CIBIL Score & Report: Hello, Abhishek Abhishek Kumar

CIBIL Score & Report
Control Number : 7,17,54,66,522

Date : 15/02/2024
Hello, ABHISHEK ABHISHEK KUMAR
Your CIBIL Score is 690 as of Date : 15/02/2024

300 900
690
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the information
available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer your score is to 900,
the more confidence the lender will have in your ability to repay the loan. Higher your score, the better
chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one of the
following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
PERSONAL DETAILS
Name
ABHISHEK ABHISHEK KUMAR
Date Of Birth Gender

04/02/1989 Male
IDENTIFICATION DETAILS
Identification Type
Income Tax ID Number (PAN)
ID Number
ELNPK8143Q
Issue Date Expiry Date

-- --
Identification Type
Voter ID Number
ID Number
RIO0878694

-- --
Identification Type
CKYC
ID Number
10039639849120

-- --
ADDRESS DETAILS
Address
S/O-KAPIL DEV PRASAD,GAYA,TILHA RAJENDRA ASHRAM, W. NO- 42,GAYA NULL
NULL Bihar 823001
Category
Residence Address
Residence Code
-
Date Reported
10/01/2024
Address
RAM WARD GARHAKOTA SAGAR MADHYA PRADESH 470229 SAGAR MADHYA
PRADESH 470229 Madhya Pradesh 470229
Category
Permanent Address
Residence Code
Owned
Date Reported
31/07/2023
Address
S/O KAPIL DEV PRASAD RAJENDRA ASHRAM, W. NO- 42,GAYA TILHA RAMINDRA
ASHRAM NEAR HANUMAN MANDIR NEAR-HANUMAN MANDIR GAYA BIHAR
823001 GAYA BIHAR 823001 Bihar 823001
Category
Permanent Address
Residence Code
Owned
Date Reported
14/03/2022
Address
S/O-KAPIL DEV PRASAD,GAYA,TILHA RAJENDRA ASHRAM, W. NO- 42,GAYA S/O-
KAPIL DEV PRASAD,GAYA,TILHA NEAR-HANUMAN MANDIR GAYA BIHAR 823001
NEAR-HANUMAN MANDIR GAYA BIHAR 823001 Bihar 823001
Category
Not Categorized
Residence Code
-
Date Reported
31/01/2017
CONTACT DETAILS
Telephone Number Type

Office Phone
Telephone Number
9031577307
Telephone Extension
--

Mobile Phone
Telephone Number
9031577307
Telephone Extension
--

Mobile Phone
Telephone Number
8822126207
Telephone Extension
--

Home Phone
Telephone Number
063379031577307
Telephone Extension
--
EMAIL DETAILS
Email ID
ABHISHEKWW8@GMAIL.COM
Email ID
ABHISHEKKUM9032@GMAIL.COM
Email ID
NOMAIL@GMAIL.COM
EMPLOYMENT DETAILS
Account Type Date Reported

Credit Card 31/12/2023
Occupation Income
Self Employed -
Monthly / Annual Income Indicator Net / Gross Income Indicator

- -
ALL ACCOUNTS
OPEN ACCOUNTS
Member Name
MPOKKETFIN
Account Type
Short Term Personal Loan
Account Number
MKE30B664BCID75132571
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹6,000
Current Balance
₹12,827
Cash Limit
--
Amount Overdue
₹12,827
Rate of Interest
--
Repayment Tenure
2
EMI Amount
₹3,181
Payment Frequency
Bullet payment
Actual Payment Amount

--
Date Opened / Disbursed

16/07/2023
Date Closed
--
Date of Last Payment

--
Date Reported And Certified
31/12/2023
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default

--
Credit Facility Status

--
Written-off Amount (Total)

--
Written-off Amount (Principal)

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/07/2023
Payment End Date

01/12/2023
Payment History
Dec 2023 254
Nov 2023 38
Oct 2023 38
Sep 2023 38
Aug 2023 21
Jul 2023 STD
STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
MPOKKETFIN
Account Type
Account Number
MKEF0E2646DID75132686
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹5,000
Current Balance
₹10,690
Cash Limit
--
Amount Overdue
₹10,690
Rate of Interest
--
Repayment Tenure
2
EMI Amount
₹2,651
Payment Frequency
Bullet payment

--

16/07/2023
Date Closed
--

--

31/12/2023
Value of Collateral
--
Type of Collateral
--
--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/07/2023
Payment End Date

01/12/2023
Payment History
Dec 2023 254
Nov 2023 38
Oct 2023 38
Sep 2023 38
Aug 2023 21
Jul 2023 STD
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
MPOKKETFIN
Account Type
Account Number
MK1EB764B6ID75132742
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹500
Current Balance
₹888
Cash Limit
--
Amount Overdue
₹888
Rate of Interest
--
Repayment Tenure
3
EMI Amount
--
Payment Frequency
Bullet payment

--

16/07/2023
Date Closed
--

--

31/12/2023
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/07/2023
Payment End Date

01/12/2023
Payment History
Dec 2023 82
Nov 2023 50
Oct 2023 20
Sep 2023 STD
Aug 2023 STD
Jul 2023 STD
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
BAJAJ FIN LTD
Account Type
Consumer Loan
Account Number
6L9CDDKR193408
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹21,800
Current Balance
₹21,800
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
Monthly
--

09/01/2024
Date Closed
--

--

10/01/2024
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/01/2024
Payment End Date

01/01/2024
Payment History
Jan 2024 0
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
BAJAJ FIN LTD
Account Type
Personal Loan
Account Number
P6L9PGP4191326
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,02,000
Current Balance
₹58,685
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
Monthly

--

30/03/2022
Date Closed
--

02/11/2023

31/12/2023
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/03/2022
Payment End Date

01/12/2023
Payment History
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
SBI CARD
Account Type
Credit Card
Account Number
0004726428246520389
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
₹20,000
High Credit
₹21,464
Current Balance
₹20,000
Cash Limit
₹2
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
Monthly

₹2,861

16/04/2021
Date Closed
--

27/12/2023

30/01/2024
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/05/2021
Payment End Date

01/01/2024
Payment History
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 XXX
Jan 2023 0
Dec 2022 0
Nov 2022 3
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 3
Jun 2022 3
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 XXX
Jan 2022 0
Dec 2021 0
Nov 2021 0
Oct 2021 0
Sep 2021 0
Aug 2021 0
Jul 2021 0
Jun 2021 0
May 2021 0
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
CLOSED ACCOUNTS
Member Name
MPOKKETFIN
Account Type
Personal Loan
Account Number
MK2DDC64FFID74572440
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
1
EMI Amount
--
Payment Frequency
Bullet payment

--

12/07/2023
Date Closed
16/07/2023

16/07/2023

31/07/2023
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/07/2023
Payment End Date

01/07/2023
Payment History
Jul 2023 0
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
MPOKKETFIN
Account Type
Personal Loan
Account Number
MKCBAD64A7ID74572488
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
1
EMI Amount
--
Payment Frequency
Bullet payment

--

12/07/2023
Date Closed
16/07/2023

16/07/2023

31/07/2023
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/07/2023
Payment End Date

01/07/2023
Payment History
Jul 2023 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
HDFC BANK
Account Type
Credit Card
Account Number
0001011710007865537
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
₹40,000
High Credit
₹43,831
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

25/06/2022
Date Closed
29/05/2023

29/05/2023

31/01/2024
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/06/2022
Payment End Date

01/01/2024
Payment History
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 88
Mar 2023 58
Feb 2023 27
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
HDFC BANK
Account Type
Consumer Loan
Account Number
453526174
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹17,564
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
Monthly
₹3,614

27/05/2022
Date Closed
20/12/2022

20/12/2022

31/12/2022
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/05/2022
Payment End Date

01/12/2022
Payment History
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
HDFC BANK
Account Type
Consumer Loan
Account Number
452731199
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹37,515
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
Monthly

--

17/03/2022
Date Closed
20/05/2023

20/05/2023

31/05/2023
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/03/2022
Payment End Date

01/05/2023
Payment History
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
BAJAJ FIN LTD
Account Type
Consumer Loan
Account Number
6L9CDDGD992379
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹15,999
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

19/08/2020
Date Closed
12/06/2021

02/06/2021

31/07/2021
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/08/2020
Payment End Date

01/07/2021
Payment History
Jul 2021 0
Jun 2021 0
May 2021 0
Apr 2021 0
Mar 2021 0
Feb 2021 0
Jan 2021 0
Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
BAJAJ FIN LTD
Account Type
Consumer Loan
Account Number
6L9CDDFK364422
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹22,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

31/10/2019
Date Closed
22/09/2020

12/08/2020

31/03/2021
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/10/2019
Payment End Date

01/03/2021
Payment History
Mar 2021 0
Feb 2021 0
Jan 2021 0
Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0
Apr 2020 0
Mar 2020 0
Feb 2020 0
Jan 2020 0
Dec 2019 0
Nov 2019 0
Oct 2019 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
BAJAJ FIN LTD
Account Type
Consumer Loan
Account Number
6L9CDDEJ441078
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹15,490
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--
11/05/2019
Date Closed
11/03/2021

02/01/2020

30/04/2021
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/05/2019
Payment End Date

01/04/2021
Payment History
Apr 2021 0
Mar 2021 0
Feb 2021 0
Jan 2021 0
Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0
Apr 2020 0
Mar 2020 0
Feb 2020 0
Jan 2020 0
Dec 2019 0
Nov 2019 0
Oct 2019 0
Sep 2019 0
Aug 2019 0
Jul 2019 0
Jun 2019 0
May 2019 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
BAJAJ FIN LTD
Account Type
Consumer Loan
Account Number
6L9CDD93429864
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹16,990
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

08/11/2018
Date Closed
14/09/2019

02/06/2019

31/03/2021
Value of Collateral
--
Type of Collateral
--

--

--

--
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/11/2018
Payment End Date

01/03/2021
Payment History
Mar 2021 0
Feb 2021 0
Jan 2021 0
Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0
Apr 2020 0
Mar 2020 0
Feb 2020 0
Jan 2020 0
Dec 2019 0
Nov 2019 0
Oct 2019 0
Sep 2019 0
Aug 2019 0
Jul 2019 0
Jun 2019 0
May 2019 0
Apr 2019 0
Mar 2019 0
Feb 2019 0
Jan 2019 0
Dec 2018 0
Nov 2018 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
UNION BANK
Account Type
Other
Account Number
520101013128686
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹331
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

07/02/2013
Date Closed
02/03/2017

23/03/2016
29/02/2020
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/01/2017
Payment End Date

01/03/2017
Payment History
Mar 2017 XXX
Feb 2017 XXX
Jan 2017 36
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS
Member Name
BOB
Date Of Enquiry
01/02/2024
Enquiry Purpose
Auto Loan Personal
Member Name
PNB
Date Of Enquiry
18/01/2024
Enquiry Purpose
Business Loan – General
Member Name
BAJAJ FIN LTD
Date Of Enquiry
02/01/2024
Enquiry Purpose
Other
Member Name
BAJAJ FIN LTD
Date Of Enquiry
13/12/2023
Enquiry Purpose
Other
Member Name
PAYUFINAN
Date Of Enquiry
04/09/2022
Enquiry Purpose
Personal Loan
Member Name
HDFC BANK
Date Of Enquiry
24/06/2022
Enquiry Purpose
Credit Card
Member Name
HDFC BANK
Date Of Enquiry
27/05/2022
Enquiry Purpose
Consumer Loan
Member Name
BAJAJ FIN LTD
Date Of Enquiry
27/03/2022
Enquiry Purpose
Other
Member Name
IDFC FIRST BANK
Date Of Enquiry
14/03/2022
Enquiry Purpose
Consumer Loan
Member Name
HDFC BANK
Date Of Enquiry
14/03/2022
Enquiry Purpose
Consumer Loan
Member Name
SBI CARD
Date Of Enquiry
15/04/2021
Enquiry Purpose
Credit Card
End of report
Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU
CIBIL) based on information provided/ submitted by its various members("Members"), as part of periodic
data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU
CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in
the Report, and shall only be liable and / or responsible if any discrepancies are directly attributable to TU
CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and
its Members
COPYRIGHT 2024TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

CIBIL Score & Report: Hello, Abhishek Abhishek Kumar

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CIBIL Score & Report

Control Number : 7,17,54,66,522

Hello, ABHISHEK ABHISHEK KUMAR

Your CIBIL Score is 690 as of Date : 15/02/2024

Date Of Birth Gender

Issue Date Expiry Date

Issue Date Expiry Date

Issue Date Expiry Date

Telephone Number Type

Telephone Number Type

Telephone Number Type

Telephone Number Type

Account Type Date Reported

Monthly / Annual Income Indicator Net / Gross Income Indicator

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment