945-Jeevan Umang

Prepared By

Ph:
 This is proposed to

Proposer Details
Name
Age 25
Plan Name 945-Jeevan Umang
Sum Assured 1500000
Policy Term 75
PPT 15
DAB Rider 0
AD & DB Rider 1500000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
123196 62228 31428 10476
117891+5305 59548+2680 30075+1353 10025+451

2nd year onwards

YLY HLY QLY MLY
120544 60888 30752 10251
117891+2653 59548+1340 30075+677 10025+226

Save Rs.330 per day for 15 yrs, and get a

bulk amount of Rs.14025000 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2021 25 123196 1596000 3096000 0 0 0

2022 26 120544 1692000 3192000 0 39200 35280

2023 27 120544 1788000 3288000 0 58800 52920

2024 28 120544 1884000 3384000 0 117600 105840

2025 29 120544 1980000 3480000 0 196000 176400

2026 30 120544 2076000 3576000 0 294000 264600

2027 31 120544 2172000 3672000 0 411600 370440

2028 32 120544 2268000 3768000 0 548800 493920

2029 33 120544 2364000 3864000 0 705600 635040

2030 34 120544 2460000 3960000 0 882000 793800

2031 35 120544 2556000 4056000 0 1078000 970200

2032 36 120544 2652000 4152000 0 1293600 1164240

2033 37 120544 2748000 4248000 0 1528800 1375920

2034 38 120544 2844000 4344000 0 1783600 1605240

2035 39 120544 2940000 4440000 0 2057999 1852199

2036 40 0 3066000 4566000 120000 2489160 630000

2037 41 0 3169500 4669500 120000 2856300 630000

2038 42 0 3273000 4773000 120000 2950200 630000

2039 43 0 3376500 4876500 120000 3044100 630000

2040 44 0 3495000 4995000 120000 3153000 630000

2041 45 0 3621000 5121000 120000 3269400 630000

2042 46 0 3762000 5262000 120000 3400800 630000

2043 47 0 3933000 5433000 120000 3562200 630000

2044 48 0 4179000 5679000 120000 3798600 630000

2045 49 0 4425000 5925000 120000 4035000 630000

2046 50 0 4671000 6171000 120000 4271400 630000

2047 51 0 4917000 6417000 120000 4507800 630000

2048 52 0 5193000 6693000 120000 4774200 630000

2049 53 0 5469000 6969000 120000 5040600 630000

2050 54 0 5745000 7245000 120000 5307000 630000

2051 55 0 6126000 7626000 120000 5678400 630000

2052 56 0 6522000 8022000 120000 6064800 630000

2053 57 0 6993000 8493000 120000 6526200 630000

2054 58 0 7464000 8964000 120000 6987600 630000

2055 59 0 7935000 9435000 120000 7449000 630000

2056 60 0 8406000 9906000 120000 7910400 630000

2057 61 0 8877000 10377000 120000 8371800 630000

2058 62 0 9348000 10848000 120000 8833200 630000

2059 63 0 9819000 11319000 120000 9294600 630000

2060 64 0 10290000 11790000 120000 9756000 630000

2061 65 0 10761000 12261000 120000 10217400 630000

2062 66 0 10857000 12357000 120000 10303800 630000

2063 67 0 10953000 12453000 120000 10390200 630000

2064 68 0 11049000 12549000 120000 10476600 630000

2065 69 0 11145000 12645000 120000 10563000 630000

2066 70 0 11241000 12741000 120000 10649400 630000

2067 71 0 11337000 11337000 120000 10735800 630000

2068 72 0 11433000 11433000 120000 10822200 630000

2069 73 0 11529000 11529000 120000 10908600 630000

2070 74 0 11625000 11625000 120000 10995000 630000

2071 75 0 11721000 11721000 120000 11081400 630000

2072 76 0 11817000 11817000 120000 11167800 630000

2073 77 0 11913000 11913000 120000 11254200 630000

2074 78 0 12009000 12009000 120000 11340600 630000

2075 79 0 12105000 12105000 120000 11427000 630000

2076 80 0 12201000 12201000 120000 11513400 630000

2077 81 0 12297000 12297000 120000 11599800 630000

2078 82 0 12393000 12393000 120000 11686200 630000

2079 83 0 12489000 12489000 120000 11772600 630000

2080 84 0 12585000 12585000 120000 11859000 630000

2081 85 0 12681000 12681000 120000 11945400 630000

2082 86 0 12777000 12777000 120000 12031800 630000

2083 87 0 12873000 12873000 120000 12118200 630000

2084 88 0 12969000 12969000 120000 12204600 630000

2085 89 0 13065000 13065000 120000 12291000 630000

2086 90 0 13161000 13161000 120000 12377400 630000

2087 91 0 13257000 13257000 120000 12463800 630000

2088 92 0 13353000 13353000 120000 12550200 630000

2089 93 0 13449000 13449000 120000 12636600 630000

2090 94 0 13545000 13545000 120000 12723000 630000

2091 95 0 13641000 13641000 120000 12809400 630000

2092 96 0 13737000 13737000 120000 12895800 630000

2093 97 0 13833000 13833000 120000 12982200 630000

2094 98 0 13929000 13929000 120000 13068600 630000

2095 99 0 14025000 14025000 120000 13155000 630000

2096 100 0 0 0 14025000 0 0

0 0 1810812 0 0 21225000 0 0
You have to pay the premium for 15 yrs
(from Age:25 - Age:39)

If you take the payment mode as yly then you have to pay Rs.123196 for the
first year,from 2nd year onwards Rs.120544

Totally you will pay Rs.1810812

From Age:40-99 you will receive Rs.120000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-30, Nominee will receive Rs.2076000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-30, Nominee will
receive Rs.3576000

At age 100 you will receive Rs.14025000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.7910400
if you close at Age-70, you will receive Rs.10649400
if you close at Age-80, you will receive Rs.11513400

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-39, you can take a loan of Rs.1852199
at Age-60, you can take a loan of Rs.630000

Medical Report: FMR

Disclaimer : The Benefits shown in this presentation are as per the 8%
Benefit illustration of LIC of India, Actual values may vary, depends on
the corporation profits and experience