CFQKTFM QGM@FHWCWFM

JGCWFTNF DGTGMOFMF (JD)

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PFHWM 4146/4144
 CFQKTFM QGM@FHWCWFM
JGCWFTNF DGTGMOFMF (JD)

F. @GELML_L
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bgmifrfmnjfm ifrfj jgcfhlrfm.
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f. Bgm`f
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o. Bgm`f
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m
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`gmnfm ubur
ubur sufbl lstrl

e. Bgmgm
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(411<) iunf
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D. PWIWFM
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umtuj jgsghftfm
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rgprk`ujsl wfmltf._grtf
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bgmofpfl
jgcufrnf yfmn sgifhtgrf.
 Bgmurut Lbdfrwftl (411<) jgdlifjfm Jgcufrnf Dgrgmofmf (JD) dgrtuiufm umtuj
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tlmnjft jgcfhlrfm.
jgcfhlrfm.
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bgmlmnjftjfm jgsgifhtgrffm jgcufrnf.

O. IGML_-IGML_
Bgmurut Jusubfmlmnrub (411<), tgr`fpft dgdgrfpf igmls jkmtrfsgpsl, `lfmtfrfmyf9
f. Fcfbl
6. Bgtk`g _uhu Dfsfc Puduh
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sgtgcfh kvucfsl. Qgmoftftfm suhu `lcfjujfm sgtlfp hfrl pf`f sgdufh tfdgc/jgrtfs nrfelj
Okmtkh nrfeljmyf sgpgrtl lml 9

4. Bgtk`g Cgm`lr _grvljs

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sclppgry).Hfrl tgrfjhlr dfsfh jfrgmf cgm`lr lml dlfsfmyf dgrsfbffm `gmnfm kvucfsl.
?. Bgtk`g _ybpthktgrbfc
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tfm`f tfm`f kvucfsl cflmmyf yfltu9 mygrl pgrut (orfbps), spkttlmn `fm pgrudfhfm pkslsl
sgrtff jkmsl
sgrt jkmslstg
stgmsl
msl sgrvljs
sgrvljs.. Bgtk`g
Bgtk`g lml sg`ljl
sg`ljltt cgdlh
cgdlh umnnuc
umnnuc jfrgmf
jfrgmf bgmnjk
bgmnjkbdl
bdlmfs
mfsll
dgrdfnfl vfrlfdgc.Pgtfpl tgtfp iunf bgblcljl jgtgrdftfsfm.
 0. Bgtk`g Jfcgm`gr
Dlcf hfl` tgrftur (48 hfrl), Hfrl pgrtfbf `fcfb sljcus hfl` `lhltumn sgdfnfl hfrl jg-6 `fm
bfsf sudur f`fcfh hfrl jg-64 hlmnnf hfrl jg- 65 `fcfb sljcus hfl`._g`fmnjfm, dlcf
sljcus hfl` tl`fj tgrftur, hfrus `loftft sljcus hfl` sgcfbf 5 ducfm.\fmn pfclmn mkrbfc

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sljcus tgrpfmifmn `ljurfmnl 66.Blsfcmyf sljcus tgrpgm`gj 47 hfrl `fm tgrpfmifmn ?7 hfrl,
bfjf wfjtu sudur f`fcfh fmtfrf hfrl jg > s/` 40.
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dfyl bgmyus
bgmyusul
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5. Okltus Lmtgrruptus (sgmnnfbf tgrputus)
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gifjucfsl, krnfsbg dgrucfmn ftfu
tgrcfbdft bgmfrlj pgmls jgcufr.
d. Jkmtrfsg
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psl Bgjfmlj
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k Ofrf Jgrif

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k Gegjtlvltfs

@fcfb tgkrl9 <8%. @fcfb prfjtgj9 87%. Gegjtle iljf `lnumfjfm dgmfr tlfp
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FJ@T, sumtljfm JD.

 k Jgumtumnfm

f) @fpf
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jl sg
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umtuj pgbfsfmnfm
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k Dflj umtuj pfsfmnfm yfmn9
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k Igmls

Okppgr-P
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P yfmn dfru.
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sgcfbf blmlbfc clbf tfhum. @frl hfslc pgmgcltlfm bgmumiujjfm
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tg rif`lmyf gegj
sfbplmn hkrbkmfc `fm fbgmkrhgf.
Okppgr->
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eumnslmyf sfbf sgpgrtl hfcmyf clcltfm tgbdfnf hfcus pf`f igmls Okppgr-P.
Buctl Ckf`
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Clppgs Ckkp
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pkcygthgcgmg,, dgmtujmyf sgpgrtl splrfc ftfu hurue _
dgrsfbdumn.Wmtuj bgu`fhjfm
bgu`fhjfm jkmtrkc, `lpfsfmn dgmfmn pf`
pf`ff gjkrmyf.
k Ofrf Jgrif

FJ@T
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f) Bgmnhfbdft
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umtuj bfsuj
bfsuj jg tudf efckpl
efckpl
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o) Bgmo
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utgrus

k Gegjtlvltfs

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k Jgumtumnfm

f) Pl`f
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j tgrnf
tgrnfmn
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nu efjt
efjtkr
kr cupf
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d) Bgtk`g ifmnjf pfmifmn (pgrclm`umnfm sfbpfl 61 tfhum `gmnfm bgmn
bgmnnumfjfm
numfjfm
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jumi
umiumn
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fm jg jclm
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k Dflj umtuj ^fmltf yfmn9

f) Bgmnlm
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nlmjfm
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jkmtrfsgpsl
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gegjtlvltf
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tlmnnl, & ifmnjf
ifmnjf
pfmifmn
d) Pl`fj lmnlm pumyf fmfj
fmfj cfnl ftfu lmnlm bgmifrfmnjfm fmfj
o) Bgb
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dgrljf
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m F_L
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rgm`fh tgrhf`
tgrhf`fp
fp QB_
QB_

n) Pl`fj `fpft bgmnlm

bgmnlmnft
nft umtuj
umtuj blmub
blmub sgdutlr
sgdutlr plc sgtlfp
sgtlfp hfrl
h) Cgdl
Cgdlh
h bgmy
bgmyuj
ujfl
fl um
umtu
tuj
j tl`f
tl`fj
j bgmn
bgmnnu
numf
mfjf
jfm
m bgtk
bgtk`g
`g hk
hkrb
rbkm
kmfc
fc ft
ftfu
fu yf
yfmn
mn
bgbfmn tl`fj dkcgh bgmnnumfjfmmyf
l) \fmn
\fmn dgmfr-d
dgmfr-dgmf
gmfrr bgbdutu
bgbdutuhjf
hjfm
m fcft jkmtrfs
jkmtrfsgpsl
gpsl `frur
`frurft
ft
k Jkmtrflm`ljfsl

f) Hfbl
Hfblcc ftfu
ftfu `l`u
`l`unf
nf hf
hfbl
blcc
d) Lmegjsl cghgr rfhlb ftfu rkmnnf pfmnnuc, tgrbfsuj pgm`grltf pgmyfjlt
jgcfblm
o) Qgrmfh
Qgrmfh bgm`
bgm`grl
grltf
tf rf`fmn
rf`fmn rkmn
rkmnnf
nf pfmnn
pfmnnuc
uc

`) Qgm`grltf
Qgm`grltf pgr`frfhfm
pgr`frfhfm pgrvfnlmfb
pgrvfnlmfb yn fdmkrbfc
fdmkrbfc
g) Tl
Tlwf
wfyf
yftt jghfb
jghfblc
lcfm
fm gjtk
gjtkpl
plj
j
e) Qgm`
Qgm`grl
grltf
tf j
jfm
fmjg
jgrr fcft
fcft jgc
jgcfb
fblm
lm
k Gegj sfbplmn

f) Qg
Qgr`
r`fr
frfh
fhfm
fm `fmj
`fmj rf
rfb
b sg
sgcf
cfbf
bf blmn
blmnnu
nu4
4 pg
pgrt
rtfb
fbff sg
sgtg
tgcf
cfh
h pg
pgbf
bfsf
sfmn
mnfm
fm..
Jf`fmn4 `ltgbujfm jgputlhfm yn dgrtfbdfh dfmyfj. @lsfbplmn ltu pf`f
sfft dgrhud
dgrhudumn
umnfm
fm (sgmnnf
(sgmnnfbf1
bf1 tgrif`l
tgrif`l gxpucs
gxpucsll (LW@
(LW@ dgrngs
dgrngsgr
gr `frl
`frl pkslsl
pkslsl))
sgdfnlfm ftfu sgcuruhmyf
d) Qgbfsfmnfm LW@ bumnjlm bgmlmbducjfm rfsf tl`fj myfbfm `fm
`lhudumnjfm `gmnfm rgsljk lmegjsl rfhlb.
 k ^fjtu Qgmnnumffm LW@

@fcfb Lbdfrwftl (411<) `ligcf

`ligcfsjfm
sjfm pgmnnumffm
pgmnnumffm LW@ sgdfljmyf
sgdfljmyf `lcfjujfm
`lcfjujfm pf`f
sfft9
f) _gtlfp wfjtu `fcfb
`fcfb sljcus
sljcus hfl`,
hfl`, yfmn `fpft
`fpft `lpfstlj
`lpfstljfm
fm jclgm tl`fj hfblc
hfblc
d) Hfrl pgrtfbf sfbpfl jg-> sljcus hfl`

o) _gngrf
_gngrf sgtgcfh
sgtgcfh bgcfhl
bgcfhlrjf
rjfm,
m, sgcfbf
sgcfbf 08 ifb pgrtfb
pgrtfbff ftfu sgtgcfh
sgtgcfh 0 blmnnu
blmnnu
pfsofpgrsfclmfm, sgtgcfh 5 ducfm fpfdlcf bgmnnumfjfm bgtk`g fbgmkrgf
cfjtfsl (BFC)
`) _gtgcfh
_gtgcfh tgrif`lmyf
tgrif`lmyf jgnunur
jgnunurfm
fm (sgngrf
(sgngrf ftfu `fcfb
`fcfb wfjtu > hfrl)
hfrl) fpfdlcf
fpfdlcf tl`fj
tl`fj
f`f ngifcf lmegjsl
g) _gcfbf
_gcfbf 6-7 hfrl sgtgcfh sgmnnfbf
sgmnnfbf yn
yn tl`fj
tl`fj `lclm`umn
`lclm`umnll
k ^fjtu Jkmtrkc LW@

Bgmurut Lbdfrwftl (411<), wfjtu jkmtrkc LW` yfmn hfrus `lpgrhftljfm f`fcfh9
f) 6 duc
ducfm
fm pfso
pfsoff pgb
pgbfsf
fsfmn
mnfm
fm

d) ? ducfm jgbu`lfm
o) _gtl
_gtlfp
fp 5 d
duc
ucfm
fm dgr
dgrlj
ljut
utmy
myff
`) Dlcf
Dlcf tgrcf
tgrcfbdf
bdftt h
hfl`
fl` 6 blmn
blmnnu
nu
g) Qgr`frfhfm
Qgr`frfhfm dfmyfj
dfmyfj ftfu
ftfu jgcuh
jgcuhfm
fm lstlbgw
lstlbgwff cflmmyf
cflmmyf
o. Jkmtrfsgpsl Hkrbkmfc
Hkrbkmfc
@gmnfm eumnsl utfbf umtuj bgmognfh jghfblcfm (jfrgmf bgmnhfbdft kvucfsl),
jkmtrfs
jkmtrfsgpsl
gpsl lml iunf
iunf dlfsf
dlfsf `lnumf
`lnumfjfm
jfm umtuj
umtuj bgmnft
bgmnftfsl
fsl jgtl`f
jgtl`fjsg
jsglbd
lbdfmn
fmnfm
fm hkrbkm
hkrbkm
gstrkngm `fm prkngstgrkm `fcfb tuduh.
Hfruss `lpgrh
Hfru `lpgrhftl
ftljfm
jfm dgdgrfp
dgdgrfpff efjtkr
efjtkr `fcfb
`fcfb pgbfjf
pgbfjflfm
lfm sgbuf
sgbuf igmls
igmls kdft
kdft yfmn
yfmn

dgrsleft hkrbkmfc, yfltu9

6. Jkmtrflm
Jkmtrflm`ljfs butcfj9 (sfbf
`ljfsll butcfj9 (sfbf sgjfcl
sgjfcl tl`fj
tl`fj dkcgh
dkcgh `ldgrlj
`ldgrljfm)
fm)9jg
9jghfb
hfblcf
lcfm,
m,
ngifcf thrkbdkgbdkcl, jgcflmfm pgbducuh `frfh ktfj, nfmnnufm eumnsl hftl
ftfu tubkr `fcfb rfhlb.
4. Jkmtrflm`ljfsll rgcftle (dkcgh `ldgrljfm
Jkmtrflm`ljfs `ldgrljfm `gmnfm
`gmnfm pgmnfwfsfm
pgmnfwfsfm lmtgmsle kcgh
`kjtgr)9 pgmyfjlt jgmolmn bfmls (@B), hlpgrtgmsl, pgm`frfhfm vfnlmf dgrft,
pgmyfjlt nlmifc `fm ifmtumn.

6. Jkmtrfsgpsl QLC

Pfdcgt yfmn bgmnfm`umn hkrbkmg gstrkngm `fm prkngstgrkmg slmtgtlj `lsgdut plc
jkbdlmfsl `fm hfmyf
bgmnfm`umn prkngstgrkmg slmtgtlj sfif `lsgdut Blml Qlc ftfu Qlc Qrkngstrlm.
k Ofrf Jgrif

f) Bgmg
Bgmgjf
jfm
m kvuc
kvucfs
fsll
d) Iljf sgkrfmn wfmltf blmub plc JD sgtlfp hfrl bfjf tl`fj fjfm tgrif`l kvucfsl

(tl`fj f`f sgc tgcur). Pfmpf kvucfsl tl`fj fjfm tgrif`l jghfblcfm.
o) Bgmnudfh
Bgmnudfh bktlcltf
bktlcltfss tudf sghlmn
sghlmnnf
nf trfmspkrt
trfmspkrtfsl
fsl spgrbf
spgrbf tgrnfmnnu
tgrnfmnnu
`) Bgmn
Bgmnnf
nfmn
mnnu
nu pg
pgrt
rtub
ubdu
duhf
hfm
m gm
gm`k
`kbg
bgtr
trlu
lub,
b, sg
sghl
hlmn
mnnf
nf bgmy
bgmyuc
uclt
ltjf
jfm
m pr
prks
ksgs
gs
lbpcfmtfsl
g) Bgbpgrjgmt
Bgbpgrjgmtfc
fc cgm`gr
cgm`gr sgrvljs
sgrvljs (bgmognfh
(bgmognfh pgmgtrfsl
pgmgtrfsl spgrbf)
spgrbf)
k Gegjtlvltfs

Gegjtl
Gegjtlvltf
vltfss tgkrlt
tgkrltls
ls umtuj
umtuj plc sgdgsfr
sgdgsfr <<,>%
<<,>% sg`fmnj
sg`fmnjfm
fm gegjtl
gegjtlvlt
vltfs
fs prfjtl
prfjtlsmy
smyff
sgdgsfr <1-<5%. Frtlmyf plc oujup gegjtle iljf tl`fj cupf bgblmub plc sgofrf
tgrftur.
k Jgumtumnfm
f) Bu`fh
Bu`fh pgmn
pgmnnum
numffm
ffmmyf
myf `fm
`fm bu`fh
bu`fh `l`f
`l`fpft
pft
d) Bgmnurfmnl jghlcfmnfm `frfh (fjldft hfl`) `fm mygrl
mygrl hfl`
o) Bgmn
Bgmnur
urfm
fmnl
nl rgslj
rgsljk
k tgrif
tgrif`l
`lmy
myff JGP
JGP (Jgh
(Jghfb
fblc
lcfm
fm Gjtk
Gjtkpl
plj
j Pgrn
Pgrnfm
fmnn
nnu)
u) `f
`fm
m
Jlstf Kvfrlub
`) Bgmnurfmnl
Bgmnurfmnl rgsljk tgrif`lmyf
tgrif`lmyf jfmjgr
jfmjgr kvfrlub
kvfrlub `fm
`fm rfhlb
rfhlb
g) Qgbucl
Qgbuclhfm
hfm jgsud
jgsudurf
urfm
m hfbp
hfbplr
lr 611%
611%
k Dflj umtuj wfmltf yfmn9

f) Bfsl
Bfslh
h lmn
lmnlm
lm pu
pumy
myff fmf
fmfj
j
d) Qumyf if`wfc hfrlfm yfmn rutlm
k Jkmtrflm`ljfsl

f) Bgmyus
Bgmyusul
ul (jhsusu
(jhsusu plc jkbdlm
jkbdlmfsl)
fsl)
d) Qgrmfh sfjlt ifmtumn
o) Pubk
Pubkrr ftfu
ftfu jg
jgnf
nfmf
mfsfm
sfm
`) Jgcflm
Jgcflmfm
fm ifmtumn
ifmtumn,, vfrlogs,
vfrlogs, `fm `frfh
`frfh tlmnn
tlmnnll
g) Qgr`frfhfm
Qgr`frfhfm pgrvfnlmfb
pgrvfnlmfb yfmn dgcub `ljgtfhul
`ljgtfhul sgdfdmyf
sgdfdmyf
e) Qgm
gmy
yfjlt
fjlt nk
nkm`
m`kj
kj
n) Nfmnnu
Nfmnnufm
fm eumn
eumnsl
sl hftl
hftl & nlmi
nlmifc
fc
h) @lfdgt
@lfdgtgs,
gs, gplcg
gplcgpsy
psy,, `fm `gprg
`gprgsl
sl bgmtfc
bgmtfc
 l) Pl`fj
Pl`fj `lfm
`lfmiur
iurjfm
jfm dfnl
dfnl wfmlt
wfmltff bu
burr =01
=01 tfhum
tfhum
k Gegj _fbplmn

Qgmn
Qgmnnu
numf
mffm
fm plc
plc JD pf
pf`f
`f sgdfn
sgdfnlf
lfm
m wfml
wfmltf
tf `f
`fpf
pftt bgml
bgmlbd
bduc
ucjf
jfm
m ge
gegj
gj
sfbplm
sfbplmn,
n, fmtfrf
fmtfrf cfl
cflm
m bufc,
bufc, dgrft
dgrft df`fm
df`fm dgrtfb
dgrtfbdfh
dfh,, sfjlt
sfjlt jgpfcf
jgpfcf (dgrju
(dgrjumfm
mfmn-
n-
jumfmn) pgrudfhfm wfrmf juclt `fm gegj sfbplmn lml `fpft tlbduc dgrducfm-

ducfm.

4. JD _umtlj
Jkmtrfsgpsl sumtljfm f`fcfh hkrbkmg yfmn `ldgrljfm sgofrf sumtljfm ftfu lmigjsl
umtuj bgmognfh
bgmognfh tgrif`lmyf
tgrif`lmyf jghfblcfm.
jghfblcfm. F`fpum
F`fpum igmls sumtljfm hkrbkmg lml f`f yn tgr`lrl
ftfs 6 hkrbkm, & f`f pucf yn tgr`lrl ftfs `uf hkrbkmg sgdfnfl okmtkh igmls sumtljfm yn
tgr`lrl
tgr`lrl 6 hkrbk
hkrbkm
m f`fcfh
f`fcfh @gpk
@gpk Qrkvgr
Qrkvgrf,
f, @gpk
@gpk Qrkngst
Qrkngstlm,
lm, @gpk
@gpk Ngstkm
Ngstkm & Mkrlst
Mkrlstgrft
grft..
_g`fmnjfm yn tgr`lrl `frl ftfs `uf hkrbkmg f`fcfh Oyockegb `fm Bgsynmf.
JD sumtlj sgsufl umtuj wfmltf pf`f sgbuf uslf rgprk`ujsl yfmn bgmnlmnlmjfm

jkmtrfsgpsl yfmn gegjtle, rgvgrsldcg, `fm dgcub dgrsg`lf umtuj stgrlclsfsl.

k Ofrf Jgrif

f) Bgmnhf
Bgmnhfcfm
cfmnl
nl pgmngcuf
pgmngcufrfm
rfm E_H `fm CH sgh
sghlmn
lmnnf
nf tl`fj tgrif`l
tgrif`l pgcgpfs
pgcgpfsfm
fm kvub
umtuj tgrif`lmyf kvucfsl `gmnfm ifcfm bgmgjfm pgbdgmtujfm rgcgfslmn efjtkr
`frl hlpktfcfbus.
d) Bgmngmtfcjfm cgm`gr sgrvljs sghlmnnf suclt umtuj `ltgbd
`ltgbdus
us kcgh spgrbftkzkf.
o) Bgru
Bgrudf
dfh
h sufs
sufsfm
fmff gm
gm`k
`kbg
bgtr
trlu
lub
b sg
sghl
hlmn
mnnf
nf bgmi
bgmif`
f`ll tl`f
tl`fj
j sg
sgbp
bpur
urmf
mf um
umtu
tuj
j
lbpcfmtfsl `frl hfslc jkmsgpsl.
k Gegjtlvltfs

@fcfb tgkrl9 <<,>7%. @fcfb prfjtgj9 <7-<>%.

k Jgumtumnfm

f) Mkrlst
Mkrlstgrft
grft pgbdgrlf
pgbdgrlfmmy
mmyff sg`grh
sg`grhfmf
fmf `ldgrlj
`ldgrljfm
fm 411 bn sgjfcl
sgjfcl sgtlfp
sgtlfp 8 blmnnu
blmnnu
umtuj 5 ducfm pgrtfbf ? x sumtljfm pgrtfbf jgbu`lfm sgcfmiutmyf sgjfcl tlfp 64
blmnnu.
d) @BQF pgbdgrlfmmyf `ldgrljfm sgjfcl `fcfb 64 blmnnu
blmnnu `gmnfm `ksls 671 bn.
o) Plmnjf
Plmnjftt gegj
gegjtle
tleltfs
ltfsmyf
myf tlmnnl
tlmnnl
`) Pl`fj bgmnnf
bgmnnfmnnu
mnnu pgmngc
pgmngcufrfm
ufrfm cfjtfsl
cfjtfsl `fm tubduh
tubduh jgbdfmn
jgbdfmn dfyl.
dfyl.
g) _umtljfm
_umtljfm tl`fj
tl`fj f`f
f`f hudumn
hudumnfmmy
fmmyff `gmnfm
`gmnfm sfft dgrsgmnnfbf
dgrsgmnnfbf..
e) Pl`fj
Pl`fj pgrcu
pgrcu bgmyl
bgmylbpf
bpfm
m ftfu bgbd
bgbdgcl
gcl pgrsg`
pgrsg`lffm
lffm..
 n) Jkmt
Jkmtrf
rfsgp
sgpsl
sl sumt
sumtlj
ljfm
fm `f
`fpf
pftt `lhg
`lhgmt
mtlj
ljfm
fm sgtgc
sgtgcfh
fh ? du
ducf
cfm
m `g
`gmn
mnfm
fm ofrf
ofrf tl`f
tl`fj
j
`lsumt
`lsumtlj
lj ucfmn,
ucfmn, sg`fmn
sg`fmnjfm
jfm LW@ `fm lbpcfm
lbpcfmtt yfmn
yfmn mkm-dl
mkm-dlk`g
k`gr`f
r`fdcg
dcg hfrus
hfrus
`ljgcufrjfm kcgh krfmn cflm.
h) Dlcf
Dlcf pgrc
pgrcu,
u, wfml
wfmltf
tf `fpf
`fpftt bgmn
bgmnnu
numf
mfjf
jfm
m jk
jkmt
mtrf
rfsg
sgps
psll su
sumt
mtlj
ljfm
fm tf
tfmp
mpff pg
pgrc
rcu
u
bgbdgrltfhujfm jgpf`f slfpfpum tgrbfsuj sufbl ftfu jgcufrnf cflm.

l) Pl
Pl`f
`fjj `ltg
`ltgbu
bujf
jfmm ge
gegj
gj sf
sfbp
bplm
lmn
n blmk
blmkrr sg
sgpg
pgrt
rtll pf
pf`f
`f QKJ
QKJ yf yfmn
mn `l`lsg
sgdf
dfdj
djfm
fm
gstrkngm, fmtfrf cflm bufc ftfu gegj sfbplmn yfmn cgdlh sgrlus sgpgrtl tlbducmyf
dgjufm `frfh `lsfbplmn gstrkngm iunf `fpft
`fpft bgmgjfm prk`ujsl F_L.
k Jgrunlfm

f) Qgr`fr
Qgr`frfhf
fhfm
m yfmn
yfmn tl`fj
tl`fj bgmgmt
bgmgmtu
u
d) tgrif`lmyf fbgmkrhkg yfmn dgrjgpfmifmnfm
o) Dgrf
Dgrftt df`f
df`fm
m yfmn
yfmn dgrt
dgrtfb
fbdf
dfh
h
`) _fj
_fjlt jgp
gpfc
fcff
g) Jgbdfclmyf
Jgbdfclmyf jgsudurfm
jgsudurfm fnfj tgrcfbdft
tgrcfbdft dgdgrfpf
dgdgrfpf ducfm
ducfm

e) Iljf tgr`fpft
tgr`fpft ftfu
ftfu bgmnfcfb
bgmnfcfbll sl`g gegj
gegj `frl sumtljfm
sumtljfm tl`fj
tl`fj `fpft
`fpft `ltfrlj
`ltfrlj cfnl.
cfnl.
n) Bfslh bumnjl
bumnjlm
m tgrif`l jghfblcf
jghfblcfm,
m, jfrgmf
jfrgmf bgbpumyfl
bgbpumyfl fmnjf
fmnjf jgnfnfcfm
jgnfnfcfm 1.>%.
1.>%.
h) Qgbdgrlfmm
Qgbdgrlfmmyf
yf hfrus
hfrus `lcfjujfm
`lcfjujfm kcgh
kcgh krfmn
krfmn yfmn
yfmn prkegslkm
prkegslkmfc.
fc.
l) Bgmlbd
Bgmlbducj
ucjfm
fm rfsf sfjlt
sfjlt fjldft
fjldft sumtlj
sumtljfm
fm
i) Bgbgrcujfm dlfyf yfmn oujup tlmnnl.
tlmnnl.
k _fft Qgbdgrlfm yfmn tgpft9

f) Qfsof pgrsfclmfm
6. _gngrf
_gngrf `ldgrl
`ldgrljf
jf jgtljf
jgtljf bfslh
bfslh `l Tubfh _fjlt
_fjlt ftfu
ftfu sgtgcfh
sgtgcfh 5 blmnn
blmnnu
u pkst
pfrtub `fm sgdgcub dgrjubpuc `gmnfm
`gmnfm sufbl.

4. Pgpft
Pgpft pf`f
pf`f if`wfc
if`wfc sumt
sumtljf
ljfm
m dgrlju
dgrljutmy
tmyf.
f.
d) Qfsof Fdkrtus
6. _gngrf
_gngrf sgtgc
sgtgcfh
fh pgrfwf
pgrfwftfm
tfm ftfu
ftfu sgdgcu
sgdgcub
b 60 hfrl.
hfrl.
4. If`wfc
If`wfc wfjtu
wfjtu sumtlj
sumtljfm
fm yfm
yfmn
n `lpgrhl
`lpgrhltum
tumnjf
njfm.
m.
o) Lmtgrvfc.
6. Hfrl
Hfrl jg
jgcl
clbf
bf bgms
bgmstru
trufsl
fsl
4. If`wfc
If`wfc wfjtu
wfjtu sumt
sumtljf
ljfm
m `lpgrh
`lpgrhltu
ltumnj
mnjfm.
fm.
k Dflj umtuj ^fmltf yfmn9

f) Ofckm
Ofckm fjsgp
fjsgptkr
tkr yn
yn tlmnnf
tlmnnfcc `l `fgrfh
`fgrfh tgrpg
tgrpgmol
molcc

d) Cgdlh sujf `lsumtlj `frlpf`f bfjfm plc

 o) Bgmnlmnlmj
Bgmnlmnlmjfm
fm bgtk`g
bgtk`g yfmn
yfmn gegjtle
gegjtle `fm dlsf
dlsf `ljgbdfcl
`ljgbdfcljfm
jfm cfnl
cfnl
`) Bumnjl
Bumnjlm
m tl`fj
tl`fj lmnlm
lmnlm pumy
pumyff fmfj
fmfj cfnl
cfnl
g) Pl`fj
Pl`fj jhfwf
jhfwftlr
tlr jfcf
jfcfu
u tl`fj
tl`fj bgm`f
bgm`fpft
pft hfl`
hfl`
k Jkmtrflm`ljfsl

f) Hfbl
Hfblcc ft
ftfu
fu `ls
`lsfm
fmnj
njff hfbl
hfblcc

d) Qgr`frfhfm pgrvfnlmfb yn tl`fj `ljgtfhul

`ljgtfhul sgdfdmyf
o) Pubk
Pubkr/
r/jg
jgnf
nfmf
mfsf
sfm
m
`) Qgmyfjlt
Qgmyfjlt ifmtumn,
ifmtumn, hftl, `frfh
`frfh tlmnnl,
tlmnnl, jgmolmn
jgmolmn bfmls, pgmyfjlt
pgmyfjlt pfru
pfru dgrft, vfrlogs
vfrlogs
k Gegj _fbplmn

6) Nfmnnufm Hfl` 9
f). Fbgmkr
Fbgmkrhkg
hkg yfltu
yfltu tl`fj
tl`fj `ftfmn
`ftfmn hfl`
hfl` sgtlfp
sgtlfp ducfm
ducfm sgcfbf
sgcfbf bgmnnu
bgmnnumfj
mfjfm
fm
jkmtrfsgpsl sumtljfm jgoufcl pf`f pgbfjflfm oyockegb.
d). _pktlmn yfltu dgrofj-dgrofj pgr`frfhfm `lcufr hfl` yfmn tgrif`l sgcfbf
bgmnnumfjfm jkmtrfsgpsl sumtljfm.

o). bgtrkrhfnlf yfltu pgr`frfhfm yfmn dgrcgdlhfm iubcfhmyf

4) Jgputlhfm
F`fmyf oflrfm putlh yfmn dgrcgdlhfm yfmn jgcufr `frl ifcfm cfhlr `fm tgrfsf
bgmnnfmnnu ( ifrfmn tgrif`l)
?) Qgrudfhfm dgrft df`fm
Dgrft
Dgrft df`fm
df`fm dgrtfb
dgrtfbdfh
dfh dgdgrfp
dgdgrfpff jlcknr
jlcknrfb
fb `fcfb
`fcfb dgdgrf
dgdgrfpf
pf ducfm
ducfm sgtgcfh
sgtgcfh
bgmnnumfjfm jkmtrfsgpsl sumtljfm
0) Quslmn `fm sfjlt jgpfcf
Tfsf dgrputfr /sfjlt jgpfcf, yfmn `fpft tgrif`l pf`f sftu slsl, jg`uf slsl ftfu

jgsgcuruhfm `frl dfnlfm jgpfcf .Lml dlfsfmyf dgrsleft sgbgmtfrf.

7) Hgbftkbf
^frmf dlru `fm rfsf mygrl pf`f `fgrfh sumtljfm fjldft pgr`frfhfm `l dfwfh
juclt.

?. FJDJ (Fcft Jkmtrfsgpsl Dfwfh Juclt)/ Lbpcfmt

F`fc
F`fcfh
fh 4 jfps
jfpsuc
uc jgol
jgolcc yfmn
yfmn tgrd
tgrduf
uftt `frl
`frl slcl
slclok
okm
m dg
dgrl
rlsl
sl >7 nr
nrfb
fb hk
hkrb
rbkm
kmgg
cgvkmkrngstrgc yfmn `ltfmfb `l dfwfh juclt.
k Ofrf Jgrif

FJDJ ftfu sgrlmn `lsgdut `gmnfm lbpcfmt sgofrf tgtfp bgcgpfsjfm hkrbkmg
 tgrsgdut `fcfb `ksls jgolc jg `fcfb `frfh.
Dgjgrif `gmnfm ofrf9
f) Cgm`lr
Cgm`lr sgrvljs
sgrvljs bgmif`
bgmif`ll jgmt
jgmtfc
fc
d) Bgmnnfmnnu prksgs pgbdgmtujfm gm`kbgtrlub sghlmnnf suclt tgrif`l
lbpcfmtfsl

o) Bgmg
Bgmgjf
jfmm kvuc
kvucfs
fsll
k Gegjtlvltfs

@fcfb tgkrl9 <<,>%. @fcfb prfjtgj9 <>-<<%

k Jgumtumnfm

f) _gjf
_gjfcl
cl pfsf
pfsfmn
mn umt
umtuj
uj ? tfh
tfhum
um
d) Pl`fj bgbpgmnfruhl prk`ujsl F_L
F_L
o) Pl`fj
Pl`fj bgbp
bgbpgmn
gmnfru
fruhl
hl tgjfm
tgjfmfm
fm `frf
`frfh
h
`) Qgbgrljsffm
Qgbgrljsffm pfmnnu
pfmnnucc tl`fj `lpgrcujfm
`lpgrcujfm sgdgcu
sgdgcub
b pgbfjflfm
pgbfjflfm
g) Dflj umtuj
umtuj wfmltf
wfmltf yfmn tl`fj
tl`fj lmnlm
lmnlm pumyf
pumyf fmfj cfnl tgtfpl
tgtfpl dgcub
dgcub bfmtfp umtuj
umtuj

`l tudgjtkbl
k Dflj umtuj wfmltf yfmn9

f) Lmnl
Lmnlm
m bgtk
bgtk`g
`g yfm
yfmn
n prfj
prfjtl
tlss
d) Bumnjlm tl`fj lmnlm pumyf
pumyf fmfj cfnl
o) Plmn
Plmnnf
nfcc `l `fgr
`fgrfh
fh tgrp
tgrpgm
gmol
olcc
`) Pfj jhfwft
jhfwftlr
lr iljf
iljf tfj
tfj `fpf
`fpftt hfl`
hfl`
k Jkmtrflm`ljfsl

f) Hfbl
Hfblcc ft
ftfu
fu `ls
`lsfm
fmnj
njff hfbl
hfblcc
d) Qgr`frfhfm pgrvfnlmfb yfmn tl`fj `ljgtfhul sgdfdmyf
sgdfdmyf
o) Pubk
Pubkr/
r/jg
jgnf
nfmf
mfsf
sfm
m
`) Qgmyfjlt
Qgmyfjlt ifmtum
ifmtumn,
n, `frfh
`frfh tlmnn
tlmnnl,
l, jgmolmn
jgmolmn bfmls
k Gegj sfbplmn

Jf`fmn4 pf`f sfft pgbfsfmnfm fjfm tgrfsf mygrl. _gcflm ltu `ltgbujfm hfl`
yfmn
yfmn tl`fj
tl`fj tgrftu
tgrftur,
r, sfjlt
sfjlt jgpfcf
jgpfcf,, jf`fmn
jf`fmn4
4 tgrif`
tgrif`ll spkttl
spkttlmn
mn ftfu
ftfu fmgblf
fmgblf jfrgmf
jfrgmf
pgr`frfhfm yn jrkmls.
k ^fjtu Bucfl Bgmnnumfjfm Lbpcfmt

f) Lbpcfmt
Lbpcfmt `fpft
`fpft `lpfsfmn
`lpfsfmn sgcfbf
sgcfbf sljcus
sljcus hfl`
hfl` jg-4 sfbpfl hfrl
hfrl jg->
jg->
d) Dlcf tl`fj hfblc `fpft `lcfjujfm sgtlfp sfft
o) _fft bgmyu
bgmyusul
sul 5 blmnnu
blmnnu sfbpfl
sfbpfl 5 ducfm pfsof pgrsfclmfm
pgrsfclmfm
 `) Qfsof jgnunurfm
jgnunurfm lbpcfmt
lbpcfmt `fpft
`fpft sgngrf
sgngrf `llmsgrsl
`llmsgrsljfm
jfm
g) Dlcf sgtgcfh
sgtgcfh dgdgrfpf
dgdgrfpf blmnnu
blmnnu bgcfhlrjfm
bgcfhlrjfm `fm
`fm tgcfh tgrif`l
tgrif`l hfl`
hfl` jgbdfcl,
jgbdfcl, lmsgrsl
lmsgrsl
`lcfjujfm sgtlfp sfft ifmnfm bgcfjujfm hudumnfm sgjsufc sgcfbf > hfrl
0. Jkyk JD (Qftoh)
@l
@ltgb
tgbpg
pgcj
cjfm
fm `l ju
jucl
cltt sgtlf
sgtlfp
p blmn
blmnnu
nu,, sf
sfyf
yfmn
mnmy
myff df
dfnl
nl yf
yfmn
mn

dgrjuclt sgmsltle sgrlmn bgmlbducjfm rgfjsl fcgrnl.

Gegjtl
Geg jtlvlt
vltfs
fs suftu
suftu bgtk`
bgtk`gg jkmtrf
jkmtrfsgps
sgpsll dlfsfm
dlfsfmyf
yf `lmyft
`lmyftfjf
fjfm
m
`gmnfm fmnjf z (QL).Fmnjf lml bgmumiujjfm iubcfh jghfblcfm yfmn
tgrif`l pf`f 611 wfmltf dlcf bgmnnumfjfm bgtk`g jkmtrfsgpsl tgrsgdut
sgcfbf 6 tfhum.Fmnjf QL yfmn sgbfjlm jgolc bgmfm`fjfm sgbfjlm
gegjtlemyf bgtk`g jkmtrfsgpsl tgrsgdut.

`. Jkmtrfsgpsl strgrlclsfsl
F`fcfh pgbktkmnfm ftfu pgnljftfm jg`uf sfcurfm tgcur wfmltf (tudgjtkbl) ftfu

jg`uf sfcurfm spgrbf cfjl-cfjl (vfsgjtkbl).

jg`uf (vfsgjtkbl). Kpgrfsl
Kpgrfsl tudgjtkbl
tudgjtkbl f`f dgdgrfpf
dgdgrfpf bfofb
of
ofrf
rf fm
fmtfr
tfrff cflm
cflm f`
f`fc
fcfh
fh Juc`
Juc`ksksjk
jkpl
plj,
j, Jkcp
Jkcpkt
ktkb
kbl,l, Qkst
Qkstgrl
grlkr
kr,, Cfpf
Cfpfrk
rksj
sjkp
kpl,
l, `f
`fm
m
Blmlcfpfrktkbl. Ofrf yfmn sgrlmn `lpfjfl `l Lm`kmgslf f`fcfh Cfpfrksjkpl `fm Blml
cfpfrktkbl.
6. Jkmtfp Qf`f ^fmltf ( PWDGJPKBL )
PWDGJPKBL f`fcfh sgtlfp tlm`fjfm pf`f jg`uf sfcurfm tgcur yfmn bgmygdfdjfm
wfmltf dgrsfmnjutfm tl`fj hfblc cfnl. Bgrupfjfm fcft jkmtrfsgpsl pfclmn gegjtle `gmnfm
fmnjf jgnfnfcfmjurfmn `frl 6%

k Jgumtumnfm Pudgjtkbl

f) _fm
_fmnft
nft gegj
gegjtl
tlee
 d) Qgrbfmgm
o) Pl`
Pl`fj
fj bgbp
bgbpgmn
gmnfru
fruhl
hl prksgs
prksgs bgmyus
bgmyusul
ul
`) Pl`fj
Pl`fj dgrnf
dgrnfmtu
mtumn
mn pf`f
pf`f efjtkr
efjtkr sgmnn
sgmnnfbf
fbf
g) Dflj dfnl
dfnl jclgm
jclgm fpfdlcf
fpfdlcf jghfmlcfm
jghfmlcfm fjfm
fjfm bgmif`l
bgmif`l rgsljk
rgsljk jgsghftfm
jgsghftfm yfmn
yfmn sgrlus
e) Qgbdg`fhfm
Qgbdg`fhfm sg`grhfmf
sg`grhfmf `fm
`fm `fpft
`fpft `lcfjujfm
`lcfjujfm `gmnfm
`gmnfm fmfstgsl
fmfstgsl ckofc

n) Pl`fj f`f gegj

gegj sfbplmn
sfbplmn `fcfb ifmnjf
ifmnjf wfjtu
wfjtu pfmifmn
pfmifmn
h) Pl`fj
Pl`fj f`f pgrud
pgrudfhf
fhfm
m `fcfb
`fcfb eumnsl
eumnsl sgjsuf
sgjsufcc
l) Dgrjur
Dgrjurfmn
fmnmyf
myf rgsljk
rgsljk jfmjgr
jfmjgr kvfrlu
kvfrlub
b
k \fmn @fpft Bgmifcfml Pudgjtkbl

f) Wslf
Wslf = 45
45 tfh
tfhu
um
d) Qgrltfs = 4
o) \fjlm tgcfh bgbpum
bgbpumyfl
yfl dgsfr
dgsfr jgcufrnf
jgcufrnf fymn
fymn sgsul `mnfm jghgm`fj
jghgm`fj
`) Qf`f jghfblcfm
jghfblcfmmyf
myf fjfm bgmlbducjfm
bgmlbducjfm rgsljk jgsghft
jgsghftfm
fm yfmn sgrlus
sgrlus
g) Qf
Qfso
soff pgrs
pgrsfc
fclm
lmfm
fm

e) Qfso
Qfsoff jgn
jgnu
unu
nurf
rfm
m
n) _gofrf
_gofrf sujfrg
sujfrgjf
jf sgtuiu
sgtuiu `gmnfm
`gmnfm prksg
prksg`ur
`ur lml
lml
k \fmn sgdfljmyf tl`fj bgmifcfml tudgjtkbl

f) Hfblc
d) Qgr`frfhfm vfnlmfc yfmn dgcub tgrigcfsfim
o) Lmegjs
Lmegjsll slstgbl
slstgblj
j ftfu
ftfu pgcvlo
pgcvlo yfmn
yfmn fjut
fjut
`) Pl`fj
Pl`fj dkcgh
dkcgh bgmifc
bgmifcfml
fml prksgs
prksgs pgbdg`
pgbdg`fhf
fhfm
m
g) Jurfmn
Jurfmn pfstl bgmngmfl
bgmngmfl jglmnlm
jglmnlmfmmy
fmmyff umtuj egrtlcltfs
egrtlcltfs `lbfsf
`lbfsf `gpfm
`gpfm
e) Dgcub
Dgcub bgbdgr
bgbdgrljf
ljfm
m pgrsgt
pgrsgtuiu
uiufm
fm tgrt
tgrtucl
uclss

k Jfpfm `lcfjujfm

f) _gtlfp
_gtlfp wfjtu
wfjtu sgcfbf sljcus
sljcus bgmstrus
bgmstrusll fpfdlcf
fpfdlcf `lyfjlml
`lyfjlml sgofrf
sgofrf rfslkmfc
rfslkmfc jclgm
jclgm tsd
tl`fj hfblc
d) Hfrl jg 5 ‟ 6? sljcus bgmstrufsl ( efsg prkclegrfsl )
o) Qf
Qfso
soff pgrs
pgrsfc
fclm
lmfm
fm

4. Jkmtfp Qf`f Qrlf ( UF_GJPKBL )

 UF_GJPKBL f`fcfh prksg`ur jclmlj umtuj bgmnhgmrtljfm jfpfsltfs rgprk`ujsl prlf
`g
`gmn
mnfm
fm ifcf
ifcfm
m bgcf
bgcfju
jujf
jfm
m kj
kjcu
cusl
sl vf
vfsf
sf `g
`geg
egrgm
rgmslf
slf sghlm
sghlmnn
nnff fc
fcur
ur trfm
trfmsp
spkr
krtf
tfsl
sl spgrb
spgrbff
tgrhfbdft `fm prksgs egrtlclsfsl tl`fj tgrif`l.

k Lm`ljfsl
Wpfyf umtuj bgmnhgmtljfm
bgmnhgmtljfm egrtlcltfs
egrtlcltfs `lbfmf
`lbfmf eumnsl
eumnsl rgprk`ujsl
rgprk`ujsl bgmnfmofb
bgmnfmofb ftfu
nfmnnufm tgrhf`fp jgsghftfm prlf `fm pfsfmnfmmyf sgrtf bgcgbfhjfm jgtfhfmfm

`fm jufcltfs jgcufrnf.

k Jkm`lsl \fmn Bgbgrcujfm Qgrhftlfm Jhusus Dfnl Plm`fjfm Ufsgjtkbl

f) Lmegjs
Lmegjsll juclt
juclt pf`f
pf`f `fgrf
`fgrfh
h kpgr
kpgrfsl
fsl
d) Lmegjsl slstgblj yfmn sfmnft bgmnnfmnnu jkm`lsl
jkm`lsl jgsghftfm jclgm
o) Hl`rkj
Hl`rkjgc
gc ftfu
ftfu vfrljk
vfrljkjgc
jgc yfmn
yfmn dgsfr
dgsfr
`) Hgrm
Hgrmlf
lf lm
lmnu
nulm
lmfc
fcls
ls
g) El
Elcf
cfrl
rlfsl
fslss / gcgphf
gcgphfmt
mtlf
lfsls
sls
e) Wm`g
Wm`gsgm
sgmsu
suss tgst
tgstlj
ljuc
ucfrl
frlss
n) Bfssf
Bfssf lm
lmtr
trfsj
fsjrk
rktf
tfcl
clss

h) Fmgb
Fmgblf
lf dgrf
dgrft,
t, nfmn
nfmnnu
nufm
fm pgbd
pgbdgj
gjuf
ufm
m `f
`frf
rfh
h ft
ftfu
fu sg
sg`f
`fmn
mn bgmn
bgmnnu
numf
mfjf
jfm
m
fmtljkfnucfmslf
@. _L
_LJC
JCW_
W_ BGM
BGM_P
_PTW
TWF_
F_LL
f. Qgmngrtlfm
Bgmstrufsl bgrupfjfm prksgs pgcgpfsfm `lm`lmn rfhlb (gm`kbgtrlub) yfmn `lsgrtfl
`gmnfm
`gmnfm pgr`fr
pgr`frfhf
fhfm
m `fm tgrif`
tgrif`ll sgofrf
sgofrf dgrucf
dgrucfmn
mn sgtlfp
sgtlfp ducfm
ducfm jgoufc
jgoufcll pf`f
pf`f sfft
sfft
jghfbl
jghfblcfm
cfm.. Bgmstru
Bgmstrufsl
fsl yfmn
yfmn dgrucf
dgrucfmn
mn sgtlfp
sgtlfp ducfm
ducfm tgrsgdu
tgrsgdutt pf`f
pf`f fjhlrm
fjhlrmyf
yf fjfm
fjfm
bgbdgmtuj sljcus bgmstrufsl. Dlcf sljcus hfl` tgrftur (48 hfrl) 9 Hfrl pgrtfbf `fcfb
sljcus hfl` `lhltumn sgdfnfl hfrl jg-6. Bfsf sudur f`fcfh hfrl jg-64 hlmnnf hfrl jg-

65 `fcfb sljcus hfl`.

d. _lstgb hkrbkmfc yfmn bgbpgmnfruhl sljcus bgmstrufsl 9
6. E_H-TH
E_H-TH (ekcclo
(ekcclocg
cg stlbucf
stlbucftlm
tlmn
n hkrbkm
hkrbkmgg - rgcgfsl
rgcgfslmn
mn hkrbkmg)
hkrbkmg) yfmn `ljgcuf
`ljgcufrjf
rjfm
m
hlpktfcfbus umtuj bgrfmnsfmn hlpkelsls bgmngcufrjfm E_H.
4. CH-TH
H-TH (cut
(cutgl
glml
mlzl
zlmn
mn hkr
krb
bkm
kmg-
g- rgcg
rgcgfs
fslm
lmn
n hk
hkrb
rbk
kmg
mg)) yfm
yfmn `lj
ljgc
gcu
ufr
frj
jfm
hlpktfcfbus umtuj bgrfmnsfmn hlpkelsls bgmngcufrjfm CH.

?. QL
QLH
H (p
(prk
rkcf
cfot
otlm
lmgg lmhl
lmhldl
dltl
tlmn
mn hkrb
hkrbkm
kmg)
g) yf
yfmn
mn bgmn
bgmnhf
hfbd
bdft
ft hl
hlpk
pkel
elsl
slss um
umtu
tuj
j
bgmngcufrjfm prkcfjtlm.

o. Qf`f tlfp sljcus `ljgmfc ? bfsf utfbf yfltu9

6. Bfsf
Bfsf bgms
bgmstr
truf
ufsl
sl
Dgrcfm
Dgrcfmnsu
nsumn
mn sgcfbf
sgcfbf 4-8 hfrl.
hfrl. Qf`f
Qf`f sfft ltu gm`kbg
gm`kbgtrl
trlub
ub (sgcfp
(sgcfput
ut rfhlb)
rfhlb)
`lcgpfsjfm sghlmnnf tlbduc pgr`frfhfm `fm hkrbkm-hkrbkm kvfrlub dgrf`f
`fcfb jf`fr pfclmn rgm`fh.
f) Bfsf
Bfsf pr
prkc
kcle
legr
grfs
fsll
 @lbucfl `frl dgrhgmtl `frfh bgmstrufsl sfbpfl hfrl jg-60.
 _gtgcfh bgmstrufsl dgrfjhlr, `lbucflcfh efsg prkclegrfsl `lbfmf tgrif`l
pgrtubduhfm `frl `gsl`uf eumnslkmfcls umtuj bgbpgrslfpjfm rfhlb
umtuj pgrcgjftfm ifmlm.
 Qf`f efsg lml gm`kbgtrlub tubduh jgbdfcl. Fmtfrf hfrl jg- 64 sfbpfl
60 `fpft tgrif`l pgcgpfsfm sgc tgcur `frl lm`umn tgcur (`lsgdut kvucfsl)
d) Bfsf sgjrgsl.
Bfsf sgjrgsl f`fcfh bfsf sgsu`fh
sgsu`fh tgrif`lmyf
tgrif`lmyf kvucfsl.Hk
kvucfsl.Hkrbkm
rbkm prkngstgrkm
prkngstgrkm
`ljgcufrjfm `fm bgbpgmnfruhl pgrtubduhfm gm`kbgtrlub umtuj bgbduft
jkm`lsl rfhlb slfp umtuj lbpcfmtfsl (pgrcgjftfm ifmlm jg rfhlb).
`. Bgjfmlsbg _ljcus Bgmstrufsl
 Qf`f sgtlfp sljcus hfl` E_H `ljgcufrjfm kcgh Ckdus fmtgrlkr hlpkelsls yfmn
bgmygdfdjfd dgdgrfpf ekcljgc prlbgr dgrjgbdfmn `fcfb kvfrlub.
 Ekcljgc prlbgr dgrjgbdfmn bgmif`l ekcljgc `g Nrffe yfmn bgbduft gstgrkngm,
 Gstgrk
Gstgrkngm
ngm bgmgjf
bgmgjfm
m E_H,
E_H, sghlmn
sghlmnnf
nf ckdus
ckdus fmtgrl
fmtgrlkr
kr hlpkel
hlpkelsls
sls bgmngc
bgmngcufr
ufrjfm
jfm
hkrbkm nkmf`ktrkplm yfmn jg`uf yfltu CH (cutglmlzlmn hkrbkmg)
 Qrk`ujsl E_H `fm CH `lpgmnfruhl TH (rgcfslmn hkrbkmgs) yfmn `lsfcurjfm `frl
hlpktfcfbus jg hlpkelsls

 @ldfwfh pgmnruh TH ekcljgc `g nrfee sgbfjlm cfbf sgbfjlm bftfmn `fm bfjlm
dfmyfj bgmngcufrjfm cljukr ekcljucl yfmn bgmnfm`umn gstgrkngm. Gstgrkngm
bgbpum
bgbpumyfl
yfl pgmnfr
pgmnfruh
uh tgrhf`
tgrhf`fp
fp gm`kbg
gm`kbgtrl
trlub
ub bgmygd
bgmygdfdj
fdjfm
fm gm`kbg
gm`kbgtrl
trlub
ub
tubduh (bgmgdfc) yfmn `lsgdut bfsf prkclegrfsl
 @l
@ldf
dfwf
wfh
h pg
pgmn
mnfru
fruh
h CH ek
ekcl
cljg
jgcc `g nr
nrfe
feee bgmi
bgmif`
f`ll cg
cgdl
dlh
h bftf
bftfmn
mn,, bgm`
bgm`gj
gjftl
ftl
pgrbujffm kvfrlub, `fm jgbu`lfm
jgbu`lfm tgrif`l kvucfsl.
 _gtgcfh kvucfsl tgrif`l, tgrdgmtujcfh jkrpus rudrub(dgrwfrmf bgrfh) yfmn fjfm
bgmif`l jkrpus cutgub (dgrwfrmf jumlmn).
 Jkrpus
Jkrpus cutgub
cutgub bgmnhf
bgmnhfslcj
slcjfm
fm hkrbkm
hkrbkm prkngs
prkngstgrk
tgrkm.
m. Hkrbkm
Hkrbkm prkngs
prkngstgrk
tgrkm
m

bgbpum
bgbp umyf
yfll pg
pgmn
mnfr
fruh
uh tgrh
tgrhf`
f`fp
fp gmgm`k
`kbg
bgtrtrlu
lub
b yf yfmn
mn tg
tgcfh
cfh dgdgrp
rprk
rkcl
clegr
egrfsl
fsl
bgmygd
bgmygdfdj
fdjfmfm jgcgmi
jgcgmifr-j
fr-jgcg
gcgmif
mifrmy
rmyff dgrcgj
dgrcgjuj-
uj-cgj
cgjuj
uj `fm dgrsgj
dgrsgjrgsl
rgsl (bfsf
(bfsf
sgjrgsl)
 Dlcf tl`fj f`f pgbdufhfm, jkrpus cutgub dgr`gngmgrfsl yfmn bgmygdfdjfm
jf`fr gstgrkngm `fm prkngstgrkm
prkngstgrkm bgmurum,
bgmurum, sghlmnnf
sghlmnnf tgrif`l
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