945-Jeevan Umang

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Prepared By

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 This is proposed to

Proposer Details
Name aa
Age 20
Plan Name 945-Jeevan Umang
Sum Assured 2000000
Policy Term 80
PPT 30
DAB Rider 0
AD & DB Rider 2000000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
62652 31652 15989 5330
59954+2698 30289+1363 15300+689 5100+230

2nd year onwards

YLY HLY QLY MLY
61303 30970 15644 5215
59954+1349 30289+681 15300+344 5100+115

Save Rs.168 per day for 30 yrs, and get a

bulk amount of Rs.16620000 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2023 20 62652 2094000 4094000 0 0 0

2024 21 61303 2188000 4188000 0 32133 28919

2025 22 61303 2282000 4282000 0 48199 43379

2026 23 61303 2376000 4376000 0 96399 86759

2027 24 61303 2470000 4470000 0 160666 144599

2028 25 61303 2564000 4564000 0 240999 216899

2029 26 61303 2658000 4658000 0 281165 253048

2030 27 61303 2752000 4752000 0 321332 289198

2031 28 61303 2846000 4846000 0 361498 325348

2032 29 61303 2940000 4940000 0 481998 433798

2033 30 61303 3034000 5034000 0 530197 477177

2034 31 61303 3128000 5128000 0 578397 520557

2035 32 61303 3222000 5222000 0 731030 657927

2036 33 61303 3316000 5316000 0 787263 708536

2037 34 61303 3410000 5410000 0 843496 759146

2038 35 61303 3544000 5544000 0 913729 822356

2039 36 61303 3648000 5648000 0 1112528 1001275

2040 37 61303 3752000 5752000 0 1180795 1062715

2041 38 61303 3856000 5856000 0 1249061 1124154

2042 39 61303 3980000 5980000 0 1325328 1192795

2043 40 61303 4114000 6114000 0 1581293 1423163

2044 41 61303 4268000 6268000 0 1680593 1512533

2045 42 61303 4462000 6462000 0 1797893 1618103

2046 43 61303 4756000 6756000 0 2177992 1960192

2047 44 61303 5050000 7050000 0 2358325 2122492

2048 45 61303 5344000 7344000 0 2792523 2513270

2049 46 61303 5638000 7638000 0 2990890 2691801

2050 47 61303 5972000 7972000 0 3503188 3152869

2051 48 61303 6306000 8306000 0 4055554 3649998

2052 49 61303 6640000 8640000 0 4647986 4183187

2053 50 0 7114000 9114000 160000 6180340 840000

2054 51 0 7608000 9608000 160000 7107200 840000

2055 52 0 8202000 10202000 160000 7691800 840000

2056 53 0 8796000 10796000 160000 8276400 840000

2057 54 0 9390000 11390000 160000 8861000 840000

2058 55 0 9984000 11984000 160000 9445600 840000

2059 56 0 10578000 12578000 160000 10030200 840000

2060 57 0 11172000 13172000 160000 10614800 840000

2061 58 0 11766000 13766000 160000 11199400 840000

2062 59 0 12360000 14360000 160000 11784000 840000

2063 60 0 12954000 14954000 160000 12368600 840000

2064 61 0 13048000 15048000 160000 12453200 840000

2065 62 0 13142000 15142000 160000 12537800 840000

2066 63 0 13236000 15236000 160000 12622400 840000

2067 64 0 13330000 15330000 160000 12707000 840000

2068 65 0 13424000 15424000 160000 12791600 840000

2069 66 0 13518000 15518000 160000 12876200 840000

2070 67 0 13612000 15612000 160000 12960800 840000

2071 68 0 13706000 15706000 160000 13045400 840000

2072 69 0 13800000 15800000 160000 13130000 840000

2073 70 0 13894000 15894000 160000 13214600 840000

2074 71 0 13988000 13988000 160000 13299200 840000

2075 72 0 14082000 14082000 160000 13383800 840000

2076 73 0 14176000 14176000 160000 13468400 840000

2077 74 0 14270000 14270000 160000 13553000 840000

2078 75 0 14364000 14364000 160000 13637600 840000

2079 76 0 14458000 14458000 160000 13722200 840000

2080 77 0 14552000 14552000 160000 13806800 840000

2081 78 0 14646000 14646000 160000 13891400 840000

2082 79 0 14740000 14740000 160000 13976000 840000

2083 80 0 14834000 14834000 160000 14060600 840000

2084 81 0 14928000 14928000 160000 14145200 840000

2085 82 0 15022000 15022000 160000 14229800 840000

2086 83 0 15116000 15116000 160000 14314400 840000

2087 84 0 15210000 15210000 160000 14399000 840000

2088 85 0 15304000 15304000 160000 14483600 840000

2089 86 0 15398000 15398000 160000 14568200 840000

2090 87 0 15492000 15492000 160000 14652800 840000

2091 88 0 15586000 15586000 160000 14737400 840000

2092 89 0 15680000 15680000 160000 14822000 840000

2093 90 0 15774000 15774000 160000 14906600 840000

2094 91 0 15868000 15868000 160000 14991200 840000

2095 92 0 15962000 15962000 160000 15075800 840000

2096 93 0 16056000 16056000 160000 15160400 840000

2097 94 0 16150000 16150000 160000 15245000 840000

2098 95 0 16244000 16244000 160000 15329600 840000

2099 96 0 16338000 16338000 160000 15414200 840000

2100 97 0 16432000 16432000 160000 15498800 840000

2101 98 0 16526000 16526000 160000 15583400 840000

2102 99 0 16620000 16620000 160000 15668000 840000

2103 100 0 0 0 16620000 0 0

0 0 1840439 0 0 24620000 0 0
You have to pay the premium for 30 yrs
(from Age:20 - Age:49)

If you take the payment mode as yly then you have to pay Rs.62652 for the first
year,from 2nd year onwards Rs.61303

Totally you will pay Rs.1840439

From Age:50-99 you will receive Rs.160000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-25, Nominee will receive Rs.2564000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-25, Nominee will
receive Rs.4564000

At age 100 you will receive Rs.16620000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.12368600
if you close at Age-70, you will receive Rs.13214600
if you close at Age-80, you will receive Rs.14060600

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-49, you can take a loan of Rs.4183187
at Age-70, you can take a loan of Rs.840000
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience