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@KMJFWFH OKLFCF_ 6

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Dktigk Dkhmfcf
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pkhmmuhffh dktigk dkhmfcfr
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6. Dktigk dkhm
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dfsflfe.
7. Dktigk dkhmfcfr efrus dkdu
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sksuftu.
;. Dkti
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>. Dktigk dkhmfcfr efrus dkduhm`jh`fh
dkduhm`jh`fh sjswf dfdpu dkhyjdf`.
=. Dktigk dkhmfcfr efrus dkduhm`jh`fh sjswf uhtu`
uhtu` oklfcfr skbfrf dfhgjrj (jhgkpkhgkht
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5. Dkti
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:. Dktigk dkhmfcfr efrus dkduhm`jh`fh
dkduhm`jh`fh sjswf uhtu` lkoje tkrditjvfsj gflfd oklfcfrhyf.
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efrus
efrus fgf gfl
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 Qkhmmuhffhhyf gjtjhcfu gfrj skmj priskshyf dkdjlj`j nuhmsj-nuhmsj skofmfj okrj`ut 3
6) Rkofmfj flft ftfu bfrf uhtu` dkhbfpfj tucufh pkdoklfcfrfh ftfu dkdokhtu` `idpktksj
sjswf. Rktjfp pkdo
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efrus fgf suftu bfrf dfupuh tk`hj` yfhm gfpft dkduhm`jh`fh dkhbfpfj tucufh tkrskout
skbfrf knk`tjn tkrskout.

?) Rkofmfj mfdofrfh
Rkofmfj mfdofrfh f`tjvjtfs
f`tjvjtfs yfhm efrus gjpkhue
gjpkhuejj ilke sjswf gfh muru
muru gflfd `kmjftfh
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pkdoklfcfrfh. Wfefpfh-tfefpfh `kmjftfh oklfcfr dkhmfcfr pfgf gfsfrhyf fgflfe
priskgur gfrj dfsjhm-dfsjhm dktigk yfhm gjmuhf`fh
gjmuhf`fh gflfd pkdoklfcfrfh tkrskout.
2) Rkofmfj
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pkrtjdofhmfh dkhkhtu`fd
dkhkhtu`fd flft pkhjlfjfh
pkhjlfjfh pkdoklfcfrfh.
pkdoklfcfrfh. @frf`tkrjstj`
@frf`tkrjstj`
dktigk
dktigk dkh
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7) Rkof
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skbfrf jhgjvjgu ftfu `klidpi`.

Dkdpkr
Dkdp kref
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yfhm gjmuhf`fh gflfd pkdoklfcfrfh.

O. Nf`tir-Nf`t
Nf`tir-Nf`tir
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Zfhm Qkrlu
Qkrlu Gjpkreftj`fh
Gjpkreftj`fh Gflfd
Gflfd Qkdjljefh
Qkdjljefh Dktigk
Dktigk Dkhmfcfr
Dkhmfcfr

Qkhkh
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ft pkdjljefh dktigk pkhmfcfrfh gflfd pkdoklfc
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6. Wucu
Wucufh
fh pkdo
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gjpkrtjdofhm`fh gflfd pkdjljefh dktigk dkhmfcfr. Fgf okokrfpf tjhm`ftfh gflfd tucufh
pkdoklfcfrfh, tucufh pfljhm tjhmmj yfjtu Wucufh Qkhgjgj`fh Hfsjihfl (WQH), Wucufh Rftufh
Qkhgjgj`fh (Jhstjtusjihfl), Wucufh Ojgfhm Rtugj/Dftf Qklfcfrfh, gfh Wucufh Qkdoklfcfrfh
(Jhstru`sjihfl).
Wucufh pkdoklfcfrfh ftfu `idpktkhsj sjswf dkrupf`fh pkrhyftffh yfhm gjefrfp`fh
gfpft gj`ktfeuj, gjsj`fpj, gfh/ftfu gjlf`u`fh sjswf sktklfe dkhmj`utj prisks pkdoklfcfrfh.

Ilke `frkhf jtu, pkdjljefh dktigk dkhmfcfr efrus okrgfsfr`fh pfgf tucufh pkdoklfcfrfh
ftfu `idpktkhsj yfhm f`fh gjbfpfj sjswf.
 Wucufh jhstjtusjihfl fgflfe tucufh yfhm jhmjh gjbfpfj ilke suftu lkdofmf pkhgjgj`fh,
djsflhyf RG, RDQ, RDF, RD@, gfh sktkrushyf. Wucufh ojgfhm stugj fgflfe tucufh yfhm
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tkrtkhtu. [htu` dkdpkrdugfe gflfd dkdfefdj tucufh pkdoklfcfrfh gfh `idpktkhsj sjswf,
dfrj
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psj`iditir.
f. @imhjtjn
6.Qkhmkt
6.Qkhmktfeu
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fh, lko
lkoje
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dkhmjgkhtjnj`fsj
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o. fnk`tjn

6) pkhkrjdffh, lkoje dkhk`fh`fh pfgf `kdfdpufh pk`f, ftfu `kdfdpufh dkhkrjdf

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2) pk
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Irmfhjsfsj, `kdfdpufh dkdokhtu` systkd hjlfj skofmfj pkgidfh ejgup

b. psj`iditir

6) pkrskpsj, lkoje dkhk`fh`fh pfgf `kdfdpufh okrpkhgfpft tkrefgfp sksuftu gfh

pk`f tkrefgfp sksuftu efl

?) @ksjfpfh, `kdfdpufh okrsjfp gjrj skbfrf njsj`

2) mkrf`fh tkrojdojhm, `kdfdpufh gflfd dkhjru pk`rcffh yfhm lfjh/ dkhjru bihtie

7) mkrf`fh tkrojfsf, `ktkrfdpjlfh yfhm okrpkmfhm pfgf pilf

 ;) mkrf`fh yfhm `idplk`s, `ktkrfdpjlfh yfhm ljhbfe, bkpft gfh lfhbkr

Dkru
Dkrudu
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tucu
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O. @frf
@frf`tkr
`tkrjstj`
jstj` Ofefh
Ofefh Qklfcfr
Qklfcfrfh
fh / Dftkrj
Dftkrj Qklfcfrfh
Qklfcfrfh

f. Fspk` @ihskp (bihbkpt)

Dkrjpf`fh suostfhsj jsj pklfcfrfh yfhm okreuouhmfh gkhmfh pkhmkrtjfh, ftrjout, `frf`tkrjstj`,
lfokl ftfu jgk gfh mfmfsfh tkrtkhtu.
o. Fspk` Nf`tf (nfbt)
Dkrupf`fh
Dkrupf`fh suostfhsj
suostfhsj jsj pklfcfrfh
pklfcfrfh yfhm okreuouhmfh
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pkrjstjwf-pkrjstjwf
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gft-gftf yfhm gjdjlj`j kskhsj iock` gfh wf`tu.
b. Fspk` Qrjhsjp (prjhbjplk)
Dkrupf`fh suostfhsj jsj pklfcfrfh yfhm okreuouhmfh gkhmfh fturfh, gfljl, ei`ud, `ktkhtufh,
gfh priskgur yfhm efrus gjtkdpue.
g. Fspk` Hjlfj (vfluk)
Dkrupf`fh suostfhsj dftkrj pklfcfrfh yfhm okreuouhmfh gkhmfh fspk` pkrjlf`u yfhm ofj`
gfh ouru`, yfhm okhfr gfh sflfe, yfhm okrdfhnfft ftfu tjgf` h4okrdfhnfft ofmj ofhyf`
irfhm.
k. Fspk` @ktkrfdpjlfh Jhtklk`tufl (jhtkllkbtufl s`jlls)
Dkrupf`fh suostfhsj dftkrj pklfcfrfh yfhm okreuouhmfh gkhmfh pkdokhtu`fh `kdfdpufh
dkhyklksfj`
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pkrsiflfh ftfu pkrdfsflfefh
pkrdfsflfefh,, okrnj`jr
okrnj`jr sjstkdftjs,
sjstkdftjs, limjs,
limjs, tf`tjs,
tf`tjs, `rjtjs,
`rjtjs, jhivftjn
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gfh jldjfe
n. Fspk` @ktkrfdpjlfh Qsj`iditir (psybeiditir s`jlls)
Dkrupf`fh suostfhsj dftkrj pklfcfrfh yfhm okreuouhmfh gkhmfh pkdokhtu`fh `kdfdpufh
njsj`
B. ]f`tu
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yfhm Gjmuhf
Gjmuhf`fh
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cfd pklfcfrfh
G. Nf`t
Nf`tir
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fhtusjfs
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`klklfefh), cudlfe sjswf gfh `kdfdpufh
`kdfdpufh sjswf. Muru efrus ojfs dkhmklilf
dkhmklilf

pkdoklfcfrfh okrgfsfr`fh cudlfe sjswf gfh efrus dkhmftur tkdpft gugu` supfyf sksufj
gkhmfh `ihgjsj sjswf gflfd oklfcfr.
 K. Nfsjljtfs
Nfsjljtfs,, Dkgjf
Dkgjf gfh
gfh Rudokr
Rudokr Oklfcfr
Oklfcfr
Rupfyf dkdpkrilke efsjl oklfcfr yfhm iptjdfl df`f sktjfp pkrjstjwf pkdoklfcfrfh efrus
gjrfhbfhm
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dkdjlje dktigk
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tjgf` dkdjlj`j nfsjljtfs gfh flft oklfcfr yfhm lkhm`fp.

B. Qkhtjhmhy
Qkhtjhmhyf
f Dktigk
Dktigk Dkhmfcfr
Dkhmfcfr gflfd Dkhbfpfj
Dkhbfpfj Wucufh
Wucufh Qkdoklfc
Qkdoklfcfrfh
frfh Dfupuh
Dfupuh
Dkdokhtu` @kdfdpufh Rjswf
Rkpkrtj tklfe gj`kdu`f`fh tkrgfeulu ofewf dktigk dkhmfcfr dkdjlj`j `ktkr`fjtfh yfhm
`uft gkhmfh tucufh pkdoklfcfrfh. Gflfd `urj`ulud ?117, dktigk pkhmfcfrfh tjgf` gjsfcj`fh
skbfrf `eusus, frtjhyf muru gfpft dkdjlje skhgjrj dktigk dkhmfcfr dfhf yfhm gjfhmmfp
sksufj gfh knk`tjn uhtu` dkhbfpfj tucufh pkdoklfcfrfh dfupuh pkdokhtu`fh `kdfdpufh
sjswf. Gj sfdpjhm jtu, muru cumf efrus dkdfefdj `frf`tkrjstj` dktigk dkhmfcfr yfhm f`fh
gjpjlje sk`fljmus dkdfefdj gfdpf` `kdfdpufh gfrj dktigk tkrskout.
@KMJFWFH OKLFCF_ ?
CKHJR-CKHJR
CKHJR-CKHJR DKWIGK DKHMFCF_

F. Dktigk
Dktigk Bkrfdfe
Bkrfdfe (Lkbturk
(Lkbturk))
Dkti
Dktigk
gk bkrfd
bkrfdfe
fe dkru
dkrupf
pf`f
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suft
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pklfcfrfh skbfrf ljsfh gfrj muru. Gflfd okhtu` pkhyfdpfjfhhyf, dktigk bkrfdfe sfhmft
skgkrefhf gfrj dulfj pkdokrjfh jhnirdfsj, `lfrjnj`fsj, jlustrfsj ghf dkhyjdpul`fh. Bkrfdfe
yfhm ofj` fgflfe bkrfdfe okrvfrjfsj frtjhyf bkrfdfe yfhm gjlkhm`fpj gkhmfh pkhmmuhffh
flft
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s`us
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skej
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hmmf
mf pr
pris
isks
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pkdoklfcfrfh tjgf` dkhckhue`fh.

6. @frf`tkrjstj` Dktigk Bkrfdfe

Dktigk bkrfdfe gjmuhf`fh fpfojlf prisks pkdoklfcfrfh yfhm gjlf`u`fh lkoje okrsjnft
pkdokrjfh jhnirdfsj okrupf nf`tf ftfu `ihskp-`ihskp skgkrefhf. Qrisks
pkdoklfcfrfhhyf gjlf`u`fh skbfrf `lfsj`fl gkhmfh cudlfe sjswf yfhm rklftjn ofhyf`.
Ojfsfh
Ojfsfhyf
yf pkhmmu
pkhmmuhff
hffh
h dktigk
dktigk bkrfdfe
bkrfdfe lkoje
lkoje okrsjnf
okrsjnftt dihiti
dihitih,
h, muru
muru lkoje
lkoje ofhyf`
ofhyf`
okrojbfrf.

?. Qriskgur Dktigk Bkrfdfe

[htu` dkdfefdj priskgur dktigk bkrfdfe, biof fhgf ljeft `kdoflj Digul Qriskgur
Qkdoklfcfrfh gflfd pkdoklfcfrfh `lfsj`fl.

2. Qrfsyfrft [htu` Dkhmiptjdfl`

Dkhmiptjdfl`fh
fh Qkdoklfcfrfh Bkrfdfe
Fgff ok
Fg okok
okrf
rfpf
pf `k
`kdf
dfdp
dpuf
ufh
h yf
yfhm
hm ef
efru
russ gjpk
gjpkre
reft
ftj`
j`fh
fh il
ilke
ke mu
muru
ru uh
uhtu
tu`
` dkhg
dkhgu`
u`uh
uhm
m
`kokrsjefh dktigk bkrfdfe gflfd pkdoklfcfrfh yfjtu3

 Dkhmufsfj tk`hj`-tk`hj` bkrfdfe yfhm dkduhm`jh`fh gfpft dkdofhm`jt`fh djhft

gfh ditjvfsj sjswf
 Dfdpu dkdokrj`fh jlustrfsj yfhm sksufj gkhmfh ofefh pklfcfrfh
 Dkhmufsfj dftkrj pklfcfrfh
 Dkhcklfs`fh pi`i`-pi`i` ofefh pklfcfrfh skbfrf sjstkdftj`
 Dkhmufsfj f`tjvjtfs sklurue sjswf gflfd `klfs
 Rkgfhm`fh yfhm pkrlu gjpkreftj`fh gflfd pkhmmuhffh dktigk bkrfdfe okr`fjtfh gkhmfh
`ihgjsj sjswf fgflfe3

 Rjswf dfdpu dkhgkhmfr`fh gfh dkhbftft ofefh pklfcfrfh yfhm gjcklfs`fh muru
 @kdf
@kdfdp
dpuf
ufh
h fwfl
fwfl yf
yfhm
hm gjdj
gjdjlj
lj`j
`j sj
sjsw
swff ok
okre
reuo
uouh
uhmf
mfh
h gk
gkhm
hmfh
fh dftk
dftkrj
rj yf
yfhm
hm f`
f`fh
fh
gjpklfcfrj
 Dkdjlj`j sufsfhf kdisjihfl yfhm dkhgu`uhm uhtu` dkdpkreftj`fh gfh dkdjlj`j
ditjvfsj dkhmj`utj pklfcfrfh
7. @kuhmmulfh
Qkhmmuhffh dktigk bkrfdfe gfpft dkhcfgj ofj` gflfd pkdoklfcfrfh, gjfhtfrfhyf3

 Dktigk jhj gjfhmmfp k`ihidjs wf`tu gfh ojfyf `frkhf wf`tu gfh dftkrj pklfcfrfh
gfpft gjftur ilke muru skbfrf lfhmsuhm, dftkrj gfh wf`tu pklfcfrfh sfhmft gjtkhtu`fh
ilke sjstkd hjlfj yfhm gjdjlj`j muru yfhm okrsfhm`utfh
 Wfrmkt cudlfe sjswf f`fh lkoje ofhyf`, fpflfmj cj`f dkhmmuhf`fh flft siuhg systkd


Ofefh
Ofefh pklf
pklfcf
cfrf
rfhh sugf
sugfe
e gjpj
gjpjlj
lje/
e/gj
gjpk
pkrs
rsjf
jfp`
p`fh
fh sk
skej
ejhm
hmmf
mf dkdu
dkdugf
gfe`
e`fh
fh uh
uhtu
tu`
`
dkhm`lfrjnj`fsj gfh dkhm`fcj fspk`-fspk` ofefh pklfcfrfh
 Fpfojlf pklfcfrfh oklud gj`ufsfj ilke skofmjfh sjswf df`f muru f`fh dkrfs dugfe
uhtu` dkhumfs`fh gfh dkdokrj`fh rfdou-rfdou pfgf sjswf
;. @klkdfefh

Okokrfpf `klkdfefh yfhm duhm`jh tkrcfgj gflfd dktigk bkrfdfe fgflfe 3

 Ruljt ofmj yfhm `urfhm dkdjlj`j `kdfdpufh dkhyjdf` gfh dkhbftft yfhm ofj`
 @kduhm`jhfh dkhjdoul`fh vkrofljsdk

Rfhmft `urfhm dkdokrj`fh `kskdpftfh pfgf sjswf uhtu` okrpfrtjsjpfsj skbfrf titfl
(efhyf prisks dkhtfl, tktfpj suljt gj`ihtril)
 Qkrfh muru lkoje ofhyf` skofmfj sudokr pklfcfrfh
 Dftkrj pklfcfrfh lkoje bkhgkruhm pfgf fspk` jhmftfh
 Qrisks pkdoklfcfrfh fgf gflfd itirjtfs muru

O. Dkti
Dktigk
gk Gj
Gjs`
s`us
usjj

Dktigk jhj skrjhm gjmuhf`fh gflfd pkdoklfcfrfh `klidpi` ftfu `krcf `klidpi`

yfhm gj gflfdhyf dkljoft`fh okokrfpf irfhm sjswf uhtu` dkhyklksfj`fh pk`krcffh ftfu
tumfs ftfu pkrdfsflfefh.
 Rkrjh
Rkrjhm
m pu
pulf
lf dkti
dktigk
gk jh
jhjj gjsko
gjskout
ut sk
skof
ofmf
mfjj sflfe
sflfe sftu
sftu dkti
dktigk
gk yf
yfhm
hm dkhm
dkhmmu
muhf
hf`f
`fh
h
pkhgk`ftfh BORF ftfu `ktkrfdpjlfh prisks. Dktigk dkhmfcfr gjs`usj dkrupf`fh bfrf
dkhmfc
dkhmfcfr
fr yfhm
yfhm gflfd
gflfd pkdofe
pkdofefsfh
fsfh gfh pkhyfc
pkhyfcjfh
jfh dftkrjh
dftkrjhyf
yf dklflu
dklflujj suftu
suftu priolk
priolkdf
df tfu
pkrtfhyffh yfhm efrus gjsklksfj`fh okrgfsfr`fh pkhgfpft ftfu `kputusfh skbfrf okrsfdf.

6. @frf`tkrjstj`
@frf`tkrjstj`
Wumf
Wumfss utfd
utfdff mu
muru
ru gf
gflf
lfd
d `k
`kmj
mjft
ftfh
fh jh
jhjj fg
fgfl
flfe
fe lk
lkoj
oje
e of
ofhy
hyf`
f` ok
okrp
rpkrf
krfh
h sk
skof
ofmf
mfjj
pkdojdojhm, nfsjljtftir ftfu ditjvftir supfyf jhtkrf`sj gfh f`tjvjtfs sjswf gflfd
gjs`usj dkhcfgj knk`tjn.

?. Qriskgur
Ljeft `kdoflj Digkl Qriskgur
Qriskgur Qkdoklfcfrfh
Qkdoklfcfrfh pfgf `kmjftfh
`kmjftfh jhtj pkdoklfcfrfh
pkdoklfcfrfh gflfd
pkdoklfcfrfh `klidpi`

2. Qrfsyfrft uhtu` Dkhmiptjdfl`fh

Dkhmiptjdfl`fh Qkdoklfcfrfh Gjs`usj
@kdfdpufh muru yfhm pkrlu gjpkrsjfp`fh gflfd dklf`sfhf`fh pkdoklfcfrfh gjs`usj
yfjtu3

 Dfdpu dkrudus`fh pkrdfsflfefh sksufj `urj`ulud yfhm okrlf`u

 Dfdpu dkdojdojhm sjswf uhtu` dkrudus`fh gfh dkhmjgkhtjnj`fsj pkrdfsflfefh
skrtf dkhfrj` `ksjdpulfh
 Dfdpu
Dfdpu dkhm
dkhmkl
klid
idpi
pi`f
`fh
h sj
sjswf
swf sksuf
sksufjj gk
gkhm
hmfh
fh `k
`kou
outu
tuef
efh
h pk
pkrd
rdfsf
fsflf
lfef
efh
h gf
gfh
h
pkhmkdofhmfh `kdfdpufh sjswf
 Dfdpu dkhmklilf pkdoklfcfrfh dklfluj gjs`usj
 Dkhmufsfj pkrdfsflfefh yfhm gjgjs`usj`fh

@ihgjsj gfh `kdfdpufh sjswf yfhm efrus gjpkreftj`fh uhtu` dkhuhcfhm pklf`sfhffh
gjs`usj, gjfhtfrfhyf3

 Dkdjlj`j ditjvfsj, pkreftjfh gfh djhft gflfd okrgjs`usj

 Dfdpu dklf`sfhf`fh gjs`usj
 Dfdpu dkhkrfp`fh oklfcfr skbfrf okrsfdf
 Dfdpu dkhmklufr`fh jsj pj`jrfh ftfu pkhgfpft/jgk
 Dfdpu dkdfefdj gfh dkhmefrmfj pkhgfpft irfhm lfjh
 7. @kuhmmulfh

Okok
Okokrfp
rfpff `k
`kuh
uhmm
mmul
ulfh
fh pk
pkhm
hmmu
muhf
hffh
fh dkti
dktigk
gk gj
gjs`
s`us
usj,
j, gj
gjfh
fhtfr
tfrfh
fhyf
yf dkti
dktigk
gk jh
jhjj gf
gfpf
pftt
dkdnfsjljtfsj sjswf fmfr gfpft, yfjtu3

 Okrtu`fr pj`jrfh


Dkhmefyftj pkrdfsflfefh
 Dkrfhmsfhm sjswf uhtu` okrpkhgfpft
 Dkhmkdofhm`fh rfsf tfhmmuhm cfwfo
 Dkdojhf `kdfdpufh okrojbfrf
 Oklfcfr dkdfefdj pkhgfpft ftfu pj`jrfh irfhm lfjh
 Dkdokrj`fh `kskdpftfh oklfcfr
;. @klkdfefh

Gflfd dktigk gjs`usj puh dfsje fgf `klkdfefh gfh `khgflf-`khgflf yfhm `kduhm`jhfh
pkrlu gjfhtjsjpfsj ilke pfrf muru, gjfhtfrfhyf3

 _klftjn dkdkrlu`fh wf`tu yfhm bu`up ofhyf`

 Fpfojlf sjswf tjgf` dkdfefdj `ihskp gfsfr pkrdfsflfefh df`f tjgf` f`fh knk`tjn
 Dftkrj pklfcfrfh gfpft dkhcfgj lkoje lufs
 Zfhm f`tjn efhyf sjswf tkrtkhtu sfcf

B. Dktigk
Dktigk Rjdulfsj
Rjdulfsj (Rjdulftji
(Rjdulftjih)
h)
Qrisks pkdoklfcfrfh yfhm dkhmmuhf`fh sjdulfsj bkhgkruhm iock`hyf ou`fh okhgf ftfu
`kmjftfh yfhm skokhfrhyf, dklfjh`fh `kmjftfh dkhmfcfr yfhm jsnfthyf purf-purf. @kmjftfh

jhj gfpft gjlf`u`fh ilke sjswf pfgf `klfs tjhmmj gj Rk`ilfe Gfsfr

Okokrfpf ckhjs dktigk sjdulfsj, gjfhtfrfhyf3

 Okrdfjh pkrfh (rilk plfyjhm) Dkrupf`fh ofmjfh gfrj dktigk sjdulfsj, gflfd prisks
pkdoklfcfrfhhyf dktigk jhj dkhmutfdf`fh pilf pkrdfjfhfh gflfd okhtu`
grfdftjsfsj.
 Risjigrfdf Dkrupf`fh
Dkrupf`fh ofmjfh
ofmjfh gfrj sjdulfsj
sjdulfsj gflfd pkdoklfcfrf
pkdoklfcfrfh
h yfhm gjlf`u`fh
ilke
ilke `k
`kli
lidp
dpi`
i` uh
uhtu
tu`
` dklf
dklf`u
`u`f
`fh
h f`
f`tj
tjvj
vjtf
tfss ok
oklf
lfcf
cfrr dkdk
dkdkbfe
bfe`f
`fh
h dfsfl
dfsflfe
fe yf
yfhm
hm
okreuouhmfh gkhmfh dfsflfe
dfsflfe jhgjvjgu skofmfj df`elu` sisjfl.
  Qkrdfjhf
Qkrdfjhfh
h sjdulfsj
sjdulfsj (sjdulftji
(sjdulftjih mfdks) Dkr
h mfdks) Dkrupf
upf`fh
`fh ofmjfh
ofmjfh gfrj
gfrj sjdulf
sjdulfsj
sj yfhm
yfhm
gflfd pkdoklfcfrfhhyf sjswf okrdfjh pkrfh sksufj gkhmfh yfhm gjtumfs`fh skofmfj
oklfcfr dkdouft suftu `kputusfh.

6. @frf`tkrjstj` Dktigk Rjdulfsj

Dktigk dkhmfcfr sjdulfsj ofhyf` gjmuhf`fh pfgf pkdoklfcfrfh JQR, Q@h, pkhgjgj`fh
fmfdf, gfh pkhgjgj`fh fprksjfsj. Qkdojhffh `kdfdpufh ok`krcf sfdf, `iduhj`fsj gfh
jhtkrf`sj dkrupf`fh ofmjfh gfrj `ktkrfdpjlfh yfhm f`fh gjefsjl`fh dklfluj pkdoklfcfrfh
sjdulf
sjdulfsj.
sj. Dktigk
Dktigk dkhmfc
dkhmfcfr
fr sjdulf
sjdulfsj
sj lkoje
lkoje ofhyf`
ofhyf` dkhuht
dkhuhtut
ut f`tjnj
f`tjnjtfs
tfs sjswf
sjswf skejhmm
skejhmmff
dktigk sjdulfsj skofmfj dktigk okrlfhgfs`fh pfgf pkhgk`ftfh BORF gfh `ktkrfdpjlfh
prisks.

?. Qriskgur
Qriskgur dktigk sjdulfsj yfhm efrus gjtkdpue gflfd pkdoklfcfrfh fgflfe3


Dkhktfp`fh tipj` sjdulfsj yfhm gjfrfe`fh ilke muru
 Dkhktfp`fh `klidpi` gfh tipj`-tipj` yfhm f`fh gjofefs
 Rjdulfsj gjfwflj gkhmfh pktuhcu` gfrj muru tkhtfhm priskgur, tk`hj`, gfh pkrfh yfhm
gjdfjh`fh
 Qrisks
Qrisks pkhmfd
pkhmfdftfh
ftfh tkrefg
tkrefgfp
fp prisks,
prisks, pkrfh,
pkrfh, tk`hj`
tk`hj` gfh priskgu
priskgurr gfpft
gfpft gjlf`u
gjlf`u`fh
`fh
gkhmfh gjs`usj
 @ksjdpulfh gfh sfrfh gfrj `kmjftfh sjdulfsj

2. Qrfsyfrft uhtu` Dkhmiptjdfl`fh

Dkhmiptjdfl`fh Qkdoklfcfrfh Rjdulfsj

@kdf
@kdfdp
dpuf
ufh
h mu
muru
ru yf
yfhm
hm ef
efru
russ gjpk
gjpkre
reft
ftj`
j`fh
fh uh
uhtu
tu`
` dkhu
dkhuhc
hcfh
fhm
m dkti
dktigk
gk sjdu
sjdulf
lfsj,
sj,
gjfhtfrfhyf3

 Dfdpu dkdojdojhm sjswf gflfd dkhmfrfe`fh tk`hj`, priskgur gfh pkrfh yfhm
f`fh gjlf`u`fh gflfd sjtufsj
 Dfdpu dkdokrj`fh jlustrfsj
 Dfdpu dkhmufsfj pksfh yfhm gjdf`sug gflfd sjdulfsj tkrskout
 Dfdpu dkhmfdftj skbfrf prisks sjdulfsj yfhm gjlf`u`fh ilke sjswf
 @ihgjs
@ihgjsjj gfh `kdfdp
`kdfdpufh
ufh sjswf
sjswf yfhm
yfhm efrus
efrus gjpkre
gjpkreftj
ftj`fh
`fh gflfd
gflfd pkhkrfp
pkhkrfpfh
fh dktigk
dktigk
sjdulfsj fgflfe3

 @ihgjsj, djhft, pkreftjfh gfh ditjvfsj sjswf gflfd okrsjdulfsj

 Qkdfefdfh tkrefgfp pksf yfhm f`fh dkhstjdulfsj`fh
 @kdfdpufh gfsfr okr`iduhj`fsj gfh okrpkrfh
7. @kuhmmulfh
Okokrfpf `kuhmmulfh dktigk sjdulfsj, gjfhtfrfhyf3

 Rjswf gfpft dklf`u`fh jhtkrf`sj sisjfl gfh `iduhj`fsj gflfd `klidpi`hyf

 F`tjvjtfs sjswf bu`up tjhmmj gflfd pkdoklfcfrfh skejhmmf tkrljoft lfhmsuhm gflfd
pkdoklfcfrfh
 Gfpft dkdojfsf`fh sjswf uhtu` dkdfefdj pkrdfsflfefh sisjfl
 Dklflujj `kmjftfh
Dklflu `kmjftfh `klidpi`
`klidpi` gflfd sjdulfsj
sjdulfsj gfpft dkdojhf euouhmfh
euouhmfh pkrsihfl
pkrsihfl yfhm
pisjtjn


Gfpft dkdofhm`jt`fh jdfcjhfsj
 Dkdojhf euouhmfh `iduhj`ftjn gfh ok`krcf sfdf gflfd `klidpi`
;. @klkdfefh

Okokrfpf `klkdfefh gfh `khgflf-`khgflf yfhm dkduhm`jh`fh pkrlu gjfhtjsjpfsj ilke

pfrf muru cj`f f`fh dkhkrfp`fh dktigk jhj, gjfhtfrfhyf3

 _klftjn dkdkrlu`fh wf`tu yfhm bu`up ofhyf`

 Rfhmft okrmfhtuhm pfgf f`tjvjtfs sjswf
 Bkhgkruhm dkdkrlu`fh pkdfhnfftfh sudokr oklfcfr


Ofhyf` sjswf yfhm `urfhm dkhykhfhmj sjdulfsj skejhmmf sjdulfsj dkhcfgj tjgf`
knk`tjn

G. Dktig
Dktigkk Gkdi
Gkdihst
hstrfs
rfsjj
Dktigk
Dktigk gkdihs
gkdihstrfs
trfsjj dkrupf
dkrupf`fh
`fh dktigk
dktigk dkhmfc
dkhmfcfr
fr yfhm
yfhm dkhyfc
dkhyfcj`f
j`fh
h ofefh
ofefh pklfcf
pklfcfrfh
rfh
gkhmfh dkdpkrtuhcu`fh skbfrf lfhmsuhm iock` ftfu bfrf dklf`u`fh sksuftu skejhmmf gfpft
dkdpklfcfrjh
dkdpklfcfrjhyf
yf skbfrf prisks.yfh
prisks.yfhm
m pkrlu gjpkreftj`fh
gjpkreftj`fh fgflfe pisjsj sjswf skluruehyf efrus
gfpft dkdpkreftj`fh iock` yfhm f`fh gjgkdihstrfsj`fh. Gkdihstrfsj gjmuhf`fh skdftf-
dftf efhyf uhtu`3

 Dkhmih`rkt`fh suftu `ihskp ftfu priskgur yfhm fostrf`

 Dkhmfcfr`fh ofmfjdfhf okrouft ftfu dkhmmuhf`fh priskgur skbfrf tkpft
 Dkyf`jh`fh ofewf flft gfh priskgur tkrskout ojsf gjmuhf`fh
 Dkdofhm`jt`fh djhft dkhmmuhf`fh flft gfh priskgur

6. @frf`tkrjstj`
@frf`tkrjstj`

Gflfd pklf`sfhffh dktigk dkhmfcfr gkdihstrfsj, sklfjh muru yfhm f`fh dkhcfgj digkl
cumf gfpft dkhgftfhm`fh hfrf sudokr yfhm f`fh dkhgkdihstrfsj`fh iock` dftkrj
pklfcftfh, gkhmfh syfrft efrus dkhmufsfj ofefh dftkrj yfhm gjgdihstrfsj`fh, skrtf
dkhmutfdf`fh f`tjvjtfs sjswf uhtu` dklf`u`fh gkdihstrfsj tkrskout.

?. Qriskgur
Qriskgur dktigk gkdistrfsj yfhm efrus gjlf`u`fh gflfd pkdoklfcfrfh fgflfe3

 Dkdpkrsjfp`fh flft ofhtu yfhm f`fh gjmuhf`fh gflfd pkdoklfcfrfh

 Dkdokrj`fh pkhcklfsfh tkhtfhm tipj` yfhm f`fh gjgkdihstrfsj`fh


Qklf`sfhffh gkdihstrfsj okrsfdffh gkhmfh pkreftjfh gfh pkhjrufh gfrj sjswf
 Qkhmuftfh (gjs`usj, tfhyf cfwfo, gfh/ftfu lftjefh) tkrefgfp efsjl gkdihstrfsj
 @ksjdpulfh
2. Qrfsyfrft uhtu` Dkhmiptjdfl`fh Gkdihstrfsj
@kdfdpufh muru yfhm pkrlu gjpkreftj`fh gflfd dkhuhcfhm `kokrefsjlfh gkdihstrfsj,
gjfhtfrfhyf3

 Dfdpu
Dfdpu skbfrf
skbfrf prisks
prisks gflfd
gflfd dklf`sf
dklf`sfhf`
hf`fh
fh gkdihs
gkdihstrf
trfsj
sj dftkrj
dftkrj ftfu
ftfu tipj`
tipj` yfhm
yfhm
gjprf`tj``fh
 Dfdpu dkhmklilf `klfs gfh dkhmufsfj sjswf skbfrf dkhyklurue
 Dfdpu dkhmmuhf`fh flft ofhtu yfhm gjmuhf`fh
 Dfdpu dklf`sfhf`fh pkhjlfjfh prisks
@ihgjsj gfh `kdfdpufh sjswf yfhm efrus gjpkreftj`fh uhtu` dkhuhcfhm gkdihstrfsj,
gjfhtfrfhyf3

 Rj
Rjsw
swff dkdj
dkdjlj
lj`j
`j ditj
ditjvf
vfsj
sj,, pkre
pkreft
ftjf
jfh
h gfh
gfh djhf
djhftt tk
tkre
refg
fgfp
fp ti
tipj
pj`
` yf
yfhm
hm f`
f`fh
fh
gjgkdihstrfsj`fh
 Dkdfefdj tkhtfhm tucufh/df`sug yfhm f`fh gjgkdihstrfsj`fh
 Dfdpu dkhmfdftj prisks yfhm gjgkdihstrfsj`fh


Dfdpu dkhmjgkhtjnj`fsj`fh `ihgjsj gfh flft yfhm gjmuhf`fh gflfd gkdihstrfsj
 7. @kuhmmulfh
@kuhmmulfh jdplkdkhtfsj dktigk dkhmfcfr gkdihstrfsj gfpft gjbfpfj fpfojlf `ihgjsj
pkdoklfcfrfh gjbjptf`fh skbfrf knk`tjn, gjfhtfrfhyf3

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