945-Jeevan Umang

Prepared By

Ph:
 This is proposed to

Proposer Details
Name
Age 23
Plan Name 945-Jeevan Umang
Sum Assured 700000
Policy Term 77
PPT 20
DAB Rider 0
AD & DB Rider 700000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
39215 19807 10004 3335
37526+1689 18954+853 9573+431 3191+144

2nd year onwards

YLY HLY QLY MLY
38370 19380 9788 3263
37526+844 18954+426 9573+215 3191+72

Save Rs.105 per day for 20 yrs, and get a

bulk amount of Rs.6365100 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2022 23 39215 741300 1441300 0 0 0

2023 24 38370 782600 1482600 0 15260 13734

2024 25 38370 823900 1523900 0 22890 20601

2025 26 38370 865200 1565200 0 45780 41202

2026 27 38370 906500 1606500 0 76300 68670

2027 28 38370 947800 1647800 0 114450 103005

2028 29 38370 989100 1689100 0 133525 120172

2029 30 38370 1030400 1730400 0 183120 164808

2030 31 38370 1071700 1771700 0 206010 185409

2031 32 38370 1113000 1813000 0 267050 240345

2032 33 38370 1154300 1854300 0 293755 264379

2033 34 38370 1195600 1895600 0 366240 329616

2034 35 38370 1236900 1936900 0 396760 357084

2035 36 38370 1278200 1978200 0 480690 432621

2036 37 38370 1319500 2019500 0 515025 463522

2037 38 38370 1374800 2074800 0 617400 555660

2038 39 38370 1419600 2119600 0 723030 650727

2039 40 38370 1464400 2164400 0 836640 752976

2040 41 38370 1509200 2209200 0 958230 862407

2041 42 38370 1561000 2261000 0 1092700 983430

2042 43 0 1616300 2316300 56000 1318513 294000

2043 44 0 1678600 2378600 56000 1517740 294000

2044 45 0 1754900 2454900 56000 1589910 294000

2045 46 0 1866200 2566200 56000 1697080 294000

2046 47 0 1977500 2677500 56000 1804250 294000

2047 48 0 2088800 2788800 56000 1911420 294000

2048 49 0 2200100 2900100 56000 2018590 294000

2049 50 0 2325400 3025400 56000 2139760 294000

2050 51 0 2450700 3150700 56000 2260930 294000

2051 52 0 2576000 3276000 56000 2382100 294000

2052 53 0 2750300 3450300 56000 2552270 294000

2053 54 0 2931600 3631600 56000 2729440 294000

2054 55 0 3147900 3847900 56000 2941610 294000

2055 56 0 3364200 4064200 56000 3153780 294000

2056 57 0 3580500 4280500 56000 3365950 294000

2057 58 0 3796800 4496800 56000 3578120 294000

2058 59 0 4013100 4713100 56000 3790290 294000

2059 60 0 4229400 4929400 56000 4002460 294000

2060 61 0 4445700 5145700 56000 4214630 294000

2061 62 0 4662000 5362000 56000 4426800 294000

2062 63 0 4878300 5578300 56000 4638970 294000

2063 64 0 4919600 5619600 56000 4676140 294000

2064 65 0 4960900 5660900 56000 4713310 294000

2065 66 0 5002200 5702200 56000 4750480 294000

2066 67 0 5043500 5743500 56000 4787650 294000

2067 68 0 5084800 5784800 56000 4824820 294000

2068 69 0 5126100 5826100 56000 4861990 294000

2069 70 0 5167400 5867400 56000 4899160 294000

2070 71 0 5208700 5208700 56000 4936330 294000

2071 72 0 5250000 5250000 56000 4973500 294000

2072 73 0 5291300 5291300 56000 5010670 294000

2073 74 0 5332600 5332600 56000 5047840 294000

2074 75 0 5373900 5373900 56000 5085010 294000

2075 76 0 5415200 5415200 56000 5122180 294000

2076 77 0 5456500 5456500 56000 5159350 294000

2077 78 0 5497800 5497800 56000 5196520 294000

2078 79 0 5539100 5539100 56000 5233690 294000

2079 80 0 5580400 5580400 56000 5270860 294000

2080 81 0 5621700 5621700 56000 5308030 294000

2081 82 0 5663000 5663000 56000 5345200 294000

2082 83 0 5704300 5704300 56000 5382370 294000

2083 84 0 5745600 5745600 56000 5419540 294000

2084 85 0 5786900 5786900 56000 5456710 294000

2085 86 0 5828200 5828200 56000 5493880 294000

2086 87 0 5869500 5869500 56000 5531050 294000

2087 88 0 5910800 5910800 56000 5568220 294000

2088 89 0 5952100 5952100 56000 5605390 294000

2089 90 0 5993400 5993400 56000 5642560 294000

2090 91 0 6034700 6034700 56000 5679730 294000

2091 92 0 6076000 6076000 56000 5716900 294000

2092 93 0 6117300 6117300 56000 5754070 294000

2093 94 0 6158600 6158600 56000 5791240 294000

2094 95 0 6199900 6199900 56000 5828410 294000

2095 96 0 6241200 6241200 56000 5865580 294000

2096 97 0 6282500 6282500 56000 5902750 294000

2097 98 0 6323800 6323800 56000 5939920 294000

2098 99 0 6365100 6365100 56000 5977090 294000

2099 100 0 0 0 6365100 0 0

0 0 768245 0 0 9557100 0 0
You have to pay the premium for 20 yrs
(from Age:23 - Age:42)

If you take the payment mode as yly then you have to pay Rs.39215 for the first
year,from 2nd year onwards Rs.38370

Totally you will pay Rs.768245

From Age:43-99 you will receive Rs.56000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-28, Nominee will receive Rs.947800

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-28, Nominee will
receive Rs.1647800

At age 100 you will receive Rs.6365100

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.4002460
if you close at Age-70, you will receive Rs.4899160
if you close at Age-80, you will receive Rs.5270860

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-42, you can take a loan of Rs.983430
at Age-63, you can take a loan of Rs.294000
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----NMG----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience