RISK SURVEY REPORT

Contractors’ All Risks Insurance (CAR)

1. GENERAL

Name of the Project :

Location of the Project :

Name(s) & Address (es) of Principal(s) :

Name(s) & address (es) of Contractor (s) :

Name(s) & Address (es) of Sub-contractor(s) :

Name(s) & Address (es) of Consultant(s) :

Date of Visit :

Visited by :

Participants :

Contact Persons :

Documents Received :

Prepared by :

2. RISK INFORMATION
2.1. GENERAL DESCRIPTION OF THE PROJECT
2.1.A. Project
Name of the project

Type of the buildings (commercial or sports or military or other)

Principal
 Profile of the owner (reputation, experience with the type of work, experience with the
type of work, experience with the type of terrain, climate, workforce and regulation)

 If involved in the execution of the work; detail of their involvement and all relevant
factors as applicable to that.

Contractors/Sub-Contractors
 Profile of the Contractor/Sub-Cont./Supplier (reputation, experience with the type of
work, experience with the type of work, experience with the type of terrain, climate,
workforce and regulation)

Other Professional Adviser

 Profile of the professional advisers such as architects, Consulting Engineers (reputation,
experience with the type of work, experience with the type of work, experience with the
type of terrain, climate, workforce and regulation)

Scope of contract work, which work to be carried out by subcontractor(s) ?

2.1.B. Project Period

Period of construction or erection (time schedule/bar chart)

Testing, commencement date

Maintenance period (if covered)

2.1.C. Construction Materials and Constructional Plant Machinery and Equipment

Construction Material
 Supplier of construction material

 Construction material amounts (including stock storage, give details or attach drawings)

Constructional Plant Machinery and Equipment (CPM/CPE)

 List of major items including location, period on site

Nr. Equipment Description Age Ownership Value

(plant owned/hired from
specialist plant-hire
contractor)

 Specific details of CPM/CPE used when exposed to particulars hazards such as in

tunnels, on pontoons, cranes used for tandem lifts, etc.

 Temporary Buildings

 Location at construction plant

 Details of construction
  Usage/the nature contents of the buildings
 Fire fighting facilities

2.1.D. Workforce
Number of workforce

Specific Qualification

Contractor owned or hired

Wages/salary (wages freeze)

2.1.E. Operating Periods

Normal hours (hours per days, days per week, etc.)

Out of normal hours or overtime or night work

2.2. LOCATION & EXPOSURES

2.2.A. Location
Location of Site Project (distance to the next larger town)

General Climatic Conditions (seasonal)

(see the bar chart; progress chart will show which construction work coincides with adverse
weather and temperature seasons).

Geographic situation (geological characteristic and soil condition)

Geomorphologic conditions
 General feature (flat or hilly or mountains)

 Slope (flat, gentle, step)

Distance to the next water bodies (lakes, rivers, sea) affected to the project
2.2.B. Existing Property (if any) :
List Existing Property
 Distance to the site project
 Detail specific perils arising out of carrying out of the contract works :
- lowering of ground water
- collapse/subsidence
- vibration/weakening of support

Connection between

Are existing buildings and/or structures on or adjacent to the site, owned by or held in care,
custody or control of the contractor(s) or the principal,

2.2.C. Accessibility
Connecting roads (relevant factors with fire fighting, material handling)

Entrance conditions

Internal lay-out (accessibility of construction plant, internal roads, etc.)

Accessibility of site to the public (third party)

 2.2.D. Exposures
 Surrounding areas (description of proximities for all boundaries, distance).

 Distance from work site with particular reference to proximity of excavation or pilling
operations

 Give brief description of surrounding and existing buildings and/or structures not belonging to
the
principal or contractor(s) (third party)
 Type
 Usage
 Condition, approx. age and estimated value

2.2.E. Layout/spacing
 Total site project

 Total floor area

2.3. WORK DESCRIPTION/COMMON HAZARDS

2.3.A. Preparation Work

 Clearing and Grading
 Soil condition
- Date of field work investigation (Soil Investigation) :
- Detailed description of method of Soil Investigation :
- Nr. of Boreholes, Borehole diameter, up to depth of : ……… m
- Soil layering (see the Soil Investigation Report):

Type of soil Thickness (m) Location (m) Shear Strength

 (kg/cm2)

- Depth of hard soil : …….. m

- Document required :
1. Soil Investigation Points Location Map
2. Soil Investigation Report
- Do geological faults exist in the vicinity

 Groundwater
- Pumping Test of the groundwater up to depth of : ………… m

- Groundwater Level is located at : …….. m

 Underground facilities survey

 Detail of any services crossing or in close proximity to the site (e.g. before excavation,
contractors are required to check with relevant authority the exact location of any
underground cables, pipes or other underground services).

 Excavating, Pilling up or Reclaiming land, Compacting

 Excavating :
- Details of any services crossing or in close proximity to the site. If so, details of any
diversions or precautionary measure to be obtained.
Such as before excavation, contractors are required to check with relevant authority
the exact location of any underground cables, pipes or other underground services
(third party).
 - Detailed description of method of carrying out excavating/dredging operations
(depth, location of disposals)
- Detailed description of method used to secure the stability of the excavation is:
………………..

 Pilling up or Reclaiming land

- Based on the soil condition at the construction project, the consideration for
foundation of the plant is : ………………..
- Cuts : total length, materials to be removed, blasting works (yes or no), inclination of
slope

 Compacting :
- Detailed description of method of compacting

2.3.B. Sub-structures
 Foundation
 Type (piling, foot foundation, or other type)

 Method of work
If piling :
- Equipment used to insert the pile (type, technical data)
- Materials used for pile (quality of materials)
- Dimension of pile :
- Length of pile :
- Depth of hard soil :
- Max. depth of water table :
- Number of piling :
- Distance to the next property (including exposure from vibration, underground
facilities)
 If boring :
- Equipment used to insert the pile (type, technical data)
- Materials used for pile (quality of materials)
- Dimension of pile :
- Length of pile :
- Depth of hard soil :
- Max. depth of water table :
- Number of piling :
- Distance to the next property (including exposure from vibration, underground
facilities)

If foot foundation :
- Dimensions
- length
- top width
- base width
- max. depth of water

 Basement
 Number of floors

 Depth

 Structure/Construction

 Level of the underground water

 Drainage system

2.3.C. Super-structures
 Framings
 If reinforced concrete:
- Dimension of column/beam

- Spec. of concrete or its strength, supplier

- Spec. of reinforcing bar (or its strength)

 If steel construction :
- Type of construction steel

- Type of structural steel (dimension, strength, manufacturer)

- Method used for attaching one piece to other ? (welding, bolting)

 If composite :
- Dimension of column/beam

- Spec. of concrete or its strength, supplier

- Spec. of reinforcing bar (or its strength)

- Type of structural steel (dimension, strength, manufacturer)

- Method used for attaching one piece to other ? (welding, bolting)

 Floorings
 Number of floors
  Height of building
 Plate of floor

- Construction material, framing

- Width of the plate

 Staircase
 Frame structure

 Construction materials

 Walls
 Outer/interior walls, materials used for overcovered the walls (for artistically)

 Inner walls (including partition)

 Ceilings
 Frame structure

 Construction materials

 Window and Door

 Frame structure

 Construction materials

 Roof
 Frame structure
  construction materials

2.3.D. M & E Works

 List Machinery and Equipment erected on the project (Many civil engineering and building
project include a considerable amount of machinery. For example, modern office blocks will
be furnished with lifts, air conditioning equipment and boilers for both heating and domestic
purposes).

 If Mechanical and Engineering works is sub-contracted, please detail profile of the sub-
contractor (reputation, experience with the type of work, experience with the type of work,
experience with the type of construction, climate, workforce and regulation)

2.3.E. Infrastructure
Please detail technical data of road :

Material Thickness (cm) Compacted Stabilized

(yes or no) (yes or no)
Sub Base
Base Course
Surface Course

2.3.F. Additional Work

List the additional works

2.3.G. The progress of construction

Percentage completed : ……… %

3. STORAGE
  Location

 Arrangement for Storage of Material (indoor and open air area)

 Security

4. Property in Inland Transit and Elsewhere Offsite

 Details of any individual major transits e.g. :

 Method of Carriage
 Packaging
 Security
 Temporary Storage

 Detail of Inspection Both on Route and at Site

 Details of Offsite Risks To Be Covered

 Conditions of Carriage Generally Expected To Be Used

5. UTILITIES
 Electricity
 Electricity supply
 Transformers
 Substations, switch board
 Cables and wiring
 Emergency generators

 Water
 Supplier
  Capacity
 Reservoirs

 Fuel
 Types, amounts
 Storage conditions
 Location

Gas
 Types, amounts
 Storage conditions
 Location

Air Compressor
 Type and specifications of compressors
 Location

 Internal Transport System (e.g. crane, lift, conveyor belts, dump truck, etc.)

6. FIRE PROTECTION

6.1. Private Fire Protection Appliances

Areas covered
Type, capacity, number and distribution (fire extinguisher, fire hydrant)

6.2. Public Supply

 Capacity (liter per minute, pressure)
 Location of public hydrant
6.3. Public Fire Brigade
 Distance to the site project
 Response time

7. MANAGEMENT

Housekeeping
 Order and cleanliness

 Storage conditions (arrangement for storage of construction materials and their security)

Smoking Control
 Non smoking areas, non smoking signs
 Designated smoking areas
 Violations observed

Hot Work

Job Safety
 safety organization
 safety awareness of workforce and management

Site entrance, access to the site

 Access control

 Fence, wall (type, height)

8. SECURITY/ARSON PREVENTIVE
  Watchmen service, number of guards, around the clock
 Patrol rounds
 Floodlight

9. PERILS

Fire
 Fire
 Lightning
 Explosion
 Impact of Air Craft
 Distance to the nearest airport
 Flight paths

Vehicle Impact
 Speed restriction
 Sharp bend

Flood/Rainstorm
 Flood prone Area
 Heavy rainfalls (Maximum Rainfall Record)
 Distance to the next water bodies (rivers, lakes, sea)
 Drainage systems
 Flood warning or flood control system (for example temporary earth or rock bunds, sheet piling
or channels)
 Experience of flood in the last five years at the site

Water Damage
  Sensitive material
 Out door storage (detail material to be stored out door)

Windstorm
 Exposed area

Landslide/Subsidence/Collapse/Vibration
 Exposed area

Earthquake
 Earthquake zone
 Have earthquakes been observed in this area, if so please state intensity (magnitude)
 Is the design of the structure to be insured based on regulations regarding earthquake resistant
structures?
Volcano
 Distance to the nearest active volcano (s)
 Is there a history of volcanism at the site ?

Tsunami (seimic sea wave)

 Distance to the sea
Strikes, Riots, Civil Commotion, Malicious Damage
 Relationship management – workforce
 Watchmen service, fencing and other security devices
 Working condition

Burglary
 Watchmen service, fencing and other security devices

10. SUMS INSURED AND BREAKDOWN OF VALUES

  Estimated value of contract including details of any work for which the contractor will be
responsible namely :
- site preparation
- sub-structure
- super structure
- M & E works
- Infra-structure
 Sum Insured for debris removal
 Professional Fees
 Total value of Constructional Plant & Equipment

11. LOSS HISTORY (if any)

 Causes of the losses

 Loss amounts

12. PML

(the probability Maximum Loss is an estimate of the largest loss to be expected)

Estimate, if possible the probable maximum loss (PML), expressed as a percentage of the sum
insured, occurrence
a. due to fire
b. due to earthquake
c. due to other cause