FIELDWORK PRACTICE ACTIVITY REPORT

SCHOOL YEAR 2023/2024

BANK BJB KCP LEUWILIANG

Jl. Raya Leuwiliang No.45, Leuwiliang, Kec. Leuwiliang, Bogor Regency, West
Java 16640
This report is as the final project of Field Work Practice Date
December 28, 2022 – March 30, 2023

COMPILED BY:

1. Hamima Fazilatunnisa : 2122100276

NURUL WALIDAIN T.H FOUNDATION

SMK PELITA CIAMPEA 1 ACCREDITED A
COMPETENCE OF ACCOUNTING AND FINANCIAL INSTITUTION
EXPERTISE

Jl. Raya Warung Borong Ciampea Telp. (0251) 8627289 /Fax. (0251) 8627
E-mail address : smkpelitaciampea1@gmail.com
Web : https://smkpelitaciampea.sch.id
 REPORT ATTESTATION SHEET
IMPLEMENTATION OF FIELDWORK PRACTICE ACTIVITIES

This report has been known and approved at:

Date................. Moon................. Year 2024

By

Field Supervisor Guidance Teacher

Arya Rizky Sidiq, S.T Nur Hayati, S.Pd.I

Know;

Head
SMK PELITA CIAMPEA 1 Head Of Program

Dr. Riris Choerunnisa, M.Pd Ervinna Mahesa, S.E

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 ATTESTATION SHEET FROM THE EXAMINER

This report has been known and approved at:

Date................. Moon................. Year 2024

By

Tester 1 Tester 2

(. . . . . . . . . . . . . . . . . .) (. . . . . . . . . . . . . . . . . .)

Know;
Head of SMK Pelita Ciampea 1

Dr. Riris Choerunnisa, M. Pd

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 IDENTITY OF FIELDWORK PRACTICE
PARTICIPANTS (PKL)

Participant Name : Hamima Fazilatunnisa

Student ID Number : 2122100276

NISN : 65974611

Class : XII AKL 3

Expertise Competency : Accounting and Finance Institutions

Gender : Woman

Place, Date of Birth : Subang, 05 August 2006

Kp. Munjul, RT02/04, Ciaruteun Ilir Village,

Home Address :
Kec. Cibungbulang, Bogor District, Prov. West Java

Parents' Name

Father : Suwandi

Mother : Yuyu Yuyanti

Parents' Work

Father : Entrepreneurial

Mother : Housewives

Bogor, 08 January 2024

PKL Participants

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 FOREWORD

Praise the presence of Allah SWT for all His wisdom and mercy so that the
author can carry out Field Work Practices (PKL) located at Bank BJB KCP
Leuwiliang for 3 months properly, as well as the author can compile this report as
an obligation to implement Field Work Practices (PKL) at Bank BJB KCP
Leuwiliang. The benefits of holding this Field Work Practice (PKL) are so that the
author can add insight and experience, and can practice the knowledge that Mr. /
Mrs. Teacher has taught at school as a support while participating in this PKL.
This report is written evidence that the author has carried out this PKL activity.
This report is written evidence that the author has carried out PKL activities at
Bank BJB KCP Leuwiliang.
The author also expressed his gratitude to all parties who have helped, guided
and supported the author in the implementation of this Field Work Practice
(PKL), including:
1. Dear Mrs. Riris Choerunnisa, M.Pd as the Principal of SMK Pelita Ciampea
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2. Dear Mr. Harry Rasdian, S.H as Head of Bank BJB KCP Leuwiliang
Branch
3. Dear Mrs. Ervinna Mahesa, S.E as Head of Accounting and Finance
Program of Institutions
4. Dear Mrs. Nurhayati, S.Pd.I as School Supervisor
5. All staff employees at Bank BJB
6. Teachers, parents and classmates who have given support
The author has tried to compile this report to the maximum, but the author
realizes this report is far from perfect. Therefore constructive criticism and
suggestions are highly expected for improvement. Finally, the author would like
to thank all parties who have helped and provided inspiration in the preparation of
this report.

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 TABLE OF CONTENTS

SCHOOL ATTESTATION PAGE ............................................................... i

TESTER ATTESTATION PAGE ................................................................. ii
STUDENT IDENTITY ................................................................................. iii
FOREWORD ................................................................................................. iv
TABLE OF CONTENTS .............................................................................. v
CHAPTER I INTRODUCTION ........................................................... 1
1.1. Background Of Street Vendors ................................. 1
1.2. The Purpose Of Street Vendors.................................. 2
1.3. Time And Place Of Vendors ...................................... 3

CHAPTER II COMPANY OVERVIEW .............................................. 4

2.1. Company Profile Where PKL .................................... 4
2.2. Vision and Mission of Company ............................... 4
2.3. Company Organizational Structure ............................ 5
2.4. Activities in the Company ......................................... 5
CHAPTER III IMPLEMENTATION OF STREET VENDOR
ACTIVITIES ................................................................... 8
3.1. Types of Activities ..................................................... 8
3.2. Work Process ............................................................. 8
3.3. Expected results from the results of activities ........... 9
3.4. Types of tools used during street vendors .................. 10
3.5. Obstacles experienced and how to resolve them ....... 10
CHAPTER IV COVER ............................................................................ 11
4.1. Conclusion ................................................................. 11
4.2. Advice ........................................................................ 11
1. For the School ....................................................... 11
2. For Agencies ......................................................... 12
BIBLIOGRAPHY ....................................................................................... 13
ATTACHMENT .......................................................................................... 14
ACTIVITY PHOTOS ................................................................................. 15

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 CHAPTER I
INTRODUCTION

1.1. Background of street vendors

The implementation of Field Work Practice (PKL) activities as a
manifestation of the wisdom of cooperation in the implementation process is
carried out in two places, namely in schools and in the business / industrial /
institutional world. The above efforts are carried out in improving
Vocational High Schools (SMK) in the Field of Accounting Expertise to
achieve the goal of educational relevance to the guidance of work needs. In
addition, what is expected from the implementation of practices in the World
Business / Industry / Institution, namely students will have a work ethic,
such as work ability, work motivation, initiative, creativity, quality work
results, time discipline and craft at work.
In the implementation of this Field Work Practice (PKL), it is expected
that every student is able to participate in work activities and understand
work activities carried out in the business world or the industrial world so
that these students can achieve and get a good and useful learning for
themselves and so that these students are able to show their performance
optimally so that they can make themselves calculated in the business world
or the industrial world.

The implementation of PKL is a proving ground as well as strengthening

for students, especially vocational students to enter the industrial world or
the world of work. The theoretical learning process carried out in schools
can be applied directly at the time of PKL itself. From street vendors, there
is also a lot of knowledge that can be taken that we have not obtained in
school.

For students to further unleash their potential which is expected to be

applied in the industrial world is one of the objectives of holding street
vendors. Not only that, students who may have poor character in their

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 school environment, when they are in a different world, meaning the
industrial world, can change for the better than before.

The implementation of PKL, which only lasts for 3 months, actually has
a specific purpose, which is to provide new experiences about the real world
of work as an effort to establish themselves before entering the world of
work, and grow and develop and strengthen professional attitudes in
accordance with what is required by the world
The business/industry/institution. Field Work Practice (PKL) is also part of
the SMK curriculum which must be implemented by students of SMK Pelita
Ciampea 1. PKL activities must be followed by class XI students of SMK
Pelita Ciampea 1 as one of the graduation requirements.

1.2. Purpose of street vendors

• Can establish cooperative relationships between educational

institutions and companies or institutions where students carry out
street vendors

• As a means of publication regarding the existence of author education

institutions

• To add a working relationship

• Increase insight into work in the community, especially in the field of

Accounting.

• Add work experience for future supplies

• As a means of developing the potential and creativity of students.

• Fostering optimism and confidence in students

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1.3. Time and Place of street vendors

1. PKL Time

The implementation of Field Work Practice (PKL) activities

programmed by SMK Pelita Ciampea 1 lasted for 3 months, starting
from:

Date : December 28, 2022 - March 30, 2023

Weeksdays : Monday – Friday

Working Time : 08.00 – 15.00

2. PKL Place

Practice carries out PKL activities at one of the conventional

commercial banks, namely Bank BJB, Practice is placed at Bank BJB
KCP Leuwiliang. The following is the identity of the institution where
the implementation of Field Work Practice is carried out:

Company Name : PT. West Java Regional Development Bank

and Banten, Tbk. Bank BJB KCP Leuwiliang
Address : Jl. Raya Leuwiliang No.45, Leuwiliang,
Leuwiliang District, Bogor Regency
Telephone : (0251) 8643647
Fax : (0251) 8643640
E-mail : bankbjb.co.id

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 CHAPTER II

COMPANY OVERVIEW

2.1. Company Profile of PKL Place

A bank is a business entity that collects funds from the public which are
usually in the form of deposits and then distributes them to the community
in other forms. In Indonesia, there have been many well-known banks that
have been trusted by many customers, one of which is Bank BJB. The bank,
which was once known as Bank Jabar Banten, has been operating for more
than 5 decades and has had many loyal customers. The establishment of this
bank has a background related to the Government Regulation of the
Republic of Indonesia No. 33/1960 which discusses the determination of
Dutch-owned companies in Indonesia that are nationalized. The Dutch-
owned company that was established in the city of Bandung that was
eventually nationalized was De Eerste Nederlandsche Indische Shareholding
N.V., which was a mortgage bank. After the enactment of the Government
Regulation, the West Java Provincial government established the West Java
Regional Development Works Bank using regional specialties worth Rp.
2,500,000.00 as initial capital.

2.2. Company Vision and Mission

1. Vision

Become Your First Choice Bank

2. Mission

• Contribute and participate as a driver and driver of the regional

economy.

• Become the main partner of local government in financial management.

• Making the main partner of local government in financial management

• Providing the best service to customers

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2.3. Corporate Organizational Structure

2.4. Activities in the Company

Bank BJB Tbk KCP Leuwiliang is a company engaged in banking

services that serve the needs of the community for money storage services
and loans as the main support of services to the community including
business capital loans commonly referred to as KGB Loans specifically for
retirees and employees of both BUMN or BUMD, Commercial Loans
intended for lending business capital for the establishment of houses /
shophouses.

Other main activities of Bank BJB Tbk KCP Leuwiliang include savings
with prizes which have various options ranging from Term Savings and
Simuda Savings aimed at students ranging from the age limit of 18-30 years.
As well as children's savings intended for junior high school to high school
children.

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 There are also products offered to customers which are grouped into
several parts, including:

Head of Sub-Branch Office

• Manage the implementation of systems and procedures in the field of

marketing, credit, and bank service funds

• Marketing credit to customers/non-customers

• Cross selling bank products and services

• Marketing bank funds and services to customers/non-customers

• Manage services, products and services

• Managing coaching to prime customers

• Manage the implementation of systems and procedures in the field of

customer service and bank operations

• Plan, develop, implement, manage bank products and services

Account Officer Consumer

• Serving credit debtor consultations

• Receive credit applicant file

• Maintaining Credit NPLs

• Web Scoring prepares files that will be liquid

• File and Scanning

• Collect NPL debtors

• Fostering a good relationship with the official treasurer

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Teller

• Supervise the transaction process at the counter

• Authorize counter transactions

• Supervise services at the front liner

• Supervise activities in large cash

Credit Officer and Operations Officer

• Supervise and coordinate operational activities

• Lead marketing activities in banking

• Monitor the company's operational activities

• Monitor risk management operational procedures

• Developing operational activities

• Observation of employee performance

• Provide solutions to all problems

• Provide an assessment of employee performance

Customer Service

• Provide information to customers

• Perform administrative services for all types of savings

• Perform deposit administration services

• Perform ATM administration services

• Debit your account

• Serving and providing solutions to problems from customers

• Introducing and providing offers to customers

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 CHAPTER III

IMPLEMENTATION OF STREET VENDOR

ACTIVITIES

3.1 Types of Activities

The following activities are carried out during the Field Work Practice:

1. Complete the customer form

2. Search for files

3. File the credit terms of debtors

4. Input customer data

5. Check daily transaction journal

6. Compile customer credit files according to date and code

3.2 Work Process

The work process of the tasks carried out during the implementation of Field
Work Practices (PKL) in the administrative section, namely:

1. Complete the customer form

Assist the consumer department to fill out the customer form that
will make a loan

2. Search for files

Assist the Administration to find customer files when bank

employees need to retrieve guaranteed documents

3. File the credit terms of debtors

Separating and compiling data according to partitions, such as

partition A containing customer identity, partition B containing
credit agreements, partition C containing collateralized documents,
partition D containing the nominal loan proposed

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 4. Input customer data

Input data and documents guaranteed through a computer for

administrative data purposes

5. Check daily transaction journal

Check the transaction journal by searching and marked in the same

nominal credit debit so that the balance, in accordance with the
data listed

6. Compile customer credit files according to date and code Compile

customer files in lockers according to customer name, date, month,
and year in the archive room.

3.3 Expected Results of the Type of Activity

To produce a workforce with professional expertise, to have more

career insight, choose a career field that is tenacious and persistent in
competence, adapts to the work environment, and is able to develop a
professional attitude in their field of expertise.

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3.4 Types of Tools and Equipment Used During PKL

1. Computer

2. Stamp

3. Printer Machine

4. Copiers

5. Bindex

6. Fountain pen

7. Pencil

3.5 Obstacles Experienced and How to Overcome Them

Some of the obstacles and efforts to resolve faced during the prakerin
period are:

1. When printing a document, the printing machine used errors so that

the document becomes irregular

Resolution efforts: (Ask for help from the office boy)

2. When first given the task the author had difficulties Completion
efforts: (always ask the field supervisor)
3. Difficulty adapting when first doing street vendor activities
Resolution efforts: (trying to communicate more often with people
who are in the office).

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 CHAPTER IV

CONCLUDING

4.1 Conclusion

After I did PKL (Field Work Practice) I got many benefits, such as
being able to get to know more about science in the business world, being
able to better understand the meaning of discipline and responsibility, better
understanding how the situation in the business / industrial world, being able
to interact with people who have high positions, it was an experience that I
will never forget.

4.2 Advice

1. For the School

• Monitoring of students who are currently practicing fieldwork or

who are just going to carry out fieldwork practices to be further
improved to convince the company of the Field Work Practice
program.

• Improve the student support facilities and infrastructure that will be

used before being parachuted into training

• I hope productive staff and teachers will be more patient in teaching

new things to students.

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2. For Agencies

• In order to further maximize the facilities and infrastructure of

services available at the Bank.

• As a student who carries out PKL at PT. I hope that the agency can
appreciate my work even though there are still many mistakes in
work. That's why I apologize

• For agencies/companies and field supervisors from companies to

further maximize trust in prakerin participants in carrying out a work
in the process, which will be done can be a result for students so that
they are familiar with the world of work. Therefore, the work
process that adjusts the skill program is able to provide debriefing in
facing the real world of work.

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 BIBLIOGRAPHY

https://maps.app.goo.gl/TuNqxe9PamS6atTH8
https://bkppkutim.com/bank-
bjbkanto r-caban g-pembant u-leuwiliang-

8174996469410775759/ https://elib.unikom.ac.id/download.php?
id=264062 https://bankbjb.co.id/page/tenta n g-ba n k-b jb ba nk-bjb-
companyprofile.pdf

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 APPENDIX

1. Photos of Prakerin Activities

2. Prakerin Attendance & Activities Report

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PHOTOS OF PRAKERIN ACTIVITIES

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