Chawanop Imsaengchan

Department of Statistics
Chulalongkorn University
Chawanop.I@chula.ac.th

(Motor Insurance Auto Insurance)


(Compulsory Insurance)

(Third Party Liability
Insurance)

Page 3

Page 2

Page 4


2
1. (Voluntary Motor Insurance)
2. (Compulsory Motor Insurance)

Page 5

2
1.

()
2548

2.

.. 2548

Page 7

Page 6

2,000
6,000

1 2

2

(
)
3

Page 8


2 2

1.
2.

1.
1.1
(Third Party Bodily Injury : TPBI)
1.2 (Third Party
Property Damage : TPPD)
1.3 (Own Damage : OD)
1.4 (Fire and
Theft : F&T)

Page 9

2.
2.1
2.2
2.3

Page 11

Page 10

Page 12

 ( )

(
) ( )
( )
..
2535 ..2535
() 2548

2548
2548
6/2548 13 .. 2548

1 .. 2548
12

Page 13

Page 14

1.

)


.. 2535



)

Page 15

Page 16

2.




90

2. ( )

)
00.01 .
)

16.30 .

Page 17

1. (Third
Party Bodily Injury : TPBI)



100,000
10,000,000

Page 19

Page 18

2. (Third Party Property
Damage : TPPD)


200,000

3. (Own Damage : OD)

50,000 ( 5,000 )
80%

Page 20


4. (Fire and
Theft : F&T)




50,000 ( 5,000 )



Page 21

Page 22

1. 1
(Comprehensive)

2. 2 (Third Party Liability, Fire and Theft)

Page 23

3. 3 (Third Party Liability Only)

Page 24

 4 (Third Party Property Damage Only)

4
(Third Party Property Damage Only)

Page 25

3
4

Page 26

4 (Third Party Property Damage Only)

(Third Party Property Damage : TPPD)

100,000
4
3
( ) 12 (
)

Page 27

Page 28

5.


6.

7.
7

8.
7

Page 29

Page 30

1.
7

2.

3.

() ( ) ()

4.

1
2
3
4

Page 31

Page 32



8
1
2 3

8.1 ( 110 120)

1.



()
( 110 120) 8.2

Page 33

2.

-

-
-

() ( 110 120)
8.3
1 2,000 cc.
2,000 cc.
2 3
2,000 cc. 2,000 cc.
Page 35

Page 34

3.

4
18-24 25-35 36-50 50
2




( ) (
110 120) 8.4
Page 36


2

100%

( 100%)
2

4.
5
110
120
8.5
() ( 110 120) 8.6
Page 37

1
1
1
2 3 4 5

2 3

2 3 /
2

100%

Page 38

5.

6.

1
() ( 110
120) 8.8
1 2
3
1
2


3 4 /

() ( 110
120) 8.7


1

2 3 2-3

Page 39

Page 40

10


7.



( 320)
( 340) ( 520)
( 540)
()
( 320 340) 8.9
Page 41

2

(.)
(.)
8.10
Page 42

1.

2.

8.12

8.11
Page 43

Page 44

11


3.

0.5%

Page 45

Page 47

Page 46

1. 3
10%

) 3
3
)
3
)

Page 48

12


2.
20
10%

3.
3
10%

)

)

Page 49

Page 50

2 200%

Page 51

Page 52

13


1 20%

2 30%
2
3 40%
3

4 50%
4
Page 53

.

3
6.

Page 55

()

()
2
200%
Page 54

2 200%

Page 56

14


1 20%
2 30%
2
3 40%
3
4 50%
4
Page 57

2 2
200%





3
7.
Page 58

1.


) 1,000

) 6,000

Page 59

Page 60

15


2.


) 2,000

) 2,000

Page 61

(1)
- 5,000 100%
- 5,000 10%

(2)
- 1,000 100%
- 1,000 20%
(3)
- 5,000 10%
- 5,000 1%

Page 63

Page 62

)


) 20
1
15%
1

Page 64

16

Page 65

Page 66

Page 67

Page 68

17

1. :

Page 69

3.

Page 71

2.

2.1
( )
2.2

2.3
2.4


Page 70

4.





15

5. :

Page 72

18


6.
6.1 3

1 20%

2 30%

3 40%

4 50%

Page 73

6.2 3

30%

3 9
35%

10 19
40%

20
Page 75

()

()
2
200%
Page 74

6.1 6.2
Page 76

19


7.


2
200%
1 20%
2 30%
3 40%
4 50%

2

3

4

Page 77

8.








Page 79

2 2 200%





Page 78

9.

10.

Page 80

20


11.
11.1
11.2
60

Page 81

1.



1.1

100,000 /
1

1.1

Page 83

11.3
11.3.1 :
15

11.3.2 :




( 8.13 )
Page 82

1.2



()


()


()
Page 84

21


2.
) 2,000

)
) 2,000




() () ()

7
Page 85

5.




6.

6.1
6.2

6.3
Page 87

3.


4.


4.1

4.2

Page 86

7.
7.1
7.2

7.3
7.4

7.5

7.6 150

Page 88

22


8.

1.

7.1 7.2 7.2 7.4 7.5 2
1.1

7.6
1.1 1.2

Page 89

Page 90

2.
2.1

80


2.2

Page 91

3.



4.
) 2,000

)
) 6,000

Page 92

23





() ()

()
() ()
7

Page 93

7.
7.1
7.2

7.3

7.4

7.5

Page 95

5.



6.




Page 94

8.
8.1
8.2

8.3
9.
9.1

9.2
9.3 150
9.4

Page 96

24


9.1 9.2 9.3 9.4

9.4

1.

Page 97

2.
2.1




7

2.1.1

Page 99

Page 98

2.1.2
30


2.2

80



Page 100

25


2.3








Page 101

3.




4.




Page 102

5.

5.1


5.2

Page 103

Page 104

26




.. 2535

.. 2535

/

Page 105

3
3
Page 107

Page 106

Page 108

27




(1)

(2)

(3)

.. 2535




.. 2535

(4)
Page 109

Page 110

() 100,000

..
2535

1.

1.
5,000,000

3.

2.
4.
5.

() 50,000

Page 111

6.
7.
Page 112

28


() 100,000
() 100,000 ()
() () () ()
2.

..
2535

10,000,000
1.

Page 113

.. 2535

Page 114

() ( )


7

2

Page 115

Page 116

29


3

15,000

35,000

15,000
35,000
50,000
Page 117

2.3
2.4
2.5
2.6
2.7
100,000
100,000
3. 1 2
3 2. 3.
100,000
Page 119

1.
50,000
2.

2.1
2.2
Page 118

Page 120

30






1.
15,000
2.
35,000

/

1.
50,000
2.
100,000 ( 1 2546 )

3.
50,000
Page 121

.. 2535
.. 2535

8.14

Page 123

Page 122

.. 2535



180

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31


10
( 3) .. 2540

-

-

-
Page 125

180



- /

Page 126

-
-

- 2 2

-


Page 127

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32

 (Key Words)
Motor Insurance
Compulsory Motor Insurance

2603 244 ,
. , .. , 2551

Voluntary Motor Insurance

Third Party Liability Insurance

Page 129

Page 130

33