A B C D E F

1 MÔ HÌNH NGÂN LƯU NỢ VAY

2 240
3 THỜI GIAN VÀ ĐƠN VỊ 3 80 kỳ
4 Ngày giải ngân 4/2/2021
5 Ngày thanh toán thứ nhất 5/2/2021
6 Hệ đếm ngày 1 30/360
7 Tần suất thanh toán 1 Tháng
8 Đơn vị tiền tệ Đồng
9
10 THÔNG TIN NỢ
11 Mô tả khoản nợ Vay mua đất
12 Dư nợ gốc 400,000,000
13 Hình thức lãi suất 1 Cố định
14 Lãi suất cố định 5.50%
15 Đường lãi suất thả nổi 1
16 Chênh lệch lãi suất 4.00% LS cho vay = LS tiền gửi 12T + 4,5%
17 Kỳ điều chỉnh lãi suất 3
18 Kỳ hạn 72
19 Hình thức trả nợ 2 Gốc trả đều
20
21 NGÂN LƯU NỢ VAY
22 Kỳ Ngày Hệ số ngày Dư nợ đầu kỳ Lãi suất
23 0 4/2/2021
24 1 5/2/2021 0.083 400,000,000 5.50%
25 2 6/2/2021 0.083 394,444,444 5.50%
26 3 7/2/2021 0.083 388,888,889 5.50%
27 4 8/2/2021 0.083 383,333,333 5.50%
28 5 9/2/2021 0.083 377,777,778 5.50%
29 6 10/2/2021 0.083 372,222,222 5.50%
30 7 11/2/2021 0.083 366,666,667 5.50%
31 8 12/2/2021 0.083 361,111,111 5.50%
32 9 1/2/2022 0.083 355,555,556 5.50%
33 10 2/2/2022 0.083 350,000,000 5.50%
34 11 3/2/2022 0.083 344,444,444 5.50%
35 12 4/2/2022 0.083 338,888,889 5.50%
36 13 5/2/2022 0.083 333,333,333 5.50%
37 14 6/2/2022 0.083 327,777,778 5.50%
38 15 7/2/2022 0.083 322,222,222 5.50%
39 16 8/2/2022 0.083 316,666,667 5.50%
40 17 9/2/2022 0.083 311,111,111 5.50%
41 18 10/2/2022 0.083 305,555,556 5.50%
42 19 11/2/2022 0.083 300,000,000 5.50%
43 20 12/2/2022 0.083 294,444,444 5.50%
44 21 1/2/2023 0.083 288,888,889 5.50%
45 22 2/2/2023 0.083 283,333,333 5.50%
46 23 3/2/2023 0.083 277,777,778 5.50%
47 24 4/2/2023 0.083 272,222,222 5.50%
48 25 5/2/2023 0.083 266,666,667 5.50%
49 26 6/2/2023 0.083 261,111,111 5.50%
50 27 7/2/2023 0.083 255,555,556 5.50%
51 28 8/2/2023 0.083 250,000,000 5.50%
52 29 9/2/2023 0.083 244,444,444 5.50%
53 30 10/2/2023 0.083 238,888,889 5.50%
54 31 11/2/2023 0.083 233,333,333 5.50%
 A B C D E F
55 32 12/2/2023 0.083 227,777,778 5.50%
56 33 1/2/2024 0.083 222,222,222 5.50%
57 34 2/2/2024 0.083 216,666,667 5.50%
58 35 3/2/2024 0.083 211,111,111 5.50%
59 36 4/2/2024 0.083 205,555,556 5.50%
60 37 5/2/2024 0.083 200,000,000 5.50%
61 38 6/2/2024 0.083 194,444,444 5.50%
62 39 7/2/2024 0.083 188,888,889 5.50%
63 40 8/2/2024 0.083 183,333,333 5.50%
64 41 9/2/2024 0.083 177,777,778 5.50%
65 42 10/2/2024 0.083 172,222,222 5.50%
66 43 11/2/2024 0.083 166,666,667 5.50%
67 44 12/2/2024 0.083 161,111,111 5.50%
68 45 1/2/2025 0.083 155,555,556 5.50%
69 46 2/2/2025 0.083 150,000,000 5.50%
70 47 3/2/2025 0.083 144,444,444 5.50%
71 48 4/2/2025 0.083 138,888,889 5.50%
72 49 5/2/2025 0.083 133,333,333 5.50%
73 50 6/2/2025 0.083 127,777,778 5.50%
74 51 7/2/2025 0.083 122,222,222 5.50%
75 52 8/2/2025 0.083 116,666,667 5.50%
76 53 9/2/2025 0.083 111,111,111 5.50%
77 54 10/2/2025 0.083 105,555,556 5.50%
78 55 11/2/2025 0.083 100,000,000 5.50%
79 56 12/2/2025 0.083 94,444,444 5.50%
80 57 1/2/2026 0.083 88,888,889 5.50%
81 58 2/2/2026 0.083 83,333,333 5.50%
82 59 3/2/2026 0.083 77,777,778 5.50%
83 60 4/2/2026 0.083 72,222,222 5.50%
84 61 5/2/2026 0.083 66,666,667 5.50%
85 62 6/2/2026 0.083 61,111,111 5.50%
86 63 7/2/2026 0.083 55,555,556 5.50%
87 64 8/2/2026 0.083 50,000,000 5.50%
88 65 9/2/2026 0.083 44,444,444 5.50%
89 66 10/2/2026 0.083 38,888,889 5.50%
90 67 11/2/2026 0.083 33,333,333 5.50%
91 68 12/2/2026 0.083 27,777,778 5.50%
92 69 1/2/2027 0.083 22,222,222 5.50%
93 70 2/2/2027 0.083 16,666,667 5.50%
94 71 3/2/2027 0.083 11,111,111 5.50%
95 72 4/2/2027 0.083 5,555,556 5.50%
96 73
97 74
98 75
99 76
100 77
101 78
102 79
103 80
104 81
105 82
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107 84
108 85
 A B C D E F
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 A B C D E F
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216 193
 A B C D E F
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270 247
 A B C D E F
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 A B C D E F
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 A B C D E F
379 356
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383 360
 G H I J K L
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LS tiền gửi 12T16+ 4,5%
17
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ÂN LƯU NỢ 21 VAY 3750000
22 Trả lãi Trả nợ gốc Trả nợ gốc và lãi Dư nợ cuối kỳ
23 400,000,000
24 1,833,333 5,555,556 7,388,889 394,444,444
25 1,807,870 5,555,556 7,363,426 388,888,889
26 1,782,407 5,555,556 7,337,963 383,333,333
27 1,756,944 5,555,556 7,312,500 377,777,778
28 1,731,481 5,555,556 7,287,037 372,222,222
29 1,706,019 5,555,556 7,261,574 366,666,667
30 1,680,556 5,555,556 7,236,111 361,111,111
31 1,655,093 5,555,556 7,210,648 355,555,556
32 1,629,630 5,555,556 7,185,185 350,000,000
33 1,604,167 5,555,556 7,159,722 344,444,444
34 1,578,704 5,555,556 7,134,259 338,888,889
35 1,553,241 5,555,556 7,108,796 333,333,333
36 1,527,778 5,555,556 7,083,333 327,777,778
37 1,502,315 5,555,556 7,057,870 322,222,222
38 1,476,852 5,555,556 7,032,407 316,666,667
39 1,451,389 5,555,556 7,006,944 311,111,111
40 1,425,926 5,555,556 6,981,481 305,555,556
41 1,400,463 5,555,556 6,956,019 300,000,000
42 1,375,000 5,555,556 6,930,556 294,444,444
43 1,349,537 5,555,556 6,905,093 288,888,889
44 1,324,074 5,555,556 6,879,630 283,333,333
45 1,298,611 5,555,556 6,854,167 277,777,778
46 1,273,148 5,555,556 6,828,704 272,222,222
47 1,247,685 5,555,556 6,803,241 266,666,667
48 1,222,222 5,555,556 6,777,778 261,111,111
49 1,196,759 5,555,556 6,752,315 255,555,556
50 1,171,296 5,555,556 6,726,852 250,000,000
51 1,145,833 5,555,556 6,701,389 244,444,444
52 1,120,370 5,555,556 6,675,926 238,888,889
53 1,094,907 5,555,556 6,650,463 233,333,333
54 1,069,444 5,555,556 6,625,000 227,777,778
 G H I J K L
55 1,043,981 5,555,556 6,599,537 222,222,222
56 1,018,519 5,555,556 6,574,074 216,666,667
57 993,056 5,555,556 6,548,611 211,111,111
58 967,593 5,555,556 6,523,148 205,555,556
59 942,130 5,555,556 6,497,685 200,000,000
60 916,667 5,555,556 6,472,222 194,444,444
61 891,204 5,555,556 6,446,759 188,888,889
62 865,741 5,555,556 6,421,296 183,333,333
63 840,278 5,555,556 6,395,833 177,777,778
64 814,815 5,555,556 6,370,370 172,222,222
65 789,352 5,555,556 6,344,907 166,666,667
66 763,889 5,555,556 6,319,444 161,111,111
67 738,426 5,555,556 6,293,981 155,555,556
68 712,963 5,555,556 6,268,519 150,000,000
69 687,500 5,555,556 6,243,056 144,444,444
70 662,037 5,555,556 6,217,593 138,888,889
71 636,574 5,555,556 6,192,130 133,333,333
72 611,111 5,555,556 6,166,667 127,777,778
73 585,648 5,555,556 6,141,204 122,222,222
74 560,185 5,555,556 6,115,741 116,666,667
75 534,722 5,555,556 6,090,278 111,111,111
76 509,259 5,555,556 6,064,815 105,555,556
77 483,796 5,555,556 6,039,352 100,000,000
78 458,333 5,555,556 6,013,889 94,444,444
79 432,870 5,555,556 5,988,426 88,888,889
80 407,407 5,555,556 5,962,963 83,333,333
81 381,944 5,555,556 5,937,500 77,777,778
82 356,481 5,555,556 5,912,037 72,222,222
83 331,019 5,555,556 5,886,574 66,666,667
84 305,556 5,555,556 5,861,111 61,111,111
85 280,093 5,555,556 5,835,648 55,555,556
86 254,630 5,555,556 5,810,185 50,000,000
87 229,167 5,555,556 5,784,722 44,444,444
88 203,704 5,555,556 5,759,259 38,888,889
89 178,241 5,555,556 5,733,796 33,333,333
90 152,778 5,555,556 5,708,333 27,777,778
91 127,315 5,555,556 5,682,870 22,222,222
92 101,852 5,555,556 5,657,407 16,666,667
93 76,389 5,555,556 5,631,944 11,111,111
94 50,926 5,555,556 5,606,481 5,555,556
95 25,463 5,555,556 5,581,019 0
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26 76000000
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29 76000000
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Đường lãi suất thả nổi
Kỳ Ngày 1 2 3
0 4/2/2021
1 5/2/2021 4.00% 10.00% Đây là lãi suất tiền gửi 12 tháng
2 6/2/2021 4.00% 10.00% LS TG + 4,5 = LS CV
3 7/2/2021 4.00% 10.00% 4.00% 8.50%
4 8/2/2021 4.00% 10.00%
5 9/2/2021 4.00% 10.00%
6 10/2/2021 4.00% 10.00%
7 11/2/2021 4.00% 10.00%
8 12/2/2021 4.00% 10.00%
9 1/2/2022 4.00% 10.00%
10 2/2/2022 4.00% 10.00%
11 3/2/2022 4.00% 10.00%
12 4/2/2022 4.00% 10.00%
13 5/2/2022 4.00% 10.00%
14 6/2/2022 4.00% 10.00%
15 7/2/2022 4.00% 10.00%
16 8/2/2022 4.00% 10.00%
17 9/2/2022 4.00% 10.00%
18 10/2/2022 4.00% 10.00%
19 11/2/2022 4.00% 10.00%
20 12/2/2022 4.00% 10.00%
21 1/2/2023 4.00% 10.00%
22 2/2/2023 4.00% 10.00%
23 3/2/2023 4.00% 10.00%
24 4/2/2023 4.00% 10.00%
25 5/2/2023 5.50% 10.00%
26 6/2/2023 5.50% 10.00%
27 7/2/2023 5.50% 10.00%
28 8/2/2023 5.50% 10.00%
29 9/2/2023 5.50% 10.00%
30 10/2/2023 5.50% 10.00%
31 11/2/2023 5.50% 10.00%
32 12/2/2023 5.50% 10.00%
33 1/2/2024 5.50% 10.00%
34 2/2/2024 5.50% 10.00%
35 3/2/2024 5.50% 10.00%
36 4/2/2024 5.50% 10.00%
37 5/2/2024 5.50% 10.00%
38 6/2/2024 5.50% 10.00%
39 7/2/2024 5.50% 10.00%
40 8/2/2024 5.50% 10.00%
41 9/2/2024 5.50% 10.00%
42 10/2/2024 5.50% 10.00%
43 11/2/2024 5.50% 10.00%
44 12/2/2024 5.50% 10.00%
45 1/2/2025 5.50% 10.00%
46 2/2/2025 5.50% 10.00%
47 3/2/2025 5.50% 10.00%
48 4/2/2025 5.50% 10.00%
49 5/2/2025 5.50% 10.00%
50 6/2/2025 5.50% 10.00%
51 7/2/2025 5.50% 10.00%
52 8/2/2025 5.50% 10.00%
53 9/2/2025 5.50% 10.00%
54 10/2/2025 5.50% 10.00%
55 11/2/2025 5.50% 10.00%
56 12/2/2025 5.50% 10.00%
57 1/2/2026 5.50% 10.00%
58 2/2/2026 5.50% 10.00%
59 3/2/2026 5.50% 10.00%
60 4/2/2026 5.50% 10.00%
61 5/2/2026 5.50% 10.00%
62 6/2/2026 5.50% 10.00%
63 7/2/2026 5.50% 10.00%
64 8/2/2026 5.50% 10.00%
65 9/2/2026 5.50% 10.00%
66 10/2/2026 5.50% 10.00%
67 11/2/2026 5.50% 10.00%
68 12/2/2026 5.50% 10.00%
69 1/2/2027 5.50% 10.00%
70 2/2/2027 5.50% 10.00%
71 3/2/2027 5.50% 10.00%
72 4/2/2027 5.50% 10.00%
73 5.50% 10.00%
74 5.50% 10.00%
75 5.50% 10.00%
76 5.50% 10.00%
77 5.50% 10.00%
78 5.50% 10.00%
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97 5.50%
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100 5.50%
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151 5.50%
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172 5.50%
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202 5.50%
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suất tiền gửi 12 tháng