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Tudrtlr 8 ” Gkbunl 4:
 Lnlglfts dfb Bostofmt
M`drdmtlrostoms ka Rlm`fknkey-
Email
Hdslb Srkbumtokf Drts
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MK[T8[Drts 43[ Gkbunl 4

Drts Erdbl 43
Dntlrfdtovl Blnovlry Gkbl
Tudrtlr 8 Gkbunl 4: Lnlglfts dfb Bostofmt M`drdmtlrostoms ka Rlm`fknkey-Hdslb
Srkbumtokf Drts
Aorst Lbotokf, 8383

Xlpuhnom Dmt 08?=, slmtokf 451 stdtls t`dt: Fk mkpyroe`t s`dnn suhsost of dfy wkri ka
t`l Ekvlrfglft ka t`l S`onoppofls. @kwlvlr, prokr dpprkvdn ka t`l ekvlrfglft delfmy kr
kaaoml w`lrlof t`l wkri os mrldtlb s`dnn hl flmlssdry akr lxpnkotdtokf ka sum` wkri akr prkaot.
]um` delfmy kr kaaoml gdy, dgkfe kt`lr t`ofes, ogpksl ds d mkfbotokf t`l pdyglft ka
rkydntols.

Hkrrkwlb gdtlrodns (o.l., skfes, stkrols, pklgs, pomturls, p`ktks, hrdfb fdgls,
trdblgdris, ltm.) ofmnublb of t`os gkbunl drl kwflb hy t`lor rlsplmtovl mkpyroe`t `knblrs.
Lvlry laakrt `ds hllf lxlrtlb tk nkmdtl dfb slli plrgossokf tk usl t`lsl gdtlrodns arkg t`lor
rlsplmtovl mkpyroe`t kwflrs. R`l puhnos`lr dfb dut`krs bk fkt rlprlslft fkr mndog kwflrs`op
kvlr t`lg.

Suhnos`lb hy t`l Blpdrtglft ka Lbumdtokf

]lmrltdry: Nlkfkr Gdetknos Hrokfls
\fblrslmrltdry: Boksbdbk G. ]df Dftkfok

Blvlnkpglft Rldg ka t`l Gkbunl

Urotlrs: Uofoarlbk S. Sl Hlfotk Xlygkfb D. ]lhdstodf
Lbotkrs: Ankrd H. Rofdzd B`drlf-Jdil X. Edrmod
Ardfmls Jkmlnnl M. ]ofeskf
Xlvolwlrs: Ardfmos D. Bkgofek Gdrnkf E. Rdnkzd
Lvdfelnofl D. Mdhdmufedf Jkwlnn R. Sonktof
Dngd X. Rdhondfe
Onnustrdtkr: M`rostodf Xly X. Xomdrzl Xkelnok Hlrhdfk
Ndykut Drtosts: Ankrlfml D. Sonktof Mdrofd H. Huquofe
]`lryn X. Xodnuhof Gynllf M. Xkhoôks
Gdfdelglft Rldg: Rknlftofk E. Dquofk
Drnlfl D. Fork Gdrod ]dnkgl X. Dhlrk
Eofd D. Dgkylf Dngd X. Rdhondfe
Lbot`d R. Eorkf

Sroftlb of t`l S`onoppofls hy

Blpdrtglft ka Lbumdtokf ” Xleokf O

Kaaoml Dbbrlss: Ankrls ]t., Mdthdfelf, Moty ka ]df Alrfdfbk, Nd \fokf

Rlnladx: (358) 108-8=829 (358) 135-04=5
L-gdon Dbbrlss: rleokf4Cblplb.ekv.p`.

UnionBank Online
Download!

43

Drts
Tudrtlr 8 ” Gkbunl 4:
Lnlglfts dfb Bostofmt
M`drdmtlrostoms ka Rlm`fknkey-
Hdslb Srkbumtokf Drts

Oftrkbumtkry Glssdel
R`os ]lna-Nldrfofe Gkbunl (]NG) os prlpdrlb sk t`dt yku, kur bldr
nldrflrs, mdf mkftoful ykur stubols dfb nldrf w`onl dt `kgl. Dmtovotols,
qulstokfs, borlmtokfs, lxlrmosls, dfb bosmussokfs drl mdrlaunny stdtlb akr yku
tk ufblrstdfb ldm` nlsskf.
Ldm` ]NG os mkgpkslb ka boaalrlft pdrts. Ldm` pdrt s`dnn euobl yku
stlp-hy-stlp ds yku bosmkvlr dfb ufblrstdfb t`l nlsskf prlpdrlb akr yku.
Srl-tlsts drl prkvoblb tk gldsurl ykur prokr ifkwnlbel kf nlsskfs of
ldm` ]NG. R`os wonn tlnn yku oa yku fllb tk prkmllb kf mkgpnltofe t`os gkbunl
kr oa yku fllb tk dsi ykur admonotdtkr kr ykur tldm`lr‟s dssostdfml akr hlttlr
ufblrstdfbofe ka t`l nlsskf. Dt t`l lfb ka ldm` gkbunl, yku fllb tk dfswlr
t`l pkst-tlst tk slna-m`lmi ykur nldrfofe. Dfswlr ilys drl prkvoblb akr ldm`
dmtovoty dfb tlst. Ul trust t`dt yku wonn hl `kflst of usofe t`lsl.
Of dbbotokf tk t`l gdtlrodn of t`l gdof tlxt, Fktls tk t`l Rldm`lr drl
dnsk prkvoblb tk kur admonotdtkrs dfb pdrlfts akr strdtleols dfb rlgofblrs kf
`kw t`ly mdf hlst `lnp yku kf ykur `kgl-hdslb nldrfofe.
Snldsl usl t`os gkbunl wot` mdrl. Bk fkt put ufflmlssdry gdris kf
dfy pdrt ka t`os ]NG. \sl d slpdrdtl s`llt ka pdplr of dfswlrofe t`l lxlrmosls
dfb tlsts. Dfb rldb t`l ofstrumtokfs mdrlaunny hlakrl plrakrgofe ldm` tdsi.
Oa yku `dvl dfy qulstokfs of usofe t`os ]NG kr dfy boaaomunty of
dfswlrofe t`l tdsis of t`os gkbunl, bk fkt `lsotdtl tk mkfsunt ykur tldm`lr
kr admonotdtkr. R`dfi yku

U`dt O Fllb tk Ifkw

@lnnk! Nldrfofe os d nkfe jkurfly, roe`t; Of nldrfofe, bkofe dnn t`l

prlpdrlb dmtovotols os quotl m`dnnlfeofe, ylt ot os auf dfb oftlrlstofe. Of t`l
prlvokus gkbunls, yku nldrflb dhkut t`l gkblrf drt akrgs. Of t`os gkbunl,
yku drl tk bldn wot` gkblrf tlm`fknkey of mrldtofe drtwkris.
Ds pdrt ka tkbdy‟s elflrdtokf, yku drl dnrldby adgonodr wot` t`l vdrokus
usl ka tlm`fknkey. \ffktomldhny, yku goe`t `dvl hllf usofe tlm`fknkey-
elflrdtlb drts of ykur ndptkps, tdhnlts, sgdrtp`kfls, dfb kt`lr edbelts. R`os
gkbunl wonn `lnp yku ufblrstdfb t`l mkfmlpts uslb of mrldtofe tlm`fknkey-
hdslb drt akrgs, sum` ds t`l mkgputlr-hdslb drt dfb `kw t`ly drl rlndtlb tk
kur bdony novls. Xlndtovlny, t`os wonn dnsk oftrkbuml yku tk mkgputlr- hdslb drt.
Xldb t`l mkftlfts ka t`l pdels hlakrl bkofe t`l dmtovotols dfb dfswlrofe
t`l tlst qulstokfs. _ku drl dbvoslb tk usl d wobl vdrolty ka rldbofe drtomnls
arkg boaalrlft skurmls ds rlalrlfmls dsobl arkg t`l ofakrgdtokf of t`os gkbunl.
]lli euobdfml arkg dfy glghlr ka ykur adgony kr lvlf ykur arolfbs tk `lnp
yku dm`olvl t`l ekdns slt hy t`os nldrfofe gkbunl.

Of ufblrstdfbofe dfb nldrfofe t`l gkbunl, yku `dvl tk bk t`l aknnkwofe:

4. rldb ldm` pdel mdrlaunny9
8. aknnkw borlmtokfs stromtny9
=. dfswlr dnn qulstokfs kf ldm` pdel mkrrlmtny dfb mkgpnltlny9
2. usl d slpdrdtl s`llt ka pdplr akr ykur dfswlrs9
<. bk fkt wrotl dfyt`ofe kf t`os gkbunl9 dfb
1. dsi akr euobdfml arkg ykur tldm`lr oa flmlssdry.

_ku mdf m`lmi ykur dfswlrs kf t`l boaalrlft dmtovotols dfb dsslssglfts
t`rkue` t`l dfswlr ily dt t`l ndttlr pdrt ka t`l gkbunl. @kwlvlr, yku drl
lfmkurdelb tk wkri ofblplfblftny dfb `kflstny.

Ot os fkw ykur togl tk s`ofl!

Nldrfofe Mkgpltlfmols:
4. Oblftoaols drt lnlglfts of t`l tlm`fknkey-hdslb prkbumtokf drts. (D43LN-OOh-4)
8. Oblftoaols bostofmt m`drdmtlrostoms ka drts of t`l 84st mlftury of tlrgs ka:
8.4 prkbumtokf9 dfb
8.8 aufmtokfdnoty rdfel ka dubolfml rldm`. (D43LN-OOd-8)9 dfb
=. Oblftoaols drtwkris prkbumlb hy tlm`fknkey arkg kt`lr mkuftrols dfb
t`lor dbdptdtokf hy S`onoppofl drtosts. (D43LN-OOd-=)

4
MK[T8[Drts 43[ Gkbunl 4

U`dt O Ifkw

Srltlst (Burdtokf: 4< gofutls)

O. Borlmtokfs: M`kksl t`l nlttlr ka t`l mkrrlmt dfswlr. Urotl ykur dfswlrs of
ykur Drt fktlhkki.

4. U`dt drt os lsslftodnny gdbl usofe mkgputlr elflrdtokf

dfb gdfopundtokf;
D. Mknndel Gdiofe
H. ]tlfmon Brdwofe
M. Rlm`fknkey-hdslb Drt
B. Rrdbotokfdn Sdoftofe
8. U`dt os t`l aoeurl ka d pdrtomundr mkfbotokf t`dt kutnofls
dfyt`ofe t`dt yku mdf sll;
D. Mknkr
H. Nofl
M. Rlxturl
B. ]`dpl

=. U`om` ka t`l aknnkwofe onnustrdtokfs s`kws tlxturl;

D. H. M. B.
Fktl: Dnn drtwkris uslb drl kroeofdnny mrldtlb hy M`rostodf Xly X. Xomdrzl

2. Ot rlalrs tk t`l bostdfml kr drlds drkufb hltwllf kr wot`of

mkgpkflfts ka d spdml.
D. Akrg
H. Nofl
M. ]pdml
B. Qdnul
<. U`dt elflrdnozdtokf os blrovlb arkg t`os onnustrdtokf;
D. dppnols profmopnl ka r`yt`g
H. eovls lgp`dsos kf s`dpls
M. onnustrdtls kf tlxturl
B. vdnuls kf spdmofe

8
MK[T8[Drts 43[ Gkbunl 4

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Fktl: _ku mdf m`lmi ykur dfswlrs arkg t`l dfswlr ily
akufb kf pdel 83 ka t`os gkbunl.

1. U`om` ka t`l aknnkwofe pomturl os boeotdnny gdbl;

D. H. M. B.
Fktl: Dnn drtwkris uslb drl kroeofdnny tdilf hy Uofoarlbk S. Sl Hlfotk

5. U`om` ka t`l aknnkwofe os d boeotdn drtwkri ka Dftkfok Elrdrbk;

D. Motysmdpl
H. Erdvln
M. Sknyekf Brdwofes
B. Krbrls

0. @l os d akrloef drtost w`k mrldtlb t`l hronnodft Gkrrossly onnustrdtokf akr

Xknnofe ]tkfl gdedzofl.
D. Lvelfy Sdrvlfkv
H. Jldf Solrol @lhlrt
M. Idyd Knbdilr
B. Kned Ioslnlvd

?. Ot os blaoflb ds tlm`fknkey-hdslb drt w`om` os elflrdtlb hy t`l usl ka

edbelts noil mkgputlrs, sgdrtp`kfls dfb erdp`om tdhnlts.
D. Mkgputlr Drt
H. Boeotdn Drt
M. Rlm`fknkey-hdslb Drt
B. Rrdbotokfdn Drt

43. @l os d guntoglbod drtost of vdrokus mkgpdfols of 8330 dfb hy 8343, `l

akmuslb kf onnustrdtokfs wot` `os mknkraun dfb vohrdft onnustrdtokf stynl.
D. Dftkfok Ekrkrbk
H. Idyd Knbdilr
M. Xkffol bln Mdrglf
B. Qofmlft Xdp`dln Dslk

=
MK[T8[Drts 43[ Gkbunl 4

OO. Borlmtokfs: Oblftoay t`l aknnkwofe stdtlglfts. Urotl R oa t`l stdtlglft os

trul dfb wrotl A oa t`l stdtlglft os adnsl.

4. Rlm`fknkey-hdslb drt dnnkws mkggufomdtokf hltwllf t`l drtost dfb t`l

dubolfml.
8. Boeotdn drt `ds t`l sdgl m`drdmtlrostoms wot` trdbotokfdn drt.
=. Lnlglfts ka drt drl ofbosplfsdhnl admtkrs t`dt dnsk daalmt tlm`fknkey-
hdslb drt.
2. R`l usl ka noe`tflss dfb bdriflss ka mknkr, s`dbofe, dfb `oe`noe`tofe of
df drtwkri os vdnul.
<. Qofmlft Xdp`dln Dslk os t`l mk-borlmtkr ka t`l dfogdtlb aong ofsobl-kut
dfb df dfogdtkr of Udrflr Hrks.

Nlsskf Lnlglfts dfb Bostofmt

M`drdmtlrostoms ka Rlm`fknkey-
4 Hdslb Srkbumtokf Drts

U`dt‟s Of

Of Tudrtlr 4, yku `dvl nldrflb `kw t`l gkblrf drt akrgs stdrtlb.
Ogprlssokfosg drt stdrtlb t`l gkblrf drt gkvlglfts of t`l ldrny 4? t`
mlftury of Lurkpl, pdrtomundrny of Otdny, Elrgdfy, dfb t`l Flt`lrndfbs.
Mkfslqulftny, kt`lr gkblrf drt akrgs lglrelb sum` ds t`l lxprlssokfosg,
dhstrdmtokfosg, dhstrdmt lxprlssokfosg, ofstdnndtokf drt, dfb plrakrgdfml
drt. R`lsl gkblrf drt akrgs hlmdgl t`l akufbdtokf ka t`l lxostofe 84 st
mlftury drt w`om` wonn hl bosmusslb of t`os gkbunl.

2
MK[T8[Drts 43[ Gkbunl 4

U`dt‟s Flw

Borlmtokfs: Hlnkw drl pdoftofe dfb tlm`fknkey-hdslb drtwkris. Oblftoay t`l

sogondrotols dfb boaalrlfmls usofe t`l Qlff boderdg.

Sdoftofe Boeotdn Drt

Ndro Sdftdnlkf M`rostodf Xly Xomdrzl

pdoftofe boeotdn drt

<
MK[T8[Drts 43[ Gkbunl 4

U`dt os Ot

Lnlglfts ka Drt ds Dppnolb tk Rlm`fknkey-Hdslb Drt

R`l lnlglfts ka drt `lnp yku oblftoay dfb oftlrprlt df drtwkri ldsony.
R`lsl drl nofl, s`dpl, mknkr, vdnul, akrg, tlxturl, dfb spdml. R`lsl drl
ofmkrpkrdtlb of dfy drtwkri- trdbotokfdn kr tlm`fknkey-hdslb/boeotdn drt.

LNLGLFR] BLAOFOROKF ]DGSNL

Bostdfml hltwllf twk

pkofts (kr t`l pdt` ka d
Nofl gkvofe pkoft), tdiofe
dfy akrg dnkfe t`l
wdy.
`ttps://mmsldrm`.mrldtovlmkggkfs.kre/p`ktks
/b235a0m0- 305b-24la-0h2b-h35l01m5bla2

D aoeurl ka d pdrtomundr
]`dpl mkfbotokf t`dt kutnofl
dfyt`ofe t`dt yku mdf
sll
`ttps://mmsldrm`.mrldtovlmkggkfs.kre/p`ktks/
b8b143ml- 5303-2md<-?1=?-abd1md1ll5=5

Mknkr Boaalrlft `uls,

s`dbls dppnolb of drts
dfb blsoef
S`ktk tdilf hy Uofoarlbk S. Sl Hlfotk
Gdy 83, 8340

1
MK[T8[Drts 43[ Gkbunl 4

R`l usl ka noe`tflss

Qdnul dfb bdriflss ka mknkr,
s`dbofe dfb
`oe`noe`tofe of df
drtwkri. S`ktk tdilf hy Uofoarlbk S. Sl Hlfotk
Jdfudry 48, 8345

Mdf hl mrldtlb hy t`l

akrgofe ka twk kr gkrl
Akrg s`dpls kr ds t`rll-
boglfsokfdn s`dpl
(muhl, pyrdgob,
sp`lrl, ltm.) S`ktk dfb drt tdilf hy Uofoarlbk S. Sl Hlfotk
Blmlghlr 8340

Tudnoty ka d suradml kr
t`l wdy dfy wkri ka drt
Rlxturl
os rlprlslftlb.

`ttps://mmsldrm`.mrldtovlmkggkfs.kre/p`ktks/
?0b3=ld8- 15?8-25?b-?2bl-1bhm32<<02??

Xlalrs tk t`l bostdfmls

kr drlds drkufb,
]pdml hltwllf kr wot`of
mkgpkflfts ka d polml.
S`ktk tdilf hy Uofoarlbk S. Sl Hlfotk
Kmtkhlr 8340

R`lsl lnlglfts ka drt drl ofbosplfsdhnl admtkrs t`dt dnsk daalmt t`l
tlm`fknkey-hdslb drts. ]dgl ds t`l trdbotokfdn drtosts, t`l boeotdn drtosts drl
dnsk euoblb hy t`lsl lnlglfts w`om` yku wonn hl bldnofe wot` ds yku ek
t`rkue` t`os gkbunl.

Bostofmt M`drdmtlrostoms ka Drts of t`l 84st Mlftury

Rlm`fknkeomdn dbvdfmlglft os oflvotdhnl. Bdy hy bdy, ot os ofanulfmofe

lvlry dsplmt ka kur noal. Ots ogpdmt mdf hl sllf dnsk of t`l drts sofml drts
mkftofukusny lvknvl wot` t`l tlm`fknkeomdn erkwt`.

Mkgputlr tlm`fknkey `ds hllf d pdrt ka lvlry dsplmt ka gkblrf noal.

Dfykfl wot` d mkgputlr blvoml noil blsitkp SM, ndptkp, tdhnlt kr dfbrkob
p`kfl mdf fkw mdpturl dfb lbot ogdels dfb voblks9 mrldtl, gdfopundtl, dfb
s`drl wkris ka drt9 dfb lvlf mkgpksl gusom.

5
MK[T8[Drts 43[ Gkbunl 4