DAILY School STA.

ROSA NATIONAL HIGH SCHOOL Grade Level 11

LESSON Teacher NIMROD B. CABRERA Learning Area BUSINESS MATHEMATICS
LOG Teaching Week Week 4 Quarter FOURTH

Time: 2:10 PM to MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY

aaaaa3:00 PM (Socialization (Holiday) (Holiday)
Night
Preparation)

Date: MTWTH April 08, 2024 April 09, 2024 April 10, 2024 April 11, 2024 April 12, 2024
I. OBJECTIVES
A. Content The learner demonstrates understanding of the key concepts of buying and selling.
Standards
B. Performance The learner is able to analyze and solve problems on important factors in managing business: buying products and selling products.
Standards
C. Learning 1. Identify what type of interest is shown in a given problem.
Competencies 2. Solve problems involving interests
Objectives 3. Show appreciation to the concept of interests.
II. CONTENT Interests
III. LEARNING
RESOURCES
A. References
1. Teacher’s Not applicable
Guide Pages
2. Learner’s Not applicable.
Material Pages
3. Textbook Not applicable.
Pages
4. Additional Not applicable.
Materials from
Learning Resources
B. Other Learning
Resources Business Mathematics Quarter 4– Module: Interests
IV. PROCEDURES
A. Reviewing ACTIVITY 1
previous lesson or Directions: Write TRUE if the statement is correct; otherwise, write FALSE.
presenting the new 1. If the interest is compounded monthly for 3 years, then the total number of times the compounding
lesson occurs is 36.
2. An interest rate of 6%, compounded quarterly, means that a constant 6% interest rate is applied on the
principal amount 4 times each year.
 3. An interest rate of 6%, compounded quarterly, means that the interest rate per period is 1.5%.
4. If P2,000 is deposited in an account that earns an annual simple interest rate of 1%, then it will earn a
total of P20 in 2 years.
If P2,000 is deposited in an account that earns an annual simple interest rate of 1% then it will earn a total of P40 in
2 years.
B. Establishing a The teacher presents the objectives of the lesson to the class and let the students recognize the significance of
purpose for the identifying what type of interest is used in a given problem.
lesson
C. Presenting The teacher discusses to the students the examples below.
examples/ Example 1.
instances of the Pilong invested P50,000 in an institution that offers an interest rate of 3% per year. How much will he earn in a
new lesson year? What is the future value of his money after 1 year?
Solution.
The interest that Pilong will earn in a year is 3% of P50,000; that is,
I =P ∙r ∙ t=( 50,000 ) (0.03)(1)=1,500
Therefore, Pilong will earn P1,500 from his investment after a year.
The Future Value (A) is computed using the formula A=P+ I =P50,000+ P 1,500=P51,500
Pilong’s money after 1 year is P51,500.

Example 2. The Barge Corporation invests P50,000 in a bank that offers an annual interest of 6%, compounded
yearly. How much will the future value of this investment after 10 years?
Solution.
The problem involves compound interest and we need to determine the future value A. the following information
are given: P50,000, r=6% and t=10 years. By substituting these values to the formula for future value, we have:
t 10
A=P(1+r ) =P 50 , 00(1+0.06) ≈ 89,542,384 , 83
Therefore, the Barge Corporation’s investment will grow approximately to P89,542,384 ,83 after 10 years.
D. Discussing new ACTIVITY 2
concepts and In this activity, the students will work in groups of four.
practicing new skill Direction: Each group will be given a set of questions to answer collaboratively.
#1 1. What formula do we use when we solve for Simple Interest Rate? Principal Amount of Simple Interest?
2. What formula do we use when we solve for Compound Interest? Future Value?

The teacher asks the groups to explain their answers. The teacher emphasizes on formulas of the concept of simple
and compound interest.
E. Discussing new Not applicable.
concepts and
practicing new skill
#2
F. Developing ACTIVITY 3
Mastery In this activity, the class will work with the same group.
Direction: Answer the following exercises below.
1. After 5 years, Pilong earned a simple interest of P90,000 from a P300,000 investment. What is the interest
rate of the said investment?
 2. Determine the principal amount that you need to invest at a simple annual interest of 8% to have a total
amount of P446,400 at the end of three years?
3. Suppose you invest P50,000 at 15% interest rate, compounded semi-annually. Determine the future value
of your investment after 3 years.
4. A Philippine bank learned that Bareg Corporation is planning to invest P50,000 in a foreign bank. So the
Philippine Bank convinced the corporation to invest in them instead. They offered the corporation an
interest rate of 6%, compounded quarterly, for 10 years. Approximately how much will be the future value
of the corporation’s investment if they will accept the offer of the Philippine Bank.
Answer Keys:
1. 6%
2. P360,00
3. ≈ P 77,165.08
4. ≈ P 90,700.020 .43
G. Finding practical Research about saving in a bank and having mutual funds. Which is more helpful in the long-run?
applications of
concepts & skills in
daily living
H. Making The teacher summarizes the mathematical concept of solving interests.
generalizations &
abstractions about
the lesson
I. Evaluating I. Direction: Do the task given. The students will work individually.
Learning 1. Ronda invested P30,000 in an account that earns an interest rate of 5% per year. How much will she earn
in a year?
2. Amanda invested P12,000 in an institution. When her investment reached its maturity date, she received
P15,000. How much interest did she gain? What is the interest rate?
3. Annaliza wants to put her savings in a trust fund that offers a simple interest rate of 2% per year. If she
decides to invest P500,00 for 3 years, how much interest will she earn?
4. A woman will invest P70,000.00 in a bank that offers a 4% interest, compounded yearly, How much will
be the future value of the investment after 12 years?
A millionaire invested his money in two banks. He invested P 30,000,000 in Bank A, which offers 6% interest,
compounded semi-annually. He also invested P40,000,000 in Bank B, which offers 7% interest, compounded yearly
Which of the two investment will have a greater yield in 3 years? Justify your answer.
J. Additional Not applicable.
activities for
application or
remediation
V. REMARKS
VI. REFLECTION
A. No. of learners who
earned 80% in the
evaluation
B. No. of learners who
require additional
activities for
remediation who
scored below 80%
C. Did the remedial
lesson work? No. of
learners who caught
up with the lesson
D. No. of learners who
continue to require
remediation
E. Which of my
teaching strategies
worked well? Why did
these work?
F. What difficulties did
I encounter which my
principal or supervisor
can help me solve?
G. What innovation or
localized materials did
I use/discover which I
wish to share with
other teachers?

Prepared by: Checked and Reviewed: Noted:

NIMROD B. CABRERA JOB D. LUCERO CESAR IAN DC. SALAC, PhD

Subject Teacher Head Teacher III Head Teacher VI, OIC-School Head