BẢNG TÍNH VAY

Vay thế chấp BĐS 06 Tháng 12 Tháng 24 Tháng 36 Tháng 48 Tháng 60 Tháng Đáo hạn

Gói 1 9.8% SPR12M+1.2% (12.01%)

Gói 2 10.0% SPR12M+1.2% (12.01%)
Gói 3 10.2% SPR12M+1.2% (12.01%)
Phí trước hạn 3.0% 3.0% 2.0% 1.0% 0.0%
Gói đặc biệt 7.99% 10.5% SPR12M+1.2% (12.01%)
Phí trước hạn 4.0% 3.0% 2.0% 1.0% 0.5% 0.0%

Vay mua xe 06 Tháng 12 Tháng 24 Tháng 36 Tháng 48 Tháng 60 Tháng Đáo hạn

Gói 1 10.4% SPR12M+1.2% (12.01%)

Gói 2 10.7% SPR12M+1.2% (12.01%)
Gói 3 10.8% SPR12M+1.2% (12.01%)
Phí trước hạn 3.0% 2.0% 1.0% 0.5% 0.0%
Gói đặc biệt 7.99% 10.9% SPR12M+1.2% (12.01%)
Phí trước hạn 4.0% 3.0% 2.0% 1.0% 0.0%

KHÁCH HÀNG: ABC SỐ TIỀN CẦN VAY (VNĐ): 330,000,000

SỐ ĐIỆN THOẠI: THỜI GIAN VAY (tháng): 96
MỤC ĐÍCH: Mua ô tô THỜI GIAN ÂN HẠN (tháng):
NGUỒN THU NHẬP: Lương (Chuyển khoản) LÃI SUẤT VAY (%/năm): Xe - Đặc biệt
GIÁ TRỊ TÀI SẢN (VNĐ): 1,500,000,000 Cố định 6 tháng: 9.19%; 54 tháng tiếp theo: 10.9%; Sau đó thả nổi SPR12M + 1.2%
SỐ TIỀN VAY TỐI ĐA (VNĐ): 1,200,000,000 ƯU ĐÃI LÃI SUẤT (%/năm):

Để biết thêm thông tin, xin vui lòng liên hệ: Ms Hiền - 0913.640.085

BẢNG TÍNH CHI TIẾT

Công cụ tính toán này chỉ mang tính chất minh họa. Nó không cấu thành việc phê duyệt tổng số tiền vay thực tế hay bất kỳ ưu đãi nào từ phía Ngân hàng Shinhan

DƯ NỢ SỐ TIỀN GỐC (VNĐ) SỐ TIỀN LÃI (VNĐ) TỔNG (VNĐ) PHÍ TRẢ NỢ TRƯỚC PHÍ TRẢ NỢ
THÁNG LÃI SUẤT (%)
CUỐI KỲ (VNĐ) (1) (2) (1) + (2) HẠN (%) TRƯỚC HẠN (%)

Sau tháng: 0 Còn lại: 330 triệu Trung bình: 0.0% Đã trả: 0 triệu Đã trả: 0 triệu Đã trả: 0 triệu 4.0% 0.0 triệu
Err:504 326,562,500 9.19% 3,437,500 2,527,250 5,964,750 4.0% 13,062,500
4,0%
Err:504 323,125,000 9.19% 3,437,500 2,500,924 5,938,424 4.0% 12,925,000
Err:504 319,687,500 9.19% 3,437,500 2,474,599 5,912,099 4.0% 12,787,500
Err:504 316,250,000 9.19% 3,437,500 2,448,273 5,885,773 4.0% 12,650,000
Err:504 312,812,500 9.19% 3,437,500 2,421,948 5,859,448 4.0% 12,512,500
Err:504 309,375,000 9.19% 3,437,500 2,395,622 5,833,122 4.0% 12,375,000
Err:504 305,937,500 10.90% 3,437,500 2,810,156 6,247,656 4.0% 12,237,500
Err:504 302,500,000 10.90% 3,437,500 2,778,932 6,216,432 4.0% 12,100,000
Err:504 299,062,500 10.90% 3,437,500 2,747,708 6,185,208 4.0% 11,962,500
Err:504 295,625,000 10.90% 3,437,500 2,716,484 6,153,984 4.0% 11,825,000
Err:504 292,187,500 10.90% 3,437,500 2,685,260 6,122,760 4.0% 11,687,500
Err:504 288,750,000 10.90% 3,437,500 2,654,036 6,091,536 3.0% 8,662,500
Err:504 285,312,500 10.90% 3,437,500 2,622,813 6,060,313 3.0% 8,559,375
3,0%
Err:504 281,875,000 10.90% 3,437,500 2,591,589 6,029,089 3.0% 8,456,250
Err:504 278,437,500 10.90% 3,437,500 2,560,365 5,997,865 3.0% 8,353,125
Err:504 275,000,000 10.90% 3,437,500 2,529,141 5,966,641 3.0% 8,250,000
Err:504 271,562,500 10.90% 3,437,500 2,497,917 5,935,417 3.0% 8,146,875
Err:504 268,125,000 10.90% 3,437,500 2,466,693 5,904,193 3.0% 8,043,750
Err:504 264,687,500 10.90% 3,437,500 2,435,469 5,872,969 3.0% 7,940,625
Err:504 261,250,000 10.90% 3,437,500 2,404,245 5,841,745 3.0% 7,837,500
Err:504 257,812,500 10.90% 3,437,500 2,373,021 5,810,521 3.0% 7,734,375
Err:504 254,375,000 10.90% 3,437,500 2,341,797 5,779,297 3.0% 7,631,250
Err:504 250,937,500 10.90% 3,437,500 2,310,573 5,748,073 3.0% 7,528,125
Err:504 247,500,000 10.90% 3,437,500 2,279,349 5,716,849 2.0% 4,950,000
Err:504 244,062,500 10.90% 3,437,500 2,248,125 5,685,625 2.0% 4,881,250
2,0%
Err:504 240,625,000 10.90% 3,437,500 2,216,901 5,654,401 2.0% 4,812,500
Err:504 237,187,500 10.90% 3,437,500 2,185,677 5,623,177 2.0% 4,743,750
Err:504 233,750,000 10.90% 3,437,500 2,154,453 5,591,953 2.0% 4,675,000
Err:504 230,312,500 10.90% 3,437,500 2,123,229 5,560,729 2.0% 4,606,250
Err:504 226,875,000 10.90% 3,437,500 2,092,005 5,529,505 2.0% 4,537,500
 DƯ NỢ SỐ TIỀN GỐC (VNĐ) SỐ TIỀN LÃI (VNĐ) TỔNG (VNĐ) PHÍ TRẢ NỢ TRƯỚC PHÍ TRẢ NỢ
THÁNG LÃI SUẤT (%)
CUỐI KỲ (VNĐ) (1) (2) (1) + (2) HẠN (%) TRƯỚC HẠN (%)

Err:504 223,437,500 10.90% 3,437,500 2,060,781 5,498,281 2.0% 4,468,750

Err:504 220,000,000 10.90% 3,437,500 2,029,557 5,467,057 2.0% 4,400,000
Err:504 216,562,500 10.90% 3,437,500 1,998,333 5,435,833 2.0% 4,331,250
Err:504 213,125,000 10.90% 3,437,500 1,967,109 5,404,609 2.0% 4,262,500
Err:504 209,687,500 10.90% 3,437,500 1,935,885 5,373,385 2.0% 4,193,750
Err:504 206,250,000 10.90% 3,437,500 1,904,661 5,342,161 1.0% 2,062,500
Err:504 202,812,500 10.90% 3,437,500 1,873,438 5,310,938 1.0% 2,028,125
1,0%
Err:504 199,375,000 10.90% 3,437,500 1,842,214 5,279,714 1.0% 1,993,750
Err:504 195,937,500 10.90% 3,437,500 1,810,990 5,248,490 1.0% 1,959,375
Err:504 192,500,000 10.90% 3,437,500 1,779,766 5,217,266 1.0% 1,925,000
Err:504 189,062,500 10.90% 3,437,500 1,748,542 5,186,042 1.0% 1,890,625
Err:504 185,625,000 10.90% 3,437,500 1,717,318 5,154,818 1.0% 1,856,250
Err:504 182,187,500 10.90% 3,437,500 1,686,094 5,123,594 1.0% 1,821,875
Err:504 178,750,000 10.90% 3,437,500 1,654,870 5,092,370 1.0% 1,787,500
Err:504 175,312,500 10.90% 3,437,500 1,623,646 5,061,146 1.0% 1,753,125
Err:504 171,875,000 10.90% 3,437,500 1,592,422 5,029,922 1.0% 1,718,750
Err:504 168,437,500 10.90% 3,437,500 1,561,198 4,998,698 1.0% 1,684,375
Err:504 165,000,000 10.90% 3,437,500 1,529,974 4,967,474 0.0% -
Err:504 161,562,500 10.90% 3,437,500 1,498,750 4,936,250 0.0% -
0,0%
Err:504 158,125,000 10.90% 3,437,500 1,467,526 4,905,026 0.0% -
Err:504 154,687,500 10.90% 3,437,500 1,436,302 4,873,802 0.0% -
Err:504 151,250,000 10.90% 3,437,500 1,405,078 4,842,578 0.0% -
Err:504 147,812,500 10.90% 3,437,500 1,373,854 4,811,354 0.0% -
Err:504 144,375,000 10.90% 3,437,500 1,342,630 4,780,130 0.0% -
Err:504 140,937,500 10.90% 3,437,500 1,311,406 4,748,906 0.0% -
Err:504 137,500,000 10.90% 3,437,500 1,280,182 4,717,682 0.0% -
Err:504 134,062,500 10.90% 3,437,500 1,248,958 4,686,458 0.0% -
Err:504 130,625,000 10.90% 3,437,500 1,217,734 4,655,234 0.0% -
Err:504 127,187,500 10.90% 3,437,500 1,186,510 4,624,010 0.0% -
Err:504 123,750,000 10.90% 3,437,500 1,155,286 4,592,786 0.0% -
Err:504 120,312,500 11.39% 3,437,500 1,174,594 4,612,094 0.0% -
Err:504 116,875,000 11.39% 3,437,500 1,141,966 4,579,466 0,0% 0.0% -
Err:504 113,437,500 11.39% 3,437,500 1,109,339 4,546,839 0.0% -
Err:504 110,000,000 11.39% 3,437,500 1,076,711 4,514,211 0.0% -
Err:504 106,562,500 11.39% 3,437,500 1,044,083 4,481,583 0.0% -
…
94 6,875,000 11.39% 3,437,500 97,883 3,535,383 0.0% -
95 3,437,500 11.39% 3,437,500 65,255 3,502,755 0.0% -
96 - 11.39% 3,437,500 32,628 3,470,128 0.0% -

HỒ SƠ YÊU CẦU VÀ CHI PHÍ LIÊN QUAN GHI CHÚ

I. Hồ sơ pháp lý:

II. Chứng từ Tài Sản Bảo Đảm:

III. Chứng từ chứng minh thu nhập:

IV. Chứng từ khác

(*) Chi phí ước tính: Chỉ phát sinh khi hồ sơ được phê duyệt và khách hàng đồng ý giải ngân)
 LOAN CALCULATOR
QUARTER I - 2023 (3)

Home loan Month 06 Month 12 Month 24 Month 36 Month 48 Month 60 Maturity

Package 1 9.8% SPR12M+1.2% (12.01%)

Package 2 10.0% SPR12M+1.2% (12.01%)
Package 3 10.2% SPR12M+1.2% (12.01%)
Early repay fee 3.0% 3.0% 2.0% 1.0% 0.0%
Special package 7.99% 10.5% SPR12M+1.2% (12.01%)
Early repay fee 4.0% 3.0% 2.0% 1.0% 0.5% 0.0%

Car loan Month 06 Month 12 Month 24 Month 36 Month 48 Month 60 Maturity

Package 1 10.4% SPR12M+1.2% (12.01%)

Package 2 10.7% SPR12M+1.2% (12.01%)
Package 3 10.8% SPR12M+1.2% (12.01%)
Early repay fee 3.0% 2.0% 1.0% 0.5% 0.0%
Special package 7.99% 10.9% SPR12M+1.2% (12.01%)
Early repay fee 4.0% 3.0% 2.0% 1.0% 0.0%

CUSTOMER: NGUYEN VAN A LOAN AMOUNT (VND): 3,000,000,000

CONTACT: 0987654321 LOAN PERIOD (month): 60
LOAN PURPOSE: Purchasing house/ Apartment/ Land GRACE PERIOD (month):
INCOME SOURCE: Salary (Bank transfer) INTEREST RATE (%/ annum): House - Special
COLLATERAL VALUE (VND): 5,000,000,000 Fixed 6M: 7.99%; Next 54M: 10.5%; then Floating SPR12M + 1.2%
LOAN LIMIT (VND): 3,500,000,000 IR DISCOUNT (%/ annum):

Please contact for more consultance: ANH VŨ - 0123 456 789

DETAIL MONTHLY PAYMENT

The calculation is for illustrative purpose only. It does not constitute an actual approval of the loan amount or an offer of any facility by us.

END BALANCE PRINCIPLE (VND) INTEREST (VND) TOTAL (VND) EARLY REPAY FEE EEARLY REPAY FEE
MONTH INTEREST RATE (%)
(VND) (1) (2) (1) + (2) (%) (VND)

After month: 36 Remain: 1,200 mil Average: 0.9% Paid: 1,800 mil Paid: 85 mil Paid: 1,885 mil 1.0% 11.5 mil
Err:504 2,950,000,000 7.99% 50,000,000 19,975,000 69,975,000 2.0% 59,000,000
2,0%
Err:504 2,900,000,000 7.99% 50,000,000 19,642,083 69,642,083 2.0% 58,000,000
Err:504 2,850,000,000 7.99% 50,000,000 19,309,167 69,309,167 2.0% 57,000,000
Err:504 2,800,000,000 7.99% 50,000,000 18,976,250 68,976,250 2.0% 56,000,000
Err:504 2,750,000,000 7.99% 50,000,000 18,643,333 68,643,333 2.0% 55,000,000
Err:504 2,700,000,000 7.99% 50,000,000 18,310,417 68,310,417 2.0% 54,000,000
Err:504 2,650,000,000 10.50% 50,000,000 23,625,000 73,625,000 2.0% 53,000,000
Err:504 2,600,000,000 10.50% 50,000,000 23,187,500 73,187,500 2.0% 52,000,000
Err:504 2,550,000,000 10.50% 50,000,000 22,750,000 72,750,000 2.0% 51,000,000
Err:504 2,500,000,000 10.50% 50,000,000 22,312,500 72,312,500 2.0% 50,000,000
Err:504 2,450,000,000 10.50% 50,000,000 21,875,000 71,875,000 2.0% 49,000,000
Err:504 2,400,000,000 10.50% 50,000,000 21,437,500 71,437,500 2.0% 48,000,000
Err:504 2,350,000,000 10.50% 50,000,000 21,000,000 71,000,000 2.0% 47,000,000
2,0%
Err:504 2,300,000,000 10.50% 50,000,000 20,562,500 70,562,500 2.0% 46,000,000
Err:504 2,250,000,000 10.50% 50,000,000 20,125,000 70,125,000 2.0% 45,000,000
Err:504 2,200,000,000 10.50% 50,000,000 19,687,500 69,687,500 2.0% 44,000,000
Err:504 2,150,000,000 10.50% 50,000,000 19,250,000 69,250,000 2.0% 43,000,000
Err:504 2,100,000,000 10.50% 50,000,000 18,812,500 68,812,500 2.0% 42,000,000
Err:504 2,050,000,000 10.50% 50,000,000 18,375,000 68,375,000 2.0% 41,000,000
Err:504 2,000,000,000 10.50% 50,000,000 17,937,500 67,937,500 2.0% 40,000,000
Err:504 1,950,000,000 10.50% 50,000,000 17,500,000 67,500,000 2.0% 39,000,000
Err:504 1,900,000,000 10.50% 50,000,000 17,062,500 67,062,500 2.0% 38,000,000
Err:504 1,850,000,000 10.50% 50,000,000 16,625,000 66,625,000 2.0% 37,000,000
Err:504 1,800,000,000 10.50% 50,000,000 16,187,500 66,187,500 2.0% 36,000,000
Err:504 1,750,000,000 10.50% 50,000,000 15,750,000 65,750,000 2.0% 35,000,000
2,0%
Err:504 1,700,000,000 10.50% 50,000,000 15,312,500 65,312,500 2.0% 34,000,000
Err:504 1,650,000,000 10.50% 50,000,000 14,875,000 64,875,000 2.0% 33,000,000
Err:504 1,600,000,000 10.50% 50,000,000 14,437,500 64,437,500 2.0% 32,000,000
Err:504 1,550,000,000 10.50% 50,000,000 14,000,000 64,000,000 2.0% 31,000,000
Err:504 1,500,000,000 10.50% 50,000,000 13,562,500 63,562,500 2.0% 30,000,000
Err:504 1,450,000,000 10.50% 50,000,000 13,125,000 63,125,000 2.0% 29,000,000
 END BALANCE PRINCIPLE (VND) INTEREST (VND) TOTAL (VND) EARLY REPAY FEE EEARLY REPAY FEE
MONTH INTEREST RATE (%)
(VND) (1) (2) (1) + (2) (%) (VND)

Err:504 1,400,000,000 10.50% 50,000,000 12,687,500 62,687,500 2.0% 28,000,000

Err:504 1,350,000,000 10.50% 50,000,000 12,250,000 62,250,000 2.0% 27,000,000
Err:504 1,300,000,000 10.50% 50,000,000 11,812,500 61,812,500 2.0% 26,000,000
Err:504 1,250,000,000 10.50% 50,000,000 11,375,000 61,375,000 2.0% 25,000,000
Err:504 1,200,000,000 10.50% 50,000,000 10,937,500 60,937,500 1.0% 12,000,000
Err:504 1,150,000,000 10.50% 50,000,000 10,500,000 60,500,000 1.0% 11,500,000
1,0%
Err:504 1,100,000,000 10.50% 50,000,000 10,062,500 60,062,500 1.0% 11,000,000
Err:504 1,050,000,000 10.50% 50,000,000 9,625,000 59,625,000 1.0% 10,500,000
Err:504 1,000,000,000 10.50% 50,000,000 9,187,500 59,187,500 1.0% 10,000,000
Err:504 950,000,000 10.50% 50,000,000 8,750,000 58,750,000 1.0% 9,500,000
Err:504 900,000,000 10.50% 50,000,000 8,312,500 58,312,500 1.0% 9,000,000
Err:504 850,000,000 10.50% 50,000,000 7,875,000 57,875,000 1.0% 8,500,000
Err:504 800,000,000 10.50% 50,000,000 7,437,500 57,437,500 1.0% 8,000,000
Err:504 750,000,000 10.50% 50,000,000 7,000,000 57,000,000 1.0% 7,500,000
Err:504 700,000,000 10.50% 50,000,000 6,562,500 56,562,500 1.0% 7,000,000
Err:504 650,000,000 10.50% 50,000,000 6,125,000 56,125,000 1.0% 6,500,000
Err:504 600,000,000 10.50% 50,000,000 5,687,500 55,687,500 0.5% 3,000,000
Err:504 550,000,000 10.50% 50,000,000 5,250,000 55,250,000 0.5% 2,750,000
0,5%
Err:504 500,000,000 10.50% 50,000,000 4,812,500 54,812,500 0.5% 2,500,000
Err:504 450,000,000 10.50% 50,000,000 4,375,000 54,375,000 0.5% 2,250,000
Err:504 400,000,000 10.50% 50,000,000 3,937,500 53,937,500 0.5% 2,000,000
Err:504 350,000,000 10.50% 50,000,000 3,500,000 53,500,000 0.5% 1,750,000
Err:504 300,000,000 10.50% 50,000,000 3,062,500 53,062,500 0.5% 1,500,000
Err:504 250,000,000 10.50% 50,000,000 2,625,000 52,625,000 0.5% 1,250,000
Err:504 200,000,000 10.50% 50,000,000 2,187,500 52,187,500 0.5% 1,000,000
Err:504 150,000,000 10.50% 50,000,000 1,750,000 51,750,000 0.5% 750,000
Err:504 100,000,000 10.50% 50,000,000 1,312,500 51,312,500 0.5% 500,000
Err:504 50,000,000 10.50% 50,000,000 875,000 50,875,000 0.5% 250,000
Err:504 - 10.50% 50,000,000 437,500 50,437,500 0.0% -
Err:504 - - - - - 0.0% -
Err:504 - - - - - 0,0% 0.0% -
Err:504 - - - - - 0.0% -
Err:504 - - - - - 0.0% -
Err:504 - - - - - 0.0% -
…
- - - - - - 0.0% -
- - - - - - 0.0% -
- - - - - - 0.0% -

REQUIRED DOCUMENTS & RELATED FEES REMARK

I. Personal legal:
. Passport, resident card/visa, and work permit (Foreigner)
. Temporary residence card still valid (Foreigner)

II. Collateral:
. Purchase/Sale Car contract

III. Proof of income:

. Labor contract/ Decision letter
. Salary Bank Statement (last 3 months)

IV. Others:

(*) ESTIMATED FEES: (Fees are only incurred after disbursement is agreed by customer)
. Car Loan Secured Transaction Registration: VND 88.000
. Money transfer (VND 50.000 ~ VND 440.000)
. Fee of getting Car Ownership: VND 550,000 ~ VND 2,200,000
Gói lãi suất khách hàng chọn
Package Discount (%) Content
Xe - Đặc biệt 0.0% Cố định 6 tháng: 9.19%; 54 tháng tiếp theo: 10.
House - Special 0.0% Fixed 6M: 7.99%; Next 54M: 10.5%; then Floatin

Gói lãi suất từ scheme

Package ENG Package VNM Content VNM
Cố định 1 năm đầu: 9.8%; Sau đó thả nổi
House - Package 1 BĐS - Gói 1
SPR12M + 1.2%
Cố định 2 năm đầu: 10.0%; Sau đó thả nổi
House - Package 2 BĐS - Gói 2
SPR12M + 1.2%
Cố định 3 năm đầu: 10.2%; Sau đó thả nổi
House - Package 3 BĐS - Gói 3
SPR12M + 1.2%
Cố định 6 tháng: 7.99%; 54 tháng tiếp theo:
House - Special BĐS - Đặc biệt
10.5%; Sau đó thả nổi SPR12M + 1.2%

Car - Package 1 Xe - Gói 1 Cố định 1 năm đầu: 10.4%; Sau đó thả nổi
SPR12M + 1.2%

Car - Package 2 Xe - Gói 2 Cố định 2 năm đầu: 10.7%; Sau đó thả nổi
SPR12M + 1.2%

Car - Package 3 Xe - Gói 3 Cố định 3 năm đầu: 10.8%; Sau đó thả nổi
SPR12M + 1.2%

Car - Special Xe - Đặc biệt Cố định 6 tháng: 9.19%; 54 tháng tiếp theo:
10.9%; Sau đó thả nổi SPR12M + 1.2%
 Fixed IR 1 (%) Fixed Period End 1 Fixed IR 2 (%)
9.19% 6 10.90%
7.99% 6 10.50%

Content Eng Fixed IR 1 (%) Fixed Period End 1

Fixed Y1: 9.8%; then Floating SPR12M + 1.2%
9.80% 12
Fixed Y1-Y2: 10.0%; then Floating SPR12M +
1.2% 10.00% 24
Fixed Y1-Y2: 10.2%; then Floating SPR12M +
1.2% 10.20% 36
Fixed 6M: 7.99%; Next 54M: 10.5%; then
Floating SPR12M + 1.2% 7.99% 6
Fixed Y1: 10.4%; then Floating SPR12M + 1.2%
10.40% 12
Fixed Y1: 10.7%; then Floating SPR12M + 1.2%
10.70% 24
Fixed Y1: 10.8%; then Floating SPR12M + 1.2%
10.80% 36
Fixed 6M: 9.19%; Next 54M: 10.9%; then
Floating SPR12M + 1.2% 9.19% 6
Fixed Period End 2 Floating IR (%) Floating Period End ERF 1
60 11.39% 96 4.0%
60 10.89% 60 2.0%

Fixed IR 2 (%) Fixed Period End 2 Floating IR (%) ERF 1

9.80% 12 11.39% 3.0%

10.00% 24 11.39% 3.0%

10.20% 36 11.39% 3.0%

10.50% 60 10.89% 2.0%

10.40% 12 11.39% 3.0%

10.70% 24 11.39% 3.0%

10.80% 36 11.39% 3.0%

10.90% 60 11.39% 4.0%

ERF Y1 END ERF Y2 ERF Y2 END ERF Y3
12 3.0% 24 2.0%
12 2.0% 24 2.0%

ERF Y1 END ERF Y2 ERF Y2 END ERF Y3

12 3.0% 24 2.0%

12 3.0% 24 2.0%

12 3.0% 24 2.0%

12 2.0% 24 2.0%

12 2.0% 24 1.0%

12 2.0% 24 1.0%

12 2.0% 24 1.0%

12 3.0% 24 2.0%
ERF Y3 END ERF Y4 ERF Y4 END ERF Y4
36 1.0% 48 0.0%
36 1.0% 48 0.5%

ERF Y3 END ERF Y4 ERF Y4 END ERF Y42

36 1.0% 48 0.0%

36 1.0% 48 0.0%

36 1.0% 48 0.0%

36 1.0% 48 0.5%

36 0.5% 48 0.0%

36 0.5% 48 0.0%

36 0.5% 48 0.0%

36 1.0% 48 0.0%
ERF Y4 END
60
60

ERF Y4 END3

60

60

60

60

60

60

60

60
Salary (BanLương (Chuyển khoản) Purchasing Mua ô tô . CMND/ Th

Salary (CasLương (Tiền mặt) Purchasing Mua nhà/ Căn hộ/ Đất . Sổ Hộ Kh
SOHO Hộ Kinh Doanh Building ho Xây nhà . KT3, Sổ t
Rental inc Cho thuê Repair housSửa nhà . Passport,
CorporatioCông ty Other Chi phí sinh hoạt . Thẻ tạm t
. Thẻ cư tr
. Giấy xác
. Giấy đăng
. HĐ cước I
. HĐ cước đ
. HĐ tiện í
. HĐLĐ/ QĐ
. Thư xác n
. Sổ BHXH
. Sao kê ng
. Bảng lươn
. Thuế TNC
. Sổ Hồng/
. Cavet xe
. Hợp đồng
. Sổ tạm tr
. Sao kê ng
. Hóa đơn c
. Số ghi ti
. Giấy phé
. Giấy MST
. Báo cáo t
. HĐ đóng
. Sao kê ng
. Kê khai V
. Bảng kê đ
. HĐ điện n
. Bảng kê t
. Sổ ghi ch
. HĐ VAT/
. Chứng từ
. Hợp đồng
 . LUR or LUR&H
. ID card (9 or 12 digits) For Vietnamese Photo
Copy certificate

. Fully Family book (Vietnamese) . Purchase/Sale Car contract

Notarized c Photo công chứng
. KT3, temporary resident book (Vietnamese) Original Bản gốc
. Passport, resident card/visa, and work permit
(Foreigner) Original, s Bản gốc, có dấu và chữ ký của Cty
. Temporary residence card still valid (Foreigner) Original, s Bản gốc, có dấu và chữ ký của Ngân hàng
. Permanent residence card (Foreigner)
. Single Confirmation
. Marriage Certificate
. Internet bill (for 1-3 nearest months)
. Telephone bill (for 1-3 nearest months)
. Utility bill (for 1-3 nearest months)
. Labor contract/ Decision letter
. Appointment letter/ Confirmation letter
. Social insurance evidence
. Salary Bank Statement (last 3 months)
. Pay slips/ Salary confirmation (last 3 months)
. PIT of the last year
. LUR or LUR&H certificate (under debtors’ name)
. Car registration certificate (under debtors’ name)
. Rental contract
. Temporary resident book for tenants
. Bank statement of rental payment (last 3 months)
. Payment receipt of rental payment (last 3 months)
. Record book of rental payment (last 3 months)
. Business license certificate
. Tax certificate
. Tax report of the company for 02 years
. Tax payment receipt of the latest year
. Bank statements for the last 6 months (under
company name)
. VAT declaration for the last 6 months
. Latest receivable and payable list
. Electric/water receipt (3 months)
. Tax declaration & tax receipt (Latest)
. Sales record (book/ system)
. VAT invoices/ Sale contract/ other invoices
. Input evidence
. Space rental contract
Sổ hồng/ Đ. Car Loan . Lệ Phí đăng ký giao dịch đảm bảo VND 88,000

HĐ mua bá. Money tr . Lệ phí chuyển tiền vay (VND 50,000 ~ VND 440,000)
. Fee of g . Lệ phí đi lấy cavet xe (VND 550,000 ~ VND 2,200,000)
. Home Loa. Phí đăng ký giao dịch đảm bảo VND 550,000 ~ VND 770,000
. Mortgage. Phí công chứng (0.07% ~ 0.1%) * Số tiền vay
. Collater . Phí định giá TSBĐ VND 1,800,000 ~ VND 3,500,000