Wnlnrbjshhe Whyumhrh J`bebs K`nc
]nehdh Lnmbs ]nr`htbc (_HMHEB_) mhe
Bespnjsb Vbsuh` Hshl Hsntht (BVH)
Ek.Mkjulne Mbtnthpjhek`nc 1
Jnph`h
Ek. Ynvbsb ^W]M Wusj.Tn`hche BB
^W]M _KW
W^_JN_LH_ ]heddh`
TN@HCHE BB 
BB  ]nribt mr. Q^@FHC J^_MBRHY]B, LL
Ch`hlhe EBW.8249739>9779899779

 H. Wnednrtbhe 8. Wnlnrbjshhe Whyumhrh

Whyumhrh J`bebs K`nc ]nehdh Lnmbs ]nr`htbc (_HMHEB_) hmh`hc
pnlnrbjshhe phyumhrh yhed mb`hjujhe k`nc pntudhs jnsnchthe uetuj
lnedbmnetbfbjhsb jn`hbehe phyumhrh yhed mhpht lnedhrhc jnhrhc jndhehshe
(jhejnr) sncbeddh mhpht sndnrh lnemhpht pnedkihthe mnedhe chrhphe
pnedkihthe mhpht `nibc tueths mhe hedjh jnsnliuche `nibc tbeddb.
9. Bespnjsb Vbsuh` mnedhe Hp`bjhsb Hshl Hsntht (BVH) hmh`hc Wnlnrbjshhe
mnedhe ohrh lnedhlhtb mnedhe lnedduehjhe spnju`ul, ln`bcht `ncnr rhcbl
yhed tn`hc mbpu`hs mnedhe hshl hsntht hthu hshl oujh (?->%). Whmh `nsb
prhjhejnr hjhe lnehlpb`jhe whreh inrohj putbc yhed mbsniut hontkwcbtn
npbtn`bul.
I. ]uauhe _nihdhb pnmklhe / houhe pnenrhphe `hedjhc-`hedjhc mh`hl ln`hjshehjhe
mntnjsb mbeb jhejnr phyumhrh mhe jhejnr `ncnr rhcbl
O. Jnibahjhe Jnputushe Jnph`h ^W]M Wusjnslhs Tn`hche BB Eklkr 87 ]hcue 9782 tnethed
Jnibahjhe Wnrneohehhe, Hjsns, Nvh`uhsb mhe Wnedn`k`hhe ^phyh Jnsnchthe
Lhsyhrhjht.
M. Ynfnrnesb 8. Wnrlnejns Eklkr ?= ]hcue 978> tnethed Wneheddu`hedhe Jhejnr
Whyumhrh mhe Jhejnr @ncnr Yhcbl
9. Jnputushe Lnetnrb Jnsnchthe Ynpui`bj Bemkensbh Eklkr 426 / LNEJN_ / _J
/ VBB / 9787 tnethed Wnmklhe ]njebs Wnednemh`bhe Jhejnr Whyumhrh mhe
Jhejnr @ncnr Yhcbl
?. Iuju Whemuhe Wrkdrhl Ehsbkeh` Dnrhjhe Wneondhche mhe Mntnjsb Mbeb
Jhejnr @ncnr Yhcbl mhe Jhejnr Whyumhrh mbtnribtjhe k`nc Jnlnetrbhe
Jnsnchthe Ynpui`bj Bemkensbh, Mbrnjtkrht Anemnrh` WW & W@, Mbrnjtkrht
Wnednemh`bhe Wneyhjbt ]bmhj Lneu`hr thcue 978>
N. H`ht mhe 8. Ihiy kb` / lbeyhj zhbtue
ihche 9. ]bssun
?. _pnju`ul okokr ininj
=. _hrued thedhe
>. Jhphs @bmb
6. ]hlpke thed
4. ]nlpht tbmur dyenok`kdy
3. ]nlpht shlphc lnmbs mhe
mhe Eke lnmbs
2. Fkrlht hehlensh BVH
87. @hlpu skrkt
88. @hruthe j`krbe uetuj mnjkethlbehsb pnrh`hthe

89. @hruthe hshl hsntht ?->%

  Mhpht mbduehjhe hshl oujh 9>% yhed mbauh` mb phshrhe jnlumbhe

mbneonrjhe lneahmb >% mnedhe pnrihembedhe 81= (8 ihdbhe hshl oujh

mbohlpur mnedhe = ihdbhe hbr)
 

Oketkceyh1 87 l` hshl oujh 9>% mbohlpur mnedhe =7 l` hbr hjhe

lnedchsb`jhe >7 l` hshl hsntht > %. Hthu 97 l` hshl oujh 9> %
mbohlpur mnedhe 37 l` hbr hjhe lnedchsb`jhe 877 l` hshl hsntht >%
  Abjh hjhe lnedduehjhe hshl hsntht
hsntht ?%, hshl oujh 9> % mbneonrjhe
mnedhe hbr mnedhe pnrihembedjhe 814 (8 ihdbhe hshl oujh mbohlpur 4
ihdbhe hbr)
Oketkceyh 1 87 l` hshl oujh 9>% mbohlpur mnedhe 47 l` hbr hjhe
lnedchsb`jhe 37 l` hshl hsntht ?%
  Ohlpur hshl hsntht mnedhe ihbj
  Iuht hshl hsntht snsuhb jnpnr`uhe chrb btu. Hshl hsntht ahedhe mbsblphe
uetuj ininrhph chrb.
F. Wrksnmur WNLNYBJ_HHE _HMHEB_
8. WNEB@HBHE J@BNE1
h. Lneyhph biu mnedhe skphe mhe rhlhc
i. Lnlhstbjhe ihcwh biu sumhc lnlhchlb lnedhph mbheaurjhe
lneah`heb pnlnrbjshhe shmhebs mhe lnlhstbjhe ihcwh biu tbmhj chlb`
mhe lneyusub `nibc mhrb 6 iu`he.
i. Lnlhstbjhe ihcwh biu sumhc lnlhchlb jnluedjbehe tnluhe snpnrtb
hph yhed mbchsb`jhe mhe tbemhj `heaut hthu pnedkihthe hph yhed
luedjbe pnr`u mb`hjujhe.

9. WNY_BHWHE

h. Lnlnrbjsh hphjhc pnrh`hthe mhe ihche sumhc tnrsnmbh

i. Lnlbeth biu uetuj ln`nphs irh mhe lnlbeth biu lnedduehjhe jhbe.
o. Lneouob thedhe

?. WNLNYBJ_HHE _HMHEB_
h. Whmh shht ln`hjujhe pnlnrbjshhe chrus mbbedht uetuj sn`h`u
lnedhahrjhe ohrh ln`hjujhe _HMHYB.
i. Ln`bcht phyumhrh mhe lnlpnrchtbjhe hphjhc hmh pnruihche 1
-  Inetuj
-  ^jurhe
-  Wuttbed hthu ju`bt yhed inr`bpht
-  Ju`bt onjued
o. Lnlnrbjsh hphjhc tnrahmb pnlinedjhjhe, sucu tuiuc yhed lnebedjht
hthu rhsh eynrb phmh sh`hc shtu hthu jnmuh phyumhrh.
m. Ln`bcht puttbed phyumhrh mhe pnrchtbjhe ujurhe, inetuj mhe hrhceyh.
Lnlnrbjsh hphjhc hmh ruhl hthu `ujh mhe jn`uhr ohbrhe mhrb puttbed
phyumhrh.
n. Lnlbeth biu lnedhedjht jnmuh `nedheeyh jnhths jnph`h mhe `bcht
jnmuh phyumhrheyh. Lnlpnrchtbjhe hphjhc hmh pnrinmhhe. Ln`bcht biu
uetuj ln`nthjjhe jnmuh thedhe mb pbeddhed mhe lnlpnrchtbjhe
jnlih`b phyumhrheyh. Whmh sntbhp pksbsb, pnrbjsh ujurhe, inetuj mhe
sblntrb, `njujhe putbed hthu ju`bt phyumhrh mhe `bcht hphjhc hmh
jn`hbehe. (Jnmuh pksbsb tnrsniut audh mhpht tnr`bcht anruj hthu `njujhe
phmh ju`bt abjh hmh.)
f. Lnlbeth biu/j`bne lnliuedjuj uetuj ln`bcht hphjhc jnmuh
phyumhrheyh lneddhetued snohrh snblihed.
d. Lnlbeth biu/j`bne inrihrbed mb lnah pnrbjsh.
c. Ln`nthjjhe iheth` mb ihwhc puemhj jbrb biu/j`bne. Ln`nthjjhe `nedhe jbrb
 

biu mb hths jnph`heyh.

b. Ln`bcht phyumhrh snin`hc jbrb mhe lnlnrbjsh hphjhc hmh pnrinmhhe
mnedhe phyumhrh snin`hc jhehe. Lnlnrbjsh hphjhc tnrmhpht jnruthe
hthu `njujhe phmh ju`bt phyumhrh.
 a. Lnedk`n
Lnedk`nsjhe
sjhe ihiy kb` / lbeyhj
lbeyhj zhbtue jn tn`hphj thedhe.
j. Lnedduehjhe tn`hphj ahrb-ahrb
ahrb-a hrb tn`ueauj, tnedhc mhe lhebs, lnlph`phsb
sn`uruc phyumhrh, mblu`hb mhrb sbsb hths ph`bed `uhr mhrb phyumhrh,
lnedduehjhe tnjebj spbrh`. Wnrchtbjhe hphjhc tnrmhpht ineak`he hthu
rhsh eynrb.
`. Lnedduehjhe biu ahrb mhe ahrb tn`ueauj uetuj lnenjhe puttbed phyumhrh.
Wnrchtbjhe hphjhc jn`uhr ohbrhe inebed, jnruc hthu inrmhrhc mhrb
putbed.
l. ^`hedb `hedjhc-`hedjhc tnrsniut mb hths uetuj phyumhrh mb snin`hc
jhehe. Abjh pnr`u, u`hedb tbemhjhe beb mnedhe pksbsb biu mumuj mhe jnmuh
`nedhe inrhmh mb shlpbed tuiuc.
e. Lnlbeth biu/j`bne uetuj mumuj mhe lnedhedjht jnmuh `nedhe sntbeddb
ihcu. Lnlph`phsb phedjh` phyumhrh mnedhe lnenjhe snpheahed sbsb
`uhr ktkt pnotkrh` jbrb shlib` snohrh inrthchp lneddnrhjjhe ahrb-ahrb
jnhrhc hxbh`. Lnlnrbjsh hphjhc tnrahmb pnlinshrhe jn`neahr dnthc
inebed (`ylpc ekmns) hthu rhsh eynrb.
k. ^`hedb `hedjhc tnrsniut uetuj phyumhrh snin`hc jhehe.
p. Lnlinrsbcjhe jnmuh phyumhrh biu mnedhe tbssun.
q. _ntn`hc sn`nshb pnrsb`hcjhe biu lnednehjhe jnlih`b phjhbheeyh.

=. ]^DH_ / @HEDJHC WH_OH WNLNYBJ_HHE _HMHEB_

h. Lnlbeth biu uetuj mumuj, turue mhrb lnah pnrbjsh mhe inrphjhbhe.
i. Lneouob thedhe mnedhe hbr mhe shiue shlphb inehr-inehr inrsbc `h`u
mbjnrbedjhe mnedhe jhbe jnrbed mhe inrsbc hthu mbhedbejhe.
o. Lneohtht tnluhe `hbe jnmh`hl ohththe lnmbs biu.
m. Lnlihchs chsb` pnlnrbjshhe phyumhrh inrshlh biu mhe lneahwhi
pnrtheyhhe.
   Abjh chsb` pnlnrbjshhe phyumhrh endhtbvn, sniutjhe whjtu
jueauedhe inrbjuteyh uetuj lneah`heb jnlih`b pnlnrbjshhe
phyumhrh.


  Abjh chsb` pnlnrbjshhe phyumhrh pksbtbf hthu mbourbdhb tnrmhpht

jhejnr, lnlihchs `hedjhc-`hedjhc sn`heauteyh.
n. _ntn`hc lnlinrb jkesn`bed, lnlinrbjhe pnedkihthe hthu lnruauj
f. Wntudhs ln`hjshehjhe pneohththe mhe pn`hpkrhe.

WNLNYBJ_HHE BVH

8. Lnlhstbjhe bmnetbths , lnlnrbjsh sthtus mhe jn`nedjhphe befkrlnm okesnet

j`bne
9. J`bne mblbeth uetuj lneheddh`jhe phjhbheeyh mhrb pbeddhed cbeddh `utut
mhe lnedduehjhe jhbe yhed sumhc mbsnmbhjhe
?. J`bne mbpksbsbjhe mh`hl pksbsb `btktklb
=. ]utup hrnh pbeddhed cbeddh `utut j`bne mnedhe jhbe

>. Duehjhe shrued thedhe

6. Inrsbcjhe dnebth`bh njstnreh mnedhe hbr M]]
4. Bespnjsb/pnrbjsh
Bespnjsb/pnr bjsh dnebth`bh njstnreh` mhe `bcht hphjhc tnrahmb mbsochrdn phmh
lu`ut urntrh. Wh`phsb jn`neahr _jnen‒s hem Ihrtck`be‒s. Ahedhe lneynetuc
 

j`btkrbs, jhrneh hjhe lnebliu`jhe rhsh tbmhj eyhlhe phmh biu. Jhthjhe
phmh biu/j`bne ihcwh spnju`ul hjhe mblhsujjhe mhe luedjbe biu hjhe
lnrhshjhe ininrhph tnjhehe.
3. Mnedhe chtb-chtb lhsujjhe spnju`ul snpneuceyh hthu shlphb tnrhsh hmh
thchehe `h`u snohrh pnr`hche iujh ib`hc/mhue spnju`ul uetuj ln`bcht `ncnr
rhcbl.
2. Hlhtb `ncnr rhcbl hphjhc hmh befnjsb (onrvbobtbs) snpnrtb mbsochrdn/ohbrhe
jnputbche luokus notkpb (notrkpbke): jbsth Ehiktcy hthu jbsth Ehiktcbhe,
ehehc, hthu `nsb ‐strhwinrry“ (befnjsb ]rbocklkehs). 
]rbocklkehs). 
87. Inrsbcjhe snrvbjs mhrb ohbrhe , mhrhc, mhe snjrnt mnedhe jhphs `bmb inrsbc
88. Wnrbjsh snrvbjs snsuhb `hedjhc-`hedjhc
`hedjhc-`hedj hc inrbjut 1
h. ]nrmhpht jnourbdhhe jhejnr hthu
hthu tbmhj 1
  Abjh yh, j`bne mbruauj, pnlnrbjshhe BVH tbmhj mb`heautjhe. Abjh
pnlnrbjshhe hmh`hc mkjtnr hc`b kistntrb mhe dbenjk`kdb, `hjujhe
ibkpsb
i. Abjh tbmhj mbourbdhb jhejnr, bmnetbfbjhsb _hliuedhe _juhlk jk`ulehr
(__J)
  Abjh __J tbmhj thlphj, lhjh 1 mb`hjujhe pnlnrbjshhe lhth
tn`heahed theph hshl hsntht, `h`u inrb jnsblpu`he snlnethrh,
lbsh`eyh chsb` endhtbf ehlue __J tbmhj thlphj. J`bne mbshrhejhe
uetuj ln`hjujhe pnlnrbjshhe sn`heauteyh `nibc onpht hthu php
slnhr lhjsblh` 6 iu`he `hdb.
o. Abjh __J thlphj, `hjujhe BVH mnedhe lnedk`nsjhe jhphs `bmb yhed
sumhc mbon`upjhe jn mh`hl hshl hsntht ?->% jn sn`uruc pnrlujhhe
snrvbjs
m. ]ueddu chsb` BVH sn`hlh 8 lnebt, pnrchtbjhe hphjhc hmh inrohj putbc (
hontkwcbtn npbtcn`bul) hthu tbmhj
89. Jn`uhrjhe spnou`ul
8?. Iuhed shrued thedhe, jhphs, mhe ihche snjh`b phjhb `hbeeyh jn mh`hl
okethbenr (tnlpht shlphc) yhed thche ikokr, snmhedjhe uetuj h`ht-h`ht
yhed mhpht mbduehjhe jnlih`b, rnemhl mh`hl `hruthe j`krbe 7,>% sn`hlh 87
lnebt uetuj mnjkethlbehsb
8=. An`hsjhe chsb` pnlnrbjshhe jnphmh j`bne,
  Abjh chsb` tns BVH endhtbf, inrbthcu biu uetuj mhthed lneah`heb tns
jnlih`b > thcue jnlumbhe, mhe bedhtjhe biu tnethed fhjtkr- fhjtkr rbsbjk.
  Abjh chsb` tns BVH pksbtbf, an`hsjhe hrtbeyh mhe pnetbedeyh pnedkihthe
mhe tbemhj `heaut, mhe mbsjusbjhe `hedjhc-`hejhc sn`heauteyh yhed
mbheaurjhe.
  Abjh tn`hc sbhp lneah`heb jrbktnrhpb, inrbthcujhe
inrbthcujhe tbemhjhe yhed hjhe
mb`hjujhe `nibc ihbj phmh chrb yhed shlh hthu chrb `hbe ib`h j`bne
bedbejhe.
  Abjh tbmhj pnr`u lnruauj, bsb jnrths jnrah mhe ahmwh` pnrtnluhe yhed
pnr`u..

D. Ihdhe H`br Wnlnrbjshhe Whyumhrh

Ouob
thedhe Wnrsbhphe

Bespnjsb
 

Wh`phsb
_n`nshb

Wnlnrbjshhe Bvh

Ouob
thedhe

Whstbjhe Bmnetbths phsbne

`nedjhpb mnedhe befkrl
okesnet

Lbeth phsbne
lneheddh`jhe phjhbhe
ihdbhe ihwhc

Wksbsbjhe biu mnedhe pksbsb

`btktklb tutup hrnh pbedddhed
cbeddh `utut

Duehjhe shrued thedhe mhe

inrsbcjhe dnebth`bh betnreh med
hbr M]]

Lhsujjhe
thlphj spnou`ul
snrvbj cbeddh
mhe inrsbcjhe
snrv
snrvbj
bj mne
mne he jh hs `bmb
`bmb

Wnrbjsh snrvbj hmh jnourbdhhe

jhejnr/tbmhj,__J thlphj k`nsjhe
jhejnr/tbmhj,__J
snrvbj med hshl hsntht sn`hlh 8
lnebt mhe eb`hb chsb`eyh

Abjh chsb` endhtbvn an`hsjhe

uetuj pnlnrbjshhe u`hed

Jn`uhrjhe spnou`ul mhe `nphs

shrued thedhe, mnjkethlbehsb
mh`hl `hruthe oc`krben 7,>%
sn`hlh 87 lnebt

An`hsjhe chsb` pnlnrbjshhe

mhe jhphe crs mb u`hed `hdb

_n`nshb

Wnehth`hjshhe BVH Wksbtbf

Ouob
thedhe

BVH Wksbtbf mbruauj jrbktnrhpb

hthu jkesu`thsb kejk`kdb
dbenjk`kdb
 

  BVH pksbtbf 04>% hthu `nsb

09ll thwhrjhe pnedkihthe
sndnrh,thwhrjhe pnedkihthe
sntn`hc jkesn`bed,thwhrjhe
jkesn`bed,thwhrjhe
uetuj jueauedhe yhed inrinmh

_n`nshb

C. ^ebt tnrjhbt WKENM

B. Mkjulne 8. Yndbstnr Bvh 
tnrjhbt
A. Ynjhlhe Ek Rhed mbuihc Bsb Wnruihche ]heddh` lu`hb mbinr`hjujhe
Cbstkrb
Wnruihche