"}zt g+8.
u7l
o +.1 o
zilCg 7lz.l4l E 4o14. ^}ot= +6J6J d
=.
zJt olCE EE-14 +s-g E6}| qflg+.
{q=
.. 9: ErlE qla+ 7r€E zlzlzl flqe + gltrI.
3: E+s^Jel Bzl dqr'+BE zlsol4. e €"Je tg +461-= +Alzl AEg E6li ++ElY7l?
=.
=+7I
e. ?4 $: z|{a}jl IAEE+ delT} @ oJzlg +q4 €e +alql^J a"Jg vzJ + ?lbz}?
=46J+. ag^Iel ,lr+El}7l?
@
={E "l^d4 +e-g 44ot"J
e -r, . @r,e @=, a @ E.Je E€zl flACg q=B q ++g ?lEzl? f
@r,L.E @u,E,E @ zltg {qlzl "JzlE dqe €= slE€ z}tru}izl.?

rr. Erl9 844 # !=+qe+ dE+g 125


€T E8I
124014-0171)

1 laJE ,r.lg Al"AtTt ,J, EEtl ,\'lgf ,\l+Pt E9 TItl Ells+oltrl. 'J, E9 gSeE 7EI 4EEl
=^tl
4??
+^17|, 9l+Lltrt +al7l tr"Je zE€oE 1E ?t?J +oil EA61l ?l=
^l€loil= =ul'E
s= ^lu
det aEE sdEr':al-L +ale.l sdEl +IgLltrl'. tr8E 8E= rlol'g^lE EEoil
de Hle dgLltrL Elat^1 +al7l uE Tltrg. HlellElLltrl'. xlol"= rlol.= il= 4E0ll Eta[ e
e r EEI +7f flAq+. U slEl=E1|, tlolr lpl E a+:LH,ol ,JtrfE
Etle dE ulala ^lBe
^PJAlc|E AP-Oll4l o}lE-E|*= rrfl 0l= LlEL rloPI E=rle,\1 d goll ?tg= e.l^.|
^1
tr^i= oElaJ6El E|E AgLlEl'. cf rfl Hle^ rpl.= P-dEl rprTlELlrL
=ul= ^tBE

7l o
t:J

e zJ: d(#)e 9zl9 ts+.il trIE €4ql ei"ll 4.J6I7l 9l4q 4o1 {aa}fl4.
@ 7J: tlg olc4_e-E oJ^l6r7l"J 6IE tl4 ol*9 gd6l + glrll Etrl.
^I%IEI
@ 9: .Jtg +gql ol-=.zll 6l+ Bg €q4e+E +41= F4^J ++B + 914.
@ 9: €"Jg ++EI +g €=e "JCq El= Eq4 dlg Eo6I4 AeB + 9l+.
@ ar+ 9: s9 ESdCe qlzlE r.qol uHzlls tl9 9zl9l E6ll^l"J ++E+

124014-ot7zl

2 rEll ,J, tsEll Eel oJep.p 7El Etr-d 4??


^ig ^l-At7t ^igf ^l+t7t
,J: Cg olrlloli .J^lq= aqlb d?-l= +q6lr {^16l+ z}ql4l= .J^l t.qg +qe}
4. xlal4 tl4z} E trI ol+n] ol€84 rilE C9 olqlot= r Hq cl ol€49 4o14.
,rjel olrllot= e4 gBt= 44 ol-848 49 fl.Jol qq, 7I^14 gqql^JE H4 q
I +.Jg Br, 4Cql E6il g + 9l= €qql^l= ^. .e +tlol qq rl?-le+ zlcg +
=eI4.
'allE
E: d4= d€ €zflolq gE"6E ESd+ €xllE 419 a4lol+.'4= +ele d
ills+Et+ fl= €zll.ll Eil4 ++61+ ae-s^l zlt}4olq. "Jg trJ6J 7|il7l s.= aol
4. zllH, olE €+ oI+4 Ajil.6}r. ^I?-lql *4 6Iq4E. 7I€_e. Z!+6llot 6'f,Q. s74
9 ol# $ol EzllE +C6l-b +Aql^J ^lzt61l r Exll= dlad}Tl +lt} zl€9
a^I6l-= Sctl **e gtqr =A6J
"Jql+.

e A: .$el olrllol* zlzl ^.^.e BBS,ol tsdo}q Sdelg zlo&"J+.


@ *: "JE9 7l.ts6}7]l 6l+ U='4fl ?l.Je €d
=zl]E ^ll4ql €xll'J4.
@ g: t+419 +1€.ol Eq4 zl^lE zl+lE ilzl6l+ 4*zl9lg + 9l+.
@ g: Eq4 rl+4 zl^_lr+ B?] r zlillE E44 7l^lz zlqr ilq.
^l^lg.JAe
@ ar+ 9: s94 {?lel q= 4rdg "J^16}q dad-=,t}Bol4.
=Sol
126 EBS +5=3 Ealel^td
www.ebsi.co.kr
d'Jat ail€ s9+

124014-01731

3 (7|,)el ,\lgf ,tl+Pl'J, Bel guloil,\j ,\1trollll r1l7Fg + gl= HItrJE (r-l)
=aJoe
E'dE rll,
=,
LllEo.E 7El4E:d ,l??
A-Fql 6ll..161.=

'J ."E flo.q s.-d +l0ll e.l6}| trlelEl^| glc.E ?j EtL :.Zloe de
U gt0ll
?Joil
=IH=
9tts c 01E0il= olnl-d dillE ?,tg + flrl.
fl?.!olrl.
^lu
E: tr"JP #oll 0le= E0ltl. IITl= 8t!ee eJ^l6l.Il
^=el t! g0ll^1 THoJ

(7t) 4?l EtleB ?.!^.161'^l -EE ?.!il


=61.=, =
E"Joltl-.
^l,llg
=61.= =It|ts
: r4eg gu olt-lal" E-d rzl fl61.= lqeolq. flzg +tr4oe rlcel #g 0l
ol LlTl= 0la0l d=01 Etr_uc1gctrl.= riE 90l0lrl..
^l-d4 =rllolrl.
H4t
+ i ulElE g-*
A-F: ulEtE LflE
(Lt)

C
N q^l
A
----------->

....................* A= aol=oilzlr1l7lg
D + ?lts HlftoJ.

e Ae+ F: ollol
elzl$ zlq= 49 Ezkq*$ zF+++.
zl=+
@ s: te "JEE ag4 fl"J"| olH 4xH4 tl"J"Jg t46J+.
@ c: "JrJ+ E+ zltg ^.^.+ "J=q 4zFL zlr+.J+.
^l-E =^H.Jg
@ o: +€ d€q sl+e +t}^dg x}46l-= a +7J StEg ZI+t+.
@ E: lLq B+g zlgql zl+zl .J^lql^J Hl1gg rJr+'J+.
'I{}

124014-01741

4 reJel z.;fixf7l rlrlE gsJ= (H7l)olll.l g,tts c}le r.= ae?

Ll-E #ql^l= xl'tlE L$-d E^*^t|E


trrl|4ee=€olq
=Ee:Bf$
E{Pl ELltrl. +3 4rl.dr} d=oil E6]|
=rH7l gEE
-ax[E4ce +€qq =€opJ
ol.Llal €=E4
o+ olatlEloloPJ 6l'= ^laol
E+lELltr[. J.Zloe 9alE
Eol '€= aFd
=EEl =
eqETlLl sltrlE + fl= 71.=€01
=rl1'0il21 gEal gLlrl..
+ ?1E= 71.=d
^_oE
7t0t
= =8el
rE7l o

:. ffioll .ll6J E.Jg AlTlE 5t= .JrJg +oJ+ #9 +49 zlrlaltl $ci.
.. tzJ$ zlzl f{]el 9"lE Ceg + lltrI= dql^J +E +Egtrt.
tr. SE .Jsl^de +g €= 44 zlt{g g+zles if$6l=
=a|]^Ie+ rFlol4.
"J4l
=. sq +t}^dql q6J +EE fltg :+4 +4E EIEE 4l7l7l B + 91tr1.

O-r,= @-r,e @u,e


Gl-r tt L E @u,E,E
11 EtllE 844 #:d++Ee+ !E+E 121
.As
?o €t E4

124014-0175)

5 Tl"u Ell=J= 6t= EEll ggoil^1 E ql, ooil +le I!=E 7Et 4trEt 4??
^lg ^ltpleJ
d8'-J4^1ts xll4l= gB4?.!7 I' rl'3e37 l-,

Etr4g7l Et!40J7l.?'el ee EEol +E


El6lclr.6h^1=E1l I 0l8E +t?.!7lg?

TI
I

fr
/s\ :sfr Tlil=
6tE 3|'JQlal E"-H €Bg + llfiLl
r=tlE rI ilEl r.H-1-9, o
etE +LJolil +l"JLlrl? -t. Et e EL

3
e
,t[
C t1ltllzl +s7I E.l= +HoJq+.
^+
@ f+^dol a+g q g+ + 9l= +H"Jq+.
@ +H +"1 q=+H'Jq+.
q}gl 4zHahb+^dql 9611
@ eoHl^1ts tsdqzl ?*r e4 ++ql^J"J gdEl= +H.Jq+.
€) +r+r.o 6lr. eql4ql EEcol +Bg ull €zllEl + 9l= +HEq+.

Tztou-ota)

6 ae E.3 EEt| ,,.1g a, E 4olE -d +EE qg= g tr


=ctl ^lgf ^l+Pl, ^|.+l7lolEt. = ^laJol
Eo.E # AUE(H7Dofl^l ?l= q-e a=rl??

,J:{{l5z15g zflulz-1fl e ezl eol.,ti /f$ap., EtEzl€g zlolaH z}zl {$ +q^J d


g ,l=+. r4+ EEe 6€€ +{6fl Eoll g *ql^J 4E= *all4z} €oe
="lL} ^}4lel
He+^14 4El5J+. +B AqlE .J++ Ets ole+ Hli6I4. +g eqle _e ezl +g +tr c
del flql"J 7l.g aE olqs, zl€xl(H*H)q zl4l4 deg E4 Ee 4-B= 7l-=.o 6}zl g:
g il]tr ,lE +ql Hl+E} 4,s olul4. fAg 4tE qle-E Ee+^la 45|qlop ol-E 4o14.
E: 21,5-e- t4tq + 9l= olB 4ol oiqq. rag #"JS.ol €Cq= !+Cq 9l
+^1617l +16ll^l= 4=Ag F6ll uil+r *zlE ?lzi 6F= gil El+ol
-9-q. rag ^+el
gsaltri. dq= zlEr+ ArI +ql^l q+q} €dzJol.z, qlaqq, zlqq=
^rql5e-l
dqlql 4€-g +tI B^Iol4. ol4+ zlc4ts 4=4 o e ol^dg a+EL, zlEI, +4"J,
$l.*, *"t4e "Jdll^J €Eil+9= o&61-= A6Jol 9l9.qr gg +Hlql S+.
. u7l o
1- |
-

-. E99 ^lEIe+
tL4E ag6J u-€Cg zlt-lb Hl++4 H!g Etrl5t=7t?
.. dE4 flflq q6J Hl+4 +€+ ?l+E ct}4 TltrE
^16116}=
_s.J.J7l?
-. 4sI4 B+ 4eg E6ll gg xl49 ulE*otr. "JrJ sg z}lc6J f gllzl?
Ell'J +44 zl4€ q56t: 4Ag elulalizl-f
=. zlC4 EI+* arg dxllgl

O-,u @r,= @=,e @r,L,E @u,E,E

128 EBS +ts=a Eale+


^t8
\^/Vwv.ebsi.co.kr
8=J4 6ll€ 39+

[7-B] Ae EEt| ==t61.^le.


^'lgf ^l+t71, =e =^{l ^19 ^l.tplolEl. =g0l
,J: oJrJgzl-+tr+q zl+ :1 zlilloltrl. "JrJg xl^fi== CrBit+. .Jtg :zl
^lltr-ql 4H44
BE" 6l.bE= aql qqi^l 4.Jol ?lE zlsgl zl*+sg ++ql s+. .JrJe ,il +rJ tag +
a6IE_+ CrB.glgq, " oJrJg "JzlE tr14o14."4= EJg d4_e_s-S+.
E: z1g "Jgg +4q "Ir+ T{t4. :flrll "J^l6}zl *61-= ae qE t^l6}r olaflal* 491
9ofl "Jrgzl ?*eE +EE 6}ql +a + sq. r14oe zls "J+9 +49 "Joll €r-l zl"l
+= qtr ^lC4"J {ol fzlla;}+. +?-lE olag 4lol+r +€q.

124014-Un)

7 ,J, EE gAE lBoe EJ+6[z[[ g q, A_cql Ee trE"J= (E7l)0ll,\1 zE ?tE?


=qe
Al+l7l'J, gel E e1l

g8g Et+uttrt l-l: IZ


<>: =g
EE LllE
0tLl9 #.Eltrl
r-ilj
HleI
----->. Ctd

qt (J: g8
^l.al7tel

qt qt

ool olxl
u---l olxl.
7l'Ol tl o =---l uci

o +-u7l |
o

r. A: d+9 Eqle doJol "IH oldg EEI^IEI6lii€ f gl=zl.?


L. A: qltg=4 ol+ql HleA ^.^-e Eeg€C611 zI=+zlloJTI?
E. B: cqq q= 4.JE H9l= 4qlol "IH zl.4lglril +Cqqot 6J+7I?
a. c: g^d4 "JrJE al$4 C.JqlE +Eg 44714x|]a]| glLz}?
^l-ge.l

er.. @-r,= @r,. @.,= @.,e

124014-01781

8 +- +sd r.Et|
^19 ^w7t7t,J, =qHl
{l^lE + ?l= a6il-e 7Et 4E:d 4??

slrcg BE6l :=zl?l *4olo+ "J"J


q4
gl+r 6IE 1€: z[$;r-iz] zll9 +zlol
oJ
aololEJ_tr *Azl;7ali dol4. t^ll+: zlrlle Hr4r 4+ qE a qlEq HF+=
9ol €4e fl= ag ;=4oJ {ola}r. {}+. +4= tzllq 4+g r z}ill trIEql ut4zl
€a 4e qE a qEql HI+E Hol s.4. E*, +?]= zl-4ol* Ag raEJe_eE ^J€i
g Htglzl6tal 4q o[g -f-=_grol S= t]Ell4r Aqq}{. B+olo]"Je u[e o]fl deg
zltl 4o14. rl 't"tzl-+?-lb B+ol EE d z}*r-ll zltv H}tszlql Aol4r ^84"J4. :
Bzl"ll qe+:=4olr 4ols-, *4zI46}i EE qfel +zloltrl.
^l+4oJ
e Aql4: d+E 9+ol Se-l ,++4 +4 d€g Foll zl+.Etg HleTll gr ilq.
@ aqlril: 68e+ .JrJ olcE 7lt€ qlg6}al g+lB trI d€€ + 9l€€ rJ46lr gl+.
@ gqlal: 4rE 4q+ ag4 +4lE 56l]^l"J dE zl*i]g ul.-=zll .Jr gl+.
@ gqlril: ol^d o + +E+ {14e+ al^17} .JBg + gl€€ zF+6l.r gl+.
@ ?4 gql4l: E= "Jzlql4l* #el ^lel
f,fzl +ziol €{Elg ZF+6I1 9l+.
11. -d4e-1844 A& !=+Eel !E+9 129
12 ^tct^t6llottl^tEI
1. ?lzjel d"l rFd
(1) ?JZIE f,lrl
^tEl^l.d|el
^l=l^18 ge* 49 Eg g"J
o .Jae ^Isl4 +ql^.i += ^IEI=4 r+6}q ^J=ql
=xlls^l ^IEl
olq+ q qe Sg ++6Iq €.IrJ
@
^Iqb "Ja sq
u}%rol 9zl ullE"ll flag
^Islql
+rJg zlzlt- ^lq. zll.$alzl +16ll r=
q6ll frsq olelql r+cql^l trlor"J
^lsl^l-!-ol B^JE

o^tq^Et (2) r|d|


i1l^11 L+lxl rllEg BI
e ^lEl^l8E =8q
^16l
aJ^l-st EAql ^ltrl
SEI i1l4l4E ^Igl^l,tel +4
q= EPt d4o
. ql* ill4l4oJ ulrfe_+ €tr-g €B6Ir €zl-E + 9l= 7l++ ^l-t}4
^E ^tsloil
l
^tglql ^|+E ^Isl
LI 4E
E€ zllE"*
. €d.q +447l rlldg q +e ^IslE s+g €E6Ir d€ %r-.Jg zll^lE}
@ zl.J
^Iq^Ftr-9
,JHg +++ "J+q"g sg a +
^IqE ^4al d€
. HlB4oJ x11,r.l$e_e,Rl 9lE
^l-qE
zl6JeI
. ol^J
^lq= El"ll aF4'llBg Hqc HlHizl+ +F4l= zloJ€'

2. olg /ttElE
-Ellgel
(1)EgE ol8^lElE
e u"49 qlE ^Isl
. c"J(g^)ol 4^il-lq €B6Ia f-L"+ rlBol €+E
. +Cg=ol zl-=-4 ag A"J+ +41= 4l ar+E;ril qgEJ €.Ie
. zlle+7\- 7e4l +Hl]qr
^lal4 "+^l7l
]rgq= ^|qer.J ^tBEg ^}lEg zlzl olql"Jg
( ^l-s6}zl ?*g
+16ll
t. )e_/= ,\tsloll EllEl
illlEE HtBo.tr
Edg^l+E
€E6lr B7t
IIE EAIA ErlE Ell=
^lq
g+ fl= 7l=q ^tgl
^H4
3 E(E)zl Ba}|rlr dalzl -?+E aolq. Eg6lr a5-d Eol El^alll 6lLl. xlTl ?tr
=Br1|8:ettrl.
z.( )e-l= E(ia7l uE Fe_e qTFl ?Jr. xl+l"JE xl^loe qTFl ^1.=
?J=tr|-. L?le q8g E
^FJ=
otilll Elr *J3 g
il6ll^|I .gE = 4'EI ^Pl
==eE xtel B= rlE +F
^tBol xElTl ?lo.q, olc!01= E gaE|j1 +gFJ=rL 'JLloilxl= 4^lE r.lEol trl
EXI olE4 €ol'71.= EflE :d=
e fl4 flEol sl4xlrl ?JxlEJ g6lE^18 'J= x61E3 ?{6|{ f *= l -\l gtsq. r
.rHAPl trl6|l
o|.8 lsle E?ttrt
^taE
3. Et|Ei ( )el E
40e :gE7l golLlrl ?Jr. E40l 87lrl ?J7l qlEoil HleE .J3 Ee.zt strl. olE rllgtE)olat
^tElts
tlots= E+EllE a -stcl. -'qPl'-
Eq ^lBoilxt
=|E-i1loltrt.
€l-zlE rll5;
^Iq= €.J(EsNol +^4E r}9ol4. EllE ^Iqql^l= EE ^tq +cgol zlzl
I{ E}
ots
+E+ z}^lElg +16l-= zl\ olzlftgql^J H.qL+,rJ_eE tsl]eJ6Iq €"IrJ+. EilE
^Isl= ++
1.
^lil^t8 + .JrJ+S g+l6J + 9l= rl4ol4 C4lol EE qqlg ErJ +Fill
2.3rt ^Jgg "J(.f:)el ^I$ql4l
3.E ol+.

130 EBS+==aEalet^t8
www.ebsi.co.kr

@ :=TIE 4El
^+ ^Iq
. €EzI zla +Cg9 fz| 4*
. oJtE 4+sg d.g 4lq+61+ .J+lzl.J +Hr+ EEq olzl(frrJffi)q ++cq+
. Eg4 zl^lr+ 4col s= +^Jfl5o1 4.fl}+l+ Bcql 44 €q+al €.Ia oEErl rl^1, EEr(t\E{g)
^E6Ir. tt|83 xl'Edlq trJ

I s= ^i+61.r
'te Eel^ }'rlE 4+ 4E ^lcl
| '-t61.= xldl.
6tE^ldt
E8=
=E

LlalE aTlE ltr EqdE +71Et-L ".Je E77l ?lols € g0l frtt B-{8Eg 8B= q4 gal 0l
g0l fltrL uHel +ql7l ?lolE B g0l fr,r. ,J*4 +)l7l ?]ols. gtr g0l gtEL
=61
EcEe q^l
^l7l=roN #/"r7, A4E gXl qTlq :E ol=gxl qaq. EEt xPlE 4i+= E?J
^PlE ^Pl
^il71=
6l qTlq rlTlel s$E
=ZtL
ol.R LlelTl HfalEpeo;a =J + Aalel 711 4ts AelTl E4s. E4€E
e #l ffi ufl761
^1E
g4l6txl ?J=t.t. - "s.la" -
rEzl-= z+g €Eq 4e +E uICSol 4E6Ir. z}€^el+ S9 €"tzli aq $ul ztlcl$ ol
^J ^Iqtr tr9t+.
a+ r+"J ^}sl= ql6,fle+ 3ol QIZI9 ^I€^flg #9 zll.Jal* .J+lE 4+
6lr +CgEol EE4 xl:dle+ ilBql^l H.q+ e4E q4 AlolzlE rlslol4.
rlBEol xI€E +4ql q4 ^I€^qgql
n+"J Er+ ae sg solzlb +gzI€E sol d
^+ ^Iqql^l=
€94.

(2) olc|
o g4Eel ^lElE
^1gE
cges *zI
. azlF= +c6l^= 4l ++.J FilzL *9lz}.
^Jtzlz|
?+?+ql qgE= qg *+r 4zI9 I
gg g +q6}q dill4_e_s ol5' 3ffi
. e-il .n+4 edg F6il d(#)$ olrJlololl zl^lg *# EqlxITl E^l^l7I qq +^H
'llt}
rtE Eq^ SEEE +7}
=ETEE
E+^l-=01 0l LEIE 44a1x1 ?*7jLl EfiE EIn flejxlfll tlEloe Est= 6trl8J= Et,lelolq I r. ( )e/ts +dflEol
ale gtroil^1 xE^aE
iEqr.l EEl6 q!
olLltrJg ++6lE^1 LlDlrl El+ z=tr1E^l gts e=gE +",.j3 Eol Edoil q4 AEl6t4l €0t
r Tlxl= alule ee6txl ?J= Et, LEIE q|3 ^l€iol
+frllE Er16t1l + ?JE aolq. 7l= a+ rltrJ /.l'ElE ol
= =xlo-lr ^Elrlxl
-=atE "?71" - S.rtsle thEt trt.
2. +7]E +961ts
E+s zlqlE qg *+ Eolzlzl €iil^I7} Elq +r+= +^g rll ol* +7171€€€ + 9l =aEe++el /.tg= zfxltl
trlE ++9 gq AA6[^l
^11
+r tr9t+. €4Eol ++t oltr +zlE ^ll 4l+E rlBlEol ,+49 zl€,g +€6}rll +B6Iq ?Jr Eg= E#61 0lB6t
6Et€ ol$ =(zl-olr|. q Eill4oE EEI= ol=
4( )ol/7i Eqr
H?ttrt.
= zllE Eal^ ol8 EB{l
---</ =alEel =7let 3. dE olrllol= oJ
=4Ee dEg
"JE= r-ll fczloll rlt
ol^J +71-= r+ol ra6l +s6t+r trgt+. fsz}ts +7tel ^16[r
+ ?l=
=+E+ ( \owl EiilrtTtEl
zluflzlz| 99 ;tzl€ +16il €tj6}4 =t"J dillg 4€€ zlzl o!$eE €zlE es^J ++|. olol
^IBf ztqa E?tEt.
Ctlol Fe6lE+ "JC!{oF 6lzl trll$ol+. E+$.$ ol$Zl oJCg fEzl-b t4 ^Jgg +l
+F^Jg F ^Jg *4s *frollot 6.J+r _H.gttrl.
:{E}
oll zH&g a" *6E, +F dH

^l^L =+Eg ^IzJ


a+E {6il g^J6l+ E J4 BEI+ Ezle} *#xllE E6ll^l s.J + 9lo I, + ull*z}q z}^lE
1. !E.xt
2. EqeS+71
r"f'B ag +t6tH+. 3. EEX(E?])

12 ot8 131
^ta^t8rl ^la
olg
^lEt^tt|'lt ^tIt
OBen1o1g6r51 @ sq9 +Eulo}
'u'9'topod8d'=
=-Er'Zl'
ral40l01l,\1'u'ts' flrl(or)'ts
"J. .
^J4Ir+
i+E*lfol d€g ^IEl
*4'€r-t(ar)'= F3
:*Al
)l . czllzJ o e *-sBr, Eqzl oe. E+6Izl ?+g
^Lq
^lr
9,l3. rttaN +en1o1E . h++ 7l-il ?l= .Jql +^I6Iq Egsql ]tE€ zls!$zl $$
'fl= *'0lal= Eole+ '=3
*'o lat= 0 164 elo l= rlE EolE Fe{o}
^1,-J
=al^
=+g EgE
,5 fteulo[flts eg "Jl+ Hl+El #. H- 7lt! 547119 0]=e0l 9lt}. ol*E ^lU
^l€.TElrl
trilxl= HJEE. fi,r. fltrl. d?]E=3.J11= ?Jr 8tl4 ltrEoil ^JlLttrL !.Ee 0l|
g 6 lrJe.e SElElr.^lilLl'Juls.
s lrJ trtrljl 'J3 8t]4 ga+olLl aE, E?oll AIEEtr]. dEttr] xl-= l
ill?zLl 9!89 4E g0l trEllE g.rl. ^lilP ellLtotE d ?toll +l7lE q! 7ll?.!E aol a7l rll
= r*E ll'J- E*:dtrL ^8a1.= "
EolrL 10tr01tr|. xllHl= EolA1 Eg Eot,
- ?Etrtot" -
Eq= B^l g+ ^tplE c4+ ^IEl4 BBr=" !+ Hl+r| ae +eqqi €dg rg6.}q +Ei4
ol€ olt zllrlalfQ. +Erlo}= a+ql^l BEol d,BElil Eqzi o-+ 4q6l
^l-slE ^J{ln+
zl ?+g z.I9ol4. +Eqolql^l= ull+.ll
^l]&g ?Ic6}zl *zl
El]+
^i+ oldlel ^IBES "Jq ^Jtq
+"Jg tl$ p-etJ. fl+. r{I gs tr5f. 6tzl ?J:e-E-_g. At4 zl+e+ EE+^Jgs
+elq qg€ g+lg + el+.

@ tsflolAq h ol^=+qa
. !+6+ zl€ol tsB:.}€ .Ja
^Jgol *ss+lzl.r. +zl7| +dq= ^Isl
. ql{}el zl^lr+ ,l+. r+o+ EEql q6I +++ {trlE *b ^}q
rtE Eal^ 40lag rtqt 7!*
^isl
+al gtrE qr*flo| !{oe 6l= Hl= q4 fle4 +7{Tl gEoil EEt rl^.l0llr ?lrJ rlEE
gq= +fl6[q 7EE] -"= a= ^l-=E qq 7l| Ttrl
d+161.= t1l *ALlEl. +al= TltHE] +sE ,JA .#
r flALlq. E|'?]6PllH=61.= Ell 0l 5=01 ?4= AE
^f- Slalz1ul3trL 'JE-^l7lq
Btlg Erq^1 5== Ej= aqtrL q7h1 trlgFEl x]le=
^lEELltr].
?14 e+r-} Eg= EJEq r
@ *oll eilE?J H+trl7lE EtLltrl. 0ld6Pll E-=rloJ,=:d6H^l
0l EE= ^|te3
Tlx|l ?4= Eg r^lq 8Eg
1.Eol= Stlnt a8ofl^-l
E86P]E EtLlrL gg'-d Erl=
=J^l Al.= dfiE E[+ e4 sLltr].
( lowt dflEtot + 's+a
=ia-o:l4l ^16l ^1l4l0ll^j ^laJ- - qpla,'+ otEaJq,\'-
?Ll E+dfll €0t71ts 3
trtrlolE o18 rll^l
6t trt. ^l'ElE qolae zlg !+q}el ggg ,t1tr16}fl+. r4^l r= +oI zlizlzl ct}!+ Bdg
=ql ^IEIE
2.( )e*/= rl+ T|eel +E6l+ tlHlE d.J + ol-=+q^E orJ- rlE.ltr xll;.la|f;{c}. r= ^}€ 4qi4 zl^lg H}%}e
ggB 8tr4 Es= +al e.JrJg ^JgrJ^lg rHCg+ glr. zluHqgq-qlalc_tsr{l .J+E tlu_g-o1g
r h ol' ^I€q 4qI
=^l7l =dElts
0lg # fl4r tr9t+.
=aJEE= ^tElE ^ll
^16|fltr1.
3. ole-f.^ts ,'.tBEol e{l
4 qeoil^1 Hqq ++Ll' @ ulEaxE *&
^Iq
dE6[q €o[7[= . a tr e gd6}q {xll{eE .JCg
(
^tol=
)^lEt= otg ^J&qol ^}sl
E xJl/.l6tHtr|. ^la . +^d+l=ol bqql El4
"J6Ir geql "|4 tsulltsE rlEl
. dtl itol =".$HI :cfol rlf,- xll4Hl 9l49zl e+=
6Bct
.x{
^lq
. al+r+ +7171z.l.alzll q"J+ ++1, Ae]s. $rjalzl ?+=
1. E= "lrlt} ^rsl
2. Ellolfl . zJzlq 4+s€. Bdol E= z|-$-e+ Bdol q= aAol BCqq +++ ztol-=
3.8C ^IBE
dB6Iq g.Ia + flE ^lgl

132 EBS +==rJ Ealel


^td
www.ebsi.co.kr

xlE Ele=.^E E"l! /.lEI


=alA
. LE Egoil qHE 711?lE tq 8El|7l tEol 8=tg +l-d +.Jg goJ olLl
=!tl ^lsl0il^jts
at AlE 7lE4 A+7l Ett ,gtH ^Elrlr.
s.El flrJE CE4 "JC4 *41=7l6tr +71=e-efTltL 4^t
qet g6tr "Jgoll qel EU|lE=tr|. - ElE=.^. 'nE[,JeJ HIEJ'-
.= =qq q= ^ttlE q?J6t7l
8^14 flqolal 4l# 9{61l^1 -d 4lEoll e.l6tl 65lE +qolq. relLl eBg.=6H sE
lElol Eq. r4l xlut| z{lE}s.E,t.j H
:

4lEtalof 4lElol +eflI 4Elr+E F80ll^1 -JEEetr i O+e+ot


^lull
3 St}gal= qFEtE, E=qlEl"alol 1F=3 rt=] qaJE 6rJ4 4E] gBJ !E-d qFEt4l Ert. i =rll ^l.E7t
4lEoll
qat^1 xpl zla4 =rtl
tr{l^16pil E A0lrL zE}at llE 4aJeE g=T.! H3 ?ETor i +6t=^tslofl^1
^]ts
ttltloll ^ldE
6lLtE EA+ill7t^lHtlzl^lE
LlElLJtrl. 0l EEfilloll^1= 4rl'E gdol sE xlf,Et
gtg
^ttrl ^t+EEEIE=^.geA^taJE
"asJdg"
9l-d5z0l Erl. - -
ufe=.^! z|59 E+g Hls6IE^l ="tl ^IqE ol{r.r.}olg xll;.la}flr}. rE z}g
^Iqe_l
+E ^lqE ax{4 EBE:ol ^Jt} +tq ^}+e+ql zltoJ ++l +a qlEql BSd4t z146}
flr|. ule=^i ^J4I +tE *f€ 5.6il ++l +3= ++t t& ^Islql,rJ* 4l#ol egql
Czllzj ++{e+ 9Sol +2il6}^l ?}Y €Eol dfl€tr}r +t6}fl+.

ol E^E eE-ag ^Iq


. +cgEE dg +4l6IE^lE +tE aE+q el6il g.g4_oE +zllEl= ^lEl
. +cgE 7l+4 zl+e+ fl?-]. _E_tI6tE^J 44 +q149 ol9ol +rllslElE.+ 6l+
^Iq
ztlE C9Eg dEE + flEl
+/= =q^ =a9 ^telei
E^= AE-+g ^IEIE ++6}fl+. r.: C9s+ td
+ v+71ee CEE ?lag
^IElel
o

Bol€olz, ^IEIE zl$ \lEzl "Jtlzlge ol+l+ fl4g ++6}J fleq, I ^l€ol 'J4 g
44 llqot d4l ++6if,+. ELT! ^ll^lqt aqE + g4g trl-s=4 a+.
. 4l1flzl: E.=
^I*g t€+ zl$l ^|ff€ alEilq} +Blot *+(€ra"* zl-+E flzl).
. z1l2flzl: .4zll4 EB€+ trl-g + zlxl zlol ++B trlt 6l+9tr1. Hzl, r BBE
^Isl4
ol 4a fdlzlqlzl 3l'+1E olqg tr^Jollot 6lq(iFFE flzl), EBEg Al7l7l9E zl4ol
* zl9lE +AqI ,lEl+FE tlzlq qz| E= ^I*qlal zilB!9o} aJ4(zlgl#EE gzl).
1. ole--.^7[ rll^lEt 018 ]
Eloll^1ts 7Cfl=ol
( )oll rlat g6tr
( )oil qal Eultg
LFI
ELT.
(3) olc| flEl|4 EE
=^.lgE
ol^J ^lEl=E 2. E^,I oH4e-e 84El
O Eel 8qtre
^lsl$el ( )
el dE ^Ets "€flE
. rI9zI q HIHizlqI E+_e__e. *lzlzl
+H4 7l=ol € + 9l€-
+1611 *+qo} ts ={!6}E^1 78lsl
oll E6llEEEl.eE
. ol/J. olollap Hl+g + gls4 trJ +e HJ"6J9E.
^|ElEg F6ll ^|Elel E4lag ^lel. =^Eloltrt.
olEzl +lEl dA zlAg eg + 9tg 3. 514 +4^loilXl 4l
=^ts
4el o|qE H8^o_tTl +.lEl
^IelEE €'il4 EE
@ +"J* "l^J
Eelel fl.1s8 ( )
. z}+e+ €E"l trtlqr sul] €9zI d€qq E= Tl]tlol P%}{} i}Eg tszl ?*l +c* el fl^.lg8l^l6igtrt
s9 zlq= +g + 9l= d9gg ^Iqel adg B+g + 9lg xlEl
. €ql geqlb+Ee+ Hlqlzlsl €tlg ++6lr Ea4 +-9.E +48^lE .J44 . OE
gs
^tslE 1. Bq.
,3. -I-!.Ol
OO- xlolil
zli:)zl flzl+g ^rsl= #E + 9lg i 3. ilE
O-U

. Bql =+qb olzlf9 *-E= ++6Ir trJEq €o}zlE z}^ll. Hl]g + 9lg
^IElel
12 otd 13il
^[ql^td4 ^t'E]
TOS 7IE E{I
.rf

[ 24014-0179 ] [24014-0181 ]

01 +- +yd a.E[
=e ^w7l7l
+T:d olg
^[ElE
s 03 ,J, # zr11
=+7Ef
^l+J7lEoltrl.
,JE gzloil^1 80il41
^=e.E 7Et 4trEt 4?? rllTlg + 9l= HltrJeE 4tr=d 7i??

. +ztE e(ffi)e u|golr A"JE qe +ol+. € +lql r(;6;9 g +e


'J: ^IBe ECES +E6Ial "J=zl ?*
ul*"l EE gg HIE^I $zl u|flo1c1. I :1# q?]4ztl "J€q +^fl+. ^ldlE +?+=
. +z]+ 6E., z}4lg +oJ trI44= ae +?+= ollil= lola, xl{ls
^I4lg +"J6Iq €doll4o} trI^?-lzl ?+= 4ol +zlE 44ol qb aol+.
+?+=
4q += ^IBg €.J6Ial +qot 6lr, z|.tlg +oJ
ql
6Iq ECE€ €?1614 6I +qot.J+. E:
=.(16;zI
BollzlE ^ll^J"ll E.+g EBlr]la E7l qdl
xlzl $eS +q &olo} oJtrI. E7I Btllzlbrll zlt
e Silzl+ Eg HIF*e_s ++E e^l= #xlt4. 6Ir A6IAI gE +zBlg 9o14, E_z| a!flzlzl ?+
@ E= r}*ol {zll{ee f,L$6|.zl ?*al €.]-Z}+. +fl= +q= a q^l +zq+.Jol4.
=Ell
@ Zl+E 7E S.ol xldol g6F= gg 6J + 914.
O 'Jol 9l= ^Ifllol €.^lzI7I Elqot Qlg A$.J+.
@ .JEL\{#)]+ ee +Bql gollolzl ?+r zl-8-E'+.
tril z}4xl ?}=tr}. @ zl44 " e +"J4q ql(DS d€ollol Elg zF+t+.
@
^t*g']]g =Hla^(€fffiffi)E @ +++ {+4 zl+lql "*= Egg ollot *g rJ4q}q".
@ q+6}rll szl +16ll^l= Eq+Hg trl+F +g z}4+trI.
€) +qql #9 €zl 916ll EEzl zl^lg nl4oh 6Jg t46Jtrl-.

[24014-0180 ]

02 .l- +set r.rn


- ^taptE
gate.E # au=
(H7l)oll^1 r.= rie? l24oj4-o192l

04 .l- +sd r.EH ^lg ^w7l7l +":d olg ^l'trlel E


a6F= i}^l6}q atg
"J9le +^p]q 6l+ 4? Ezl Ae.E 4g:d AoJE (E7l)o{l^l r= Ae?
b"J 9o.|4. A6I+ 4lsoJ r.F!+ eg Aolq^l "J+ls
+^B + S= 4o14. .J9lE +^?-l4E rlgrS A6l€ eI44zI gHlE +zI"J 4.o e ^J4qb AZ t ++ ?l
ql fl= colol 4E ,rll f FzI zlzJol *E z}+l
^I4lq4l
C.Jg zl+A "Jg 6I^l *eq, ^Iil6J oJg 6}zl ?J'_e- E "Jg 617l trllEol4. :z4l :z 44zI pzll lll $zl
q, i"J6J "Jg 6I^l ?+.itrI. 9leq sq1 xl{l-tr.s ++.J aE Hts oJ ,rll ? Fz} i]*
Z.l^le+ t'-"1+ +Col aEl= olFzl ElEol4.
^J"lql
H7l
-,. ECql tr|4 ol{r{olQ. H7l
.. ts84 ^E6IA] ^I* {ol
^l^lql Sollolzl ?*= zt+E ++6llo} El+. -. zlql= zl{ dolzlzl4zl Silflg ^lU+.
=. rlEl4 g+e u{dEol +zl(*fi)6il^l g^J6}= u. EE A]f,el rlltl9"l BEol d€g+.
^t4 gg
^+7I
4o14. c. 4 4l+ol +qeie-g4 49zl +€Btrt.
^ltel
a. {"Je ECEoI oJ9('f:#)el E'Jql qq gE+ e. E-E rl$ol d9 ol9lol-= "J^l6Iq a!+Erll €ot
EHg Bqot ++. 7Jtr+.

O-r,u @r,c @,-,= @u,= @r,e Or,. @r,= @.,. @.,= @r,e
lY, EBS +5=SEalel
^l'8
www.ebsi.co.kr
8'J4 ?illtr 42+

[ 24014-0183 ] I zaora-oras ]

05 trhB otg ElFd Egg.E 4tr 07 tr1.=e +utE! gsJ= (H7!)oil^t


=cil ^lg ^httTlE ^tgtofl =rn ^tEt^ttptet
il aoJE (H7Doil^.lr= Ae? flE clle a=aeJ

. a+g dql^l €.J=g ^J4I4 r.€€ t+. e


-E_oJ9 }trEozl+ +Eol gBg++ ^rtg 4l+4 s= =a ol
dql ^ll olalr.
dc ^l^l-+ql q^l ^ll ^lt oJ6J
z.lzJ ale g"l4 Rl"Jol g+, j""^I+9zl€9 '&E 843 "l
+. E= ^J*g +Hlt ^lelql^J 7l*z ^I4lr+ 7F+ql +lql !.F^l-= 4l+e-tr B^d^lz];t- zl$zt9 zluflE +lS
4 gs6J E*g zlf,+rll 714?J:-+. eq, L€:zI9 *qe Czlflqg eql6|g 1o14. €z11
. ddr}4 g^l= ill+4+ glelg 4= "Jol s+. eI+6I I Ezll= =E4sB r+q $xllolE + ^I4
E d "Jql EqrJ= 9.= zilql9 zJg-E 6l= LEo^l+ ^f€ =
]Lqltr+
S.zl {l$ol4.
^++ jriloJ+. ^Iq e^l= 4E6Je--e.r{'l
r4r roHu}4 xllHlE g.l-dg
^l"JEg *{} ^Jgql^l xqg + 91tr}.

r -H.71 F -{ tsI71.--
-. 8f,t614 A^ll4 +ss+g +fltrI. --l. ++E tlzq r$z} #zlg"lo} *4.
L. ^IB=g
^Iq
gfq Bulzl ztp S.ol +qg + 91trt. .. ^J^l
oJzJS +++ 96I=
"Jg B f :l"lot +4.
c. Lf,alzl ?+a €zl-E zzl* {ol u}$zlafr}. =. rlsl4 4lgl€+^dflEE gs_ql rl4Eullollot6Jtr}.
e. 7lq* aEq Hlql6}q EHI]TI ol+qdq e. *aql tsullE +7}el 4+4 TI]ES E6ll olE +
^lslql
el+.
O-r,. @-r,= @u,r @t,e @=,=
O-.u @ -r, e @=,a
@-r,L,E @u,E,E

lzaora-oraol

[ 24014-0184 ]
08 .e TIAI trJ^l= e Eqt
^jg ^htjTtE
gBeE Ert
olo 7{oo
L5E -./\:Eg
05 ot8 EflEt ,J, Ee-l g8q q:d €B
oe ^ttr|oil ^Jg ^l"At7l.
# 4??
ccql4l
a: aE-Es +7}e-l zlzl 44e+ +flg gE 6 4U +E ^lrJql zlull3 AEeg ^lclql 4+ LIE
ql^l z}4lel ^l*5e
,IeL zlt}tJ rfl ql zlzl "J.ll 6 a4E Ea d+r *B.zl? +E Ael-ee ^lEl= +
^d6}ql
zldls-g trIl?lr *zl gl: zl+ + cgEq cg +116].11 916ll ^ll+lzlr. +4"J a9+
^I6Jtrt. = ^l+ q E6il +^llq: r|:44:z E+Lll. r46J rlq= zl
?-l€ +s6lr. dzllE zl{ zl+
^J^Iql C+tri.
3: $eulot dE ^I*=g 9A6}rll A61d ^lrJ"E"J g ts ^llE_7I ga4 ^J+ql^l .Jqg + 9l= cEg +
ap rl ol^Jg t E€ zjegxl g=+. }trE
glg ++6Ir fleq, :.r|{ol if+ "J + 9lE
rlzJ ol9ql=
^rBEg +'J?-l "J314 ?14'Jl.
roJg t+"oh6}
^l^ffiZl 9zl€ =7lq
r, ^ltlql^J gstl Eag +_Lq 7l4L+ + + gltrl.
@ zlE4"J fl?-le+ E+= CEq g4ql g'J6flot oJtrL
"+El
e ag ^Isl4 qBE zffi_E€:r{tol 4qBqr E+. O +zl C$+e E"E .,.1u35 AE +qAg ta6}{l 6ll

@ ag
^IqE ^ll 4l+ol
i+ql ilq^J t+6llot oJtrIr ;zrL
8"1 .
EE+. @ E+ +Tlg 9161 4+E +6il8 qlc6l+ ag
^rsrlzl
gg *4 cqE4.
^LqE 7dfl501 ^J4Iql BE"6I4I *q6llot
@
l -H-rI+ L t. @olqE tsuHi
^Lq
+^dg s+q Eq"l 7l+.6l.E+ ol
@ €.g ar+ BBI zlBflgtr _H.$a1lo; a4 Fq40F *4.
^I4 ^+flg
;r -H-r]
L t. @^lqzl elz}9 4zlzl rHd€+E a+4 zll="e_E olal
-

@ ,Jl} -$g +i-llkfq^l H,qU trfl= ol^Jzl o e E+. g g= ag +A6Iq-.

iZ ol8 135
^t'El^td+ ^tol
zfE
TC) €T E4I
124014-0187)
trF= TlAj Ellglel 'a+'e r.Ell ,\l*PlolEt. 0l a*9 g€feE 7El4trEt 2l??
1
-
xl^t: 9€ r}9zl- ol^Jzlol+r
^J4aldt-lzt?
^+H. ^+Hg
q44 a6}7l r.+E 4ol 94. {dr kq il=
E($i)7I
^e: =,ll 6l-= ^I*g C=6[q +^q
^IqoJ^ll.
r1t^t: ffl q€ e+e_e gotzl4l q+s?
^IElql^J ^IB=g
4zl4 +_s"Jg Ppe 9zlzl ?*r 4z}e-l zt4"Jg zlale_E qzlxl g*9
^6: ^IBEe-
49,rll. rqlS rJollE €61 trtilr, flHe +E6l "Jg 6lq qB4Lt qq+ ^IB=g
+"&g s-g-q €al g ag4l. soJ xllffi.r.p.|eol +a6lzl ?*ot sEolq t4ol
.J94zl Ssq qE€ gq +r €4.21.

O ;;.+ "JA++ s'g g + 9lE+ _E.= 4q€ *Sollot t4.


@ "J914 +He E?-l6lr zt€E E(€)E tr+sb Sg doto} oJ+.
6l+ €'il7t olF"lzqot *+.
€)
^rsl a,rJ ,?zlE +16I €Hg +l+tr
+€6171 916ll dBql q= oJ4.
^IEl4 +Eg S,ollo}
@ BE"€I
^IqE
@ .JE(A{ft)g d€6l.71 +16il^l= z}4 +e-lE q^}ollot d4.
^}sl4-" -+

lzaora-orasl

2 rril =+ ^laPl a, =q ^jg ^l+Pt =E 980il r}|et €Boe # a.JE (H.7Doll^l 9l= Ell

;l = 7lo')
=
+
-L
/\L:

,J:+4= Lr EIte 40lot ++. "te ++E 7l+7191+ 6Iq4E 4r^l ?+rll 6Ij1, Ec
ol^I+q^l ?trll qlq. Hl+ul]elfqlzlgltrI 6itrl+Eg.Jol s.ra*q
=eEq
+7l7l9l+6IqqE a{g Hq +r€*ol S"lot"J4.
3: {r-19 Hg^l7lzl 9loll +EEol+E E+gg €B+trt. ++?le rLE9 +4A g?lr+
zl€€ B+6Iq "JrJ gEE gqg H6lq "JAq +4ql "*ril ol4
^l-+g EE|^lzl4.
* +49 d€6}zl 9151 ,ql_eg EAg ".h=q Bg il+6tq ^JEg €A-6I7IE *4.

H7l
-. ,J3 EBel ggg H46Ir iE6J S9 €olot 6J+r E+.
.. s=g r++ zl€q gBg -El6il flrJE ,d.ol tltr6Jqr e+.
=ril
=. €.9 ,J+ B?] ^[Sg EE gBg 9]'J ++ee olSdio]'J+r g+.
=. ,3lt gg
.J+l4ql z]lszl .JAE xi+tr$ SS ++aJqr. E+.

e -r, t @-, a @c, =


6-r L E @u,E,E

136 EBS+5=a8atq^l'8
www.ebsi.co.kr
ESTI S1l€ 43+

[ 24014-0189 ]
,J, g8otl
€Boe Erl E 4??
3 r.EH
^19 ^l-Apl ^ttpt =el
=E]l ^jgf
c]lel

A: ol^}*zlE^J+IzL %r9zl, EilzlE,rll zll=oe_tr +Cqq ol ^ll 4leol 4El€olEtrll


d€B + 9l+. ol5 €! iozl-b ++e+ xll&g xlzlts,t[$$olE e ts86[a +a]6[q
al4lE qI+. Eilzl+ +s^l€ zleu]l €atztolE^1 7l* €zlE
^IB6l+ ^I*olqot
r f+6}q uppl trl+g }! rlgol{ot aJ4.
ol^6r
^iqql^J= ^JtI +*ql
ql{}
^t4
i+z} ^tqxl_r. ^}El +CgEg bqql qq g
=: g 6Iq gs-91 ttt+ +ul]BeE-e. hTLI
"JrJqe elg € + 9l+. rgl+ z|ffiel r|
qql^l: }Ef,xlgol xlEzl€ql el6ll #"JSol zlf$op dqg+. q+^l EE3il4q
of q$g Eoll
^I4
if€ eqlatr al#n+ +71-= ap.,.lz1op qp1.
c ae al6ol 4zlg qgql^J 4dg 4ollot {t+r 84.
^Jl
@ *z zlzlE 93 r}*ol 5,il7.I7I q"lot aql 84.
^lElEe_l
@ ge oltr-^Isl d€q r+eql^J rE*.zI 4l+9 +zll7l gs6l+r. Er+.
@ gg a4 BE rlBEol z}4lol 96l-=
.Jg dq6J f ll"lot oJ+r E+.
@ a4 ge cel +€g +16ll^l= Eil.J 4loJol g-e_6}+r Bq.
^I4 ^+ql

[ 24014-or90 ]

4 (7t)E rtll l+Pt ,J, ,l.[+Pt Eel g8= (ut)=goe EEE 41, A-c0ll 6t|=.ht
^lg =E]| ^1gf
4tr:d T!=UE (E7Doil^l 9l= EtlE r.E Ae?
=
,J Ell'U dEloll "fll g= 61"=, 'J= xl+]el g= -Bt'o1 g
^|eJEol ^1oltl'Il
Hl= .sEHolLl'. 0le1El8Et|oll^l= E+aa|= ='^lCollll
++el q^aJE E= ++ r.aE Llal^= +
(7t)
aalE ?F7l'^l-e IEil"= 0l+11 Erl.
E:TFJEE doJol EIE +7Ll 61.+ 6 lzJ 8tt4e gg 6lr Llulxl 8E xlzlul'
q7E ^lr-!oll t|]coll
iltlol ?]8El^l ge.EE HJEE. fi.a r;'x;r1 'JHIE fltl.
=aq. gs-d
B=P 8g0ll ^|.+
EzB +E-e 7lr{q € + ?ltL
^[
^lEl0ll^1

(E E1t)

A: ,JU9 98
(Lt) D. 2) -r.E olxl'
u. ts. -e.Ol
=- oo tso
rr. -9.otol
v. =ui olxl
Hd

oHTl o
-l. A: al4lol
"Jg.JgfqBes.rel ^}q 4,rl *zl"ll 7lq6J+.
r-. A:
^lq +CgEe Qrt C-Jql uI4 4leol €C99ot 6Jtrt.
E. B: +++ .JC ap ululzl E+^8gs 6J+.
^lrJ+illk#
.JAg ^lrJqqq
a. C: +1611 E= zll+I a+ql xllQlg E+.
^Iqzl ^l$el
@-r,. @-,c @.,a
@r,E,E 6tu E
tt
e.

^[a B7
12 old
^ttrt^td4
wwwebsi.co.kr
ET E4I

[5-6] tr|.- Blr EEoil .Sl.^le.


aqEg ^Iqq^J= +cflEol ga4 t}+ql^J qlelt E.J+ aelel g4g sol-="J+. ^lElel
zl$ 4lsE "J{lzlse olBltJ gzlg f4_6E. ilgq, i:}+:1q6J gzli$ E"l€olq{=
ag ^le 'JC++. oleloJ ^IqE +Cg=g rq tl86l-= CelrJrl r ^llzllE +zl6t7l gloll :
EBg +6Iq= e+= *al g+. rfl_o e,t{l ^}BEg zl$4 al-+e} A?-lE -H-1t$a.1101
=E
zl efz}9 olqg +EilEl€ + gtri.

[24014-0191 ]

5 +{ LilEE+sd EEt|
^js ^taplel
flBge 4?? 7Et 4tr-d
e Celel g4e dAlE olq +* +qlq€ ++++.
^IEl
O CEgS
^Iqql^J= 4l+ tE Cxllzl E€5ol $d6l ^l-+{l+.
@ a+4 zllbql E|+ zl+le+ zllffi EHli6l+ 4ol c984.
^Isl4
@ +c?lEE dg +T16lr =o*9 4q+ql 90ll fzll9=,r}flzt cqE+.
olel lrflffi +14^J= +cgEel 7lg4 flel= 4l+g + ?l+.
@
^tsl4 "Jzl9

124014-01921
g80ll^1 +l
6 trl.=E +Itrt
=E[ ^lg ^laPtel ^]aPloil7.fl ^il719
+ ?l= Hl[tsl r]|e-e.E 4tr:d
auE (H7l)0il^1 9l= Ell-E r.E Ae?

ol^J zlloJol EEql g+61+ ql+4 t4z} ,r.|.zlzl_r. ole+ EL4l ddt Eo r+ qill
^Iqql,!|
r.Eq 4flol u$g tgg 9l6J ++.J $i olq+ ^Jgel "JiI4.J !-fz[ s]{,
^I+tl+.
zll"JE9 dE4 tsdr+ q$q rJ* ++6}{ gqHrf+.
^J+l4s C6I6Ia +Fel PzI
Hle+ ?s+o}4 fl4E €ql.J oJ4l7I Sd6l ++El= 4o14. oltrll +E-l:4zt bq.ll
tr14 "J6Ir gsql r|4 Eu]]Bb4.

}t7l
-. rI9L ++E AEA9 zlz.tr frzl9* EE ill4l4= dg rJ46Jtrt.
.. rI# xll&fl9 trtlol elzt9 il^l= Esl*trI= dg rJ4{}+.
^Islzl
r. .<l-fl2| zI]?l= ZI olrllS4lel tl+g aA6Ir xll6J6llo} dlg rJ!|++.
a. Efz| .JrJBrll €zl giull gsql q= +H||7I olF"l4ot gr9 A4++.

O-r,u @r,c @u, a


@-r,E,E @u,E,E

138 EBS+5=3E4el^t'g
r3 +7 rel
^lu
@ lq tal
=t
1. +7lel 7!flrt EEoil EllEt EE
(1)ff;,
e +7I= zI49 44zl qdt$;SilloJ
. .tr711(#lfi)4E zl4 +?]= +714 il-fl o e q46lq
"Jg('f-#)E d€6lrz} +
. z}^lr+ +EE +lli]fl E€g ++= tr|=--r. ++= ECg.<|efs=tr. 4oll"t El

@ uqCol +7tE teol E


. oJEg rla+ trJts+E ulrfesl +7}+ol €cE OEE
^nrg oJ10e g Eal. +
. ++= E^dE trl-.sg 6l€E ul$_q a {zll, Ecq +Ae-lql +lE zl€.€o}'* 1
.+^t
^110t
e 3C 79 flxllet
2J? oJTJl+71loil,\l g
r}E EAIA *EE +7EI ^1710f
E4= e.lolB
O OJ#E
olE 8xlollllEgtrl. "dgHe q 8iloll dqotrl ?JALPP" "J36l"f.tt "^1eql 0l oJEG,^tr "E€3 Li+el
^lEtol =xl'41^1
e4 er] E-E6EI E8l?-r0ll f{]|6u €iloll 0|e1l 6E[.'alI. 6tfirt. olzls. S^loll dq6t
'.Elr6El,
ffitloi Ll
aolLl, olnl H=IEloll 8t0l0toJ 8il6l= aolAE7L" - "tsol'- =E0lLl,
at7 t
=E0l
Egfdttt'4= "
= ^13'el
+r= -tr^lle+ zJ9_ zl4 S4zI +78 +^E= trql7| g+r tr?tr. ++: E^llg tE€ "Joll^l34Ef

d€6}q {CEol Eq4.J Sg € + 9lE+ allo| oJrla zJaatfl4.

(2) olal^=HEll
o +z}ts qlrJel ^IEl4 cil4 Ecql 9oll z}€lHrll Bcg +Fill"J
@ +7I= +Ctl9 qlrJ+e 619 €€g + 9l= 4aE +Fill'J
@ tzlb zH.J9 zlotd€$ Eq4 bq 4l$g 7|}6}41 6l+ Eq +Fill.J OBEE(repuub)
SEES'E*9(publica) zl
xl.E' o]4,tets44E E8 afEJol 'all^
+7lE 71fl0il BEt kes)'E
=6t=
=al^ *Ealz(res rublica)'ollll P
f u5l
xlEq ttEolq, ?lZg EC4oE +71--=E-xll= +861.= Eg6l.tL qal^147|-7t flts
5tE
;+71.=
-"J01
xl.= oJrJ 0l6l4Lf ?.!rJ 0l,80ltL .(6qt) .. EA+ q= E,=Eel ilolEg ?.!r-to.pl Czl s+, EI r=
g4g + ?lrl.= a0lq. olelEl e^lel zEFl 47l7l8zrl. - oEt^EtsdtA "€it+" -
- -=+oil^-t

ol4r. EgEll^= .
ail4 €€?l "JrJg ecq 44 4zI +FillTl ^J4H+r Egt+
^l.sl4 1.3a='-4d= ?7lE
oe q7l=( =E
)^l.A}
a^l-drt.
Ee6E
(a)
=
2.o|alrsgell^= 47'=
e tzlb +Fdq EE6II ol= +Bfl*= ^lElol sfl +FAI"J ErJel ( )Edoil E
@ +71= rl"J$ol +tE gq +rJg zlzlt_ Hg zlzlq Cilql +qB oll *zlB + 9l* 6]l xtE^Bll BdE AE
ill.e. H?ltrl.
rIE EAIA TlillEel EEI+E 3. 7lflE= BEe.l olel= +
fl61ts (
)e=/= ol8
40J +7[e E?ttrf.
e"Jg ?ioltl. ?l"Jg +4fE EE d-E'01 0Ll4 Eelel 8Ed= ?16}| Eajetcla 5E
=71.= ^|aJ=9
elq+el 3^loltl. - 7l4la-"
=71="
- t{c}
drl

7l4E= 4zl +Fals^lq +z+ +Fel olqg +€61-= sffiolo]o} ++r B?tr, *s+ ', r. Ee+ei
z.,rtan.8il4
+g ,+Tr_g 1,'ol4 ,oJ"Jg I'ol4l +A6Ifl+. : 3. A$-E

13. 139
=7tcl ^loJ
+7le|
^lt!
(4) 4lEE
^lEl
e tztE zI€ SH oJzlol t+el= €!6il "JE a.J
^J491^J
"J.Jql 4+ "JqlE FC tlEH"J zl$ ^J4ql^l H,94zl 96}] ^lsl 4lEg "+eE^l
. s4:

4zlzl ts^JBJ
. e7: zI€ tlelq,r-l ulr{ €s}E+ #g +r]zl"J zH.J9 7l$flg trl qd6|.7]1 tratpzl

^Isl 4la+€ Soll *zl€ +CEL


+16ll
@ AzlY oJzlol z}tlE ^JB$ Ee+Ee S f,$ tr^J$zl +16ll "J= +*"J
@ +7}ql q6J +€+ zll?19 5gtr+Et HIE+4= *rll 21".,q4E g'&3 e
^|.^Jql
I}E EAIA ETlel 7lttoil EilEt IIEEE Eg
^tEl
:d
. flall x;-;5 El?l= rlHfldPl= erJol +7tE ?J0ll^1 g7|e 3=4?l
^lEl6lr rlE oJ^-4e18 =016l.=rflEt ={l?l =
0l?= xlzl_EE4rql 890il d"Joll_t qhfl 7l?leEl. ?lrJ3 sEflE
H lffil Sgoll^1 fflrlLler drlz .84?I7l trIEoltrl. = EA " 4HlolotE'
^l-E
- -
. zt|?14 7l|E0l EEtalG EEE :d-e"e 4^|9 SBrl Ea6lr. H=61.= g=E EB EEtl= g
^ll{}=
a6lts aol zlEeB 0|Fq0t g r+4lolEl. olelEt E-sr EE}|oil qal 4 7fl?.lg Eillel
^tel =E4fl
e:d6l^loJ rPl xl-uoll1l"J Ea6|'J.I 0ldilH xl,PE gxl ?J=tr| - + '^tgl lte+E" -
g^, e7, +de+ eg zlflol zldq fl?]$ Hatpzl gloll zH"Jol
^Isl 4leIEzl-E=$ a7l4
EE'J 4lEql glqr Blt+. 4 z].Je ^I€ t]-qlql^J ^ltlg flE-lE ^llqlE Ettszl *6171
"J=al qflq= dol4.
qlEql 41"+g Eoll ;tzl€

(5) 0[E=.^
O sEflEplol
g{t +B O AzlE zlull zJl;ol ulxlufl 4l+gEzllg*zJoE "J= a"J
^tE+E
A8dtr^ltrloil^J91xl".Jg . zll&ol
^I+ ^Ja+r 4l+ol +s+6I71 zlHll 4l+E
^lzI6IH^J ftse 4zlzl ErEl
= Eol-g. + t 711=l E=
3
E ZEolalr-E B
^PJ=
.r .lzlt zlufl lllrol ulzlu}l 4l+g q.J6lr 4l+16171 +loJ ftolz| zlufl 4laE olqlg rI
E6l+ E+"J
@ E^tE 9€491 gd +4lql ni4 AzlL a'J
^Eg E+71 BF+
. s=qlF+4o} EHg AA 4l#4 +7171,r.l-elxl_r. *tI+E rI9zI E4Et
t. ( )g/ts'",!flel",Pl
oil 4Et F8'8Efi?l &E , o'l
-.tr,
SElloll^l XolLPl +{6ll . +71AE + zJzlq zI+Ee gdol zI+Eg gdg +JqI aAol q= €€-ill7l
ElXl€"+flqrE?ttrL^t "J.Je_]
z.( P-/= +7l.= ?lrJ +7lF='ti4g a"J
E 88, {ld= rlTl rIE EAIA
7l +{6ll ^t*,
EJSI U +Eol EIE-?.^E
ela H?ttr}. =7Et
3. Ela=.^ts +71.= ( )
0flfr{i{ +e+ol AF=S +14-4 *q= ZFtce.E d86}q E+ +71.= xltso}ts
EdE olFe rE]E =set
^lt}|oll^'l ^1H01
llEe.| 0le.lg 916fl Elfltt :alolcl ?ETol ZtE]g oltjLtl clHs. Sgr+ *Exil 47[0ll
=1116l
E74u E?tEt ^1lAl ^1801
8^14 xlu}|il= 8+16tfrtr1. xEE +71Eqg ?efolIE Eillel A=E gE!61
= ^1 =E4?] ^tg=
alEl
6lLl'E Plfleloll rlLlxl ?Jtstl. - EIE-=.^'geA "Atl'J dE" -
OE =
r.
2.e=
E^ ule=:-i +71€ zlu}l 4l#9 zlHll= A%IEl6l-= +trql E4aI4l H;.r, z|-H=E
^Iqql^J
3. IIH]I +7I= zlEll 4+oJ zlgzl4l#E 4&4 olqg tra6l+ Egg El sol4r +t}6l-fl+.

1l*0 EBS +b=A Eale+


^td
wvwv.ebsi.co.kr

2. qE![ 8=J€0il Elrd E^19


=7lq
(1) ff;t
^lt]
O EIE+el ^ruql *4dlq +714 qB$ CB^dg €E6J
. ECg +
+ 6l€E *ol= e ++= +]"J(HR) Ail= E40t Er
. ++= Bol4 BHs_u1='Jql 4+ ECg +^EJot sL

@ +71= EdE€ EEJ4 e-+ rc+6lg q6Jg 6l]ot €l


. il : EilzITt 9 o _e Ecg nglg trli EdEE
'j 'Jg +al E
. qzlE d€g +16ll qqlof
"J^JE ?}4g E €-
. *zl€ E{SE Eq4"J Sg +l6J Eq +Fills t^lq+

6 ujz[: ++7141 qgg *61]^J EilE CBCoI FulzlH ++z] rillg + 9lg
IIE *EE trJE+E
=A1A
6till -E= a= u-4d01 E= 10lrt. 6lE0l "=tolz FaJ4l 6l.= a gEEt "-{d= E6lq "-|'6la
=r =r
FaJXI 6l.E aol+. olilH 6lErt H48g 561.= zlolLl 5tE q^alts "4dg 83"-t|0t:s[tl.
^1tr ^[aJg "^13"
- -
+i= "JP+g ^l-tr-g ulrje_e E^dg +l+ CilE u|$
z$zlrfi B9t+. u]+^l ++7] 6110]

g "Je "Jg ailE F6il +l"Jg ddd+ 1o19.4.

(2) 0I4'\EtsE1A
o B4+ sg gE+ olEq T= aol +7}el q6J.J
^l"Jol
. oJAg
"JeE r.q€- Bl. +g ++g aq €gE qlg^dg gd6l Bflo1ot qE€ d€
g+ et*
. tzlol gsq qgcg B+l6IejH cile+ ae +I.4 gEql &€"llo} El
@ *zI* gsE qlgCg Efl6tE+ €ilql +qg + 9lE 4lE= rldoilot eL
^l"Jol
-'l
IIE o|el-regdAel +7Et
=AIA
-?E +71.= g=E sE 8E-i1l= olE Cg ${o e 6lG d=JEtrt ellLtotE E+= Bd 1. ffE= dB^l.goil 3zlal
Cfll *Qz =Eiillolq,
8?]6l= ag q=6lrxt glEiotTl qlEoltl.
o.!qt sE
8E-i1l7l olE Cg qg-e etrlE.
^t q( )9Eol E"=[
EE EOI4JlEtr}.
sE EE-i1l 7l.3r1l 7Et 8q0lq LErl gE-ijl- _"F sffil.= +7lLl 8il4 8E-illts clE -_=E_i1l
.H.q q Ll3 d -E= A89lel dE Es-e 6il0t g aolq.
2.offlreg4ats
- oEl^EgdA "dilqt" - .a8al rllEq lr€lg=7171
56ll
gEel qa€g
leflql^= glo.J lol olqul ffi{ oe
^IBEol +78 +^J6l-= ag t+51 9l$zl
olaf
Bfl"-tG (
^l"JEol )e=/= d
+e #g ++617l.+l6ll^]+a tr9t+. a+ +E7I +E" ill.J++ q +e dg ++g + 9l EEI + 9lE= dflot aq
=
ot4^egqllgl Eltr.E +7I= jr=
r+r
^J46Ifr.4. +"JE q+g g4g_e oJ4. I'e.?tcf.
3.881+et517l7l ( )

E/= dE6'l= 8EE0l


(s) Elolot Elqr !rq, a+
=e6E 7[ uqE EEag zlg
o +71-E qge +Fdg d€dl+ a.J 34Ettri.

^lEl4 ecg
. *zl= +Cflol zlEs.E Ea +zioJ el^I acql 4+4sE +qts + gl
xlci
zllEe+ e^i= gL
= "ifloil"t Ir. Hll^l
-O
. flqg +d6}r ^Izl olqg ++61+ ag a4l1+ ,
2
6H.E.

OoU l
-=-E
^+71+7I
@ rlzl +rI flqg +dg ull lzlE AB^"ig tldt+
v.

13. 11.1
=7lel^loJ
+7lst
^loJ

rlE Eiala EtTtoHg4E afl+E

?.7lE xlff= +Eg "J+71 91ts xtollfll +7tE xlffi 8{Eg EJEE + ?l= E- +q6l.ts a
g Ai.Eoll + TlrlErl= 7l^1eq. efi= ^l"JE
l1"J'JEtztFElfl^1 +7loll ilq= 46Fl ?J= a
olrt. Etrfl= 6[ag + ^ltrJfll
?lts u]l# {Be}qts ,iolrl. ol*lEt =.9=
:dg4-e.e
E=g + ?l= =7171.Jtr|4
HttE?E'fxl =e=Eg q AEE dill= Eaf^l7l= EE4e g^lg +{6tfl1 84. :aloe
'J= gEE Ea]l gol + ailtrJ= Llal= Aaotll
BEt4 EEg + ?,1= trJE= gP fr,trl
=e= - E[7lol+!aL "Eol,\lEl" -

u}TlotuJfl= i+z} jL"ffig Aqg +d6}r rI4 olqg 77{+ ag A4l6ilot tqr +
tl6}fl+. ol= +16il z" ffig +lE6l-= 'J.El+ r}H.ol gl+E Eqqqoh +4r trgttrI.

(4) 4lE=
^tEl zl+ €€ trt}61^= A"l Azl9 9tro14, ol q6Jg 4lqls +4iI=zlql
e zH.J9
^JH4
ul4 *zl9 CBC9 *+g + 9lg
@ e=: 4*zl 4?lel flqE c46lrll a6l]6l4+ +Fcg qla4H rlqlEol {zlzl zlo}
flg 4^rg + ?l*
rlE Eal^
q{ gd 5E ==E r1:*fl
O Ele=.^E
1l€ gg+7t Ep]el .g8, rl+ "J {lcoil 4Et trr}l4E Eal= xl'alE9 €oil Sel6tzLt olLlE r HJE
. 3^l
.-r.rll =tl *
rl= €ll LJz=e_=/rj ltrlel 7lE4oJ fr4r= a6|{6t1l BE E^llLt r=3 ?.!'Jol rArJts
rqEl^l'el(?zP=) ^lEE
f=E €oll "JA 393 dq(,fEE:0 flUe-e 8d6t4l E+. r fl+P ?ltrJ0llXl E+=
^lel(^|+oJ SHJE
oPE =4eE
rqD
.=^il EZ 7l+ "JE!3:E9 fl4E xlff= El=g A49l ^flEE gE+= €aJdeE { H|e rfll ^ltrloll 7l
* tL\
oLt
^lel(g+et g-d e4, rl.uE ?JE4 ?JH= e+g dal= 7lrl4l EEl. - e=, "EitE" -
=
. Erll xlE+E
- t5^D ^fql(^fE7f _Er= +7171^l"Jel ^JE, zlfr, Z'l]thg EtI6l"= qgg +6llot 6l+Ell, olBl€I q'Jg xllqlE
. gtt+el
^tEl(.?ZF*)
+B6lzl *6IE rl"Jol 46}g + gl+a trgl+. + 7= "JBflg dq€ flqolo + "JH*zI
tqql HI61^l qrE" 6IE ^lqlg oJH+= qlzl6}4+ ,ql-Eg "JB+= ^llg + ql4l -HgI+.

1. 3El+el ElTlol
g4= 4+7t
^l.aPtE
aEEE A (5) El=?.^
qE +6tl ( )3/
+76t= aE Srl6llor
o +7I= zlHll 4l*E olqg qlE6}r, ulzlull 4l#g q.J6Ir ++lol+ ++"J
=
etqr H?ttrt.
z.( y?l= ?,7'7l'7w @ CEtrg +7I?+= +HE =" *{E
^L4e a'J
el E4E HE6t= qgE
trlo-t^l q XIE EAIA EIE=491 sgrllElalol eB
x1Bis==g
8^tg +^l"JE8
?tqa
ettsL
a^t+Exl.- rl.uEE EE6l.= sE e^J= ga;{eB ElE-de.eajE_t =JdE + ?Itr}=
3.0re31ts s=4Elalol =401 ^lElqg goll^'l
qBg 56il ( )elEl
?i= dg:dtrL rlull IEIEol 3tl+E HE E4l 6El. s=illElaloPl qg +oll
=EE6tXl
g= gg Ae {P{l EillolrL d s=llE}alo}q, E=6Ell
Ala, 7)l7l aol a0l4a=
4i1E?ttrt ^lelE ^1 ^l^l+gole. ^1l1lE
- ole-e.A .9e4. "AttJ dE'-
ule=^E zlE+g 4lzllzl B49r *tl+el rl4z} d€q= ag q^lzl Btsol4l
r{tr}
ots
+t[6]
*.+. r= s"Eetl4?-lot qBg E61l z}ts+9 rI4zI +qzla rlf'- ull,tFi 4l-"9 EE
1. 0lo-l
^14
2.e1 +7IE
3.
^tP ^tlu ^I+tl =o tI?9
rl.3rlz} E4g lol4l
tr9ttrt.

ln EBS +E=a Eqe+


^td
www.ebsi.co.kr

I 8el
^ltrJEt
1. AltrJ4 rl*el flalq
(r) xtffTE4 gE =4
o 4€a ^L^Jg ul.$c_E gds}q +9.tr4 ,H.JE zl-+e+ flelE +^lEL - zlgflg ^lql OIIEA
+ +^ql t}*$.ol -E= .JrJqzil tr€zl o e 44ldl glsq ,HqlE xl-+e+ fl?-]= .H-1I6I ?.1?_10 I EllGlLtE,\l+E1 7 t^
xlg4ol-z E44oJ 3aE
l=
r- -L, ol
L r-'l El d+ E30l4rE B
@ zfl?lf9= ap zffi4E= dBE fl+lBr+ {tq z}+e+ fl?]$ +^1,*
Htfl;e--e.
rl*et fl4oil EllE!
@ zfgTEzls=g i+zl zl^+€ +^l* - r+4 zl^-fi+ q+E +B6J "J4014 ,J4lql^l
oTll?.!e.l
II.f,+EE gE
Xqt ^JElls +7le+ r}?lql4l ++B6tzl ?+r BE"€ + 9l= ^14 €99 eatq+"-e4 . 7ll?lej 119; ffiolr-l-fzf
7l a6l16l.zLt 3xll-e H_lEt
dtr€ + elg g+ fl= B4g 7lE-4
I}E gElE rl$ . THoJelSa|g| 8il4 E?71.
=AIA ^=Et 6Eg rfl THEel B4= +
d^lB
Lll gEoll ol-= 5= addlxl g= 8EflE grJ=trt olelEt EEloil^J rl*il rx1 E]
^lPEtrlr
. THoJel 34=
EloJollll g6l|g^l ?Jn'UE-g + ?,t= gq= E0lel'tl. r.ala Et?.I rtlEoll r gqol gEEl ^taJol
-els. o1g tjrlg rll
el+=^1loj6l71L[
7|1?loilll
oe+AE q LI=efilElatzLl$flqdEiloll 8:da0lq. -$il."^lBE+i]|LJ"- ts /.l,Jg Eel= "i
clotg ^l'J4
Efle 4f€ zl-+e+ 4+4 zJ-+s +B6Ir. 4zlg lloJg aBsI6Ia 7l].Jel fl4= .
=7l.=
7l]glel rlPel 3al
^+zl
aqlB {zlz} 9l= zl+4 zl+zl o}H ,Jdg +4E 9"lalt zl-+7} de€} 9"19 zt
='E86f719-d+E"J
++r +t[6]f,+. ^+4

(z) gE
=e6E4 otq4 +FdE 77ali
^lq4 €44l B
o .Jz}el q=^dg +^16l-q
tr-E
^l"Jg ^I"_lg
@
^1"J9
fl4= z|flzl s_s ?9zl* 4,ol oI.-14
^l"JE C^lzl +q "t +Fiilq H4
zlls
4 ]Eqg 86il "JEqdqr E
@ .r-.r.E ailzl fille{ +*el gql 4+4_qtr +q6l+ ag 6^lq}
^lul
@ €E|] ="ffiolzfi=g ulzlullg,tJ9 zlr?E ,JaEL
. ulzlufltr^Jel z|+: 4?19 ,IE4oJ zlHllTI fl=
^J4
. zt+E d€g Hql Et zluJl-tr oJoll zl-E"*: ++qlzl+ 4+q= Hql ++q}eErAl z}+ (
1. x194e15 )e=/=
E+e+flg ulBoe 6U d$e.l
rt?el3aE
891
-Etrt 7fl?lE
rtE BEI+elE HlrlullE^jg rl8 6^lEirf.
=ala z.( E/= adee+
rt3B3 4=4
8El+E EEpll^1= 1fffi tq 8qE U4ala 7861r. Et?.lE rtel4 Exlotlt=Elr El'?!E ilE
El
^l'?=
dEEl xt+e E?ttrt.
q qq €oPl.= aE Z_f+61.= E1l 0laol H,trt. LqE dtr4 Add E6}|^17lolLlal
=qEl6flEe.tr 3.=iE}+E= ( Xe)e
Etr4-e.e E6t| E8El7l qlEoll 014-d ttl6= nt|g E9.olct. l.qlE +Eol E4e.E. oJxf6lr. ,\lel xl+7t olLlal ulxlul|
^lut|oll HJdxltrJafE:
*rllEl #?19 qE6l Lq|E xlB|lelq. xl*E rq .sEfle+ Efl561.= aP rt EAi9 x1g5 Tl8'Ei xt+
^FJolalr. glqr
871'ErJdol olLlal ulxlHlloll _H= Eqd - 4El. "rlBEl+el" - e Eq.
=)171fltr]l.
€4 =" E++9zI.J qlqg zffifelz| 77ali q+E ,Jd4 B-6llzt flE 'aa4 zffi'uJeE l{E}
6H

4la+ zh.+E +B + s,+r _H_l zlslzl zlullz| flE'ulxlullg^J9 xl.ft'E diB.J 4g ?* 1.7fl?]+el
gfl
=
a6lf,+.
2.
3.
=?Jd

13. +7[et 1113,


^tE!
13 +ztel ^loJ
www.ebsi.co.kr

2. B=i{le}# "J Alu4.l€


(t)xtffiE4 gE
O +FCtr4E zH'Jdq ++E +^l*
@ Bag +4: +7171 r+E6}4l td6}4q zl+= e6il61-= ag '*z16l+ a -
'll.Jql4l
+7I= +Bg zlzl4 B4 x]sE E= ^lflql4l #61ril 4*allot E*
@ $tol+ dt, {zlE tdg ufiz]lap ,H"JE z]zl+4 f6]3 S€€ 6^l,E]
. 7H"JE Tlil+r+ ql= ql 6l+qr ={:61+
^J4, A6Jol +"Jqril +4 ?+= €=l99ot Er
. +€+ 7H.JE Sr+ 41H , a7l +fl= flfl= jr66}zl 9-lq} +3-6J q+.J
^Izl
@ f,84 "I+rJ: +7lE Czl illril= +e6Fb f,BE zlts olHql ql+ +"Jzl 5e-lel +C
I9olQl - oll+g 4E6}r]l zlaofi 49 zll.J9 A?-l= e6lg *4zI ll*
oEEI+EE oll+g xlE rlf;+el
"JeJ
. gE-= =ala
^loJel ^l+e+ ^lz
+ts
Gxto ^=oll
rtlEr ?l?l4E olE 8+ EEll= TlxlaglErl LllE4 E^lE gqq[1E xts. f.a[a zJx?l Tl|€0ll "Jxl
=oE
I

xlTl d= €4l6E1rt7l # qe €oPJ xlf,7l flEl4-e.tr


^l*, =^tel rl*EE
?Jts
. +8fl= z1g 45+1 xlufl ==Elrl
ata g + fi.trt. ralz TlEl 4=6111.E Bg6t4l xl*ata 0l# ^ttrlalE. =i. xlt!01 g6l.=
^lEI
BZl7l.fl= 8^l
Eg + fl= a= 4rl
ill^1l=
^l'+tr8
ot|+ol 6f
rtle. xfz I sE +4 LIT l= ltrl.
^l+0
- B. x1,? " -"

=
^l-d6l=
Otl=g
E
"J3 zlzl z}Alql ql6il^l= zJzlzl fflzlols+ 4= ^l*qlal g'}.3 q+lql q6il^.1=
. xtuol EHol$ q.apl 4+ "lil=
E oJ=oil 4Pl +IZ4oJ ,r}:zlzi td.J f glzl"J.
^I{ql4lE} €o}g
trl7l= E.ll6ll^lE Tl]oJol
{+lql €ql4oJ z}-ff€ h
e.loldt= u++e_l qo| a;|Q-r, +t}6}qq.
^laJg -dHel 7lE
4 otEColLt
glEoJ oJ+E 8trJ41 7l^l
oil Szset x19ae1
I =€g
ol1=d4 itolTf ?l= (z) Be6E4 BE
_ BE+slel ot|+d8
= O ++E 7l^1el +FCg ++6tr *zl zl+ql 4+4s-e +q6]f 9!4 {Eq-l ^1"J4
E AEEoll rflEt ot|grl
l^lo E6I = qCg +46J - Azl zlE^l-Eeg q^.ig EH4-o + ddollot 6tL, +zI=
C'E= O ^l"Jzl ^ltrJ
r.€€ u[6re_tr rl"JEol q^dg doF.]s+ Ee+"t E]
@ Bzl9 +4: fl42t9 z}el4 zlH]]e+ re oJ6J r}qg %rzlaFb A - HilE E6ll
^l"JE
^l"JzJ
eCq B *el Ef,$ ul$o e. +Fdg {fla}lz} s}
1. r[94.E3 ( )ov7l @ +"J* +^dfl=g Bq4 Fd-g B}.%ro e +FillE +49 dd6l7l 916l]^l= +*el e+
7fl?lE 7tilB4 +tEf=
=
ol gs*
6dlq 6Bq EIIEE Hq
0t -dE-t! EtrL @ .l]+C: Cil tFille+ r.lul -Eofl$$ 6fql ql+4 qcolzl 71ts4 4+"J
^te}, ^1"J9
2.( +7t7[
)e_/ts
^lu xfE HEalq EEI+E
tre= HtBe.e ,(lu=01
=ala
E1+4?t gil aqel ee
'JdE eel6ts= EF}4A T|9Il 7lE0l +40lLl "J9.6ttt 7l9= .Jd= 7l?= ,Jg-d +'Joltrt. +al=
^lU4 :dzEl ^l"JE
olEol +olot Elqr Eq. E|.l6il E^tLl rlE abfl F8-d q^]E 7lE-Etg.eA,
=il011
?al7t EF grlla=HJ?tE q^lE il qlol
3. Bsl+Eel o[+C= xE qrBe.E/r1, olalEl0l0t7l= + sE 01flil41 xNEs g4= uslot -drl.= sH4
4 qCee gil ^lU
el-fl2;e' 7l= 401 "Jrlt= + 9ltrL
=4Eil
"afl+el"
,(ltrJ EFEI
-_rs_ijlgl
r[l+4 - HEaL -
-EEEE
olarlEi4g ( )==/E
xlzlE9 q^Iql 9"le+ zl7l, tQa- offirfffi +qB + fl= +
qEleEt. €EI *fl+9z}.J HIE?-]=
Elg ^lElzl +Elql + d^ll aaoJ zEdg ?*71 q49 4ol4l _H?t+. ]= izo4+
ge+
I{C}
dH
9 +Cflol+ts rE q^rE ololzl +ql^l d66.J aBg ga6E, fBl,tl aqlg zl9,Ero_e
1.
=)l
2.8F1+e] 4 zI,t1E9 roq+g dA"J ^l"J +Fill_E "JEd+= E'J4 E+eg z}4ot oJ+r +tld}
3.
^Its
fltrI.

lU EBS +5=3 Eale+


^t8
www.ebsi.co.kr
zfS 7IE E4I
TO

[ 24014-0193] [ 24014-0195 ]

01 q"- +a=d uElt =g ^ttt719


flBse # aug 03 lrtt ^1gt^l+Pl ,J, zctl
^jgf ^t*Pt
Eel gElotl rll=d
(H7Doil^1 z= 4E? €Bse# a3?
. ail+ ule-zll al-b 4,olul, HIE E?-ls ol3Qfl +7 ,J:lzyy 6r+el ;5i1oJ{ EE +Fill= qB Cg 9l
+ HtE "Jg e} 4o14. 6ll cBEItrt. E= 4E A 4nE +='i,llol^I 4E e
. rlde zl.+lg u|-e4l ttrIH ail= 6l-= Eil E4l7I s, +F4= sB-olt +FallE +E qB +FillB+
I4o14. r ^Idg ule4l 6I^l *++E tsg u1.-e4l =
slrel cg +s,E ++. ol4ol Hrtr +7}ol+.
6J + S.+. 3: qzlg- €C6|r +7}ql ffioflop 6k e-l+E
4lelol4. alq+e zloJol =4=
flqg s7l6}r, *
zlld6J q?+
^IS4 6ilA6}r H oE. 6+
H7l Eillzt Bql E^Jg
6J + 9l= ezl +FillE +C6l-= aaol+.
-. =tz}ts zl4 4\zI *^JE +Fallol{. )
.. *?i Ecg Eq4 EHol 9oloF +4.
c. tits BEg Ailel ,!l.r"t tltt. o ae +7lE 3l+ +4e +tgE iJ€ e4-o14r. 84.
=. {zli =rJetr
gs_.il tr}{ tlEE B€94. @rJZ +7I= ,HoJE olq €Bg fl+ ++"J +ol+r
^IBE$
E+.
O-,r @-r,. @.,. @r,= @=,a @ ge +7F= z]94 EEE E61l^l"J CB zl-b
^[B=9
6I+r E+.
@ ge A4 B?-l +7171z.|HlEol +q6J #g g + ?lE
+ rqqlo} ++a 94.
@ Ar+ 9€ zI€ *qlql^l B^J S.ol Bsleg
^LBES
69 ger E4.

[24014-0196]

04 4- +ZEl
=q ^lg ^;APte1
g5te.tr 7El 4trEt
lzaou-otu) 4??
02 q.=E +EtEt z4 ris +Eet Ettu= g EE
oe 7El4tr:d 4?? ^ltppt ,Jg: +FE flqol S= tl4ql^l
-E= Ezll
^IBg ^I
oJ, +++ dc ^JEilql *olrll g+. olqoJ d
.Jzlg
. +71+ "J+el E+6J zl€E +|-Erillol_r., 443 zt : =
^Je.,"J"JE "J"Jql
ql* F^J'ol4r 6J + gltrI. +Fel
t.+ slcE $o14. :flril 3lc9 19 44olr, Bg flqg +86]+ +"Jtl %lB3 E[ .r[$ol ztt]9 fl4
e qel +€4 daql fl+. e+ qlg 6}
^IB
E= 6I+E tlEi{q o}ro}t 4o14.
. *zlizffizffiol 7ls"d 4lr fiel
+!lq EBq! olag "J"Jol "J"Jg ^J4e 41.+g
qq ac€ da{}
;5i1olr|. gEl "Jzll +zlb t++ ^J€g +16il €c E"Jg 9"laJ4. ol+rll 1{g EI +^861+ aol Ht-tr 'al
qzl"J €€ttl #g +16il 4o14. HFIqH'ol+.
=^_61+ )
O +zli trI.J"J +Fill 6ql^J altr-el *ExlloJz}? o zlg tqql^l "Jzle €+e+ #g tl+.
@ zll"J3 +F4ql^l {qg ql B+6l.rll g + glEzl.? @ Filal-= rlqql qg ulrjee Fzlollot6-J4.
@ zlloJe_E^Je-l dr+ rlql o +rlE dg "JBg f glEz}? €) ?lz}ej xlf+
^rsl
4lq+g F6il g^J6l-= 4o14.
@ C+.J $d6l zffi{.4-$ ol$ !+ *t;ll"Jzt?
*zlt G)+71+ .JZIg ^tq4 ts-cetr+q HIF6J 4o14.
@ 4zl€ E61l +CgEe zi{l$E olqlg d€6J f glEz}? @ qilzk ++dg +16il Eil €4E Hag + 9l+.

13. 11.5
=71.e+ ^ltrJ
www.ebsi.co.kr
,g 7lE Exil
TO

124014-01971 [24014-0199]

05 +- +sd
=Ett ^19 ^ltlTtE
flBse # au= 7 +- +sd =rlt ^19 ^l.tl7t'et gapE 7Ej Eg:d
(H7l)oil^J a.= ziE? 4??

Ailflqg ;J 4lfol trlE 4l#g 9"Joizl +16ll a{g "JrJ ^Islql^J 7HflolE dBolE += ^IBel {Ee_l zl.
4o14. 1.€.^I7L zl$z}$9 +dq^J fll;!_e-s BAE}rt += a4g + il= a++ s4 tl zlxl, zlzl
H_a= +l
E, rfll. q€qtr xlull {!tol qq *e ^Jt +4lE 6ll Bsg rll$ol4. +E
^I$qlril
6ll= vl^l| 49 "-lzl
a4Ei+8. 4l+4 +7I: e+ q^lB dol4. 9lal *zlol+H. "J^IzIel 9zl9l tloll fl4ol
^Fsq=
4E CB6I+I g + ql4. ol +"JoJ A+€ zllelalr.i
t H7l EB^Ielq^J +CgE z}.fi€ a46h= r qE Aqq
q^tE aB+B + S+.
-,. 4l#ol gg4es +7lIi AgqI+.
L. {tltlg^E6IE
B**zl ?loll 4zI flqg zleloflo| oJc|.
r. z|$zp +r[ flqE _H-n o]4 rEEzl€ ++{q}+. e +zli 4loJq zFg4
AAg alEl]+ +tr}.
qtr =+6llot
a. QB€ "Je4 zlBz}q LFZI E+qlrll olelol El @ zHoJ9 zh+= A+qls xllo}qzl "J.I.t qlq.
@ *zli +E" d 6dg +16ll
=
+71-E "J$qor "JtrI. ^I4 €qg *x{oilot e}4.
@ zfloJS+z[+^dg ++E AAg +zA tsol^5qot"J4.
O-,. @--',= @.,= @u,e @=,= @ zH.J9 zl-fi+ 844"J fl4z} olqe} dxl4ee C+l
alb 4,o14.

[24014-0198]

06 raJg z;ftlxlzl rlxlg q1Eo.E qtr61^l ge ag?


lzaou-ozoo)
E{501 7EI +16lr. rq'=01q.
,-q89 01.=€ EoE=+
CI8 .t- +sd r.Elt rlrlg T!=E 4tr61
dlfJtrL r.Zloe ^t+.e E rl ?Je 4??
^19 ^t+Pt7t
=
xpl qr;l, E^lE E|- ge$ Ela
^]l+7l
4lF9 El.- g-g.E
{qle +z}c +d6J erJE EoJol otq+, Bql ql* +
Lt/F.Tl EEf.8l+7f
^[
€ 9lEtlEZl 6tE rll+= Hl'Etrt
Ee+ +qE}el ="#ql el6ll^J a+6J ++E s"Jol4. oJ
t"l €*al-b olf+ "JrJ=el €qf*ol4rltr+= "Jt
9 zl-€l4e qts 4. "tzl +dC B* 4o14. ^|g^J
oJrJg €e rlEE *#zl olq4. EE 4E ++Bg +
qts*qE +ql^J ,gE+ Ellqu 4o14.
^IEl
o ++= EcE€. +Eq ul.e- e-E Etrolot'JtrI.
@ ++= Filts trI €Eg tl+6}rll 4$ollot {4. e =" e+cg Hg E" 6I +^d+l5E d+ #g elq+q.
@ ++= E^dEE ?zll4 TlHlg trIfl6ll +qoF €I+. O t+Aq Eee e{ +^dgEq ^J+ tr+ql 9ltrl-.
@ ++= ECE€ H o + +^g trll E:J4 A'JCS zlutrl. @ *zlb +cgEE rl4 olq ++= trelql +qo} qL+.
@ ++E 6l€el *€. +qEgtsEE z|$zleE Fzlg @ .JZlg E^d^J +Fill +ql^J .$olz}4 olf gzflolc|.
+ eltr}. @ =" 4€s A$ql qq} EE uffieE + Cil +Fi.llol+.
rE"

lls EBS +5='J Sale|^tAr


www.eirsi co kr

o ET E4I 894 ilfl 46+

11-21 a= rE]l Eg ,tl-al7[, # lr]l ,tlgf l]tt7l'oltrl.. E-so{l ==lal' 1g.


a: rlH:g €E_e +^r-lB Bgg H6trE +zE+lEkl fl+. :q4 e
^Igg B_o tE6IaBt=
ql
er^l +^?]E +zq+.lB 6s oJl sal gx€ Htsd.al g+. tr++^J ail+
^tBE€
Eale "lgol += aol+.
,rl-H:3 $cqflg ql= zl-at €+.J Eolzl"J Hr+ aEql^l olBllg 4l* zlar
=: ol4. ^I"+* E€
c9b {z} ffiz1lq +xol4. ir}+^l Ec4g-e +71-= +t6l-= +
^}B}g =^Holq
zI4oilr-l"J "JZlB{l €+ 9l+.

124014-0201)

1 a, gg= trfg;1floe B+E rll1, A-cql Eolg 4tr:d EEtrJ= (H7l)0il41 glE c]|e z
=el
e. ltoa

He{
g5g
^[+17[,J, =el
EJ+_Lrtrl.. [-l:=g rflt
4a
<>:EE
0tue. rrlEl H[6]
I

ql
->'
(_-f,:^l.Al7lE gB

qt qt

Tlol olxl ool olxl


IJ tJ C'
-J =-i tlei

H7l
r. A: +7IE +€EE9 C+ Sg ++61+ E! {€i1l"Jz}?
L. B: Eilzl+ €E(A'r))g qlel a^J= ol+qoi 6l^b7l?
^ll+l
c. B: Eilzl-= E(E)E +Aql^l EI+g ilg6lzl "J.l"t 6l-=z[?
e. c: +71+ 7cfl501 *4 gEql eLqg + ilE+ trtd6llot 6l+7I?
^llE=

e -r, u @-,= @.,a


6)-r E =. @u,E,E

124014-o2oz)

2 tr1.- +E!,=d ,\1g ,\l.tplel gg0ll^.l ,J, Eoll cflall xllzl:s + ?l= HlEse 7El4tr:d "l??
=Ell
rlelEol 6l+el "J4
"e. e-Jqq E"Jg9g oll, olE +71+r oJr|. ol{ol H}E 4u}"1
9'Jol4. +7I= ^Js 4lE-q-s ^llg 6I+9 oJ4-e-E^'i, ++E ,xl$ zlzlz[: ol{o1 a1g
q+lel E"Jol 94, : +zig r oJ4ol +FE €s}e+ rlqq gs_6l.+r.
^J4B ++E
trI
E= er+ ++g 4Ad ol+B + 9lE+ q+ ql 91tr1.

O Aqlfll: Elu-r+ qg u|$ee. Ezlollot o-Jg rJ46Jtr+.


€) Aqlril: f,zlzlg ulzlzlg .JA4 d.€- _H_t}6lot tlg rJI+t}trt.
@ gqlrll: f,zl1lo1 azl4o e u}+lolot +trI= ag ,Jr++q.
@ gqlal: Bsltr-€ sg tzl€ 86il^l"J 7ls" 6l-4E dg t+ql+.
@ ar+ gqlril: +7I= r}*Eol gsql EIEI tE6Iq €^d.J 4ol4b dg ar+EI+.

13 +7[e] 117
^loJ
.A-S.
TO ET E8I

[24014-0203]

3 =Etl ^'lg ^l-tpl.a,


E9 gElo{l cfle} €Boe # ae?

t. ,J: oJrJol xt$ t4{l^j H.q+ +EE flqg +B6l+ +.J6J rlflg E_[.r[$ol z]C9
fl?.le+ eg t E= 6I+E qlE4q oJ=5-oft 4o14. 4^l "Joll 6J +g 6l+
^IB ^IH.
E qlEill= zla4 zI^lEE ?]49 qgrll ol-b 4,o14. olE E6ll^l"J ^}BEe dc
tr-4ql^J HqB + 9itr1.
g: oJtol E4E zl-fi€ Ezl6}l ++g BAI q= +.JoJ rl$g 41"+g E6t
^lEI ^lolel
q +F ^IEl= +t6iq 7IoJ6l+ 1o14. r +49 zJzl zlzl! al]&, + ^JB4
6l+e-l

^l+e|
zttlg .Jd6t!l 6J+6Ir.
^IEl
+Cg=ql '|]6tl q+ qldg frzlolzll 4q ^l
tr 11146}r B+Brll 1o14.
=
^8961-=

e Ag 4€ ^Jflqlb *r rEE 7l+ol S, o o + BC9zI ?+=+r E+.


@ ,Jg +7Iq qgg .Jzlol zI€ tr-EHql^l +El'J zl-+e+ =^116}zl
B+= trt}6]+ Lol4a 84.
@ gg 4lq+€- +€6l.rll olalalzl glEl^J flqg eB6l-zl "JoI"t oJ+r Eq.
^Lsl
@ ge ar+ gq +71-= +cflg 6JE= F6il ql9l4 o e "JEol{ ail +Fill4r g+.
€) a4 gg ztgzl_qtr E96I€ 4zt.1l oJ=sal fl?-lE eElg; gQl84.

124014-02041

4 EF- +8*d
=E|l ^19 ^l.tPtel
gEle.p # ,i"JE (E7l)oll^l ?l= E]l.e rE A=?
olxllzlzl _E= E^l-* 4l* F^JE q^i"ltrI. 9"Jxle| qqoJ^l+ ++61 qBflg.
q. qls=^lElE
g96l.rll trlls= +*96}rll #9$.ol FCg Hq S+. Bd rI4zI E+6IE^J
+^JoJ zltszle+ ]EE^Ig Egqq 914. ol E= r+Cql^i +zI= zlull zlliiol
ylxluH ^l"J ^IEl=
olqg
4l#g zi+l6l+ ag c'Jsl6il sg solF e eBg Edl zl=9 E.= a^J
E +qEel"t oJ+.

H7l
-r. E_E rlBol .JrJ+g #€- €-zl 9l6tl^J= +7171,'.|r{{o} aJc}.
.. *zl9 zJ+zl.J
^lt}
THoJg F6ll Hl+ 4il ExllE qleB + 914.

=. tztE rls 4&ol g^J6IE^l xlHll 4l;!E olqg trc6t= ftse ^J4*4.
=. h7* gsql rI4 Eul]Eot €FoJ S9 €zl +16ll^l= ^tzl i+E dqlollot +4.

O --,, . @r,c @.,e


@r,E,E @u,E,t

ua EBS +5=a Ealel


^td
www.ebsi.co.kr
€grl.6il€ 46+

[ 24014-0205 ]

5 (7})el ,J, e=, B Al.APl=eJ gA= (ul) e Edotl.rt :* rfl, A-E0l 6tl=.16h= IlSe z1g
=aJo
4tr=d 7iz?
,J 5il^l= B-4d=E 8g= 0laJ6H +El UE/.l 9{ets +E= dTlTloll 6l.l. oEt|
E: i1^1.= qq g=J 'J6l.Xl 6U EEoil= flIlLl Hl|?en EEollE=E6lXl E6l.1l 6}|
0t:Ll'tl'. r=Jll -d +0ll u-4d=01 Etr:4?l #E €E= 6tl0F eE[. =-
E:Eilxlel E+ +7lel ?dgq" l Cill9 +, grt 'Jtrl'. +r| g0l tli1loll^l EalEl
^loJ
(7t) E +4 gel EE= gxl Elts ailal _?= ?la3 E€49_e +7|= +d6lE A
0lr.lrl. 0lal-d e.l0l0ll^j +71= xt=E r 7Fo-d rlCel=rl|tr
#olrl-.
E:Exl39 -g= riJElq?l
-"J
?luel +r. =iE-ijloE
714= Eqg =4eolal-d
glrL xl.
E 8Et|oll^J E= ^1413 =e10il
EFt| rt|trJgol ElTl qlEoll gE4etr =43
"J861.=
xHti=^lZql
rl7lel^l.Cel
trllEg tr16E, 4xl^FJol :d+61'71
?JEafal ?l-Btolrl-.

tll
o
A ' 7ltrlot
lr. Ee-i
otxt
ud
B: g8
(Lt) a'
v.
=trJg
B{o}ot otxt'
d!-ii tid
D: il4 AE "J8
E: e, =UE
EE g8
=, ==

o e: "Jzlg gdql ui4 ztc9 +,.Jflol 9Fol *zI *Ezll9 "Jflol €4


@ e: +^JgEel Eqc q+"Jg 96ll +7I= zJ+4.J qgg 6llot ql+.
@ c: +7I= zltE olqg 77oli "Jt5ol 4lq+.g E6ll B^"i.J 1o14.
@ n: +7171$,8 zH"J9 #E+ +rt +Cge-s^JE Sol rJ qlC4ol4.
@ n: +7I flqg s4 +cgEE zlg4 FEql q+ cB"J q aqE+.

124014-0206)

6 tr!.=E +6Fd gge.e Ee ?iu= (E7l)oil^l ?l= E|lE a= 4??


=El| ^19 ^l.t}7lel

4zt} zl4lg dAlql olEd,-q-sr^l e+ oI+qlAlE ?t*trI. rEI +Cg ;7L+


ols.a1z1

tsqlal olEalt zruql qlq} fl?-lel t.E" €l flP-lE Bql qlql q+E}eer i e+ zltlzl t
+61+ 4€ -s+alzl gloJ q ,f,g e=+. +4= 4zI z|,tl9 dille+ s= bqg +F
=
e-l 4eE
"JEq 9H} 9zl9 4yJ+6lql +r. 4 ^dflg dille+ EzlE9 +Ee-e Boi
EOJtr}.

H7l
; .J"Jq 96il +.Jg eB+ ++qg zlu+
.. "J,J 9zlE olEg 'JxllqRlol f
$.zl"J t4 edg +lql +l"J€ +: 1i+.
E. 7HoJ9 ztff+ "JHI 9zl"ll tr14 +tdol R^d€ Ell Btlg + 9itrI.
=. 9lzJ3 zl-+9 sl+g 916ll t'-q ,Jql 41.+g
,*r "JHI 9zl9 g:+.
^lH]|=

C-,. @r,e @u,r


G.)-r E e @u,E,E
13. 149
=7tel^loJ
.r\s
TO gt E4

124014-0207)

7 rEtl
=g ^l+pr
il, trrtl
^1gf ^l+pt =E
g8o{r ctle} €Eoe # ae?
Eil^h= E€E 6loE 6l^l gr. ol Silxl'= /.lq 0lqql "Jr Cr| 8e.l=
=g6lXlEl.3= Bl+11
al4ll 6lp} Arqq'. E-d H-48=el =-=61^l
flE9 Eoll EHE] EEel
++o1|o[ EtLltl'. +71.=
6ll T? :1 Hti= i]|g +q r qrdlxl +ol 611 ole"lE 3o3E ?xEl= d.-tolq. qtEJ
0l Er'Lltrt r4olq - 6lQ= S0l S.
-dd E8==e =7Jg_e
BEl1e E .lTl ol+ol^l= Czl tr99 ++7l.=
r +lJol S,1l6l= AgUq'. E ABE EflExil7l'Elqo[ 6[7] q+=oJLlEl..

7l o
tl

e Ag Ezlzl^= uICEol "J$!\{ft)g d€B + 9lE+ e.Hg Hqot E}+r E+.


@ ** Eilzl^= gA+ H^l+Ee+ ++rlH(HESeEJg oltte-e. AL"t"t oJ+r E+.
@ gg E^l^l7l.J"Jg rtzl olq H+g 4+dg ql a'Jcg zl{r}l 84.
@ gg ar+ B?-l +7IE +^dflg +Fd €Bg +l.J 4+zloJ }eqg oiloF oJ4l E4
@ a4g9 +dge ++Li cilql +cg zlzlt_ dq6l]o} +qr g+.
=.z}g

lzaou-ozoa)

8 7l.8 Efl+el 'cgH'e Eq eq IlgE 4trEt a,JE e7D0il^1 fl=


^lgf ^l+ptoltrl. =ole

xlxl: d^JH, zl^++ qts tr-fl"J \nl?


d8'J: rJdg 7l-y8ol S.= t4olql. qE E"l H:49 +"Jg E r.ql
^I94.J ^lHH+
E a+, 9d zl-fftrll B"J f tlxl"J zfffirp "Jg + sull. qluFalE Lql= fl
zilEzl +"Jq z}el4oJ zlulle| ++q +.J + flE zltcE glzl qlE
^Jqlql 4oll
"J^'ll.
xl^l: rH HI%lzl6J Sg qE 4"J7lg?
dg-J: Ht*zltl sg o
t

H7l
r. a+4 zI+E ol{reE r$-1. $o1z}= A.J^ll.
L. E+eI ^J€ol olq4 lJolzlE a"J^ll.
E. =9614
qd€ ut*ee +FCg da4q €olztE a"J^ll.
^l"Jzl
=. 4"J9 zlEzl dqeE "Jt rJrJg Bzl ?*l ,g.olzl-E l"J,rll.
fD-r L @r,r @u, a
@ -r, E, a @u,E,E

150 EBS +bEaSats|


^l.8
www.ebsi.co.kr
E'Jnl d[€ 46+

[9-10] 'J, # EE]l ,\lg ,\ttfTlEoltrl'. E=oll ==16l'^19.

?J: zlzl zluJlzf z[+= d€61+ 6]Ltel aa"J i 9,lzl"J, d€6]71 +lEl^lE +*Cql +
qq +s614. ^l-fi€
zJzlzl zl,tlol ++ tr-+, E+ +
^I6IAq= ^l"JEg 4ee+ bqol ^l-*Eg
-n. :a-l-1. ++q lrl4
^ls +E %I4ee €..Ia i 9lzl"J xt^lol +qI +Fillel q^lql el"l
4 ztzl$ +q6lr ol6ll6}q zldol r q^Iel gdq 7lq6ilot 6Jtr|= E'J4 e-l+Ag 9zll9l
ot,t}tri.
e='. zlzl qdee 6l= 4+4 qrxl6l-= i"J. + acq= 4ol oI
q4 ^lE}l= ^Ffi+ ^1419 +oJol
^^e ee6lr +sE ddo}rz} ali luJ-o11^l HIE€tr}. rq+ zlzl zlallzl. zls." olzl
+16ll^l= ,H.JE €#= q+?-14 ^lolql Ezilqr r}9zl da+ zI"tE ^I?-l= E}]4l6l7l
E. t4. trl-zl^l =^I4 9"19
dC+ {++ 4.Je-l g$ql ol= 54t A/d6tzl ?*E ^J4ol4.

[ 24014-0209]

I il,
=9
g8o[ ctl-d€Boe # ag?
o ,Jg *E" d €€g gloll ;tzk
€ql flqg zlulo| aql 84.
@ ag Hg zluHE Eql^l "JzlE zl*zl Btlg + 9l+r E+.
@ # rH.JE olqr+ +tel ol9ol drs EzIEE ga14l 84.
@ ge arl gE-l +zli rl]tE zl-+ E+g glql 99-6}4-r.84.
o a4 gg zJdol pzll* ^J.4zl. Tla6J z]=+E tr.el4r.8r+.

124Afi-0210)

10 +- +sd g=toil^i ,J Eol EH6l r{t7te + ?l= HtEte.E 4e:d au=


(E7l)o{l^1 ?Its EflE^ig
r.=^l-aptE
=Elt
Ag?

+7t9 4l+4 C4g sE ;tzt9 "JHl4 C4ol4. +71+ 9rlzl " + rEExtel "Jq jtrE
€ 4qlol 4}a+serl ^Iqql 4l+4 +Eol cBqH^J g^J6}qq. ^I4
i+zilel
CBe al#zl Bgg zl4s+a}*.4. {zlrJ LEzl€E oJq tcf,$ =61
4.t61-= {xllzl zlull
4l+4 +rI Aq B^I^l€g $d6l "Jil6J+.

. u7l .
1-l

-. +71714f zlul:=:9 ol9"J9 gl6-J 7l+ol4= dg rJ46J+.


,Jqlzll:
,-. 9"llzll: 4zI9 4+4 zll"J o e EBF EallE 6llits + gl+= dg ,J!].6J+.
=. €9lzll: 4zl4 EzJdol ++
..+zI9 zl-.ftE _HtL?'I^l *++= dg rJr+e}+
=. ,J4 9.llzll: +7r flqol z|]oJ9 zl+= aql6J + gl+i ag tr+6J+.

C-r L @-r,c @u,e


@ -r, E. e @u,E,E

13 +7fet^tu 151
14 trJ++qelrt*+q
. Q oJTTel
1. trJ++elel rFdE[ rtf, uTTel
=Ell
(1) trJTTEE 71fl4 fl=l

e EI++E9 9ol
.
"J++91(democracy): :4 r'olE 'qloJ'g E6I= 'demos'$ 'E! '= F6l+ 'kratos'7t B
ad *q
. oJ"Jol flqg zlzla_ ^.^.-e. flqg 4^16l-= ail ^JlE,
E= rqq} cil= zlaloli,r.|
tl-q E'oJrJ +flq fl4'E HI%Io_e +
@ E1++el9 rhl4 zlfl
.
"J?f E9 zlfl* rq rEl^9 "IqlHl"ll^l *g + ilg
O ecl
. coJ B€ ^loJo
e +CE "Jqq^l i9.r1oJt-o- trE.a46l+ zld "J+ 4171^l4q
o_l o
Irfl:a1r9 E"^l+7t0ll 9l A E
flE
^lu =a.
oElLllo{^l
^l
.Hgq Hl]dflg trEL6J'il+Bq +4g +e +g bqql Elf+ ^l"Jqlrll "J4 B="* ail
E "J+ E^l7l t-dEl= Bl.ts
0l El*S. oJeloll^J +qE -u-+61f,g'
TtTl dE Hxt=ol +7|.6P
^loJtsS . olqlLllel z|$-es c.J ts^d"Jg ,'.lul_o e +c6}q q^d4 t ql, el+.Jel czl BqE xll
xlit{E-e. x--t=lxl 7ix1=lG o
slat*.zlql 9-EB B€4 €# zllle-E 6l+ EI++Ee+ zlolTl- 9lg
ct-i==
=ovlao

@ "J++E9 zlE flzl


.-5tE
^l"JE t.E"d+q
fl.J4TlqE flzl -4ol, cE, ^tq4.czllzl zl+1, oJ+, +
j/ Eql E6J 4lqlg Bzl ?*r Ailql +qg + 9l= zl4zl +qA
. flq +cr+ d4q ql+ Fxll gz_l - +a47l4sxl€ c€6}r, 4+e+ +Elel
^1"J9
ggql 4"Jg +g + 9lg
rlE 4lal=eilaE +s,tt
=iala
@
1. oJ++g= ( )oll7l +alg 8ii(&€$= oli LEIE9 r.llE= -E.uEl riol olHLlrt. +al= Hg EHJ6lTlHt[ '-Jollxl Enzl
3q= 7[xlr,'..re EH 7l Ela flAqq. a+^PloLlal q+rg ole+= ?16}| LEPI EilElTloll +al 8i11E U+8014 +E
g 8^161.= gil rllE g' LlEl. EBE 6}|eg q= H g0ll oJ?.!01 oJE:stLltrt rHLl +9. 8El +lg0ll= 7ll
rBl-d gil= rlBt6l'= ^lU= ^l'019 ^1+1?l
oJE Ejgdol +c^Eq, +Eol olLlal 7flE48 Egol asilLlrt 0lc7[xlE +7t 7tH0]a]=
= =alEt
^l+l0ltrl. 4zollE E?6|z s,,tE 9l6tl # g= g Balol ?ltrtE TILJ qEq A^l0ll^1 Ht|ril!= gE flGLltrl.
z.( )el 7tE fl4oil=
-FTlqqA "tseEql:|^ d8^t'-
e= aq
Tlelel-:d
ts'Etrt^lEel fl.1, A+
EBoll Ell-d
qlel=ql^b otrllull ulffiqq gdql *Ag t {ilzlol+. gs+ql^^ ddql^l d^}
"d4 ?Itrt.
^l,Je-l =
f, olrtlll Hrlf$ +E6I7l +l6J rq g€ql= IQI :r-1:- ulffis-lel zl$ ol$ol g +El+
=rllflrlol
3. 4al=Ell49 *s..tl'0il= gl4. := trJ++gE +Ag r-E olqlLll llulgol ail +Fi{ egq +qB + gl4: dql
s= orflLjl^loJol( oJHqtr El]EIe+ tr.Eg zJaa}fl4.
*qtl, "J+4 9rI EC91 oltrE
)
,rJ
8goil eqg + ^l"JE ^Iolel
=Ei{
?ltrt= ETTEE olSol
B7{ 9,1trt.

(2) gd
TIS OJTTEE
El
x{

C^lirl 4lE^ItlE E9: €4 el{ ^lqlE q"J4.J Azl a^Je+B*lE"d^IEl +a= 7|]q
OE =EH
r. ?.!E
2. P]TfE ap z|$e] €EE 7V.1= _E_aE+_e-Erl q_lz} €Ba}rzl- 6l+ +q zffi uJaT
3.8i1 =gCg
9 +Bql ^ru4
Eq]7L E

152 EBS +ts=a Satet^td


www.ebsi.co.kr

@ s=9 ^lq 4E^Itr-


. .Jzlg
xI€ ^Jqlql^i zI€H9 zJufl olzH Hlr4 Bq+4l solz}+ +€+^Id x}l$*ol o Eset +ael rtE SEll

s.zl ultE.il z}]tg ^8H4 z|.+, xll4}€ tr+oJ + gl= fl4zl-qd4r qld6}al trtlq tr3: dEh= ulr4 E
trlE^lEJ
^lE qd6l H8
zl *,*
- zlloJ* z\,tl9 flfl. tret$zl +16il 4lEg "I"l lzl€ "JErll E
. azlzl zll q6Jg zll4s 6lzl *g a+ +"Jg 46}ag fl^IoJ + 9l€.
^tE30l
E^lLr= 8Elitr E +a=
E 8Ell7l 1[ffir E5-sf
^1.
a
Efl*oq
. Hzl+E, flq eB("JHfl4 dqflE eB)g +4-e+ ^t+ ^ticelESe-"
EJE gEHTlqflqr E
rIE EA{A e?E aP+
^lq ^18
8Efl0il^1
'JE6l.= q|E,
-sE 7td El?.!E SIHJ g9l= ilgg flEtol E+440lr EElg
^tfl = ^FJol
6t1l B^l.Ee.Er{ 871= qlEetr ?.!6}l^tB=g 8+el qBE golel.= dEges."Jztq 7171^1ae
:*=61.= ?tol gAE rfl gg+=
rll^tel H=E F-l1ttrt. gg+7t:Eollzll gZTl dq({=t)oll H-tat|^1
qFFPlLf EAEI + ?1= rlTE E+g qd6l oJtrJoll4l ?ltt. - P=. "EilE" -
srE zlg ^JEHql^J
oJzlg 4t z}€flg 4Lt4r. E*e q 4.J9 zI
^JB.
zl-.ft, zll,$ql
€flq 6il.= 716ll^l= "J g4= zlgBg
=+6110}
*+r -H9t+. r= zt€flg tr+ ?Id6l.rll
B**zl +16il+cgEol ^tsl 4lq+E ille€:e-sx) lzlzl +cgqr Jr9ltr, +7171+"Jq
^88,
zFS, 4,tlg tr o6fzl Xg a+ +"Jg 46}flg q^Ig f il41+1I6IH4.

@ +^9 ^Isl^hl 4lE


.zlE tr-qlql^J .Jzlg zfffir. €F6lq €Eleg #g +4zl"J rlsl ^Jqls #4 zlHrJ
rlf,- xfl1lq B^Jr+ el4l B€E$ ql+E Eq6J ^Jqql zl6lrll E - qq +
^Iq llEg
zl€- ffir
^l"Jzl
zI-+= gg + 9tg
O +AE EII
"JHflg zlH +Fill 'Hq^l qlag zI€ t}49 z}+ql ^J*61-= ^l
"JHJ
. s-s-Ezl +tlzlolr olq=
4 7floJel
q e+^l=89 ^l-4 olqBJ=
^e6t
EI4 4+= zlq4l E ^l
-Bt6l= HE4 E^l
. *zlE +Fdg ++6I=
"JtI 9zlE'r|4.r 6Iq, +fl$ gS6l +"Jqlril 9lg
@ zl+ "Jffielel Bd
.
"J#9= z}-,q+ele.l- aq+6}q zl+ HI++EE Bd6J (
. =ql
t. )e-lts 8Efloll
"J: qs4ol zLi;E zli"J9 3lEil+ trt}ol+ 4+€ A+= +g c+e ^tE
?lrJg gB, rl8,
e I=49 ^PJ-7I_tr
rlEl4 +7l7l rH"Jg Fxllts + ?l= A+E 946lrll +€q+ ^1
oil EllE!
L e?teq ElEel
^lltl
rtEts= Elruq
. €q ^lqql^l= z|g u17799 olfg d€6t71 +16ll zl+= f,H^Jel zl$ fl4s fd ^iEd
oll Ell€t 7t6ll^1= ?I Etrl
6Ir. gl_e_q +qe+ A+g 7t4I. : ^tEE=
G+6llo| Eltrt
^l"JE a Eit4.
2.+ )01
=,\Lill( 35i{l
a flHflE Lil

0il^1 ^lU 8qE


ErJS xlE rt
+oll 836h= r[+
E rlLlll EE+r^lEl4
H?ttrt
2. tsE]| U#epl U+ loJel rll1 g.( )'JT+el=eu
0ll elEt rFillltr|E ElilT|
u++slsl tH4
(1) ElEll
E rlH[a]= d4ol eil oJ
=8
o "gElE E]+?9 ++e.l0ltrt.
.
"J#E= "J"Jql E+ zlts}]7} o[,-]4 AzlT]el xlulle+r. +C4q, qgg 4^l7l
^l"JE x{E}
6H
c=61+ 4.oe. zll*€: 1. ea
=
.+41: 4zl Exllgl 'llEl a.44 z4.J 94g z)zlzl qEJ+q c=g $zl zluzlzl 2. +axt
^ltrJol 3. g4E
,+Al?++E Etlg qlH6l"=zl yl9alzl qelg

14 oJ++elel 153
^tE+e-l
oJ
T Tslet
^tE+ql

xlE Eel^ a4qq gelE u++E


trJTTEaJ ?lUE E= g= tll dBEl SrlE,tJ, -E= E^llfl Eil:d eEA= 7il?l3lld +q6h= g
E6ll 8il4 e8q EsE= rllE4 €l-^l0lr|. ...(g)... =8
'EE'r+'rlHt|'alts EqE EEEI Eol
^+=
7t +qola ,JolL oJ++E= oJtrJol glilB rlut|olE A.= elol6[^l ?Jeq EEt e]olg ttr fr,r[. E!++

tr|. - 64lEl. "xts4E. u++q" -


^[El+el,
+qlq= {++9E g4ez} c}]AE +{g Erz} z}+E4l AC6}= atlEzl +{e tr!t+.
tr+4^l azl= .JEtrql4l "J4oF 6Iq qgg xlrzl$ de6l-= +szlE qEl"ll .Jc
^1"J9
oIoF e}4l +al6}9tr[. 9H]4se gqEts+ HIE]r]zioJ €ag zlz144 +Eql uB]
^lEle
^l= a6}ol 9l4l
]rzl ullgo14.

@ +q E]++el
. ++E rl"Jol 9^t ac 4aql z|${eB +q6F= €EIel "J#9 @ z}E flgq, t
O6|Elot49 EEE I aq "t aEq +q, ^l"J +41 ++5014 +"J e^I A+, BA af, zllzl 5
'Jqsa
^loJ .
^loJ
4izl +FillE E^I ae r+aql +q6J 7lq= +q6lq zFg^d4 4"JcE H+l=
E^il4o-e ZE-dE^Iq710fl a4lql4l qqEl
86ll^10t e. -dH= EBol ^l"J
^1 g4loil . q}4l: +q+ rl"Jol olzl4 EIE= -H_olE dillE 4zlzl eil+g + glg
6l= o l+ol^1
^l"J
=7l6tcl
0F -d rl+el Etrqn+ Sela @ dE "J++E
ollE ts elEoil^l u|+q4E . ol6ll+4lE zl-tl 6J4l +q6l+ *4 cEE g+.J
"-Hse oFolrlot g. AloJ ^Js += ^1"J4 dEzI "l +zlzlTl
E=6€ e!il xtCE 4^4 44 4Cg F6il +*Cg ++61-= C4g "J€q E + 9lg
891oll rflPl g4^FJe 4"J . c4 ea 4cq! r$ol gcslqq zlElEl + ilg
=I+= ^l"J= ^IolE #4zI
^l0IEf . t4l: del rlcql^J E! z.lu3ol t++ TlEl= P{Ezl *61-2l+,L}?-14 9^l.4F bqol

aqqq il= a+ cE erl"il EzllTl da + fl*


@
1.( )oJ++E: trl'+
E E^t 3E 4E
^loJol
0ll^1'J4oe dq615 E
Ellel .J++E= "JEltrt.
CE 'J++el= q= rt{t
2.
ol6llgXlE 7td ^Je
(2) u+
d ^luE
^l?lrldq
E7t "i 841^t7l.Et4 O "J+ rl"J o e,rJ gs+ z|.r.ll: Eq4 4-&Cr+ 4"JCg ulr]e-e. Cilql 4+4s_E +qql
61.= ( )e=/= gEEl otIE6I
48= 86fl g
E.q
dg =E
+?61= 8143 UE @ + el Ee€:: oJcg
^lEl ^lEJ
E++e-l ** zlfreg rJot, oJcql q*+= B4 c4ql
olg+?lqzEq. +€,61-zl ?+g + 9lg
3. ( )e-l= AloJ Eq€
@ E^E E+€:
e a41e gelgoil ^l',J
q 6J6Hx1ot 51q. =16t
flFllg . Hol{ A+el 44ql Heg 7l4$_ *4 o e $dlzl*, ++zlolr ul*44o14
"JC4ol
E'gdE 4trEi a 6Izl"J Bql HI6l-= 4il4 B+l"J
H9l ?1ofl4
==61=
A+el+Ee
E B6ll^10i:ztqr E?ttrt. . *4"J CE+ql Boil4ot 6lq, 4l4lE 6JHC$ zl€+ Hfl .Jql^l al
=46Iqol.7"l4o; =+6|=
r{c}
+el ++s-s $!-5to1 R
6E
@ olulu|4E E++
1. trtq
^l"J
, :1Xl
a. O- /\lol
Oi . *H4.J +4ol+E CBCS *+d.= zl=.J f,H gzlql q*B ull gg6:o1 TI+-EL
te/\
^l"J
. Cr}6tzl *e +Cg +CB EIz]"+ zl-bCol{ C+{ Cil EE+= +d6l-= g+zl e
^g
1* EBS +==a Eatet
^td
www.ebsi.co.kr

9x15o1
1. tr1E-;Esl+H4 7lq
(r) xtE+EE +84 =erl
o z|++99 9ol: =8
rlfr zl],tlzllE ulrfeE ,l]gle-l ol& i+e}
^ltql^lE
z[$-eg ax]l g
# s-1419 zI+
^lt} {xll
i-llzll

@ z}ts+E,="+E Ella
^l-t}4
II8+E THglel 3al= e^EE 3r{4 gqq|^1E 8t+ rs 5 a^11 gEe]
=
a.!o=
tlxlal^l?et
7{o
/\=!t-
o-L6l ^|-3e8 ^l+
.
"JoJ3 4g= cg lBo+ Er 4g4 d=oll [l= +4= EE4 .6r4o-e
seefl+flelE xlEl'dt61
oo- o
^lEe]
. AA 6d= a66E -Bfal4 018 +?E 386|G dC9 HlEJol E
=8. ^lE+el

@ zl.59 dzfl 4Ar+ +H4


.4
=A 'H0l^l ?J= +'0lal=
3^ll4
7t|?.!e.l
^l=d=
Ed6l7l gjdt| elg \tE
Balel q-g= AI6IE^1 ?:lg rJd=
^lLH:Lf
4lt}l-Lf ut|xil6f4E ^18 Ull^l"d "!
O.e.o61?J=+
zd4 xliH
o-
^l3BJg+94
rlE+e.| . 0lq= IIPEZI ++61= +EE
dille] += 6T16l'= Eldel 'JgA 7HE0l Lll ?ltl e) 714=AE ^18
rnlrts
^E61ts
6tr 71ts.
^[el
ll.E. ^l'Uel
'Eol^l ?J= +'el \tE0l
. rll-E /.|||7f:oflcj .rs;,\ ^t
q(7fl?lel olq)4 sq(^tel
. 3^1lql^1 '-E.0l^l
?J: +'01 IILHe TEdl^l -g0lEt4?l ut|EolLl-88-Lr 4 Eille.l 0lqE px;,t 1z3o e
^18
EH[= 0l+^l E6t= ^l"fl
€4e1,= E^ll7lEdt6l-rl-01= Eg6t7l 916H 6+714=E /,tl E,\'l7t
^lg#-Bt
=oe 4,!otelrlr 55aE ^lSE ^|.g,\aJzl
ol=qr E*E
+8 xrSE . Egrl !g EielErll= 61146171 9l6t| 8+7ltlg:d 8^l H Trl|= E"-t| 4=4qe ^El=
T|1g6llot:dq-r
oll ^18
. t|]E /.f87l: zll?l^ =
.
^Eloll
Ltl-d 8+9 7Hg0l E+9 7lttl6-loll trl= HlagdolLl 8+e.l +trfl= *el6|G E
r. ( )e/= 4g= rlel
E4?l EB||E 8+ dqal= E^ll7l LlEtLf^f 0l0ll LH-LI uJdq ffiOE aBoe Ejl Elg4 dg
^lg
rfl= E+tr ^l6H6fts
3^llel EEd= e^6|q #e =rl oil trtE +49 E
Crlffiel .8+el ^18
7tlgoll EJLl.l6l.q 8? t lE
+46lr iHoJg e^l[= qqg a= H4 .=a408
^tEel
€'Jel
o-r.61
.[l Ei
^18 ^l8el^l8 g+ ?lq,rsagtq.
. rE4 g8=*.J tt^l ,
€trt|el eP +ArEol + 9lg 2. rd4 xlE+Ee' r}|sol
^l'E+9011^l
. rllE ,\l87f: 610loll= ^18 ^aHE
^Elats edE
= '( )'el
EtE flate ^lg
EgE 3zs6tE^l
EflEt+7telildofl ^180il
U46l

I +e Eal^ ,\olaE !,d51 rE+E


3.
Htr}.
a[olo[=e E11EEIts ( )

g + ?l= zi3 ee+ +?.!, 948 +?.l, gE +?!E e/= 8+ d4=


+el7l tril801 olLlal rlTl xl+lE 0l r EgdE ==6t
qe6t
^l^1.= ^tHld
Eoll rll-d r=E
sd rllEoltrt +al= rEE Hjollcol 0l.Ll4 0l7ldoll EA6[q, rtrllll ?al rl.NE 71 ^l8E
91611 8+ 7l+e.l +4.
gsTtofLl+r=el ole.lugolot7lEEL -^BlA"++="-
rJE EE+961fiq..
^lE

^olats zh+%I"J+Eg "Jalqlrl frz}9 +E +tl6l-= 4dE "JHe zl]oJ"l zl.tlg ola]g
x{Bl
OE
l. ?Jg
zFfi+al ++6IE+'ll'+lq += Ell glqa B*eq, +zl-9 qtse +,Jn+ il?}, +* E+
^I . Z H.olxl?J=+
E E 3l4tE gqql +oJqqo}'*qr +t619trI. i 3. !xf++E

r4. oJTT.elel 155


^fE+ql
oJTTolet xtE+ql

r}E EAIA #E rlE+Esl tlrlffiel


. trll++ saEol Ha BEoil 7h= i|lg qBoil 4..h1?o|E Ea EJA= rlEzl^lE/.Pl &rll
^ElE
O EoJrt5el 7lE trJg + 6lq=: xlqlE trt^l Elltlll EltrtE dgg Aolq. s.e! r qA Elt
EOllEltPl LIq^l 88d= 0ll E6l{
^t7E=e
dE a=rl xlEs. sxl aolq. ^Eltr
- ilt?lA "rE oFt, E[4lE gu otE" -
8d6l'"r +7| 4 . ^lgE
rfftTol.- rfl7HE e+ g4[l HJg =olLJ
zE] EEEolal.= olffsoJ olLla] q ffl|ts fl4E 3{E0l
+ll LHU|=tr. =e
d^+. Ee ?+ E =
;rq xl94?l ld golE ?alE B9{fl1 58E + ?l= *g-d gEol7l qlEoil eE +EE}
++61= EiafEf rl.E+el
^1e _ 6loloil= .rqg e'_
= UHoe il+etrL
o TliltE E8
Tl.ilel +^1Li ?lil7[ 7l+tr ,.ll.J^= ="*ol4 dEr+ ag E4l7l zlg9 FzI RAq +ElEg au1 4rlESq g^8++
El= a. E44 8C^1 Tlil -tr H . a+tl4"J"J +* A4g €ilts TIEE +zI Eqdd"il^l HlEg EzllE Sglqr
Hrf E+4 EE4 7l^l=
g^JPq 0l0lld46l.= ?t
+"Jol 7lB4?l dzil +,Hqg gal ?*E+ +E +e-E ++g + fl+r +1}ol.fl4. ,*€ 6I
olqla= 4zlzl ?zll 4199 E6ll z]|oJalfl dill+fls .J6}|l g Aol4r _H_-r. zh+ a
^14-"ll
Os=EJ=+q ^J"l al4et Eg4-e-e. zlEoJ + 9lrll 6h= ag +714 9Elol4l -H-gttrI.
E= 7El46il ae-e q71
dat6lts (z) xl.Sclq Eal4 7lq
=oll
rllE. ^tr"J^lolLl
. rfggol= 3al EE=
7t|?.lel Srjl ill^ll_"^1 7t|?.!E Srll gSel
oE !*ull THoJe.lrtPel 4f;3= +a6E^lfiet
aCEF =^16l-= ^l?et
$EolLl +E]l ttl$l= C^lH flal=d . ^14
7||?13 4g= dq6|.r 4|qtr 9{= + flqq, 8^t g5r+ 4u1 =+s,
6Blldl: g. EE= 8E g Edtl ^ff;Ell
EP + ?l= 3al= ^|'3e8
ol L59 &EoJoflE=E+dl =4== ^lf;Ell ol+q^lq
^1Eg ^lH
. -"= 714= +1= gnloJ= Sltola AHlg a?l^l= 7t|
I slril9
eq= +l6l.Xl EIE 7ll?lelxl3€31 oJol ^l80ll^l ^lf;Efll
trFJolr dqgf
ilol^{ -=.rl
e= l^laJ o-to o lJ . tl BP^l$4-e.e
0lq= E7l ?l6H e86l= rl80ll^1 THoJe.l 8eld0l "JplE
^j =Il4E
qZ^l e6l4 UB^HE= +Btl ^iE
el rll8ol Eqq
. 38= E€l6|G 3r1lel aEd= tsgo.Eul 4^1Vl gd6t
^tE+elill e{E aE8 ^l8oll^19
zt E ^l+ ^l+4-e.E
IlI= HItrJB xllr . rl Lr8 0lEE Ee4r 3^ll gEolla -d= rf-Bre.eu 8^ld0l -BF8E
^PJ=o1

2. x1g+elofl E|IEI HIEEI El|?J=


@ (r) x15EE Et4lel HIE
t. ( ).9._/= THoJE rlg -T . sE 7ltrlLl4= EHlloil^] EEEoI *aIE: THoJ qill4 trC4 5ee-l itol7l?l
flqqr6= 6/.l6t= | '.!oil=
e+
efl i1llttr^ 711?.!9 e^{
I r rqe.l EEoll q+ Sdd9
ql el6H 4=^l0l7l
'J +uJoll f,.=. !E-zr lajq"= +-g611l +el 8+
gEe] rt8et 4#E
u+ 4il I eg gE4 a EHHT|ol+ol^l7lE -g
| =+
.q= Ge
or+ a^lrtggdt: ap -dgolLla^jl4 EJflt dtrIElE
E !156[r. ^t4 ^E^elg
I qrt?51olEIGl E:sloll qqtol BTla---rE-iil +dg ,Jel cElTlq-qE
^t.
=T]-dtrt.
z. ( )xtE+sl= ^la gcrl fl?-EIEE -E1=61r. +?dl4= Ec
| 3rll4 olq 8=0lal= =tr011 Eat-g e"
.
d+-el LtDlrt 8gd3 g
=oil
d-d Elq-d r[SSP.le ot gxlolExol I
t--
ga6tzil Ell ttrJ^lE+el4 E57t o-!E6l,xl E
.=
I =tr4 7l^l= ^lLl^lll 6^lg 3+ Etrol Etr4 )l^l7l El_r. ?.!rJ =Ed 'Jg 8c4
= =LioTi
zrtrt.

3. x[!59- oJr.lol ,JEol I 7l^l= +3c.e Eafdlts zl^l Es -ddE gXl #"J5+e]e] EC 6uHe 0lclE
ElGl

u EEol ?lrJetr+El l.o E€ +qaldlTl 9l-sf rlE-sf t54


auf g"JiJ 501 ?lAq rl=E gtr1lel
0loll nl-=
=J6[o{ ?.!rJg Ilull"-tll =
Ei ?lr.tol 'J=ol d Etrol ?l,Je-p+Ej grJ= El: ?la
)88=8461' ?],J AE ^l7la_ Eall6lzl
EArg E ==J6lq ^lHH6Pll ^el
=(
7lE Eltrl. . 8==
"JzJeq 6s6lzl q)E "JrJ= A|EE UE= )l4lLl ++E^18 +lE6l'= Ed
0| LErbt
eB- (z)xtE+Eoil ElFd Eilel4
1. x15e1
^l.E
z dtrJ @ ulg = z-el
3. ?l2J Ael ^IEl+el ^hl
. trtea^= SA^e+ +41 gs6J'*tlB Ct'g E6ll *t}+E eBg +tlq}
156 EBS +E=rJ Satet^td
www.ebsi.co.kr

.'zlEzl.e| rEEZI al+ FC - zI+1+9 B4 - sEql4?-lot +4l - 4l# S= +i


^IolE
& ^Islel g€4 E4'= +tlEI
. z|-H +E ]Et+ zlBz}ql el5ll ,J4lq-7 tr.trz}r} ^8tfl ^J+g ]EEzlqlal +l
^Iqql^l
49zl ?+g - rLEo zl* ]t5. r+Aq \ frtllzl g + s.zl ullE.ll u5z1z1 Lt€ E6l] zI
CE Eeg €€6t71 qB+r +'zJ-6J
. xlEz}g .J6ll Hl+ 4zle+ zt$ fltllz} cslg+.l H;r d& +*g
^J& ++ ^r++E
*++4q {xlllee €E+ 4lB H= a"& ^t4E d€E+ ag ++E}
. qlH +EE 4z.lot eBg ol3 €.FE 7l* ^l-t}4 ullcol H
^d€|._os ^IEI+E =
xlE Eai^ EIE=AE .t[El+E

0l Ell0ll^'l0HE=ellElal0L qE= Eo}|^'il Hle^ 8gr-I gil6ltstll, 0l= 7ll?l0l


i{14 7l|?.lo-tr gE6lE a"} 83:dt[. raE -r.ql^Jot !tr&l=tr4 =
^toldde rloldEoe
d$Elr. E="J 7l|Effll
Ep15fll4 8ttajE E+st Et7il l*l
^8ts =g=
a:dcl.- ofE-=.A.geA '=g olqEE7l" -
ule=^i t+el q^l€ 4lB F^8el q^ts €H6lr 4l# Fcg 86il trl-g t4lE ,r.[E]-tr 'J
qrJ+a +a-619+. ule=-:.ql el6IE xI++E: zf$z($e.+"De+ L5.^l(gE4l44"D
,rlslz} ge4
^Isl.J *tI
4lB F4ee B49r e=ql4?]o} ErilE 44 AIA $.=
^IolE
o e E4olzl gtr|.

@ "J+
^Isl+el
. 1951H '^lgl+el "JElrll4H'g a^d6}I 'E*t+e E dfl'g E6ll o^td+el ?!El4^1E
^l+ ^Iql+elzl€ol i951E oJ+ lEl+9= tr'.161
"J+ ^}q+Eel Etlg csEl 4+ 8.Jpl sq oJ= E
. ad^] qEEg ulgalr. zt+-tr-g Esl gE +cE d4l4
^IEI+EE +rl4 +q
=
ll a4oq DJ+Ail*= E
^tEl
,Hqg EEI "J+4 oJflesl oltr-g ++6J 4* rtz* 6tl A€6lr l.-g
^Isl+E ^[A+E=
. a"s4lE u}6re_E 6Iq, t-E .+€|.E .erllB .+4 +E €iE +s6J ++E ,r.[z] r*E
olz-16'L
r._: o Er
@
.
^Iq -H_eL xllEel qqlE +t}6lq ^l+ +zl ztP+q gdql olulzlgr 1. D[a=rael= rlE7tg[
rIE EAIA l.E^l 4l= F8
u+ E4l=
^tolel
rl'E+e.l7t=
^lEl+el 4El-z (
^lLl
)=^ll= I
"JE4oJ aol olLlrL rae s= dBxl6iLt6tLte.l
a-d= Eee Elq. dill+E4 I 8tl
^l.el+elE =de ^talTtEall-dqr
'JEl} gal ^IEITE= =ElEe 6lqE qE4?.! qgoil slEXl 6lxl ol'Llg g'J olLlat Uqe ="J=
H9ItrI.

E E^16lr-E' H4e EIq fi,01= dEg# fi,cta 84eltrl.. ar EEilE BJTTEolrt z.( )P/i o1=="'4
^]tr|+E= el= HlE6[r e]El gE
-']rPtf.+eE ETl4 7Hq=
^i9|'-
=dE
86fl
^leldE6tr
"J+ ^Iq+g= 'urj3+_e E dfl'g E61l ol^Jg
"J++94{ +*g Ed A€ ^tA+E=
g ag ^Iq+99 ^l6t
trt.

cs6}fltrI. ol= #d4.J +q eBg ++{} u}E=:-fEe+ Bel gsl "J++EE "J 3. U+ ( )
^tEt+E=
+4 eile| *Bq Eql dd4 o e ^IslE ,I]q6IeJ= 4o1fl4. =/=
H1tsee 6tEl, tsg
+Ag'anl1g I
=a
g 5el 6eEI +Ee.l
@ z|5e19 Edg +lql .=q 4 a9= ?1861'Htrt. ^l'
. +gcg ++6lr .JzlE #4ol trtlqb ^Iq.= €€ollot i]
"JzlE 7l^le+ I{E}

"JCql q*+zl ?+= arll q9l= oilo} e|


OE
. *Cql ACg E6ll
i 1. s5€{Etalot
. jl= +"Jol dgr+ HI.*, zllolle+ eH FeE+El H 6Eg + glE+ ?ld"Jg 'Jsl : z trJ+ tE+e]
^IEl i 3.9*r{
6I= F a4l4 E€5se .J+ +41€€ 4aElB + ?l= Az44 zllE= {rla11op gt

14. oJffislcl 157


^lE+sl
zfS 7IE E4I
TC)

124014-02111 124014-023)

01 +- +sd ^tEl^l'tPlE gEeE 7El4trEt 4?? 03 +-+yd^tgl^ttPl'E uaee Etrotrl Be ae?

4*zl
=+61+
A+ql= tzll4 oJHPzi 4lrel flflol "J++elE'+oJ'$'Eil'4= t{z} *E EE,tl 9"1
+. ellLFslE 4= ^IBg ^J'iltr H+g "JE: zlzl 4E 7i +9,ola zJql *"Jol €zlle Eil++= 49 9rlo}
rllEol4. "JH+ xlr $r. E E"lel +E S+. "Jffig= +"Jol zt4lE
^l-$tr+ +gql 4,ol B$alzl = ^IEl
el E= ++E ",{ +cg# xll{ap.
9l6ll^J BEg :. g E^lB
^t*i$ Sol€ol4+ 4+e zlol$ +=trt=
e$$ +4161+ +zlg ^ll{6iq, :4ol +lHlq= 49 9,lB +ol+.
=e-l
A+ d68flg +q6L= fl?]= zlzl;. 914.
e ^l"Jg g?-lEHtr| Hl{}44"J +5.ql m}zl= aq.l 91tr}.
e ^l"Jg rEol 9l"J* {q}g +lH}* czlflqq z16}g. @ cil zlEzl€i d=61+ +szlE q6JtrJg 6l]ot
^l"Jg
+ frtr}. ++.
rJE *Eql qql f99
@ C++ €E"6E +B4oJ
^l*E tlE €)
^l"JE
zldzJ.J Czl +qE trtr"6l-= 4ol "Jf
CB€+. -H-z]
L E
olrf
I I.

C++ rl"Jol zlg$E dBAg ETl6Izl ?+r.E +d trJffiE !l4l"ll^J


^l"Jg +78 Eilg A+E ^.4.e
@ @
B+ ei+. dqB + 91trI.
@ c++ rl"Jg zll& -H.EE gl4 flqg 494 e_e agr.t @ Clflqg q56}7l 9Ei A^JE zlq= E+q4l +€
B + 91trf. 6|rll +q4ot'J4.
@
^lElel
4++ ailflqg BBol olq4 d+g F6ll d
€g + el4.

l24ot4-02141

[24014-0212] 04 .e= +sd r.Efl ^l+l7t'E Eep.E 4g:et atrJE


02 q^=E +rd BBee Ee:d aEJE (e7 D (HTDoll/.l ?,t= EilE r= Ae?
ql^1rE 7,lFJ ^lsl^ltPlel
+?-lE ail i{^ll= "J++94r Eilq. e]]Lr5}ts aq
E++g cBElBql glq^l +4= qH zHoJ4.J ol d+q +q il= 4ol ol-'14 dill .J"J9 €91 ilzl
^ltrJ
sE flzlol'I +g +rzl t€ol +4E +^J"ll gil6t rlleol4.
^t4oJ B^Jg ++.6llot ali gxllzl gl9 ull e
L olE zlzlall 6ll^J raql e-146il^l= g+. E ^l$e H .Jql €Eo}trl. +7lq Tlqg + il= bq
"J
ralr =+rzATl ez.l zllolol4 dt9
E++:E olel $ zlzla- 9lE 6J olt-- 175 Hl*6r+= ol+e Ail4
zlag + frtrI= ae "JB g a tr s.4. : qt +
^lEJ o
qlul tr +^lqzl ?+=+.
4= Cil4.J e^Jel Hl*ql aq 9l= 3"*5}r gl= c
el+I.il el46lal gtr}. H7l
-r. EE +4e Fs= E6ll +qgq.
^lE]E.tlril
ggql
H7l u. rl"Je +++ eil +Fill +qe + 91trt.
r. E=+g ,l]oJel "Jdq"J Jzlollo} tl4. E. ,JE EEg -E:6il ql+4 E^L ACql EgEt
^l"J ^l"J=
L. E++e glB q+lzl"J cEss 4gol4. + el+.
r. ^l"J
.tlul Ee+g *Hzl Hl$trtrI Bzl rlfl€ + 9itr1. e. ail +FalE rl"Jol olq4 €qlz}ql 9o1l zlull9
a. .r.lul E++e Bql rlltl +dcE +41 Lilql^l "lot il4.
^lq
r]9ot aJ4.
Or,r @r, e @u,r
e-r,u @r,c @u,r @u,e @r,=. @r.L.E @u,E.E

158 EBS +==3 Eatet^[8


www.ebsi.co.kr
g=Jrl6[€ 48+

124014-0215) lz4ot4-ozi7)

5 q.- +set ^l'tPlel


fl8qe 7El4tr'El 7l??
07 +- +sd
^lEJ^t+I719
SEEIE (H7l)oll^1 ?l=
qe r= ?l??
Eeql^+EE €dl4 +++q* qi€e_e= zH,tlg €
xllElolsol rl-&all^J 6.}+9 +?-l= aql 4.J6il al"fl,l
^liY
He BEql zl4lE 7l-= 4l+r r H59 ql+
?7I
zHEl9 aulE qallflsq 5-61 aBlE +zliu
^Iilr-3i+ qlBe+6tr, %'-ql 4*+ 4ols Eg fl r 9l= zls.Holl olezlTlzl
q. HlHql, +E 6J€ e _a= olg 7ffi q E^19 AqlTl-E Hg q-Sql zlg o e al.{fr : xl
,+"tzt ol$ ++ gt€ tq *ee *C*se.i], gE ^Izl
qE +^l ulLl]= "Jg 6}zll El+H rl olt dBol
g Tfola {ffi q+6|i 14 ar{z} qfl.'J dffi oF 6J ol+zl $,r, r ufE: €'J'JEql +FillE dA i
=^l]6ll
Eztql a4 srlE +E# e46h= cp-14 sll€ $$ $golr +Falel 4tE otut zl=E €^ll ++B
^I
BEqal ,t4trt+s,trI. + gt q 44 4"14.

e r_aEll^tE= Pzls=g zltE +E 4^1617l +16ll i tl ,l

++r trittr|.
ulollo} ( -''
--{

E.tr.ql^+Eb +E q5* ElB4olzluJ f;azl o e I r. '-H_olzl ?*E +'g o31t a€4_qe zlgg tsH+++.

I tr. 'lloJel x}+s+ olq ++= 6l+qq^iE.J gtrt.


@ L.
CBolzl ?*4r tril+. s-tr e6ll d$r+ Ag Azll +xll7}
g.Eql^+E.= 4xll4 I +E +eel +-=-
@ +E +l=6171 +loJ L5ol AB I e. g^JoJtr|.

+B + ll4r tr9t+. I ^lel duil= 4A617l ?lolt CPzI 4C zl+g q


@ Etrql^tsE= xllElzl- EBso 614l Eufigb ag tE I 'il6flo} ttr|.
Fql q*B+a tr9t+. (r)r L @-r, = @=, e
@ r+ql^+E= +E af+ ftol olH : zlzllg *4
ol g"lo} +qr E-?l+.
@-r,L,E @u,E,E

124014-0216)

$ ,.lErl.7[ rlrFg gge.E 4tr6txl gg ae? lzqofi-ozra)


=aJ9
?lzg q.= _qEE'Jotot
08 +- +aFd
^tsl^l'tt7le.l
gEle.e 7Et etrEl ,t??

gLltrl'. = ^PJo_E+El
-LajLf 'JEE rtuldollU e-l=61ts e?-I Cil4 flqe +E 4l+g 9.Jolzl 91.J, !l+e-l 4
,ie:dE ggLltrL +al7l -g + fl
zlg EEnil4qo}
ts aa a# +?.I g^8+?1^.1^1.=ugd ilg 9ol*4. 4l+ol +s+ot al;-
+oJ ql Eil"J6l+ F^g +q^J g€4es +46Ir, eBg E
E rtHld trllEo I 0lLlal. xl.7 | xl+lE 0 l"loil
6ll zlull zll;ol qq, zlull llfre +^l sg
qilr=E +C qEgLltrl'. +al=r=E ^^s444 ".e qlzla}4l g+8, sEEil4?-lo} ^J4I+
Hlot|Co I ol.Llal. 0
17 lColl EA6E, rffll 4l# 4l+g
ol r+BE +B
1l +al rNE r=E ^J4I+4lEr+ !+41 4l+ Al#g
qlzlal4l E 4o14, :1+41 ilqEr{l z}zl=A=r+
"JR)I0l.Llal, 0ls.l
PJ= ol0t716|10t EtLltrt.
z}4lol 4l-"e
s,rJ zlulloJi {=. q1z1r14l € 4o14.
o ^lt}"ll^J 4 zll.J9 ols ++ts tzll4 c'&61tr1.
@
^ltlql 4* tzl.9 Ade ++E +dg
zlql+q. e E= 4l#ol €ql6]-q *& ^lqE d€ollot t4.
EolTl sb +ql e-lql 4e€+. @ ^J4I +*ql qlql
^l+q^J +se+ +E"3 ^I4 ^f+ Sd6l d$lE"lot €14.
@
@
^la}"ll^l
,HoJE ?zll4 zl-gcg slqltr trer9qot,*4. @ Eee Esl 6ce.l ed4 ,Hqg zl^L" at4.
^IEl
zltE olqg ++g ol"lg =|oll
^tqE "lqg 4
@ zH"Jol uI g^d @ t=Ez}el _H_f,talzl 9loll =tzl.b €499oF 6.J4
€ + ?Itr}. €) rEE i9 Exllb z[€+qzl Egg E" 611 6lle6ilo]
*r+

ra oJTTgslxtE+e1 159
AS
TCl gt Exll
124014-02i9)

1 (7t)E ,\lEl,\ttPt rJ, Eel Ea= (ut):aJoe EJE rfl, A^-coll trlg EEo.E # ag?

'J gE33 gtr-d +48 ?l6H^1U gE-g + 9l= tl=fE Ealolo e gE+71rEqlll "J
Tlrl dEfoil B-!6il^l d.=61.= aol gaE q gH+= 4l^l6fzL} EeEt ?l= flalP +
qE6l ?.!'Jollll ?lE[. rala flal= A+-d xlt!=E ?lEr+ ?JEE 91"-tl^] rlC
olaE 8461.= *oll r EqE ge +^F=P
fl+.
(71) ^t|Ell#aJ-gtee tJ,
E:^lEJ aP{3 EEd= sF Eg:d
Elr EF Eg-d 3al= 8?61'41 Etl. olel eg ^l'JEe
^l'J= ^l'0l0ll ^Aq =olXl
X|qJE Edoll rqal'+flE EE
^tA
"J6lxlE gU el^lel 8.J-d sE 89.|: -"= E.6l'Xl el+E +7t6P1
=d?1,

LldlElE BilErl. ^ltrJollll

Ea{
Eel
gaE
^1.$71a.
ts"ztrl. l-l: eg 4,J
<>:EE 4E
+.trIcl
----->. uu Htai
oo
qt
(Lt) 0u9. C=:^l.Al7telg8

qt

Hi olli
Tlol HO -9.ot otxt
Ho
=i

Oe: EHAe.e-zl ;+"J9lrll"J +6iq Ellt.g + fl= a"J7l?


@a: +7I= +CEel ^JB+ zl-fi€ -H_tI6I7l +1611 El=q AYzl?
@e: a+ BE+l= .JtI 9zl.ll E6il FilqE ro slcolqot 6l-=7I?
@e: 6J THoJol jrE Aqg i+61+ +71-84= z.lul ,r.l.fls].JB zl*tz}?
@c:
^l"Jg 4gzl€
d=Eise;r'l .r.1u3 o erJ9 €xl] 9"lE 714 + ?lEzt?

124014-O22Ol

2 +- +sd
^t'Et^ttptst
gElq"J s.+ v= E^tEl eE?
rl"JEol cil4 E4lE + +dg dE= 6J trli, rEe elag j/+6.E. zltlE
^lzl
g EEqI+. olEg zhl=E eilzl 9dol +E EEg E4 +aB + =4E 9l€€
^l"JEr+g
zlAfl+. Elq^J olal6J ela=g t+61 zlzla- 9lE !1= HlA44 ol9"ll
oJ4oJ a4g 4+?l otq+. ol xl{oll.{ ^I.tlEol
^Izi
+zl olcg ot+ ac4ol+. q+6}E *4 olc
ol
^1"J-=9
f,Hzl e4r+ 7lg4 ae_le+ +dg ^Ir= 5x1zl qlEol4.

elA{
-O 7l o TH x.{ E
olrt tJ o o
uct
AE dE= Eol| EtalS?l 8il tE-'J + 9ltl'.
^l,J=8 ^lA=
^lU==
84 d€ BE-i1lel 3=E dg E€g + 9ltl..
=6tl
L1E7 I'
g Ll|E tet -EtDll Cel I+EUI s{g + ?ltl:
^lP_r=S =4
EE4 7liloil 1116|l dEg q a4 0lgel "J+l= E
^loJfll
=J.8';P1.

o? @g @B @a @+

150 EBS +5=a E4el


^t8
www.ebsi.co.kr
Eg4 o-ll€ 50+

124014-0221)

3 gBe.E 4tr6lrl g= ae?


^El^ltt7l.a, =el
,J:+-4= 4E Celtr-+ ^Islql^lE €qg fl4Eol zl-fis}Jtr BE"6J oJ7.h= t9 zlgzl.J
,BE|E zlg aoo_q-E,rJ ffi{-q-g
"J4qr gl+r ^J46J+. ^lEJ E++* 4#z}g
cgrJ"ll E^6tq ^F+-tr.g BEE aaol e6ilqfl+= 49 x'J6}zl "J;l= 4"14.
g: tI44 E^t^5 €il€ 4r,l^l ?*r cBg Bql ql.J Eq+g a*Elg+. ol4qi
^lEl
^lEl
E++g cB.c!+ ltHt ^iolql flzlolloh tltrI. 'JB^dol EE B+lel aBcg tr
aioil ?zl *61-= Hzl *zI9 a+ eB^dg;7fli Eq+ B?lzlz} EIBCe-l €
^lRl
Aflg ztzlz,il 94.

e ?: EE6g "Jf, illzll$ #zlal-b ril zl{fli +gzl B9lol4.


^ltrJ
@ *: E-+++ 6J99 4{lol ol{ 4= Hg +lHI6l+ B+l"J + 91tr1.
^ltlJ
@ 9:
^lEJ
E++g Hql ql+ €44 e+g HlBo e ^leEl= 49lol4.
@ 9: ,tlul ${-f,$ ad+ Bzl *ztgl^l €H glg Boil4ot aJ4.
=4e
@ a4 9: rl"J EE+g 4+E ftol4 Hl+q4 *!ee Boll4oi aJ4.

124014-0222)

4 :aJ9 z.sfixf7l rlxE "J$JE (HTDoll^1 ?l= Etle. rE ag?


qg$ rltr E":U 6q=
="JE
EJg^l7l= =A =rJ.$ll=
HJEA giE
'ioJLltrt 'J+4 'lg=oll
_=.=$l-zl 9lEl rllE4 6F^lg!r1l 0l 6r-il gtoil^1 8il
galE- +'JE +E= +l6fl,\1 e84e
-EIE-6P|
e F8-Bte.eA ,JEA= {=_5;41 ELltrl.
Ed49.E 8xl xlE l3ll Et|6t|^1 rg
="J-
^lC==9 ^t|
d= z+6lzLl0l- rl^161ts EalE ++=JE
^t|
c= 71+":1.= ,Jts oleloil= rl.U=E 8il rlErl=
s6Lltrl..
=EJlEr+

a'gzl
-. *ql9 +str C=g ga-1e59 EE Ail4 B+l= ExlltJ + 9itrt.
.. "JTi9= +"Jql E6il +"Jg Ail g?-lEq E6J EilB +€g+.
E. gelE= "J+zl ail r+cg E6I +"Jg olgr +Elel gzlE Bc*+.
=. €Et ^Ieel ailTl€€- s+ ae
uj;7$zl. c+6171 96J aaol+.

e -r, . @r,c @.,=


@ -r, E, =, @u,E,E
i4 oJ#Ee+ 161
^l.E+el
.^,S
T6 gE E8I

124014-02231

5 (7l.)el ,J, z, Bq gaqhl r1l7lg + ?l= HItrJE (ul.) r.goe sdg rll,
^l.EI^|.+Pt ^lEoilIl
A-F0l 6H'-El= L]|Ee.tr 7Ej 4trEl 4??
,J :d ?cfl 7ll7ll?l0l 5lc= rf6H ole.lg 5lcHe r110il rf.ue.l
^lag r= ^l7l =q^l7l= ^lE
Ed 9salxl ?J9tSllE E76lr -E0l^l ?J= +oll 0lEq
= ^hEeElE. ?lts^lCol +E Erl'.
^lt!o1 71uJ:d ^l'trlE =Tl6lfll
E: olxl-E3^+slol 8443 48 +C9 F^l-E e84e gef= 01tr zige e.
(71) ?.!r1.. r4zl^1 Ll= =E
Eg4?l F^lel =doll
sE z8pil )lDE 8Ell= =Jdg +g
-d +Eolalr. 'Jn ?1q.. ^|'aa[oFJe
E:^14 7t|?.le-l dg eg "J e84 E4g + fi.trt. qal,'.1 tr11^lEl010t
^?=
6IH, r}|U sE g+t +Eg E5 ol8, r.zlr += -dE ^14 ^f;ts
!E= olEul'g3 rtltx1loil qal
EE 8tlE9 EHllTI t:dE 'l0lrl.

B all
+ I BlEJgl HJ:d
A-F: BlEel LtlE

(Lt)

C
N @ #
ql
A^l

A= 'Jol Eollzl x1l7lg


D + 9l= ulEtg.
-
O e: +H||E E€5 +l6lt flt= 4oJ *zI9 7H"Jol ge-Etg rJ4tl+.
^l+q
€) n: zggol ,r.l1toll.<J z}4lel olqg zFfi+4] ++alE.+ +qot Elg a4*+.
@ ce+ E: 4ts+E= 4lB F4 0 e "J6ll gs4eE +r.lE ++q fl*g t4++.
@ o: =" tzll ++r-Eol LE" zl9 -E= ^J^I4.J bq4 qoJEl-g t4++.
^eg
@ F: zlq {z] illxllz} az}9 +E +Tl6t7l +loJ EgzJ"J i]4lgg a+++.

124014-0224)

6 (7l,), (Lt)el gEloll E]lE} 4E:d €B'JE (H7l)0ll^1 9,1= rilE r.= a=?

(zI) *9b
"J++elE "J++els #zlaizll 6lq, ^ltrJg ^ltrJ-e-E^l Hftr ^lal 6l+
zlz1lo1c1. elqE Fsll^l
^l-+e+
BFg f s+g ^il^J.ll EBlr]lr, Br+ a^l: =:s-6J
Bd6I
zl ?+r fllEE a}ol- €-zlolal €+.
^ll
(Lt) trJ++E= d4q4+ dE4 o e 4l^lq: E.E 7[ilE Ee]g f ll"lo] 6]r, delel
$Cr+ e+= E+ +zllB + 9lE =C flzlol gs6lq, ol =A gzl zl-illE ,JEE
4t"l"l.F {}4.

.ufI L- |
.
-. (7I): ^l"JE Ege A+el 44 aAql zI*4 oe +q6I= aol4r Eq.
.. (+): rl"JEol rIE Exll9l q6ll tzl-qs bE6l= 4Col +s_6}+r. g+.
=. (7I)E (+)e+ B?-l 'llE ilalE -H-g6I: 9trol gs6}+r. g+.
EJ++elel
trJ++e-lzI ++6I* oltrol4r E+.
=. (z|)e| (Ll)='+"Jql 9eI zlul]'9 d€ol

O-,. @u,r @=, =


@r,L,E @-r,E,E

162 EBS +5=a Sale+


^t8
www.ebsi.co.kr
g.Jal6ll€ 50+

[7 -B] A, # ^lEl^l+f7l=olEl'.
E€oll E]61.^le.

a: sd r+g qtr6l+ rll peoJ 6"J Exll* c+9 dE4"J Tlbol rI+ qrlq= €t}g +
Hlg aol+. :1Bl+ +Ee+ 4oJCol ts+lB + 9l: €qE qdq +Hrll bI.I flg a
^14.J
ol4. olq+ €qqlrlts zfl"Jfelel d54t oldol qdd Eqol 914.
3: .,.1q., azlel fl{o e A^Jg ^d+4e_e $*6171 +lEl^l= Cxll 9F9l rI{} $Cil +B$
?t^t\4 rJdg ullzllallot 6izl"J, a4E +t€ Ee+6 + gl: += +BE ,Jdg tcg + 9l
e4. dzlol 5a+ ++el c* 4E"E 6l€€ + 91trt. El+^J 4qrl a^Je'a^Jql Hl6l-=
419'ol olq+ 'a,.Jg +ltl 4lg'ol+= EEile"J e.JE + ?l+.

124014-02251

7 a, Eg ga= H-B =aJoe EEg r4l, A-c0ll 6il.-El.= T.!eE 7El qtr-d 4??

(E dt)
A: AUel g8
B: A. Ee.l A= EA
n. gtrlol olxl
v. H6
=u-

ee: 7H"JE olq4 olqg 4€E aE+= olE+.


^Is]E ^lelql^J
@s: c+= H4; zllE= zlsfollo[ aJQ.
^Jl+g +Ell6H
^Iq
@s: c++ ^ltlql^J zH"Jg zffiEg ole.l ;79 "l*olloi t4.
@c: c+9 zH"J S,olts rlttol ol+zl qBq.
^]€E +eg
@c: C+el doJ elEg ,H.Jg p€zle_+ C6J Ar+E B=+.

124014-0226)

8 +- +uEt
^w7l7l,=pilxl
r{l7lE HltrJe.E 7E} 4tr:d 4??

olqg ++Elqer^l g6l :zL dxlle 6J trllB+


^tEl4 "lqg +dE ag
7l]"Jg
^ttlel
s6lq a44" + atg +tl*+. E.E 4loJg
uJ zlzl9 +6Jg Etlql^l zlzl4 xlEol

^l-&g + 9l=+ql 4IEE ++E "l€ 4o14, E qE ^JtlEel zlzlzl;lrlie_l 4ol B I


,JgzlE qH C^17I4 "JHzlzI rE +14^l 611 6 + 9l= Atrq g{ q g S+B + 9l
q= ae EE6ItrI.

e ^lelql^J Ez}!{ot.Jg tI++trI.


,]|"Jel ?xll4 xl-&Col
.Jg Zlr+oJtrI.
@
^ltE 714 44 7lH- d4eE +lqolloF
@ A+= $d 16-9 BC6I7] +16ll zfloJolloF qlg +r+'J+.
^ltlql
@ A+= .r.lulol +,Hqg gzl ?+E+ Fzl-4lqg
^ll+lo}
Elg ZI4"J+.
@
^ltr-c2il4
419 ?zll9 aEl€ Eoll 4zI9 += 64l6ilo} dig zI++4.

r4 tlTTele+ rtE+e1 163


www.ebsi.co.kr
/\so gt E4
-t-

124014-0227)

9 raJE ,tl+E EJT} .#ioltr[. -{g .=l?lel e^,@ Exl gg ae?


=rllel:+g =
trJ7[
^1=E ul:za[{
,J. ge] .J*g
o E4: €4 ,rlal,<[r]z[ €86}^le.
,J: Z|ES HlAE4olr H:d4g SoJ olLlal rl3= rfqolz rqlsl
=+ ^lEl-
3e op3 ilB4 soJolrl. 1180il rH-df Exilts ol+al +E4?] AolrlalE 7|1
Eel qgErotr,{ EilFge LlolTfll Erl.
^l-3= gHrl.= ==oilts
E: Cr1F94 =Jal +El=-E 6|G= *E+1?.! q-g= g0t=01
^lsl+el=
41 6147 6l'xl gr= gtrJ 0lt-lal, trIl6lrE 4=4?] Efq flo|E dB
g + g,q'r 84-?itl. =U=el alz
Eet|olcl.
\. ^lEl+g= 'J++Eel
O El^J B"J
A, gBE HII6I| EE, ,Jg C rt8 38 i1l^jl7l 7l8 ag4olr xf*= E861.=
=9
Ag-d illrllafr H9teq, O EEq rlg ut|Ee xl+tr8 '2J801 gqLl=
^l'84 ^18
E^1oil^l ol+olE + ?l+r E?trl. e +7|.= 4lqfl-= E6l| gd l1E
q a/"(oF -dcla Egteq, c) 0la1-d=3 ^lsl+EE1
4lq 3fl= E= gti +Eel g+il-= Erl|e 0l
+ol^{oF -Lrrlr E9trl. EftrJ ,J, sF iE, x|.* ,J8= Ee 0lq= Al4o e 4
A-Et + 9l+n E?ttl.
=3 =6l.|

oo :l l- @@ @@ @@

124014-0228)

10 +- +ulEt
^til^187t'7t'aast
rng= trEeE 7EI 4tr-d 4=?
-g

{A{ "]|hE!= oldollb $B4olfl'J r.E{-= zl$9 zlfl$ +gql e+:^la gEI ot
q+, :nFxI z|.tlE E+4 al+g "JEq U+. ++'EEe zHzH"JE9 Lf,- "J^lg
^I"lql ,ll+Eil=
qilltr Ea^l7lzl ?*zl"J, aag Bxlal Eq^l7lq zllE r54gsd6l aq}
fl4. ,]|h4!.= rL€r^Iel ^J4I4"J tsqq ieg E"J6IE^J
.Jillel -=+6J zlb"J$ +tl
ELg_e_^{ L]Eo zl€ 7l€zl"J ++tr "J=trt.

e ol^J ^I3rlE d€6I71 9loll zleie_lzl ^14 i+E "Jcollot 6l-=7I?


@ axll4 EB=€ "J+zl €i}e]. %r-^lg E6I a{4_o_e oilaollot 6l+7}?
@ E+el xffieg tsdol Btl!= =o 4l 4l# 4Bg
^I4ol1,r1s. =^l|{.=71?
qgg fBollot
^tirlql^l *zlb 4lq a4l d€g +161 4+4.J
@ ol^J 6l+7I?
@ zlETHl EqI LFZI 44zl gq+= qBg F6ll Br.l^I4"F 6l+7I?
^I3rlE

1& EBS +5=a 8qe+


^t8
15 BEI qa &el
^pb'a] ^ltrJ
1. BEI A]tl
=A1gel
tr I 5S9 BEt
^l.Al
o +i/
.tlzJ9 Eq4 44ol eEq ?loJolEe e€€ 6l]a6tr. B+= ol*zl +l6ll^J= zJzlzl
EqCg El+6Iq "JL)4 el(ff)= d€allot QI
. Eilzl=
"J4 E= ulrje_E
qil(l$jf)e+ qlAG&)$ EloF :i*
.
"J++4lg ulrje-tr ol+ €Eles ^lltg 9loll fzlol.Ju4c({r4e.y\EEw) fzllil€({r5 o +7l0ls-qd
Ai6+)g zllrlsr 8^loil rfl-st 8^fel 7lE
. E!cg TlHIe-E -5LE affi.211 qgEJ qlE oe xlUE +gl6tr trJg=
^1.8

^IBol €,41 ^h= ^IEIE


+rzl ol$e_e. B ull=cl s= $g $E
Elr E86tZl^taJel
6t| +ol0[E]q

E=
@ +zI 6fslilB
. +iql^l zla6lt: e(D3 +8611^J dad+ iltr4 ,<l.rjeE
^Isl E+g
a Proil^l= Eal4 dEg E
=Hlrl^E zl=
4++r B 718.
^ldo++El ^1^t6u
+7|e qq6lHe
. a6lE g+g qtzl +loil E= +gol rt*allot 6J+= e"l]ffitr)E +tlEI ^[tr].
q. +^1lilB8 *n 91, x1l
^Igg
.J+"HE zlaa|{ E|{g A+6}rl+ aq}6tzl ?l6J d{g H}q6}= El+(rFrt)g
. E€zl )l\H ). xlA;6m EEa}(+
+=tr\e E5l
/\t/= E
+1}q+
. Eil^I= a6IE olqg 9_o zlL 6ll"+9 zllzloIop 6}E_E aq drJg c9Bzl *Q] o EJ. d. il
.471+rl€ ol$Al dITl +16ll += +El-= 6llil= a+ d{e C9Exl *EI guJoil oE= rll 8ol|7l.El=
. d^Jg a+6l+ ++el e+'J6l+ +4 E+qrI €il4 e+4 4zll4 +dg a46IE
z;e_e aq=6)ol4r Er.
q. d,-J. qal43€ Eolg =l
E C9Exl *o}
. d4g ++qI .JB ul6ll= a46]l +7I floJol g + g,l o sE C9Ezl *Et
^l"JE
xlE Eal^ ErlE BEt
^[tl
EgeEr{ LElTl LEI= B46tE
EtAlfE ?"-il T?, LEIE 8+01 Ad
@
^1E ^l+lr, = ^13 = ^te qEE qlE4ol r. ( )e-l= ?]ilg4=
?JeE HJE,|.| raE +al"-H aolq, PJolLl -E^EIE :ztrE -ELfl +r. + uFJoe 6|= EEIeE
^l = =^l0l
+6tE :zlg
=a6fl =
aolq. - "q^t" - 8= ^ll
?16]l +7lol?JE4d,
+8lilB= 3ailq'.
+zl-= E= ^IB=€ +eol i]E Sol o.|E
^[ffio['Jtr]= a"l]E +A-6]E^.1, ^ls
gts}zl ^[eurap 2.
=rl.=
EE4 ?]+ofl= e
€€ +htstfrqtflj(a"l]r4)l d^Jr+ ag EE6J ^J%I"l t*g lol4r tr9l+. + 46t4 El+g 8+6tZLl
ol+g zlzl gztol 7l+g zltl 3alalzl dBE EJttl
^J46Iq. tsE +r+E zlzl
${-at
zl^ffzlfl ufrlz-1fl
^I"J6tr.. tsE al"ts ( F=/= +86t
^J4tl+ts d^Je flg + s+= 1014. HtrI.
3. ( )a/= Bp+ dE=
+lo-ll^l Ef3+9I!. il EJ.

rllzel e= dBillzl.dE
E=4olatE E7loil rl|zr
@Er ^t4=
e6:dtrt.
. €tr+ d€g +16fl^l= Eq4 fflol +sql. €zlft*fr$e] Hg zflBol ulf$el B(A), tl
(EH, il(E).4la6}q zflB*{l olE Ag rJaB
I{E}
6H

. 1. ?a
. -E= 7l^l= zlLlr ^JE q=4o14= €zl9l 46J z}4g zlultr olqd 2. ul8
^8B;llzl. €s" QI J. EJrl
. olq+ E= r|]6}q Hl+qg altali
"JA$"J ^J$ill.il ^JB ++E B+ ^|!lq e BdE}

rs Epl
^tg+ ^1tzt ^tu
84 165
Bil ^Pbtlt ^'ll4l ^loJ
&al

@ E7l
. ++lel trl^Bol olFolzlq +4E +E7l zlr EcoJ zffizffi$
"I
g+= olE + glg
. a+ 4"JQJ.EHR)e] €slEg ^Iqql^l= t*3 s+zl- ilqE € "Jol s.l, ulle} +ql7t
glqE E 9ol S.sq +H+4 i++ +qol EBgB
@aq
O otEl.rt(*'insa) S"]= ulejeE ^JBg _H_=6E €^Jg +^14"F EI
. Bl+q(o}+l^Del
aqole. ol _E= aol .
1461.= E84E
^118
E "JAg d4l +qql €+g + 9l= *zl4al fxllol',e +qql^J H,94zl +16I ECdg
oJgol qe= qrlel r-
=I}loil {fl g4etr sr.4x1q9 zlglo} 6}q, 4ql4lE z}Bl= 4=q ++cg z}{{r Q} s
e.lol6l.ts'c^t'oll rfi BlEl=
"J. elFre+
I rtE 7!trlE BEt
=r., ^folLfi
sofl^j E€€.u|+q= Eot
=ala ^nt
6l= 7lE EEe.e q7lrE LtlTlol+al €d6pll HEal dE= *t4 aflq rri! ofilESI6lr
9{6|{ LeJ6||
?13 LllTl *l + 9lfltrJ Ar^l E?JE T.!!Ets, Er16l "Jtr Edg + flts aldE Er-rll= =ffi6ttr}.lfloe
Ex16'l dltg +
= Lfl7l axbl= ,i3 9-e
fi,q. rae ?tl7l0]|B tse.e H= EI|SE "Je.c1 q{EJ EI|LI r-l a=J6lrt
r z4El B+lE 7El qFil +?Jg golrL :lElLl Llel sE tEe.l erlE^1, ^ld cdsl gE-et HIEte Hl
^l
+qe.l gflEl €fl oFqlrf LlEfuqr. EE6l "Jg + ?ltrt - iltrt. "rJttrt Ltel I]d ++ 0t0}7t" -
^t'^18:

,Jq= qlzle +qE i€€ol


+ql fl= +7lq6lr +eI* +zHolzlEJ, Hl+qg f,u|lap., E
cdg g= qflE fld " -+. 'J"I
zlg ^JEE €^JE El6Ia, a{g +6Iq +e-E,r{l +q9
A€€olql^J Hq'+al oIalo[ *+r TltrAL+. f= .JrJg z]xllq4 EACS Eull #.J$.ol
ct}6l+ B*eq, oI,fl^IE C41g HlEq, *^1, ^l"J E++ E9 'J4etr da6}
9+.
=zl]+r

(2) BEI
^1gE
ql+^+l^ ^ltt
o
. gg+e+aEE g?le "JzlE B+4 ot"J"J
=g
@ . dcg B+= ++61+ +r ctql +lu]lql, d^Jql^JE qtoJ"J"l otrl+ +aq} 4izl
1..E7l(L.^[)= ( )E t] ++d zl]oJql +l"JE4l El= + E94 o + + *zl ?*€=
^B +oil^1 4alg +e.u I . dcg flaJ *zl *oll, +Bq Edql E= Hl+, dcq elql i'lrle| Elt}g *e Eql q
T.tr u4dEol xP-^l+ts
ql Ee-}71o|Fqllqn E + B^J6l+ 4t114 +dg Iel6IH, €+= BC6l+ Hl€.ol tld 4€.
9ttr1.

z.7JLli B|+q= qEl6l.= xtE Eal^ qela+laE Bct


( )E EaE HtBo ^[tt
e 8EE €88 :d
Bt!01 olg1l +oll +flE A8= 9-A'J + ?l=71? =Jt!01
=66tr. 'JtlE E8l= ?161|
exEflo| Etqr E?ttr}.
d^t7lE o|Eee 1i=zfz| =r,tj, drPlE =0171 ^'lEai
€,s7l-tte.E olBxl qqE
3. ( )e-l= d83 BEI *
0l z+Et €'JrtE =0l4= ^l-ge "flga ^EfoltrL
gtloil cHloll ffi6|'r,\..| Eute fl8qe ?J47l Tl?l-d eE qqE E{t=E 4= + 9,lE
++61=
= =E 4 u
glullE EU 0tq4
: trt+71^ilgofl +{"Ja|= 6tr. golcL - qlat^+lA 'BEIE E^l'-
7loloe Ecl4oetr .B * dUtl q[#Tt drtTloll E HJoltrJ dH 'J0ll g+ r1lrto{lll rE g4 trl= 8861"= grt sE+E L}hol # 7,7e= 7l
rl?Jtrl2ll?ttr|. uJatzl9lotg g6l= E^l

I{E}
i:,tJ ---.- rlzl9 olz}.J ql4^+1.= d^Jg "Jtg +illzJ . At4 .Ed4g_e sl^J^le +i"J
_=.Ljl^}^
1. +91
2.0t9^]
otq+ dillel e^JE g+6}al "J€71 qEql uJ=rl ulollot ++r ++6l.fl+. EJE, €
^IEl
3.0il4491^ 34+ "JA tlE AE $o]|E s= dE =ilolzp "Jo19+.

166 EBS +5=e Salet


^t8
www.ebsi.co,kr

@ ^Jslqle
. €qg d€6I71 +16il E'JCtr+= "JZIE olzld4 !+rl4 olCg trItsl.F q+
+r+
"JzlE olzl.flol 4B6IH^J rl4gzl trIEql €sl4 6ila4ol sq +qg-E
. d4ol* E
4'E+ +H+ql S= tl4"J
. +44 +dq d^Jq1 lrle= Eol94 Bsl.il qq= olqg xll,<la|$ ++
tr BEI€ zl6r"J + glr ++Eg tsqlg "JEH 6J+4 B+= d€oJ + gl+r B ^^
=a6lq
. ++5 goJql^J zffig +fl$ gEflg trtltssq , Azl ZIel ECol B^Jg ull tz| 4
se +Cg r}€ zlTE E6ll €+Eztl olldollot QI

@ zls
. dcg
"Jzlg +714 016ll+41= da6}7l fl6J +*_o_e"J ql+61+ lolo + E.trJ4_e_s
4Bsl€ + flg
. olcg zlH ol+q 4ot € 9+zt ?1€-
"JzJol+H ++L+ €sl€ fl4q, €sl€
. $e1g d€6I71 9loll olC9 HBql q+ .JZI +gCg oJ!6}r Eq4 E+€ olfloflot *
. g+ BslE' d,Jg ql"J6}a azl *4 g+ B+= _E-tI6I7l 9lo1l 4zll €"J9 +€4 O ilEE B+ BE}
^ll
al aa €€ Bg +a 6aj$ xll,r.l E80l oJ^l4ee I
^l"JBel =EE xl
El]7[0u4 EE 4lflaol
r.t]lel +g Eg ,JE= E- H86t| +E 86|'tr^lle] z1s)a -Htr4oJ oldel Eol
sE +71-e.l Exl xtlrllts +7lE =U9 ^lPe| E8 -d^= E7l Glalt ri !-dE gEHoil^ltrJ o l+ol l=
^
^1trJ4 t :srtl: ^|BJ-+E1 =E 84Er gBel E+
BEl80lol0 0lo + E8= L1 4=J aolalr.

dPe{ q8 6g ZEts +oJ +7lq "JE6lr 7||E =7fq ^f?


+xilE3 +7]=.el EUJ ilEloll EEl6l= +xtlB3=^[=
!-d-g + ?t= Ets= 6C
^l+eg
TlaotloF Eltt =o + -Lf 1)l )J 3HJ illrjl +B0l *J96frE
=^ll E?,1= @
rtPl +c Eg ilEts z1 ltltl qg, qtr LHil, u.lE, r. ( )e-l= EEI= dfl
E 6t7l +{6ll
EIIJ4 +Eel aZoll BHr1l6fr. +E SZI +oil^j r+g
^loJ ^lH|1 7J
4Z trl: E7Je.l=r.LIEEdE
olTlcat gal
^il4l ^IUHP
+ElEloloF Elrt =
x.6l
4E
^l8EZl
4 0l8E El40i E!41
E?ttrt.
z.( )e-l= d8e ?lrJ
xtE Eal^ ilEel g+ BEt=
1
gE
+7l.El ol6flgzlE
=
6171 9{El +EeeU q?

ffi61 dEEalg elE= 7l't! 4zF=9 EB AE[|E:1+7lEel rtFel + ?l= Ag-d E4 ali zlo;se E44oe
^Elg
8EHoltt. ul= +Uro-l T]-E6IEA1 tr=g +r+0ll gtEf grlalE relEl H4 8Efl= dE6l-E g0l E+at
# flrE ettq.
SErElE

E, :ala r=11 g 91ts el"Jol ?,ttrlE, 0lr1l7[rl ]=El4lE rBZl EalE Bil 6qt0'll +{
3. ilE= "gi ,Jal$"oil^j
trlE gflzt=^l0ll =Z *44oe xl.+el
EElts AaFd olLJol olLlal, e6l4 iF-xlE 6}|=Elol :9Eoll Ggflol Ll Tlzlol trl7l^1 BEE =ElE BE+g
H6t6fl +
6lLtE rl8lg aol+. - rJE'B" BEIE" - Eg6tr- +^{4ee=
= (
= )8€E ?416[fltrt
+trql4l gfl6J Eq+ BtI BC6l-71= qqe 6}+el oltolfl4. :zH.ilE E+6E. r= *l
q+ dq 7l+.t Eq4 EBoIF e zl44_o e ++6llot il+E 4g zJ-aalH4. 47]F=_ := :{E}
6E-

ol Eqzl +4ql fleq HloJEzl.J dcg ulzlrlzl glt zilsE


"IdB 4#zl gl+r tr 1.8trlde
^lE L"JE
9ttr1. 3. +xllgoJ

rs Eal
^|.84 ^ll4 ^loJ
34 167
G BOt
^l.tr'11{lal ^loJ
sal

O ggJ. Gdtrre) @ zJF: +qg qlrJel 71ts4 €+= E+61= E= aol4r +eEI
E+qt^le,\l +qgtrJ
^1tr4 . qla-i, 88. H^1. +ts a3
olLlzl.+44 +aj Enlq +
a+4 Bsl . ^lE40lr =al4 +q0l fi= 8El1
alg aEfl= Tl8-d E ^rE4olr 4^14?l +ejolLt+lEol fl= 8E|1
=+-d . -effll E]=olLlEZ E6|| ,Jg LlgEf +al= r.a16l^l gB
Ele_E?tS ^lflel
. 4E4 .Eal4 +al#oJ 0fLlal^[el Eo1| q= qgrolLt ar+le+
,J3 +n
4 +alq.Eql4 EaJE u: gEl1 ^1|-ELlsa
x1=.r{ ir{El
O OJZ $E.
'1-t - o- . Etriel 7H'J= +7|' LfE xlEoll^1 EA SB4 6^16l= ?lZ gtq xlBoe q
gtHel #4 rfls= E?Je OE
=g=
^16l
E E= BE CSel +rtpl e
3 +71.?JHts a
3x{4
==#q a ri
=etr+Elg
+e+
^1.+.
E3 E8 EE oJe. zlg
oil sgg
2. A{I! AIU+elet AltrJ tal
^llll
(1) EEIeI Ee
^lEl+EE
e ^ilI!
E"l: 14 r?]^E /-Eolq+ql^J gd6ll g
^rue_E
5c ql4ol4 azl€. Hq^J .J+
+"J+ ^ll4lE ^lElol4r. _H_= EtI
/6) =
E zl
\3_/ -1 c,

?l+= olLlel 3E BE^lle E46G ggdlr ?t= E^ll=Oll Sd= 7l^lr.


d xp4 nt oJ+71:dAl6H?:6? I gl6H tral-Ef ^l+8011

rlol^l x+ E+9 ?dBse,,tl LfE tl=Gl EIPVI ?l6H^l tlgd= ?861'r gE€ ulf
-lOO LO
P. )19 7lv.6l ^FJ=4
= ,\= oro
TJEOI . oJ+oH= HfEJo_+ BFe +e= :d^t6l^l Lir rHqlel +g= E.-H .-H=-sf
=o-l
BEIeE 6ll= . 6H=0{l LHzr +^114 Ee= 0 Ecl Ll|7 | 9l6t| tlg:ul +^117|?E oJ=7lE
'JE -Bf

@ rl"J?99 dzl]
^llal
.^ll4l +7lLl. ?]+g gi{dE Eg-Bf
ollEl0l . ^lu+g=
U+ +719 ^l^l6lE^lE
otl+d= AofTfE^1E +3= q= Ettl
g + ?GloF ^loJo+
Ef
^lLE ^96l.q ^l,aJl-l

. +714 4fJ0lLl^E 6cel ut|E|+q.l= +=6lr HtrJ4 ?lr-!ofl= e^l6H0lg


+4Hl"t . Gl. Llalql^1 El"lcl.-J=7t= 994 $!010+ -"= oJ7J3 8e1e+ d
0ll LH-LI -sral4 +E 5ai=
:dgF"-Hol
-Bt =3rt =+alxl

@ I}E EAIA tau13E


1. eE3 ( )e=/= e4 ^llll ^lu+E
gee& Bglel 7llLl= E
7t $E il.floil^1 Ez ?J I EntlEdfl3 xtol.= =alutr glr. F flrfi ,ig 41tr4?] 7l+3 s.EJ6]q, 0lol^1 fl41 a= qq
il'foe E 7[+e=. :cl"=CIlE + 1Efltr ol=olLt rE d.J, 5E /.l"J, ].alr E_E +"JE ol-EL olEl:d s=
^11
E qalEtfrtrt.
2. trJ=olL|
'J ECfl E+oll 9t= 7El ECE3 E+ Cillel Ecfloltt. ?alE +Et q84 8illdg ETlEt "Jety
=8 =71"= =
ol^1 "J+= EgEl ^1111 g,q. ?al=rA-?al9 €iil€=+C61.=PE e^e Z-t+g+ 9ltrL +alEE=^lEl-+alE
H= g8= ttltrlel +d9 8E-ill 3Fe UEolot 6tr. 8il4 Z/= rx.|H *84 ?l= BE€ollFolo[ 6l
(^loJol+a
EZd=;€6|.= #3= +LJ6lr^trE
Xol)atilEttrt q,
3. +^ufte E7t4 =61?alE ='=io-lloi:drt _
olLl rE ( ^gJ) +Hl.t, .oll++elet _
^llll ^lg+el'
g/= =celHtr4 ?l
+oll= ==6tr
yr-Hl-€+ +EE .JdE r=" dgEq Eqr lq ;.lf fzllE trgltrI. rqE._EE. t+E +4E
=^l6lgtrt. sos,'.lulolz| olie.E z\+6110} 6J4'= ++g E l-5q 4l4l ^l"J+elE +tI
x{s} ^eolals}E zlq +F4l'e+
6IH.+. +^Hh$g +?-l E+7I F zlzl +Fill(=^J6J
"ldr+ E'J4 7l^l= =
dH

rt. xi=xl II{t}


+61-='qIzI4 +eL4 E+q +Fill')ql +6J Tnlola[:z'J6]q, +Eel E'Jzl q+E
--1 0+
2.
^Jlll^loJ+E
3. ullE|+E gAg +zl?+r +t}d}fltrl =84

168 EBS+E=aBqe+^l'8
www.ebsi,co.kr

(2) ,l.ltrJ tal= fl-d aflet fl5011 EH:d gd|


^il1|
o +41+el4 EtI: E^
. 7]lE +71€ d4le 6LH^JE =*zl zJA gqle+ Eq.g zloJ*
. fla9 44: E?]* €dg e 'rEB= ^|el'='€rl Cg,* ^Lq'zl qs+ E= a(^IEl O trAJ EEE}
^[El(well-
ordered sdetv)
+ae+ zlls9 zlld) +89=9 d(=E +
qldl r5lg 4=
"J"Je EE* €d " +
. a^J c€+ ^|qE gaqloF B g+z]. _r. +dEEol =Tl6H
Ee-l-d Eele-l
^IslE
olo
, A r=
g4loll EE4oe +^ll
e.l6H

El= Euo l HSElr u


.4 r|flot+ a+6J +sle+ 9rl-"ll tr|+ gsfl *9 f=ol 4ezl ql+ql Ee4qE B= +4 ^ttrl.
el^l 0l+01^l=
gEE flg
E}B ,\lsl =801

. "aEE"q 'il+E g4'g +4lzl +Ell aEql= 4+6lzl *=r+= Hl+g ts€-
rrE 6[sl flEoll tllEt EA9 EB
=al^
fl4E +4e aEE 'z+= Ex15g d';6t4 Etal4o.E Sqg + glE= Eel
E:l d^l 8E-d
AlEl7l oJtrJE EIE= 6|ts aolq. 0la,3 flaE '-Ex. r11,9'g=r+4e
^ltrl7l'^l'tlE
Alelel+€g0l +8-d
c[. e-E7[ d+lE +oil=, crlol E4E tr^'l EEEI qE6l ttrl|4o.e H]EEttrEl g^lalE trl 0l
EEE qaJ6l= ,loltl.
^1tr17[
I fl6a "Je7l H,trt. g5E rEE 4b
=€
Altrl=E
^l*el
=q4 --=.-/\ 'tr|olt
Li L-.: tl
l"
-
=---i

E^= gag +49 E46J €d ".e r5€ 4E rlslzL e^J Afl+ rt4zl EIE+ E= aol
+i1ts-9ttrl. rqr- r= r5€ 4b rlElz} e^J as+ rI9zI qa +H cl olt gats gs
7I S.r+a +tL6IHtr+.

@
^ll4l ^l"J+E4
dq .Jat: @
. oJf=ol4 +z| Fq t*$.ol E= ?l4!E olqg Bto}rll rElo}q -H.€4 .J+"HE rlesl t. ( )e-l= 85el qr1
g GZoe nEE
. -r1Eg ai^l7lr qlqg +dulloF +trlb tE+Ezt +d"il^l ?leE E+4r +t[+ =al:d E^1 8E:el
gaq q^JsE tI+ = ^tA= EE aolalr
^l'
. -Er= TItd aTtElE+
^ll4lE ^Ig.g +E!6|'Str[.
IIE EA{A 6llel fsoll EllE! golE EA 2. E4= "5qg"q1;.1 {lAl
A( ,=7s
=xil4
EHll Eeloll= 486t^l g
+trfl= aq 'JHlg U= E€ E+ qLlEl S^l4 rtll+-d
TlTl HlHlEl=
HlEtg E?ttrt.
^t^lE4 g+=^.1+,
trl-gE
==^El,
7lE4?] elE dlE4g E: =E6l
rjl olqtg ^taJ==3
rlUel^=ql
A= LI+ol +ol =q=
3. dol= rEi= 44 l7la-
^FJEoilXl
0i erq. olal 7lG d xl+4oJ 9+E E86lXl L[+q ?Jg ,iolq, 4+g ET]a[ot -dtr]=
=+^l7lrl
Cr-l6lXl EE4o e BEE "Jg
=6t=
-d6|= ^lEt=3
1o e Z+Eloloh
:dtl. ^Fl
- dol, "^1l}le[el $fl" - ( )4 EEoil^1 fla
9+atr +86lgtl.
^Jqql
qsE ,t++ 4^J $,ols EEel Hl"Jg Eg + 9l+E +24 B= aol +?-lE E+ =
olr+. "J+4 0 e +E-l= 4* zlTY& Hx-l Ee+ot oJ+r ^J46tzlEl :oll ul=.B
^t*# s* r{cl
OE

ol gsd rE€ 4E .JrJg zlB6}^l "Jr +L€6l-rll fla t.


^|B+ +E E.44 aEE'Jq^1, 2. =4
itEE g?sl
ollot *4. 3.8a1+e.l

rs Eol g4 169
^[grf ^1tzt ^lu
/\E
TG) 7IE E4I

124014-02n) 124014-02311

1 .l== +sd rrtl BBse 7EI EtrEl 03 raJq zsExlTt xt^Fg flge.E 4tralxl ge Ae?
=9,\1.!fz1o;
4?? oEulE "JHtfoil= s= gBg Eg€ol ts
G fle=tr' dtLlE g=e Eill0lTil^l g:Er=
Cg 7}zlr. ?l(Dg s.o}6|= x}E sllz(ffi#)olq til^} EIE +'-+oil flauq-. 4l+
Els^l +?-l€ zlzlAl gq. q({FJg zlzla_ "Jg q :dEJ^[aE ^ta4 =^[le
E.FE ggofi M6l"^l
^1.=
=
t= zl^b elzl(E#)olrl clzl-= +rl-= ga + alzl o| =^t|7l
?JE + flaLltrL + ?,7171r"rl-3 nfl O|.aul-d
q{q. :1el{ ad+ "lrlt tr-qq^J= oJ{ol 94EzI? e.l+= E8B=^l^l7l= goJLlq. r E
6I+E Fgq= qlql^l .JAg 4o14. rflH +7I 6I+
^l'E
gg r[-sf fl= EBoil BJrH-g ts
E Eg^la f 9lflEz}? 6F+e 5"J6J + 9i: !+ aJol fl= ^l4olEgoil ^FJ
UEH-g + 9l= xEloil
^I ,l.PJg E8oll dqEr' ,,lolxloJ, r
?lrl g3 ^pJ,
* 4olzlE +016I^l otq6F= zl9 4o14.
rPJs. EelE +6tq rlt!4 r r LElel E
:cfLl
E8oll,\l +dlE= l+dt|o tr|.
e ++b {ulal BE{E ddE +B6H^J= "J €+. ^1141=
t

@ ++E ql4 +"Fl Bsl€ d€61-= ag ++6I+. e ole^r tzlE €.g^Jg da6l.7l +14 Lq6IoF +trI.
@ ++E *litl d€g +16il eqlffiE)= ddollot oJ4. @ ote^I 4zlzl ot'J Hl+qE dag +16fl l.qql
^IH"E.
@ ++71"J9G#)E +"r6tE €q€ d€g + 91trI. oh *tr}.
@ +++ gg ulrjeE. Aq€ Fgdlot €sl€ d€ts + @ ol6J^I +lzl} Bl+qE dag Fq +qql^J Sd6l H
91trI. q+4 €+.
@ ot6J^I tzlE zlHlel trI€€ F6ll +qol 9€ol9= a
g Eg + el+.
@ otflrl-dzl-b +qql^J H."l4zl +16ll ECdg B+lE
124014-0230) flzl_" e ilolot .J+.
02 .l- +sd rEfl
=g ^l.tf7lel
flBg= 4E!:d a.J
(H7Doil^1 r= 4??
=
Bg "l-72J.il EqTr "Jol4 4= €-A zlg g*3 Bg [24014-0232)

zll* sol4 9lzlE €-rl aB+ q+ c6ttrt. : olf= 04 .t- +Erd


=ql ^lg ^tttTtet
gBe.E q=:d A'J
tsg 6Ia flszl rE "l4xl *ElE q+
rJ E (E7l)oil^-l ?t= EllE u= 4=?
=++:-9
ollzlzll Elr, fE 4E qq 44zl qlEol4. al Hb rI
*9 4oll rel *g unllgtI, rg +"1+ Ag E{ zt EE +7tq
^1"J4 Cil
4lzll} ""plCololo| aJr|. E€I
el g*e B9 €.rl atr+ +zllBg zffitr-g +zl€E €%r-illzllql zla6}^l ?*eH
"l-7zHl EqTt "Jol4^=t{€$ fioli g+. rElr
qq d6}trl. olel ee "Jq qlql A6lE
.J tr84 +sE aaq +oJ
^ll4l ^l"JHg
ffiE)ql q*Bg "Ja Ee-l(4#)4r "J*+. 9"lot d4.

H7l H7l
-r. *?E ++rlB(H'EtEEJg ut=Jo_e €elE d€ -. €sI aqlqlge g+ €+= gCg + 91trt.
dlot t4. L. +7tg ail illzllTl Tlsl€ d€6I: rll zl{E f
.. fl* d{g +7Ie+ E{qlrll ol$zl ?*zl ull$9l 9lrt.
uJolo| oJQ. =. {zl} ol%ItIE g+4ql !l+fl$ a}{r Bltollof
r. fuJ{49 +Hol 9l=
^}%}tElJElg
5|6il B+= t+.
ddollo} t4. e. 4lH +714 zl+E trt}oi= +41 g"Jg €l6il €
a. rJE ilp S,ol qAol ,l}ela|-z olqg ++qot += df,ts + et+.
d^89 Eg + 91trI.
6)-r L @ -r, @r, a
=
@-r,. @-r,= @u,r @u,=' @=,= @l -r E @u,E,E
=

170 EBS +E=a Eatet


^fA
www.ebsi,co.kr
Egal"61l€ 52+

124014-02331 124014-O23sl

:,-i5 tr].- +sd gSg.E 7El4tr=d 4?? 07 trl.EE +8:d E8pJE (-H.zl)oilr1 or-
^taPlE ^lEl^lttTlE
E]IE rE A??
+sl4 +qol* E7l4 +qol+ +44 +qg c"Js}6l
4+ !+Bs|6]E Ell ^l-&€ + 914. ol} ao jr'$ ^1"^J. t qlae E+Bril g"Ie + gl+. rEol EeElr rAl+r.,
qe| ql€, relr 4olr+ qE # E6ll zldzl +q 4 ++qa alt 4Eol S: tl rEg €+ +4q 94 e
+l+ +a4 +qq dilTt aB6I+4+ 4^t g*g g + flE qBl 714 a4&ol+ €E= ,<le gg + 9i
13 olH4r ,J+qq +qol qlflElq4* "Jt}4s--e 4. ol olqol rE-g eq+^l{tr}. f=ol ++61 €H6}+
8"JqE 4* zl4zJ4. E :59 AqI6I4l oli ololol EEle olz= olqtrq
€d a4E ag "J 4o14. E6J +71-=e_l 4q +Be
O 4+4 €E|el d€e +714 Ail 4l4le+ ++6I+. dzJg EE +E6J ?ldg zll+61^l *6IE-tr. ^llq +B
@ zl+zl Bsl+{d4 +qol ^t4zl{ BIE €€g+. ol oI{4 e$g + j6ilot qFt.
@ +qe ^J=4 ae ttel 7lE4.J €#-= +^l6h= a
oltrI. -- H 7l >--- -
@ E:l+4 +qg {d4 +qg CBirI6l.= Egg 6lzl * -. fzl ,JE +Ce ++Eel €qlg Eolt oll€ollo}
oJ+. 6J+.

@ 4+4 €Elq d€g +14 +q4.J %IBg ^l-&6J +


.. d^Jg oJrJol zt{ olTldel qlB +5ql^J
^lz+g
+ el+.
el+.
=. t?E dce-l Eol94 Bslel olqg t?-14 +d
i e. ql s*Ello} 6Jtrt.glEl^l= olzl,flol ot{ +
I €+= €f,6171qI4. "JrJE
I :zq s.aoilo;
124014-o2U)
e-,u @ -r, e @=, =
:*
06 .t- +uEt
^tEI^ttPtTt
a8et qSE EEg.E @r,L,E @u,E,E
7El4tr:d 4??

g^J as+ ^Iglel "J"Jg r€-g 4= ^IEl= flaq1o1


El 9+zl 9l+. ^Isl5 zI9 4zl9 +=e q"Jel + 9l
I fg 1oE. +Cg+. rel+ olfl +e+ +al ++g
ac6l+ ag gaE +EzI otq+. szl r5g 4=
^l 124014-02361
slE"J s€-ol gsd}trt. &€zl-fl4 $z[ q]ef$
^tgl+ 08 .ee+Sd^l.El^l.tPlE SBe.e 4tr6trlge 1l9-?
Bzl4s "J+ fEel +nzl .Eqzl d,-Jr+ $ffi rlur
a += r ^IqE aa4 aE, H, 4l&, 4l;- Azzl zy
+r+!+ dF €8, +^IE ^l%Iole+ +oJq +, g+,^Je+
+4 ^IEl+ 44 +=el ^IEl= #zla}4l al.b 4ol4E %rullzl EEllx,ll qB4 381€ + gl+ "J.JzI? g
e^J ct6le + 9l+. ^lltlg
rlulflLll += Atles $_L z1g,<1 q$al E^lql oL+
Bzls ?+41 "Bslz} Btlr+ El4l6I7lE!" 6lq ql^tg +
O 6flE 94= il-Fq gzlql qq rlgz|!
9lt gtlzl? gg-e €+= "J6IE^iE, qB4l +4 4
^lflqqoy
@ 6lel gaE E*+7171-^lqElo} 6k EJzl 9F.Jzt? Eo e-tr= ylq= .Jtg
+ 9l+ "J.JzI?
@ 61le.l g4E +4e ga qf]t9 Ail Es] 4dq 9l
Y7l? e d^Jg €q€;7ali a" Jll c,tloll 9luHB4.
@ 6ilq gag rltt-.il TItt +e}7r .J^J E*EloloF aI @ d,8e al S= ++ql4l 4oJg ?l4r++Al €cl..
E7l? @ A'j"J +zl d€g 9l.J e+ ddE 6t€€ + fl+.
€) 6lle.l gaE q+= 414 s+9 gelql ula| p{slolo} @ Bs+rt d4g +B6l+ aB+ {zll{eE ol9ol4.
6l-=71? @
qlg Cg6l7l +l6J d^Jg €zlz|Eol ol=qo} oJtrl

rs. Eei
^t84 ^ltzt ^tPl
84 171
ET E4I

124014-0237)

1 rEil Eg
^IApt
a,
=E
oJEle.E
4tralxl ?Ja 4e?

a: ++E zlr E€g 49oF t4. :4rJ g ^Ig E ^Its +g 6l-= zlrlzl glrlzlE :{
g "J+. Eql
Elces 6Iq+ +gg +6trll q4 B4 ul+xl
^l-&g €sz} szll
ollot
?*2il oilo} qL+. Hl+ uls+ fqlz} flqE aag utzl s,eq, ul+ zJ*4 4* 4zlzl
9l-e-+ rag ga $oI ^l-&61-= oJol S.qot {+.
E: qzlg trI^?]= ECoILI E^lzl4g ag 4C6l^l I]Jl +ullz| :r =21 ** a
^IBg
g 4a6}q, zlttl ag 4a6}zl "Jr qlcgzl xq} ag 4collot *4. 4zl] EEI]T}
;reE zltol $.r. slt+6}H ++EI.l seq, ?IcqH 44zl +lqEsol fltrI. trl?+
6Ir., +HlE qg6}al 6Ir, Ecg "JE+ qlop alzluJ. 6ILl-= Elq
^l ^lelg *.=_6141
of el+H rAg +rllol+.
e a: +71= +€-g TtBrll €zl4 ,l-€E EE 11116l+ +71(x+$)ol+.
@ *: Ezlzl^= +71-= 7 n +t6l-41 q}Szl +lq} d^Jg 6ll^J= .J E+.
@ 9: €sl+ .J€)9 ul.5re-e Ee+e+
A# ++6Iq €€B + gl+.
@ g: dzJe Eilzl-g flqg zlolalzl 9+ ++ee 4*sl€ + 9l+.
@ Aq 9: UICEE Bs+tr8 Sg EzlzIrI E(€)E ElEr- e-trr^l d€E + fltrI.

124014-O2Bl

2 +- +sd rEil Eg
^t"apte.t
gEto["J -E+ v= E^Fd e[ge?

7l+=ol dc o e a6}el olqg Er a6lE ollE xllzlalEjr 6t+, Hludl.rll


a6l.el e}I+
*46Ir AH6F= 1. ollol Hls A6IE 4oltrt. ^l+ 9lE= q6lr gEtI dHl= +
allz| a}q. 9l-e= Cg}q Eql +q}6tr =otells= +7le+ EIdEE olqql 5-a3apz| t
4H, otgol *4g. Hlqd+ olE.fl q6il g €ylxl *eE "J g+.

6}AH
-io 7l o I{o -r
EI
otrI E o
EH

ud
gEl'= AAeHtr'J= Eolxl g: Edtl dE-g + 9ltl'.
^PJE
EaJ dBP EqdEOllXl eo*llE 7l^1Ll+7|trllEoll 8EJtrlE +
olrl,
8 Ll.

EEl.= 6lE9 q+ 7lnlE


dflErl'. =oll ^tcrt ^taJ"J= ^[aJ-de_"ul
-
Llalfll lte LEI=€ Eajel el8=e ,s= ?ia Eql
=
(TS)_d ?tro|trl'.

oa /6\ o
\!) e. @B @c @+

172 EBS +=='J 84el


^l.8
www.ebsi.co.kr
gg4 6llg s4+

3 (71)el,r.tEl,l.l87f A,
=E
gAE (ut)=Hoe =J?E tH, A-C0l EqlrJ trEeE #1:f"'
# fl^e-l el+el q-ga rElg: tr^] 8E:d sd-d 8fl01 EIE=, rel
I:lE .A,^e r= ^[a-
xl.tlE 0l4E ,Jtr= ^lae]flaa|ts aolal.= Eoltl. U
+ 9lE=
EEE el+= -"= =trg !E= 4tr ++9 7lE rllEE
'JHg
(7t) g71€ ^lsloil^1
rflul^l+E6l.rl. ^lel=01 ^f?40l7lLl
E: oJE oFE 0t|+ Llg g0l gq+= ,i= Brlg + ?t= EE +al7l Tlxlr 9l
qI g= gxl-dsea'l
Llg^PJollXl r g0ll 8.J61.= EtrJ4 901= TITI rl= g0l trl8Elxl
?j=rlE, +aE rH4 6fl0IEt Eltrl-.

E all

g8g
^l'tl7[,J, =E
H+Elrt l-l:5"J aZ
<>:EB Lllt
---------+ Elcl
-----). uu HIE;
oo
ql
(Lt) 0[Ll.e C=:^l"g7tel gB

qt

7 lxl
Ei|Ol OHO -9.o1
ei olI'l
Hd

o a: +7l rJE czll4 4^l7l r}4zlE g3 E+= ,r.|elzliz|!


@ e: €ql Hl+ 6ilAg 9ltl fla= -tr€zl E+tr ?J+2 f ilbz}?
@ s: fla r4.gqE .Jfl ^J+g z|l{aizl gloll ,JzllHg
^l-*B
glbz}? f
@ e: ga +4lel9 zl4zl d=C+ tS$,ol rFg: ^I%Ig Ee+oF q+7t?
@ c: olql €F relel gzlql q4 Hl+tl E+ E.J6lrll Eelot 6l-=71?
^l-*$$

l24ot4-o24o1

4 q.- +sd^l.al^Et7te-t g=toil Etl:d €gug (e.7t)0il^1 ?l= EtlE r= ag?


trfq-4 ae ^J4g o"#6J4. ol.+?-l zltE 4qq f,t+qr 6ilE
,JTJ ^lql+9zl-==€
^llal
7+^171 trI= E=
,<.1-tr.91 4oll, :41
qa}l 4?ol gltrI: q= ag a
rJ4 trIB6lE
^IBql
EE q+?I=-g ^Idg ulffielzffi
zltslzli
B+61-^lE *.JtrI= "Jol4. +?-l=
€E g a tr sr. zltl9 a++ EE ^l"Jg BB6II +*l+^I6}al q+61+ ++4.J ^ll
ga tr S4. *4zI *s6llot El "Jtlg'zlq4 f,4lg efalg ,<141
^l"J+e]$ €E
4l
^lEl+E'oJ 4.o14.

o E-jl.
:. rll4l ^l"J+EE
E_=
^IEl7I
*"J6J "J^letr +Hq= 49 zlalq}4.
,d.E
u. ,}lE EI+E aillcg
^lqr toiziE ag +c6l-zl7lg"J+.
,rll4l ?+=+.
^l"J+elb
,tll4l
=. ^lEl+e-l=
,|]oJE $fo3 S9l 9"lE +q6I= +qql +Cg
e. rll4l EE .J+ql q+ +col olu 5c "J+ql q6J +c"Jg s+++.
^l"J+g=
@-r,. @r,e @u,=
@ -r, E, E @u,E,E
rs. .J$ Eal 173
^t.Srt^llzl ^loJ
gt E4l

124014-02411

5 a, Eel Eag (ul):aJoe EEg


(7l')E ,\l.trl,\l"at7t rfl, A-cql 6ll=.]6h= t]=tr 4trEt asJ=
(_H7t)oil^l ?l= E||E r.= AE?
,J SqaJ -d 0lHJ?.!01 HC tsoll E4r'6Hs q 4-e.E ,J+El^l ?J= Eal= +ue_r
?.!6ll r
E=Eol gEE grl ?J= -d, r +7|.= r= =:dtrI.
tsoil gEolxl
^ld=E rl+ol^1= ?J Etrl.
-g + ?lrl. ralLl:z|' Ea14cE i1c6l.= -d, r= EqE-e.tr =6tE=
(71)
3:9E4"J +alg A?-!oll 8+6lE^J +E40lq EFl4 +g=
?l= THoJEolLl +'Jflll el6tl^lU gol'J^lfl40lr
^Ee+ ^1lllel
+ ?ltl'. rqLl e.lE.4e +al9 7l'
^|Ealz
I P"-H-d r7i0l olrl,|..lLl "JAE + 9lrlts aolq.
=IJE=P
(H E1l)

A: 2JoJ9 "JB
(Lt)
B: ,J, E9 3E gB
v. -g.trlol olxt
n' Hd
=ui

H7l
r. A: da"J €El€ dd6l7l +16ll EEql
Fqee zfloJollo| aJr|.
L. B: TfC+ €El€ d€6.}zl +16il 4d4 +qe rle}4ot d4.
E. B: 4fAqL €+= €€6171 9loll *zl9 Ail 4lE zlldol gso}trI.
e. c: deql B3rl+ d^Jel Pxlle+ rJz +71.Jtrg €,B"Jee ol+q4i4.

e -,. @-. = @u,r


@ -r, E, =, @u,E,E

124014-0242)

6 tr13g +6rd +Bet E11g= g EE..E 7El4trEt ,i??


^l.sl^ttPtTt
+^l +?]el "J+E -tr= ol^JE 'Edg=
^ll4l ^ltrJo
g qL cs +c o e E9BzlE' 4o14. ^IgE€jEoE ^ltrJ q1a4=xlls ElSHrl,
+rlel cill€g, :4ol El+4"J
4ol= ^Isl4 Coil zlaal dolE +g +jr,4.J aolE =+6JzJ"il ezle gs= S,4. *4b:
aE€. El^J4e 4ol4r ^J4g gs-= fln. +?-lE ciildg +c6l+ ++ e ++ t+
e + 9i4. +q= E+ E= ^IB5$ +?]E '|Ele+ SCE +Fi{ "J+tr uJEqo} 6}l.,
ail4 ^IrE f_i]H *Eq fl= ;|-El^dql +qot 6Iq. +?-le] .Jacg +a
6l+ ECgg +H6Ir =4= fl+. =61
=+6ilot
e olCr+ qlrJ^dql Eil+ zll+r.61+7|?
^l"J+E=
^llal ^t*g
@ EE .J+E +qE B olfe-e. ,J+6llo} 61"=7r?
Eo
^l"J"lz}
@ rl"Jo +,rJel aill^J4 zlq4 cillcg r"€€ f gl.=zt?
^llal
@ dill .J+el ez}qq el6il +Bg Eq +F8lql +c6ll"t 6]+7t?
@ +4ol+ "J+4 a44lol +4e+ FEE 6l-=zl?
^I"lE {4ldol 9"iot
171 EBS +==a 8alel
^18
www.ebsi.co.kr
Egal'6ll€ s4+

1240144243)

7 ggge 4tr:d riu= e7Doil^l ?,lE rtle. r.E a=?


^lEl^l+pt,J, =el
,J: $a1g 6l€r+ tsE E= aEE gaolq EI+g zlrjalr. +^16}-r. tr__E++.
d^Jg ^ll^Jq E= qlol E^Iq* q"F+ =golI,
A+. d^Je ^IE* dolol,rl EE Aaq +
r= +rl6tq, d^Jts4 trJ "Jtg EB6Irll []JEI Col "l+lg EI6J ag
StrI.
=44-e-E
E: :z"q-49 e}+l 416ol+ A BE= Eoll gE=
.%}a + $,4. ="gl+g A^Jg E"+
=g
gEE qtlg u}4zl ?t=+. s6lel +F}{e gEE tldg +Bl{}tr]-. eil+6}E A€€
+l6ll^JE "*9 ul€€ zlBollot olzl Qgol4. r|4rl *rFe ++€trtrt €c cl BsI
E +z16}r.z} eI4.

(t E7l+
-. zJt +'J* BEI* 49
Hzl"J. eB+ d4ol4E +'&"J EEI"J *6ItrI.
.. d^Jg ^1"J4 ++ E+qlrll zI{E olqg ifl-$ + flE zlflzt 94.
zJ:

=. 9: *ls+= rl"Jol +aql 40ll zt*Eril el^I s€9 g + gl= *slaql^J €€g +
91trI.

=. ,J4 9: rl"JEg ddel Eolelq 4di zt4Ergtrr^i d^Jg "+g + gl+.


e-,u @r, = @,-,.
@-r,E,a @u,E,E

124014-0244)

8 +B Eg g8ofl cH-d €Boe Etr-trt sJa ,ie?


^l-ajet
zlHlffi7,f)E +=olErll 6l+ ol44 ol^Jolq, Ec4
^IH-g te
EE "l-gel €a+ g
aqq 914. zI(#)= EBI+ 5=g S..ll
,!.rll%LE Eolq Hl(7,f)= tsq r5€ +el
r.E_e-s ="f$b oJa"e_tr trlE =+=$ottr: Sdg
^IBel 9lilq^l '+= "JBl+ 4o14. E
6J zlHl=
"ls9l
Eil+ ++ql.<J 4ol :zli
oir-l4 tBql q6J +aa4.J +ag +EILH
E L o -e €..J *zle+ Hl+qE ^F^Jg E'"4 ?l+.

C €oI 9l= ^JBg EL+E +q^l=.J g+= d4 Hl+qel dAg zlarJ4.


@ ci+(=B)ql^J H.q'I trl+ol gE?]zl ?+r €+Bz{ a}"}zl-L qlEE +^l.Jtr}.
@ EE +^Jol -Hgdg dA6lfl! BEIe+ q+g +?-lq ql4l g.IA ag rla*4.
@ *s|el d€g ?toll Ezl(fi*@ql 4f, zI49 E+ +ilgzl
^l-elq
€Ag rla+r+
@ EE r4l{-zl9lofl zl-S9 +qql tri$ ++l(*H)E €ag 6^l++
^JEe_l
^+E'-g
ts 'Jel^tdrl
^llZl ^lU
Eal 175
)
EBS €IEEqEEIBTITI

sll
-/
il+
E -a4= 2025.lE5a +t
Erll= ta! E4iXE^l t!;la84a
E85
ilfl eq Elt g7ti|ol A+6tg6r]trt.
Google Play i Aop Store

ffi EBSi. IOtE


+E r.l9l fl=

- \
/
\

\
\ OI
aa-

H
a
lal
IF
L
-l oF
I
i
\
a
/ ilt

t- rI ,l I-r
AlEt Et+gE

EEtg] A]g
2025EIEE += gAlEIll 5ff"T1,*iffi#nE1i5;flil?",='1ilf.'111f;il1i5;"'=,ffi--=1i1T,*
E1=0il H= g=J
oJtll &al +gtx]Est &at
^t^J -SLg Otu1?-S.
05 =rt,r[91]
EE 56-60+

@ ot@ 02@ 03c 04@ GEDE=E]T 01 @ 02@ 03 CI 040


050 060 07@ 080 05@ 06@ 07@ 080
+ts €t E8t 10 2@ 3@ 4@ +; gt E{t 1@ 2@ 30 40
50 6@ 5C 6@

giel ?lq sat


EE 20-264 t!+rl EooB 8al
^l,ul'el
ele,l
EE 66-714
@01 e 02@ 030 040
050 060 070 080 @01 @ 020 03@ 040
050 060 07e. 08c
+ts €t E4t 10 2@ 3e 4e
5@ 60 7@
+; gt Eril 1@ 2@ 3C 4@
8G)
9@ 10@ 5@ 6@ 70 80

-eE gAel oJte! E=J4 C^"d


-E9'lr-?75
€.el rruq E?Jrl q flts if
^1oo}
EE E-83+
@@ ot@ 020 03@ 040 GDffiir 0t c 02e- 030 04e
05@ 06@ 070 080 050 06@ 07e- 080
+b €t E{t 1e 2@ 3@ l+@ gt E4t 1e
+b 20 3@ 4@
50 6e 7@ 8@
50 6@ 70 8@

Eael xlHt "I 0rg|gl ga!


E.= 44-50+ 68+ ++sl tlool
EEEIr 0t o 02e- 030 0l+ @ EE 89^€4+

05e 06@ 07e 080 @ ot@ 02@ 030 04@


+5 Ht E{r 10 2@
050 060 07@ 080
3@ 4@
5e 60 7@ 8@ +5 gt E4t 10 2@ 3@ 4@
90 10@ 5@ 6@ 7@ 8e
-elEoll t= gH www.ebsi.co.kr

0g Etr{4 tttr3a} 6Jtet *zt: olf,lt il€ 13 +7lsr ^!u


EE 100'105+ PB 1a5-1514

EEo 01 o o2o o3o 04@ @01 e 02@ 030 04@


05@ 060 070 08e 05@ 06@ 07e 08@

+; gt Exll 10 2e 30 4e +5 gt E8l 1@ 2@ 3e l+@

50 6@ 7@ 8@ 50 6@ 7@ 80
9@ 10@

10 *r rEel zlt: el+e[ Er]


14 UTTelet xlE+el
EP 112-118*
Es 158tu164+

@ o o2o
01 03@ 01,. @
E@ ot@ oz@ 03@ 04@
050 060 070 08e
05@ 060 070 08@
+b Ht Erll 10 2@ 30 40 +ts gt E4 1@ 2@ 30 40
5@ 60 7@ 8@
50 6@ 7@ 8@
9@ 10@
9@ 100

Eqq 8a!4 if: EEFslst €t+9 €q[


^nir] ^1111
{u &al
E-e 124ru129+ EE 17s-175+

EHlr oto 020 03@ 04e GEDEI$T 01 @ 02.(i- 030 040


05@ 06e 07@ 08@ 050 060 07@- 080
+ts €t E8l 10 20 3e 40 +ts gt Erll 1@ 2@ 3@ 40
5@ 6@ 7@ 80 5@ 60 7@ 80

olt
^lq^Pbtrt ^lEI EE 134-1384

GTECtrL 01 @ 020 030 01@


05e 060 07@ 08@

+; gt E8l 10 2@ 3@ 40
5@ 50
turt6}lE
oJzJat
tflEtr r. rz|e| uJ^1-tr+ +Cg t€o14. +61 trJ^Iql
8at qeE qlrJe *44 €+e+ el+ +aE g6J-q--q qlB9 zlzl
^tt el4.
=+ujzlz| +CB 1l+o14. Cd€g +tI6J dJzl^b ECg H
=.
.^,t
TO 7lE E8t -E.e. 0,-1r\4. slrlzJot ts 4tol4 Hs+^la + il= Ell^JeE Bzl ?+gttrl.

01 @ 02@ me 01@
l.xpt "JxtoilIl rll7lg + ?lts HltrJ ol6fl
05@ 06@ 07@ 08@
04 +xlzf
EIIIE4 zll^lE+ +^lE i^Jol4. tzl-b "JrJE tscol E
6t+r tr9t+.
01 opl-\EEJqll7l A4-d ?lAE trle+
Gmm @ .Jtg tsC o e €zJ ,Jz}E ql(L)
=C "J9({rAE
gql oI4
E4IE4
^ll^lEe
ol?-l
^ ^E +tlol+.
E
^ E gEll
I dA15 qulolE rdzlE 4"lr el(AE dxll= Bg Els:
:ql 4sH €44 xlql= gsE ol^d4"J +Eql dl%I6F= q 4ol4l +4"6J tlH, fzl^b +-Etqrll ^Iof6}r ot*z} BE "J
gct{H('J)lolq +iil4.J tri%}* *4+ 49lz} #9, g qlt6l+ ae Ecql q*+= 4ol4r +1L6IH4.
^JE}ql^l
"Jzls4 f4. EEEZI o, @ +^l+ eaE ^dcorHe ai6}q ^^orl H
CEEZI @ otel^trgeil^ql qeE .JrJe q+g Sg + Eql E61l ncElolo}'tl+r +tI6I*.+.
* *4 oe .,'J-r ++61+ rzl-"J61+ 4gol* 9gl @ lzl{l ElqH "JAq e€e €+"J +o14.
qe= ggE :$$ol4. 'Jg =xflol+. ^l^lE
xlC4 'J++^J4 9 oe +Eq @ +zlql 4sH "JAE ECe EH+4+ t q4^l ol+qe +
4 zlc.ilzil +r +qEI 4e s +16l-= Ar+ +flg da4 9l= aol olq+ g q+q ?*+q4 9l= aol4.
zlql= 4C4 eql +{}4.
fflEZI e qul+tr^+ HlBq Ae rI++$ z.f1].zffiol 05 +otzt aEEt f,lE EllE trlet
+t}6l-= ?ltg 5dol4. t-E4erj-l fgq tszl-= €€+9 ^l"tLzI"J +ololtrI. +ol
C E4Eol +.J61^= "JrJE 5dol4. q 4eH E'J4"J .JrJol* Eg4 "-e. CtI6l_= 4aql gl=
@ :4:+;tql^l +t}6l+ .Jtq 5^dol4. .JrJ"ltrl.
@ €=ol +t}6l+ e,JE 5tol4. CGEil FolE Ctt x1xllE Eqq +"J6J +4 oe EgI
@
e4 Exll tr-qlql^l $ulE Cqg g + ?lE+.JLll6l.= zlCE
02 oUZetototTt A6Et ?lzjet r1ql
=d 4lgg zleo}g4.
EIIIE4 4l^l$g €q e S4 ^l-t7I.J ,]]zJ4olqE +tI
olq. rql q-sB .JrJg +Fillel ololzlg E6I] zltlE Aill^d @EZl o +olq qeE +?]E ^lEll+ ^JElql lrle} Esl6r
n C++trI. tr+4^l flzll{ +,+ df,$ B+61| ae Hl$zl
4 Sq 9"1, *zl9 "JEq zli .{,<}{ 6}zl ?++.
=zflol{.
CEEUI E. a. ^l^[4 .JrJe.] +dql ol']6]=
=4lE^lE @ +ol: dxll #el Erll ^JElql,rl
=ulalzltr+: +q^J
r zl
tl€;1"14. ,llzJ4ol"lql qsfl **illz}
6JE6I_I. *+61-=
Cg tsflElqtral EzllE dla6}r. 4y9 z1da1 q"re ag rt
'Jg ^Isl4 flg= zlzla_ rH"JE qt€ zlroJi zl?ol 94. e6I9trI.
4l "JE AillCg r7l +6J +FAl ?I"ll^J +Agq.
@, @ +ol= qB rCE AI++ €Ell4 4zlzl olq4 CeL!+
fflEtr -r, L. +Fill4 Sr++Fillel d:aorI+qg6^l ,}lC, TltrE r+Ag +^16r9tri.
6h=,|] A4"l qE "Jtlql^l +A6Izl q ele ++EoltrI.

03 zxpt "Jrg Plz! EcE Htn' ol6il 06 g+Eol aaetsg EltEqet

t-E4-4] ,ll^lEE ag r^[, €+ trJ7]o14. lzlt c+d t-E,{ET-l 4l^lEe ++"Jg +tlol+. :.ql nlsts ,<I^}ES
qr-€g, oJ4+ cd€g +1}6l"fl4. +dg ++611 4lt "Jzl= zl+4s-e gflol-H ++LI ^d
ql€eNol g + 91tr1.
cEEm _r, L.
;4+ dql e^dg Elrt+a E HI
"Jz;=
E, lzl-b qlAE g^"rg e+oJ $} dolL} s+_o.q
CffiUf @ ++.Je 4rU E'J4 ECql rI4 "l€.ll^l .J
^14(Ae)el q+= EH6II Hlstg 19 z}ao|fl4.
rc€ 4!ol olulep tr9t4. ^J44 €af=

8gr+ 6fld 3
€gat 61l€

EEEtr c ETIE 9tol4. gI+"Je Sg €€61-r EHg zJe zlg ^Jqq^l {q+ z}-ff€ H 66}71 9l
^}AIEE ^JEr}
ulEsts zl+zl?l +""Eg zlaa}fl4. 6ll^lol4.
@ eJ+qle $zl ,<l$zls^l A?-l7l €€g fldl
^ll^Jg "JEzl
r.q6lfl+.
@ S+"Jol ++ql HI= EHg ulezl g}€€ 41461+ 4olxl
e-E EHg t{4:4ol ot'14. .^,S
TO EI E4I $lS 11-134

€) e++"JqqsB rl^|-gg +rJg 4la6}q "J4E g+l6IE


Elq^l +lg rlolzl ?J:r-E dg BEt + 91tr1. 10 2@ 3@ 4@
5@ 6@

07 HIE ol6H
=at=zlr,xl.el^lEl^lAl
EIIIE4 zll^lEE ag g4Eolq ++Ee gg trzfo1rl. | 6go1 aa:d?lrJE # trtet
e.J(E/Uol Eil6i= +?+8, trzl+ zlg gEql^l 49 +9 t-e{El ,}tlEtls}EC"J+o14. CE+ql qsE oJ
uICE"l iEo}rll €olzh? +uiLJ..EHR(r+ 4UlE olr} ^+g
,Je dg +016Ir qr-g dq6F= a'JctHffi(zlE)19 ts H o
xll.<la|flr|. E^1 +qgr qq+q olelql Tle.E zfg{eE. dAql SA
^tEls
GEAI 6l uz1-q1 qeg FilztE qge ECg EEzl zl o enl qg B^.rg + 914.
44 +Col fi= t}4q1 olezll 6Ir" 4z}el zI€4 e^dql q4 GEEUI L. a. AE+ql qsE "JrJqlrll= Cqolq e+B
iE6I4 gE+ ol-b 1o14. g zl-$4-e-E CqB + 9l= flbtH +Zffi?l+zlfl)lol f"l
EEEEtr e qeE +?+= +^?-l= ql ge-6J zlql 4 9leq, .JAg qg= Cqq eloJ aols e "JAe
=4Eql
: Fil,+ 4l?ol 7*+a 9l"loF aJ Hol4. ^^sg
x}4l9 qglql d4gg 4"Jg 4oF aJ4.
@ 54Eql ulets +4E 4l"ol 4zl9 ^d6}ql r|4 zltl9 fflEtr -. C**91 trle$ 6l€0l +qq} lol oI
^11 ^Iqe
g trll +qz} -L=Hlerll €tr}. trI$^J 4l+ AE qg r.Sg q4 cg zls= daE}esAl €cEl= 1o14.
+016l+
"Jg
Hlgizloizl ?l:r}. tr. CE+ql trleE "JrJE eCg +"&3 Eoll €Cal-b 4ol
@ :.zl^b EHg E4zI
.JrJe-l E^dg 6llilr g+^B otqq 6l€tr+El +qzl= 1o14.
^IslE
,il "J=qa -u_*4.
@ g+E$ Lxl^= E+ "J+4 €ilql q4 Ezlzl€ C*ollo}
2 oilol7=^-l ea:d #g 4s. upl
*+l. +4-61zl *"^ttrI.
IH-ETI 4l^l+g ill++el ^l-^J7IoJ qlul++/-E +4ol
+. ql'l+s^ql trl.EE +g ilqe +7+4 €#E +EE6J +
08 otanegdlelE^E HIE ol6tl
^tgl^ltt +ql qE 3l+ol ol-u d4l9 rEol iE€ oe4{ +qzl= nll
IE-ETI reg zJ* o]4^eeell^ol4 gg €:^o14. o] 4o14.
ulltrgEll^e+ s^= ?J4 }JTJE Ail4 E^d4
^lsl 4qHI GffiUr qlul+e^= fffd}aits q#= +E6la €+
@
+7lE Tlgg €86if,trr. e.qtF ^ru7F= 44 ^l"J
=46Iq zffi H 6$ +7lE qBs^l 9 f4o1 otzl'* rl+r+ a.o-g aelg 49 z3-aaf94.
E fl+ d€r+ ,l]qlE
^JB "t ^ll fsEZI @:al:-'+;r ^l-tl"l zlaofL: S9 4gol4.
^l619.+. @ E7l zlaaJt: d.9 4solq. qltl+e^= €+q 4
GEEil O trIerr..9 tzlSol+. ot4.Egetl^= +ts ^ruol
zJ=alfl4.
"J +Eg
il 6I€. g16ll, -E,^= ,|]"Jel ^JB!+ zl-S FEE flall {z}z} ll @ qlq+e^= zszJlolt "J^lzlql r{qtr+= 6414oll zl
c,rl $golulr. tr914.
+zl?l ilqg
gflEZI e ot4^e'Jell^ql qsE .Jte E^d4sE + =:^l6IH+.ill+-E-4= ,}l?14 rl+g
€) qlrl+-e^= +^liRg.q
,1-= BC{}4. ^Islzl
,llqlg €e* sg +16il t4.J sg g?-l'B 49 z3aalf4.
@ ot4^egeil^ql qsE +71+ q+4 gEqL dlg
^l"JE
el"J +Follol4.
6 $:91 tr+sE +71+ rI4 4l*ol+= fl94 fl9lql E6ll B 3 4zle.tlTl ais-d #E EtlE trtet
c5tfl+. rE{_-E^fl ^ll^lEe 4zler]9 +1tolQ. 4ztgrlql qeE
6 €-loll ElsE TH"JEol ^IEl 4la+g'*3 "lf* d^J tlEllel sgGffig flAg olF 4d, zlzl +qTlEolq ,+ +q7l=
=
l. EBS +5=a Ealel
^t8
www.ebsi.co.kr

ol #9$,ol H!+6lE_e .Jte rA€


dalE + fltrI. @ tl4+ "JEql q* dE. ^lHl
. trl+E +Eg
a4l6}9+.
=zllel
GWI o ^l7l.sq= "Jag Ec''tI EE Btr-ol + @ 4+4 a" r illE.J c(;frH)g zlaof|: d+E .JaL"l+.
=4e+ =+
+.J ?l.Jttr("Jlr+ =dtf,*($lql E6il ^J4+r ig6IE--E #
9$ol HE}.JQ= ag 4g"I EE dzlql^l Hqts ag ?t^ $ op;,retsq4E lil,l.lg trlef
6Ig+.
t-ei{E4-l r H E zJ€zl^b o}r-] } + Q 4l I o 4. }el'- EB ell
l
o

EEEtr e 47lEq= g^8g:r+alzl4 zlaolzl ?J9t+. qqH *zlE +^dgEE Sd6Ir zl+4oJ Sg +16I
@ 4zleq: 4lg€€ 9zl *d trE||'J +Eg Aqq goJs ^ql
zI++. =
tr tr9t4. GEBUI ltlsH +7I= E= +=.ill zI
@ o}4^eegell;-91
@ 4zleqb qB +^lle+ €tr-E +ztCg 714 + S,+r ++
Sull =lt?lE +Filltrd 4"lzl +FillE€ sg6}q 4dr.99
6Ifl+.
cg#++.
o 47tEq= zl+a 4*ol4 ^l+11
r4ql il+ilzl ?*= + ggEtr e, @ olq^Eeefl^ql qeH +7}el qBg +^d
q.J +E(+915 zlaa[94.
E$$ q+6}r +ee #-q a olz= Lo14.
@ o}4^eeell^ql qsH +719 F4oJ +4e iCflEol
4 ,rte_e=el.,.lErPl eail ?!Tel=d 4ef €sel qgCg .$dor|l gflo}q de€ d€a}{l 6il += a
f-Eq=^ll zll^lEq Ag d=+E ^l-^JzloJ z.[e=.=.. 93 ol "l+.
C 6Cq Sfl lu1:.z1oltr|. ,-El1r^Iql trlsfl oJrJ @ o}4^eg4^ql 4sE +71+ 7l+4 r l+g sg6l+ s
^l-t7toJ
_s- olC a erl 'tl, t^l6J trlt dCfl ^l-ff€ +g +
^I€'g .Jte d+ +Fi]lol4.
914. ql€ E =
E_Eql 4sE zfffiEg gB zl+.ld
^f
zllE,rJ zltE dqql 4"Jg +ill4_q__e zt{E sg "J€
=
^lr.
ol zl-ot aJ4.
GEtrf r. .rleE-e.ql qqE .JrJE gCg +dr-6F= 4lg
?+eq .Jtg Lllfl4rl SH4-9._e
=xll6}zl ^ll^Jql =4e^l
al-+Eg ++Iql S+.
r. lv-l]Lxl+ "Jtq zFS 9zlE +A6IS.9+ oJ
^IE-tr--E:-
zJ9 zl* 9xlE .JC6I9eq ol$ uieJ'e_e. zlC"Jg d:g
"J
Eq e 49 zgaalH4.
ggEZI t-. r.uluxlq qets 9ts €zlis ^I€9 g€Cql
^l H,qg + Stri.
a. ,rlEE_e.= "JrJE +4ol+ EAg Aql += 419 €xllE
+C-t*tri.

5 tFtzt aa-d elel qE trtst

I-HE^{] zll^lEg E.7I ^PU-71.J II^IE f^Jol4. ^JzI9l r|


=E E(iE)= sA(EE)g €!6t ylq|Ezl ?+sq "JAE tqE
E +ag + H+.
IEEm @ tlzl-= tq+ seg+ otq4 r +EqlE g,ll
olxl 9J:= c1l4 zl.ff€ ++6IH_e_4 olezl gl
"14'{} czlql
6J H'B e__E^l 4I"J(g*,)4 d4](t,ffi)E 4l^l6IHtrI.

EEEtr e tlz]+ .J+14.J Eq+Hg Blelot *+r +tL


61fltrI.
Q) oJ!€ HlEaLq 6l.i$ E'JC$ fldo + H= +il
^l-t7}
Eg E6Iol4. arxFb 6l€0l+ ECg E'Jr+ +dg I o + E
ZI H}+.

Egrl6llts 5
tgrt 6il€

gl90} dal
"l*!t'E,1.("Jd)lg #zlB + 9l+.
+agl'oJel &al @Etr e +xlE "J*o14. *471+A6J ql({-)g
=HIA
'(e+.ffiffJ$ Ep6ll^l dAd+,t}%tol 4.
@ "Jxt9 "Jzlol4. +l.^l^= "JzIq 94 q$@OeBg +tI
/\S 7lE E8! EE 6I^l ?t9tE|.
TO 20^-21+

@ s-z1E EtF"l+.
01 e 02@ 030 040 @ qltel E^dol C6[+r H9t+.
"Jzl-=
050 060 070 080

04 +xtq ?.!€E ol6n


01 ?l({=)^t+l trtE q
=xtel t-=qEA1l zll^lEe +^}E +tolq. tz}91 tr}sE .JAg
t-E{ l + ^l^J7}= +l.a}"I+. *^l7l +t}E}
z}{} EzlE Its CC0t't*n)e "+6Iq. r}*ol C6IZI q: ag oJ9l4oJ t
.J(DE qCe 4fl9 4014 q(Pd= .Jg d€6I71 gt{H(+l)lE d4ol4.
^t%I61"=
9oll *=,t1 geql +HoltrI. EI+zlql qeE c.J(eNE E+ Ecg zlzlt_
@
GBm e *zl+ .Jg dA6l-= +Al4.J ,JEeEl +^le, 4"l+zl"J ^.^.e zlzl Ecg ufe$r. qlele+ HEE 4aq}
tr)E 4l^16}*4. '+'e +.Jol+ TBSoI zltl9 ACg +61 trI.
aolq '^l'= zl,tlg ,l+"l +E ^IB9 ol€€ 6110l"?-l= a EEEtr e, @, @ E7I^l-tlel oJtol4.
=
ol4.
@ +zlql qsE .JrJg E+ ag Edg zlzla_ elqu4.
EHEZI @ tzHl q.EB ?19 d€6t+ ae tsol otH 4
ztt9lzll Bq 91trI.
@
05 +qe 7l= sgupt
"Jztel "J^Jol4.
@ trut9 "JzJol4. t-E{-4] 4^lEg +qE +qql qsE 6l+.0l trl.
+4.o1tr}.
€.ql +qEI olzl[rs(o])lzl-E .Jt9 ECftr(C)lol4 Ed* +
@ i.z1g "J^Jol4.
Al4-e-tr 714?JL+.
^Iqg
GEEUI @ +q= EC.J ol*9 Eitltr, edtttr(C)l
02 oJc= rlqt .J
^Iqg
"gxtg trl-gE z}+-9--e tr9t4.
zllrlE-S "JzlE tr|sB qlrJg h
,Jzloll ^I*g
EIIIE4 f^Jol4. EEEZI e +el= "-l-Eol ol(rg)e+ 7l(fl9 a6Je=tr ol+q
+Ll Lll zlzl dt ol*, ? ^I*(pffi)g tlzla- EIqWI. 4l+r -e-*4.
GEUI --,. "Jzloll qets qltg ;7L+ dA4 E'J xI4 @ +sp .JrJql4 ECol
^JzlE 42
zl{ol $a}r. zl*Az]1
bq"J *zl(Rfu)e+ dA4 E'J dA +q.J olb(HH09 zlxl u1g"l4l s-qt4.
r qtquq. @ +alql Itl.EE gcol t aelGI$olo e Bce a6I9 ol
L. Bzlql qeE +9.+e_ . ,F*9 44 oJ. il$ E+ o[ffi + 914.
^IoJ. ^lHlg
I .ql .xl9 E(ffi)o]4. @ +slql 4sH +d{t egzl^dr+ 94 zldzl^dg
^}Bl9 4
E. "Jzl+ r}*ol xll a* zl4oll q4 ilolT} fleq d!+ Eol 4q flq.
"l€* 46IH zlzl4 eCtlt(C)lg "Jrll
slr. x1z1e1 ECg.JE 6l€tx(a)lg.Jztl 942 +1}6].fl4.
EHEtr =. oJzloll trIsE .JrJE g^dg C6}E__E f,Cg 05 +qe|, g+eE'4Eilrl' HIE ol6H
4tol "tqq.
EIIIE{ rHE Ae +qolq ge %4.Jo14. + ^l-^J7I
sF Cqlol 9zl +lq} %IBetr'4E-)<l7l(1ff;+W3tp)'$ z-ll.rlal-
03 Eil^l.Al HIE ol6t{
9s+ ol$,t1tr 4e.ztl 6114619+.
=xtgl.oJrtsl
EIIIE{ xll,tl$9 zJ$ *xlola gg ulxfolr|. +xl-= Eil GEUI €) +q= sol +tl6lzl ?*rl+E. E= Boflot el4
zlz[ flx] +zt+S .J4g *z cJs=e4{ EqCg i/5+61+ trJzl r. -H-?l_q-q, eJ+.Je gJII B,*"1 e4 6l-+.Jt*ffT#-(zl4t+
(ffiifl= zJafle{, dJzl-b oJ9(,f:#)91 elE(ri$ C "J)lg zlaaifl4.
=zltlz}aa}94.
ile+ E^Jg ++E {zl= "JE+EE EEEtr o +slql q-EE ol(Is)= E= ^l-E +ql tr€4e
=tse_?
cEEZr @ "Jzlql 4qH ECe .JA+ dBlEtr(a]t])lol -tr +aH6I7,l"J BillTl- S, o t: + "Jzl olB4. trl-+^J ol= Bll=

6 EBS +E=a Eatel


^ts
www.ebsi.co.kr

Tirl F6tl "J + gltrI.


^l-+g .r\.E.
TO €t E4l E?2-M
@ +4?l74ali '48'g ^l-Eel olil$ B+fl+ ag, 'il
zl': 4+g E61l +E Sg zl+61 d-= ag 9olt4. 1@ 2@ 3e Io
@ S+.Jql 4eE EHg trl+ol ts* 4"14 9Hol 9l= *ol 50 6@ 7@ Io
ute. E(4)olq. qlE Eq 9H"l +sE czlts Eil gltrtE +s 90 10@
E d7l= 4o1 ulE E"ltrl.
@ e*+.Jql qe.H 4
"l*9 "J^loJ A?-l= ?+7+4 ^FEql d,f, 1 tsxt, +xtol gB HIE ol6H
6IH 449 rl-Eol E+ r olil$ ?zll 9Erll, 4 pl*9 olzl =xt, ^l8E
r 4l^lE9 Ag *aI. 93 "Jzt. H9 tzlol4. ',+
E d€61^= {ol 'ilzl'olr 44s.1 ^l-Eol E+ ol{= g= =rtlE4
zl'= +jtE ol^J4 .JzJolzl"J *^Ie+ ulz|. fzlzl zt=el J
4ol '4E'o14.
^lE
E+q: ilolzl 914.
gB HtE ot6lt
GEUr @ ,J!+ Cd€$. +zl+ CE€g +el6}fl+.
07 +qq g+?!E rle},tJ oJzl= C6J E€ql +-q" 6Iq :1 g^dg dBo.J
^l"alq
t-E4-4_l ag +qolq €+ %4.Jo14. +sl: dzl+qgt
^I*g +
zls E tlE, tzl^b qI.J BCql +s" 6}zl ?*l : Ecg
xM*11+ +t}6l*.+. g+"Je +q9 olBloJ +4-ol s4 qEI .E lslo} +^I.E Jrgl4.
^^
g eq^l7l= ql+g geaqr Hl+6IE^l zl4tI"J6u{TA ^IH.g
_;s_ffi4$+. EHEZI e +^h= CHGU)g ,J=6IE^I olE[Z(B)]ol
ulEzl ?+eH "Jql +^J7I s,rll qr "Jql i4zl s.eB "Jol
cEut =. fslq %I+"Jql q-EE ul-g€
E€ ?zHs!4. ol$olxlzl ?+sq "Jol ol+qzlxl $eS {lq}ol "Jqts + fl
=. i4b +C, ++"Jg *Cg tl+oltrl. d4+Bg +tlqt +r +tltyl9tr|.
+sle+ g?] e*+ee sr+ qE.e E4 6I+4r +tL6lHtrI. @ oJzlql q-eB "JrJE +rB ECe d4q +i{g €#= tr}
@Etr -,. Aa)zl +AB d€o14. +slE oJrJql4l "Jal e4 + elqg z-lzl$rp 6ll^l E-e--E H6Izl ?*=+.
+q4 il44 tr9ttrI.
(Rfr)r} @ +4= Bl€txlg EqE -ErH_e e -Hal ?+*+.
.. ?slb *C, S+.Je +Ag d€ol+. e*+qle El+ol + @ +zl€ Hl** $:l =+lol+
r.|,tlzl€ol +-a-61+ "J(L)g
olilolq trFg +lql= qp olzlE. $.+r }r*4. (sfffiffi.)= EB6ll^l da6l+ zlzl PE_el=ul+]^
BE +
^Irloltrl.
EE +E6Izl ?+r Ae +^Iel fl"ilffitr)ql 6fl'Jq}4.
^I*61-=
08 g+EE 7tE ggtrtet
t-E4E4i-l ^ll^lEg e*+.JE +a-ol+. e*+"Je ,hs qlql= 2 g+?.!et 7tE gE trlE
olulql olilE Seqt,t.rl.firg(CE+4)l qr"ql= qEl+
"l-*
r +t}6}fl +. [e{e+l 4l^l$g c}+"JE ffiolc}. %}+.Jql q-EE tr}g
s,trlt, L,' l,tr +h @ E +E)l
^l-EE t,L,(,,J)lr+ Ec [lt(c)14 ol zl [ry(ol)]i a[4ol 4 t?-] G+9+
GEEZI o ed+oJql q-qH HIE^I g{g +4161 aFb 4o14.
^Hg 4la6ilot *xl@
fr)E gflel + fleq "JzlE 9+1610} ^d.J(+ )ol B + 9l+. IEEUr .. elfoJql trIsE "Jal= HqZl+ +q4 fl=
EEEtr c ++.Jql qsE ^I*q4l +qqfl4: dql^l 1o14.
EC[ttlol4r 6Ir ql E9 ixll4= dql^l trl+.[,1.]olu]r g L. e*+.Jql q.eE Ece EFg9 Eills^l "Jzlolq a?]fi
I ol*4e^de al*ol4 r tsCg * d4ft:g)o14. rg)olo e Hlstg Bs-21 94.
€) S+"Jql qeH "Jxl= ujxlz| ujoJ,\lulxlCr+ Ag 4o14.
=. elfoJgl tr}eH a?]+ ^l-EE olzl= zJol $fal+ {ol
@ e*+.Jql q.Ets trF*g gill= tscoll d4ol4 "Jalol+. olq+ zlzl tcg +61+ 4o14. *xl= a?_lE^l ol^l
@ ++'Jql qsE 4Ee 4
^l€-9
"l€9 Hlszl *+ I'Jg Htsd. ql q.J Sg q'J BszI S4.
o|: $;llel Hl.=€ sl+61+ 4o14.
[flEtr --. %49l{l $eH $g 68gtel ,tlzlola BElg S
9 $Col4. EI+^l Ed.J 9Hol .JqLI= \ zlz)lzl Ed6J
€ilE ,tlzlolu e r-elat ^J43iI raot 6J+.

3 +xpl oJrtel^lAl4 UB ula oFil


t-H-E-,ql 4l^lE9 ag +ziolq gg ujz}olr}. +zl+ cE

594 al1€ 7
ttrJrt 6]lE

€9, oJzl* cd€g +e}fle+ + ^l-t7} sF doJol+ d"J +4fl: fl4o14.


g E"J"J ECg zlzl:t_ Ellquqr -H-gl4. @ uzlzy Al^l6J tl€"I olq{. L^Iql QeE C"Jg +91(^tu.
GffiUI -,. tzlt +4, ,Jzl-= +eq 'l]Bg B dEol4. H)6Iq tsql4 q€ q# As-6}zl ?*=+.
+zl-= E^Jg tcollot g Ell^Jetr Bgteq oJxl* Ecg zl @ +^l7l
^ll^loJ
tl€"1 "Iq+. txl"ll tr}sE AIrJE eCe
)lg +116194.
a te,E(.Jc EH+4+ kq6il^l ol+qe + fl= dol oI,-14 E4
=u. fxlz| ^IHl.llrll
+CE 4Bg 6J a$oltrI. +zlql q.eE "Jte E *+q4 fl= aol4.
Er+ B?] d(#)g "J4g + 9l= bq4 aag= dAg + 9l= @ +^l7t rJ46J 1l+ol "Iq+. #zlzl;1tali qlil= qq
;.qg zlzlr. ?14. t.qg dlol.q zl+le+ +4g "JzlE ag s+16'J4.
tsptr c. ujxlz| +AE qgg g egolr+. EJzlql q-E
E C.J4 ioJg E+ .JEqlzlE EC o e,rJ zl!r. Eilquq. 5 "Jxtzt +rlo{lfll fil^lE + 9l= aafl E}ef
e. ujzlz| +49 .ilBg 6J AEol+. oJzl,= +++ Eq4 +
t-E4-4-l 4l^lEg'Jzlg +4-oltri. "Jzlql lrlsE 4.Jol4
"#g E6ll coJol g + gl+r H*eq, +ill4oJ foJHg_s,rl Elltr-+ .f, ol*4"J .JrJg E($i)q q€l q++. "Jzl-= oJ(:)
gqBlfl ol-3€ El*g at>Fffi,1'(+'Jd)lr+ +cg 4Al ?14 ql 46Ir E(AE qE+E Eilql(t[)e-e,tlel ad$ q ?*i
atHat(4+)1. z.I+(roffi)g q+(ffifi)'J a. *g "Jg zl+4 4ol4l +t}dl.fltr+.
_e_tr .gA6J at*#(del)l 5€ zll,<lalSe.
GEEUI @ +alqt qeE H+ el({:) 'E(A.E(i*) .A
G)g "J+ 9l= zleH(A)lol llr H+:1a# daEr+
4 *xtzt Srlel +xulll fil^lE + l,tts A6[ gtet fl= tsqg *+rtR(+)l eltri.
fflEZf O +^IzI tr e r ilts 48ol oI'14. #zl9l rte
qlEq Ecg j/!|6l.r sql6}rll 6110} 6J+r +tr-6} E E+ql qq erJE +"Jg ?Jel +a 4l9l += ae ql(HE
=461q Tlbol+.
fl+.
GtrEUr e *zle| +zl+ q+ ++7I e"J+4 +"J+9 F 6 ujzfz| +elg 4*"1 olq4. ,Jz}gl tr|sH ngzlTl= Es
il= EBoI"h 6'J4r tr9t+. €€ 4}gt*#(d E)letr^{l B d g+.
EEEtr o-rfzlE qlil(frHifi)E +t}6rfl+. 6 ujzlz| +4-6J 4€-ol olqq. oJzl+ €-€g 6J"J6l: %r-He
@ ,J^Iql EI-EE "JHI EC4 g?-l CHI= 6Hlol $.qE 6JrJg -e ++ zlalE
^llz16l-=
4ol olul4 +dg 4Al ?*+ alF'#,
+zlg + 91tr1. (r+s_)lg rllrlal.flrl-.
@ ,Jzl* 4= zItrI olalalzl *61+ trl-fl4u..\2,1, 6 ulzlz| +a.6J 4gol otq+. "Jzlql qeH ulcol 7l* x
^Igql4l 6Ir zlzJ zI43
(E"J"JzlC)lq
=a6}q
Fil6JtrIE ^Jl^Jg +^illb 4"1 +.uI ^izl(fiif$$:.r5e-olq ++= =zl]olr}.
qi flq^l €-zloli aaH +lg + 9l4r zJaalfl4.
o *zl.= E^l^l7l flzl tzl.49 oJ4g *a Ecg sq}d|-rll 7 g+fl4 +slet^tai4 gB HtE ot6lt
6F= q il ({Hi6)E +t}6}fl +. rHg Ae S+.J, ge +qol+. e*+"Je ,llB
EI1IE4
Hl+zl"J qEE fllRe+ +q
^l€ql^l "lilE +6tq: Aq
5 rrl, +rle.l^!.t14 gB HIE 016[ ol^l= :L+6t4 e_H qg +rJ g€+E(*6*HE)6I
=xl = ^l-EE
,ll g+a ++61*4.
t-E{Eill ^ll^lEg 'Jg +z}. ge rEzl., Bg +aiol4. *xl-
7I "J6l-= E(iB: "Jte-ed o}tsal q?+"F B q+l GEUI @ e*+"Jr+ +q= E+ "JalE CA4.J S,e--a E
y^l7l trJ€g =E4t
+Hg, "J6l-= E= Es+E Hag. + 9le+. c}+.Jol "Jzl= Sdt S-etr E Arl 94 ?98 ol
=golz},-4+4
zlz| ofolf E= ql(frS+ H(i*) E4 ee SE zlie il5 *+6llo[: g[o] Sd6litl+_r. B9t+.
e,rJ oJzJol #g g916}r +"Jg 4€6l.rll €:a_,6J + glE+ 6L EEEtr e eJ+'Jr+ +sl E+ +AE E}]B9 El dE"l4.
ag 7l{vJtr+. a?-l(re$* 6lt=E+El +qg +d6J ol(rg)ol4 Es*E H€
=
GEEAI @ +ziel Lzl+ *zie| g?-l 6l€txlg ?lAE E 9zl ?*i4.
ECol* E'J+Hr+ ru{} e4E trit+. @ ++'Je *Cq 'HBg. +q= +Cq qBg Et 4Eol4.
@Etr O aozlzl-all^l6}zl+ vzlzl rJ46J tl€ol olq4. +q: "t7l7l +qa 9lq+E ^l-gE olilE *+6ll"t ++r
*zl+ E= "-FEg +fl_o_a trxl ?*914. Lzlql 4sE E= +tI6I9+.
".IBg Hn+^l7l= tle-l"J I olr]4 ol ,t]lr} -EL= Ag @ e*+"Je *Cq rIBg, +sli +Cel EilBg Et d$ol4.
={6}7
I EBS+5=a Ealel
^ta
www.ebsi.co.kr

+q= ^F=ql 'l"lz} :49 olzlE :|+6h= 4&' 4€i's ts. E l^"4 geql 9q} lgg zlaalf,4.
et4. GEUr o +zlql qeE .JrJe +E g4 .Jg(,f:
ci+'Je +Cq E}lB9, +q= +AE r{Bg B eEoltr}. =4le|
@ #)= .J + 9l: Eq4 "J^l bqr+ a?.9- datr +qg *+
olzltrg(ol)l= 6]L]E E e]+qle r
"l-$[,1,(c)]r+ ectl't(c)], 9l+.
tq* ecg +4161111 9fl61"= 4ol4r +tL+ HlE, +q= EEEZI O +zI= trJE ECe "+6I+ ^^orI HEql eltl
+?]+ ^l-gE olzlE ;L+61+ lol4l +e}6}fl4. jrc+trrl Ca}rtl Hg + fl41!-9t4.
@ ql(fl;)=*r uEgEE6l+ r-q+4 zlfrestr9i+.
+zl^=
8 +det^t"84 gg ot6[ @ +qe| ed+qle qlrJel Eq4 E^"ig 6IEtr+El +qg a
o e
t-EqEl 4l^l5e +qE +4-014. +q: ^LEg olzl[r$ -E_?14.

(ol)lz} zflp .<f$rr-4 $^l tr91tr1. ql= 5q *E @ +alq qsE HE s,ol zlzl tscg HIE*g
=4++r ^}o4
cql(gNol +4.JtrI.
^^e
olilz| ?lzl qlE"ll *ol
^Ja+= 4ol4 zl(*F)ql E6ll *9 B
illzl "J5q4 4 rae *E olzlql q4 r+41 g aol+.
GEEUI -. ?491 q-EE .JrJel "ISt,L.(d)le B Hlq gl
-qE^lE tlHl+ bqg zlzla- *q[lEffi(EB)l 6lEol +q.J
e_z olzlg *+l ll4.
c. f99l EleE EE olilE +qtrI.I tr+4
^l-Eg ^JCg+.
qelE +ill4"J ^LEql *olzl. ^l€ +ql^l ol
^l c.J(eA)"]
^lE t+6|qlW?rt(€Ejl $g zl+6141 rl-bF{fn(zlzl)l EoB
z[ pea[r[.
EEEZI .. ?98 "JEqzl$ ol*9 EilltfiH(itl)ls _H_il_q

q S+ee "Jzl= ol*9 eille B9l+.

9 +qqg+eq cd= HtE ot6n


EIIIE4 zllrlE9 ag +slolq €e eli.Jol4. +sl= "J
Eol "l(r$)e+ zl(-F)9 at}eE rJ4*eq 4 *4€ ol
^FEq
tl * t !-Col4r H?t+. 'J€ e*+.Jg ul-$ Hl.ll=
^l-Eq
olzf f{a}zl ?+=+r tr9ttr}.
^l-Eol+
GEUI @ +q= ilz'|$
^l-Eq
olilql 4ql zlrlg 3lqt€L
q+6}q r. zl.rlol Ep:olzl ?*3 *ol flrll 6l+ ao e E?l
4. ol.ll Hl6ll s}+"Jg 4 ol-39 oJzl= aI+6ILlq gA
^l+
6lrll
d€6.l-=Ioe tr9t4.
@EZt e +qql qeH zl44 B?-l ecg 3 d4olo e
+d6rq qElol4 il+aol s.tr}.
@ +qe+ ed+.Je E+ Ecg trl-sg tsillolq 6l€s+El +
qtse olxl4r e*4.
@ eJ+.JEI9 9t.14.
@ et+?lql ElsH $3 "l€9 Eillolr q'dg trl+ol g.J a
ol4 9.3"1 gl= *ol altE@iol4. tr|4^j ol-.e_4 s, 9H,
Eg ^Js EzlE9 +Alol+.

10 +xlzt +stet g+?lolxt fil^tB + ?t= dorl r1gf


t-E{E4-l 4l^lEg +z}E +toltr}. +zl-= {E€g H}=}e

E-Jzt6tl€ 9
ttrJIt o'11€

€ 0+EAr#)+*^l € (ffit6#)g +r}6l.fr.+.


tE gEet.oJzJet E.+4 ct GWr @ +q=
E, CE€€'
^I+el
'+'g'do}4[f#(^'])l's 6ll4"J H]
s 6il46].9+.
^lzlDh(^l)l'e
/\g
EEEtr e +q= trl+3 ealHH(4l)le+ zt+tm(*)1g +d
TO 7l+ E4l EE 32-3+ ql H[4Er.,J 5C A ( t.fif ltt*m)g +t]6[Htr}.
^J
@ aE€+ edg olH4 dillE tr= c?-lqal€r+ Bq Bc
01 @ 020 03@ 040 g .J+g a6J=^dtEfflzla)lo e trgttrI.
05@ 06@ 070 08@
@ +sl=,r}'Jol EC_e_e,r] +q4 fl+r B HlE. AE€+

^1.'lg ^I+el
++g F6il Bcqi d o -e trgi+.
01 ot3E otTtEqet o +sle| cE€+ s+ ca4qtr +qrl= I o e !-
^t+g
[EET] zll^lEg olE&g f^Jol4. ol+e zl(fl= EE ol et4.
(i9E. zr+tg Tlqr ilo = + ols+ zli E+ gg f ql4l
++619+.
04 otget+gE ot6il
CffiUI €l olqlq qsH
^I+g
olz| golz zlz[ o1g 61
(zDE olslE "J1'-"]trI. ol+ql
EIIIE4 4eE ^IElg c6I
aolq ace zlz| $oir. olzl zl$ * 4o14.
= € "_l"l s.zl"J 7l(mql 7I?-lH Ec(4#Jol glril qE_e 7lE
EEEtr e ololE oJ^Jol4. gflg + gl+. old ol*gl^J ol+g
^I+g 4l4e
zilolollot
@ ol+g Hl*tL d4qrxl€g "J+3 ol0\ zlzl aq}6lq ^JzJ a(ffi)g-E EJ€€ +x}l+ 19 z}=a|fl4.
t ae.e tr?ttr}.
GWr @ olqlq lrlsH aGo ++E +4e ^I++ ac
@ olqlg HIEoJ d4qrzF=$ oli. : zlrllE +/d6}4r. !.
E *gg +E6Iq zl$ xllolap ol(Ig)q Ez6[q q6[E+
et+.
olE 4014.
O ol+g Hl*+ d4*zl-p| tr|s$ ol= "J+g Bb fl4ol
EEEtr e LzlE oJzlol4. ]Ezlql qsH qlE€ 6l+ 4
4 zl} "JEg ol+E 4Eol4.
3 B.a 4oi zl-b aoll EE %I= 13 tse 'Jq Lfi: 1o14.
'Jq Lilr E Eq qq ++l(ftH)ql olE + ?14.
02 optel ccEqet o cE+E .J^Jol4.
t-EqEl xll^lEe ololE +a-ol+. olol= €d4_e_e @ s+?lE 9^J"14.
=xl]
sF= ag zldzlC$olz}r zlaa}flr}. ololql q-e$ ESzl @ ol+Iql trlsE ^d(-itEe 6lEq AHiH(aE)l"ls- ae
^I%I
c3 zl(flE HH4l6I_r. olGg"Jg 7144'JaJ 1"14 ol=49. E a[AiE(oJr;1o1q, a-e--Er{l foFol-b ae ce-E 4olzlzl
_trnJ zJ$'o+ Sol4. 9le|.14.
IEmm r. ololfi. ul*6,J €4421€q qsE E€zl€g
6ls=s+q +q*g ++ql ol : zlilltr^l .JelqlzlE r*
'Jg 05 eq'..et 7tE ggtrpt
+r 9l+.
a. ololql qsE EI{E{ zil^lEg eE+g +4-ol+. aE+ql qeB oJt
^IBr+
ace -EF a€4 o_E 7la
zl€ol tsaJ zJCol4. =461+ 9 "l*{l},tll zlzl olil, + C09r+ flB(ffiei)$ 4^I({lS)z}
9l+. Ce dg +016}r alg dq6l+ zlp(W*T)olq, EzI4
@Etr r. olol=. E€zlcg +Hzl-g-E =zl]6}q 71471 o e ,+zl gl= 4g'g 9olal^b flBg d'J qt€ 6J^l E6J
t"J.l €d4e_e azfl{c}r. zJaa}fl4. qf,f Qlzl$ Cq6F= bqolr, 4^l-= C{} flf,$ qflrll 6}
u. olololl trle$ ESzlCS zleql zrlE ol"J€ zlelzli {ol
+814 z4Z 714?Jc+.
F4 zldzlde e€4cg Egrafxluj egzlcg zldzlcg =
+ S+.
EEI6J
Er{Bm O CE+ql 4EH alqe zl-?zlflql trI+'Jq'J
4o14.
EEEZI e AE€+ +"Jttlt(9lg Sq ?EB o e tr?ttrI.
03 +aptEEEst ddE HtE ot6t{ + +"Jol S.eE golLi +++ EE dolLi "+E 4E} + fl+
EIIIE{ xll^lEg ag +qolq gg ce+8o14. aE€+ r- +tl6l9tr|.
+slg c+4€0tcpe#), g,<1{(ffif##)g Hl+6}r czla @ cE+ql qeE Eq4 zlaol szl9 7lE= ts trH+Et .g^d

10 EBS+E=a8ilet^td
www.ebsi.co.kr

o e^J
+q4 fl= Aoltrl. EEEZr e, @ ol+4 olol= HIE6J d4qrzl€E Ea-"I+.
@ CE+ql qsE B+9 7ls: "JrJr| FEol E+ zlzlr. 9l (D aE€+ rd_s__E^l
+q4 fl: BzlE TlsE +ill
^I+g E
716e^l ol zle.E tr+sE d6}7l: et6[zl= 4.J tll+s--e- tr9t+.
= ^J?-14 "lBl
@ CE+q trlsH zl^?21fl9 gfl6}q
+l+ldtrL
^I+g ++Eletrr,l
@ aE€+ C4ulzl€4 Bq .JtE eCg ol$zl dxllzl oI
^Iqg BcB + 91tr1.

H "l€9 zld e trgttrI.

06 optg.t otTtE trtet


[Eq=ql x]l^l+e ololE +a-ol+. ololql qsH ,l(fl=
B4E 9lr ++E ?le+ ol(rg)= BEIIE sr zl+E $.+.
EEUI @ olol"ll trlsH oli €4zI fle+ zlb B4zI ,\s
TO ET EIJI H-e 34tu37+
g,lo=e ol.i $a|-L zlts tdqq, ol= zt*ol fle+ 7l=
zr+ol 9l e rr tr ez.l zl"J g€- + 9l+. 10 2@ 3@ 40
6gEtr e ol+r+ ololql qsB ols+ zlE + fl 5@ 6O 7@ 8@
^1tr 4l"J
A trsffi.T+E*ft(o I 7l Etr-*)l o
I 4.
= olol= ol= zl+ol o o e gg
@ S, + $.41+t}6}f,tr|. 1 optE +gE trtet
@, @ ol+g ole_l trf^J4 zl+^dql ol+lzlt(rsH-x,
g =zl6lq t-E{Hl zl4} €zlE+ ^l-trzl+ olololr}. olol= ECq
FS)4 I z sgGe*F.86{)
o
I +*6}9+. g?lol zlaE EH4 il+aql 9l+r E1 7l4g HtEd:g a
lffiRg(Ezl$lg zlaa}f,4.
07 olEirt otolE eE= HtE ot6fl GEUr e olol} zl$ ${op. rllq6}q 719 gfl.J E€
^FJ q+dlot t}+a ++6194.
t-Eqerj-l zll^l$E Ag ol+olq €+ olololri. olE&$ Ed ^l7l=
4 ^i+ E+ a0fi)ol^l"J -Ee q+q E + gl+r B!|_o rJ ol EEEZI t2 ololE Hl*6J ^d?-l+^]€e ol(ry)= +c6J a
o tr _B?ttr}.
ol: aCr+ 44& rJ
^Itg 4,ditle+ ++9 +4le 89ic}. + zJa* @ ololb ol= z}+Col gl_o u e gei + S+r Blttri.
cg +ad+ Ao ^t*g ea + cd}ril Equ zl
@ ololE Hlta.J C4elzF=9 Eq Hlg rlE-Lzl ol^b
4zlE4oetr9t+.
q4
"l*
GWr L. ol+4 ol"l} ?Col C6I4+ aio}rll sfl$ tt6,L.(Ed)lq rH"JE €a+= €r=-6pzt alf ul-$fr1,1.1o.1

7l-b€g E-+ Tlzl-r ?l+r B9ttr|. d)lg Erllollot 6J+r H9I4.


.. ol*4 olol= E+ aAg zlz[ go[_L ol7l 7l= 944^l @ ololi zlaxlcg E€zlc " e Hs+^la lol olrl4 Tlag

Equ ace_e H9t+. "Jr{ 6}q ole$g E€, + Bgzlcg d€'J ag +t6}H4.
e. ololql qgfl e€e c*
^I+g sEr6}q, ^l+g ecE trJE trtet
+Eg 7l{vJL+. 2 eelsel
@Etr -r. olnle- olz| go|-L zlzl olg q= aol
^Itg t-E4E4_-]
^il^lEg cE+g +tloltrl. cE€+ ^I+g ^tq
q aCe zlzl Bolr. olTi zlql gq$ lol= e
^t+r+ aAel
I =tss-E
E9t+. + q+6Je-sa'l ,t|!ol €^dgqr
^IElg
Efl"l trIs+r +*6}fl+. E9t+.
GEtrl @ AE+ql trlsH
^Iqe:
6l€0l B6J E^J, g
zl9 TIEE ddse szJ ol99l Bcq= 1o14. =
08 eel8E HEtrtet @EZI e AE+ql uls$ ^I'Jg u|gg 7la= q+ B6J
t-EqE^j-l zll^lEg cE+E +a-oltrt. cE€+ c4aixl€ oe.*l BCq:9o14.
olq+ q+
^lqg Ecg-er.J +q4 fl= aol
r+ BE-l @, @ C4qrzl€9 Etl.]trt.
^r*g
*cEal €cEl= 4ol4l +tI6I*+. o eE+ql qsE dg +0l-6}r "-lg dq6F= €xl9 Tlae}
cEm @ CE+ql qsH ^l'Jg dg +"r6}a Eg dq sle-E - =zl flS B+E zlEzl 9lg g : zlzll-E 5rj zlc.
6F= trl-gE zls"ll ulrt {gre_eAl *+l4l+. + EJ zlsE fl4.

E'Jr+ 6llts 11
€Erl6fl€

3 oloEt EEEqI dCE Hld ol6H € cE€+ ^I'Jg ^I+g s= C4olzl# Hl+6t
zh?21fl9 =E_q-E ,t{l BCq=
EI{E4 4l^l$el z]$ olololq €+ C"-I$olul. olol.$ ul E^l ^Iqg B+l6lq ^I+g
*EI C4qrxl_E=g zl€zlC€ olG+JzI Tleq a= a o e trq 4ol4l ++6I9trI.
,le +E ol"Jg 7l4A egzl,rJolap 619+. tl€ tdg ot EEUI 6l ol+g Hl*ql c44zl€9 c+?-l€1lsgtus#)
ql qs$ 6l€0l ol(1g)ol4 olE
gel zl6e E cE+ql q.gE zl€zlcg B+g Tlsolq a "JrJqZl +q'J C09ol +
HzlC$ €zl9 zlao14. ? ? zl€E galol^I Elgel :=4 d4l(ffiOol4 olB4(rei*
H,l) dalol+. rBl'+ cE+ql tr}eB 6l€0l "Jzlqlril +qq}
GEBUr r.'ololg. Hl*ql C4ulzl-5ql qsE ElEg 6l+
oJ olE ?+^lE ggzl,<J g-_e,rl zlxlr 9i4. ol.ll HI6ll
AE€+ c9:4+ d4l7} olq+ cg +ot6}r qlg dq6l+ trl-gE
zls(tr4flo14.
a+4 t€. "JrJol zlu B€zlCg ^.ls +strIr +tI6[9+.
3 oJzJrlol cg +ot6lr Eg dq6E €zl9 TleE B€^l @EZl e ol+r+ uftlzizle olol EUJ 4(W t+E Fql
c ctr,(] zlzlt_ 4qu+r +t}6}fl+. c(ilfi)ql ol= + 9l+r trgttr].
u. olols. Hl*oJ tqqlxl€g @ olol: "lg "J€ol $zJf,alQl trgttrl.
^iqg EszlcE
Lll+_e_s ts_
@ AE+q 4sE "JAE trhSqH {l z}zl olil. + tCt'lt
:t4. :44 AE€+ E€zlCg dg +"I6La qlg dq6h=
(C)1, flB(ef*il, 4^H{is)zl. gleq Ede EFSE fl€ol oi
zlo e trgt+.
r-l 4 ol-S9 7|n(W*holc+.
=. aE*ql 4sH Tlazlcg ^Jel4 {:7oj €+E zlool olol= Hlt6.J d4uizlE=g a}'Jol +q4 ?izl ullE"ll ri*
trI. tr|?+^] B+$ 7ls= qets dg q6}zl= qBr Ee_E @
olEflg + ?lqr tr9t+. q+r+ ge
_aazlb d4. ^Itg ^IqE BCg
fflEtr r. olololl trlsts E€^lCg ol"Jg zlel4 'Jo} 4 a4E +41tr e ^HI-7I= CqI+ol4.
4,o14ol= +€-Hol So ue el$ql *g"E + fltrI. eCg
e]$q qr.J TldzlC9 eso-e--+.4q ^J484. otg, olol, BqteoE A1Al4 gB HIE 0161
6
{-E{El &9 ol*, 9* olol, Be CE+oltr}. rh}zl€
^ll
4 + ?t= U= ot6}l
olotzl otgoilxt r1t7tg g 4^l aItlE"Jg ddEql sleg
olf€ €861fl+. =46iq "JrJ"l ^-lzl_e.:
E4IE4 4l^lgg ol+9 +4-ol+. ol+ql qsE "+&(+
H)"ql^l "5F=' dB zl 9d G.ft*Bl9'4 " dJxi"ql^-t "51-= CEEUI C ol+g olG$)z} ts+ 4ol $fElzl tap zl
'ccftf#J'E 'c'g EF e€zl^dg 714?JL+. relr ts€^l (flq TIqzlE Edol ^Ja+a Blt+.
c9 ol*9 ol(lg)zt rle(H.H)ql dolzl g+9 ^J4olE.e +c 5SEZI @ olol5 HIEoJ Cp]+zl${l trists "JrJg .trql
oJ HlE, zlazlce ,l€ql 4"J rJ4olEE dB +E fla ai * "-l-Eg ol4 zl9 aile__e ol+qzlq olgl zl= gq4 ^le
B +E 91tr1. 9lg + s4trsfiT+EH$(ol rl E^J?-l )1.
GEm @ olzl gEt + glqr E ol+r+ $al, ololi ol! @ AE+ql 4gH "JAe
^^'+
dg dq6}r 4tr + 9l=
g6l+ vl*oJ Solq g6]i 43 zl$ol4a +t6[fl4. ?b. + xl^+zlfl(HEzffi)g 6l:=E+q +q$or EHq+Q.
@ olBqtzlg sc+"Jg "Jetol4.
EEEZI e olole+ ol+g Hl*ql c4elzl€ql IrI_EE ^f+
g C0t)ol @ CE€+ etE ECg ol$4 dilltr Ezl ?*9ttrt.
"Iq+
C(t*m)oI4.

^IEg e{q dfl +H-e-_E


@ olol= tr9t4.
@ olol4 ol+g HIE6J d4qlzl-Eq qeH El-gg Eill=
^d
7 g+Eq otgE gB HIE ot6tl
"l+. ^I+g colq c3 "l-$9 zl€-ol4. ^!'at4
[-HET) 4l^lEE Ae e*+.Jolq +g olqr-ol+. ol+g A
@ ololel ol+g HltoJ d4*xl-Eql qeE
^l-+g ^l'Jg € 44 '11^J4 +46il^l= s.4 flE}.l BzHzI olq4r ts f flzl
"H[f#(^J)]o14.
"J E'Jr+ +d6ll^l= :Bzl ?*41 Hil+. + Eq4 *ol E
Eq4 q9l= olq4r +e6lB^l s+eg zldE}"J€6u1ia
gB
--#)g Hl+6I9+.
5 o|gt, olol, EEEIE HIE 016[
^l.At4
t-E{=,{l 4l^lEE zJg olE}. 99 olol, He AE+"14. ol IEEEUr @ ed+oJol "l-q_rt Ed, olzlE 6I+-e. E arl g
+e ^I++ eag ^1tr +E ac-g-.E e ElE, olol: eae 4, ol*rg Hl*6.J C4olzl€3 E4g trl.gql ,i= olilolq ^l
dcsolq ^Itg eag d"J +E.J sol4r +t}6l9q. ql HIE +E6l+ al+zJ.J #AY trl+ol otq+ -H-^rol+I -E9ttrt.

12 EBS +==a 8aq


^tA
www.ebsi.co.kr

EHEtr e ed+.Jql qsH olzl+.<|g zJ.grll


^lHlzlcr+
,J3 4e_e, Cqlr|
^IHIE
S+61-= 5qolS,rlE cg +"t6I Ef,el.xlHl "r olgel &al
l Eg "l9lal.b rJCg zlQz\zlux1r4.
€) S+.Jq .Jel-lr}.
@ s+.Jq qsts trE olil= +sq4l^J +et + s4. olzl Ag
-ro 7lg E8l -H-P 44ru45*

E "l€91 ll€ Sol4. ol ul.$ol ^F+ql zlaJxlxl g*e aol Hr


e a?]olq ol ffoJ a?]E trl^€€ +EE dzlE Ell EBIU 010 02e- 030 04@
aol HItr -trol+. 05e 06@ 070 080
@ "JB44-E=4 C4elxl_==g .Jg€
^ll4Elot A?]E -H=El
+ 9l+r E?itr}. 01 ATlsLtE gB ot6il
^t"at+
[-E{rE^I 4l^lEg 4z}er-]9 +A.ol+. 4z}er]r} +49
8 ototg olTlE El€f Ed A|$g d^flg t-il zfzl tlzl=,tl.,tJx-llr-].-1. aJ4. olE 6
E4IE4 xll^lEe olol9 +4-ol+. olol= ol+E olzl-as ^JE $e E4 rlE$ol4: €€n+
qtr+E +1"J, r]E€.g a
€ (rgffi.E6*il9 ul sop zl $o +.J E€ (*F.#re*-B-#)g
I E4 r.ltr+E aB"il ols= ag BL"J 4o14.
+a-6lE^i El-gE zl€+"J olq+ dzlg 3!+ E+ zl(FJzI GEBUI @ 47IEqq qsE 6llBq ZxlE gdE0\triE)
g6}r ol(rgzt 7lE g+ts 1,ol4l zJ.arls4. E +q4q +Hol+ eqle+ zJg Hrlz} AEg t4ol4.
GEEI -r. ololL olE r++tg+C6IHtrI. EEEZ! c 47IEqq qsH +E(+Hg +ill4 4+.J
u. ololql EleE E€zlCg zlz| ullzllg ++6J ol(rgElg I BCEE +q6IE 6ilBql ol= + 9l+.
trlol+ql ol= Eq +{6IE_E Elq"J+el +oJE rlal gez[ @ 4zlsqql qsH 6flgql olE 6^Jg rJ ol^J Ssl= Hl+6|
fl+. HIE zldzlC$ 714+ olzl s.B(|,6)g aolotr Eq zl ?*rll 84.
4 +"Jol gs6}trl. @ qsE +slql^J H,"l4xl *4q H}+6lt^l qlq
c. ololg. Elt* C4olzl€$ ".hgq olz| u|lxllgQL trgtQ. ^izlsqql
+= +dE sg rFol4.
fsEZ! =. oJolql qeE ^Itg eAql st}q= AAolq @ qsH gcEE +6I6Je__Eal z1lg€€ eeB +
^lT}sqql
aAg zlzl uJatl olzl zl$ g+Q^J Eflt zJCol4. Hol+ ,J"Nzl ig6lr.. aFol H= tlEli.J 4Bql ole 4l €4.

02 +q {Elet
^l.tte
gB ot6n

EIIIE4 ag €:+ ^l-^J7IoJ €+, gg


+4 ^ru7I.J ,rlltl
ol+. ++ qsB €zlg 4471+ *(+)olq 6E(+
^l-^Jql
g)o14. trl+^l s= rcg EHE ^de.J zlc(H,t9g
z*zl *a4. +^l =4=EleE *4zl e.l+
^I^&ll "J^.161-= ^llale+
LI= s.zl €xlls re+ Ag qltltrH(a)l
^.1(#)-9-sEl =zil6tq,
e s+.
Gmul @ €+= g.J4 adgl el6il ^Jcq.r. E
^Eq=
BtlE dxll e#3 +4q. "llol +- gTlE flE4
= =4e+
r tr9}trI.
EHEZ! c €+= -Er= €tr-e 4= ar+ eEqzl
=4e|714
*r HalzlE ?*= r+ql ceg + s,qr trgttrI.
@ gzllTt e4 al+ol4 +el6iq, ol.= uFgq EAle+
^llrlg
zI€€ E€r6Jqr. _H.!t+.
@ 4l{e EE etr"e El+g trlL1^l= ?*=4
r tr9l+. =4e+ =z1161^l

@ €+e+ ^llaE ^Ftr-e E+ *+x+ffi)ql 7lHt6E 91tr1. tr+4


^J
EE €t}g szl9 g4ql tr|4 H+, iB+tr}
^Jc.
=^tiel

8.Jrt'6H€ 13
TE,TI. 6]l€

r B9l4 4 6ilgg zlaa|{. zhlE El+g zld Hr r}dE tscol E


EC"Jg 4lgeE +il7r B + 9l+r E+.
gB GEEI C +^lel zleaol e{ ol*$91^-l ul-e-E e--tr- d614l
03 +zteLlE ol6n
trIr -H= ag C+9 "Jtlol4.
^ttt4
rH-Efl 4l^lEg 4zleqg ++oltrI. szlBg g?lql u+
HcI6l-= s= ag +^J(*H)6II., +oK*+Dol
EEEtr @ rao4 d+ql^i= E+ zllB+g 9zl ?lall cC
"+ ^JE6Ii 4 zlfll$ EL4l +.1"t {qa 84.
q. a(E)oltrI.
GEZI €) ^l7IEq= g"J+ aaql E6il €^dg s= 43 @. @ d+e +d:6J 94B4= i+C(4,ilH)g EJ EC9 zI4
g 6^lqlq.
+-!-6}J., +oplq. Es}6rxl s= ae Ho tr-E d+g aE
@ ra"4 d+g lL+ q+ Er ^rue_s^l + zlHlql
fl+r tr9ttrI. +9.eq. +^Jq +zilql 6Jr(]o} 6.Jtrl.I Etr}.
^l-^Jg

EEEtr e 4zlE-ul= sgG.m zlalT} F^Joll, +o}"l


q, rEol4r. tr9l+.
@ 4zlsqE Ellol* "JillE trlzl ip6lr., Ht'|$ +r-lql
gB ot6tt
^l {qU fl]zl ^}441 06 aeg
tr9i+. tr}?+^J HE}61+
g ^86}aL} ^t^ttq
qtsg +ti"l4. qbg d+E rls4 oJ
Hol4 + S+. E{I E4
^ll^lEg
@ €zle-q= il-St€lr+ Sgt.-tu^l qL aqE d+6l$ .J gtrI Eolq. zI4lE ac{} E4 c+[H'lr(x]c)lg +q]ql 4Brll El
n _B9t+. E +CE ++il S^dElr +ilg czl.ll ol= + 9l+r tr91+.
@ 4zlerl= i''+(=#), + B+, CB, qq4€€ zllzlalzl
+1611 4lg, c4, zlqltfiEH(4lcillE iLtrI(=E+)g F{}
^ll4l E++i.l7tg+9lqrtr9t+.
4"J iflol gs6}ql u-q14. EEEtr o qbg E^Iq E=614 gir-E 4Bgq olE +
?lctr tr9ttr|.
04 clle EE ot6tl @ qFg -tr= +^Jql4l +ilrr B + ?Its aa+ c#ol 914
E4IE4
^l'tfet
zll^l!+ Ei ^l-^Jg "J^Jol4. 4* En=
Ell+ r E9l+.
z|,tl$ zllB$SrI oiq$ 6^JE +zll= *dee 6l+ 7I^l ill @ zllB* ol+qlE +=61 +qg oilo} el4i Eed+(tFl'Eiffi
4lE rllflg.q, .J+ ++ Ej/q^l +a-61+ Bel €4dg Hl+ {6)= ^ltsE +t}".|+.
6F= ag 6c frlle s:+. @ ql:_g +^JE c#ol 6l-==E+q +q*e 1"141 trzl ?+

G r ,-. 4* Ejz= -ELE +^JqlAl *4219 + 9l= ^J gttrr.

+ol *+q4 91rlr 84.


ol^Jzl oJz.ltroJ u.*9 fl.e: rllB€+ +6lr
=. 46. Ej/g
ol-EllE: +^Jg +4lElg +s-e *= +Bzlol4. 07 Aaq gB ot6il
EEEZI -. 4* Eiilql^l: trgol gHlql oleTl +16ll € ^hle gEE
EIiIE4 4l^lEg ?z}"l4. flE: gd(-,r)g "J
dollot g qc zlzl f49 qqeE +Ht4"Jg 4l^1,*+. ol+ illE Eg4 "lg4 EIB$ agql 4o14. E4 zll*aE "J9
q: +€g +r q3l€€ ag g"J otq4 ol= E+ ++6Iq ul$ga u.lt4. tr|+^l 'E= E?-l^la zlzl "J
ul^Sol g$?-lzl ?+= +4.J .J+HI+"J(Z.Eififfi&)ol sEI€ ^l-^Jg =!ul9 q}
*"Jg -r.{a}xl "Jr. trq +e iffilql^J 6}+s tt}oilo}
trI.
+.'4= g+slF(HE*SDg +*6IHtrI.
.. 4f Eilql^l= €zlB9 g4ql 44 ^8€'rB6l+ E= GEUI -r. fl-ab EE Adq zlaflE A+e "JrJE g
49'+[+t]'4= l49 €ill7] fl+r 84.
Bol4, gdg trl*xl ?+=+a tr91+.
.. Sa* g+g el= aIrJe_sE ++LI +qe*^J6iq EE(i#
Qt a=zl d=E gB ot6fl HE olE + 9t+r €El6IHtrI.
^l"tt4
EIIIE4 e€ e+, Og C+ol+. j/+g +aE "J#"J a EEEtr r. fl.trE zlzl d*9 aaQ}g ule EE +Bql
dg zlea o e 6l+-r+olq. j/Elql q{} ,Jg ol6lle+ H.qg + 9l4a H9ttrI.
=g
4lge_l dag E" oJ ^dBGriffi)g 6^l.JtrI. c+e tl4z} eE
^J
grJg 6Iq. qfl{+ qel ++9 +tg H
=. flab
ul-ffioll 9l4r H:il +flg F* +ill4tl zlo}9 $d 4 }$ ilgql^l =4s
+tl6}l:.r 6rfl4.
^IBE

11 EBS +==a Satel


^t8
www.ebsi.co.kr

gg ot6lt ,tl ollBol4 gHlg dA6l+ 4o14.


08 Eae
^hgrl fflxlzl Fzlzl o]H zldlE ffiollof q]+r tr
t-E{jEE4-l zll,<lE€ gag +c-o14. gae gEg +c
@
^l-^} ^lTlEqE
€ kol €zI6IE^1. s+4 l.+4 d+E e5l=
^hlql =a6}q
ettr}.

+1}6rfl+. @ 4zls4= SCEE +qg F6tl^l dtlg €.zJ6l+


zl4= r*A + *qr tr9}+. =4lel
GWr =. 9d"l *Aq rIBg oJ €Eol4. r= z1|Bf=
g 96li^l: +ulql $nllolzl g*l r^"rt'I+g adg +Hr. @ 47lEq= qL *+ql il+ilzl ?+: +E(+ioe] +Bg
zla;If,4.
t€ 9lrll =oSollo} *qa tr914.
=. 9dol +Aq 4Bg B d$ol4. r= AE{+g ^HE7ll ^ll
fleq. s}cr+ ^l+ftHn) +dg +^16l-= ael+g rzlz| I 2 qztsL:let,Jr[E gB ol"-[
^l.tt4
.47lrq,
B4olo + d+e] ztEfl4E 56J + ?lqr E9ttrI. rE{ l 'J+ +g u}z}olQ.
4z}sqE +E(+
EEEZ| -. gdol +ael qBg ts d+ot4. r= .Iele HE ddg F4 ^l-EE dt'-g 9lE rEllE 5+6IE gHIg
d@rl.frA)g +d-6IH^J. q4?l ."o+[C="]e+ Ezle ++tr ?zl9l ol= + glqr tr9t4. "Jxlt oJAol 6l€E+El E'J4
ao
lE EI4l ollot *41 B9ltrI. ECg +q$e B9ttrl. r4r ol=l{} E'J4 g^Jg
.. gdol +cE 'l]Bg Et dEol4. r= r.+g +de_ts d =4+r
dt +ql^l +€6171 +l6lt #"J$.ol zlt9 +olql E4ot qlQr
a"rl9 aEl€ ++6].9+. ++619+.
GtrEUr r. fiz}E-tlel "Jzl-b E+ g.F+ zle{o1
ql
a"-l= 4lE= Esol g4r trgttrl. ^+9
u. rlzlEr-lpi "Jzl-b E+ ++ql a+zlal ?*= +EE z}^lle.
A.S
TO ET E4I EE 46-so+
+qq go1"t qt+l. H9t4.
a. fzlE_ulq "Jzk E+ C"+g ul._ezll +B6Ir. dqg d
1@ 2@ 3@ 40 a6}qr :.4 oll"t +qr Egl+.
50 60 7@ 8@ EEEEI c. lzlEul= 6lEol "JrJqlrtl d.JECg +q6J
90 10@ 4l e.zl gqttrl.

1 4zle.ulE gB ol6fl 3 +el^1rtE gg ot6il


^lal4 ^hAtq
t-E.siEE_] zll^lE€
^lTiEqg
;1tolr|. ri €zl€g +tI (-EryETI Ae ++ rFlzI"J €+, ge +{
^hlz}.J ^lltl
6}fleq, ol= E= e^Jol fl"JtElr+ z4lt*)ql96}q ^J4+ oltrl. ++ E= aol €zl9 g4ql r|4 rJ4*l
^l-,!.oll^l=
-r. 4p.E+il E-| ol$o14. :lelo e +^Jol 4g. ++Iql $,= IAEE9 +zI4 +Cg ^lqzl ?+=4a e+. +
trEoE g"J4 eaql 96Iq
^E6E-s E=
^J4L+r, +loJr+ aaol iEqE ^l ^l-!oll^l=
€tle e4t0fil ol^gE&lE zl+e_slrJ
=4
r.FE ig6lrll g+r tr9ttrI. trl+^J gaE= +oI _E_= Hq op, ul-ffi trl+^J} €4l6}xl ?+:qr .$+.
fl.ll$ 6tg a$ql^l $d6l H,q+fll Eqr tr9ttrI. GtrEUf u. *fz| +CE 'ilElg aJ dgol4. $f= eE
=
GEAI @ 4zlEq= +4E ol$4 +Er+ €44 +4e+ €tle ilgta-14 s+t*lg "J*tol o|{ irel x}el
E+ 6s-6l.+r. E9ttri. $CEE +qE zltszl " e AitrlE =Eol q qE4r -e.ql4.
+
Bol €!{ 4olo e zizlgt)zl ztaxf, t+g +eg 7l?e .. Sfzl +CE .IBg E €8"14. €+* ff4 d4ql *
s Hts, HzJ zl(fli olE4 a +zI zlal {$o14. AG)e € C(?l$g rll$o} ollBalzl gloll^l= rldrll$ z;-o1 flol_tr E€
d4 +Eol ,J6Iq. q(H)ql 9lq^lE E^l+(ffi,E{l5)g ^ll Tl?.l g adE 7lsaql E=61]ot 6[^1"J, e+ql= Bd]g 86il tq
q1g. zlaop 9l+. Eql(ffiH)= HEe #sE.al EHql E}l e+EEg Hq^Jot ++r H?t4.
el oldlE g= aolr. olo|lo|-r. 4ol 4r r.
EEEZI $$el ^llrlol E+ +CE 4Bg el eEoltrI.
^Iql(,EH): HEg
ElsE4{ zlzl \e + "JE: 4"14. +4({4H)= gluEI-^}+[EF, ++ ^l-tF+ +4 ^ru9 E= €t9 €nil E+g t+(+mql
(+)l HtI +qg Soll €xllolt €tr-E dzll E+g F+6l+ a TlHIolq €86Jr}.
oltrI. a. .r.ll1lol +CE qBg B d+ol4. ^tlrlg EEg eCeF_
@EZr e 4TIEqql qsE Ej/ +qE #4 +.tr* E 6l-= r,l-soJ 4(#)g Hs].^I4 Egol sE "l€"J zl(g)= E:
Hg H+r €^JE s= 49 ul._ezll € 6I= zlqlE "Jr eq Ag +qE +*e H9t+.

8'Jrl 6[€ 15
€grl 6tl€

€H6l+ T}|Hol ofqq €zlol.L EE H(i*)g aaql 9zloll


4 .tt* Er ol6tt
^l"tiel Hl+(rFfi")olts^l Hl+(rFft)4= 1o14.
t-=d-E4-l 4l^l€e EI+ Ejil ^l_^Jg "J^Jol4. rll+ Ei.ql^.i ^gE Ee+6tE-a
xllrlqb ol^J4 ?latr-e Bgoltrl. tr€g zt,tl9 zllg€*"J =. 4+: Eile+ E7I ^FJ.e- s+ EEzl ^Ir= Bl?-lr "-l^Eol
olq4 4.Jq ,llg+E +^lel+. _E-gg'+l-g= {qE ++6l. BEEIS got"F +qn B+.
a. olell.Et- +^Jg +all6}lz} t q6F= r}*'o14. fsEflf -. 4* gr.9l qeE -s= €+e +^J(*
e =4le+
zl-"lb
@AI @ ril+ E-ilql^l: trgol +^Jql4l B6l+ -u,tlzt H)6rr. +oHfi+t)olE €ill-Ed9 $.4.

+ +B!+ 4exl g:qr. Bq.


c. Ezl
^FJ-oll^l=
tq! zlseql TlElqL zl^lg E6ll^J: E
gHlsTll "J + flqa 84.
EEEtr e, @, @ Ell+ Eilql^J= -H.gol Ell+b tr^lql= =
tllzlzlzl glqr E+. H4 4lEEn'l tsll+= 4l^l[Etm, ,qz]E.
r-19 zledg Ell++ E^l(i*f6). +3lsr+ qq+ee+q *xll gB
7 dF-q rl=E ot6[
^l.a}4
rE-E-] ae elb. €9 zltsol+. ql*
6il += +gl^l(trR €)7t 9i4.
6^Jol xlzl9 E
@ q+ Eiil.ql^J= ^J(ffi)ql El+€:ol s: H^l[triIfE7F^f6(+
4 "l€€ 4+6rE +qlq 4ggg Bg + 914[fiFlE(s-g)]r
+te.rl)lE Ae6J+. ol= Bq4l +Eg +S.+= ^84ttHla Hit+. {tsg +^Jol +il.Jg +Eql 4lEq+E e49 *zl
?+= B^lE "J=Jtr}. (Bfl= + uql s,"lzlzl g:e__E_tr., olel'* +'zl= 4a6}7l +l
^l7*^l
6ll dTl4sE += +q"J 4+Qfft67| gs6}+l tr9ttr}.

5 aesl EflE gB ot6r G m o 4bg H}lql^l {qts ^llt}oJ aE7l trl-g ts}a
^tat+
t-EE-] 'Jg99 9d"14. +lE: .Jc(-,l)g EIts
?1tr.
ol olul4 x|,tl "JQl 9l4r H914.

_e_-? 9419 EIBS Hq^l^J q+l +EIe+


^l-tlg t-g
il-+lql^l EEEtr e eHe ^I4lE PCg 4lElle HI-ele4HLEE(a
ttlollo} ++r -u_:t4. Iae Llelad(^fl.fr+)g +aralE C)t g+ *Azt g + elqr u_*4.
q4"J jl1"+[d4"]ei e_14.J +|-+tj/+lE aJ4l ollot +qa @ zltsg Eerlrl4s. s*t.J +49 6zlE ule 4lzlslzl
^1.
e.qi4. ?}e_E.s olg xllzla[7] +]611 dtlzloll zl+4.J +4e A+
EEm -r. fl-a.E zl. peolQr ts-914.
"Jdg-e Eotzl .e= ^JEg olBrll 611

oF,*+= z|lg€€ ulrfeE +^Jg f{lapz} 6}fleq, z}Hl @ El-*el Eills+ zl+ol ElB i S,Fol Cr+ 4E
^1ts3 ^ls
;.Je r]$ f $.-o I, e aJ* zJol *"1"r oJqr u-*4.
E ddg zJao}fl4.
... 9d3 ,||g€€ 916ll^l= ?*r 44"r+ q+
=oulql $ufloJxl @ AHn+ zltsg FF ulg-ol €zl9 +l?-lql q+ ^Ja+r. +

*+g ag +aL6Iq +uI-= H+E=


glrll + +^J(*H)6I+a tr9ttr}.
adg +Ha +B ^lqr, ^lulzlIr
e+4 r[*z[ g-s-6[+r tr9t4.
EEEtr .. flcE sAr+ 4Bol fl= fl+sl5E +alol 8 xt=E gg ot6lt
q. gI^JE Azllzl ulg ${olq, +^J9 E4 "Ja zli*+ trl-$ ^tAt4
tH,tfiE*i+'r'(xttdcd)le E4 4rt 4e e €cq= aol
re{E-l zll^lEg zlEE +1}ol+. ^lEg Ee+ z}419 u}
olq4r Eit+. €-ol *zl9 Eh.q-!+ 4sxl ?J:+g 4lB= 4,o14. a+* zldol
E. El+ql d+6lq ,H+eg €b.[ e r*g e^]r+ aelg ^114611 +z[E ^l+4.J idolr-]
e= +4H'J ttr+C(ffifrH)e
al$ol ,Jaql4o14. r.89t4. olilfl +qe iE qollol z[fl]i[flle "l€€ arol
aEq 7t= aol4r H n E+68(di\+tl"ltla 6IB.+.
GEm @ ^lEg gBg H+J^l I,l^Sol d+g trElltr(A)l
6 ctt* ETlel gB 0161l ql olE r. €tlE dztl E+g ulgztl +361q 94 q=tH(fl1
=Eel ^l-al4
E4 (zt)= Ell+ Ei/ (+)= E7l +4€. E61l sc€tr}r H9ltrl.
^W7t"J ^JxI9
^l^J.
ggEtr e'llB+ol
=r{
"Jaiol4. EI+ En.= *(+) ^hl-g 6c oe
=41
Bd6l9+. 4ts9 +^J zltE E^Jol g +ilQr H?l7l
:L EE €^}J+ +471aAEBE 5zI4"J dillE qEql. Ecg Bcollot ql+a +4-6[zl ?+oJ4.
^FJ-oll^l=
zlr-lzl ?t:+r ts4. tlzl-= ilBzlolr +Bzl.J "J^lg t{?-l adg
@
^ltsg ad ="+ql $ullolzl ?*.t F++g+t6I*,eLI
r zrflg Eq 44 tlolzlE c414 zl^+9 cxlE €€tr + ullxllalxli ?HttrI.
^ltsg B^l d+E EJ4 z}"Jol+ ES.J
914-z u_ql4. +q €ql €4 ol+aE Ezl *6[1 4]e6l+ BqlE alzi6[q.
EmUl .. 4* g:r"ll q.EH +(+)e t+61 S+t,-tu-lg +g flq4 ztedBnH=a(qdtr)lq g-s-6}qr. _89t4.

16 EBS +5=e Sael


^l'8
www.ebsi.co.kr

@, @ zltsg zlzl ,tJ$.ol E4 +i.l"Jg 4BqqE, e{E"g}


Eql lU #zl(HR)zI ts"} llzl ull$"ll ++61 dA6l+ fflol E7l
g-8-6t4_r. trgttrI. ^ltFl +glxlEol &a!

gg ot6lt A9
TO 7lE E8t ld.E EAtu(-rE
9 A=91 A15g
^l.Atq
(-E'{-E^JI ,J9 flsolr, gg qbol+. gE: "Jdg "Ji]
01 @ 02@ 030 04e
E EE4 gillE olg4 qBg ag"J 4ol4 e4 4*sir ",i
05@ 06@ 07@ 080
$ ufe-e-tr. tr9i+. Elb9 xltg qlEql il= Edg "J^l6Iq
,tl Hql AlgsQ gel +{$ Czl.il ol=Qa H!l+.
GEZI tr. ql}$ AdE "l6llE +^16l: E+9 +B 01 hrlE gB otdlt
%r-
^ttl4
HS ul$4 o e F r, C+ql^l zlaali: !+ +fl$ Foll E:z t-e{E4_l 4l^lEg rE,+E i^}o14. L^l+ EG)ql qs=
E ;ui4.J +4.J ,llB€€ eg + fl4r tr9t+. ++l^Is(*H Hffi)g gg zJ-aal.$4.
e. gpe+ ql;f E+ +^JE E4 C*ol "Ja 4l*6}4r. ts_ GWI @ Lzl^= qlel(p.#)e+ Ag .J+14 +Hg g?-161
et+. r. Eql ul4 zl€lflrll z}aalflQ.
^l+,gg
fflEtr r. flsE +^JE El*€ EIazll*"J E+.J {q EEEtr e r.zl-= eE('f:*)g qg *+ ^IHlg +tlii}4
E(E{uFt)4, 4l Er EE e.+'.J dBE(tmpl)ol4= +71^l 4 rg TIsAg E_r. q-E= dol ol-ul4 rgl qu} €"oio} Er
4E o e €B6I^1"J. 4+ ol E= ag 6I+9 "l-gt-,1.("JC)l g rJ46}fltrI.
s.E flag+r 89t4. O kzl+ uldol +^16}r. ++qI d}g gE+ olEqot 6.J+a
u. flxLE p+^J(fffi)
^l^Jg ^ll^l6}E^l ^Js += +tlr+ adl
tr9ttr1
Eol e4 ke il€ql^l aEl€ ol+q q-Er+ 4Bql^l {q+ @ ]rzh= ri$Eol dE Eg EEzl ^l^lql^l HqLI.t
^lHlel
s+ql6}r sltlollot 6J+r tr9t+. dqr tr?itr}.
€) sslE #r 4Bql ols= sg ,JaoJ ^hpl-= aJzleqol4.
10 qzELtE gg ot6fl
^;Al4
t-E{="!ll zll^lEg 4ztei-]9 +4;014. dzl-gults ^ll^} E 02 Sxle] gB ot6l{

aol ^lE E=61+ +4lql fl1, ^Js 9€4 oe ^J441.


^t"At4
EIiIE4 zll^lEg atz}9 +tr-ol+. l}xl-= Eg +aql^"l "J
=
*xlql, 4'g*+r tr9ttrt. olqal tszlH9 g?-lql
^Jc
E|?+
EE €EEF+ A^lE zl-+s€€ z]=a|fleq, ElrU xlg^
4E6l^= _E= ag +t}(kH)6ir, +oH*+t)olq. r(#)oltrl. q+ c+lql 4+ €olzlot 6J+r trgttrI.
GtrEr -r. {z}Eulq 4sH €zlH9 g?-lq 96il
^Jrj+ GEEI tlzlql 4eE E= r,.hEE +F€ +golq. EI
@
-a AE6l+-E= Ag EEE +illE^iE ztslzl fleq. EHel E3 E_E 4€-olo e s9 Cxl91,r1 E_E ^lltr-"JEg EF BE
Ee EoJ fl trIhf;i**+t(zll H+ot)1. 6I+.
u. {z}Eulql qeE €zlB9 g?.lql E6il C4+r Ag6l-= EEEUr C tlz}3 eCg HEI^l7l= aol olqq 4zltl4
E= Ag gfl-J + S+t#{TfiH(rilq+^})1. It z}€^qe E/cEll-E g ag zlaal.g4.
c. lzlEulql qsH SzlB9 g?-14 e.l6ll
^J4+r aB6l-= @ tr-^l+ 6l+9
^I*.tlrll
Eq4 Bdg +q6]i +ills ts-zl
EE aol +^J-6Ir., +ol.Jg+^Jol nl-gzl *i'171 qEql +^J *9ttrI.
E Se E?49-e rlgg ++ql S+t--qrE#(gillzlln)1. @ 6lzl+ ^l++'J"l sl4j ^l^Jq^l= €E.J ^ItsE +^J6rzl
fflEtr e. fzlE-ulql qsfl g{Iel ?zli gCE= +q ?+r bq fl= ^l*E jrzl g:E+-r. +tI6lB.4.
6Iq +B(#EE)ol+ e"l(iEE)e+ Ag rFE fl.Jol igB @ tlxl-= "JEg tscol e+lzl?l ag 86il EBltqr E^l ?+
^J
4o14. E= EqE Eaol gHlE Czlb +€€ F6ll^l et+.
^Iultl
EI rga3 + 9l: +Al7l olqq.

03 rxg gg ot6l
^t^AlE
Ex{E4 ]LzlE +ct"I+. rEzl^= al;, e d6J Ag
^ll^lEg
E4 e+= ^JdE+0:#E^)E +4"6I* 4, Eol zlU AE
o

8Br+ 6}lE 17
ttrJrf 6tlE

e+ eg *+ sg tr"t t t+a tr9l4.


+^JE Er+ €A ,JHg dzlioJq.
cEur E. rt^l-= q+ Eel ae "J+lql^l H.q+ zI€4
ECql rla{ $o}zlo} *qa trgttr}. 05 utE EB 016l
].xlt 9zle +t7l^= 6lel Elol fl= +flE EzltftHZ ^l.tl+
e. {-E4E-l 4l^lEg Lz}g +a-ol+. Lzl+ "JrJg r=g .J
i6(+91^l^l)lE ++6}fl+. trl+^l E^dg +xl(*fr)6ra ++ rl4 zlzlS, ql+]4"J +Hr+ r|fl z-llE-tr qloil rlElz} g*6}11l
(*Ak)ql
^JEllE
olgqot
tr9t+. q}{r gqa tr9t+. tr|4^l zl€g EGHq qe= ++laI€(*HH
EEEtr rtzlt qEotzJol EE +zlgol{. Y E;l$ol
-r.
m)E Sg {o}"t qFla +11619r}.
s9 48ol4a +tI6IHtr|. CEUr @ l=zl-= uldEol EE4 ^lqlql^l Hq+ +^l6L
u. ]trxl*
^lHl,
cE E"4 *3 tsEol ^Isl e+9 atsdol € r. Slzl-b ++61lot +4r tr9t+.
4_z u;r EEg #q clq"F 6.J+r !_9t4. ^+617ll L^l^= ^lq$
EHEtr c z+g sEq 4e +E uqcEol iE6Ir.
zr€^q+ #€. tolzr= i+ ,|"J(,,J.mHE)E ol^]4
gxlet gB ^[s]E
04 ot6tt o tr tr9t4.
^htl4
EXI E4 4l^lEg atx}9 +e-oltrl. tzl^b E= EErl zlB @ :.xl* +dg "&l ag u-olxl ?+"I.t ECE El+ol "ixlB

"J+g €E" t d e Eolot 6Ir, el+ +aq E


ql^l Hq+ o zll lxl ?*=+a tr9t+. E|{^l
"l^J4 Eilzl-= +dB "J.J
oll dEoJ g^dg olzlflalal ?+r E(rOe+ oJil6l-= Sg g"[ Eag ECqlrll -Hol^l ?*.t t +4.
oF q}+r +1I6If,4.
@ rzl+ s* dzl "JEE +E-9-E^J, ?lrJel A€4 ^J4ss
GEEil e Alzh= al"J+ dxll9 +"$g Foll 9ult 9E gd6l +"+g + s: €44oll 1"14r Egl+.
= Lzl^= =?14"J
g+9
(lftriqlE $uflolzl ?+r totTl= €Ell
^l-+E cxl[iHi&E(i
€) "J+14 +Hr+
zllEz|
^Iq flqlol4l H9t+.
s+)lE ++6IH4.
fsEtr @ +zl-= ++ "JEE Hsr Hzlg E+r 6I*.s 07 $te+ErtE gB ot6lt
^ttl4
4, zlalg "J6l.zl+ EB6[q olE]6.J I;ql 7lvlfle + 9lqa t-HH] ,J* tx}, €9 *zlol4. aizFb,-!c501 Eq q
tr^l ?*ltrI. 4 sotzlsa€ cfle +?l(*H)trr^l EcE€ q^q
ot{ EE +dql^l "J+g Hlzttr ^E6lrll
o[ oJr]-2. !-9]trt. *4+ .J({:)g zlqleg s+71q+44 E}
@. @ ^Jzl-b
^lBE +dol
H. "JEol TIilE +Hql^l E+ BE6Ir+alH{r.UMlal($Exll 4lSolzlb Ellt ^lsl= oltr-zl o e trgt+.
E"
)l tr?14. GEEr o tlzl+ qlE(ffi#)g "J9lE +46i9trI. trIz|^l
@ *^l-= .J+14 zllEe+ $+:ol g*E fl"Jol4l tr914. Er\l^l7l E^dg ql.-lq TIHIEIq ol=8. alEq q+ i+d #
^l-sl
&,*lzlzl qB41 gql -E-*4.
05 su tet s;rol,l.l.tpl gB 0!611 @Etr elzF= Er\l^l7l rjc5"l Elru iEoJ eql 4
e
t-Eq l (zl)b -Ezl ^l"U-, (+)E tr n ^1"^J.ol4. szl ^rug 4 ,solzts+ q^q"F oJ4r tr9l+.
]Lzl.el erzF= * e 6l+ eq
Eil
^FlJ.olq, "JrJg
rEE .J^l+ @ *zl-= €Lil7,I7| aGoql 7lH]6lq xl.llg foJ=oE Elqlg
T}zl+g zl"J6lr i+6la +++ zIflE eg sl+E+ 4& ?t €.J6lIl ollot oJ4E fzle}.J({|4etlug z}=atfl4.
a6J4. tr;i, E-7I CoJ4 a +7I a6Jqq @ *zl-= "Jg d€, qlfi'flE dd, CH(Ez)q +d, zllslel
^rug ^FJ-oll "JrJ
ao
-ni}+ Ao e EE1L^J E €^llql^lE e(H)4 +(;r,E)g ++ r= €€ €t6il ^IEl s+g ++g # fl4r _E-9t+.
Ets}l

+4. @ tI^Ie+ +zl+ E+ E(i$oll zlHloJ 4^Hg ddolloi +4


GEUI 6l E-j/= t=zie+ atzl9 Ez| .<pr';-"lelq ++ t r tr9ttrI.
"J, tld ^l^J,
goJs4€4 %r-^(f'f&i) Eg +€-6JtrI.
08 ge+ul, eFolit, fl-qtE gB HIE o161l
@Etr e E7l ^l+Pll^l= +fl+ Hql Eq ^ll+4 7l^l= ^l.AI4
ag6li A4lzl zFfi€ +el"t q-g zlael4. EIIIE4 (zt)E +EEirL (+): eful:1, (4)= €qlol4
@ E7l .J914 EB"l+ +H, .Elol g+9 g +sE}rl= d€tr-E 4le*.J Elxlls+ rLzl€ ?bl6} qsl-e, ++l
^l-^Jg ^llE ^Iq
qlol4r E4. 66;e4 +4?]= ^tlsE Eil+g +tI6J+. e+Elj/= -il.+
@ tr n
^Itlgdqg z"tiair. €^ilql^.lE qer+ q+g i+ -o- a$g zlgaiS,rj ^I$Eqlrtl Eq4 dqg dalt
zlaa-,
++. ag flt}-J+. €qle +ld ^lqql sz| ^rug e+4sE 4l+
@ rz1e1 tr;7= E.+ ++ zI€9 E$ f.'lj o e 1 o1 c}fleq, qs.4 ,tJ4rz|tr +Ba€g E + 9l+.
=+l"J

18 EBS +:=a Ealel


^td
www.ebsi.co.kr

GmuI L. e+trIil= lL?-lE Er +ag +gr+ 94g E6l.= g= Ag +^J-6Ir +oplq r]-Eg a.Jg u}_e.2il **
qets eBol *E+r ++6iE^l -il^il= +tr-6tfl+. d4l
ollot +tb}fltrI.
E. d+g .JrJq rA +Hg ag+ +(#.)q GEUI L. tlzl+ dE. trl+, flA EE Bgql^l H
^ll4lE Tl€6J ^ll ^lHl,
4lE -H-q. zlil$ agoJ eo}4olr ql+4.J bg"J a qLl ad4 €4 zF#9 dzlE ++6110},tlqa +^J6I*.4.
^ll+4
Bg 6^l'J4. c. 4zlE_r]= qe€.g iEE "JE6l+ E(iH +€-E c^Bl
@Etr r. *_eelslE E7l= 6C o e *zl, *zl, BzI E I tl4e gdE(/\EE)E ^ll^16l.fl4.
zllxlu{ z}el q el
^}-f;lg
++6J4. @Etr r. zlzl+ "JrJ4#e E+7|xldg H(18)9 zI
e. +He€g q.g4t €qlxl-==-e^l olEg €€ql €€ E4 zlr Eilq$4r Hit4.
r ^ll+zl 7l^lz ag6}q q+4 .B.ltrs}4 ElEg e. zlzl^= sr+ +€+ 7l(flE zlg44+ ++] r+col, e zl
ql, olE AB(iffiflol4r 6}fl4. =a= uul6}4l+ +qg oJol olq+r. tr914. 4ztgq= 5-^Fl *ot

E zilEzl *qL 6^JE #315o14a trgttrl.

3 Utgt+rtel^l.Af4 gB ot6t|
t-EqEl Ag ei^lolr, €+ tzlol4. T4+ .J?l(AH)ql
.^,S
dt E8l -E-e ggrugQg Hlqal.a EG)ql tris= Sg €olot +Ig zlaolfl4.
TO ^IgE
tzl^b tAE E^.ig "jo}+r +a-6}flo4, ole .JEl
^tq4
1@ 2@ 30 40 s+e.J+lt{HlzJ kq.J qlerl 4aE+ 9l+r tr9t+.
50 6@ GEUI u. 6lzlz[*eE qBgE] d$ol4. {xlf .tlul,
d"-|, ul+, +ldel ++ol E-9 *d"l olq+ "JrJ +414.J +
1 rxlE EB o!6tt dq^l EI+g ul-*l{zl trIEol4r tr?ieq. E.g +dq^-l Ht
^hat4 4tr8 ".hEol *lF6lqr +116}fltr}.
t-E4El xll^lEg ]EzlE +c-ol+. ]r4+ H€ zlu c.Je c. ztzlzl +CE 4Bg tr d$ol4. elzFb El€€ ulgl. zll
9zle oJg 6}al ?*=+r trgtsq, Eql q4^J $olzls + u.!
*ol 6lE ^1tsl, dE. trl+ Eq EE4 +Eql $ullolzl ?+= a
$ol :-,':-e ol-folzlE-$ s.€ sol4L 6}fltrt. olE + 9l+r 8914.
GEZI r. rLzl* qEe+ rJg s.'17Bol* €Hr+ +Eg tl4 zl-ft9 a4.J
^s+[e)Gff)ql
zllE$ .J94?l aee +a6}r, €zl9l! *q+ E^dql q€|
e. f,zlzl *AE 4Bg'J d$ol4. +^l-= e!+ i.qq rfz| xll
+= +461{l tsts]j6ilo} aI{, olE 9loll {lz} g-e_6}+r tr9t+.
$olzlot 6J+a tr9t4.
u. Lzl* +f (trH)g +^Bol oltlzJ.J ail4r trgl+. fflEtr -. zlzle+ +^I E+ +Ag .{Bg B d$ol4. ^J
^lg4 Ecg $rtqr trglsq, d€ol erJql
al+ qltol
c. rEzlt "Ezlal Hl+r, *E ls_gg zl4+tfiffiffi +ffiH
,ll E'J4 e^dg *{il4l rnzl ?}gtr}. +z}-= 6l€el "Jr}
(^lE+ +C91."+r 6I*.trI. Eo} "g^dg E]+6IE ts rBIEI
.Jtel .Jol EB4ol4I 6F= d"J+ol(xAAr)E +tl6|fi.
ol 9lr, ts rflEl olil$.JE Ele
^lql$ *+L+ltFf.EH f;n g-q, 6l€g
"JrJq4l Eq+Hg +q6F= €4lz} olulep _E
HEEE(+HB$ zlt9$)1."4r 6}g.trl. *4zl4rt rs_e,
*+.
E ECg E]+6IH E reloJ olil, + tr-E(HrE)E rltBoL +?-l
E Sol i. rfloJ tlEll, + €eglg #zlolzll g+= dol4.
fflEZI a. !.zlt ^lHlE EE6Iq: 44g "J9l4"J ae 4 rxlE g80{l^1+r}oilIlr1l7lB+ ?Its H!trJ 016!l
tr tr9ltrI. tr|4^l ECg +zl(**E)6}r. ++(kak)6J ^J4E gl
t-ffET-l 4l^lEg rLxlE +t}.l+. ]trzl-= E.gl trle:. xts
,il 4ot oJqr +t}i'IHtri. ql +,sodre__84! g++ BtEd.g + gl+r Bgt+. tr|4
^IslE
.J9lzl A?-lE ul$alr. ++lE EJg rla6l.fl+.
^J
2 srpt 4TlELlel^l.aj4 "Jet oFtl GEEUI .. #zl-b ql$$ +"Jg 86fl Eq4 e4 g^dg
E4r=4 ag tlzl €9 4zleulol4. tlzl+ dE. zI+, olE eEoJ r|*ol ELil6.|]ot €I+r trgleq. Lzl+ €B,tI
^I
^lHlE eBe ^Jq4.J 4q Br+6Iq
Eg +dql^l -HE olfl B# +^J6lH r xlq= ilzl6}Tl 9l6li Ec5 zJ9 E^Jol ts
ilpg +9tr16}+r rr*c.q. EE z+€€ olallo[.r. Eql qq ^Jg + 9l+r tr9t+.
aolot 6J+r +tLi'I*+. .Jgql tr}4
^J4+r A c. uzlf.ECol ++1. ++g Fql iqr'a}ril loIA 4+ rJZ
^l7}sq=
EBrl6l€ 19
ttrJ'I}6ll€

rEqg E" oll ?*eag +t}6i9+.


"J HIts +zl-= "J+lzl"J 'J9 *d+rtt"d&al
@Etr r. ]trzlt epl ee .J+14 7l?e3 +?+= 4^ elsl
?-lE g+ol ^nfgl
^Isl ^J4ttrti1_H?t+.
e. ]trxl* E[,r[$ol 4lt 4E6]r ++6J qg Ttzl-r. 9l
olEB trll /\t 7l+ E4l EEffi7+
e+,
^l-EE aE+ql ^l-EE
BaolLI 7l^l€ u|_ezll TO

e4B + $.qa tr?t4.


01 @ 02e 03@ 040
050 060 07@ 08e
I +a"l^l.AI4 gB 016[

t-E4EA-l xll^lEg qii a+9 +t}.l4. E-il.= r.


..rl*jzl.J
01 H+xtflE 7te gatortt
zlg+ *zI9 zlt!g-_e. ql4. E* E-e1t4a1g +
^rug
+6}fleq. "lE ?16ll E+4 t-il*g E" o.J oJ^Jg ^]dg
+^lt+. t-e{El zll^lEe €q}zl. u}21fl9 ffiolc}. *21fl3 c4
GEEUI a Hail EAI. tr n ^l-^Jql^l= B-earda1Tl 9611 +E atrI4 zlHI.J eq€ql rflfl ols-"g.,tlg +^16l-= +dql
,rl {l-Eg 6il^lg 7tll4.
Eq4 Cqg ddofloi {}4-7 Etr}.
+ Hr.ll oJt[. E-il. ^h]oll^J= tcol 9zl 9ull,rl ,]l*!+ qt GEEZI @ Exlgg €+dol ?t= +Eg ++6110} +4r
9 E" oJ oJ^Jol gsdt+r Eq. +t}6l.94.
EHEtr ^ll Hr{l E+. Ei/ ^l^Jg E7} ^FJoll "Jt 4loJ4 EEEtr e E,.lgg .JrJe-l E.= e+E rll46llot *+r +
-s-AE q4^l +I.4 i+g z*+t EstL^Jr+ zJol fl;tlloll,tl tl6tzl ?J9t+.
a(E)r+ +(mg)g;7oli C4ol ,J6ItrI. o +zlgql E6lE ol+4 9..$ol ol+q4ot cHg €Bg +
Lll H4l .J+. A+g +n u[!a[x]i g"*+. "s ?itrt.
^hlg =61
*zI" 9€ql^l +r4 oJtlql zlHI6Iq +ill4 €dE cil4 6 EzlflqlE6IH E^l^l7l ECE €f,gg E.u.= ae Aeg
5€4 ^ll^J^Iel ^lHIdEg 86}fl4. €€6171 +loll^l"l+.
@ Ezlgg q}+ql^l d+cg €!^16}r ,JHg EE B
^IH4
+= Hl*6[9.4.
6 rxpl Etrtet^tat4 gB ot6[
t--E4 l ,J* uzlolr., gg ^J^t"l+. E7l ^l*7i"J uxl
g+
^Jxl-= ++ "JEE HslE HzloJ -Eql qs= Sg gl sx{}=E gB ot6l
zJaal.fl4. =+lol^I ^la}4
t-eqEl zll^lEg oJBqlzI CxllF9 ffiolr|. CxllFb e*
GEEUI -r. t zl^Y 6l-==r+ Bol gd^la+.
"ldxl StrItxiUTirla tr +.JE "JBolg ^HEZI
61146}r
gttr|. tr|4^J CoJE E= a^lBoJql 7la6lr. 9,lqr -H-gttrL GGEZI {z]lf;- -r. "JxlE "l-gql^i ^J^J6}rll
q156l-= e}
L. z}^l+ z[^]el E]ru z]€^el+ e^Jqe s9 €o[z]E 4 g olil-+. tr9l4.
ol EE de6]i lolr}l tr9t+. u. {zll-f.3 EqzJ Sr+ €AE +ills B?t+.
^}Bg
e. Lx[e[ +zl-= E]Eel Hs]g Hzl"J E= qqql EEfl =. CxllY L 'J'zJ ECg Hslu'l4ot tqr +t}6r
u15x1lo;]rlr. tr9}4. =solq, zl 9+9t4.
EEEtr E. rrz}e+ *xl+ ++E Ee+ B4g E(E)_e. _H_
=. {zllfi etg E'JE 7l1z nffi$oll 9l4r tr9ltr}.
r, r46J E= flqE qlCg + S,a, olE zlg + Sqr tr
et4.
03 g8+,rl 7ilel^l.AlE EB ol6il
^l"tlrt
t-E4E41l glca,r| z.l{}z} ola}tr, €g ga zfl:$^l{}z}
'Jg
Czldol4. +l{a^l ^ru$ +il4 7l^l$ zlzla- ^loJ ++g
ga zflo|-es-+r4 Tril= zlzlfl,rl ,rJ
ts]laB ag+1]."JtrI.
.JE 4tr1 zl+g ++B ag +tl+4.
G EI @ tlzld9 +d4 7l^lel e^lHE(+E)l$ zlzl
E^l ^1"J9 ++ql 4oI zl€ttr*s(^l7l)lg 16-alxlr +4-6].
fltrI.

20 EBS +5=3 8qq


^t8
www.ebsi.co.kr

EEEZI o ol6}tr-= +n-lE E(S)E ul+lot oJ+r +tL6I EHEZI c EEE "ltr-4 .JtrL"J _H_ge 9le= 41?]E +
zl ?*9I4. +6Ir oleliE= ?^J Txll.ll qlA= rlHiol4.
g olalEE +, E, E9 E" 6J9
+4-6}zl f}ottrI. €). @ ET}E ol^J4 .JrJtL.J Tl"Jg sBql q4 g.I
^I€E
@ dzldS +84 7}^le}
EE^J7I(HiEE{S)E +t}6}fltr}. + 7Iq, EI+g €Ea}ril _H-E^l C^lzl zl-+E h?-l= r}*o14.
e^l$ xlzlS,{ ++6J 4q} zl€9.f6-o}x}-l 6].94. @ +r9 olc'zl "JrJ*"J +zl+ Eq4 +"Jql Etr]l
^l"JE ^lElzl
rBi+
^l+^l c+€ 4l+lot,*+r +t}6}zl s*trI. 4+= +d6l olq4= rlHlol4.
6 olclEel tlzlcg E+ 41ts e^lE eqlE +a-6}^l ?*9t4.
07 U= tlgtet^l.Al4 gg ol6il
gB ot6n ololzlql t+ ,lel"ltrl.
04 ^ll^l+g +p-l+4E 4q-
EIIIE4
=-+e ^*14 ++ tqql= "JE+g. €^ll zlo}4 T}il+r+ BEI olls rhi.
I-E-ETI 4l^lEg Eqt^HfzI =l^l€9 f^Jol4. EE}S _p

=ElE C,tl F"l Ba fl+.


s+6J4
+.J"Jg +s_e aa(ffiD^l"^JE Ht=J 9lq1 +.8.E ^l-tlg
+6J6Iq CB6I9trl. @r -. tt 6l€[1(A19 tl{6l+ +&4'*
GEUr .. 3l^lqg dzl "JEg E+ ql-gg grla gl4 tru(zl)1g ^Ja6h= ^lsl+aE}e-E ++eta[A(oJ]ol +^Jlt
+q9
r. B9tEl. q-5 ololzl= F6ll z[sr+ "JrJE eq€
z]at4E 5ag E
BlUtrt.
=. alrlB$,tlS rNolzl= olg dzlE 614r +tl6lf,r,
trJtlJ

BEE ^]lsg ^lltg €azl 6i9tr]. .. *8€ "Jtel eB. Bg, datel +4E rufleq olE €l
EEEZI -. 4^l€g ;rloJ= ao f,g f 8 ollot 6J+r +tl6}zl El
^IEl
4E, ='lg 6^loJ ag "J + gltrr.
PJ4. EEEtr .. #4 E$olzi ?lrJol qelr iltr}= dq^l d,
=. al,tlB$ E= +Hg tilq4r +C-6Izl 9*9I+. s6l31 3l "Jt, f,$E {L=€ {oFB + 9leq. F
.i1611
^IH|]E
Bc}trtrl
z}=rtfl4. cg+^llRqrE+s+.
^lBe ca^l(ilH{=)E +.}3
=. tt C+='J4 "JrJg olErll 6l-= +q.JrJ(trAAfflE
gB
ctg Ba 914.
05 a=:as+ ot6lt
=ttEE ^l.alq
t-e{|E4-l (z})E flEj/, (+)=="trol4. flEj/= zl*Et gB
7l]e6}q rl-E Eoll
08 +a E7I 016l|

^i^Jg ^Jg Ef,E s%I6.JtrI. =" 4}rE dzl=" ^l.atal ^tatet


4lE 4l4le| .JrJE ^ll4l7l-3E1€ ol? +++4.
EITIE{ (zDE +r ^l-^J.
(+)= E_71-^l-^Jol+.

GEtrf = ^{dr-g
6l E=.,<Jzlffir66e$)= +tlq19d zHslz.l-^JE oJ
GEUf -. *:l ^ru$
r}*Eol "J({-)S €46}r p}q}6}
q aq€ olE ag rJaql+.
t"I4. u. EzI iE6Ir ++6J
fflEtr e g$r= EEF+ rlqlg Er4l Bdz.14o[ a;]cir. ^hrg +gzlg(*HHffi)g +^l6}q
4.9 zj=oJ4.
^|B B )l ++6J4.
Fs$ff 1T(o
+94 zl^lg +: ag +a4e
I

@ gBiil= +n4 +4r+ gd^Jgg +46rzl *= ^Jg En @Etr -. Etl ^l^Jg


e -H-rLt.
s%rqlq.
= a. #ir' q6-J E'J4 Jg€ +^l6lzltrJ. EzI
@ =".t}n= {zl$^}tr ^}H!Eg goJ€ Eqot'*+a +tE} ^Itlg ECql ^I
t3:e1a3 Eq4 iil€ +44es €zlaJ4.
+.
@ =" &.il= r+ ^l-^Jg
HI%+o e +4_r+ Ezl
^l^^J-g
+Eqts
6H46Iq zlz$ ql9l4.
^l-^J4
/\S
TO gt E8l EE 68-zE

06 E7l, ?nE olct4 g!,t8 ol6tl


=4, 1@ 2@ 3e 4CI
E4IE4 (zI)E El rl*J, (+)= Ez]. ,t1-,t3-. (tr): +j/
^It 5@ 6@ 7e 80
ol4.
Gmul 6) +Hl{li= +96}zl ?+r1 "J.Jg +aol ^}e}6}
ae *zvl +^16l-= e.ll(ft*)ol+. +n: + I gtl+el EE:lel^l+I HIE ot6fl
=
Eg +^1.J4.
=HlrlaE i-=qEE--l Ae C4l+. ge CeI*"14. CxllFb "Jt"l s
Egr+ 6tt€ 21
tgrt 6fl€

'J4 +Al"Jg ^I46ir. ^I€€ ++6H "Jzl= da$ A* ?t @ E+ile +Ezl +4r+ "Jtldgg Eel6rzl ?*ts ^JB En
a6}fl+. AE€+ E}rU .J^Jql^l +AE e_pal E *.%Iil1f,4.
^I+g ^Iq
g €c6J + 9l+a tr9t4. @ ,J"J+g r$ ,r.l-r3--o- ulr]9tr ++r+ E7lF= 5z|{e__e oll

GEur .. C{lF$ eE+g +F€ "J*o14. 44q ^Fflzl


zlz€ 4lflE+.
e. oJzJ9 ECg zl6 + E= ag C**"J9 "J*o14. @ 4l^l€g
^l"J
tj/g ++ql Hlq6I9trI.
fffEtr -. CxllFg "JtlE olqr CE+g oJtr olul
+. + rhlzl E+ ^I+g 4r4Y Lo e HII+. 5 +{94^t gg o!6fl
.. dqrzl AE€€ oJAg €+E *C 4 o e 891r}. =-+rlgrl ^l.A}E
gg
fe4=ql Ag rE"u}^l-^Jzt alzll*, +lC4.l1-,r.1{rz} ola}
e."14.

2 exnzt+Eloilxlril7lE+ ?l= HltrJqet GEAI r. alzllf;- E-[ .t[$ol ']gHg E^lI 9l+r
t-E{E,!ll xil^lEg +slg +4-ol+. +sl= c?]olg d'ilc +t[6tH+.
6I*,e q, + ?-l otHrE$ e+ rJ €ic a ( t,fif ltt*n I +eI6I9 tr|.
)
=. al^ll*s+ ololEi ll+ ^lo} +j/E +€-6I^l "j_1. ,r1o3: ,q
^d
GEEUI @ Crll+ "JBqg d+qE 4+6lHa ^J^J+ H9 uHzldloi oJQr tr?ttrI.
olzl[+14(d?-])l= q-e +416]zl $]rp EEEZI u. EoE,\-lzlE +tlti €.d zllsl,rl*J9 oJ^Jol4.
^iBE "l-g +ql -H-
olalE} E+g gelzllz| 6I*,+.
+sl= E'J4 dag +16ilC ^LEql 4olzl ^|EE
?ttr}. HIE ^l"J
olil= B+'J ag +aI6lH+. r. olalEi +, E. Eg Eo Bg +4-6l.zl 9*9t+.
EEEtr e +sl= rlHol qlrJE gcq 4x|le} al-lel olzl
4r tr9t+. 6 z[E[,rtg, E-+ tt], gl84,tt l+] HIn. ol6ll
€)+sl: Eq4 €d"l E'J4 xl4tr+ cj iealc|:z Egl+. [ n 4l^lEg gzJ zllE]rlr]z] tlzldg +t]"1+. .J.zl
@ +q: E[ .r[$ol 4qB q+q "]^lE zlzl:t- gl4l ts. ce +-il.4 7l^l= zlzlfl,rl ^l"JE 4qi zl€€ +€-6J ag +
9ttrI. *6Ifl4.
@ +qz} "JBtrHl r{6}q zllzl$ + 9l= ul* 48"14. GEZI gl E+7I +AE qgg Et dgol4. +l
^ll ^l+IzI
Tlcg +il4 7l^lel zl€ol 3E1€ + gl+r trgtsq.
^lolE
EllE trlel
ofolEE +E= zlzla- E€g E44oF ql+r trgttrl. 3l
3 a,tEot aa-d #E ^loJ
4l++ s= +il4 TVtlE ufl4oll"F *qr +461xl ?+9ttr1.
t-E:qE^j-l zil^lEg s+ alrlBg i-Jol4. 3l^l
EqL^HlzI
€g +j14 dE A^19 Eqol olF"l4ot g-g z3aa[*.r C 6sEtr C 4l4l+e| olo]eE *C, tzlde +e9 'IBg
E+ eEoltri.
a{(=#tt{=) Fq +Hg 6^l6i*.4.
@. @ alxil** *x, o1o;_ee* tlzlde +49 qBg B aE
EEAI o al^lBg,r|$ Qlalzl= 6l€ dzlF alep 74- oltrI.
als.l "JE+E xll,rlr|flu|.
^l^Jg e ^ll ^ru7} E+7].+cq 4Bg B d+ol4.
EEEEZI @ Er.ql^l zlaali d}g 4sol4.
@ gEEql,{ z}aali #9 4sol4.
@ szl *zlzl zlaafL.s9 4sol4. 7 *a^Itt"l szl HIE 016l|
^I^J7I ^l*l
G) 5E^l7lE +C-6J ga zlaali 4€.o14. t-e{E^al Ag +j/ rF}z} +z}, ge E7} ^l-d-z} ^}zi"l4.
'Hal^Wzlzl
GEZI -. *zl^b 7C, ^Jzl-b +Cg E|]B$ B d5ol4.
tlzl+ .Jr+ qE telzl.J aee tr9ttrL
4 E+, flEE, allael,tl'a}4 gB 016l| =. $zlzl *CE 4Bg B d$ol4. *zl+ A\E(Mh)t+
[EdErn ,Jg E"oi^l-^]z] 3l^l€. gg gBr= +^lq] E6 +(sieff)=+ti6}*+. ^.s
Bg =" &f,5. +^loJ
zJ"Jtol4.
Hl, EEEtr u. sxiz| +cE 'IBg tr €Eol4. *zl-= rla
CEEZI @
^ll ^l.Nl7l
E+ t$q zlpol S,= €Eo qI
^Isl I +Bg 6^l6l.Htrl. rl^= +B614 9+r a.H= dag ag
+tL+ z.hlzl-b +zloltrl.
=+:P6t94. al^lBg
EEEtr c flxl ffiol E+ "Jsg E^lr 9l4r c. $zlzl +Cq 4Bg B 4$ol4. txl*b ECE Etrl= +
B9Ieq ,<|$ c]lalzl= qlg dzlF 6I+a +tr-6l.fl+. +6}zl ?+";tt}.

22 EBS +ts=a Eatet


^td
www.ebsi.co.kr

8 4zte.tlE gB ol6fl
t-EqEl
^l"al4
xll,<lEg
4zleulg +A-ol+. 07 d"J &at ^tte! Eflil.ii ?l= {f
GEtrf + Hr,ll oJ*. dztgq: s= €^Je ++
6J g?lttr(.Jlr+ =4le+
94 ^J4t4r tr9lr zlul9
.i\t
dAg zJaa}g4. ^dv&$)lq TO 7tE E4l EEE-79+

"JzJ. 4zleq: {qE nlrf-t dzig


ull H4l r{?-l{ afql^l
01 e 02@ 030 04c
Hqg + ?l+r e.et4. 05@ 06@ 07€j- 080
EEEZI a Hr,ll "JtI. +Bg g*g 9dol* d+ q+ql
{q$ n\*zl *61+ rl*9 ^JEllE g.J+.
H4l "Jt. 4zlltqs'+'4r +tlg uJaJ $sal| dill: 01 seeflaf.rel gB
Al1]4 0161
^ll E"t6lt
?+=4a s_il4. EIIIE4 zll^l+g g+EE +=4ql^9
'ilplEql
=z116}zl +C-olI, g= tl 'ol lul:-eoJ e.gqa4^ol4.
^1{z}'E
u e4444ts 4 zH"J9 zl4qlol 4j4 ++E zlf;ol g + 9l
+r tr9}tr+. ol+lqi "Jt}"ll tr+sE _trEEI'J.J eql4 Tl?-l= €
{la}xl ?J::tr}.
GffiUr e ge+r.4^= "qltg EE aE 4sol4. €
416l+ aql q6il^l: raol 19 4sol4, €x]|a}
zl ?*= Aql qfl^l: raol=^|]EI+= ?+=+= 49 zlsol
q."4n +tI6rS.+. =z[il}zl

EEEZI @ aulreoJ E+^ltr}7^g "J^Jol4.


@ e4-a+^= 41?]E ^J'll4t 4e I B9ttrt.
@ Ee4r.41= *7:g +eCg.JC6IfltrI. -r.=
^IBg 4
zrel Aql!.}+egFdl zlzl"6}4. ol zlz}"ll +t6Jtr}
I zlaal.fl4. =46}q
@ t::l;-=g ;r ezlo[:-E .J+ol+.

02 gB ot6[
=at=E ^t+14
t-E4El xll^lEg .=+EE +r}"l+. g4Ee 4oJ"l c9
Erll 9= %l^14 +7171CEEfll q= r}!e ?Jcla- _H9,ttr}.
G I -. E4Eq E6rH zl4l: geE ^ll +E 449_
+l6ll^lg"J olq4 €e dillE +l6tl^J +sol $elaf,xl$ oli
1o14.
=. EzlE9l E6IE C9eg ^I*g ggq ,tll Y Eol
zizl zll
.Jg 6lq 3El€ olF r1gt"I4.
=
fffEZI .. $4E{l E6IE .$zl* olCol zl.r.lali Qltr
+el+lg 44 +el+l6}zl ?*g 49 il+r| aE +q^l E Evl
xl u{al+.1o14.
.. 54Eql E6[E A4]+ zlu]la]i *E(.lC)4 zlull*= +
+E(zl7ll. €+) ^lolql 9aE gil$ H 7 H}+6tzl ?+= ae
E+71+cg E+ql4l -s+9tr1.

03 olg=7t= oldn
=at=et
t-=q=^Il (zt)E +A-6J ,tl-^Jzti *4Eol4. AEI
=e}s$
tr.JI} 6tl€ 23
€grt otlE

4 Ailflqg Eq+g +r}6}fl+. qg zlC4 'J!i#tzl qc.s ++8.+.


^=
GEEZI -r. oI4r.Egellloll 96tE +C4 'Jg zJ4olq
*+qo} Et'Jol4. 4+lel +dg 'Jol+.
@EZI o =4Ee +rI +Cg s+7lczlql 4d +qql .. ot4^EgEl1:gl g6IE aq4 slrE o!$$ $zl
^ldl=
oh qlqr +a'6}zl ?+9I+. 916fl gst
zlczl qol+.
@ g4Ee olt 4zl9 Eilzl 4l="r+ *92[ 4l+qlr]l= @Etr u. olel^Fgill^ql E6IE +C4 43 z*+zl 9l
^]+
^J4IzI 4l+ql4l= ^I+ 4d-ol E+gqr
zHt_l-ol Ealqzlr} 6ll^]:. dAzl zlCzl uJol qlEz.l 9116l+.
^lql4=
8914. a. olel^EBql^ql 96IE da4 ,lq= *^d4 'Jol olq4
@ 7+44 C6Jq ul4 *zI +C?lE zl$ol € zlCzj'Jol4.
=+Eg ^Iq4
gq"lot ql+r tr_9ttr}.
@ g4E+ Eilzl. 4l+9 ri*5ol HrJo[ Fil6l-= ol^} *z] otat*-=geil^E gg ot6fl
07
E zll^16l.fltrI. ^tAl4
t-E4EI{-l ^ll^lEg o}e-] :. e
flell.E +4-ol+. otq ^ E Bell
flE€ 4rCo e tr*sq. 4+El Sq= qgC. + q
04 +=atH!^E gB ot6n ^=
ol 9f4 s+g{r"
^tAl4 "+ ts-9ttrl.
t-EqEl zll^lgg pF olel-'-egell^g
ffiol{. "J€ rl GGEAI 6l 'Jg =-3 oJtol q4 6Ir .JrJE L$uJ zli,
'ol l{}7}'= E4ql^o14. ol.?-l r.,
.t E gelll: iz+ql^9 olcg g g+lg + 9lril 6J4.
's= q€. zlzlol4.'4E "Jt}"il q6l.q + Hall ,ll^lEr+ =
eol fffEtr C oial^Efletl^ql E6tE q+6J #g +16il^l=
€zta}fl4. *E^l qg *+qo} ttrl.
GBUI -, L. zlq+ q+'J€g +A-6J i=+ql^E EtI (D ot4^eBeil^q E6IE q€+ r ztill qEq ++qq 4l
oltrI. ad-o + ,J+g+.
EEEEZI =. E9 zlC4 er+ #C4 'J-oe. +b ^HI7l-b @ o}4^egell^ql 96lE ,$el olrllofe{ ag'+S z}ill'-H-c}
otzl /. E gell^oI4. .JrJol CA6J + 9l= +Sql 4t Sol +s6I4.
e. zlflil"Jg +fl{ 'zt4lq $,+'ql qE "+ = ofq^EB4^ql el6IE EE 7l€!+
@ B+, E.= fl+le+ cq
qg + fl4. ^:-{ql^ql4l e qE +€€ +Ee 6Iq. qe}^l s= 4+l: +e€ 77+4.
=4'J
05 gB ot6fl
=t=el^t"AI4 08 oBtleg4lol ol6ll
=E
t-E{E4-l Zil^lEe E4EE ++ol+. +?+Eql E6l.E E}l"J t-E.rTl xll^lEg olelr-FgElllE ?^J"14. r: E.^dzl
e Hg Hl6e-Er{l eolE a5qril -H-"J + 9l: elg +q.J Hol .JzJg zJaol4 B9le+ +dg qol4r B9l+. ql= Eq
rJ. u|4lzlzle d9 olr.lloi| 4f?-lE ul6e_tr.n1 "J^19= AE
+= q= 4* olgl+ .Jql, EHIqI ^IBq4l, r,tBoJ rlloil, ,tB
qlrll .J^19
+ 9l: eg +q6J+. E+ 4Eol ElloJg _trol= oJ C+e ffi {o1 6F=ql. olEloJ o}"}E}ql ++9 5^dol 9l
slq. o}&ztzls c9 olcllop .J^lq= aEol €
^JCEIE+ +r ts9t+.
4]aiEs 6J4. CEUI olellEgell^= -EL= BE4 -EE eCql +&
@
GEEZI .. $4Eoll 96IE ,tj$ olrllot: E= olqlot ;: ol srflflr|-zE trzl ?+9t+. ri:. zlilltr 4P 4Fol+ e
4lrE olqlolol+. dq= 6&ol fl4r Blttr}. ,tB eFe+ te rJ4. aEe+ a
=. E4E"tl E6IE .$el olrlloli E= *r(AEEr) ol€4 e etql=#*ol fl4.
e aE flt"14. EHEZ! c ot4z-egell^= dA4 zlql+= xlC4 9ol
=. E4E.ql E6lE E-^1^l7l ElrJ: ^I*g Cq
olEllol€ oJ^l
fl+H +&E ^JEil= g + fl+r E9l+.
ollo} r-J4.
@ ol4^eBqllz} "J6l+ 6€+ .lltlE $e4 +rJ, +
oJ+
fffEZl .. SelE{l el6IE.$el olcJloffi olCo + .J^]B Bc-E+El +"J6J 4Elql fl€€ $ulalzl ?+sq, E=
^I*ql
+ 9l=.111'-"1+. 7,ll SoJ6IzlE ?*tri.
@ ot4^ets41^= ,!.+q 4uI TltL 4€6.J *4o e += ql
06 otat+eHeillE trlE ol6fl a+ +qel + 9l+r tr9t+.
t-E4EAl xll^lE€- olal r- E gell^g 61rol Q. ol-al ^Egell @ otqlEg4l^= #^d4 qel Sag-E _H-9ttri.
=l€€
21i. EBS +E=e Sale+
^l-d
wurur.ebsi.co.kr

/\S L. zlq+ ql"J€g +A'6J EtL"l4.


TO ET E4I EE 80-83+
^=4ql^"JE
r. +=alrllxel o1q,"eBql^= s+ 4+6}4ts olC9 b
1e 2@ 3@ 4@ qg qg6lzll Bflqlo} 6Jqr -H9itrI.
50 6@ 70 8@ fflEtr a. +=alrll^g oJtlE otql olzl^.Egell^$
oJelE olqq. o}4^Egell^= +zls zl^lE +
'J6ll Edg
E 9l+r -H.9t+.
1 =eetaal4t a=alEjl,\olAl.Al HIE ol6ll
E4I E4 Ag iirl^troJ oe4a+^. gg i=efellltol
q. s_e4-r.4^= "qlrJg E= aE !rolc|."ap +*6Iq 4 gg ot6fl
=at=q ^tAtE
olcq g4aJ g4E9 ?t}olr}. g+E+ ol* 4zl€
^J'll+E4 41?]+3 xll,rlo|flQ. 4=.?+ql^=
EIIIE4
^ll^lEe
tl?-l B+= +^l6}q €Eil+E4 41?-l+3 xll.r,lo|flr|. €€6telE eq+ cil?qol EoJsl"lot oJ+r +t619tr|.
UI r. u?4tr+Lzl ^JEH+E4 tl?]+3 ^ll^l*.tr} CEEZr -. €4E3 +7I9 41 4l+ol E+ e4l9 eg *
E. ^=elqll= eql+gzl tl?-l+3 ^jl^]fl.tr}. +=4rll^t: +olot *+a tr9t+.
-H-{!oll €ql4.J +l4z} 9l4a +t}6}fltri. L. E+Eg E^l^l7l gHl^=el gB(olqlol)g olc o e ulEtr
L.
^l^l ++e+ +d6l.q
u e4.a+^zl z;z;4 aqlg +^liu f gl"lot 6J+r trgl+.
48, l-z4Etl^: olCg 6^llttrr. =. E4E* flilzrT} zlqlE qg *+qot 6Iq rl# zllt|$
@EZt E. a. +=alrll^ql Hl6]| ir-44r.4^zl ztv$ *zl "=lolot fl+r H9i+.
4*o14. EEEtr a. 4 ^l-EE olrllop 4 ^LEql 4zHal
: =4Eg
aol olq4 olrllo| ^ll4lql tr9}trI.
=4l.Jqa
2 t=aEl^zl eEil S9 efls. ulq
t-Eq=+ll ^ll^lgg +=alell^9 f^Jol4. ir+Elll= ^l 5 =al,tlot=-^et HIE ol6tl
=alEE ^l+I
H.ol ,rll44"J rI+"lLI +, BCg ++6t71tr4 A4lzl d}ql s t-e{E^ll rHE ,J3 aull=oJ E4^1tr}7r-, gg
=+E
olQ. ez].,\lula;.i c9z} zlx}9 olqql E46Iqr Eg}trl.
Cg +r z|,lle-l €Eg EF+ot 6.Jqr zlar}fl4.
GWI 6l +=+ql^='Jol +. zl^lol4r. +46IH+. r €+Ee +7IE rll 4le"l zltg 4€€ +€61 +686l.r. aE+
qol 5-flrlzl oI= g ol$ trll CEsg +7171g4a 8914.
^IBe +e Bf,$ + S+r
_H_9t+.
= =
EEEZI O 96IE'Jql +.J zl^lg *+ ^IB GEEUr L. eqF+ C^lfl4ol 6I+e e*q= A
^rqql^ql =+Ee
q
e fl: rl$"l 9l,,s8e€ g4 gq. "JAA= +tL6I9+.
O +=4El^zl *4q_l Sg EfloIr eE ^8gg tJ Ag ?tv =. E4$$ *44 a'Bg E6]|+"-lg + 9l= z|^l4l(,1,T,flF)
olcg +slg + 9l= zlzl4l(atfn#)E +ElR=
fl+.l. s-rl qB4. e+ E6ll^J"J
@ +=4q1,\5 -H.E4ola AqlzJ.J 4l?-l= ++g Ag ?tz
Ell, 7171417| p olrllo| el6IE agE sd
^ll4lol4. =+Eql
619+. 6J g$g olrllo| 9l+.
^l4lql
o +=+ql^= zI€E e^lH+= .JrJ+
^Iqel E^llql trl B: @EZr -. =a[,<]o]i^= ae-l: ztzlq olqol+a +1]
e+dg rlg*+. 6ls.+.
=. E4E3 olCg F61l CEE q"+B 49 z;aalH4.
!! +=z1ql4e[ oB;,regil!^E 1l.A] HIE ol6ll
t-E{E-i-l ,J* +-=4Ell^, gg otE]/-,Fg4l4ol4. }74 5
=al=zt =rt ^t+iet
B=tr trlE
qfl$ el + Sq 4l^lE+ *zlE +4"oltrt. *zl+ zJzlzl zldel 4l
^IBg Ai +g
Ell^= 9ol *9"Jzl oI= EIIIE4
a ++6].fl4. HIE olelr-EHEll^: $ol {!c.rl qgB +4 E4 zl+lql g"*e qgg L+q 1WZ(AB)lg +al6}fl+. E
+= ag olqqr tr9t4. e! *zl-= E^l^l7l qg *+r 'JilE qet ag zlaalfl4.
GGEUI r. olr-l.r..EgellAe+ Bfl Col +E CEEZI €) *zl^= qile+ CHg te*,o q, g+Eg Fil
^r+E114=
o.lxl oJfl,r.ls_ eig q6l-= 43 Ezl+6r+a tr914. ol4z-.e xlz| zl{le.l 'Jg ,*+r 4z}E .Jg +€61 +
^tsl +C?l$ol
gell^= zlxllq $.=
^IBg col F*,"Jzl
ojfl.rJE Eg fl6J 49 z;aa|fl4.
+ 9i+r tr9t4. EEEZ! o *^l'= +C. ++E+ +CE 4Bg B €Eol4.

E'J"l6H€ 25
ttrJrt 6[€

@, @, @ +aIe+=?+E E+71+aE 'IBg B dEol4.


6J+ ++st t!"J
7 olepeg4AE HIE 0161
=at=zt ^tAl
I-EETI ,Jg +4E. €e opl/.EgE14ol4. d
el olr.llol-oll q6J ql^lg =qE+
olelr.Ege]l^: ?lrJql
A,-=.
TC, zIE E4I EEre
=:rlgflxl"J,
96il C+l 7|u" 6J +-$t#($lql rll"J .J^lg 6^liR+.
01 @ 02e- 030 04@
EEEZI :. g{Eg*C, otEl^EB4l^=+Cg r|]Bg 05@ 060 07@ 08e
B dEol4.
r. olallEBdl^zl .li$g B €Eol4. olelr-Egql
c z|;ll_H-4 oJzJ"l €dql^l €€g + fl= dg q +^l
"Ce-l 01 olnl7+,,.ol.,tl.Al4 gB ol6il
^=
6rfl+. fE{E.{l (z})E +A-6J ^l-tz}= qlul+_e^ol+.
EEEtr L. +CE El]B9 E dEol4. GEZI qlq+tr^ql 96IE aL€ r{qe +ql rfol fl
@
=4Eol =4Eql a
E6lH d9 olqlotE .J^19 fl.Jolq .J^19 4tol4. flb t4ol4.
ol-3oll EoJol
a. olel r EBfll^zI olq{ 54Eol +CE .IBg B €Eol4. @Etr e tzJ4olr 444.J rlqe .ilul+el7l ++
6l^= +g ilqol otq+.

@ qlq+e^= rlqg 4+4e_q;7alzlts-4ts r54 g.j


$ og.reg4al^hAI4 gg oldil
g 4l4el Ag +tl6}flq. qli{+tr^= +e+ Bqql 4fl €+
t-E4-{] 7ll ^lEg o}el
^ E e4l ^E +a-ol +.
E z}€4olzlE B+4olzlE g}g €+tr tr9t+.
GEEZI + Hrll EA-. olellEgell^ql 96}ts B=+ 4lr
@ qlq+e^= Sd6lr q+6t +zll"J 413 .JrJql4l sE+
dol4 r zl-itp +14 dqg{.
.JrJg gq g6}.9 ulilzl g+=qa tr
"_lE= +zl ?+71 4Eql
^ll
Hrq "Jt. ot4^egql:ql 96IE qg +g .JrJ"l qr et+.
qlrJg zlt€ g Bfl6}q BE€ +4: rJl zl{aJc}.
qq+s^= g€4"J +Ee gH
@ ?*zl rllEgl EI
EEEtr a H4 .J^J. oi4^Eeeil.ql E6Its q+e €e Eql B.J6ll6h= ag q?]4e 9ol4r
=zfl6i^l
tr91+.
el g:C trr1zl olq+ qlg^.iql qe= gge.l SEol4.
Lll Hrql
"JT. oI4^e=gell^oll 96}ts €g zl-S.ll oldg zltl
++e F FEe-s +H4. g^Izl"J 9"l9ld olCg ?Hl
^IAl 02 otgie^"|^Itj4 gg ol6tl
++4 +EE gg FFol ol^dg El rlEg F e
zlzla- 9i-I-
t-E{-E] 4l^lE+ qlq+e^E +t}oltr}. qlq+e^q E
ol4. dz}$ +d€ Hol zlC4 Hola. *zlei +€g Eol * 6lts rF4 E"Je *42] z[$z]oll g+40J €+= ++6]
c4 'Jol4. zlc4 qg EI]4IE r+q E4 ^Ja+q +t4 zl *6IaL+, €f4olzl s}e e;€ i$6lfl= qlql^l +e4.
qe ++9 ar+e CEBUI -.,. 9lul7tr^ql 96lE g+4olxl ?+g {fg I
^J4u4.
4zl f,€ ^J4g Elg trl 6ilig + ?l+.
=. {lslT+^q E6lH €f4olzl ge e+E ++6fE -r.E
4 E.J"l B^Jg + gltrl.
EEEZ! ,-. "llulTF^ql g6l-E zffl{olzlu.! gf4olzl
$$ 4;E *4zl ffollof $ !-/z[ oiq4.
r. 9l:47tr^q E6IE x|${ola B+4oJ e++ q=€ +l
di ++.ro*.*O.

03 leot=ttrlE gg ot6[
^1"$4
[E4E4-l Z]l^lEg '-eo[a]s] ^l-t7]"J ot+gp]?^g +*
ol4. ^eolqlElql E6lE olC4oJ dillolr.. zlfl E=
^ll4l=
4lr+ F"J^I.J + 9l+. dill +g E= ag
^le €eqq ilr
EE.Jg {el Hzl. + olCE Bzlq qe} ge4e_e.Jqtc}.

26 EBS +B=a Satef


^ts
www.ebsi.co.kr

Gmur oI+H4+ .Jq*4r' ol44 Hlqlq= ag EsE ElqI+4. xl€89 4l1HBg


^tl{"^}7} B€49_e
€) -r..
=
tr9tl. "l^d$ +€61 q€ ag +tI6I9+. Cg q6}r Eg E6I4= 4o14.
EEEtr e oI+B?]+^= zl€91 lrlsq eBql +*6J a EEEtr r. offilr]^ql 96tE zt€Hg oJrJol ol^"jg Edl
g ++619+. "J^loJ BflHol4.
€) ol-+g?-l+^= HcE4 c z]iHg 7I4l r-EoItr+EI rFlzl L. o|.fl+r-ql 96lH dCtsg z|$Solr, zl-€HE *
oltr|. zl* €flHol4. =a:
@ ol.+g?]+^= zl]oJol o3 ffie_E^J €xllql+r. _H-
^il4lE
4. zlloJol +Fi]l$ ?loll, ,tll4lE +16ll AolA ag +tl6[fl+. 07 leopgte gB ot6tt
@ ql4+e^zl zlz$ *9 rllsol4. ^ttt+
:-eoI4E|
t-e4El xll^lE+ o}+g?-l+^q +tI
^ru71"J
ol4. ol*B?-l+^= olCql 4+ €.I.r 6Jqr tr!|e{, x}fl
04 ^=optutE gB ot6[ I d?-lql +.e" oJ 19 z}aa[94.
^IAI4
t-e{=^j-l 8l^lEg EF ^eo}u}ui ^}^}zt"J gl4rllEr-E GEUr -. oI*€4+^= z}€ql qe= Sg +^l6IH+.
+tt l+. c. o}+gfl+^= ol^dg Tttl E= .JrJg Bs"6J
^]l4l ^ltrJol
@l qlEElltr^= CHq +Eql^l H,q+a ol^J4
@ +r tr91trr.

"J $g azl 9loll


z}€.il qE ag zlaal.f,4. fsEtr L. ot+94+^= eEE Sg €olot ol-S9 89
EEEtr e ql4+e^r} *CE 'fiBg B d+ol4. qlqEll g *g + 9l+n +A-6fzl gej4.
=. ot+gel+^= eBg ++g 49 zJ-aa]"fl4.
tr^= ++E= +tL6tHtrI.
@ reolq-o1 rhlzl-b .Jt}4g_a zlloJol +Fille+ ^ll4lE 9l
gg
^l+ sg +^16}fl+.
6ll
08 +qE otafl
@ qlEEllE^= zI€9 g€cg trlsL #g +^l6i*+.
^hAl4
t-E{=rj-l 4l^lgg s+ +Elg ffiolcf. +q='}^l CqiX
@ qlqElle.^= z}49l qlt +EE ql+ql q.J F
^I*, ^Ie.t
4 ee ^Ie^qe ACe "JA6Ifltr|. +q= .JrJol e4 EJ€i_e_e +fltsg + glqr +tI6Is.trI.
GEEil -. FelE E= d"J"Jol ,tJzlxlolz|.tlzllela 74-
05 ot+^Elt,rol ltl4 gg 016[ 6tB.trl.

fffiET-l 4l^lEg il+ aq+g 4szlql o}++r-qh,"E L. +El= _feJlq;i'E tl?-l= rq+ f,%Iol otq4 c^lq 9l
f^Jol4. 4r +tr'6].fltrl..
GGEm 6 o1ffi^q;l.tl E6IE ,tlg oJzJol ++61lo} EEEtr tr. +q= sE tl"JoJol ,tjzlxlolz|,t|{ltrrJ {l$
zld qclg + 9l4r +1t618.+.
B alaColq €=4e-e "JLlot t+ "J44
EEEtr 6 o1ffi^q+'.ql el6IE +il4 'Jol4.
=4]ol4. e. +E= .JrJE +ge nslE qlufi el^.]trtrt t.J$ dg e
^I%Ig
@ olf-7,<e1;loll E6Its .Jtg .JrJE rEqEI_q__e= galql +ql e_16il zls.o 6[Qr. trgl+.
H,qts + fi+.
^l
@:4]q;r9 te ^ll4l= rla+ ag4 floJolzl 4zll4 fl
qlol otul4.
@ o[ffi,<El+^q 96[E {]g C6]rll +e6}l oJA
^11^]g
qrll zl-+ 9zlE #flbrll oJzJ"l zl-s 9zlE B+6Iq "-iol ,\g
^J TO ET EIil EE 91-94+
4*+.
1e 20 3@ 40
gg ol6lt 50 6@ 7@ 8e
06 ot+ut^eJ
^lAlq
{-Eq=rj_l 4l^lgg AqE 4sz}oJ o}7lu}}g ffi
ol+. ^=4 I qE?e,rqt o[+Hal+lE ll.t] Hlir ol6ll
GEZI E, e. otfl+^E oJ^Jol4. o[flu1aq] 96tH "J [EqEl Ae ql++9= +t]+ ql'l+e^, gg #++E
zJ"l zI€4 C6}-g zlzla- ql= sE 49 old* C o e Ele+61 E +tI6J,,- e o}4rl rlrlzl- oI+B ?-l +1o 4. I

g.Jrt6llE 27
€trJtt 6tl€

GEEm -. ;'++9= +4.6J ot+gq ?^c| g?.1 ril++ 4 ot+tutlgt rlEg^l+l o16!l
E= +tL'J qlrl+tr^= q-ql,r+ zJol g-ql4. "offiffi$ Q t-E€T] otfl+^g ?^Jol4.
g +Elq4l rl+g 4l*El rI zlzl= zlu4. olEol rlqg + ^ll^lEg ^=+ atrr^l
al *"J+8, +;]= ra!-$ ulfloh oJ+."
GEEI u. offilt-|^ql e-l6t{ "JrJg tol P€{} olCql
9ollzt€Bg u+s|6J + 9l+.
u. f t5lg oJ*"14. + ^ltl7[= q+g ++flo
^I-^J7IE a. olflu|^q E6Its "JrJg "-FgI+ ++61+ ECql u|4 zlt
q 4+g +?-l7l 9o1l olcs g+16}r €x]l llzll
^Jge} ag 9 €rllzl. s=9zl= A"Jt+. EqL .Jtg x}tlE a+6J gC
zJao}fl4.
.J olc.ll tr]-4 tq +ql dqE
"Jrzt aJ4. ol4El zI€4 c
EEEtr =. 389 ^lB6Ir ++61+ qEE +^l6F= ae a}g uleE ae .JAE 9*zI €4.
ot+g7]+^"Jel oJ^Jol4. qlrl+e^: 9ts4"J gBe
=4
6}zl g:71 qEql eBql 46ll E.J6l6h= ag q?-l4e .J"14
fsEtr r. lEolqu1g "Jt'-oltrI.
E. :1?-l^'tr ii, offiluil= oJtol {1!+ 6}+ g trI 4l
r trgt+. rE BE€ +il+r
^FtTIoJ
tr9ttrt.
e. f rf{}ztE "J^}o14.
=|.€ig

I o1?i.,.Elt,\er ol?lLl^E ,tlAt4 gB ol6ll


] op1^eHdlrt oflq7e,\et ol+Hel+lollr! ril,rlE A
6lltrlet tEE--l Ae n+ eslzl o193r]h^. gg eq]
zf o[7]u[:.o]r]. ^Eq
rs4El 4l^lEg olq^Fgell^g #^Jol4.
GEZI 6l ^ll ^l+I7l-E+ e++ 4'g +l6li^l ol4el gfl EEEZI @ + ^I^Plz|:a1:-q;it .t|{rz}e{ *;. +Eg
z| pealQr H914. "Jzlol4.
EEEtr o|ffi,,-q;loil E6IE Eg €ille^J
@
EEEtr c ^E all*"] andolq d+6J #E ^l
qli4+e
=46I
4rolzl Eol+a E_gttrl. rq+ olel^Egell^= rll+g 4r Aol olqq Col €{€ ,tj.4ol4. Ee {E z}ago1 o1q
=
do+Ezl ?+9tEl. + "JA qflE ell.oltrI.
o[ffi,,.r];l9l E6]E .JrJg zF# 9zlE g.fldlq s]q
@ qlul+e4= *4 gfql €t6I7l-H-4 e6lel e€ ^Jgg @
zlzlE
fltI6IfltrI. € + 9l+.
olallEgqll= €xllq ee sczl 'Je Ec4e_e ^J4 @ "I+lLl^= tlE old4 o-e +Bg + 9l+a tr?t4.
@ =xll=
ofTl+^ql el6[E oJaol zt^jE zl€zl €6], + z]zl
+= aol oiqel ++g €L6il €dqi 4 o e trgttrt. @
^88
g trC6}q: C6J, ++g tr=6raJ= C6J, Cql 4oll grzl
@ oFl^Egeil^=: zfilltr +g q9lql= 4dE ^JEll.
#*ol fl4_z e_9t4. = 6l+ c6J.
^Iq4 s9 €axl.6l+ c'J 5€
trls= ag oJrJ
9 9*zI €4.

3 oilut+E el^l-aj4 gB ol6tl


EIilE{4l^lEg s+ qlEl+e ^9 +tloltri. 5 ot?+^El+^el oh+lLl^7t^EotEitrtollll rllTlg HltrJ trlsl
GEEAI @ qlq+tr^= 4+E Pz|le rFg La qlq= t-eqeql xll^lEg ^eolqlElg zlts "Jalg Bl ll4.
ilqg g a e 6rxl"J, rE€ yvl^l *=4H rl olt i.I+g GEUI gl ^EotEEl: H4lE4 +dql^J tl4 zl€9 E
g a e 6}zl ?+=+l tril+. "J^151f,+. rel+ l4^q;;r ^l-t7r o}++r'q+^s+ o}fl4
EEEEtr O ql4+e : +€€ eslE 4Cqs exl g*91 +a+.J ,tlg rl3E.J ^tfl4 +Bq: Ag4 +,4ltr -E
^=
+. qq+e^= +€€ ?lrJg +C6I'J flztz} g-q4 4E g *4.
zls EoLTI: 4ol4l tr?t+. EEEZI 6 o1ffi4q+^e} ol.+l+^= E.+ ,Jq 4s=
@ "llul+e^: g€4fl e$g ?*=q.r tr9t+. €sE SE"l 11€+ B4ol4r +C.6Izl ?t*4.
=46}zl
@ qq+.e^q 96IH $d6}r q+El de .JrJqlrll o dg "JEol 6,zlla|5a$ 6l+:=4 fl.Jol4E {$ o}ffi
ql$q =zl]oJ
g6&9ulilzl otfl+^, ^eotululg +Fg "J*o14.
Ee-l+EEE+zl ?+71 "JrJ^Iql ?+=+.
tr|+^l t9 zlf€ *9zI +4+16l+ aE q?.149 .Jol+. ^q+^,
(Q /-Eolqirl: e=€ 9loll *4zl z}€g rI=;, olCg tr|{

@ qlrl+e^= ctl4olr zl+4ql r{qg +^lileq ol*l't} of o'J+a +tl6l9+.


qql17ql= olC4 ft_zl ge_6}qr tr9tq. @ o|ffi,,.El+^e+ oHILI^: dg .J44 €xl]e HgttrI.

28
www.ebsi.co.kr

7 ol+,T Elt^ol gB 0161


Al.Al4
=at=zl
EIIIE4 ,Jg EqE. gg o}ffi,.-61t-lol4. E4Eol at E'J4 $trJ1l
-"88q
*4: oltil e€
€ dxH"J rjel olr]loffi zl6}il,4{. o]-ffi;-q;^= +g €
4l.J 4lg 6}uli 'l"Iz}ax} 9I4. o}ffi,,-q1^ql4l lrg 'J
.r\s 7lE EIll
?o E3
g {ql 4e} ri*olflQ. o14-7^El+^b E4Eol +a-d zl t00^"101+

dl, gzl, €xll, cgr


^}%}ol4: 4r
El]{i qE qE +
01 0 02@ 030 04@
E e "l6ll6}f,4.
o ^lql
05@ 060 070 08e
CEZr -l. AEq 'Jg ,*+ ^lB-e an Eqdl
=+E+
e + Sqr tr9ttrI.
u. o[ffi4q+^: dA6J 4+e CE e+g F6ll^l"J Eg 01 lEErPt a^61= dE 4E trlef
+ 9lqr B9ttrI. t-e{{EE-l zH} E^l= + ^hfzt= luluzl-o14. ^4uz}+
r. o|ffi,<q+^= zldl. *zl, €zll. C9i {lql r|]+ ^le* olCg gd6l g
^l-S6tq "JEq :=4
g"J.J 41. +
^IeE
9 q= +Eol4r tr9t4. €4 oJr+ e^l= oJ^ldJetrnl EB6.Irll 9E rl-99 .JA"+ B
EEEtr a. o|ffi2-El+^: "_i3 tlol +a+ Lol otul4 E|= a_r1E 68+e_E H9I+.
"JrJol zI+ EzlE B+ElqEAl ^JAt lol4l Bgltrl. GEEUr @ :-ulr.zl+ + ztgol +4161+ +"J.J dill
"lq, 4aE qqe 4lql rll{t
^1, zl+4 "J^lql^l ^821ts Cd4
8 oFtttlg gB ot6tl t}4ol4l +t}dlfltrl.
EIIIE4
^l"Al4
o}?l
+^e_l +a-ol E| EHEZI o "JEE 4zH4 g.J'J dql rIqI 4+
4l
^lEg ^uluzl+tle+tr^JE 4lql {qI flEE +tl6t
zl .J^lg zlaa|fl-e.q,
GEEUI a H4l 9^J. o}+]4^ql E6l-H 4l"}l+ oldS sr
zl ?J9ttri.
+ u[-e 7!o]s + .<le srtgzl ?+r e5l€ olE +
^lql4l^l @ aquzlE xlzl _H_€g +Ell6r4Lr +4161+ ?*glE zlg
el4.
oJz}. o}+l4^ql 96}H zt€4 B(zld4 e, #t4 4 ee *4.J eag vvl4l g+a +^J619+.
^ll Hr{l @ +5-4e eC. + CHE ql+ql^l HqB 4g
'J)e 4laE fl.$ee. ulotzl-E qlul4 +4lel Eol{. alrq ^qtrzl+
74'a19zlu.l *4'J ede +46t*.r}.
4+ql ol_e7l +16ll^l=+jL4
e(Eg. rtrJl. .r.l.ru)ol €s_ap1.
@.ul:czl+ tl. + zigq g€Cql! H.q+= 1.$ Bz.|}:al
fflEtr + Hr,ll 9t. ot+|4^ql E6l-E olCg qlgolril qr +tl61fr.rl.
g+16l+ 43 zlg4 xI€4 'l"Je-e= zl+ql
'Jr+ +flq4.
EBB+ Str|.
r{l H?,|| flat.
"].+l4lql E6tE dol €{lo.J4E 49
olC o e 02 *E ot6tl
^]*t
+Eg+ et4. t-E4E4-) 4l^lE+ €:el +tlol4. €:e E'Jzl daE 4d4
EzlE zJCol4. olCg: zt4luJe_EE qE elzl 9t!9 Ezl
7l e + s.r oldg E6Jg Eq4 4+lq gs-ql zl^lr+ cH
E xll+|-61+ 4ol4l +t6tfltr1.
GEZI L. +g Eq4 +E "t EI."JC AE F E'J4 flg
ql gstl 4H# xll$a]e-tr.rd olc"l ol44 {+lql TlqB
+ glqr tr9t+.
=. g-3 dr+ "+e qB u|ffi gzlts
^r*9 4?l+ +^Jg
ull
,JCol4 +eE +49 s€+ 4ol4l +tI6I
^IEl4 ^lqlE
fl+.
EEEZI -. *9 trl= ^IBE B+r+ Eqg i+41 LA + 9l
*atsqol Eq^del zlzzl gEln +tI6I9+.
=
=. €.€ glrJe +A t.qg zlqn 9lq^J zr{E zHEzl
ol9
zlq= q+lql q6lq
^islzl f-$rdg
r+ ++61-rll
^l.JE AC
* Y4 + 9l+r +tl6}9trr.
E.J4 6n€ 29
ttrJrt 6tl€

03 epF="|^18 ot6ll @EZI e €e ziloJol i$4e_e yvly ^l.Jr+ +.J9 e


t-E4EE-l 4l^lEg ql7[E_EE i^]o14. rllz[e_E:.€4E col otul4 ^lq4 iLflE ^loJr+ +eE ,Jaql Ei+ qr+ +q
ol aaB4a i^Ja}fl4.
9d.J + S= BzllE *zl 9loll Edel + 9l= s= 49 9d
6ll H= ,JBzl sl$E Edll '+.} @ €+ q4 +'Je B9l z[419] 44rFb d€"] o]q4. 491
^J4'J+. 114 e += +{
o

eqlE xll1fl4E tsaB+ 9l+r +*6}fl+. 5 u|ffi rI =zlE ^isl4 il-flE ^l?l+ +"J9 eaq qu}
'J4.'+=
EmEr @ rjlz|-e-=.E €qs EdB + S= Bzll.J eq+E ACgqr +tI6tH4.
zllrfl4E Hl"Jo e +d{} zl^lg EE6il B + ?l+a ++s} @ g-9 +ee- E'J c9 7l^ e
^1 ^le
eag jzsa+ + glrll 6il
fl+. +r.. ^lE= ol6ll6J + glrll 4 +q. altE €'E6Ir7ll"J4.J
+dg ++6J + glril 6ll += aI€4 d6J'ol4r. +t}6lfltrI.
EEEtr @ rllzfEEi ++rI d€ol olq4 oldg E4q @ €+ E'J4 dg q+q ++el 49q qq}
11?-l= qBEl + glqr +t}olfltrI. ^IEIE ^Ipl4
il-?lE s€ol+a+t}Elfltrl.
6 rllzleE= A+E xllt$4E AqE eldg + fl= Bxll4 ^l.JE ac
r +*6}fltrI.
@ EllTlE E.= ECel + 9l: E= ag elCtil .H-= ,JH4 sl 06 .ruExte.l^ht olo-ll

EE F6fl eolel zilrfl4E +B-J + 9l+r +eL6IH4. EIIIE4 4l^lEg auluxlel .+^Jol4. luluzJ.5 41, +
6 rllzle._=.: rlHzl slgE 4cq^l +q9 +?]E grJE ql zr€g +4161-= +.Jql dillolq.
^[€9
7l]g
^l-Eg
col trq
^J"l E+91+l.tr!t+. ++ qq zlzl E#oJ "J441+t}?'ifltrI.
GEZI r. rul:.zJ^|-^I€g ggzl e^lq ui4 *zlolE
zt't+ zlAl* ?Jqa +t}6}f, 4.
04 strxtE ot6ll
.r'ulLzJft.t.
^ttl u. + z}€q EI{} {+4 .J^lql^J dzlb Ctl
fEq-e^n (zDb luluz|g 7{olc}. ^quxJg 4aE q zl "J+g 4nE B4ol4l trgl+.
C. + z}€ql qoJ {+4 "J^lq^l {zlE A4l4 E}+ol
=+
4r +tl6lfltr1.. EEEtr r. aslkzl+ d. + zl.€ol €^116l^= +.J.J dill
olq, .Jtg del "J4e;.l9 xl9lE r*:+r +tI6lH+.
CEEI l4:rzl+ +484 44l+g ul$ap ^I€ql
@ .r.ulLzf|.tg ag4 .47l olH zI€ r zlzll_tr" H il oJ
gq+= E= oJg t. + zlEE 9tr4 e^lql qE 444 =.
^l zJol old$ ulr]s-E tl. + g€4 e^l= .J^l6Iq AH
-z ?zJo}fl4. ^I€E
E +Eq^l Hqg q1 zffi-ee #g g+ 9l+r +tI6IB.trt.
fff!tr e
^flrrxl+ "JEE 4zH4 fl.J.J t, + zlgg
gs4 e^lql r|4*zlol4. olqal g€cql^J HqLr zl+ E
zlg zizli 1,3 zl-Lo olzl ?*+r +*6}f,+.
07 o!6tt
=E ^ttl
7ll"JE illB4 olqr+
^ll^lEg €.E +A-olrl. €+
,tl, + z}€g gaJrlr. gg.J +Hg al{+r + EIIIE4
e q+ql yvlb iI
^uluzl+
tI6Iqq.
++6}ril ^I3rl4 f+ql +9lq EI6Iq
^Iq4
gq zJ{ol Eq^Jq zl=zf g+r+tl6l9+.
@ ^ulr.xl-b c. +
^I€3 "JEq
394 fl.Jol olH 4zll4 ^1.J9
flrlol4r +t6lg4. CEAI €) g-e E'Jzl dAq ^ldzl EzlE zJ4ol4l f
@ lul:.zl+ ,il. + zt€g +461-= +.J+ €oilolq, "JrJg
+6}9sq, E'J4 Cq q^l ol,tJe+ S+q= 4.ol otr]4 4
sE!,tI €xflalE E= ag d .Jql fleq qE aE tl SolE +l+ *^Jg u|ffi 4l rzlE ^Iq4 il-tlE +.J9 AC
^loJr+
q q+ €C€4r +tl6l$,r}.
+ s.4r +e}6}fltrl.
=xl]g EHEtr C €+ olCg r zfilluJetr= Eq4 B?lE zld
4 *zlzl 9zl *,*41 #eta}94.
05 eq ot6ll
@ +g Eq4 dqe +e bqq il€E
^ht =4oJ ^lglzl ^l'J4
EIilE4 4l^lEg €:E +a-ol+. €:g cEg ol^d4 o e s: +"Je-l e{ql 4?+ ACgqr +tlo}fltrl.
+El= L"l "I'14. q9+ +^Jq ql.J ^Iq4 z.loJ"l* +.J9 @ +e
^IslzJ
il-gq {+ql f+oJ B9lq 4oll gzlE
^Iq4
ea s€ol+r +t6t*+. zJCol E'JCE zlzzl g4r +*6}f,=Ell olql q_=.
^l.Jg
cEUr O Ae oJtg *e bqg 4qr 9lq^l zltlE E zlloJ9 q+ +{ql zl{al-b 49zl ^}q4 q+ql S+.J 4
,|]g4 ol"l4 ++6}rll alq: 49lql 46lq +l+E rqoJ 4+l: Bol E + 91trI.
^Isl4 f+^Jg
oJg *49 y4 + 9l4r +1L6IH+. @ gg tri= geg *4,y4 + ?l= +rJ +q
^l ^I*el B+4
30 EBS +5=e Selq
^td
www.ebsi.co.kr

otr ?16ll oJrJg rH.JE f$4 e{g Hq ^Iq4 o e f+t @ +e Eq4 +EE Eq4 4+le-l zldzl F7l= E+
Bflql EH6ll -H-€4.J v4 + glqr +t}6l.fltrt. zJ{olr-la ++61f,trI.=4e+
^l.Jel 'J4€

08 urplaE ot6ll
^]tl
t-E{EAl 4l^lEe qolaE +a-ol+. tsilolde +B bHr+ 2 +eolaElet ^llr,xlE ll"tt Hlir ol6ll
ee €E4.J %IH"Je_a= *E zlrl9 ?E rll ti4l7} glqr I-E4{EE] ,J3 ^eo}e}r} rl*}z}.J ..|.*ts4+4. gg lq
zl{a}r., d'84 zlc€ +^16l-= ?+g TlBHg kxlol4. ol.+g?]+^= zl€ "Jql^l .Jq+= E= "Jg gE
^lls+ rl?-l B
+E 'JHq.e xllrlafflQ. zlqd 1o e HIE + $.o t:-tr rflfl g$g B"l€olb #9
GEEI -r. ulloldS zl$ 4trI4 ^l^lg ulejeE .JrJ ^J €"I"t oJqr +tL6I9trI. ^ulLzl^= xlg oJql^J "Jq*= s
gE atrE 7l4g + glqr +tI6Iq xl^lE *+cg ztatl .Je d, zlg9 ECql Ea6rq goJ+ ar+e g€4e
*+. =
tr flAqq = 9l4r +1i6I94.
.. ulloldS rll+ +g "J^lg ulafio]t doJAr+ EAg GEEUI o ^Eo[+E]= a]^lql rlq] +Eq ^]*, "J+ql
^I€q
+^Jql ul$alr. dE" rl fl?lzl +t}e=tr_ zl+6J c* .lE 4El rll'J F ol€q zl=xj ^Ig^Blg *dZ +C6Ig+.
,*41 +t}6l9+. ^i"J
ollo}
fflEtr @ ^r4:-zl+ qlrJol t. + zlSE g€4 e^lql
@EZI E. tsllolAg .J7JE *7+4 ?Eol zl4lE Xq+ zl* 9zl$ zlzl| 13 zl*alzl ?+qr +1i6}fl4.
g+a ++6[fl+. =flol ^.1
€) ol-+g?-l+^e+ ^ulrrzi E+ olcg ulr]e_E z}€ql^l E
a. tsllolag 4l.E€: Tl?-l B+9 *Eetr dE4 zlcg 6^16I olzl= "JE gS4 g^l= .J^lg rll C'Jq +Eql^l HqU B
&g +lBBg xllz.la[flc[. +aJ d:ol zl+." alQr. +tI6I9+.
=
@ ol-+gq+^e+ :-uluzl. E+ .Jtg olcol oJs.alg ss-
E6ll alaE q+q ol= + 9l+r ++6i94.
@ t. + ^l€e ++6rr ggel +tg ^lHQr
^sluzl+
+*6If,trI.

Ag
Tc, gE E8I EE 1m-105+

3 ot++ Elt,\ellEltrtE lAl HIE 0!6ll


10 2 o 3@ 4e
50 6@ 7@ 8@
l-eq=ql zJ* ol4-7lq+^, gg.Egzloltrl. o|ffi,<
El+^: xldl. *zl, €zll, c9 EE 'Je tql ql{} +
^}%'-E
E seol4r +tL6IB.trI. ^i4Lzl-= 41. + zlgg
=7}]61+
1 ol6H
+"J.J dillolq E= aE 4rH4 +loJol+r +Z}6}fl+.
=el ^tt}
t-EqE^ll ,ItI'llE+ +'d^JH'3 Eol4. gg Eq4 dAE GEEI c. o]"ffi,<q+^= tlC"J fl+ql oleTl 916il^l
zld4 SzlE zJCol{, olCq Ege Eqzl qflql g_s_6J zl ag4 fzllzlEr.Jel {ql 4q} oJalol ge_6t4-r. +t6}B
=
^lr+
ctrE 7ll=" 6lE E aaq +^16l+ 4ol4l +*6}fl4. +. ^ultczJ-= "J=E 4xH4 g.J.J {. + z}€g olCzl " e
GmEl @ €e E'J4 ++e fl+l+ g.dg u|ffi ull : olalop olCol
"JE6l-= #g
g tril +g q+ql olE + ?l+
z: ^lglzi i}+le_l ,r.lol {p +oJq ,Jc s€olq, Eq4 q L +zlalfl4.
+lE zld4 E7l q^l e}Col4z ++619.+. e. o[ffi,^.El+^:114 "JrJ E+
^F+
9xlE zlqr ilqr
EEEZI e +e olcg E.J4 q+lql gsoJ xl^lr+ cBE +*6[9+. au]l=xlf. E= .Jg {. + z}€9 g€4 e^lql
xilsap, Eq4 +*9 4'&C4 tldCg El6l= ql E€€ 6 rl4 Holzltre olBl+ ggdql^J Hq+ zF+ elzlE zlzl}
+ 9l+r +46194. 4,3 zP"alzl ?*+r +tI6I9trI.
@ +e S.Eol "Iq+ SHol +96l+ ,JCol Eq4 +*el
=
6gEtr -r. o1.ffilq+^q trleE elg 4lol +a+ dill
zlzl €41+t}6l.fl+. zI olul4 d"l d€€
^JElitr erJ B+lE
pffiolr1.
@ ge ol{ sge_eE qB 9zl 4}+E Ezlzl g + fl4r u. /-.ulLzl.= 41, + z}€ol +g-J €alolq "Jag dillTl-H
oJ Ef, + oJEliE
^l+lE *=+r +1l4H4.
tr9teq, ol^"ig ecql €L^I6|-r. lfollo|,*+a +t[6[s.4.

Eg"l6tl€ 31
ttrJrl6il€

4 Eq ot6ll : e+g qql qe.= Bgq g.rEo-e-e. €B6Ir olC4 o e fl:


^hf a6l.= g5E qg 4aq B+g d€61.= ql gs.J 4lrel q
t-e{El xil,rlE€ €:9 +-C-ol+. +e += ^}*E 4+r} ol4r ffia1flr}. €e q= q+r+ oJfll y4
Eqg yz) + 9l= *e bqol .JrJ EqCE zlazl $
oJ41 ^I*Eg+a Eqg
+r +1I6IH4. + ?l= ta bqol Eqce-l zlzzl +1}61fi.tr1.

CEtrl -i, L. Se '14 +'Je q+l+ +€g u[ffi (l GffiUI gl g.e +Hol otq+ *Hol +g6l+ zJCol s'J
yvly iI+19 +g +.Jq acql q+ aa€+r 4 *t+E ZAT\ gqr +tI6I*trI.
^IEl4 ^loJ otel^egql^= 3lrel 4+g dfl6l+ Ell g
+e[6t94. r?-.lr oJrJol zl^]E ru4 eCr+ rHEzl olalg fffEZI O
Hq ^rq4 q+q f-s"ql q+lql q6il ^leE eag v4 + -st 4rq qe Atrl4 ^lql+r +A16I*+.
@ ot4^egel^: +c4 qe geE zJcol4 q+ ++r+
9lE ol.,9* *e *q qEol4r ++6I*4.
@EZl =. E9 E'J4 7lllb el+ 4tql ,-4*4p-e.tt +dE Hol4r €86l.fl4.
@ €e Eq4 q+lql gs6J xilsap zJc5ol
46Iq Cilzlstr .J^lEl= lol olul4. qlrJol yvlb ^IElzl ^l^l!+ atr=
ilgg /.loJ e+ +.J9 aaql q4 acg+r +aI6IH+. z4e tr 9l= "J+9 4BC4 4l€Cg EIE +: qg #
gg4 E61l oldol E'J4 daql TlqE+ glr+r +t}6].fltrI.
=. g:€ ?lrJq
,JCol 44 ts^J*Qr B
"JI+ e^Jql
@ ot4^eBeil^: ECzl q, + Eq4 qe ++g da4
?je*q. g-e .Jr+ +41= *4zt HI+49-a +eQle-er{l oJ
^l eg q+lzlE +cr+ +4lgqr +t}6}9_e_q, +e EJ4 d
al g a"J +. +1"J4 ar+E €zll4 at}g "J +: s,+r +eI
6If,4. Ee E+ ql^Jql z_qs4qe. d46l-= 4ol olul4 "JzJol rzl
: il-flE ;.lol q$ +.Jel ACql q4 aag+r +tL
^Isl4
6IB,trI.
5 .ruExtet oiltrl+Ele.lll.tt HIE ol6H

EsIE{ ag gg qlul+tr^ol+. r-Eli=x;= oJ


^sluz|
z.lol {, + z}fl$ .J44 g€^Jg .J!g rI 7 HIE ol6tl
"l*9 BCr+ 4l =at=+ =E ^l"aj
ge sol+. g+Ee geq +ts
cel zr.fi€ +B + glqr +eI6L*.+. qlq+s^= .JrJe + fH.€Tl Ae ^ll
=4E.
€€ a€El f S.o o e ++g +elg 4.o e Al^16l+ g*g ol 4zt
^Ite-l
q.Jg +B6Iq a5:l€ ol$ trll Ageg r}*ol
"J+g xil4qlot 6.J+r +1i61fl4. E + 9leq, ole+ ul.$zlzl_e +78 ol-F ^ll 4l+9 ^l*E
=
GEm c. rul]LzJft-E= "Jg c. + zl€E .Jr+4 g€ "l 47+ += 4l+E "Jql 'Jd6lzl ?+a zJzl9 4Bg +d6l
E+zI
"Jq+ss *E xl-fi-b rehl gSCg .JalE ull zI +q6}q 3q€ olE trll agtr.g lzlzl B f ql4r +t}6i*,
^dql
q. €e ol"lolut q+ql *c4.J go&g vl^lY
b6}q, g€Cql^l B,q+ zF# 9zl$ z|^l= ag zft.6}zl ?t ^Isl dillE
4:z +*61fl+.
qff +?-lql4l ^l.Jel *49 E4oJ"zlr Eq4 flf,$ 6t
a. {lulfE^i olEle} rll+E r xlxlltrE 44zl ?*zl"J sE E+ ol*+r. +116194.
ril+.I =7fE+ "Jei ztzlE zlq: 13 olul{. z}€4olr g+ GmEr @ g-e er+ +'Je E+ 'lltr-ql 4z11oJ ,-4S4 +
4.J €+ "le.lE €+ ++g E4 e= 4qe +€ ifl+.tl ,J dol olul4 trJ"l yvl| ^IEl4 il+lE rlql €3+"Jg eA
6117[gfil4r++6t9+. ql El+ aag4r +1I6Ifl4.

fflEtr r. :.ul:rxft.t, = ^I€9 gflCg.J^l6J q 11 @EZI e =?+# €e9 HlolC4 ++oJ zlz\* ++E
CoJ B4"l zlf,olQ_r ++6}fl4. 9lul+el= {ql 4e g
olCg zl^l= tr+?+"i +qr +116l.f,4.
Eg E€€ 4l46lq +g 4qg %16116l-= +qgq^l Xq+ O SdoJ ?l€e ,€€ oitj olcllo|flloll
of ql4r +e1619tr}.
={Ee +t}6lfltrl.
a4qFlr =49 ^ll4l7t

u. r.uluzlft.olCg gd6l ol9ol4 B+ql *a4e Bolg zxlb q


^l-*6lq { +
a].Se-l
"J!+4
g @ €+
^Isl dillE
g^dg oJ{[reE.,r{ {at q+ql ol= + ?l4l +t}6}H+. 9l+ #Cg +?-lql4l ^l'JE eAe eCg E4oJ-e-zl5r11 4
qrl+s^: +€ 4e+ Eel rEr+ trl€E E?I"l sE dlE}l 9E:elel +Eql^l 'Jol g4r +1i6IH+.
+_r. €B6}J ol= 961l ol,<J o tral €+E +E6Ir e46h= G) 5+Ee {$ olcllololl 4{} olc4 "J^lg 614, ge €|-rJ
Eo

A^"J #g goloh,*+r +t6}9tr}. bqgE6l.q cEE +Eol -H€dg g + 9l+r +t}6rfl+.

$ op;.^.e'JEll-ret EE ll.tl HIE ol6ll 8 ,1zl= =zt EolXl {l^lg + 9l= d6[ qel
=alEal
(-E4Ei-l 'J3 oI4^egelll. gg Boltrl. olal:-Eflell^ fE{E^1l zll^l+g rllz}e_=-$ +A-o14. qlzfaE-. -E= a

32 EBS +B=a 84eI


^l8
u.runry.ebsi.co.kr

g EC'J i :lxl"J Ed(^JA6Ir 9l= LHTI-=a||q}+=


g gcB f $.-o o e, '+: ^J4e4. l4 0 e += ^Id sr. lE9 2!=: el+elErl
g4r
4.'+= €4= trJ ol^J EdEl + fl= AqlE 4l1gq7} =46.J
+tI6I9trL
GEUI @ EllTts-E: zlolE grJg + S ./\S
TO 7l+ Exll PP 112-1134

d4+r +t}6194. €+ zI"Iq 4q} "J4s


^J461-=
=4: *44 zl4"J
=
S. "JrJg zlol r xllll$ "J += $.+r +.J61ts+. 01 @ 020 03@ 04@
050 060 07@ 08e
EEEZI e €4Ee E='J49= aE olrllol-
4i1+1I6Ifl4.
=rl=.$el
@ 54E+ .Jt3 olCg E6Iq Sd6J ^ll4l.J olqlolq EI6J 01 ilEE ot6ll
^t+t
"J
o
I zl$'olQl, +t}6lfl trI.
fE{frE-l z}^} ExlE + ^hr7}= ttrol+. ,Jtr= cgzl}
g r]lz|-e E:: tltl: *44 CEol ol{ olCg E4 gA.J +
^.1
qtr +49 BC6l+ cll $Ez[ glzl rllEgl dal dol o]q4
9l+r +tl6ifltrt. : zlzllE dq} aol4r +*d.fl+.
o g+ ?14 +41= H}+zle-e sgalger{ "Jrll g a"J g, GEm 6l rJE= E+19 dqlg e161g Ae q+tE a4
?l.Jr+ Ar+E dxll4 aeH q6il^J:.J + fl+a +fL6Ig4. zI olqq q+19 Ezl"J 9xl4r +ti6rH4.
@EZI e ,JE= ACg xl{ EE .4171olq+ olC4
+zl r zlxll_tr 4*ollot 6.J+r +AL6}H4.
=48
@ ,Jtr: d9xl9 €44 4+E €€ol "JB zl-b6}r+r +tI
6l-fltr}.
@ zJ=: .JrJE zI€4 A.JCg EqE TlBJol g + S.eq.
ao-JCg ++611 4t BB9 Bal-g--e 4l^lEl= E'J H4g
9#e +4r +1I6Ifl4.
=+alo}
@ tE= sH Bzlol +FillE 'Jqql TlEl6lq +Bgqr +
tr-6l.,'l g*4. Eq Hae dd olcol .JrJqlril +r+d zl-94
.J H4e-e €44e.E. H€+BEI Hzlol+.

02 ee E4 gat+E ot6il
IEEA{--I xil^lEg g9 +*ol+. "Je rtiqqH a4oJ ilol
7I fleq ct}4e erJol4E +++ d4_q_e +7 r^J,* rll
qg ++El lol4r ++6].9trI.
GmUr 5l "Je zltq q1oJ CE= €4oe +l

rtr-ql =gql
yll
4" I 4a +t}6}fl +.
EEEZI o "Jg *4E g?]= 4+e q rfl+g "JE rq
allot d4l +t}6tgEi.
@ "Jg 4qE "J4 4ol .Jdt tlul4l +4lql +q 9l+r +tI
6}zl ?+9ttrI.
@ "Jg 4+r| "J+E ilolE ++6Ir, e * 4qg;7a|
b aol + 4€€ ++61+ 4"14r +aI6Ig+.
@ "Jg EI.JE B+ql^l yvl} 44_q_e tsl l.$43
4l*ol4l +ei6}fl+. =4€+

03 ,r=el^l.a} ol6H

EIIIE^l 4l^lEg ttrE +4-ol+. ,JE: LllE +=


^ll4l

E'JI} 6H€ 33
tgat 6il€

94 olC4 zJ$zleE Eq H4g "J5 05 ztet^]+t


=4ql "JrJe
ol6n
=4e|
r ++g + 9l= ++6194. felr Eq B t-E{El 4l^l$g rJtrg +*oltrt. ,JE=.JAe dd old
=gtl =4+r
zlql q-J zlg4 ++ql^l Hl*€ q9l"J"l. 4 d9zl9 alHH= e=e +r+-J BB.J Eq Bzlg
ol ztllglzll + 9l
E= fl+lqlol E'J4 7l^l= zlU4l ^l€4 =+6JHl*g
+f,t6}S.trt. olsloJ Eq Hzlql rll6J zlgzl
Ur @ ,Jtr= zlzl= 4lg6l-= Ag "JAg E+ql 6ilr* = =4lolq. =€.ql^.]
49l"J"l Eq4 7l^l$ zl{qr +tI6I9trI.
Elqr +tI6I9trI. E|4^l .J49 .JAC oJ^Jg 9loll zltl9 e GEZr u. zJEb dd olc9 €Bg Els: egl, + E'J
ag 4g6}q= B+l= E'J4 TVtl= ^lH+. Hzlql {oJ zlg4 Hl*g q9l= oJrJol trl+t 6J €
EEEtr e tE= x}gg rE^3lg ^J(Hg "trJ6I"J= olr =+ql^l
44 -HE+Bql 9++r ++6}Htrl.
oJzJol a}lle-l olrj f$eE"J
+zle_E "J4g +zlol ^l-&6t c. zJEE 4+ ++e-1 a'JCg ,]|oJel ru4 4+l g?-lt +
b B$l"lzl ql$ql 9FzI B + fiQr ffia1flQ. trl+^J zlE zls" B f ll4z -H-9t4.
trIrJ6l-= qg= E'J4 7l^l€ zlqzl *oJtrI. ^ =rl-ei-. zJEE Eqr|
^E ^Jg fflEtr 4E+ "JB zlLo o}4r. ?:Jal*4.
@l ,Jtr= E'J Bzle +aa4?l EB, + Cfl BBq €{e a. tEb Eq4 E+E ol4g dd olcol +?-l zltql4l +
e +EI+q zlzl olol d€ F +a{} +49 gc6}71 9oll ol I+oJ ggolep +tL6I9trI.
+q4= ,Ifl BBg E'J H4g B4lql qiu+r +t}6}fl ^l-S4o3

+. El{^l xlzl olol €€g *4 o e 6l-= 49= s'J4 zlzl


05 +a Ba|+ele[ =d+lBal+Eel gB HIE o!6t{
= ^lqzl *.J+.
@ tE= E'J Bzlel 916ll^l= a6}^dg 46*9 ++6ll t-HHl (zDE +! trl+Eel .JtI, (+)= 4?l *?-l+E
o[ aJrp +*6]9+. =+E
E]4^l A.]^dql"J $el zl$.$ 9 "Jtrolrl.. +4 +?-l+E= +?-lE fl48 7l]E q+l7l olu
=a6l+
Eq 4 7l^l€
^lq *++.
zl flflg +zlql 4+6110r EltrI= "Jttol4. qfl *4+e1= +?-l
@ tE= 9# 9rl"l *zlzl g 49$"1 E'J4 7l^l$ zl{+ I gel= ,llB q?lq 4d 4+6Iq q "*e +E=
a;4-a|fl4. tr|{^l FCd+ ?3 zI€4 CalCol *zlzls{ qglE sg q+lE trE "Jtlol+. ^I€61+

"l
olF"ltl q+l= Eq4 TV|Z zlqzl *+trI. GEar (} +zl +?-l+Ee+ qg *?-l+9 e+ +4E fl?-l
E qglE E'Jzl 7l7l|= St6l-= _H_€zl.J gele 84.
EEEtr o +zl +q+g= eglE *r
rEe ArL + 3l
qr+ rEql q4 Stqotot ++r eq.
04 tt.Jul "Jel HIE ol6H
^l-Aj @ fl9 +?-l+9= 49lE E7l7l olH q9l9 4+, + ill+4
EIiIE4 ae {Hi, €+ "Joltr}. dBe jr= iJ+ql= a4 r$ql q?+ BglE *l :9.o1 s+lqot ajQl84.
"J4q_l ilol"J ileq, 4glE *a rEe +€
oJ ilolT} s.r
(l). @ +! *?-l+Ee+ q+l +?-l+E E+ q+lE E!! zlzl
€ ololl 'J.^Izl€el 4lE|] q+g ++61+ t?-lE g?-lql q+ + b q9l zlitlql .146ll il: aol otq+ rI+4 rEol4: er+
trlolot oJqa +tl6l-*4. gg fl+q]i e4.J ilolT} 9lo qt et6lt +*€4a eq.
q +?-1E g?-l$ tr+€ trll= ilqg oJ+El olq{ a4.J ilols.
lqoll"t,fl4a +tI6[94.
GEEZI L. tl$g E= ;li+"l]} A4.J )tlolTl S,+a + 07 ot+ltlel zlEsl^l-g Hla o161|
+6}fl4. trIz}^l Hlgol +AE 4Bg B €Eol4. EI1IE{ ,J9 o1fl41. gg teol4. o|Tlulai B+IEE
q+19 E'J4 ztil: +4E fl?], + flg 6l-= tg e^le+ Hz1"J gg$g "JzJE olC o + .Jalt lol
=. HlB4'Jg e.+
el f+cql 4+ acg+a +t}6tts+. trl4^J HlBr+ "J E+ z[$so]e[r. H9ltr]. ,JE= qlte Eb4 €+e] olcg t]41
+4E qlBg ts €Eol4. zlzla_ ?l_o Ir e .Jtg 9zlzl Eq B4g rlszl 91611^J: E

EEEEZ| r. TH.JE q+ +dql zl€ol* 49=';lq 4+ bzl €+E zlslg ++6Ir dd "lc9 BBg 9+s
=+6il
el 3lq q+'+dql zl{E} +E ?lJ.. r.Bzl ?*g +E 91tr}. o| tJQI +*6IH4.
trI{^l HlBr+ "J E+ +Cg 4Bg El d$ol4. GEEUr u. tEE Eq B4g 49lz} zlCg +l+ qlEE
.. HlB4 "Jg E-+ q+19 *r rEe +flg s= ol6ll *^I t{+6lzl ?*= €44ola -B€4'J,qi dA Bzlol qqo} oJ4
zl€E 31E]| 4+g 77ali +49 tl?lql
=A6Iq
+*!q r. ?^Jalfl4.
or tr}4^l HlBq "J E+ *Cg cflBg tr. tE= E= r+E "J7JE e4g ++61 +tqe"J Ell6}^l
"Jqr +{-6}9t}. ei
aEoltrI. gr oJ^J +^lql *4 "-e. 4*ollo} oJ4r +tr'6}f,+. tr|4^l
www.ebsi.co.kr

trl= .JrJg ftqe 4+6.|.= Q+lE E^lql *4-" + rll+6} EEEil u. zJEE E+E a6}^dg ullzllel, Blq qlql +
fltrIE Eq4 7l1l= zlB + tl+. +6J +a_e_a+el B"l.Je q+le_l g€Col4l +a;61fl+.
EEEtr r. ot+lLl^= olcg E'6il tlg +B6Ir .. zJs:- Eq4 E+E ol4r+ 4+E ++= oJ,fl zlft.rirln
t9 €EEg .J^l6l+ =48
E ,tl.F+ olCg ^Jg _BS4.J +414 tr9tE+. rlEl, E+€ olfloll"t g trI= zltE qE€ -r.el6}zl
r ++6}fl+. "J.loF'*c}7 +*6}flQ-.
e. o|flula= dq B?lHe xrTl -H-+E C6J. ++ -B=E C EEEtr -. zJEE E+E Fzle *xl ?*i 49lE a!+4
.J, 4lql 4oll "JazI 6l-=
^d6J, ^Iq4 AI9 Slzl
6l+ Co.J o sL E+ql .Jil6l-=
fl9lzl € + gl+r +t}6lfltr].
E "JrJg z.I€4 C6Jq HlgElq 9lsq. ggfle olC€ zltl a. zJEoll qqE Tl]oJg ru4 4g fl4o]tr}. tr|+^l
.JrJ.l+E zlaot a1g _H.€4oJ Eq Bzl"J
^IgBg zATl cfl BB9=zle
B4 0 e+, 7l.fl BBel €^lo eq 4l^le
gqr +^J6rg.+. =4e
+ el4.

08 u=Je Ea|+E ot6ll f qE7e,.ql "JE l^at Hlr. ol6ll


t=ilE{l 4l^lEg HlBg i^Jol4. {Be'4lrl ++g 3lr{ [Eq-Fn ae qlr]+F^., €e gol+. qlq+-tr^= slqe
4e'ol4b +?]9 fl4z} E'Jr+ "JHe-l S4zI sloiot qlqr E= zlilE €zlatE 4lrcolq, +g 3I+e E9 aE" 4 rl-s
+1F6rf,4. 9 E.Jol s+ Agg ^J44a +t}6l-fl4. "Je rI+qH e4
GffiZr C HlBe {E rFS +g++ 6}q+E A
49lzl. oJ ilolT} glErll
d4eg }{ ili+e *e rl+tru| rJ zlrl
44-qe ratr4 El rilqg rt4g+E r q9l: *e q9l gleq, c^J4.J .JrJol4E ezles +.l l.,g-r.j slqg ++
=
+r ++6}fl+. 6J aol+r +1L6IS.+.
EEEtr @ HIEI3 zlr, xl$,tJ, +dd, +4IC, + EEEm @ glul+el= zl€zJolr g+zl.J vll49 :B
+t, Hg f,g zlf;o e i{+4 rEE .}g=dC,
+CE # fl4r zl ?+g 4*e.+ q+ ++B "Jel ztzlE zlu+a +tl6i9trI.
+tI6IgtrI. "Jg €4-qs +7 r^JqI rlqe r+zl *qI qqql Hl4 q+
@ HIBg'.44 trI+E +14
B4'ol+= +?-lE +l4ql +t}6l. ++'J TIil= zlu+a +tI6Ig+.
trJ6J

zl ?+=+E ztzlfl^J9 {9s E'J4 7l^l= zlulxl *oJ+a EEEEZ! e ql4+s^= EE 4qe a xlill-tr +lqzlE ?+

+t6IS.+. +r +116IS.4.
@ H]E}e B9le_l ds+e rFg +4tr+ ril+E a^+= fi+c @ "Jg {el z}zl ilqg aEq} oJ+=ol r rflq= +ql^l q
E +lqq q+ ++!qo} 6J+r ++6194. Caalg 4qol trtrI Hl*zla}r r,tle} rll+"lEia +AI6Ifl+.
o HIBg'3lq ++E al4 BB'"1+= +?]E fl4z} Eq!+ @ qlq+e^: rlqg e.$ zlzls- Bztal-b 4ncols 68+
"JHE fl4zt 99oF qFlr +tL6I*.+. ,* dlE ,r.lzfolz]. €ol4l +tL6Iq z]lfl9 B+ rffi €l^16I
flq."Je B+lE E'Jtg 4919 A4ql 96il ^J4g nll+r+ a
Fql Etll €zl-94 ill+e d"la aE+.+l4r +tF6[9+.
@ qlq+s^= AC.J ilqe rEq *211. 4 B9 lE"4 ut
89 E"J"l E+ iE€ t44r +t6I94.

.,\E
Tc, gt Efl EE 114-118€ 3 E!.J, zE, Eel gElo{llJ ,..1eoilxl r1l7lg + ?l= HlEt L]|t
tr[e+
10 2@ 30 40 EIIIE4 Ae zJq. BS soltrt. UBe e99
HlB. 93
5@ 6@ 70 80 *r rE+ *qE ?l4q q+ *+qq"t atq !l+E olg 4l
9@ 10@ .tI zl*o}4a a4-a[fl4. zJg= E'J B4ql r]lq] z]gzl
ql^l Hl*g q+1, + 9# 9alol Ezlzl9 Q9l"Jol sHzl=+ zl
1 zt=q ot6H ilE zlU4a;4-a[flq. €.e o e +q"J aq
^hi ^]94 ^l"JE
t-E,|ET-l rHE z;tszl-b rJEol+. ,Jtr: Eq H4g +q eCg yvl} 4e ** bB rll$ol4. "lels +rJ bHol s
.J9 dA olC"l 4$zje_tr. +B+ Bzle-s^l olc4 +471 q^del zlazl g+r +tI6I9+.
trI?+"t ts €44o1_r E.S4B.J €A H4ol4r +t6tg+. GEm @ €+ Eq4 dEe q+l+ +tg u|ffi rll L
^rgrl6fl€ 35
tErt 6tlE

zl=
^tq4
qe +"JE ,Jaq q-+ aa€+a +*6t9
^loJ
@ "Jg 49tE *r
rEg +*6J trI= rIqE "J!+ eg E+
4. ol"ll Hl6ll ,Jtr= dd olcol +El zlc.llzll +4t zl-$zJ l4ollot +4lt +tI6I9+.
"J
gAoJ E'J Bzlql cfl"J
=Adql^l
HlEg 49"J"1, + d @ "Je 4+lE *r r#
B+lq 96il ^J4B qq4 rFql
4zlzl Ezlzl g qg"J"l E'J4.J 7l^l= zluqa +a.a[fl 44 ACg+.r. Eile q. t4 "l^dq ++4 #g +tI
trt. tr|4^J Eol ,Jtrqlzll zllzl€t + gl= zl€'J HlsoltrI.
=46J
6}zl ?+91trI.

EEfl o se ^lpl4 q+q -,9++ q+lql 40ll gzlts @ "Je qgE *r rBg *7lr71olH ?4, + {+lql EEI ^J
zJcol EqcE zlztl g+r +a}6}fltr}. aB 3il+r+ aFql Elul. ecg+r +t'-6}9tr1.
^IEl^l ^lqlE
@ HlBe'4'I 4+E 4l.I q+'g;7alf +?-lg 942} r

'Jr+ EBq u.€4 fl4z}


g+a +a-6].fl4. 5 ,tet H!=Jel/.l8 HIil' ol6ll
@ sg += ?lrJg q+!+ Eqg *41v4 + 9l= *a bq t-E4=E_l ,Jg zJe. €* {lg"l4. zJs= A.}CE x1o}g
'JEq Eq4 C'+E ++ol -H-€Cg g + 9l4r +t6t$.4. ++6Ir Eq Bzlq EI"J Hl*g 49. + E'J Hzl
ge qE qltr-g 6fdl zJcol "Jq+= 4e =aCql
e ^loJol4 +.J9 g qseJ= dqzlzl Ezlzl9 {?l"J"l E'Jzi 7l^l$ zl{+
rEol+ 4+q EI6J d"J rllEol4l +eF6IH4. a nx-a|fl4. HlBg e+19 *r r# q+lql E6il g^8€
3ilqr} rFE "Jql q+ aag+r +tI6IB.trl.

4 Bal+elll.tl HIE ol6tl


"J+ H!'JE
GEEZI u. zJEb e+19 *r r.gg 4?lzl-9 +^Jol oI
qq q9l9 E71. + E'J B4g E+ el^lq E4
t-e{-i-l Ae "J. 99 Hl*ol4. ge rl+q: e4 z}olzl- =+6teJ=r#
gleq. e^J4"J "JrJol+H +++ dzleE *r r^J* nlq aag4r +e}6[fl4. uBe eg]E *a 49lz[9 E:
g,ffig 4"14r +ti6lfl+. dBe s.= 4l+ql= a4.J iI col "tul4 *qE g4ql u|4 Bztqqo} qtqa +tr-619+.
olz| Sr oJ4oJ i}"lEl 9ieq. 4+ +plE 4l'llsl€ s.'J4
r. zJEi E= olc? ++61 fE:g-e.<Jz} o[!4 a]
=4^l-=
q+E"I"F 6JElr;ta1flQ. HlElg rI
lJ-"I.t *+r +116194. ^J E^lql *4s_s^J
"JBE g?-lE
+r+ r59 "Jg 4l4lg qt qtr rll+E +E rll
GEUI O {!*g r}l+"ll= Azt.J i].ol7} ?*=4 ^I*E
qtr+ q +s{} Ae e B7}qq^l: g4a +t}6}fl4.
oJ
^IBE
I =46}{
i^Jal94.
EHEZI r. zJES Eq4 E+E olB4 B4 +?zr oJB
EEEA e ge r+lq! a4.el olf+ e4qe kr _r..9-a}
zl$.rlQ-L 6}fl+. HlEle 4Ell trI+g 3l'|] 4=€;74[ *
4l +ql 6ll*.Jqr +ti6l.*.+. ?-lE gq= Eqr+ EBE flfls xllrla|flQ.
@ "Jg .JrJe +++ 3{qg ++6l.r. lE€
"16}Blr +q= a. zJtrL BgE *r rE+ Aalzl olq4 *zl, d9zl9l
zI€4 Coll rEol "-lol4 BB"l #E +
=.
^l€s+q 44"1 Hl*g B+l+ olq+ql ui4 €z}9olo| aJQr. ++a1fl4.
4ol4E sH fl4z} E€€ + 9l4r +*6}fr.trI. ^-1
flBe q9l9 *r:rEg 9zlzl olq4 4+, + q+lql E6ll ts
@ tlBg
^l-El=
4lelE9 d6JAlolF_E ^iglel olof ol$.r.}sil ill+r+ aEE "Jql q4 Bz}q"lot oJ+r +t}6rf,+.
+cgEe_l olqE +Elol4r +t}6}fr.+. ^J6l-=

(a) {Be q+lgl *r:+g r q+lql 96il


^J4B rlq4 r
E9 "Jql 44 Stgtr}a +tI6I9+. 7 leot=EEl E!=JE HIE ol6H
^lAl
t-Eq}qEE-] ^EoltrIsl ^l-tlzlol ,rllullz| gg HlBol+.
#9
oJtE +Fg tsdol{,
^eolqrslE olCg tl$ al€$ "lC
5 eE ot6ll g €:6il zl€9 g€4 e^l= ElE6In nl€ q 4+q olE +
^lt}
t-E{El z}tl- 4B +
^l-^J7t= "Jol+. "Je
qq"il= a4 ?l+r +tl6lfl+. uBe .Jtg H+ rlt+g 47ap r5
iiolT} fleq. e^J4e .JrJ.l4H +++ €4 e kr r^J
o g El6l-ej: 4qe + dolq a€€ + alol4r +
qI rl+g ++g dol4r +1I6Its4. =4olq.
tI6I9trI.
GEZI @ "Jg q+4 EI+E z11.dg ++4r "JrJe e4 CEUI {!Be ++7}qlrll a5€ g^J^l7l= C4ol4
a)
o-e ** 4qE ++E E"J
"J4e+= q+. + ezls-e + f a4ol e+4sE ^Ipl dillel q=€ ea5}fltrtE
a3.zlelE
g 3{q9 ++= 916ll a5€ e+g +E 9l4r +t6}9+. t?19 g?-lq tr}e} r a4e cBglg + glqr +1i61f,tr1.
EEEtr o "Je'Jae +++ 4qg ++6Il- aFg sl'l EEEZI c reolq-q'= xl^lql r+lql +EE ^l-*, 'J+ql
6IBl= aI€4 a6.JCg zlull 9ieq. olBlql q+
^I%lF4 t"l
3I+ olCql zlaqt zl€^Big eCe +Ed!+
^I+le+q
€. Coll r€+ "-lol4E s'J fl4z} 5:=grlr ++6IHtrI. aEl€ olE + 94r +t}6l-9trI.

36 EBS +==a Satel


^td
www.ebsi.co.kr

€) /-Eot4iil= z}^lql4l +qd qE+g +d6l +q6l a. .^'ulLzE aHE +Eql^l xq+ olc"l oJrap sg g
^Iq4
r oJ+el +Fd dBg +l'J 9+€ 4dlot ++r +116194. ota ql "Jae
^h+.e+
sg g f tl4r zlaatq t, 4 zI€
@ UBe ,ll.JEE {Si11o1Ee zlz}loJ9 q+E +i} el B^Jq rlloJ {+4 "J^lql^l e= Ct4 "J+ol 4rE q+
^Isl=
ol + dalE o8+ol4r +*6}Htrt. ol+r +1L6IH+.
^IEl
@ r.Eotqlsle+ HIB s+ 49ol "J& d:el +zlol4r +a}6r fflEtr r. rultczli .JrJg zlzl 3r€8 +11614+ +d
fl+. 6F= a+"il 7l+r+ ge t+4.J edg L4=ql olz,lfl xlzl
E=ql +q+ Ag col €qa +t}6tfltrI.
8 qE|+EAT}lEoltrltrlel u!'=follxl tl,tlg + ?,1= zafi r1q'
.. zJEi "lc4 oJrJg rlE
"JrJg a3 B+61 ++
=4.J
EIIIE{ 4l^lE+ qrl+s^E +tlol+. qlrl+tr^: ql
etr^lEJ q6}zl
"JI tzll4 +^lq +zlee 4oilot 6J+r +
*9 E.= 7l^l= €zlal-b slrdolq eig 4qe E9 rE"4 t}6rfl+. + .JrJg f*e-E qB + ilzl"J rBlt a+qlE
trl-gE E"J.l E+ igg
alc. Erl9l +4eE 4olloF ql4r +e}6}fl+.
^Jq4r +aI6I9+. qlul+er.=
+g qqg +16l|^l= z|fl{oll g+4.J €+"Jg
4E6Ia AAa.J Sg g"I"t ql+r ++61fltr1. =.4-61+ 10 a.fl ilE+Erl +rol^|.c|. ol6ll
CEUI O qlsl+e^= *zl"J .5}r+ .JrJ+41= aE"rl E t-E{eql 4l^lEg E^'9 +e-ol+. trr-= flxll olQ,<lu} zl
oJg
"JeA i 9lo o e +4?l Sg B?-16I= ,ll.J4 rlqr+ q 4oF al* €44 E++ S4a +tL6Iq. 9#Ezl4 +E6l.rll
+g 6^1618.4. ol9l Hl6ll r.Eolqlul= ^Islzl q6Jell +d6I EIH zl+4 s s trl +s+ g+E trI?+.t 6J4= 4d+ el+E
q oJ+E +Fd d€q 7lqts Ag. UBe zil'J4 iI+19 fl xll.tla|flr}..
e+EE ^tgl4 il-flo e +ql6[q 4]'il r]+el 3lql q+g + GEEil a H4 "JtI. e ^= ad+ 9+5e ^ls +=i6r
+'J ag +116194. tr++^l qlrl+s^z| :-eolqlvlq uH- g
zl .J7lz,ly dzll4 9FzI + ?l+r +t}6}fltrI.
ql4 zll^l$ + 9l= 4€ql aoiloltrr. Hrll oJtt.e.-r: E= Eq Ezll= 6fleB + gl= txll ol4
^ll
EEEZI c ^EolEEi: €g6J sg +l6}q +"J4 cHs ,tlrJ zllo| 6]i AEH4 E++ ?*=+r +el6}fltrI.
=416}zl
tr+q *q+ olc o e,*l €+= €zllal-b a++q4 sg g EEEEZI + H4l "Jat. e.rb ea+ E++ ol^J4 +eq
ag +tr-6}fl+. 4Col ol{ {+g E6H^J "J + 9lqa +tr-61-fl+.
e qlq+e^= zfflzlolzlu.! 9f4olxl= ?+e €+E ++6l. Lll Hall EtI. e4= flzll g4,tlu]. zlfloi 6l+ €r]l4 E++
q: Lqg rF!+ E"Jg g^J^l7l= ?l"Jol g + gl+r +tL ?+9.q E+Ezl?-l +561-= a+qH r tr-+ql^l zr
6If,4. =46lzl q 6Jqr +al6ifl+.
+4e_e +.g-6J E+= u+?+.t

@ HlBe 4+g;7ali 4aq^l rEol g{'J + ?lr+r +


er4q r4qg A* zl7 + 6I+e ++Cg xll;.la[fle.
@ flBe 49lzt zltE qlq +{qli slxl $zluJ.r}={
=go1
dillE ilqg +d6l-= 49lzl 7l!" 614. r+]"J qg= + Sg
B94r +tl61fl+.

9 z}Egl HIE ol6ll


^IflhrlE ^1+l
feqeql ,Jg zJs, €* luluz}"l4. ,JE= ol^d4
.J .JrJg += .Jtg A? -EJ+61 fte_E,qEI Ell6l.^l =4
"Jr t
4l+ E^lql +4e-e 4aflot ++r +a16}fr4. aulrLz[5 3
461+ +"J'J €aH 41. zlsol4 t9 €rilol* E= aE
=
gqlol+r +e16tf,tr}.
:qzl.J
GEZf=4u. zJEb .Jtg zlEHzlE zlts]]E B=
=aH"J
E^lql {A olCol *4 z}t9lrll +4+ ^l-$4.J BBfl Eq
H4g + 9l= +1I6Ifl4. ^oluz|5 qlrJol
t, ztgq=+g .Jr+4 =4+r
g€Cql^l HqLI xl-# 9xlE zlq: a
=
g zl+:6izl ?++r +aL6IH+.

E.Jrt olld 37
tErrt 6ll€

03 +otst^t+t ot6n
-"JEl|et
&aE t# gE+q$ gE+el IEEEI ^ll^lge +ol9 ffiolri. +ol. EH6l+
a{g
tl?-l+ zl^.lg fzllalzl ?+sq E'Jol+ 8e-lE Hsl6}a Ctl
6l+ aol+I +r}6t9r}.
/\S 7l+EI|] #124-1M
TO
G ZI @ +ol= xl^lg f+oJ 44zl qtl!= "J+E ,t
01 0 02 o 03@ 04e €E^l trllEzl +Cqr 4+CE f 9lo o +, EE6l-= rA
g dqLl
05@ 06 o 07@ 08@ ^l^lg +7,11617,1 ?*=+r +116194.
EEEtr e +ol= zlC4 B+= €l6il d}+ql "*rll zlalol+
olEg +C6Ia gd^lrl +e 4 .d.ol 4Cql r.|!,lz| r.J1i,
01 6tolEllZE fl=r]|el e.lol o16]| d316J+ 9lqr ftL6rg+.
EIIIE4 zl^J EzlE +
^l-^Jzl-=
6ioltrll4ol+. 6}0lr-ll4= @ +ol= q+19 7l^lY 49 :
^lillql 4xHdl il: aol
olq
.JAe z}^lol +€€ ololl ulolzlr ?lq=
^l€g {ld+lg-e 4 E4l ^J+g 6ilA6}7l gl{} +B9-tr rerg:6}q_a €zl-E oll z}
Al xltg €4 g"lE En Ttc+ d+g c+6}zl gqa +tI ilE
^lu+r. +tL6I*+.
6I*.4. @ +ol= Eqoll+ gEl: _L{{oll €rll4.J {ol o}ule-} ,r.l
GEm €) 6}olEllzlE €€xlle^'lE .JrJol aEd+ +g ql+ t}+q 4+ Hsl6}r cataJ4r +t}6lfl+.
ql q6J E.Jrl *tr= EAg aE6Ir dA+ d=g C Elrl+ TlilE zlq= aol
@ +ol=
^l^lg ^Iills^] +4ol
_r.
g+a=4E olqq. zlts.J E^llE qla6l+ fs"6J +Elol+ E+7l. g trll
ea}rll 4Y Alzlzl ++6}Htrl.
EEEtr e .IolElla= +€+'d€rH9 d=4 *9 zkd 7l^l= 4 q 4l Bq-a +116}fl4.
g ced+ Al7l7l €tr}r +t6I9.+.
@ 6lolEll4ts €€x|]E zt4lE €zll 9ulE AE6II C+61-=
04 ol6ll
+116194. ^f===e ^El
=4zt4r.
@. @ o}olElla= B=47I 4= E.Je u.€4 +H9
fE{=ql zll^lEg ^}EE--e.E +1}oltr}. r}e=.-e.i tag
olcg €16ll^17| =++ Ez-l €€6.J trl+ +ill4ql dqg E" oll zldg .^.e Bdoll zI
'J4zl "Iq+ ++E 7k^dg ++61+ +ill .A.\e EE Ag dq6lr r Cqq z4gzly S
4 A+g 86il +E d€g El+elger^l ++g + 9l+r ++ = =4olq,
g €"lot'*4r +*6tHrI.
6Ifl4.
GEUI a Hr,ll oJa'. ^leEg: .JrJq ts4o14 +49
Ctll tlg ?+9.q. "JrJe +ill4.J dqg E6ll z[
d9 =
r-xe =46}al
BC6il 7I= +tL6I*+.
02 otlrtlet agg e.tEt ot6tl
-dat
+ H4l E+. ^l-e E_E= =41+r.
.JrJe +ill4.J dqg B f gl=, zI
EIIIET Z-ll^lE€ ot^q^9 ;1tolr|. oh^El^: i*. -z
f€E+eH zl+l1l E^lql zl^19 dqq E1]+ 4.J
E, F^J, 4l4rJ F .Jt"l qqql +Bg f,tfl6llE 116rrl+ H g 4ot qf fxllap =zflolq,
+t}6}fltr|.
+^le + fl= ^J+g ql4l ^J+ol+a +C6I_r., fl4l t1-+g fsptr Hrq oJA-. glrJE E^dol4
zl^16}_r E l^=.J EI d'g d+ql ol= + glqr +*6Is+. ^ll ^IEE_E=sqCol
l. +4-6}zl ?*9t4.
EHEUI u. o[^ul^i.Jtg'J4l *q]ql {$6]q A"J4 LJI H4l oJC-. .JrJqril= dqE zlPzl9lzl"J, zI
3I€g ae6lrll q=ql 6J4 tlqlg zl^lE+e_sr! agzl€ a ^IEEE=
# : z}^llE Cq6}a+ 4+g + 9l= zl^fi+ s+r +c-6i
eE + 9ltr}r +116194. o|:'ul^91 trI-EE ?lrJol aQl6l-= f,+.
;l€e =flzlzf dg6l+ "J+9 oJsol4.
r. o|^a.l^i.JrJg +41 ^J+€ zl^l6tr ol= Eol-=ol= +
illzl a+g E6ll +€ d€ql olE + ll4r +tI6Ig4. 05 fiB^g ol6tt
^l'+I
fflEZI -r. of^ul^i q}4l ^J+ql zl$El "JrJg zftel EIIIE4 zll^l+g zll"JaE +tloltrI.
^ll"J^= tl4*
r zI
++Cg z14614l g+r +t}6l.*,4. i-llE^l 7l7l=a
^lq= 4ol "I'14, #g
6J,!'61-= **^"r9 xlB
zluqa +t}6}fl+.
=.
oi^ul
^.i 'J4l ^J%L +ql^l oJzJol aql6H al€e. ag^I ull zl-zlE
,l-dg6l: *nolq. +Al4 €*g F6il slpg ++6ll +ee GEUI 6 xfloJlE 1l?-l* araffiola €EH4"J EEq
s,rAl *g d=ql ol$ + ?lqr +talfltrI. 4,ol otul4 Eall$ qlad+ r1l zl{,$eer{,i €d ^J.$9 olE

38 EBS +E=A Eatq


^td
www.ebsi.co.kr

4ol4l +*6IH4.
,tl 6l-= ag dq6rr rql rllt 4"Jg 4ot alt +t}6l-fltrI.
=44r
EEEZI c. @, @ zllg^b Ela$-="ap, €44o14, EH
6l-= {4* =416}zl ?}=q"a +A}6}Htr}. Q$ zealEe.t^l+l ol6tl
€) all"J^= 1l?-1+: zlxlle,rl #q= +zlol olul4 €d ^J
t-E{E.ql 4l^lEg zlezll ,reE +t}ol+. zle4l;re= oJ
g9 olEzll 6Ir +?-l sE oltr-g tl4* 4l zlzlE zlr-lzll € ,Je CqE *qql^l E"Jg Lzlfc]l olq+ E"J+ €"JS *
4r +*6194. +6la +€ €+g q+6lzl 9l6H^J='41 *ql .S ++zI'E^l
^J46ra 4+6110} t+r +tI?'IgtrI.
06 qpF=elFolE HIn' ol6ll GEZI @ zle4l;ra= dtrl4 d=+ S?]4 €=E *41
^l"8 ql^l= E.Jq e"Jel E4lzt 6iliqzl ?+eq, .Jte {9
[-eqE4_l Ag EllTIe-E. gg +olol4. r]lzle-e.i sr= 4 ^}*
ql E6ll^lot Hle + E.J4 e"&tl^l Hq+ +€ d=g El+6I
g 9d6J += glzl"J gd(^J4)6lr gl= L.llr}
=4oJ4= ^I gqa +ti619trI.
€"Jg ErJg f $,o I]e '+= ^J4+trI. :els e += +xll Al

++.'+= Bxllz} atrIel zllrfl4z} g+r ftI6t*+. +ol= fflEZI C 7le4lr-E= *ql €e.,<1,r1 zI4lE *g C
zlczl El+= F6ll olEg +c6tr gd^la q E *ql "JzlE +ill4 a+g^1F6ll E"JJ+ e"Jg ++g + 9l
^l^lol4 ^Isl +r +tr-61fltrI.
z[ {f,iap dtrE+ 9i+r ++B}fr,+.
GEZI r. rllzleE= zl^lE oltol4. €EHg @ zl=zll-z-eE'd *q d *Ex}'ts olC4 iEol ol{ +ill
€l6il rl?-lEB+B + glqr +t}o}Htrl.
=ge 4 A+g Eo 611 7l!.o 6t4r.
+1I6IH+.
.. FolE zl^lol+ olEe fs" 6J Atlzl ql^Jq= 7I€e^J E @ zlEzllz-EE E.Jr+ e"Jg trs4olr ,_4+4"J +l4z} "l
zil t%Iql *zil +cqr 4+cg + 9l4a ++61fltrI.
q4 ezl +4lzl a+g 86il ++g + 9l+r +e}6l*.tr1.
@ zlEz11;r== zl{g 4lql4l "Jzll €ot7}7ls 6l-= +i.ll4
@EZ! c. FolE EH6l+ eql4"J zlzl$ ^lq= E'J a+g E61l E.J4 €"Jg ++6Lr &g d=g sl+El + 914
H4e ?+=qr +tr-6}Htrl..
a. Foli=^l]6}xl
ICEH* 114: ?+eq E4l tl+ql *rll
r +tl6}B.trt.
fCEl rll+^J9oloh =416}zl
{}+r +t}6ifltri.
^l^lE

07 ot-rut4el^l=E=E HIE ol6ll


^l.AI
[EqE] Ag o]^El^, gg ^]e E eol4. oF^El^= "J+
e qlal t}+g zl^l6}-L +ill4 aBg 4Bs_E4 +g d=ql
.A-S.
TO Et Ex'll e= ffi-129q
olE + 9l-r, ag4ql 4{} aEE 6}rtl g4a +*6}fl4.
^]. 10 2@ 30 40
= E e,-
.JrJg +€61 ol
^lltlql '']lB44l =4s^1. Hzl €€ 5@ 6@ 7@ 8@
qI q-g +illzl'J dqg 5611 zltg
^'^'e BC6ll zl-b €zl]4
n +AI6}Hr}.
GEEUI @ xffigg Cqql ElldJ EoJss+El
E-e.3 1 ot++^Elt.\el7ltrfll-EE AltI HIE ol6ll
^lE
EulzJzl +16ll dqql 4= 4"Jg slirl6r= ag ECdol4r t-E4E4l zJg o}.ffi^El+^, gg zl_ezll reo14. ol++
+C6Ir, qlrJe +44 a$g E6ll olel{} gd€ql^l *q+ ^El+^: EeE+e t,Jg. +41tr+= €gg. "JrJE gg
zI^lE dqql Eilql 4.Jzl= #g golo} 6Jqr +t6I9+. tr+= 4rdoJ 419 4ol dd d-fl ,<I*"14 ut=. rl-
^I=*61+
fflEtr 6 o|:.ullE oJ{ol "irl* ++g f,fl6llE irl6} %rol4l +e}6lfl+. zl=z1l;ra= dqE ^J+q^l .JrJol L
a+ HE|^la + S= tl+g +41 tl+.]+a +C6t9tr1. zl= E"J4 €"Jg '=+q ole= B'ol4l *a;r. 'd *ql
@ ot^El^i tl4Col ol-t-l4.JAI tlslg zl^161.= +iilzJ A d E$xt's^l zI{lE Sg dq4l "Jzlb +ill4 a+g F6l
+g F6il oJrJg +€ d=ql ol-=;, agzl-= aeg + 9l+r ol;lql E.J4 €"Jg ++6Ir +g d+g q+6J + 9l+r +
+*6IS+. eI6Ifltrl.
Eg: _E= ?lrJqlrll +F!= "JrJE gB E= Eeg GEUr zle4l;ra= "Jag d9
@
^IE
@
^I*ql E6ll E.Jr+ a
?+=+a +a}6}fl4. "J"I^l Hq+ +g d=g q+tr + 9l+r tr9ttrI.
=46}zlE_E: oJrJg
@
^IE
dql4l Ezl6l.zl gftr ^..^.s ^I.tlE E.= fflEtr @ o[ffi,,.EI+^= "+ql 4o]6[zl +]6[q C"l ar
Etsr]._}l€ 39
ttrJrt 6tlg

aqfltrtr trzl ?t*r. col aqg ^JEll=


ate-s H9t4. GEAI O z}€ql^J gq+= E.= gg E.Jr+
^Eluzl+
@ o|ffi.,-E-l+^= tlql q.J olCzl ql^lg Hq {ql4l +lel a4-a gg4ee €aElq gl_o I= e olBl6J g€cql^l Hq+
6Iq t+ oI4zI g Ell Hle+ tl4 "l*9 gd6l + 9l .JrJol zFft gzlE zlq= 1€ zkal-^l ?+qr +*6t94. 7l
^I%Ig
,ll Sqr ++6ifl+. s4l-a_Ee]. .Jtg CqE xF+= xlqr fleq ol3l
^le-Ee.E
@ zleTllr e: olCq q+ _H.€4.J S;l +Hg ++61-'- .$ {} cqE ^}+q^l Eq}g \=vl\l €4a +ti6}Htr}. tr}ut^J }
El4 €+E +4lq^lE oJrJE E"Jq €"Jg ++q4 *=+ ul:.zlz1 zl-E4lL-ee+ ,rle-e-eoll4l xllzl$ + ?l= Hl+o14.
-z +tl6lfl+. EEEZ! O Tle4lr-e: tg ag4 €4zle'J^16if,+.
@ o|ffi,,.q+^= "JzJel g3l= ++6Ir tlg €+€ tszl ^:rlLzli t. + ^I€g ElEg agzJ ?loJol "IH qxHzl fl
+16ll^]= +jr4 99 €dol geolql +tI6I9+. zl-q4lr oJol4l +1I6IH+.
e= E.J!l €"Jg ++6171 gtollrl= d *ql gtr E.=
^l^J @
^IsE_e= ^l-Eg tsdol4 +4ol Bzl crlld s9l Erllol.
Ag t{rtl "Jzll €ol-zl7ltr Ad6F= +^ll4 €tol gs6} xlEI gp1 .JrJe +ill4 dqg Eo 6ll #g EIE
^l-84 ^^.sE
qr +4I6Ifl4. "l zlt +tI6I*.+.
=4+r
@ zle4l;r_== +g d€E El+e d *ql d t+zlsr] zlC

2 FolE Hla ol6il E s= Sg tq Eql "Ja ul zl-bal-4-r. +zla}fl4.


=at=-ll ^ltl ge €) 4r9 qE€ t, + 4€ql rIQi 4+4 .J^lql
t-E{-EAl ae +ololtrl. €.4Ee ,rllzjlfi olrll ^uir..zl+
=+8. olullo| ^l -g= ed4 "J4ol4l +1L6IH4.
ol-4le+ €^J41tr ++6Ir, +ql^l flrE olrJlop {($
f-)9 olqlo}"lq dq ol(lolE .J^lq= aEq .J{$g zk
6141 6l-r. rAE€ 6l^= +t}dl.fltrI. +ol: 4 aplr{ziE ol6tl
zl^lg r ziiilzr +4ol
=416141 =zl4r
otq+ "JzJol {E'J E^ll= 6il46F= ^}+}
Ell f++ftol+ E+71E+r u I zl-{tr^JE
t-E{-j] ^ll^l+g
6l."lql49 ft}olr}. 6}olEll4= "JrJe
^l^lg t4l +ge-EE C+= E6ll, + +€+ qlAa}r zl,tlE 349 9,1
+aqr 4l+cB + glqr +t}6ls.tr|.
E^l
E E-Se-ari +g d=€ sl+6}rll gqr- +*61-s.trI.
GEUI o +ol= Eq4 zl^lg EH6l-= ac€ d4zl ot GEUI u. aplrllzl= qlte +=
qq f+.J Aalzl ql^JEl= .J+9 zl"$olzp +tI6I*.+. + E4 xlzl9
=4a}e+
+^l] gtrlE Ce6l+ +t}6lfl+.
F4lE $6"1 E4l4A{ +++ f${ gtrIH faloJ +fe a. 6|olcllzl= .Jte =4^l4r
+-Sql rll+ E"Jl+ *sE F.ll €=4E
Eq4zl^lol g+914.
9"14 €=ql q$ Cgg a|flJ sla o15 ulr"eB r-r--E Sg
EEEtr o E+Ee d(++)E olqlot= EH6l+ $d+ +4611 7l+ t+4 g + 9t+a +aL6I9trI.
flBol4l =^ll7l
@
+rb}6tB.trt.
c(++)q olrlloli €t}4lrl- otq+ olcllo[/lol] f
EEEtr r. diolEJlzl= +*ql qtql E.J.l zlCq {d6J
=+Ee €=€ Cg6l+ 4l7l7l gqr. tr9t^l E= oJtol +g.J d.E
4ql4-l. +eI6I94.
+49 zlo&61+ 4l7l7l gqr +a-6}zl *9ttrr.
@ +ol= E'J4 zl^lg : zlzlls 7171€ xlq= 4ol oI,-14
tr. 6plqlzl= SE +qlC!+ gElCg xi4le-l dA.J d=€
+{ 6ilAql +++ f*ol E rll zizlE zl{+r +1-"Ifl4. g6lrll 6l+ Al7l7l
C

@ +ol= Eq4 "JrJg rc$H6l+ flrdg zl{ ,r}flio1 o1


Eqr +1}6rfl4.
qq q +g zl=
^IBIe__e ^dt}6ll ^iHrol4r ++6l.94.
I Xelg E= TtilE EEI 0!6ll
3 lolut, 7l=fl1-?=., AteEEE gElo{ll.l ,l.jEollll rllTl:g t-Eqeql ,|^J EltEl + xlloJ:-olQ.
^ll"J^=
zl49
^l^^Jzl=
+ ?l= HFrJ LllE trlet Ezll 6ilaql zl{Erg_eal +?-lE dr-g 6}^}6}+ qgg oJ ull z}
t-E4E^j-l Ag €g zl=z1l 're. Bg ^|e.=-eol xlHtr}I +t}6|q ol='€+ TIil'+= "Je €H6l.fl4.
^tlr.x}. ^l=
4. lsluzl+ tl. + al-Sg +461+ +.J-J €illolq GEUr e zlloJl} ^l^lE f+^dg zlaa}4 ar€ SHol
: E= 19 4zll4 fl"Jol4l +tI6tB.4. zl=zllIe.==4i6]. dq + d^Jgql f+ql +Hol4a +^J6if,4.
E tr-+ql^l yvli Eq}+ €"Jg'+gql ols= H'ol+r + EEEZr o. e) 4loJ^= +.de 1 zlillE= g"lE zlqzl
a6IH.4. .r.|.e e.a= .JrJE BAol+ +49 A4 4le *61-q €^Jgql f+,* ull zlzlE zlq4l g4r +t}6}fltrI.
=4 =
?+eq .JrJe Hzl d€el q-S +414"J dqg F6ll 6 zlloJlE d+zl"J ql$g"J olq{ EqlolLI e+4 eg ql
=zfl6tzl
zltlg ^.^.e €c6ll 7I: f^Jatfl4. EE ^IBlsol gol gl= $g r}.b rll zl{o}EE €# z}zlE
=zll+-:r

lr0 EBS +5=a Ealq


^t8
www.ebsi.co,kr

^lH + glqa +t}6l9trI. dqql 4"J^l= #g € tril €=€ El+g + glqr tr9i+.
@ xllg^E atE s'Je qr++r6}r 444?l EHE lol oI c. .rlE_E-e.E zl.4lg dqql E6ll g6J19 *= EI"J]+
q4 Bd ^8gg "lBzil 6l+ Ell zl€al* Aol4r ++6[fl+. ^Iqql
ql6il 4"Jzl= xlulo| oJqa +tlu}fltrI.
^I^]lE

5 uilotzzl .Folel HIE ol6ll 8 olal^eHql.rzl ol+lLlloflIl {l^lg + ?l= d


^t8 ^lEEEet
ExflE4 Ag qold. Sg +olol4. tsilolae +er+ gflg 61ltrlel

F6lq Ee 94= Et|]s E r}s €Eg B6iq 4lES xl^lg EIiIE4 z-ll^lEg oI4 + gell.E ffiolr|. olel ^ E gell
^
e= +g flBBg ^llEg r!?-l B+E ,JH9E xll^l6lHtrl. + .Jt #E +zl, + ardg B4ol4 q+e ;=4olr
olE zlC4 B++ tlolql "*7ll zl^lol4 olES +46Ir gd ^= C4g zl$+r ++6tfl+.
zl+zl"J
,<14 Exll tr-+g 6ila6l.eJr Lqd+ B+4r +1}6ifl4. GEm €) olel^EBql^= BE+ qql qs: €sE g
GEZI .. Folb E'Jg l{4ol44 erlt4e 4ol "Iul E"lq 'Jg .JrJE r+oJ zlboJ olCol qlgd}ril g+lq= tr-
4 ^lrll+ dr-+ql tr}+ Es+6Ir
^dtl-J+r ++6}fltri. Ell+r ++618.trI. z.IE_e_=_ts B+g oJA olCol qg6[r]l g
u. ullolae z}€q &g fl^lg H}6ll6l+ c"Jar+ €dg +lq= ^J44r +C6Izl gBt+. tr+4^1 olelr-Eg4l^z1 ,r.I
'ilq}
+^&ll ul$olr. olE ElslEl 19 zJ'aa[flEr]l dEol4 flgl _e E Eql4l zll^lg
+ 9l= 4€6J dall"l4.
s. *rlol B f ql4r +tI6I9+. +ol= BE6l+ rcg d EEEtr e ^IE-E_q= .JrJql4: ol?-l +qd Ee"l+ d
44 zlrlS ?*sq alc4 B+= Edl zl4ol4 olE e6llot6Jd:E rl+4 +4ol ?*=qr+eI6Ig+.
=,4617'l
g +a6lr gd^14 E^il t}+g rad}eJ rtrqg 4 rtp.lzl c @ olel^egql^: =7,H6IzlotH .JrJ olcol qg6.l.rll
agzi +^l^l7l
ti6}r dtrts f ql4l +1I6Ifl4. g+lq= ^JEH= E6ll 4lrel q+ql ol$ + glqr +*6I*.+.
a. FolE zl€zi B+* +ezl zl^lol olq+ +al4 EzllE @ o}fl+^= old o e ,IEEI tlp-le+ dE 4l^l7t "J=JEI + gl
Ei6lr rfltl Eull tr-+g 6]]e6F= ull fr$el zlalol{ olEg qr +tI6l-H+.
B+6il zli {olep ++6ts.+. @ ;=4.J #9 +49 BBol4, olt$,,3
ot+lL}^= oJrJE
EEEtr .. ulloldS zl€ 4qr4 zl^lg +€ ^l^l_e_e -H- E e+q 9oil zltal+r +*6IStrI.
r r++zl zlal9 B+E F6I .JrJ ,d:€ zlldg + gl+r
^I€
+t6IH+. +ol= r+q}4 B+ n+Cq^J Ee €E4ol4 €d
4.J zl4 qEE zl,rJolzp. aE6rts:rll, zlc4 El+= 516ll
zH.J9 $ol zl]dql ,rislzl-CT6II dtrts + glqr +tI6I
fltr}.

7 ,rt= = =q oHLl.Ao.l AlAl HIE 016]|

t-E{El Ag ^ig-E-e, €+ o}flui:-olr}. ,<}e E-e= oJrJ


e- zffi-etlE+ sB ^l9.ltl +illzl.J a+g E4 cq
=4olq
9 zl^#91 tr+= 4.Jg 4ot alE +*4qq. otflL+a
=4]+r
zI€E ".hBe +zlql r|4 szlol=Ell zI€ "JEg q4g'J
=
6il a^l zlq 7= +471dol4l+eI6I94.
GEEZI u. z.|E_E_-E= .Jtg ol ,rll1loll q'J4Tl
=zflg^l
Hzl d€ql q-s +ill4.J dqg 56l] zltg ^.^.e €coll zI
+tI6IHtrI. ol.fl+^= .JrJe CE Fql q+ +a
= =44r
€ €zli4l +tL6I9trI.
e. offilu};-= E= g^dr+ .JAE z}€zi C.Jql= {]E
^l-Eq
qlzle+ EalE CBg S?lEH6l+ {^Jel BzloJ €flHol tI
€qq 9l+r -u-q14.
EEEZ! r. rlE E E= oJrJE E"Jol oldg F6il 4egq
z Ezl ggt+. E_=.= .JrJol +illzl"J a+g €:oll xl,tlE
^IE

Sgrl6llE 1.1
€gil 6tlE

61.= Ag ol^J4 o e u-9t4. ao zl^L


coJ"l EcEg EH"l q
ols ulCEol.J9€#9 qg 4-E= Sg g + 9lE+ 6l+ a
"t
^lol^ltFt ^lEl 9oltzl"etr9ttrI.
@t @ Lzl+ +q.J sg €zl +16ll^l= ^lHl tsEg
/\S zlE E{l EE 13a-13$4 6}zl gotot el4l tr?le-E-E. :rzlel Etlql^l txlqlrll 4l7l
TO
g + 9l= Bl+"Itrr.
02e 030 01@
01 @
080
EEEtr e *zh='J"l gl:,rlHlol ELil^I7l 9"lo} ql+r
05e 06@ 07@
Eilq E_E. a"^Hl4l xllzlB+ 9l= Hl+"I olqq.
o t7l+ zl+4"J +oJ1g €l6il eg d€B 4& ?*45l.*,0 Ir
01 ol8^tE:l ol6ll s, *zlql4l xllTl6J + 9l= Hltol olq+.
=xPl +cgol 4zI9 t+4 ^l+lotl *E 9g9 ollot
t-EqE^ll x-llrl+g *7'IE +t}"l+. ro^l* EllE ^lqftEf,t @ *zl-=
^tEl
€)E ++61fl=ql, Ell+ ^IE.l='Jg *+ cql(Es^)ol 4^4q {}+= aBGe)g ta6}HoEe, *z}qlal xllzlE} + 9l:
s}zl-E=* E.#€ EE r}slol4. HlSol olq+.
f-Lo "J {zllz} €+qr
^}slzl
GEAI @ E}lE ^Islql^l= bqol 9l= ^IB+"J "tul4 e @ *zl^= e+{i s9 €zl +14^l= Eq+Hg tr}?+"} oJ+r

tfl6tzl ?+Al g"IrJtrl. -H-9}-9-EE, *zlql4 4lzl$+ 9l= HlSol otqEl.


= ^IBol
EEEtr e r.il+ ^IslE Fil^l+ Eol oiH qg HIF*e__tr.
++= 4^fltrI.
@ qF rlr:loll.lE 4l+E +Ee ilq. 04 oE^lEl ol6tl
=|,Ee
@ r]]E ,,.1e z.Hl zlaot'J EqoJ .JE€ t-H-sil zll^lEg ei+Eq +A-ol+. E4E+,t|$$ol z[
^IElql^l= ^IBEol
3 xlzJ4. tlg 47* C6Jql "*= "Jg at4 AI"Izl-b 49 ol^}4-o e -H-
4E ^Islql^l= aultli{l trl?+ E|]++. et+.
@
^I*# GEEI -. 54E€ zl{
zlql= aqlzlz[ f;zlfli {$
olt}4 0 + tr9t4.
02 rxlel o|At^fEl olotl
=. €4f-9 4 4160l trIE 4l+E gql ,Jd6lxl 9*a ^rdE
E4IE4 r.x}9 +e-oltrl. uzl-b 5,ilz}7} EcE-
^.ll^lEg "Jg * +qfli 1"1 C9Eqr tr?14.
E s"il "J94?l Adg 614+ ,llel€ 7lt'l?.l 9*r, uICE"l
ztg4 eCql qq Sg € + 9lE+ oilo} el4r -BiI4. uz}
EEEtr .. 5483 -E= 4l+ol otH4 Aqg zlU +s
zI 4l?E r[{ rf€ _tr9t4.
olelqi ++lE +^HttrHzifilol ol+qzl= ol^Jzl ^]lq}6iloh,t}+a
=o e u.9t4. ^IqE =. 54E3 d9 olglol€ .J^161.= E^l?.l7l El"lot'*4
^l+tsI
_r. _H-gle-Es. _EL= rjel olrlloffi .J^161.= 19 olul4.
GBUI r. kzl-E r}*Eol ^l€4 eCql trl+ iEt}rll ^I+lol
olt4 o e
^I= Ag
_u-*4.
u. rtrxlt Eg4 xl4€- t+l4a +zl(ffifr), ++(fieDq ^JEll
ql^l c4l4 xl^fi€ ++6llot +qa Bll+. 05 Eotel ol.S^lEI o16l|
t-E{E4l 4l^lE+ E.olz} zll^lq} ol^} +trqo}ql 4
EEEtr c. rEzl* ^Isl4 s*g +zlql^l B^Jal-b 4"1 oJ €Bol4. +Erlo}= ^J{Ir+ i+E
^}EloJ
BSol d€!r.
olq+ +84 al^lg zSaalzl q$q g^J6J+a E9l+. ^IBE
ol u5f- asgzl ?*eq €zl€ rli,r|!ilolQ.
a. rtr4* Cqle uICEol ql9l4 +H4 E€E olzl(frtj#$,)oll
++d6lrll gE+ ++lg 4^Hg olloF ql4l B9ttri. EcE
GEAI r. e-q= +EElotE=71q
^l-*Eg dxll{etr {1s"6}
ol .JgE Eqql qe| gE+ EHg trqo}
q *9-$rll goltqr -H-?ttrI.
"Jqr e ag + L. Eq= +E{olql^]= tsLl7r ilp Sol uFQl *9aJ4z
19 "J^Jol4.
89T4.
EEm tr. E.q= +EElolql^lE "JCql L5-g ol* 4ol
03 rxEl ErlE olg HIE ol6ll Htg{ol+l. tr9}4.
^lel
EI1IE{ €€ *zl"l4. t z|L uICE"l zlflle+
zJ$ kzf. e. .sq: gtr_ulolo1l,r1-=. $94 E|= tsHli7r ol$olllQL _H_

++l= ++6I^l ?*l SolzlEE CoJol +9l(ftH)e.l 4^Bg et+.

42 .3S +==a Salq


^id
www.ebsi.co.kr

05 ol8^ttrl HIE ol6tl @ E4.}- ^l"J$ol *zl CE+g =o+e'e__tr,r{ +qlAg zl{
=at=4Eolel 4r H9ttrI.
E4IE4 Ae ge sqol+. ++5g,t|$$ol zf
=+8. E=^b olqg *c6l.ril Eull6llo} +^dgEol
tE c.*ql rrlE+,,Jtlzl ttglzL EilalE ^ll 4l+ + "J 4l+ql @
^IEl ^lgzl_e_
zldE qElg +61+ 49 olt}4 o e _E-?14. Eq= +++ E Eqts 4ol4r tr9ttrI-.
^l E^= A+zl xll|.e-tr olqg e= aol ^[E] +cg E+ql
}:Fql +q6I^l"J gs o]{r-g L-€€ asg^l ?+a. a €)
^Islzl 4l olelol q4+ 4A +dlzlE il^lE ,l]dd+H +c6}+r
zlll-9--e *86}.^l ?*e {}g ohrzl e Bit+.
^t= ag "
E9i4.
GEZr @ sq= ^l*ql q= r.5 ^lrJE ilEol4 BqE
zlp S.ol +Cfl=e ^Jtlql Bf6trtl +q4o},*+a tr*q.
EEEZI e E+Ee ^Isl4 qeFl i/+q= 43 cgBzl
9*4r tr9t+. ,,\s
@ 4l+9 oJ+r 6[zl ?+*4. TO €t E4l EE 136^-1384

=4Ee ^ll
@ Eq= ol^J
^+71t+6ilot
d*flol zll6}qr
^IElql^J: ^I4 ^J,tI4 A+ 10 2@ 3@ 40
g BEol dBg+a H?t4.
5@ 6@
Eq= ol^J pealrll
@
^lelql^lE +^llrL5ol
_H_

=4Er+
ettr}.
1 olg^l.El ol6fl
=xpl
rE{E4i-l ,l-i} qls+g '1+'e *z}o14. *xlt EttiHl
07 ote=.^"t olg^lEl o16ll
zI edl^l= Ells"- =
ol{t r.l-al-E xll.rla}flr}.
^IqftlE]f,tg)= S
t-E{erj-l 4l^lgg u}e=rel ft;..Itr}. u}a=rt- xgl4 rl]F E! z.|$ol qEq g €olaqr tr?14.
E illxilql^l= gS4e-E "JzJ lEzI g^J.J ++lq fl_o = e. ^]-= ^Iplql^.i=
r8& itol o" .$Ela 4l+ol AEg *1I
GEEZI O *zl-= s.4l= zl$ Qgetr xll.rla|-r., ole+ A
ulolzlot aJ4
^IEltr e qg ^IEl4 +41tr Satallot oJ4r B9Itr|.
r +t}6rg4.
ffiUf r. ul.==r,'-= ^}ti ++E ^14 i+7I #xlgol EEEtr o +al+ xlls+7r EH}]qqoF ttr}r tr9te
4 ="*dloi't}+a 6}zl= =r+
?+*+.
4l#ol oltzl_o + B9t+.
^Iul4l ^JEHE €) +zlt .J914 +Bol gs_6l.+r. trgltrl. "J+14 +Hg g?-1
u. nle3^= r.5€ F6ll zlotdBg g + gl4r tr
.JrJg
ap z|$el E$ ule=- #9 ol,lJ.4 o _e. E Lalol+.
9leEE, +++ ^Itlol 96l-= gg g + 9l: ^JEllE ol^J4 ^I^J7t=
@ +^l+ BBg 9?_a 6k €izl7t olrl4'Jg +l+e 6l+
o e s_?14.
Ezl "J q il (ffii6)E zilrla}flQ.
E. tr[834: +ct]5ol $991 E+ +Hl]B.ge_?,rl +++
@ +xl+ {+g +Bg sofl"t qlqr 6I^l= g[tQ.
'JAqe Sg € + 9l: ^JEll= "lt4 oe tr9t+.
@Etr e. ul.= =.r.:. +71= zlez} zl+g g{} 44 zl 2 rxEl E[olilel old^l'trI Hla o!6l|
+-e _H_gle._E_tr, 4l;r+ 4zlzl^Eollot *a+ BE]IE olE +
9l+r ++6t9+. [E{-Ern zJg uz}, g€. tslloldol4. }.zl+ zyg gegl 4
e +E uICEol iE+ #g ^l+ d+ J+"J(,J'EHR)g ol^J
xll.r.lol.flcl.. tsllolag +qI zl+ol gB6Iq
^Iqtr ^lBEol E
08 E=^g otg^tEt ot6tl
d4se +a e+ sg ^l== + ol-=+q^= oltr-r|fle 4lrl
E4IE4 €zlE + €4 ^loJ ^l^^Jzt: E^o14. E}
7l-^J 6tH4.
agsg ^Isl= +7a[fl]Eil. r= +cflEol E.J{} cE CEEEI -r. Lzl-L EBE olzl(frtJffi)oll ++.il61r. z1€g
= flag Bol^5oll zlg xllrz[ .JH]4es "lel+ g trlE: iE* dlg golo},*+r Bgt+.
E ^Iqg
{g if61+ ^IEIE CqE+r -H_9}trI. .. Ellolag ++ 7l+E tsBol oJrJ ^IEleI .JrJg dlg
GEtsUI €) E^=
^}slzl
a+ +d€ +16ll +6lE gd^Iil+r =q B9t+.
.JAEF= ae CEB^I ?+eq, fld +dr[9 olgol ^+g+rls+q tr. HllolAg zl.€g ol+6].q .JrJg #g +eE4l 6llot *qr
E.$ $ullzi ol+ol4ot +qr _H_gt+. Hgtg-+, r'.zl-=xl€g fB-e-E oJ3-o ali. 4.ol olul4 z}€ql
EEEtr e E^: aEE gzlql r|4 zlE4.J fl?-]e| 9+ +q" 6l+ drg g.Iot qFlr Bgt4.
71BJBgqoF ++r H9t4. fsEZI e. LzIg "Jtlql"J 6il'J6l+ 4g-o14.

8gr-l 611€ l3
tglt 6tl€

3 E1==.^g olCl Atgl Hlr. o1611 @ E^= Cge+;.iElollr.lE cxll4 EE# flg + ?l+r
=at'=rt tr?t+.
EIIIE4 ae ge
= ^o14.
trr_a

4aU C"Jq *=
=+E,7I^l
t =4Ee ^Ig5ol €)E^: d+zl zH+ql qE tstsll= C9Exl 9*+r B9ttrl.
'Jql +^[g r]l 4z]9 C9z[ €€
@ E^: il+E 94 d€g +lQI +4g.e €5+ zl-+9 94
g + 9l4I. tr9itr}. ulEzz''|,t[{ 6F= z} af€
=rJe-tr
E+q iil4lql^l= g€4-9-E "Jt ie]7l g{E} ++}ql fle I xlloJ$ + S+l. tr91+.

ss, ^Jtl ++ql 4ql ^t4 i+= eql6}r 5g ,,.1e1e. ulol


TIoI t4r 8914. 6 otE=.^,ol gB HIE 0161
=,ret
GmUl @ g4Ee f;.ilzl+ alal= gg ot EIIIE4 4l^l+g ule:.rel +a-olr}. uf a = -.'-.= zlE+
^l"Jq ^Igrol
ul4 zldlE zlH eq}7lz].qolo} EI+r _H-9I4. el Al4lql^l= A9 d€ol Ezkai4r 89t4.

@Etr e =+F3 +7r9 ^ll 4l?ol 4xl9 qBg +61-= GEAI u. ule=-l= ^I+ 4{1g -H-t}-e--e "J6ll ^}El4
4ol C9E+r tr9ttrt. *xl9 z)zlzl "+slg+= 4€- zJiaa].go, e. u[=.=-:-el oJ
@ ufe=.^i L+^I(sEEil44ot) 4l# +zllE F6il ail .a tlql^J E^ql4l 4l7l6J + 9l= HISE 4*o14.
zll HElrl4oF t+r tr9l4. e. trlE_=.^-- $991 tr+= EUl]= +t}6}glo E e. nle=:-el
^llEE
@ uler.= +++ zldol +16l+ .Jg dq6J + 9i+r B?t oJtr-ql^l E^qlrll zllTldJ + gl= Hl+g 48o.l4.
oLI. E+E+ +rt C.Jql q4 P] + 9l= "Jol C6lhlqa @Etr -. EaE rI4zI +tE CEeg zl+e f'xllE
tr9ttrl.. BE al^ll4r _H-it-e-E-tr, 5^ql4 zllzlaJ+ 9l= Hl+E q+
o €-4Ee +E^I4l+E ,r.l.{ af€ ^,ll6J6llo}
6'J4r E9}r. ol
"Ir-]4.
uf a=.ri ^J^I ++g =" *ollot
ql+a tr9ttr|. =. EaE AEq A4g ulrfe-e ^rslE +416110} q}4a +tI
a|flo ', e, E^ql4l + 9l= Hl*9 48ol olq+.
^ll7lB
4 e.Og olg HIE ol6t|
=at=+ ^E
t-E4E^i-l 'Je €4E, ge sqol+. E4Eg Eilzl *91
gfl6l-= 19 ol{l4
zl.
^JtzI 4l+ol 4zl4 "Jql^l +gtlg
-e--E -H.9tr.. E-q= c&4 i+el BFol de€]$c.ulo1-5.
o1

^Jzlgs HgltrI.
GEAI .. E.qe| B?-l E4Ee 4rU C6Jql qq ^lq
4 4160l €Cqqolo.Jqa tr9t+.
=. E4E€ EqeI Bp-l sE 415:0l
otq4 fszl 4l?9 x]]
{} if€ xllel6llo} ++r- tr9t+. E-qg .Jtql"J 6il'J6F= 4
8o14.
EEEtr -. E4E4 Eqel +€,tloltre Bql dl*6l+ ql

*o14.
=. .8"19 "JAlq"J 6ll'J6l-= 4*o14.

gl ge_lEg
5 ol6il
= ^lsl
xll^lEg
EIIIE4 a$olQ. *cflEol F.J
6J CEg =^9
fl4g fe"6}r, zl$=^=
tlluzl:46.J g4g
^lglg
++61+ rlglzl aelBqr -H-9t+.
GEBUI @ E^= +CSEE Cg +r16li +H^lE +*9
cg+ql go11 ag4e_E frzllrl= ^l-sl=,ffi6}fltrI.
EEfl c E^= ^Isl d^llg olq ** +rll+= +se
6l-= t?-l+EE ul$ap. cEg flaee. BE+ gzl
^I+E
+ il+g flzl. zlgli€E g4g zll,tla|flQ.

u EBS +ts=a Eaq


^t8
-l
www.ebsi.co.kr

GEEil @ -e=.5 +7171^rB=E zlg4"J EEE 5l-611^l

13 +7let ^tu cBqlqa tr?i4.


EEEZI e olel^EBell^i +7Ig #4.J +49 4lr
dg ++61-= 4,ol4r tr9t4.
@ olq^egetl^: +7l7l zl]oJg ol.l d€g Hq^l 4laC
AS
'ro 7lE E4l EE 1zt5-146+

g ++61.= gSillrla B?t+.


01 e 02@ 030 0l+ @
@ otfl^eQeil^= 4zlzl +d+l$E gEoJ Sg $l'J j/+
05@ 060 07e 08@ g ollot oJE+r -H-gt4.
@ e.=5 zls dr-Ellql^J s4ol ts^84q, E4el
^[HlE ^]olql
01 BrtE gB ol6tt 4Ag 9oll lzl€ €CqI 4"14r B9ttrI.
^l+l4
Ex{ 4l^l€+ *zlE i^J"14. *zl^= qg HI=Jo e E
84
ilg ag zj=al.fleq, :4zl +16ll^l= fzl foJg E6ll z}4l 04 e,rq] gB ot61|
ol Hxl 9ol 9lE rl$ol 9"lo}6J+r 6}fi.+. ^FgE
E4IE4 zll^lE€ glE +e-ol+. €:^:
zlg dr'qlE'"J
GBEI -. Sxlt +71-= zJ-f ffiz1lE +tlg B4e e .Jq
"J"Jql 4+ +4'^JEile _HoL AEil Aqg ^lU Filztzl
ettr}. glolot tBg trtl*g + 9l4r tr9ttr|.
L. +xl+ ++71'J9 zltll'l os 4^H o +r{l E!{el EH
EEBUf O g:^: "JrJg BCol olzl{ols+ Erilxl+ r}
ol 9ol"t o}qr -u_1t4. q"J Eg HlBo e e^lE aolo} oJqr -u.*4.
@EZI r. *xl^b ++71BEtr+= qg HIE*_e__e.4^eJ @Etr o s^: zl-€
^JEll= d^J tlEllel
?Jtr+a
trgt+.
of ++r trlttrI. .JrJg
€)€:1= xI€ ^JEHql^l ^l-ff+a €Eal4r.
e-:t4.
@ s^b 4zlzl.JrJE ge_ql qE_ 4lo+e_a Bdq: aol4
ol Bql. tr9t+. r B9ltrI.
e S^i 'lilxlql4l: Fil BEll= Hae fl4zl-$,qr tr9t+.
02 otztletsd^E gB ot"-il
^ttlE g8 ol6ll
EIIIE4 ,ll^l$g oiel /-EBell^E ffiolQ. olel ^trgell 05 ot==^e.l^5Atq
.E4zlzl.JrJE tsl.Jq 44 ^JrJU 4ol4a tr9i+. t-E4g^ll 4l^lEe ule=,'-9 +4-oltrI. nl.==:-= zlEll 4l
GEUI @ o}4^ep;ll^= qlrJol +71-+FillE +C?l ;:ol ElT,lH]] 4l#g E!x-ll6lr. +.+l6J !.4 o e +71= ol+oJ+
_o_e.,rl dote q BE€ €€g + gl+a _H-gl_e__E__e. +aE r H9ttrI.
E}lB9 B dEoI4. trl r. u|E3^ Z +7171 zlu1 4l-"I fl6ll +zll6IE=E
fsEtr O o}4^eg4^= +71-= Sq"J;5i1le Egt 4l#ol 4zl-E Agqlqr trgl+.
o E e. +AE 4Bg € dEol4. ^E6IE
r. ule=.^| +zlt z}tszl€ 9l'* qE] zl*o14, xitszl=
@ olq^EBql.= ,Hqldg +Fdg Eall olE + 9l+r tr rfl+ +7} 4lE.= F6ll trfzl-= +fl++r tr91+.
?te-se, +CE 4Bg B dgol4. EEEtr u. ule=-^= 44Ia B*r+ +7I flqg zIEIE
@ o}4^Eg4l^= d+.J tzl:' gd6l xffizffi-$ olE 3l zlEzl€ $lt lol4a HlS6l*.4.
+4"J +Fill4r -E-9t-q-E-tr, *CE 4Bg B d+ol4. a. u|=3.,.= qBg €l"ll 4E€. A+ +7IE. aE
@ otr-l^+gEll^E flrJg rl"Jo e,tl €.olA 4 zl,tl9 "19 oJqr H9t4. ^E^l7lE
g d€tr + glqr -H-91-e-E--tr, *AE qBg E €Eol4.

06 "Uxtst^hAlE
gg ol6il
03 otatl=tseil,lef e=ol^[t]E gB HIE ol6il [Ea=^Jl rBE z3€zlE dJzlol4. 'Jzl^E ++= ECg q
{'-B{=qi-l Ae- ot?-l}EBrll^. 93 +=o14. o}4leB4l -e--+ {4rlot
oJ{= elE CzlE ftL6IHtr|.
LY AzVl +^d?lEg S€ _H_tlg"J olul4 €-E+ d.g 96I GEm O ,J^l-= ++= 6l€9 *€ *€ts9te_E_E zI9
H9t4. E3= zI€ tr"4E zl]oJ5ol zltEg fl?-l zi o _e. -Fil6l.^l ga 6l€E *g tr|4 Ecg +16l^= FilE 6ll
=zl]q}4a
E Hlt*zl 91611 4lstg Eoll *zl€ €Clt4r tr9t4. o[ aJc]-L _u_*4.

E'JI};tlE I$
tgrt 6il€

@EZI e "Jzl^= l+71+EE ol*_o e E€g ol7ltt tl /\g


TO €t E4l EE 147-151*
ffio[ "J+r Egt+.
@ oJzl+ ++71'j_o e r+lelo} 6Iq BEq Ag rlzllqg C 1@ 20 3e 4@
+6}111 4€ollot Elqr trgttrI. 50 6@ 7@ 8@
@,Jzl^= t+71EcEol a4lzls-e *E+ 4 +q 9@ 10@
o[oJrp E_9I+. =t6l.zl
@ ,J^l+ Z+7!ECE€- Ho e 4^?]= elE CilE oiloh aJ
op|,reg4l,r".l^[t]4 gB HIE ol6tl
1
+r tr9t+. =xpl zJg
rE{.EE-l *zL $3 o}4^EB4llol4. *xl* Filzl
zl- 'j e 4^el ulCEol E'i4"J #g t + 9lE+ B ag
o
07 "Jet^hj4 gB ot6t| zJaa[*4. o[el]epell^= .JrJg EC4qe .Ail
^]sl4
EIilE4 4^lEg trJE +A-ol+. "Je zFff+e_l oJt}_e-_B.
{ fx11o1s + 4z} *ErllE +^dge_ts^l g tril Hle^ ?lrJtr}
+flqlrll +loilzl-9zl tlE 6JE qql^l ,l].Jql4l al4el9 zl-P.
e elg € + glqa tr9}+.
7r trelqqot +4r +a}6l.9tri. GEEEr L. tzlE "JAlql^J *eE Q]Bg tr dgol4. *
GffiUl e gg AzVl ,]l.JE S"ll z}|oJalzl "JUll"Jel zl^= gHt= ail* 4zI zlc9 zlEtur)lql r|4 zltl
ql+r ^Isl4
7l-94 449= 3lq.J
=+4ot
trgttrI. I qgg +d6|rll +6IE+ ali {olep B9ttrt.
EEEtr o "Jg 4?lel zh?€ trtr4ot 6IzlRI4"Jql4l a. olr-lz-Eg4l^q oJaqlrl +cel oL4
'ilBg tr dEol4.
6il
,.EBell^=
E zlxlE a+q: xll{}g + ?l4r tr9t4. "JrJol gg9 qlg^dg
g+1617l +l6]]^J= tzl g
@ "Je +7vl +Fd +1lg gqg fzllal
9lql B+-g-e qql *q6llo} oJ+r B?lr, +71: rl"JEol gg9 qgcg
^I4
=
ae 7H"J9 zl-fi€ 46il61+ 4"141trgttrl. gfld}E+ il+r+ ail alqE Tlsl=
^ll+6llot
*+r trgttrI.
@ "Je ++E eaE s+ 7l-b^Jol 9leq, ++e-l dcol4 fflEtr -. *xIeI ol.el^Egell^9 E+ql^l E+ +AE
6ItrJ4E. rH"Jqlrll +24 zlxllalxl "J.t t6.Jqr trg}+.
'ilBg ts €8"14.
@ "Jg "JrJol zlzl s9 ,J^lg ^.^.e ac6l+ zl.fi€ 844 .. *zI9 "J^J"ll,rl +CE .IBg oJ 4+ol4. +zl-= +HlA
o + zlH4r H914.
i(e+ffirfle+ EB6ilo[ oJQ_r. Bgttri.
^lHlerF)E

08 zntee gB ol6tt
^l$q
I-E.{E^I 7l4lsg +4-014. 7lrils: +E]+g
zll^lEe ol

tr4_q-_e tr*eq. *iEe +*E 1ol4 "JRIE lol4r ? 2 eg gB ol6il


^hAl4
tI6I9trI. t-E{EAl ^ll^lEg €:^g +t}"1 4. g;^'= E^Jtr- ol zl 4 oJ oJ
GEm 6 zlzll-aE *slAg +Cfl=g d€ -e1t"31 o1 zJ"l xtt9 -H=g 916il 41"-Ig,*9 4zl€ €CaJ4l tr9ltrI.
q 4 +€gEol €+oJ Sg g + 9lE+ 6llot 6J+_L E 9l+. GGEil e g^9 "Jt}"ll^l +z}el oial:AeflelllE "JtI
EEEtr 6 zlzll-Ei o"Elcol Bg 86il +€fl=E ^].fi€ ql 46ll xllzlB + 9l= Hl+E 4€-o.|4.g^e.I94 *zle+ "I
_H-tI6Ir. +e ,d:g g + 9lE+ 6J+a Blt4. El^.Egellr.: +71-= 7l^+ +-E illi.lH z}€/.flrll €c€ +F
6 zlzllEE *zl.J S4 +q €€g +^l6l.*e+, +CflEE illolq, .JrJE E'Jzl.J #g ++61+;5i11ffi trgttrI.
z.[{ o]olE Bg 86il tr6r-Eg + il+r tr?}tr}. fflEZl C g1= Eilzl+ eq4 6fg HIE*-e-e. Filflot
6 zlzllEE qlrJe ec^"} ^Iglzl HgI+. 6J4a Jrgtr. *zl+ EJg HIEJ9 s Fzloll"i ql4r Bgl+.
=414r
6 zlzlltrE =oEl{ol eEe| +$Cql 7lHI6[q .J"JE"]
"Jtr @ *zl-= 811471uldEol .JAg Sg g + ?lE+ ql +q
q u eil ;€rilr+r B?t4. o[ aJr[r. tr9t_e_E__B. E-^E "Jt]ql^l tzlql 4ol] 42143;
9l= HlsE 4*ol olq+.
@ €i^= E.l^l7l €qflg zlqr zl+4"J Fil= ollot d4
-r. _E-91-e-E_e., s E oJtlql^l olr-llefl4^ql 4dl xllzla3
+ 9l= HI*fl 4*ol olqQ.
@) glel otelr-EBqla E+ €+Eg #3 4zl€ E"4^l"J
zJg.rlrlr. _H_9I+.

l-6 EBS +b=zJ Salq


^fd
www.ebsi.co.kr

3 *q e=ol^l.tl4 gg HIE ol6fl @ "JzIq olelr.Egell^E +€4 oJtloloe Dql 4B-61"=


+l€o14.
EIIIE4 eg $1. * e=ol+. g-1= HleL6J d^8 ^Jel
.J xis gloll 4zI9 zlgflg oJEEIq aEl] @e 7= "JrJol 4le+g F6ll +B'J +rI +Cg_e_e gota ql
^Jqql^J H,"l4zl
.

Aqg +BqI{r BiI+. -e.=.= xtg ^Jqql^J g^J6l-= E J


zl.g
^JEflql^.itr+ ^JB.
xlltl €€ rJ A _H-=g + 9lril gqr
g 4A617l +16ll rlBE"l ztgzl tlEE F6il +FE flq"J + -H.9t+.

7l-= €CoJ+r H9t4. @ saElE oJt}olo e cq 4B16l-= tl€ol+.


cBm C g.^= ^I€ tlqql^l= E= ^lgE B+lE +41 6 +*et^lAl4 gB ot6l|
B + 9lb +Fq +Hol €7']|617,l ?+e sE CEE +4EE
zllalzl ?+=ql. tr!I+. = t-E{E4] ^ll^l+g +Aq ?^}o14. +i= ^}sl 4lEEql^l
4xI9 tlille+ bq E+= +FE 4 _o E "JEq 9* 949 zJ
fflEZI 6l g.^= zlfl tr-E1ql^l ^lgtEe xFfi€ +?-l^l"J E. opl +qo} +qr +4-6IH+.
Bq€ +?-lxl= *d4r Blttrl.
@ + == flqq ts€€ "+I 41"+g +€s}rll ololalzl $l
GEUI r. +i= oJ"Jol zld4qe +.J-J r;4lq"J"l A

4^l flqg .JHA4 ^rq


dBflg-e tsBollot,*+r H9ttrI. '&'J ++q9 zlH$l tr9ttrI.
tr. +^= zI€ tlqql^l 7HoJ9 4-fi+ tr*E + $.r, +78
@ s^el tr == E+ +71-= +€gg qlEq 44 "J+l4-9-e
E6ll .JHl 9zl9 4r e+ oI4 +tdol Bce q trtlg +
BCg Ail +'.E illE tr?t+. glqa
.JH+E irillg + gl -H-?t4.
@ Er= lzlzl el+E ololalzl ?+eE
q-r. -H-*-q-E-e, g-lql"J dt'J6l+ 4*ol4.
e. +i= zI€ 4 ,H.JE Ezlql qul gH r}tsEol
^JEilql^l
alqg q€--q-E,t{ +Fdg 7-7ap gE} EalE ^IH1]E *=
trtr H9I4.
4 st==^E gg 0161
,l.l.At4
ff[EZI .. FcE 9tI 9zlE zHB4oe Egg + ?t=
I- ETI 4l^lEg ule=:-9 +4'oltrl. ulE=^= +7171 lol olulu e
"JEg +E $.a 9l.Jg +E sqr B?t+.
E^I4 g€Cql q4 ^I+A 4ol4r +1}6IHtrI.
7 rxpl7t4tE9 gB Hta ot6il
EI r. ule=.^i +71-= zlEzl# glql rllq 7l+tl ^l.al4
r ts_!|o s51. E_= ^IE+=ol "JrJ+g d-€ €zl +16ll^l= +7I EIIIE4 Ae +9lE 4^Ht^tuHzifilg +tlql uxlolr.
7I oF'tl+r +t}dlf,trI. $$ zlf ole-a^lE #B+ *oJ o e ^I= 4.ol Q zlzlzl9l4r
^I44
c. ul==.^i +7171+c zlHl] 4l*el olslg H 661+ f+-e- +tL6J TlAlEol+.
E ^J4t] 4ol4l B9tq. GEUI 6 zlzllEb L^IgI 84, *zlE +C+le +Fd
=. ule=.^:-gsql EI= ts-HllTr CqEqr +e[a]He_q, ol d€ql +dg zlzla- +Fd d€g +l.J 4+4.J uH$ ollot

E d€6lzl +16ll^l: ^i4 4f€ E$lallot oJ+r tr9ttrI. e}4r. u-qt4.


@Etr u. ufe=.^i +7lE qtsg +Czlse tr91r, fsEtr C t zI: Filal-= uqdSol +zl(.-tu-f;r), ++(*AD
+71f_ 86il H1+ 4z} E4lE 6llA6F= 49 Ezl+alrl:t ++ E Sg SE+ ullot al4 zl,tlg s44zl "J.I.t 6Jqr _H9t
61H4. 4. uICEol ?l$g d€g + 9lE+ E^l^l7l EHg Hqot
,tFla E ae +rE "Jatol4.
@ l=zl+ +fl$ +^Hg E* i+ $"Jg ol{re-e. tittr}.
5 "uxl ofatreg4lA, e=q lal4 gB HIE o!6fl gAqI Hile+ ++rlBg oldre_e. ,se ae BzI9 .J^Jol4.
t-E4E,{l ag %IE ailE +tlt} "Jzl. €9 .JrJE ^l-El4
@ zlzllsE Er<l^l7l +Fcg ++6llot 6J+r trgl+. 7l4ls
BCg ztzx] olel/-Egell^, Bg 4qg Eall 4zlz| "J=q olqol H9 ua olell trtlElqol alxlql €,ilz}7t
e€€ +4-6J saol4. = ^I4 ^14
olqE stg al*coll"t ql4r 6tzl= ?*"J+.
GEEUI @; -e7: 4lEEg HlBo e lzlzl +^JgE @ 714trE "JtLql"J oll'J6l+ 4*o14. Lzl+ +zt +^dEE
^Ir4
9 zttszl SEql 95il BCElS.4r -H9t+. ole+ gp-l ,Jzle+ ol Cilql ++d6}J zlEzl E^dq Elss ol/J.zl o e
o}?-lr-Egell^= +7l7l4Eql e.l6H €cg aol olq4 zI€ ^J4E
E?l+.
BCg lol4r _E-91tr}.
^Brll 8 qeel gB ot"-H
fflEtr O ,JzIe+ olellesril^E *€4 ojlols_tr Dgl ^l.AIq
ql'J6l^= tl€o14. t-Eq{t,{-l ,}^} Elis+g 'C^JH'3 utlHol4. qlHe +F++E

8'JIi 6tl€ 17
tgrt 6lt€

E t}"ll^J $ zl-ff€ zlaal.fl4.


ul zl ulle,rJ

GEtrL-. rllfl,g t+61 "Jd6Ia "JC4e #ol "IH 4 u++etelrtE+sl


.J9 zI94 zluflE.*el zl+E-$ +gtl #g g"I"t,t}+a tr
et+.
AS
=. ullH.$,tl"Jo e,q Cilql 4+4c-e *q6}q +Fdg d Tc' 7lE E8l PE 158-159*

€B trt}€+a H9ttrI.
trl ,H.JE zl^.+E
e. qlHg olt- i;-5 += ^l*g z|${e_E zlufla}zlu} Q$ 01 @ 02@ 030 040
o e ++gq^l=.J gqr trgt+. 05@ 06c 070 08@
^IBi"llrll ^I4
EEEtr -,. EllH.g ++61 el+e+qE ,Jdol S.= ^JEll:
flxllEzl EloJel zlE4 xlufia[ol] +"J + glqr tro], i+zl 01 e=ol^l.tl4 gg o!6lt
xl-#z} o[{ u]zlufl-e.^lE ol{tetr +9t+.
^l^.fi€ t-E4El 4l^lEg +=9 f^Jol4. _+.== al-€ tlqlql^lE
.JrJg ts4 zl-fiE_r. BF6I-I. +B€ .Jd6rr €
=4ol7.lEJ.
9 xpfttEE gB HtE ot6il slEg Sg 916il +z|9 4lr fle"J 'JE+= +C6l.zls q+E
=tl+Eef
t-E{E^j-l ae +*E 7l-ile+ +Fdg +^l+:z"ffielz} ul '*+r H?l+.
E4olr. gg d+4 zlfr= de.J ^l-+E g zl-949^I gil GEEUI @ e.=3 zle ^JE11ql^l €E6Ir. +B4oJ ^Igt=
oltrl. TJE qiqe+q 4*zl rlzl€4r Btt+.
^Jg
GEEI @ HIE?-]= 3"El6E .Jtlql^l 7H"Jq zl-fi+ +F EEEZI c -ea3;<lul!.ol 41qg SHI'J aqg 6llill6l-r-
^l]E+ *Bzle c+E +Bg i
tr*g + 9l+r _H.9t+. g)zt qEq ttqg 9tHlq} c
Cg d€6tBl= BE zlH]|= E61i
@EZl e HIE4= 4zlzl e'll flqg zlqH z[$z] zlull aflqql z16}g f :l4r H9ttrr.
zl zlft.flzlo_+, +zl+ €4 flflol ot{ Hq 9f, zluflE oll @ e=3 zl€ ^JEilql,<19
zlloJE=g
^Iq 4lsFg E6ll
zrtsAg
o| oJrlJ. trlttr}. .Jd6IZI trtl6ll
€ +FE 4++g €B6Ia zI€BE dflfl
@ Bfle 7il"J9 olqg++E olqr+E?]6Iq, ,H"Jg
g +Falql "JE6lq A+= +B6Jqr tr!t+.
"l9ol
+*el olqg ol+tr Aqlq$ t gqr ts-!t+. @ -+=5 ++E zlel{ c-e HEg ,il46}4+ flqg BP-e

@ HIE?-le+ Hfl s.+ ,}]qlel zl^-ft trAlg 9lull 4zlz\ Beapl


q^Ig + S,qr B9i+.
r Elltr}. @ -e=3 gHfl4 dflflol E?]
^l"JE ^l^fi€ -H-tL6I7l +16ll
@ 6ll$6l+ €Bol4. HlE4= ++"J trJg
8fl9 "J*"ll"J qgoi oJ+r tr9t+.
P4 tr4z} otq+ zlE4 xluH9 zl-bCol *zl]al-b tr-EllE Tl
CoJ zFftE r}44r tr?I+. 02 ==^"tl.lAt4 gg 016[
t-E{E^{-l zll^lEg e=49 +e}oltr}. E^=,r.lIrJ EE-63 zl
10 ote-ze gg ot6l I Ae]trS ^Iqql^J +Cqtl Eol4 A+ C4ql HE9 zI4
^hg4 g +49E Bollzlb Ae e Bq,
fE{ l xll^lgg u}E=;-9 ?r}o14. n}E=.r-.-..- AzVl ^Islzl ++q EEI *f€
zlH]l al#g ol"lg 4E6l-= 71++a tr9ttrI. Cg+ol ^ltrJ EE+!E ZA?l g{ot 6Jqr tr9t4.
GEm -. Hl=el= +tC €€g 77alb +rl-= E6ll GtrEAI u. E^91 tr+sH ,r.lul g{fg Bg +lH}6F= a
-E= xl*zl +c€ + gl4a _E_gI_e.E_tr, ute=:-9 I olTl= 6|zluJ +aE* H!+ azqq q+ Hsl€ z\4ezl gloil
^lBE
A-"ll^] HlEE.lq 4oil zllzltr + 9l= Hl*"]c}. Bollxlts A"lzl trIEql cEEg 4gol4.
tr. Hflg +714 Etd"l i+4 zl-ff€ 7k6l.4l aJ4l _B?l e. E^91 tr|sE
^ltrJ
E++g Bql q{} +ccE *Eql^l
o tr +. ulerl$ E+"ll^J gflql qql 4l7lg + gl: Hls ol+qd+. Hq rI'J +€cg E++E +Tr.4ohl Hl+
^l"J
ol4. q4oJ C44 E++E H4 Ar|= *ol€ol}ttrl= 9zl"ll 9
@Etr u. ule=.^| 47171E€+3 zfl{a}zl +1611 4+ 6ll s.€8tr1.
o
4 e. zl"J6llot 6Jqr +4'6}zl ?*.J+. EEEEZI -r. E^oll trisE ^lEl EE+g ,H.JE "Jd4 q
=. Eflg +zI flqol zHoJ9 ^l^fi€ afl.J f 9l4r tr9te 9lol zlb 6tzlE}
^Isl
zl trl+E ro $9 c E+q *4 oilot aJ4.
F". ulea,:-9 Etr-ql^l Eflql 4oll x11z1a3 + 9l= Hl+ol r. Eloll qeE E++g EE.J Br+ Azqql q6il 6JH
^ltrJ
"Iq4. 4.J %IB9E ra ag zl44 o e 6+6ll fre+ :4ol c*

$ EBS +==a Eatq


^td
www.ebsi.co.kr

*e a+ql 4l+E ftee 4440F qI+. @ Hilqql u+sE :aerll:.$e:


40lzl ^]lsl7l-E€F6I7ll EEllq:
Ae dE *ql q*+= 4o1 olulz|-2. tr9t+.
qlqql qeE jtr+Ell/-BE= +g i+7l. oiul4
03 AolEtet gg ot6il @
^l.tl4 g tr+s= 4ol z zlzll-tr +zlol+n trgt+. ^lE ^H
xlhlEg +silElE +4-oltrI. .a:ullEl=
^l"Jel eil
E4I E4

alq= +7]|-4"J dxl ZIEZI c=ql aJdollo} 6J+a _a. 94


E trJ++E9 oJ^Jol4. 06 tottE gg 016l
^Itt4zJflzl-b
GEUr @l +qlEl= "J++EE Edol ^lRlql E"J zld4 t-E{=4l rHE rdzJ ,.}E+E ^l-^}z}"J lola
ott-]4 g?]=ql E.J ail+ olr|. ,'-u1,l= zl-ft,,Jfl+Ezl ?x-llrl-^J "t A4g +s6].9+.
"J Cil al{z} ^l"Jq 96l] +.Jg
r -H.ilE|. GBZr e ^plli ^lalql^J *a.J c^Jol trtrqxl ?*b
EEEtr o +utlEl= .JHI4es g?]EtrtrI EIEL?-I trIE 4 4e9 ol$;fz| CB6l-zl ?*41trgitrt.
^l"Jg
8Ag 7vl4q +Fq mlzl= aolol 9l4a Bll+.
zl.J EEEZI @ ^l+ql 4ql *zI9
zJdol ++E +rl
^ulri
I xlolltlrl_r. -E*e-q, olelql +7}el zJdol $.9oF 4 zl]"J9
O +E|E]-L-
^l"Jg hzi d2l= BBtJzl +s-=- E6ll +"J{+
q.J"Jg oF,ti+a H9t4.
f oJ oll ol"f ol 64gl +7Ig +E +rllg + gi+r HgI4.
@ +EllEl= El++E ill4lql^l
^l"Jg d4e+ F{= 54 e+ @ ^ull= '_H_olzl g*= +'9 4I€€ Foll E]l
^ltlql^J ^l-gE
+Cg f 914.r s_*4. gol 4l4slg4r ts.9tu}.
=
O +qlq: Cil g?-lEzl gzl96J zlsl= s+qlal *€6}rll @ ^ullE ,ilq]=E A4l g+ql alq-JE zl-$g _H_dtollof a3
iq4oh Elql. tr9t+. qr H9t+.
@ ^ullE ^IslE olqg lt zflo3o; xlzl x[4]$ olEg ++6J
rll zl* alzl_"_e. gC€ f ql4-z -H-9tc}.
04 u++gE 7tflot! EflEt o!61t
^tat4
[EqJ-ql ^ll^lEg rq ]?-l^ o}ellullg "J++EE ol* Dll
?l=Ell^E itr^I # "J*o14. ol TE,rloll= rq fEl^ "J+ 07 atEre gB ot6n
^I.AIE
+Eel zl$ oltf,o1 g +++ 914. Erfl zll^l5e f{ z}5EE Et}g zl{ ,ll.J^$ +
=4
GEUI u. l.4 f4^ "J++E= sE ^l"Jq €+6J e: *o14. 41.J4= EElol+ dg EE E4l= 44617l 96ll^l:
q fl'J"+ 7lcl9 glg tr4s 6}ts+. c+E ,rl1t zfloJol g-s-6iqr. tr9ttrI.
r. r.4 fel^ trJ++g= "J+4 9^I aCql ols= %rB_"e_ GEBUI c. 4loJ^E €Er+ a-9 Ezlli r9o fezl-++
'IsIe+
EEg zlaaifl4. 6li4^l tsc*4r B9ttrI.
EEEZI -. a4 rq^ ulffieli *zlol FET1 otq+ e. zlloJ^b
^lt[ €ElE ++6]71 9loll C*z]
z]|C xl€€ S
+ar+ +qql q4 ^lElql4l +qqflq. q6l+ a4 ae qo&"J cz!r+ +4lE zl+4es
^l686HoF
6J

a. 14 rq^ "JffiE: Eqrzlzt zlullolf. EAI f,zlzl o1q 4r H?t+.


4 rl"Jol zlullali €L;l B4ol4. fflEZl -. zlloJ^E'-H-olzl ?*= +'E E$dCg zlz16l-
ErJ CPzt 6Jqr lrgltrr.
T}]oJdllot
^ltlq
u. zlloJ^E ,H.JE zh+Eg ol9 #7zI al*9"1"F
05 qqq^l^tle gB otdn ^ltlql^J
Exil E4zll^l$g izeql^+E +4= -lrll x|5E At t}+r tr?ttrI.
9 e 4q9 i^Jol4.
=tse 08 ot==^E gB
GEUI €l tsllqql rrl.EE Etrql^EE= ei, Cd ol6ll
g zj'aa[{ Et44e-e ol€€ ++61+ tc$o]=8,CBflg ^ O
^tAi4
i-e'4E4-l xll^lEg ule=rg +4-ol+. ulE=:-.i ^Its+
qr Bgttrt. 9i zlBz}q t zl- ^IolE Al-;- +^Jes +rlg Lo14, eE
rEo

EEEtr e qlq= 4.rtE += +^16lzl g6J e^= 4l44o} E{$ 4A + 4l+ H= ,rI9zI g€4eE E4r,J a
zlaali s+ql/-+E se]ql q*wia tr?t+. ^Hl= ol+r rn9t+.
qsH Fsql^EIEY 419 iB"J zlE rLH F6ll
O Bilqq GEEm o trIar^= cxll4 B5€ +p-l7l 96ll^l ^J4I +
+E +46]i Ag *H4"J gEI olqq ta4 o + q C'.I61- Elg rl4 " + i+6[7.] *6]E+ 61lo] aJQ-1. tr914.
qr 8914. EEEtr @ uler^= E= 4l#9 €4= +4-6}1 ?+9le
E'Jrl611€ 1.9
ttrJ.rt 6]lE

4, r",t} ^iqql^J= 4l+e ?*=qa B9t+. r+E


^IslE 91611 EE"6J + gi= +zl "lcg gflel + gl4r
=46}zl
@ slaa.r-E Esl +dE adzl zllqol otq4;Tlzl gBg tr9t+.
E6lt ol{l$ d€oll"t *+r B?ttr}. GmAr a H4 EtI. E^= ^ltrJ=.ol *4 olCql u|4 zl
^Isl+99
@ u|_e=,\= LEZIE ol"lg -H_T6i7l +1611^]= )tlzl tyes E4 CEe_l E4lEq ql6il EE6l+ *4.J dqE 56ll tlp-14
4ot 6JElr. trgttrl. "J Ail ^tslE ddel + 9l+a BgttrI.
@ nle=,,-= z|$4E31 E9 "e .J61i }:Ee_l a.$ gzllz[ $ + Hr{l .Jt}. E^: ,tluJiiol *4 Ce-l= F6fl t+Cg ++
^Jtl+a -H9t+. {+ A4g ".h=q E + 9l+r tr9ttr}.
^ll
{rql "JAi. E^= *zl d9 ,+Aql dEz} "l rN*z1gq} o1
qq +qts + il+r tr9ttrI.
^l"JEol
EElEtr trr<ll EeI. E^= rlflol f,Bzl T}zlql 'll6il d
ull

TO
,E ET E8I EE 160^-164+ E6J qqlE t4 olcg ts+lollot 6J+r tr9t4.

1@ 2@ 30 40
3 6l'slol'4sl gB HIE ol6tl
50 6@ 70 8@ =st ^l.tt4
9@ 100 Ex{E4 Ag E^. €3 alt{"tlol4. E^: ^ltrJ E++
"l trl+g Aqeql 3|= +r dTflElqot
6J+r. tr9t+. 6}r+l
trI^=,r.lul $!fol ElB4"J q9l= olr-.lxl"J "J+4 Hil +
1 e=sl + el^l-tl4 gB Hl.a ol6ll
,Iel c"J"cg fcalzl
gg ++.ol4. Er= +1611 e^I6l-= 4ol4l tr9ttrI.
EITIE{ zJg E=, qlrJe ErJE * GEUI @ alcluy.iE++ol Bql Eil,* €q4 g+
r. r+g ++g fl9lE Tltl oJB+€ zl^J"ll €CT}eE
zlBl ^lEJ
€. u}=Jetr_ ^l4qb lol olq4 6JB4oJ +Col4E 4%16I
Al. zI€ tlE1q^l Hq+ +7lE
^JEllE Eolzlzll €+i1 tr9t zl ?+g f ?lzl trIEql c*col aqB Hg gE+E rll
+. +A= E€# 6lli6lr. *+ olqg d€6I71 9611 +Fd ^lEl
g trt}dl+ 9* 9zl9 3lr. zlE oFilql "JzlE 41"+g €l6il Bf9l4rtr!t+.
tr-"I

+78 "J=rll €qr tr914. EEEtr e E^= ^lEl E++g Bql 46J +€C9 6J4l
LIql^J Hql ql"J
E+6€ +4r]l= Aolzl trIEql .J€ illll$
G AI @ e=q i +zl E+ +cq qiBg B d+ol4. #zlalt +*zl efl{r tr9t+.
4l zl€ol^b
@ E^= +Cqq} gg u[tr*rl +]oll 6]EE 4{l.ol o[U +=
"J=qe+r tr91+. Hg 9]HI6J +E 9l4a tr91+.
EEEZf 6 +=z[ +CE E]]Bg tr dEol4. -tr-=.= ^}H- @ alulu|4= f,H g4g EE+g q^Iel + 9ttrl
Ee zlgzl.J aqg ^Islql 9"J6Iq, ^IEl= "JcqI ^IB9 + r E914. =48 ^l"J
+ql EBflg +loJoJ+r tr9ttrI. @ Ele| alt+luf:-i E+ ^l"J E++g 3l+E ++olq Hl+
@ Fazl +CE 4Bg B dEol4. +^= A+ BEil= +A q4 ,J^lg-_E Boll4o}
ol oJHI
9zl"ll elaN fzllolq, E-= Bol iql9 zld +.Jq 9 "J4a trgltrl.
6ilc*+Elb *slcolqot,tl4r HgttrI.
@ ere+ *izl e-+ +Ce-l 4Bg aJ dE"l4. ere+ +i { 64ge1el^FA}4 gB ot6tl
E+ t zlloJol E.= flqg +7I Bqb ^l"J ^ip.l EIIIE4 rBE z"t€zlE g"-lE rl++el$ +s6l+ +sll
=
e+.JBg + S,+r- trgttrI. ^'+61+ rlol4.
€) +i7t +cE 'ilBg * dEol4. +i=
^l"Jg 4s4€ GEUf .. fglq* "J++el= +"Jol €xlle xlullrlft-!
c=6F= d,ol o}'l4,rl"J zltgl E6fl^l"J qs€ + glqa tr $ elulolzl ?+eq, +El +Hlol rE€ zlu11a3 ^IH-=€ +.J'J
9ttri.
+.a tr9tq.
.. #utl45 gqEE:ol "J+4 Cil $Cg EB|| +"Jg ol=I
+"Jq4l olqol q= c4g u[flafz] +16ll +"JE 9zlE B€
2 gB ot61| +4r tr9l4.
=^e| ^IAtq trJ++$e.] C+e rl"JEol dzlE Foll g$ti zl
[-EIlE^{l zll^lEe ElE +.{-oltr}. E^: .JrJ.l xtt9 ol =. #$lelts
qElg a3l6l+ 4ol otrl4 zltl4 4E ololl*4lE zld rI* eE cil gP]E= sL+ql Bel 9l+r tr9t4.

50 EBS +5=a Ealel


^1.8
www.ebsi.co.kr

EEEEtr -. +uilEl. q"JEg CeE g4trEE Ail4 4 rl= 4a6}7l gl6ll cP zll"Jol gs_6lq-r. trgl+. 6}0lqls=
glE EzllB f S4r tr9t+. a+ dsilE 4a6}7l +16ll^l: e+9 .rlf,r zflolol +^qqot
qlqr s_*4.
5 ^sl^, flle!4, El=e.^E l.AtE gg HIE ol6ll GEUI @ ,ll.J^e+ 6}olqlr= E+ Cf ^ll}ql^l zFS
=
t-Eq=rll ,J* ^ol^.. €+ rll.J^. {g u}_==,'-o14. ^pl Ezll 4le-lol "lqg ++ts + glE+ tr*ollot 6J+r Egl+.

^i zllolol +qE +dg s_.s-E. Sg trItrtr} zltq ololg + EEfl e 4l.Jl= ,H"JE olsl4 ^lslg olqol ^ltlql^l
z-les aE+€ ol$qr trzl ?*914.
+g trI '-H_olzl ?t: +'q E4 ^lq dillel ol9ol +41€+r
tr?t+. al"J^= @ 4olqr= 4*zl
^ll#g +Ell6}q ^lel
lrt} ^-llE= ,Jtrl6}
^ltl €qql 46|q CPz[ 4+4s_e.
,}|oJ6]
€ .,?A+s= ai=olloF ++r tr9t4. n}_a =:--=. ^IE+q ^l- : ae rnqlE zFfi€ eql6F= 4ol4r tr9t+.
@ zll.J:= zF+ zl^l6rH^l c*9
qq^l +++= EzllEq *E floJol
^J& ++E ^I+slql 9l ^lt} a4lE E$dcg
zH

oJ z.laE +Bg ol+zl qBqr Bgt4.


4-L u ;r E= ^J& +*g ao*6lloF q}+r Bgttr}. SolE
^l+ol
CtrEUI @ uler^i xlSfe{5 L*z} 4l#9 +g eB @ 6lolql== CBzI C4g E6|] ^ltlql z|gal-b Ag {84
xluJolzl ql$ql C+9 C'J EEE 7H"Jol gg4e_q d6J a
-e-E +116}r. s$Ell4flot 52il9 B4lE 4a 4l#4 +7171
rEg jl1"4I ^Isl7t gs4qe E46J Lo14l _Bgttrl. lola r+E B=+r H,q ?t9t+.
e+ rllql^= E.f z159zl. €fl4ee +48+ {olzp -Bzl
g+et+.
q4 Egzlolr i+q4 8 lol+etfllfllg gB HtE ol6tl
EEEtr @
^ltlE a^lql
^t+I4
zll^lEg l"ll9 oJ^Jol4. lula= zHoJE9 c
zl-gE ^nlr-i
El]EoIzls:olQl. EglTl trIEql stsHg E€€€ 6ll
E4IE4
"J
4l g+q 4l'll+E zFff€ B+618, zl-+s+ T]loJSol zltlE
ralzl 9oll *zlz| ^ltlql 4"Jtr gsz} s,+a Bgitrl. 6J€ olslg zlf,€rll ++qlser{]
,il"J^: C+ +EE ++^|Eg Eoll Eu]|9 EEf,$ 6llioJ ^}sl dillg +E +7}B Lol4
+ 9l4r !_91trI.
r Hll4.
@ ^"lae* ?]l"J^= Ef zlloJol xlcg "lelg xl^.s m @^ul^E ^lelE 714 zH zl;g. d4str t1trl
oJe6]-ts4.
^ltr-"ll^l alz1r3, 4l"J^= 714 z4 Tlbol Esd6}+r trgltrl.
E ++6J + 9l*€
zll ^ltlE
@ ulerl:-+tlzll ++r-gol r.EzlE E_= ^J,tI4"J bq!+ EEEEZI @ 4lql^: FF x|-e=g ^ru7l."lzl trllE
ql ^ul4e] zl-g^dol e^Jqqot'tl4aHgt+.
rll.JE
Aag q"JqI+: dg rJI+6tzl ?+9t+. ^ltl-ll^l ?zll4
@ 4l"J^= Agzl E+r+ €Eg ++6La $d r€€ B^J6I
@ ^"llE 419 ?rll ill4lTl-olq4 rllr cxll ill4lTl- +7}el
71 96ll 6J4r Bgt+.
+E +11617l ?lql sg4"J illal4,1 tr?t4. ^l+ql 4loJ6llo}
@ |l"J^= 4*zl +a +eE +=6lz1 9611 4+4oJ Fzl-=
oilot,q}4r. tr9t4.
6 AC 'J++epl Cel ,J++elq gA H;a ol6il @ ^ula* rlat Cxll4 4lg ?2il9 aEl€ ++6}zl ?**+.
t-E4teqi-l (zDE +q "J++99 oJ^Jolr, (+)= Cel ql+
+9E 9tol4.
EEUI -. *{ t atounel trJ+ gB Htr o16ll
"J++E= ++q rl"Jol Czl eC r}C ^lEl+elel ^!.84
q zlB4 eE +q6F= Ag +^l{}tr}. t-e{-4--l ag 6}olqlr, gg "J+ ^}pl+el .<l4rz}ol+. 6}
.. d9 EJ++E= ^Iglzl ^Jdq Eil"J *4 CE 4Cg +^l olqle= 7l]?19 axll 859 +4e s4 al*s ad iil4lql^l €
€g + 9l+r qBEg
"Jtr}.
H9ttrI. "J+
^Iq+g= +d4 +q
ul$alr zF+ +ql^l "J+zl ,JBg Edll oltt$ d
=. arq EJ++Ec+dq "Jffi98 e.5 +"Jql 9t zluflg ^Isl+99
d€ol "JffiE7I77alf ol^Jol+r Bq. €61ot oJ+r 84.
GEEUI @ "J+ ,JHql 9{}
fflEO E. atq "JffEe]. CE "J++E: E+ 49 "J ^IEl+g: "J+zl ^}q+E ^i
++EE {}4lE -HS6}-71 91611 €.t}6J 4o14.
irlE a€. 4lg a^jl, ^J4I ++E *.,9€ ulrje +
^I4
a+=
*E4e-e-'Je"J+.
@fl e 6lolqlr= rltt ?xll ill4lql^J uJ++471 7l*
7 al"Jst 610totlsel^lal4 gB HIE ol6t| a tsB6J + 9l+r tr9t+.
I-EqETI ,J8 zll"Jl. gg alolollaolr|. 4l.J}: ^l* € @ 6lolqlr= c+E Tll"Jol olq+ zl-^J4 e^lql E6l]
^lt}g
8grt6H€ 51
ttrJrrl 6tl€

tr€4 ol+qe + glElr tr9t4.


xl-g! ullfifol

@ "J+
^Isl+el: +7| +EE ^IE]+E4 419 Crll= ^le6l
q sd r€€ Bcollot oJ+n e+.
15 BEI
^ttF[ ^tat ^ttrJ
&al
@ 6lolqlse+ "J+ zF+ arJg E4 ge ololg
^IE]+E= ^I A,S
4oe d+g+glqa_e-*4. TO 7tE E8l EE 170-lZ+

01 @ 02.gi- 03@ 040


10 ot==^"tAl.ttq "Jg ol6ll 050 060 07@ 080
t-e{E4l x-ll^lEg u}e=^el .Jt}ol+. u}E=-r-} z}E+q
q1,r1 a€4_e-e gl6.J %L^le e 4.Jg ,l]+Eil= rE
^Jtl6}7l gg ol6t
€€ ++s+^lzl-r. rl€s}^laeq, "lql oJrJ=ol rL€€ 56ll 01 gxlE
^tAl4
zlol-= dfl6lzl *6Ia iel!= a4= a44$+l B9l+. t-E4 l 4l^lEg 'JzI9 #^Jol4. d8zlE ++71 "J9(,f_
GEUI @ ufer^71 ?AE r11gg 6J AEol+. ul-E=.:- AE Eqdg Ht%}e-_e +^g trl €slee,rll^Jol ol+qe A
eEeil44ot EEg E6ll z}ts+g ol4l tr9t4.
= ^lsl= €Lrl^l7l.r.:ao4i
de6llot oJ4a tr?t4. GEUI efq 6ll^e+ Bslg d€g +lql eele]
@ oJzl+
^Iq=
EEm @ ula=z-7i +CE .{Bg aJ 4+ol4. u}E=.;-' 'Jg da6}q E'Jcg sl+6l]ot 6'J4a tr9ttr|.
zlE+E4
^I4
if€ ql7]6l.-r. EE ^J& ++ol ++El= EHEtr e oJzl-b %rq d^Jq +Aq ^lB4= ECg +6I
= 9lt d{e zli.alQr. B9t+.
*t ^lsl= oltr4 " e tr?t+. zl
@ ula =,'-rl +AE EilBg B dEol4. ula =
r=- e{4 ,J @ "Jzl-= HIE"J $1, ,<|.rlzlE=g ++7I "Jg ule}9-E q^lel
alol oI,-14 #rl4 +q eBg E6ll *4I .JCg gil$ Bslee El5 + 9l4l B9ttrt.
^IqE dBa}q ?xll ^ll^Jg
zl B€f,$ 6lli6lloF oJ+r E_9t+. @ €s+ d€g 916il a"lffim)= da6iloi aJQI +tI+
^ru
@ u|= = r-rt +ce-l ule=.^i 3".tI rlgl zli $zlolQ.
'ilBg El dEol4. ,Jzl+ Eg
,t EIH 4l*ol ABqzl q+ql 4l# 4Bol tr9ttrI. @ HtE*e_tr A6l-= E"J6I4= ulzKffi#)E €sl
^Iz}llqa
@ ules^r} +cE qBg B dEolr|. ula=;.i +tI €€61-=,rl.$e_e B^l ?+*4.
^I4 =
7I EIE +7171^gg+r tr91+.

02 gg oloH
=xte| ^l.tt4
t-e{er{-l 4l^lEe +z}E +t}o1u1. +zl^= C^Je ++6J oJ
B ul6ilE a46ll +7I
^l"JE
+loJol B f
9lo o e c9Bzl
*6I+a H9i+.
GEAr u. Ezl-b d^Je a+r|= L+{e+ a+B6l+ +4
s+q4l Ailzl e*4 Cxll4 +dg a46}E-tr C9Ezl *
6}qr tr9ttrt.
=. +xl^E a6rel g*g "-|zl
gloll -EL=
^IBlg +eol ^led"6il
oF o.J+[ft€]n -H_?t+.

@Etr -. .+xl-b ++71 ++rlB(H'EtEtr)g ++6IH


€El€ 6il4+-z E_9t+.
zlaoiE:
=. Bxl* +nql^l +Eol 9l=
=HlAi(e+HffiJ9
r}%rol e+g a46Jqr. tr9i4.
^Isl

03 ,"tctE gg o16]l
^l"At4
EIIIE4 rBg z}€xl-E zJ4ol4. ,Jq= ul$fl(ol.fl/1)$
S4E ulrles ^JBg _H.=6[r. g^Jg +zl6llot El+a tr9ttr].

52 EBs +b=a Satef


^tA
www.ebsi.co.kr

EEUI 6l ,Jq= oI6J^Iel dzlE +qql^l Sd6l {qg 06 e=.re gB otdtt


+ flsq ul$ lt$xl= E4E g€zlee ul4E zlxl ^hAt4
^JBE EIIIE4 xll^lEg E^E ffiolQ. s=l= rEE= rI4zI
r g4r tr91+. e^l A€qI r}9zl-qE+ E= Ag fleE +4s_e tr91tr1.
fflEtr C z.!q= olfl^Ig tlz|b ot+ 4Ig ^JEE g^JE GEZI (} E^zt +Aq .{Bg E ?Eol4. E^= +l=
irl6iela r.qtqr tr9t+.
E E6ll aE*= ^lslel zl-+el B€€ sBallo} 6-J+r trgt+.
,Jq= ote^IE $zltl of{ ,rff,iE Hl+qE dAg gl6ll L
@ tr14^l E^: +la qltFel cil E+ THcol g4E +4ol+
Bollo} +qr tr91q.
r tr914.
@ ,Jq= zlHlg Dl.g€ F4 +qol 9€ol9= ag Eg +
:l4r EEEtr e e=Azt +CE 'IBg B dEol4. E^= 6llel
_H_9ttr}.
gaq: {-FE gzlg 4+6t^l ?*=qr B9}tr}.
@,Jq: 'JrJe +qql €rll g€?]o e SCdg 4+lE g4
@ ELzl+cq r{Bg B 4Eol4. E^= 6tie.l ga= EE
" Col +qq^J H."l4lx} u{oflot 6J+r BgtQ.
e
lzlzl rlqollot olE 9*zI otq4 a^t a€fl ^IEIE $"JE
ol z|{o} 6l-= Eq4 el+4r H9t4.
04 z=g gB ot6t
^l.tt4 @ E^7I +CE qBg Et dEol4. E^= ottr 44zI zI*
[-E=^I 4l^lEg rJEe-l +4-ol+. ,JE= d^Jg qHJ.tr + +uElr. Bzl4s e^J C€oJ ^lq4ts 6llE g4E 4^J"ll
+71 ,Jq g+ €+= _H_f,talzl 916il +rll E"J9 at€4 ,rll4l xllelgtrIr tr9t4.
^l
^lElHE
ad # Ele +c aa}g 4l^16}fltrt. @ s=a7l +cel EilBg B eEoltrl. s=^.b g4E 3lEll E+9
GEUI i-. zJEi +41 S+= €€6i71 +l6ll^J= s= + ?lelql qet a4qqoi el4r trzl ?+91+. 6llE g4E f+€
zI9 Ail AlSl: =o slaololoh 6.J4r trgttri. e.l ?l?-lql WI aCqqot e}4r +A-6J
^ru7}= {"lol4.
=. zJsE tql =tz}9 oJC6lr z]lE 1zI9 xfftg _H_

g"Jg =^llE q}qr tr9ttr}.


tr-61-= +41 {t+= d€ollo}
Fall 4zll gB ot6tl
07 gqqlEE
EEEZI r. €+ aEg 6l+E ddg +^l^l7l=
zJEE ^ld4
4o14, B+ Bq€ gC6I7l g6ll^J: €EI4Eol olq4 Bsi
[eq-ern 4l^l5e ^JqqleE ?^]o14. ^Jslqle= *?l4
ts,Jg ++qloi q}Qr e_914.
+Ag ulr]ee. ++5E €tig RI=E "J+4"J BEI€ d€
.. tEE ill+fl$ *{t etoil"F eI B i ql4r -H-9t4.
+7171ol%I"Jg g+4oJ
4l u_zl ?+gleq, ol%t"Jol ,JEiRg trll €si4eE 4561-= Ul -. ^Stlqls= ++EE €Elg ".h=E +71 ,JE
qi 4 o e a+6l4 ?+"i.t +qr Hgt+. E^Jg 4ag + 9l+r B9ttrI.
.. d4olls= A^Jg.JA9 olzld9 4Be_e e6ll B^J*+
r. tr9ttrI.
05 e=q^Ftt+ gB ot6l .. dslqleE ++qrll d^Jq Eol94 EslE olqg zll.rla|
e4 E{ 4l^lEe eFE +tloltrI. aFg dCql BEI= 9 q Eelrl +?-l{}g +86l.H ++ E Bq€ zl6J"J 4ol4
4d4oll E?-14 +qol s= 4+4 EEI+"J otq?+
611^l=
r }rilEl. ^
+^4 +q+ EEl4 +4vl^1^l+41 4+zt €s+r} €BElq EEEtr E'Jc
=. ^Julgls= Bsl€ €€6171 96ll +il'+
oF +4r Blttr+. qlt .JrJE olzld4 q+qCql q?+r 6J+r B9I+.
cEur @ aFg +qe ^J=, +zl, ailc, zl-+el eg
,lt4"J ei7-= +^16l-= 4ol4l trgt+.
"J+E
08 oilatt+{lE gg 016[
@EZI e AFg +24 +qol+ Eglzl +qg xuzlalzl
^tAt4
Cil xllEq Tfldol gs_6lq_r. H?t{.
+l6ll^J= t-fiE4] 4l^l+g ql+^+l^q +elol+. ql4^+l^= d
€) a.Fg 4+4 B+= €e6}7l 9lofl^J= d^Jol4 elqe+ a ^Jg €El€ ++61+ +n A{ql fluflS4a E?lr.
aol4.
E'J4 .Czll4 +Eql^l dde B^d{r.CB+ o_ig ir]lq}c}l
e 4dzl +qg"J otq+ 9.Jol4 ++l FE ?J44 +qvl^l
oJ+r Bgttr}. tr9ttr1.
^I4+l ^J.q{ot
@ aFe EElzl +qg 4d4 +qol+ +v4 +qg aBlEl
6l+ Ell ol+g+r tr9ttr}. 4+ql Czlzl€ol ol=qot ql+r trzl ?*9t+.
@ eF3 qq+ +qg 4146}z1 96ll E 4= +qg EEEZf C ql?+^+l^= d^Je eC^J qlg a46IE dol
^F&6ll^J
"J
g+r u.lttrI. 4 6t4 o e + +B+ 4ol4l trgt+.
=
Egr.l "-ll€ 53
tgtt.6tl€

o ql4^+l^= d^89 ++qlrll q+'J 4"Jg i= Aol+a @Etr €sl+


^ll Hr{l flat. *zl-E
zltl4 zlt\&
^r*"J
-H_914.
g 4ol olul4 6l€9 Eql u|4 E+= ol-gBl
^I%16l-= ^I"*EI
@ ql+^+l^: +il4 B+g"J olq4 9€ EEe-e= 423 o e*l €€gqa tr9lr}.
g +q6Fb ag EIH:^16}zl g:4r. trgttrI.
@ ql+^+l^= d4tr+= Bq€ gC6lE ul*ol gt 47ll
B9t+. 3 dqE gB Hla ot6tt
=4a =st ^[at4
t-E4El ag E^, $9 rJolol+. 7le4
=^= gr ^l"J5E
.J Ail4 fl4z} 5ltlq= a^l AgoJ ^IElql 9l= ^t*E
g rEE=
^Iglel ^Ig=€
E+ aol E++a B9ltrI. cq:
.S
TC, gt E4l EE 172-1754
nFg zlttlzla- ql+g 6tl6llo} oJ+: t?-1+94 oJtlql^l
oilq fla= 6flo| aJQl. trgt+.
I@ 2@ 3@ 40 CEEZI @ E^e+ {"lz} E+ +AE qgg iJ €E"14.
50 6@ 7@ 8@
E^e+ ^Jq= arll Hl+ 4ag ?l6t gaE EJ^lq= ilolTl- 9l
olBl{} g4= -H_€4 9+4a tr9ttri.
^1"J,
gB HtE ot6t|
1 rxtelErlel
^l-al4 EEEtr c E^e+ C"lzl E+ +AE qBg E dEol4.
EI{E4 zj$ ].x[, €€ *zlol4. r.zl-b Ece] += zlr E^= Er]"J 4d_"-E rEE= r}4z[ e^] Aga3,<[ai]z[ p
LI+E +E7l zI9 t+ ]+E](/J.EXHR) ollr ,<l-fltr xll +ttzl flao1op ++r B9ttrI. ^Jq= +71 ?Jq 4xll4 4r|F=_
^IqE
^16IS.+.
Lzl+ A+ r+"J ^Iqql^l= *tflEol Eslee S €olE 4ol fla9 +4ol olq+ "J+ dillE Be€ +41617l
g €.IrJ+r trgt+. *zl-= oJEol +aElr oJx]lzl€!€:Elq 916ll g4E 6110} 6}qr. tr9ttri.
Eqcg zlH}_e_s Ef .r[$ol E]41 qg4 a"]zl-b EllE ^]q @ E.zI +CE EilBg E 4Eol4. E^= fl= 434E g
ol^J
^Iqs ^ll^l6}gq. fl t}+g zll.$alzl goli fll= 6J f ?lzl"J rlxllqg q^t61i^J
=
EEEil .j g+r u.*4.
@ +^l-= 5il^l€-ol ElAg z1z.1617l +l+ d^Je
=
a"Jq€ + $.qr tr9ttrI. @ C"lzI +AE 4Bg B €Eol4. Cq= xl44 d=^d4

EEfl c Lzl+ E(t$el +dql^J dag ulszl o e e ++6}rll rE" BE ^IBg Ee+ot 6.Jqr _u*4.
*eq, *zlr z}€e-l EE +461-= Szl4l -H-lt4. @ ,.Jolzl +49 EIBS B dEol4. ^Jq= ol"l BF aelE

o uzlE i+ 4"J ^IqE ol6rlolzlz tr9teq, A+ r+El gzlql q4 gaE 6flo| alxl$ Hl+eI E+=. Fg6lrll
^IH.5
Ezl4+ dcg +46}xl ?+bqr _u*4. Ee++qoi 6.Jqr trzl ?+*trI.
^te.lE
@ *^l-= €q+ ++Eol ql(L)g H[%[_o e +71 7JE Es]e+
a€€ 6ilrele-trAl d€gtrlr B9l+.
@ Lzl+ +91(*H)e| E$ ul.6o e E+= d€ollot 6.Jqa 4 oflslotE gB ot6fl
H9Ieq. +zlE .J9(-#9 55 u|-r]e-a BF+E d€tllo} ^l.u4
t-E{E^i-l xllrl+g ^ll4l ^l"J+e-l ^ru7].?l ollulot9 +eol+.
oJ+r -H.9t4. oflulo}9
^ll4l ^l"J+fl= "JrJq
4"J tr€4 E+e+ q$q *
Eillg +Cgq 46J 9+E "J4l E}+6}r 914.
gB ot6l EEZI u. ollulof= =+{i zlzlal$^lE izl4
2 ^ll4l ^lql+el$-
=xtE ^tAj4 gs-6}trIr
t-E4El 4l^lE+ +zlE +a-ol+. Ezl-b s= ^l-giE€ zI Rl+g cillcg tlzla_ €olz}= aE tr9ttrI.
E Sol z.|ffioi +trI= e"ilffiE)E €€6lloi'tl4a tr9ttrt. r. oJlulof=-
"J4ol* 4zI, 4l="4 zlq Fql
^-ll4l ^ltrJ+9zl-
GEUI a S4 "Jt. *ziE ilg4 ^I%It po1$tJ4!)z| o| {EI +dr+.il+g ullxllalxl ?*zl
4+ql 41.J9 Sql E
q4 +zlE4'J olE S4al-L +qq] +dg zlgoJ+r B9t+. =+.,*
^I*?l {o]jE F6ll 84€ dee + fl+r
B
9ttri. EEEtr -r. oJlulo|= E$ zflolol+ rlElzl E"J6J #E "J
+ H4l oJ6r.
Bzl-b a+ d^Je e+6l+ +7lel e+r*61+ ^l
o fB9"loi ql4a Bzl ?+914.
e
e. ollulo[-=- ,r1]41 .rlul o s €]oizl=
+7Is+ql4l ol9ol 9zl tlE4r. tr9l4. ^]*g ^ll4lE E= ^]E]ql
ril Hrl "JzJ. Exl* * 44zI zle +?+= *461-= Ag Etr Elltl +cg *l alol-zl-"t 6lzl qEql
^ll4l ^l"J+9zI5c "J
g "Jol otqqr B9t+. +q rIqI +^d"Jg e_+6J+_r. trzl ?*91+.

* EBS +==a Eat?t


^tA
www.ebsi.co.kr

5 z=gl,JEel^l.al4 gB HIE ol6tl *4zl trIEql Bslzl oll€zlol Sq +qee o^B+qlql fl


EIIIE4 ,J9 zJe, gg eFol4. zJc= qlzJ"l d,Jg q] ^Jql+r -H-?t+.
=
oJ6Ir +71?J9 €+ €+= d'€6I71 +16il ]Eq6lo| qlQr. _H.
EEZI -. ql4^yl^= drJg *lsl€ ++61+ +j/ a4l
9l 9luHqts s|"lzl qEql ot+el aB.J duJol4s +'J6J €
sI"J *6}trIa tr91tr1.
"t {A6J €E}z} d€g+r ts9t+. .. xFfi-Brll 9^]- s.€g 6J +
GEEUI .. zJEel e5e E+ AA{} €sl€ €€6tzl +l ^3slqls= ^l"Jol +Cq {oil
6|l d^J4 ae zldzi +qol r}44ot ++r trgttrl. 9l: *Elcol ++ctr+ Epl€ trl d€6J + glqr tr91+.
.. zJEL €+ B+= d€6I71 gloll *zI9 ^l"Jzl cil ill4l =. oll4^Yl^e+ ^Julqle: s+ rl"JEol d^Jg s+ql4l ol
elol gzl ?*=+= dg a}46}]ot ddg "+g + gl+r trglr+.
*sl f illololof q]+r B9Isq, aFe ?J44 449 zllzl
=
617l +ZIE €il ^llEE THcol g_s-6}q-r. trgt+.
+16ll fsEtr .. {l4^yl^= d,Jg
^luJol+
++ s+q4l "*e
ul*ol Ezl ull+gl olslol olq4+6]l= 7l4L+zL+atrgt4.
@EZI -. zJEY +71 ?Jq g+ Bsl€ de4zl 96ll^l
: += ++E +flg 44611^l=.J €qn -e.*4.
=.
,JE€ {Cq} Bs}€ 916il Brr|.E ,HHg dAE *z[s+,J 8 gg ot6il
=ag ^Et4
e+71oJ-u zpgqlrl ?xll4 -trEo etr+el9 zFS, d:9 €, xI [=qerj-l all^l$g Big "J1l"14. Ej/ql^l= _E= ^JBall
+e+ tfl €i "J-u-E :q4.J 4tlg "JzJe_+ H: oJzI oJtr 7I 7l^lE zlqq ^Jg g=4o14= €zl(f*t0E
il-fl o + qe}6lo} 6.J4r trgl+. ^++ ^l4i;l
4 xlulE €AEl49 zlaoJ4.
GEAI @ E-ilql^J: EE ^JBE A6:Elg z;.safzlq! ol
+14"J Ag Hflzllal+ ++lE dag zj=alzl| ?+:trt.
6 +tut.=E gg ot6tt EEEtr c grq^J= BS^J(T*tHE 4gr+ Hl+qel d
^tAI4
t-E'4-E^{-l xll^lEg +^Hl-Sq f^Jol4. i-^Hl=E+ +4= Ag rJaql+.
"Jdg tdgEql Eel,r+q ^l+. trgitrI. h^Hl-8€ @ Enql^l= tit$ zllzla[_l. .H++ dz]ql^l {q+ "FgE
/- EolalslE =414r
+rlg B"F=q ^ll4l ^lE]+EE
+116}fl4. Be+r+ €sl€ ddg 49 zlaaJ4.
GEEUI O +^Hl^Sol +CE qBg.J d$ol4. +^Hl-* @ Erql^l= s= +^J"l -H-gc(1E*#ii)g ddg 86il *ls+e+
€ =tz|4 i+eol+ ^E +dE tsliEl+_".]= ++6Ia _u_84 e=€ +Elq EI4l &olA 19 zlat4.
?]rJ"]lE €:rlollo} qFlr- H?i4. @ Biql^l= €+= €e6}7l 96ll +zlB4
o-J{r rlatq. ^I*g ddoll"t
fsEtr C +^Hl-gol +Ael qtBg B A+o14. +^Hl-S
g ,r.lulol olcg u}r}e_e age+ u_s4
^]l41 ^i%}g ++6}q
"JrJ.H= dAflot 6Jqr tr9tq.
'li$g El €Eol4. +1Hl-8+ s=
@ +^Hl-Sol *CE oJ+
E +?-le-l rEoE ^lElolzl. olf o e ,J+6llot 6J+= ^EoI++
E +tlg Bol€H+.
@ +^HI-Sol *AE
'|]Bg dEol4. +^Hl*8+ +?] s+
aJ

7l- '€^JqI xlq +Fill'e].'oJrJ4 +*4 E+E +Fill'ql +6J


Tulola|-r. tr?t4.
@ +4Hl-gol *CE Eli$g Et 4$ol4. +4Hl+g .J+ dill
E Edgql^J Eqzl g+q +lag *"t"F qFlr -B9t+.
=e

7 oilatl+lgt gtrloileel^l.Al4 gg HIE ol6t.|


EIIIE4 Ae q4^+l^, gg rJglqleol4. qlE+^+l^:
dzJg .JrJg +ill4 . a{lzl .E44 o + sl^J^le s"J olq
4 ^lsl dillE e^lE E*6}rll "JEzl qlEql HIE^I yloilot el
+r tr9ttr}. ^Jqqle= drJe .JrJE olzl.$ol qlB6IE^J ^l
E.Jrl6ll€ 55
o

% \, :

o
O
\
memo

www.ebsi.co.kr

You might also like