GABV

 of] Pp6f a+}s tyf a}+lsË ;xsf/L, n3'ljQ ;+:yf, ;fd'bflos ljsf; a}+sx?
sf] :jtGq ;+hfn xf] / o;sf] ;femf pb]Zo cy{sf] k'|of]u ul/ lbuf] cfly{s,
;fdflhs / jftfj/0fLo ljsf; k|bfg ug'{ xf] . of] ljZj el/ /x]sf a}+lsË
ln8/x?sf] ;+hfn xf] h'g ljlQo pBf]]udf cu|ufdL ;sf/fTds kl/jt{g
ug{ k|lta4 5 . o;sf] ;fd'lxs nIo a}ls+u k|0ffnL kl/jt{g ug{' xf] h;n]
ubf{ a}+lsË k|0ffnL cem kf/bzL{ xf]; / cfly{s, ;fdflhs / kof{j/0f
:yfoLTjdf ;xof]u k'uf]; .

 ;g\ @))( :yfkgf ePsf]M

@))& sf] cfly{s ;+s6 / @))* sf] d+bL kl5 aËnfb]z, g]b/Nof08
/ o'P; sf tLg a}+sx? Pp6f ;femf p2]Zo lnP/ hf]l8P M aif{} b]lv h;/L
pgLx? ;+rfng eO{/x]sf 5g\ ToxL tl/sf dfkm{t ;dfh kl/jt{gsf] l;h{gf
ug]{ . pgLx?n] d'No—cfwfl/t a}+s ;+hfnsf] cjwf/0f ljsf; u/] h'g
Psh'6 eP/ sfd ugf{]n] 7'nf] kl/jt{gnfO{ pTk|]l/t ug{ ;S5 eGg] ljrf/df
ag]sf] lyof] .

 Dr. Marcos Eguiguren sfo{sf/L lgb]{zs x'g, pgL d'Nodf cfwfl/t a}

+lsË cfGbf]ng lgdf{0f ug{] / ;b:o, ;fembf/L, ljz]if1 / lglt
lgdf{tfx? ;+u GABV sf] sfdnfO{ yk lasf; u/]/ a}+lsË k|
0ffnLnfO{ clws kf/bzL{, g}lts, alnof] / jf:tljs cy{Joj:yfdf s]lGb|t
agfpg lhDd]jf/ eP/ nfluk/]sf 5g\ .

 ljZje/sf %$ j6f ljQLo ;+:yf ;dfj]z /x]sf]

 % s/f]8 hlt uf|xsnfO{ ;]jf
 ^) xhf/ ;xsdL{x?sf] ;xof]u
 Joj:yfkgsf] d'lg !^# ljlnog 8n/ Plss[t ;Dklt
 d'Vo sfof{no Tridos Bank g]b/Nof08df
 GABV CEO ;+hfnsf] e'ldsf lgjf{x ub{} d'Nodf cfwfl/t a}+lsË k|lta4
g]tfx?nfO{ laz]if 7fpF lbb} ;xof]u / k|]/0ff
  o;n] Communities of Practice (CofP) dfk{mt ;b:o a}+ssf jl/i7 sfo{sf/L,
ljz]if1x? / sdrf/Lx? nfO{[ l;Sg] / JolQmTj lasf;sf] df}sf k|bfg
ub{5 .
 o;n] d'Vo ;fem]bf/ - Netherlands Development Finance Company, SFRE
Fund, MIT Community Innovators Lab (CoLab), UNEP, the Rockefeller
Foundation _ x? ;+u yk ;femf p2]Zosf] nflu sfd ul//x]sf] 5
 GABV ;b:ox? ;+u Pp6f lrh ;femf 5M ljQsf] k|of]u ub}{ lbuf]
cfly{s, ;fdflhs / kof{j/0f ljsf;df 6]jf k'of{pg] / JolStx?
nfO{ cfKfmgf] Ifdtf kl/k'lt{ ug{ d2t ug{] / alnof] ;d'bfox? Afgfpg
s]lGb|t ;femf p2]Zo /x]sf] 5 .

ljut * jif{df cfkmgf] p2]Zodf cl8u /x]sf]M klxnf JolSt -ufx|s_ ;]jfdf
s]lGb|t clg dfq Gffkmf . pgLx?sf ;a} ;b:ox?n] ;]jf ug]{ JolSt / ;d'bfox? ;
+u ulx/f] ;DaGw /x]sf] / JolStx?n] Kf|of]u ug{] x/]s pTkfbg / ;]jfx?df
cfpg] hf]lvd k|lt ;w} pQ/bfoL /x]sf] 5 .
pgLx? cfwf/e't a}+lsË pTkfbgx? w]/} JolStsf] ;]jfdf ;dfj]z xf];\ g ls clt
ljlzi7 pTkfbgx? yf]/} JolStsf] xftdf xf];\ eGg]df Wofg s]]lGbt 5 .
ljZj a}+lsË k|0ffnLsf] u'0f:t/ ;'wf/df sfd ub}{
a]jf:tf / cNk;+Vosdf k/]sf dflg;x?sf] lhjgsf] u'0f:t/ ;'wf/ ug]{ sfd ub{}
 GABV sf] d'Nodf cfwfl/t a}ls8u l;4fGtx?sf] cfwf/e't vDafx?

!= tLg
cfwf/
l;4fGt
@=
jf:tljs
%= ufx|s cy{Joj:y
s]lGb|t f
;+:s[lt
 $= kf/bzL{ /
cfTdlg/e ;dfj]zL
{tf zf;g

!= tLg d'n cfwf/ l;4fGt

Joj;foLx?n] k/Dk/fut ?kdf df}lb|s gfkmfnfO{ nIo agfP/
To;d} Wofg s]lGb|t ub{} Joj;fo ul//x]sf x'G5g\ . clxn] w]/}
Joj;foLx?n] l:y/tf sf] af/]df ;f]Rg yfn]sf 5g\ . To;}n] tLg d'n
cfwf/sf] l;4fGtn] k'/fgf] Jofkf/sf] 9fFrfnfO{ la:tf/ ub{} yk c?
b'O{ If]q ;dfj]z u/]sf] 5 M pgLx?sf] sDkgLsf] ;dflhs /
kof{j/0fLo k|efj ÷ c;/ . oL tLg cfwf/x? k|foM 3 P's sf] ?kdf
pNn]v ul/G5M People -dflg;_, Planet - ux|_ and Profit -gfkmf_
. tLg cfwf/ ePsf sDkgLx?n] ;d'bfodf s]xL of]ubfg lbg] k|of;
ub{5g\ .
d'Nodf cfwfl/t a}+sn] Joj;flos gd'gfsf] cfwf/nfO{ Ps;fy
dflg;, ux| / gfkmf Wofgdf /fv]/ ;dfof]hg ub{5 .
pTkfbg / ;]jfx? Dflg;x?sf] cfjZostfx? Kf'/f ug{ / kof{j/0f ;
+/If0f ug{ agfOPsf 5g\ . plrt nfe sdfpg' d'Nodf cfwfl/t a}
+lsËsf] cfjZostf xf] t/ Psdfq p2]Zo xf]Og .

@= ;d'bfodf cfwfl/tM jf:tljs cy{Joj:yf

d'Nodf cfwfl/t a}+s}n] ;d'bfodf lglxt d'No /
dfGotfnfO{ cfTd;fy ub{} cfkm'n] sfd ug{] ;d'bfodf ;]jf
u5{g\ . o;n] Joj;fo / JolQmx?nfO{ pTkfbs / bL3{sflng
cy{Joj:yfx?df nfufgL ub{} ef}uf]ns / If]q cfwfl/t ;d'bfodf
ljQLo cfjZostf k'/f ub{5 .

#= lb3{sflng ufx|s ;DaGwdf s]lGb|t

d'Nodf cfwfl/t a}+s}n] cfkmgf ufx|sx? ;+u Aflnof]
;DaGw lasf; ub{} pgLx?sf] cfly{s ls|ofsnfkx? / pgLx?af6
x'g] hflvd Af'em\g] / laZn]if0f ug{ ;fd]n xG5g\ / pgLx?
nfO{ cfTdlga{/ / d'Nojfg aGg ;xof]u ub{5g\ .
 $= cfTdlg/e{tf M cg'sntf ÷ nrstf
s'g} klg a}+s cyjf p;sf ufx|sx? Aflx/L cj/f]w -k|
fs[[lts,;fdflhs / /fhlglts_ / czflGt af6 k'0f{ ?kdf ;'/lIft 5}gg\ .
d'Nodf cfwfl/t a}+sn] lb3{sflng b[li6sf]0f / ;f]r clu+sf/ u/]sf]
x'G5 tfls aflx/L cj/f]wsf sf/0fn] sfo{ ;+rfng g/f]lsof];\ /
of] ;'/lIft xf];\ .

%= kf/bzL{ / ;dfj]zL zf;g

d'Nodf cfwfl/t a}+sn] zf;g / l/kf]l6{+udf pRr :t/sf]
kf/blz{tf / ;dfj]ztf agfP/ /fV5 . यस सन्दर्भमा, समावेशता भनेको बैंकको
विस्तारित lxtwf/s समुदायसँग सक्रिय सम्बन्ध हो, र न केवल यसको शेयरधारकहरू वा
व्यवस्थापन ;+u dfq .

^= l;4fGtx? ;+:s[ltdf lglxt

d'Nodf cfwfl/t a}+lsËn] dflysf ;a} l;4fGtx? cfkmgf] ;+:yfsf] ;
+:s[ltdf ldnfpg vf]H5 tfls lt l;4fGtx? ;a} txx?df lg0f{o ug{sf
lgoldt ?kdf k|of]u xf];\ .

GABV @)!# aln{g 3f]if0fdf cfwfl/t cfb{z ljlQo kof{j/0f k|0ffnLsf

# vDafx?
!= kf/blz{tf
@=l:y/tf
#= ljljwtf
Upendra Poudyal
Regional Representative for Asia-Pacific
E: upendra.poudyal@gabv.org
T: +9779851021149