School GRADE 11

PLARIDEL NATIONAL HIGH SCHOOL Grade Level

Daily Lesson Log
Teacher MATHEMATICS
KILVEN D. MASION Learning Area
Teaching Dates and 1ST SEMESTER
Time Week 4 (Tuesday & Thursday) – 1:30-3:30 Quarter

Teaching Date and Time Tuesday (1:30 – 3:30) Thursday (1:30-3:30)

SESSION SESSION 1 SESSION 2
I. OBJECTIVES
A. Content Standards key concepts of simple and compound interests, key concepts of simple and compound interests,
and simple and general annuities and simple and general annuities
B. Performance Standards Investigate, analyze and solve problems involving Investigate, analyze and solve problems involving
simple and compound interests and simple and simple and compound interests and simple and
general annuities using appropriate business and general annuities using appropriate business
financial instruments. and financial instruments.
C. Learning Calculates the fair market value of a cash flow Calculates the presents value and period of
Competencies/Objective stream that includes an annuity. (M11GM-IId-2). deferral of deferred annuity. (M11GM-IId-3).
s
D. LC Codes (M11GM-IId-2) (M11GM-IId-3)
II. CONTENT SIMPLE AND GENERAL ANNUITIES SIMPLE AND GENERAL ANNUITIES
III. LEARNING RESOURCES
A. References
1. Teacher’s Guide pages
2. Learner’s Material pages Quarter 2 Quarter 2
Module 6: Fair Market Value of a Cash Flow Module 7: Deferred Annuity
First Edition, 2021 (Pages 1-27) First Edition, 2021 (Pages 1-27)

3. Textbook pages

4. Additional Materials for

Learning Resource (LR)
Portal
B. Other Learning Resources
 C. Teaching Strategies
D. Integration
IV. PROCEDURE
A. Reviewing Previous Lesson
or Presenting New Lesson
B. Establishing a Purpose for
the Lesson
C. Presenting
examples/instances of the
Lesson
D. Discussing new concepts
and practicing new skills #1
Lecture-Discussion Method Lecture-Discussion Method
Cooperative & Collaborative Learning Cooperative & Collaborative Learning
Science/Current Events/Business Math Science/Current Events/Business Math
Let us also recall how to determine the future and What’s In (pages 5-6)
present value of a general ordinary annuity. The
future value F and the present value P of a general
ordinary annuity is given by
n
(1+ j ) −1
F=R
j
−n
1−(1+ j)
P=R
j
where:
R - is the regular payment
j - is the equivalent interest rate per payment
interval converted from the interest rate per period;
n - is the number of payments.
Example 1: Review on how to calculate the present value of
an annuity immediate or ordinary annuity:
Suppose Mrs. Remoto would like to save ₱3,000 at
the end of each month for six months, in a fund Scenario 1. Suppose a senior high school
that gives 9% compounded monthly. How much is student wants to purchase a cellular phone for
the amount of future value of her savings after 6 online learning. He decided to pay monthly for 1
months? year starting at the end of the month. How much
is the cost of the cellular phone if his monthly
payment is ₱ 2,500.00 and the interest rate is
9% compounded monthly?
Example 2: What’s New (pages 7-8)
Suppose Mrs. Remoto (in problem no.1) would like
to know the present value of her monthly deposit of
₱ 3,000 when interest is compounded monthly. How
much is the present value of her savings at the end
of 6 months?
What’s New (page 8) What is It (pages 9-10)
Deferred annuities are series of payments, as
they have already learned in the past lessons on

E. Discussing new concepts
and practicing new skills #2
F. Developing mastery (Leads
to Formative Assessment #
3)
G. Finding practical
applications of concepts and
skills in daily living
H. Making Generalizations and
abstractions about the
lesson
Example 1.
Mr. Ribaya received two offers on a lot that he
wants to sell. Mr. Ocampo has offered ₱ 50,000 and
a ₱1 million lump-sum payment 5 years from now.
Mr. Cruz has offered ₱ 50,000 plus ₱ 40,000 every
quarter for five years. Compare the fair market
values of the two offers if money can earn 5%
compounded annually. Which offer has a higher
market value?
What’s More
Activity 1.1 (page 15)
ABC Bank pays you an interest at the rate of 2%
compounded quarterly. How much will you have in
the bank at the end of 5 years if you deposits
P3,000 every month?
The future value F and the present value P of a
general ordinary annuity is given by
n
(1+ j ) −1
F=R
j
annuities but, will start on a later date
Example 1.
Find the present value of a deferred annuity of ₱
1,500.00 every 3 months for 8 years that is
deferred 3 years if money is worth 6% converted
or compounded quarterly.
Example 2.
Find the period of deferral in each of the
following deferral annuity problem (one way to
find the period of deferral is to count the number
of artificial payment (k)).
Example 3.
A company offers a deferred payment option for
the purchase of any furniture. Gladys plans to
buy a dining table set with a monthly payment of
₱ 4,000.00 for 2 years. The payment will start at
the end of 3 months. How much is the cash price
of the dining set if the company will give 10%
compounded monthly?

I. Evaluating Learning
1−(1+ j)−n
P=R
j
where:
R - is the regular payment
j - is the equivalent interest rate per payment
interval converted from the interest rate per period;
n - is the number of payments.
Activity 1.3 (pages 16) Activity 1.1 (page 14)
Activity 1.2 (page 14)
 J. Additional activities for Additional Activities (page 20) Study the formula for additional subject next
application or remediation meeting.
V. REMARKS
VI. REFLECTION
1. No. of learners who earned
80% on the formative
assessment
2. No. of learners who
require additional
activities for remediation.
3. Did the remedial lessons
work? No. of learners who
have caught up with the
lesson.
4. No. of learners who
continue to require
remediation
5. Which of my teaching
strategies worked well?
Why did these work?
6. What difficulties did I
encounter which my
principal or supervisor
can help me solve?
7. What innovation or
localized materials did I
use/discover which I wish
to share with other
teachers?

Prepared by:
 KILVEN D. MASION
SST-1

Noted by:

CARL VINCENT B. LINAGA

School Head