S फक

M:
A:
R
T:

(DPR)
 अनु मिणका

सिव तर अहवाल हणजे काय ?

सिव तर क प आराखडा तयार करतांना

कोण या बाबीचा समावेश असावा ?
सिव तर अहवाल हणजे काय ?

तािवत क पांबाबत सिव तर अहवाल सादर करावा लागतो. यास क प

अहवाल असे हणतात. हा उ ोगा संबंिधत असेल तर संबंधी या संपूण तांि क
बाबी, जागा, वीज, क चा माल, यं साम ी, भांडवल, कुशल व अकुशल कारागीर,
कमचारीवग व यावर होणारा खच तसेच तािवत उ पादनाची मागणी व
पुरवठा यासंबंधी या बाबी तपासून घे णे आव यक आहे .
सिव तर क प आराखडा तयार कर याचे एकूण १० ट पे आहे त
१. क पाची िनवड करणे व न दणी ि या करणे

२. क पाचा सिव तर अ यास करणे (ऑ जे ट ह, हजन, िमशन, गोल,

माईल टोन)

३. भौगोिलक पिर ततीचा अ यास करणे आव यक आहे ( लोबल, भारत,

महारा , िज हा, तालुका, हलेज सिव तर )
 IDEA TO
ENTERPRENEUR
४. सिव तर वैय तक मािहती (िश ण, कामाचा अनुभव, पिरवाराची सिव तर
मािहती)

५. यवसायिवषयक सिव तर मािहती ( ॉड ट अँड स वसे स -क चा माल,

ोसेस, प का माल, साठवणूक, ो ु रमे ट)
६. आव यक सरकारी कागदप ांची पूतता करणे (UDYOG AADHAR,
SHOP ACT, MPCB,NA, FOOD LICENSES, GST, OTHERS)

७. जागेिवषयी सिव तर मािहती (रोड, पाणी, वीज, कामगार- कुशल व

अकुशल, कॅपॅिसटी, एिरया ऑफ युिनट)

८. िवपणनाची कायप ती िवषयी मािहती असावी

MARKET ANALYSIS AND
ARRAGEMENT
९. क पाचे िनयोजन णाली (IMPLEMENTATION SCHEDULE
ऑफ ोजे ट, िस युिरटी, बँक, सरकारी सबिसडी -PSI २०१९, मु यमं ी अ
ि या उ ोग २०१८, NHB )

10. साम य, यापाराची कमकुवत बाजू, संधी, तोटे ओळखणे. (SWOT

ANALYSIS)
SWOT
फाईना शयल पॅरामीटस –
(Quotation, Working notes, Project Cost, Profit and loss
A/c, Balance sheet, Cash flow Statement, Depreciation
Schedule, Repayment Schedule, BEP (Break even Point,
IRR (Internal Rate of Return).

````
 FINANCIAL PLAN
WORKING NOTES & FINANCIAL ASSUMPTIONS

QUOTATION

PROJECT COST & MEANS OF FINANCE

PROJECTED PROFITABILITY STATEMENT

PROJECTED BALANCE SHEET

CASH FLOW STATEMENT

DEPRECIATION SHCEDULE

REPAYMENT SHCEDULE

BREAK EVEN ANALYSIS

INTERNAL RATE OF RETURN

RETURN ON CAPITAL EMPLOYED

NET PRESENT VALUE

PAY BACK PERIOD

सिव तर क प आराखडा कोठे सादर करावा लागतो ?

१. बँक म ये लोन घेतांना

२. MIDC म ये जागा भा ाने घे तांना

३. गुंतवणूकदार

४. सरकारी योजनाचे फायदे िमळव यासाठी.

(CMEGP/PMEGP/KVIC/DIC/MUDRA/CGTMSE/STARTUP/
STANDUP)

५. सरकारी ल टर (MSI-CPD) उभे करतांना. (SICOM LTD)

Project Profile.
Business Plan-
Soya Milk and
Soya Products
 • Why should an entity prepare a project report?
• Detailed information about the business
Detailed • Feasibility study of business
Project Report • Forecast of business
• Whether to accept the proposal or not
• Market analysis
 • Type of project
• Machinery requirements and quotations
• Vehicles requirements
• Land Requirements
• Building and shed with architecture/engineer estimates

Information •
•
Electricity transformer/connection requirements
Statutory, legal, professional and other compliances
required for • Feasible bank for the project Loan
• Basic details related to sales and purchases
basic funding • Crop durations and outcomes if any
for the project : •
•
Manpower requirements
Cost to be incurred for production
• Financials of previous years for existing Producer compa
 Project Cost

Sr. No. Particular Amount (Rs)

Own
1 Land
496,650.00
2 Plant & Machinery
30,000.00
3 Furniture and Fixture
20,000.00
4 Preliminary & Pre-operative
50,000.00
5 Working Capital
596,650.00
Total
 Means Of Finance

Sr.
No Particular Amount (Rs)

1 Bank Term Loan 150,000.00

2 Partner's Capital 446,650.00

Total 596,650.00
 Term Loan

Outstanding Repayment
Disbursem
Year at end of the Interest Net benefit
ent Principal Interest
year
1 2 3 4 5 6 7
Rs. Rs.
1st Rs. 4,46,650 Rs. 53,598 Rs. 0 Rs. 53,598
4,46,650 24,11,960
Rs. Rs.
2nd Rs. 4,46,650 Rs. 53,598 Rs. 53,598
25,32,558 93,455

Rs. Rs.
3rd Rs. 3,53,195 Rs. 42,383 Rs. 42,383
26,64,281 1,04,669

Rs. Rs.
4th Rs. 2,48,526 Rs. 29,823 Rs. 29,823
28,37,310 1,17,229

Rs. Rs.
5th Rs. 1,31,297 Rs. 15,756 Rs. 15,756
29,36,784 1,31,297

Total Rs. Rs. Rs.

4,46,650 4,46,650 1,95,158
 Commodity Profile
 Legumes play a vital role in human nutrition since they possess a very high nutritional value
and are rich source of protein, calories, certain minerals and vitamins. Among legumes,
soybean is probably the largest source of vegetable seed oil (20%) and protein (40%).The USA,
Argentina, Brazil and China are the biggest producers. A large number of Indian and western
dishes such as bread, `chapati’, milk, sweets, pastries etc., can be prepared with soybean.
Soybean builds up the soil fertility by fixing large amounts of atmospheric nitrogen through
the root nodules

 Soybean is reported to be originating from China. It is a very rich source of nutrition. It is also
used as a supplement with others such as wheat flour fortified with soybean flour which makes
good quality and more nutritious `chapati’. Soybean is used for making high protein food for
children. A large number of Indian and western dishes such as bread, `chapati’, milk, sweets,
pastries etc. and soybean oil is used for manufacturing Vanaspati ghee and several other
industrial products. It is widely used in the industrial production of different antibiotics.

 Consumption of soybean is gaining popularity and nutritional superiority on account of its

protein containing essential amino acids, unsaturated fatty acids, carbohydrates, vitamins and
minerals. Further, its use has an important role in preventing and treating chronic diseases such
as heart ailments, osteoporosis, cancer, kidney ailments. It is used as raw material for number
of processed food products as well as source of animal feed.
 Details of Proposed Project
Land and Building
Sr. No. Particular Unit No. of Unit Rate per unit Total Value
Land and
1 Sq. ft. Own
Building
Total
Machinery and Equipment
Sr. Quant
Capacity Rate Amount
No. Particulars Specifications ity
Soya bean Grinder New model for automatic
and Milk Separation separation of slurry and 200 2,60,0
1 and tofu making unit residue, to process wet 1 2,60,000
Ltrs/hour 00
bean into soya milk
Vaccuum Packing 1,00,0
2 1 1,00,000
Machine 00
3 Misc utensils 50.000
4 Deep Freezer 1 20,000 20,000
Sub-Total 4,30,000
GST 53,750
Installation, Electrification & Commissioning (3%) 12,900
Grand Total 4,96,650
 Details of Proposed Project

Furniture and Fixture

Sr. no. Particular Amount (Rs)
1 Furniture and Fixture 30,000

Total 30,000

Preliminary and Pre-operative Expenses

Sr.
no. Particular Amount (Rs)
1 Preliminary & Pre-operative 20,000
Total 20,000
 Market Potential

There are several brokers available in market but proprietor

buys the fresh Soya bean from local market. There is potential
market and there are already established buyers:

• Local canteens and mess

• Wholesale and Retail market locally
Manufacturing Process
 Production Program
Soya Mil
Number of Working days per annum : 210 days/ year
Number of Working shifts 8 hrs per day : 1 shift/ day
Utilized Capacity (%) : 60%
Capacity per Hour : 200 Liter/Hour

Soya Paneer
Number of Working days per annum : 210 days/ year
Number of Working shifts 8 hrs per day : 1 shift/ day
Utilized Capacity (%) : 60%
Capacity per Hour : 300 Kg/Day.

Number of Employees (Direct and Indirect): 3+2= 5

Power Connected Load in HP/ KVA: 5 HP
 Appraisal Norms

Aceptable range of the

Sr.No. Particulars indicator
1 Break Even Point < 60%
Return From capital
2 Employed > 20%

3 Internal Rate of Return > 12%

4 Payback Period < 5 Years
5 Current Ratio > 100%
6 Net Present Value Positive
Debt Service Coverage
7 Ratio >2
8 Debt Equity Ratio 2:1

9 Turnover/Working capital 4:1

Maharashtra Cooperative Development Corporation
(MCDC)

Prashant Chaskar
State Manager-ABME
MCDC-Pune
Mobile-9970364130/9225563987
mcdcpune@gamil.com
prashant1chaskar@gmail.com