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School San Pascual National High Grade Level 11

School
Teacher Cortes III, Ma. Consuelo Learning Mathematics
Melanie E. Area

Teaching Quarter 2nd


Dates
DAILY LESSON PLAN and Time

TIME GRADE & SECTION ROOM

I. OBJECTIVES

The learner demonstrates an understanding of key concepts of simple


A. Content Standards
and compound interests, and simple and general annuities.
B. Performance Standards The learner is able to investigate, analyze and solve problems involving
simple and compound interests and simple and general annuities using
appropriate business and financial instruments.
C. Learning The learner solves problems involving simple and compound interests.
Competencies/Objectives
Write the LC code for each M11GM-IIb-2

II. CONTENT
Simple and Compound Interest
III. LEARNING RESOURCES

A. References
1. Teacher’s Guide pages pp. 156-162
2. Learner’s Material pages pp. 137-149
3. Textbook pages
4. Additional Materials from
Learning Resource (LR)
portal
B. Other Learning Resources https://quizizz.com
https://jamboard.com
C. Routinary Activities Prayer
Checking of Attendance

IV. PROCEDURES

A. Reviewing the previous lesson or The teacher will employ the Quizizz learning software in reviewing the
presenting the new lesson previous lesson on Simple and Compound Interests. By engaging in the
activity, the learners will recall what they have understood about simple
and compound interest by giving insights on the following:

• Definition of simple interest


• Definition of compound interest
• Time
• Rate/Percentage
• Principal amount
They will be asked to recall the formula and the variables needed in
solving simple and compound interests.
In the same activity, the teacher will also emphasize the relationship of
the variables in solving for simple interest. The teacher will pose the
following questions:

• What will happen to the maturity value of the interest if the


rate/percentage becomes higher?
• Will the interest value become larger as the length of time
becomes longer?
• What is the relationship of rate, time, and principal amount to each
other?

The learners are expected to participate in the activity. Corresponding


points will be given to the learners who got the correct answer. Points
will be accumulated and ranked accordingly. Rewards will be given to
those students who earned the top 2 spots in the activity.
B. Establishing a purpose for the The teacher will inform the learners of the objective of the lesson.
lesson

C. Presenting examples/instances of The teacher will discuss the variables that need to be considered when
the new lesson solving word problems. The teacher will present some real-life problems
involving simple and compound interests.

The teacher will also present instructional videos related to the lesson
to help the students maximize their understanding of how to solve
problems that involve simple and compound interests.
D. Discussing new concepts and For Simple Interest:
practicing new skills #1
Group Activity.

E. Discussing new concepts and The learners will be grouped into three. Each group will be supposed to
practicing new skills #2 borrow sample playing bills worth 1,500 pesos. The teacher will assign
different rates to every group. Each group will have 5 minutes to
complete the activity. Learners will be asked to determine their interest
based on the given amount of money, time, and rate:

Group 1: This group will have a 15 % rate that is supposed to be paid


in 4 years.
Group 2: This group will have a 12% rate that is supposed to be paid in
7 years.
Group 3: This group will have a 7% rate that is supposed to be paid in
5 years and 6 months.

For Compound Interest: Using the same group, the learners will solve
more problems involving interests. The teacher will let the groups solve
and compare the data in the table:

1. Mang Jose wants to lend money from a lending institution to support


the capital for his rice production next month. The following are the
conditions given by the lender:
P R T
1.P20,000 15% 2 years,
compounded
annually
2.P22,000 7.5% 3 and ½ years,
compounded
semi-annually
3.P25,000 5% 4 years,
compounded
quarterly
4.P30,000 10.5% 3 years,
compounded
semi-annually
5.P40,000 5% 2 years,
compounded
quarterly
• If Mang Jose wants to have the capital to be paid in the shortest
time and with the least interest value, which one should he choose?
Why?
• If he wants to have capital with the least interest value, which one
would you recommend? Why?
• If the lender wants to have the greatest interest value among the
following conditions, which one should he offer to Mang Jose? Why?

Each group will be asked to solve for the interest of their given tasks.
They are expected to write and present their answers for both activities
using Google Slides or PowerPoint presentations.
F. Developing mastery (Leads to The learners will create sample problems that involve simple and
Formative Assessment 3) compound interests and present them to the class.

The teacher will call for some learners to answer the word problems
developed by their classmates. The learners will also present other
methods of solving the problems given the interests and finding for the
rate, period, principal amount, etc. The learners are expected to present
their answers using the Jamboard app.
G. Finding practical applications of Narrative Development.
concepts and skills in daily living

Learners will be tasked to look for specific real-life scenarios or develop


H. Making generalizations and narrative stories that involve the concept of simple and compound
abstractions about the lesson interests. For values integration, the learners are encouraged to depict
notable Filipino values and misconceptions in the concepts of lending
money, paying debts, investments and insurances. (This will serve as
students' homework to be submitted next meeting.)

In generalizing the lesson, the teacher will elicit the following questions:
• As a student, what are your key takeaways from this activity?
• What are your approaches when it comes to handling/lending your
money?
I. Evaluating learning The teacher will evaluate the students’ level of understanding of the
lesson by answering prepared worksheets taken from the Learners’
Manual. This includes the following problems.
1. Find the simple interest on a loan of P65,000 if the loan is given at a
rate of 20% and is due in 3 years.
2. Miko borrowed P25,000 at a 10% annual simple interest rate. How
much should he pay after 3 years and 6 months?
3. How much money should you deposit in a bank so that it will
accumulate to P100,000 at 1% simple annual interest for 10 years?

Learners will present their answers through a Word Document file and
will be submitted in the Google Classroom. The rubric for scoring
learners’ answers will be based on the scoring rubric included in the
Learner’s Manual.

After the activity, the teacher will also ponder on some parts of the topic
that needs clarifications for mastery of learning.
J. Additional activities for application As additional activities, the learners will interview the lived experiences
or remediation of some small lending institutions, and resource persons in the
community with regard to applying the concept of simple and compound
interests in their business. The activity will be done in groups. The same
groupings will be applied to this activity.
V. REMARKS

VI. REFLECTION

A. No. of learners who earned 80%


on the formative assessment

B. No of learners who require


additional activities for remediation

Did the remedial lessons work?


C. No. of learners who caught up
with the lesson
D. No. of learners who continue to
require remediation.
E. Which of my teaching strategies
worked well? Why did these work?
F. What difficulties did I encounter
which my principal or supervisor can
help me solve?
G. What innovation or localized
materials did I use/discover which I
wish to share with other teachers?

Prepared by:

MA. CONSUELO MELANIE E. CORTES III


SPST – I

Noted by:

AMELIA N. LEQUIRON
Principal II

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