GRADE 1 to 12 School Grade Level VI

DAILY LESSON LOG Teacher Subject: TLE – Home

Economics

Date NOVEMBER 7-11, 2022 Quarter 2 – WEEK 1

OBJECTIVES Monday Tuesday Wednesday Thursday Friday

A. Content
Standard Applies knowledge and skills, and develops one’s interest in animal/ fish raising

B. Performance Manages family resources applying the principles of home management

Standard

C. Learning Identifies family resources and Enumerates sources of family Allocates budget for basic and Allocates budget for basic and social need
needs income social need such as: such as:
(human, material, and 1.1.1 food and clothing 1.1.1 food and clothing
Competency/ TLE6HE-0a-2
nonmaterial) 1.1.2 shelter and education 1.1.2 shelter and education
1.1.3 social needs: social and 1.1.3 social needs: social and
Objectives
TLE6HE-0a-1
moral obligations moral obligations
(birthdays, baptisms, etc.), (birthdays, baptisms, etc.),
family activities, school family activities, school
Write the LC
code for each. TLE6HE-0b-3 TLE6HE-0b-3

II. CONTENT FAMILY RESOURCES AND SOURCE OF FAMILY INCOME ALLOCATIO

NEEDS N OF
ALLOCATION OF BUDGET FOR BASIC ALLOCATION OF BUDGET FOR BUDGET
AND SOCIAL NEEDS BASIC AND SOCIAL NEEDS FOR BASIC
AND
SOCIAL
NEEDS
III. LEARNING
RESOURCES

A. References K to 12 MELC p 411 K to 12 MELC p 411 K to 12 MELC p 411 K to 12 MELC p 411 K to 12

 MELC p 411

1. Teacher’s SLM/PIVOT MODULES/ADM SLM/PIVOT MODULES/ADM SLM/PIVOT MODULES/ADM SLM/PIVOT MODULES/ADM SLM/PIVOT
Guide MODULES/A
DM
Pages

2. Learner’s
Materials pages

3. Textbook
pages

4. Additional
Materials from
Learning
Resource (LR)
portal

B. Other Laptop, pictures Laptop, pictures Laptop, pictures Laptop, pictures Laptop,
Learning pictures
Resource

III. PROCEDURES

A. Reviewing Study the meaning of the Recall past lesson. Recall past lesson. Recall past lesson. Recall past
previous lesson following words. lesson.
1. Priority We already learned about the
or presenting the
2. Value types of family resources and
new lesson
3. Ability What are the sources of family
needs.
4. Skill income discussed in our past lesson?
5. Resources
6. Effective
7. Economical Name the types of family
8. Social resources.
9. Obligations
10. Positive attitude
 11. Budget
B. Establishing a How well does your family
purpose for the take care of your resources at
home? Does your mother
lesson prepare a schedule of
activities for the whole family?
Does every member follow
what is on the schedule?
What happens when a home
is well-managed? Or poorly
managed?
Like with any groups or
organizations, the family needs
money to sustain its
growth and to achieve its goals.
Hence, the family strives to raise
money through
various means.
Good management of family
resources means using the
human and
nonhuman resources of the
household in attaining the family
goals or goals of each
family member.
Income -is the money that flows
into the family to be used in
exchange for goods,
services, or energy.
Family Income- is the total
income earned by all the
members of the household.
Continue past lesson. Continue
past lesson.
Income refers to the monetary
payment received by family
members for the
goods and services rendered.
Usually, the income of the family
comes from
employment and/or profit from a
business or commission like in selling
real state
or selling beauty products.
Expense, on the other hand, refers
to the money paid by the family for
the
goods and services that they get.
With the growing economic crisis,
you must master the art of
budgeting your
income and expenses to minimize its
impact on you and your family.
C. Presenting Today, we will learn about the
examples/ types of family resources and
instances of the needs.
new lesson
D. Discussing 1..Human Resources
new Family resources as humans
possess energy, time, and
concepts and
skills. It is important to
practicing new
remember that energy, time,
and skills are considered
skills #1
intangible resources and
limited. Every
member of the family who
can contribute his/her time,
effort, skills, strength, and
expertise
through services or work is
considered a family’s human
resources.
1.1 Capabilities, Intelligence,
and Skills
Every person has his or her
unique ability and
intelligence in a way that
improves not only
himself or herself but also
others. It is important to
identify the talents and skills
that each
person has and utilize them
for the common good for
society.
1.2 Strength/Energy
A person’s strength/energy
We will learn about family source
of income.
Family source of income can be
derived from the following:
1. Wage or salary- are earned for
services rendered. This is the
money paid
to the father, mother, or children
who work.
2. Profit from business and
investment – are dividends from
shares of
stocks and bonds that add
income for the family. These also
include
profit made from operating a
business.
3. Lease of property- proceeds
from the rental of family-owned
real state
property.
4. Pension- is the income of a
retired member of the family.
5. Commission and bonus- are
additional income that is over
and above
the regular salary or wage
received as a reward or
incentives.
6. Royalty and copyright – are
considered additional income
for a family
We will learn to allocate budget for Continue past lesson. Continue
our basic and social needs. past lesson.
Managing the income means allocating it wisely for the basic needs,
education, leisure activities, and the comfortable lifestyle of the family.
Managing can be done by budgeting. You should also know how to manage
your family resources aside from knowing the components of a budget.
Managing the family income includes balancing the budget so that the
resources are distributed fairly among the many needs of the family. All
members of the family must feel responsible for managing family resources.
Each must strive to meet the needs of the family. If needs are not met, each
must abide by the family’s decision, feel contented, and make a sacrifice for
the sake of the family.
A budget is a plan of how one will allocate or distribute the family income or
available money.
How important is the budget?
The budget is important because it allows you to allocate money based on
wellplanned needs. The budget likewise shows where the money was spent.
Components or elements of Family Budget
• Food- groceries, raw and cooked food, staples, condiments, and spices
• Shelter- if not renting, includes taxes, repair, and maintenance
• Clothing- uniforms, clothes, and accessories
• Education- tuition fees, books, transportation allowance of children
• Household operations- things needed in the house, beddings, curtains,
furniture, and other paraphernalia to make members comfortable.
• Utilities-electric, water, and telephone bills, gas salaries of helpers
• Health- medicine, check-up
• Recreation- family outings, outside dining, watching movies
• Savings-the amount set aside or deposited in the bank
does not only mean having
good health and a strong
body.
It also means having
emotional stability, mental
alertness, and having a
reasonable
commitment and positive
outlook in life, especially in
work that improves self and
society.
Strength is also needed to
accomplish tasks on time to
play, entertain, and relax with
the
family afterward.
Therefore, a person who
contributed his/her time, skills,
strength/energy, expertise,
talent, capabilities, and
intelligence is considered part
of human resources. This
human
resources can be enhanced
and developed by attending
seminars, having a healthy
lifestyle,
watching the news, perform
the skills always.
2. Material Resources
Family resources as materials
are things that can be
bought and owned through
the use
member who has written a book, Allocation of the Family Budget
composed a song, or invented a A family budget may differ from one family size and composition, family
thing. values, and standards of living.
Types of family income Some families may spend more on food, others on clothing, and still others
1. Money Income on education.
2. Real Income
3. Psychic Income
Money Income:
Money Income is the purchasing
power in rupees during a given
time.
Money income is one of the
important material resources of
the family. It is said,
• Income is the money that flows into the family to be used in exchange for
"Money is a matter of function
goods, services, or energy.
four, a medium, a measure, a
• The income of the family comes from the salary, commission, bonus,
standard, and a
business profit, or lease of property,
store." Some people say that "We
• The budget is a plan of how one will allocate or distribute the family income
cannot cat money, but we
or available money.
cannot eat without
money." According to D.H.
Robertson, "Money is anything
which is widely Remember: Income - Expenses= Savings
accepted in payment for goods How to manage family resources efficiently
or the discharge of other kinds of • Inform all the members of the family about the budget.
business • Make adjustments to your budget as necessary. Keep within the
obligations." Money income of amount allocated for budget items.
the family includes all the • Buy only things that are needed.
earnings which come • Schedule your expenses.
• Follow a shopping and marketing schedule.
to the family in terms of rupees, • Avoid making unscheduled, unplanned purchases, especially at a
coins or notes in a specific time, store you are not familiar with.
daily, weekly, • Teach the children to spend their allowance wisely.
or monthly.
of money. House and lot,
furniture and appliances,
jewelry, automobiles, and
cash are
examples as the family’s
material resources. Material
resources are also called
tangible
resources.
Tangible resources can be
monetary or non – monetary.
Monetary is in the form of
cash
and bank deposits while non-
monetary resources are things
that someone owns.
Every family must invest wisely
in material resources, making
sure that they consider
quality, durability, and
appreciation value when
choosing what to purchase.
Some material
resources increase in value
over time like real properties
and jewelry while the value of
furniture, appliances, and
automobiles goes down as
they get old and worn out.
Non-monetary material
resources are valuable too
because they can be sold for
a This income is the flow of
certain amount of cash.
Money income may be in the • Conserve energy and other utilities.
following forms: • Recycle or reuse materials.
a. Salary • Repair appliances and furniture as needed.
The monthly salary of all the • Take good care of your belongings.
members who are doing • Buy products that are good quality and reasonable price.
government or • Develop the habit of walking short distances.
private services.
b. Wages
Daily, weekly or monthly wages
Components or Elements of a Family Budget
c. Rent
Food - groceries, raw and cooked food, staples, condiments, and spices
Rent of the house and real
Shelter - if not renting, includes taxes, repair, and maintenance
estate
Clothing - uniforms, clothes, and accessories
d. Interest
Education - tuition fees, books, daily food, transportation allowance of children
The interest of the capital
Household operations - things needed in the house, beddings, curtains, furniture, and
deposited in banks, post offices,
other paraphernalia to make members comfortable
or lending
Utilities - electric, water, and telephone bills, gas, salaries of helpers
money.
Health - medicine, check-up
e. Projects
Recreation - family outings, outside dining, watching movies.
The profits from investment either
Savings - the amount set aside or deposited in the bank.
in business or any other sources.
f. Sick Benefits
Medical Allowances
g. Pensions
Money received by retired
Factors affecting the family budget
persons, old age widow, and
1.Amount of income- the higher the income of the family, the greater the amount
other pensioners
that the family members can spend on their needs and wants. But the greater the
h. Gift, dividends, securities,
income, the more savings the family can have for the future. On the other hand, the
royalties, etc
smaller the income of a family, the more it needs to spend on what is most important
Money income which provides
and immediate needs, food, shelter, clothing, education, and utilities are some of
additional comforts enjoyed by
the
the family.
immediate needs of most families today.
Psychic Income
2. Size and composition of the family- the more family members are there, the
bigger amount of income is spent on food, schooling, clothing, and for their other
satisfaction derived by the family
basic needs. Also, when family members are still young and growing up, the more
3. Non-material Resources
Time, health, and experience
are examples of non-material
resources. Non-material
resources are also called
intangible resources. Even
non-material resources are
intangible
resources still they are very
important. These resources
help the family to perform
their duties
and responsibilities at home,
in school, and at work.
Without these non-material
resources, it
is impossible to perform
human’s duties and
responsibilities.
3.1 Time
Time is very important. This is
the resource that cultivates
cooperation, the fulfilment of
the prescribed duties, and
the smart maintenance of
homes. This is used to start
and finish
the work without giving a
burden to the body or
resentment to the person.
3.2 Health
The health of family members
is important. The popular
saying “health is wealth” is
very
from the use
of money income and real
income. This income is also
called as enjoyment
income, experienced over a
given period of time by the
proper utilization of
money income and real income.
We must maximize psychic
income because
our ultimate goal is to derive
maximum satisfaction and
peace from life. It is in
the form of rewards (as in
prestige, leisure, or pleasant
surroundings) not
measurable in terms of money or
goods but serving as an
incentive to work in
certain occupations or situations
a creative artist can reap a
psychic
income that money cannot
match.
Real income is the flow of goods,
services, and community
facilities
available for a specific period of
time. According to Donaldson,
"The real value
of income received is the goods
and services and security and
well-being, that
income (money) will purchase."
expenses are needed for their food, health, and medical expenses, clothing, and
other
basic needs.
3. Values of the family- different families and different individuals have different
values, so they have different priorities on how to spend their money.
4. The needs and wants of the family-needs are materials that the family
members need to survive on a day to day basis. Food, shelter, and clothing are basic
needs. Today, however, education, transportation, lights, and water are also
considered needs. Wants, on the other hand, are materials that the family desire to
have. They can postpone if the budget is not enough, but they can purchase if the
budget allows it. Jewelry, new dresses, cell phones, and other electronic gadgets,
appliances, and cars are some of the wants most families would like to buy.
Needs and Wants
Our needs and wants to motivate us to work hard. They encourage and inspire
us to get involved in productive endeavors that will help our families live better.
It is important for family members to distinguish clearly their needs from their
wants. In family budgeting, we must prioritize our needs and not wants.
Every member must also know how family income is budgeted. Trough
budgeting, family members, learn to spend money wisely, thus, saving money
which could be used for other family needs.
There are great benefits when the whole family is involved in managing its own
resources by checking and counterchecking the progress in planning and
management implementation. It enhances unity and cooperation among family
members.
 true to an individual. When
family members are in good
health, they can do their
duties without
delay.
3.3 Experience
The more experience a family
member has, the more he or
she will get hired. He/she will
be paid a good amount for
his or her services. Experience
is the best teacher because
through
job experience the more the
worker learned from his / her
job. So, job or work
experience is
an important non-material
resource to have.
Time / Energy management
Some works require only a
little time and energy to
accomplish. Proper
scheduling of the
different activities as
managing the time will help
lessen the unnecessary labor.
It helps
speed up work and reduces
stress.
E. Discussing Directions: Underline the
new concepts human resources examples
and inside the box. Write your
practicing new answer on
The concept of real income is
very much
important for family living. Real-
time consists of both producers
and
consumer's goods.
Total Income
Total income consists of money
income received over a certain
period of
You should also know how to manage your family resources aside from
time, and the real income
knowing the components of a budget. Knowing how to make the most of available
received during the same period
resources is a characteristic of a good home manager. Managing the family income
from other sources
includes balancing the budget so that resources are distributed fairly among the
without spending one's money
many needs of the family.
income. The family utilizes this
total income to
obtain goods and services for
the satisfaction of its needs and
saves some
unused money income for future
use, gifts to other persons, or
payment of
taxes.
Tips in Wise Spending of Your
Income
• Make a list of all the things
needed at home and their
specification.
• Compare the prices of the
products to be bought. Avoid
buying things at
higher prices than usual.
• Buy in bulk the things that are
needed every day.
• Buy fruits and vegetables in
skills #2 your activity sheets.
Directions: Choose the
material resources examples
inside the box. Write your
answer on
the space provided.
Directions: Encircle the
nonmaterial resources
examples inside the box.
season.
• Know the substitute ingredients
for expensive items.
• Be familiar with the stores
offering the lowest prices.
• Go to a store where you can
be assured of good quality and
standard
price.
E-commerce, also known as
electronic commerce or internet
commerce,
refers to the buying and selling of
goods or services using the
internet, and the
transfer of money and data to
execute these transactions and
gives a family a new
source of income through online
selling of products.
Online selling is the act or
process of selling goods,
products, or services via
an internet or mobile app,
auction site, online classified
advertisement, online
shop, social networking, social
media, or webshop.
Selling direct online increases
your reach. With an online store,
your profits
are no longer limited by the
number of customers that can
physically visit your
brick and mortar location. You
can sell across towns, states, and
even across
borders, removing all
geographical limitations.
Blogging is the process of writing
a blog, an online journal in which
you
share your thoughts about a
particular subject with readers.
For those that
are looking to start a blog and
earn a real income, this is the
ultimate freedom.
However, this digital nomad
lifestyle isn't that new. People
have been making
money online for decades now.

The proper management of the

home depends on how family
members
utilize their materials and non-
material resources.
Using family resources properly
will help attain goals for better
home life.
The home serves as the
workshop where skills are honed,
attitudes, and values are
developed, habits are formed.
Knowing how to make the most
of available resources is a
characteristic of a
 good home manager.
Managing the family income
includes balancing the budget
so
that resources are distributed
fairly among the many needs of
the family.

F. Developing Directions: Find the ten words Directions: Choose the letter of the Directions: Match the elements Directions:
mastery (leads that you will see inside the word best answer. Write the chosen letter in column A with its definition in Identify the
to Formative puzzle box. on a column B. Write your following
separate sheet of paper.
Assessment 3) answer on the space provided. word (s)
1. Why do families need to balance
that is
the budget?
a. So that they can buy their wants if being
they have extra savings. referred to
b. So that resources are distributed the
fairly among the many needs of the statement.
family. Choose
c. So that there will be more budget
your
for their rest and recreation.
answer
d. So that they can send their
children to expensive schools. inside the
2. How should a family manage their box and
resources aside from knowing the write on the
components of a budget? space
a. They should know how to make
provided.
the most of the available resources
b. They should buy a lot of food and
store it for future use.

c. They should buy cheap and

instant foods instead of nutritious
foods to
save more money.
d. They should bring sick family
_________1.
members to a quack doctor than to
expensive specialists. Refers to
3. Is it practical to invest some of the family
family’s savings to other businesses?
 a. Yes, but make sure that the outings,
business they are going to invest in is outside
NOT a dining, and
scam.
watching
b. Yes, because investing makes us
movies.
famous and rich.
c. No, because it will be risky. _________2.
d. No, because businesses can be Refers to
bankrupt. medicine
4. How can a family manage its and check-
resources efficiently? up.
a. Invest in all kinds of businesses.
_________3.
b. Deposit all their income in the
Refers to
bank
c. Invest their money, mostly on their tuition fees,
wants. books and
d. Set family guidelines in managing daily foods.
family resources. _________4.
5. In what way does the
Refers to
involvement of the whole family in
uniforms,
managing the
resources beneficial? clothes and
a. It enhances unity and accessories.
cooperation among family _________5.
members. Refers to
b. It enhances the mathematical groceries,
abilities of the members.
raw and
c. It enables the members to tell
cooked
what clothes they want to buy.
d. It enhances the role of the head food.
of the family.

G. Finding Ask your parents what is the Ask your parents how much is their total income for the month. By following the
practical source of family income to your given percentage on the table given above, make a monthly family budget. Write it
application of family in
concepts and and how did they do it. Write it your notebook.
skills in daily on your notebook.
living
H.Making Fill in the blanks What are the sources of family 1. What is income? Budget?
generalizations Directions: Choose the income?
appropriate word inside the 2. Why do we need to budget the income of the family?
and
box to complete the thought
abstractions 3. What are the basic considerations in making a family budget?
of every
How do you differentiate direct
about the lesson
sentence.
income from indirect income?

How can you spend your income

wisely?
.

1. ___________________ is the
effort, time, skills, strength,
and expertise contributed by
a person who can able to
work.
2. ___________________ are
considered as intangible
resources and limited.
3. ___________________ are
things that can be bought
and owned through the use
of
money.
4. ___________________
material resources are
valuable too because they
 can be sold
for a certain amount of cash.
5. ___________________ fulfills
the prescribed duties, and
smart maintenance of
homes
I. Evaluating Directions: Identify the
learning following statement that
illustrates family resources and
needs. Write
Human if the statement
illustrates as human resources,
Material if the statement
illustrates as
material resources and
Nonmaterial if the statement
illustrates as nonmaterial
resources.
Write your answer on your
activity sheet.
____________1. Real properties
and jewelry increase in value
over time.
____________2. Proper
scheduling of the different
Directions: Read the question A. Directions: Solve and supply the Mr. Mangindo has an income
carefully and write the letter of allocated amount per expenditure of ₱ 20, 000.00 per month Directions:
the correct answer on in allocated budget for his family Based on
needs. If you are Mr. your family
a separate sheet of paper. the table by using the total monthly
Mangindo, how are you going income,
1. Patricia is a book writer, and income of P 30,000.00 for the
to spend your money given the allocate
she earned an additional family of 5 members. following monthly
income from it. expenses with the exact total budget for
What is the source of income for amount of money? the
Patricia? following
A. Wage or salary C. Commission Directions: Compute and fill in elements/
the allocated amount in the expenditure
and Bonus
blank table below. s by writing
B. Lease of property D. Royalty
your
and Copyright answers in
2. Precious is the owner of a Note: Sample for Food .45 X 30,000= the blank
building, and she makes it as an P 13, 500.00 columns
apartment, and below.
she earned from it through the
rentals. What is the source of
B. Directions: Answer the question
income of
below. Write your answer on activity
precious?
sheet.
A. Profit from business and
1. What are the things (expenses)
Investment C. Commission and
that we need to consider in
Bonus
allocating a
B. Lease of property D. Royalty
budget?
and Copyright
activities as managing the
time will help
lessen the unnecessary labor.
____________3. Another term
of material resources is
tangible resources.
____________4. Time is used to
start and finish the work
without giving a burden to
the
body or resentment to the
person.
____________5. Jewelry is a
tangible resource that the
value increases over time.
____________6. Strength is
important to accomplish
certain task.
____________7. Health of
family member is very
important in order to perform
duties
without delay.
____________8. Energy is
important in performing
duties.
____________9. The more
experience of a family
member has, the more he or
she will get
hired.
___________ 10. Capabilities of
an individual is very important
in improving the common
3. Mark is a composer of a song,
and every time people use his
composition, he earns from it.
What source of income does
Mark's
receive?
A. Profit from investment C.
Salary or Wages
B. Royalty and copyright D.
Pension
4. Donald is a retired police
officer, and every month he
receives money
from the social security system.
What is the source of income of
Donald?
A. pension C. Commission and
Bonus
B. Lease of property D. Royalty
and Copyright
5. Vicky is a teacher, and she
receives money every month
from the service
that she rendered in the school.
What is the source of income of
Vicky?
A. Wage or salary C. Commission
and bonus
B. Pension D. Profit from
investment
 Good of society

J. Additional
activities for
application or
remediation

IV. REMARKS

V. REFLECTION

A..No. of learners ___ of Learners who earned ___ of Learners who earned 80% ___ of Learners who earned ___ of
___ of Learners who earned 80%
who earned 80% in 80% above above 80% above Learners
above
the evaluation
who
earned 80%
above

B.No. of learners

who require
additional
activities for
remediation who
scored below 80%

C. Did the
remedial lessons
work?

No. of learners
who have caught
up with

the lesson

D. No. of learners
who continue to
require
remediation
E. Which of my
teaching strategies
worked well? Why

did these work?

F. What difficulties
did I encounter
which my
principal or
supervisor can
help me solve?

G. What innovation
or localized
materials did I
use/discover
which I wish to
share with other
teachers?

Prepared by: Checked and Reviewed:

Teacher I Head Teacher I