SAKSHI GUPTA

EDUCATION

Indian School of Business Apr 2018- Apr 2019

Post Graduate Program in Management | Intended Majors: Finance, Strategy & Leadership
 Experiential Learning Program: Selected (1/30+ teams) by a UK- based Investment Bank for an operations optimization project
- Created as-is journey maps and ideal journey map of the client onboarding process by analyzing detailed process flows
- Developed process optimization strategy for reduction in cycle time by using lean methodology and technology solutions
 Core Team Member, Strategy and Content, Artha- ISB’s Annual Finance conclave
- Conceptualized the central theme for the event and coordinated 6 panel discussions/ keynote sessions among 20+ eminent speakers

Hansraj College, University of Delhi Jul 2011- Jun 2014

B.Sc Life Sciences | GPA 8.6/ 10 (Graduated with First Division; ranked in Top 5% of batch)
- Organized 40+ inter-college quizzes with 100+ participants as a Member of Hansraj College's Quizzing Society ‘Illuminati’

WORK EXPERIENCE 3 years 8 months

State Bank of India (Deputy Manager) Dec 2014 - Mar 2018
More than 3 years’ experience across retail banking, commercial banking, branch management, customer engagement and execution of
government’s financial projects on the ground. Worked across geographies and multiple roles within the organization.

Business Development and Revenue Growth:

 Analyzed and sanctioned advances up to 100 cr to Small & Medium Enterprises (SME) using rigorous appraisal processes
 Evaluated internal credit risk rating and credit monitoring arrangements to assess future risks and take credit decisions
 Maintained 0% NPA across a 150 cr portfolio through periodic review and inspections of existing credit lines
 Appraised and sanctioned agricultural loans to small and marginal farmers in 25 nearby villages with 25% lower TAT
 Achieved NPA reduction from 5.4% to 0.87% of total agricultural credit portfolio through follow-up and monitoring
 Achieved 80% lead conversion rate to attain 54% y-o-y growth in personal, agricultural and commercial credit in FY 16-17

Management, Leadership and Process Improvement:

 Handpicked by SBI top management to head bank’s next-gen digital branch as Branch Manager
 Led a team of 3 associates to spearhead the adoption of Bank’s digital banking technology among people in a tier-2 city
 Organized financial planning and investment workshops for students of Aligarh Muslim University to create awareness of Bank’s products
and services; achieved 20% growth in customer base within 2 months
 Operationalized 64 digital savings accounts by conducting a 3-day long campaign across school/ college campuses in the city
 Demonetization: Redesigned branch process flows and implemented crowd management techniques to manage unprecedented levels
of daily customer turnout (2000+) and to record and reconcile high daily transactions averaging 5 cr
 Ensured timely roll-out of government subsidies/ microinsurance pay-outs to ~1300 farmers against tight Government deadlines
 Achieved 70% reduction in average customer waiting time by spearheading implementation of Queue Management System across 21
rural branches in the region

Key Achievements and Recognitions:

 Inducted among 1800 officers (less than 0.1% of all applicants) for leadership grooming program at SBI - joined as one of the youngest
Probationary Officers at the age of 22 (against batch average age of 27 years)
 Became Branch Head at the age of 24 after receiving fast track promotion within 2 years of joining (Industry average ~5 yrs)
 Awarded “Emerging Star-Certificate of Excellence” for performance as Branch Manager among 49 branches in the region
 Awarded “Certificate of Excellence” for mobilizing 10 big-ticket SME loans worth 162 cr during the SBI SME campaign
 Received “Letter of Appreciation” from Regional Manager for driving credit growth from 1.2 cr to 2 cr (67% growth) in a month by
mobilizing personal loans among defense professionals
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Aspiring Minds Private Ltd (Manager- Content Design and Analytics) Jun 2014 -Nov 2014
Responsibilities and Achievements:
 Recruited by Aspiring Minds Private Ltd in their core Content team for securing 100%ile in their flagship test AMCAT
 Successfully rolled-out more than 20 industry specific assessment tests as an independent developer by analyzing client requirements and
conducting relevant industry research
 Validated content using analytics solutions and ensured timely roll-out in desired format against client deadlines

CERTIFICATIONS:
-CAIIB Certification from Indian Institute of Banking & Finance(IIBF) covering advanced concepts of finance (Pass rate- 16.26%)
-NISM Series V A: Mutual Fund Distributors Certification for sales, distribution and support services of Mutual fund products

OTHER ACHIEVEMENTS/ INTERESTS

 Awarded certificate of merit by CBSE (Class 12) for being among top 0.1% students in English across India (98/100)
Social Initiatives:
 Core Volunteer at Bandhan event (cultural program for 200+ under privileged children) as part of Arts & Creativity group
 National Service Scheme (2012-2014) - Executed social projects like teaching Mathematics to students from underprivileged background,
conducting blood donation drives and conducting skill development workshops across DU campuses
 Volunteered with Make A Difference foundation (2017) to mentor 22 teenage girls at a shelter home in Delhi over the weekends