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Selected Financial
Credentials
The Annual General Assembly Meeting of KIB's
shareholders approved the distribution of
dividends for the year end 31 December 2022: 





 
Cash dividends 4 Fils
Bonus Shares 4% 

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Aligning ESG Impact with Sustainable
Development Goals (SDGs) 6 Clean Water
and Sanitation
Peace, Justice
16 &Institutions
Strong

As a member of the United Nations Global Compact

(UNGC), KIB’s 2022 ESG journey was focused on
13 Climate
Action Responsible
12 Consumption
& Production
continuing to responsibly build its environmental, social,
and governance foundation across the sustainability
GHG Products &
dimensions: environment, community, marketplace, and 7 Affordable &
Clean Energy Emissions Services
Industry
9 Innovation
workplace. This year, the ESG Summary Report 2022, & Infrastructure

illustrates the Bank’s performance and efforts towards a

conscious sustainable future for KIB and its community,

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2. Conserving our
Environmental Surroundings
In an effort to contribute to the conservation and preservation of our environmental
surroundings, KIB continues to integrate environmentally conscious practices
across our initiatives, operations and day to day activities. In the following, we
unveil the summarized overview of our environmental performance, encompassing
Scope 1, Scope 2, and Scope 3 greenhouse gas (GHG) emissions, as well as the
Bank’s utilities consumption, and other key metrics. Our pledge to environmental
sustainability is deeply rooted in our corporate DNA, and we believe that
transparency and accountability in this domain are paramount. By examining
our environmental footprint, we endeavor to not only fulfill our environmental
obligations but also inspire meaningful change within our industry and beyond.

Kuwait International Bank | ESG Summary Report | 19

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3. Cultivating a Sustained
Workplace Culture
Among KIB’s key pillars to cultivating a sustained workplace culture is ensuring a
fair and safe work environment to empower all employees. This vision is embedded
into KIB’s practices through HR policies, Code of Conduct, and social initiatives
that drive innovation, ensure employee engagement, and inclusivity. Throughout
the current year, the Bank has notably prioritized what it has consistently regarded
as its most valuable assets — its workforce. KIB has taken proactive steps to drive
both the personal and professional development and well-being of its employees.
This commitment has materialized through a wide range of events, initiatives, and
sustainable practices designed to uplift and support its dedicated team.

As we navigate the ever-evolving landscape of responsible business practices,

fostering a dynamic, inclusive, and safe work environment stands as a foundational
pillar of our corporate ethos. We are committed to upholding our role as a socially
responsible and financially inclusive Islamic institution in Kuwait. The Bank has
focused on key areas that are considered material to our workplace performance,
such as diversity and inclusion, retention, employee benefits, training and
development, well-being, special needs and human rights.

The following outlines the intricacies of our workplace initiatives, examining the
measures we have taken to empower our employees and accordingly retain their
talents.

Kuwait International Bank | ESG Summary Report | 22

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Kuwait International Bank | ESG Summary Report | 26

4. Elevating Community
Engagement
Throughout the decades, and continuing today, KIB has consistently prioritized the
active participation in sustainable development initiatives within the local society.
We constantly leverage the Bank’s resources and platforms to spearhead impactful
transformations addressing the broader context of the community, including but not
limited to financial literacy and awareness campaigns, youth empowerment, and
championing sustainability, health, and environmental consciousness.

KIB's Corporate Social Responsibility (CSR) objectives are strategically designed to

achieve multiple goals simultaneously. These objectives not only aim to solidify KIB's
standing as a distinctive digital banking provider in the market, catering effectively
to both retail and corporate clients but also seek to elevate the Bank's profile,
identity, and reputation. This is accomplished through the utilization of a diverse
array of media channels, featuring digitally-savvy, content-rich tactics. Furthermore,
these CSR initiatives reaffirm KIB's commitment to corporate citizenship by actively
increasing community engagement through unique and targeted initiatives owned by
the Bank.

As showcased in the following, various community engagements were conducted

throughout 2022 marketing KIB as a value driven community partner.

Kuwait International Bank | ESG Summary Report | 27

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5. Demonstrating Effective
and Robust Governance
Effective and robust governance is imperative to KIB’s success. Guided by
the Central Bank of Kuwait and international standards, the Bank consistently
exercises sound governance, accountable disclosure, compliance, proactive risk
management among its Board of Directors (BoD), committees, and executive
management. Governance serves as the backbone of our organization, guiding our
decision-making processes, due diligence while ensuring the highest standards of
ethics, transparency, integrity and accountability.

Through policies, procedures, compliance, and Code of Conduct, KIB continues

its efforts to emphasize a robust governance framework that protects stakeholder
rights, avoids conflict of interest, aligns with the principles of Islamic Shari'a
and regulatory requirements. Our commitment to strong governance is not just
a compliance requirement; it's a fundamental element of our corporate culture.
With that said, the following data displays our endeavours within our governance
infrastructure that underpin our responsible business practices and conduct.

Kuwait International Bank | ESG Summary Report | 35

KIB Governance StructurL

Board Committees Management Committees Sub - Committees

Executive Management Committee Technical Projects Committee

Board Strategy and Finance

& Investment Committee (BSFIC)

Finance & Investment

Product Review Committee
Committee (FIC)

Board Corporate
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Information Security Steering
Branches Committee
Committee (ISSC)

Board Remuneration &

Board of Directors Nomination Committee
Provisioning and Impairment
Committee

Board Audit Committee

Assets & Liabilities
Committee (ALCO)

Board Risk Management Committee

Business Continuity Steering
Committee (BCSC)

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KIB Governance StructurL

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Sheikh Mohammed Jarrah Al-Sabah 4Y. Raed Jawad Bukhamseen 4Y. Anwar Jawad Bukhamseen 4Y. Jassem Hassan Zainal 4Y. Saleh Sulaiman Al TYHK 4Y. Marzook Khaled Yousef Al Marzook
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Sheikh Dr. Khalid Mathkour Al-Mathkour Sheikh Ali Mohammed Hejji Al-Jady Sheikh Dr. Abdulaziz Khalifa Al-Qassar
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