945-Jeevan Umang

Prepared By

Ph:
 This is proposed to

Proposer Details
Name
Age 23
Plan Name 945-Jeevan Umang
Sum Assured 500000
Policy Term 77
PPT 15
DAB Rider 0
AD & DB Rider 500000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
41353 20886 10548 3516
39572+1781 19987+899 10094+454 3365+151

2nd year onwards

YLY HLY QLY MLY
40462 20437 10321 3441
39572+890 19987+450 10094+227 3365+76

Save Rs.111 per day for 15 yrs, and get a

bulk amount of Rs.4739000 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2022 23 41353 532000 1032000 0 0 0

2023 24 40462 564000 1064000 0 13066 11759

2024 25 40462 596000 1096000 0 19599 17639

2025 26 40462 628000 1128000 0 39199 35279

2026 27 40462 660000 1160000 0 65333 58799

2027 28 40462 692000 1192000 0 97999 88199

2028 29 40462 724000 1224000 0 137199 123479

2029 30 40462 756000 1256000 0 182932 164638

2030 31 40462 788000 1288000 0 235198 211678

2031 32 40462 820000 1320000 0 293998 264598

2032 33 40462 852000 1352000 0 359331 323397

2033 34 40462 884000 1384000 0 431197 388077

2034 35 40462 916000 1416000 0 509597 458637

2035 36 40462 948000 1448000 0 594530 535077

2036 37 40462 980000 1480000 0 685996 617396

2037 38 0 1022000 1522000 40000 829720 210000

2038 39 0 1056500 1556500 40000 952100 210000

2039 40 0 1091000 1591000 40000 983400 210000

2040 41 0 1125500 1625500 40000 1014700 210000

2041 42 0 1165000 1665000 40000 1051000 210000

2042 43 0 1207000 1707000 40000 1089800 210000

2043 44 0 1254000 1754000 40000 1133600 210000

2044 45 0 1311000 1811000 40000 1187400 210000

2045 46 0 1393000 1893000 40000 1266200 210000

2046 47 0 1475000 1975000 40000 1345000 210000

2047 48 0 1557000 2057000 40000 1423800 210000

2048 49 0 1639000 2139000 40000 1502600 210000

2049 50 0 1731000 2231000 40000 1591400 210000

2050 51 0 1823000 2323000 40000 1680200 210000

2051 52 0 1915000 2415000 40000 1769000 210000

2052 53 0 2042000 2542000 40000 1892800 210000

2053 54 0 2174000 2674000 40000 2021600 210000

2054 55 0 2331000 2831000 40000 2175400 210000

2055 56 0 2488000 2988000 40000 2329200 210000

2056 57 0 2645000 3145000 40000 2483000 210000

2057 58 0 2802000 3302000 40000 2636800 210000

2058 59 0 2959000 3459000 40000 2790600 210000

2059 60 0 3116000 3616000 40000 2944400 210000

2060 61 0 3273000 3773000 40000 3098200 210000

2061 62 0 3430000 3930000 40000 3252000 210000

2062 63 0 3587000 4087000 40000 3405800 210000

2063 64 0 3619000 4119000 40000 3434600 210000

2064 65 0 3651000 4151000 40000 3463400 210000

2065 66 0 3683000 4183000 40000 3492200 210000

2066 67 0 3715000 4215000 40000 3521000 210000

2067 68 0 3747000 4247000 40000 3549800 210000

2068 69 0 3779000 4279000 40000 3578600 210000

2069 70 0 3811000 4311000 40000 3607400 210000

2070 71 0 3843000 3843000 40000 3636200 210000

2071 72 0 3875000 3875000 40000 3665000 210000

2072 73 0 3907000 3907000 40000 3693800 210000

2073 74 0 3939000 3939000 40000 3722600 210000

2074 75 0 3971000 3971000 40000 3751400 210000

2075 76 0 4003000 4003000 40000 3780200 210000

2076 77 0 4035000 4035000 40000 3809000 210000

2077 78 0 4067000 4067000 40000 3837800 210000

2078 79 0 4099000 4099000 40000 3866600 210000

2079 80 0 4131000 4131000 40000 3895400 210000

2080 81 0 4163000 4163000 40000 3924200 210000

2081 82 0 4195000 4195000 40000 3953000 210000

2082 83 0 4227000 4227000 40000 3981800 210000

2083 84 0 4259000 4259000 40000 4010600 210000

2084 85 0 4291000 4291000 40000 4039400 210000

2085 86 0 4323000 4323000 40000 4068200 210000

2086 87 0 4355000 4355000 40000 4097000 210000

2087 88 0 4387000 4387000 40000 4125800 210000

2088 89 0 4419000 4419000 40000 4154600 210000

2089 90 0 4451000 4451000 40000 4183400 210000

2090 91 0 4483000 4483000 40000 4212200 210000

2091 92 0 4515000 4515000 40000 4241000 210000

2092 93 0 4547000 4547000 40000 4269800 210000

2093 94 0 4579000 4579000 40000 4298600 210000

2094 95 0 4611000 4611000 40000 4327400 210000

2095 96 0 4643000 4643000 40000 4356200 210000

2096 97 0 4675000 4675000 40000 4385000 210000

2097 98 0 4707000 4707000 40000 4413800 210000

2098 99 0 4739000 4739000 40000 4442600 210000

2099 100 0 0 0 4739000 0 0

0 0 607821 0 0 7219000 0 0
You have to pay the premium for 15 yrs
(from Age:23 - Age:37)

If you take the payment mode as yly then you have to pay Rs.41353 for the first
year,from 2nd year onwards Rs.40462

Totally you will pay Rs.607821

From Age:38-99 you will receive Rs.40000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-28, Nominee will receive Rs.692000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-28, Nominee will
receive Rs.1192000

At age 100 you will receive Rs.4739000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.2944400
if you close at Age-70, you will receive Rs.3607400
if you close at Age-80, you will receive Rs.3895400

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-37, you can take a loan of Rs.617396
at Age-58, you can take a loan of Rs.210000
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----NMG & NMG(NSAP)----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience