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  • Naukri AyushieKulshrestha (3y 8m)

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    Ayushie Kulshrestha has over 3 years of experience in retail and fintech industries. She currently works as an Analyst at Better Mortgage Advisors, where she performs financial analysis and collaborates with US firms to achieve high funding rates. Previously, she worked as a Store Manager for Aditya Birla Fashion and Retail, where she was responsible for driving omni-channel business and setting targets. She also had a summer internship with Bata India where she helped grow their non-footwear business segments.

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    Ayushie Kulshrestha has over 3 years of experience in retail and fintech industries. She currently works as an Analyst at Better Mortgage Advisors, where she performs financial analysis and collaborates with US firms to achieve high funding rates. Previously, she worked as a Store Manager for Aditya Birla Fashion and Retail, where she was responsible for driving omni-channel business and setting targets. She also had a summer internship with Bata India where she helped grow their non-footwear business segments.

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    13 views1 page

    Naukri AyushieKulshrestha (3y 8m)

    Uploaded by

    suchismita ray
    Ayushie Kulshrestha has over 3 years of experience in retail and fintech industries. She currently works as an Analyst at Better Mortgage Advisors, where she performs financial analysis and collaborates with US firms to achieve high funding rates. Previously, she worked as a Store Manager for Aditya Birla Fashion and Retail, where she was responsible for driving omni-channel business and setting targets. She also had a summer internship with Bata India where she helped grow their non-footwear business segments.

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    of 1

    WORK EXPERIENCE

    AYUSHIE
    KULSHRESTHA Better Mortgage Advisors Pvt Ltd Gurugram
    Analyst
    US Mortgage Underwriting: Collateral Division
    Feb 2021 – PRESENT
    CONTACT  Performing financial analysis to prepare the financial memorandum and
    structure to aid closing of the US mortgage transactions
    k.ayushie28@gmail.com  Collaborating with US based firms to achieve high funding rate along with
    smooth and transparent customer experience
    +91-9205397916
     Evaluate loan files targeting 80% accuracy and saleability across functions
    like insurance, valuation, appraisal, title, income verification and credit
    www.linkedin.com/in/kulshresthaayushie
     Working towards asset management to ensure risk aversion by performing
    100+ quality checks and aid funding of 600+ loans files monthly
    PROFILE
    Business analyst with 3+ years of experience Key Achievements
    in the retail and fintech industry. Skilled in  Optimized team’s efficiency and improved business KPIs by reducing
    operations, stakeholder management, risk processing TAT by 20%
    assessment and retail analysis  Recognised and rewarded for the excellence in performance- Aug 2021
     Designated department POC for a team of 170+ for process related inquiries

    EDUCATION
    Aditya Birla Fashion and Retail Ltd Bangalore
    2016-18: PGDM Retail Management
    Birla Institute of Management Technology, Store Manager
    Gr Noida June 2018 - Nov 2020
    CGPA- 7.5  Responsible to drive omni channel business in luxury fashion segment for
    exclusive as well as multi brand outlet
    2013-16: BA English Literature Hons  Set top line targets and business KPIs to ensure operational efficiency and
    achievement of targeted growth
    Dayalbagh Educational Institute, Agra
     Supported category-based study through space efficiency, inventory
    CGPA- 7.8
    forecast and assortment planning to ensure efficient sell-thru
     Provided data-based insights through P&L analysis while ensuring cost
    optimization and driving key initiatives to improve bottom line (budget
    SKILLS setting, missed opportunity analysis, customer acquisition strategies)
    Stakeholder management  Established client-centric mindset while staying attuned to the dynamics of
    People management luxury retail and consumer behaviourism
    Problem Solving (Operations Management)
    MS Office: Advanced Excel Key Achievements
    Inventory Management  Spearheaded the brand launch of American Eagle in India through an event
    Learning and Development launch and influencer marketing across digital platforms
    Data Visualization- Power BI  Awarded Best Team Manager PAN India (TCPL 2019)
    Tools & software: Encompass, Jira  Promoted to Asst. Store Manager (The Collective: Jan 2020)
    Client Engagement & Communication  Promoted to Acting Store Manager (Ted Baker London: July 2020)

    SUMMER INTERNSHIP PROJECT


    Bata India Ltd
    April– July 2017
     Responsible to grow non-footwear business segment across 7 flagship stores
    through cross-selling and up-selling
     Leveraging brand loyalty to drive footfall for new product range through
    CRM, catchment study and competitive pricing analysis
     Trained and mentored a cross functional team consisting of operation
    managers, inventory controller and front-end support

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